nCino Partners with Parlay to Power AI-Native SBA Lending Nationwide
The partnership joins Parlay’s intelligent front-end experience for SBA loans with the nCino’s Commercial and Small Business Solutions, giving every SBA lender in the country one connected, AI-native path from inquiry to originated loan.
ALEXANDRIA, Va. & WILMINGTON, N.C.–(BUSINESS WIRE)–
Parlay, the AI-native Loan Intelligence System (LIS) and nCino (NASDAQ: NCNO), the platform for agentic AI banking, today announced a partnership to streamline intake for America’s 1,400 Small Business Administration (SBA) lenders. Parlay now connects directly into nCino’s Commercial and Small Business Solutions, replacing the manual paperwork that has slowed SBA lending for decades.
Parlay’s integration with nCino is live and has already processed more than $500 million in SBA loan inquiries in 2026 for customers including First Internet Bank (NASDAQ:INBK), a nationwide SBA lender known for helping entrepreneurs access capital to grow their businesses. Parlay’s agentic technology connects to nCino through a one-click handoff that handles intake, eligibility, and deal structuring before a banker ever opens the file. Lenders using Parlay can screen deals faster and close loans in less time. Existing customers of Parlay have noted the manual work needed to reach a credit-ready file dropped by up to 80%.
With the partnership, nCino and Parlay are closing a long-standing capital access gap for lenders on every Main Street in America. Small businesses generate 43% of U.S. GDP, and too many still don’t fit a bank’s standard credit box. Community banks and credit unions can now launch and scale SBA programs without building a back office first. High-volume SBA lenders now free up specialist hours for credit judgment instead of paperwork, putting capital in the hands of businesses that earn it but don’t fit the mold.
“Hundreds of financial institutions nationwide have told us they want to scale their SBA lending programs. Partnering with nCino enables Parlay to provide a powerful, complementary, and integrated offering: no rip and replace required, so more small businesses across the country gain faster access to capital.” — Alex McLeod, Parlay Co-Founder and CEO
“Lenders already trust nCino’s intelligent experience to run SBA lending with confidence. Now, paired with Parlay, they get even more: agentic capabilities that help them move eligible borrowers to approval faster and fund more small businesses.” — Chris Gufford, nCino Chief Product Officer
Under the agreement, nCino will resell and support Parlay’s LIS as an offering for customers prioritizing SBA, and Parlay will continue to serve the broader SBA lending market directly. nCino is offering the integration along with in-branch SBA lending capabilities to its new and existing customer base.
About Parlay Parlay built the AI-native Loan Intelligence System (LIS) category to transform SBA and small business lending. Its agentic workflows streamline intake, eligibility, and structuring before underwriting, helping banks, credit unions, and CDFIs close more deals with less manual work. Learn more at www.parlay.finance.
About nCino nCino (NASDAQ: NCNO) is the platform for agentic AI banking. With over 2,700 customers worldwide – including community banks, credit unions, independent mortgage banks, and the largest financial entities globally – nCino offers a trusted, agentic platform purpose-built for financial services and regulated industries. By deploying AI agents alongside human teams, nCino’s dual workforce enables institutions to eliminate inefficiencies, sharpen decision-making and deliver better outcomes for the customers they serve. For more information, visit www.ncino.com.
View source version on businesswire.com: https://www.businesswire.com/news/home/20261008669600/en/
Media Contacts
Parlay: Jay Long | [email protected]
nCino: Riley Keyzer | [email protected]
KEYWORDS: United States North America North Carolina Virginia
INDUSTRY KEYWORDS: Other Professional Services Finance Artificial Intelligence Banking Small Business Professional Services Technology Other Technology
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