Informa TechTarget to Present Customer Success Stories and AI Buyer Journey Solutions At Forrester’s B2B Summit North America 2026

Informa TechTarget to Present Customer Success Stories and AI Buyer Journey Solutions At Forrester’s B2B Summit North America 2026

B2B technology leaders Iron Mountain and Tanium to showcase powerful GTM transformations supported by partnership with Informa TechTarget

NEWTON, Mass.–(BUSINESS WIRE)–
Informa TechTarget (Nasdaq: TTGT), an indispensable partner for GTM success in the B2B Technology sector, today announced its plans for this year’s Forrester B2B Summit North America, which will take place April 26-29 at the Phoenix Convention Center in Phoenix, Arizona. As a Platinum sponsor of the summit, Informa TechTarget will have a significant presence throughout the event, showcasing its expertise in driving go-to-market (GTM) success for B2B marketers and solution sellers, as they address common challenges including the need for tighter marketing-sales alignment, expanding campaigns to engage new customer profiles and buying groups, and the increasingly self-directed, AI-guided buyer’s journey.

“B2B Marketing is at an inflection point. As a B2B tech marketer for 20 years, I can confidently say there has never been a more important time for marketers to connect brand, content, intent, and demand across the entire go-to-market lifecycle, from product strategy to marketing to sales,” said Staci M. Gullotta, Chief Marketing Officer of Informa TechTarget, who will speak at the event. “That’s why I’m so excited to represent Informa TechTarget at this year’s GTM-focused Forrester B2B Summit. With our unique combination of market intelligence, proprietary audiences, exclusive intent data, and brand-to-demand marketing solutions, Informa TechTarget is truly made for this moment. We partner with our customers to support them at any point of their GTM journey, leading with data-driven insights to improve strategies, bolster brand trust and authority, drive targeted engagement, and maximize pipeline and revenue.”

Informa TechTarget’s presence at Forrester’s B2B Summit North America 2026 will include informative sessions with actionable takeaways, offsite events and activations with partners, and a booth in the B2B Summit Marketplace.

Informa TechTarget’s B2B Summit Sessions

  • If AI Picks the Winners, How Do You Get Chosen? (Monday, April 27, 2:50-3:00 PM): As AI search increases among buyers, companies need to understand—and account for—how their brands and content and being perceived by LLMs and AI answer engines. In this Spotlight Session, Informa TechTarget’s Travis Gonzalez will outline transformative strategies and solutions to align B2B content with AI systems and ensure brand discoverability, authority and trust in the zero-click buyer journey.
  • Transforming Cybersecurity Marketing, with Tanium (Monday, April 27, 4:30-5:00 PM): In conversation with Informa TechTarget’s Annie Matthews, Katrina Ross, senior integrated marketing director at cybersecurity leader Tanium, will outline how Tanium better aligned its internal teams to enhance marketing results, and used precision data and integrated marketing tactics to drive meaningful revenue pipeline growth.
  • From Records to Revenue, with Iron Mountain (Tuesday, April 28, 12:15-12:45 PM): In this session, Gullotta will interview Mark Wiragh, North American enterprise marketing director, about the company’s GTM transformation story. He’ll discuss how Iron Mountain, a long time leader in physical records management, has evolved and expanded its GTM strategy to include new customers in the digital records marketplace.

Networking and Engagement Opportunities

  • Your Indispensable Partner for B2B Go-to-Market Success (Marketplace Booth #300, April 26-29): Attendees are invited to learn about Informa TechTarget’s comprehensive range of solutions and services spanning the full GTM journey, including: AI brand and content strategy, world-class Demand & ABM, trusted B2B tech and vertical audience brands, industry-leading proprietary buyer intent data, and the company’s award-winning, full-scope content creation studio. To learn more or to schedule a time to engage with Informa TechTarget directly at Forrester B2B Summit, click here.
  • Explore the Cosmos: Party at the Planetarium with Informa TechTarget and NetLine (Monday, April 27, 7:00 PM – 9:00 PM): Summit attendees are invited to the nearby Arizona Science Center to shift their perspectives with an immersive planetarium experience featuring hands-on activations, live illusions, and opportunities to connect with other attendees.
  • Demandbase BaseLounge @ Blanco Cocina + Cantina: Informa TechTarget will once again be partnering with Demandbase at B2B Summit as a sponsor of BaseLounge, where we will be meeting with mutual customers for strategic, focused conversations on how to generate more pipeline and revenue from your GTM investments with Demandbase + Informa TechTarget. To learn more about this strategic partnership, visit here.

“Forrester’s B2B Summit North America is the premier event for B2B strategy, marketing, and sales leaders, and we’re excited to have a prominent presence at this year’s event,” said Steve Niemiec, Chief Revenue Officer of Informa TechTarget. “This event is a unique opportunity to showcase the incredible work of our customer partners, Iron Mountain and Tanium, and to demonstrate how Informa TechTarget is helping businesses navigate the complexities of AI-driven buyer journeys. We look forward to sharing the stage with these industry leaders and engaging with attendees throughout the summit.”

For more information about Informa TechTarget—including its targeted network of B2B tech and industry media; comprehensive suite of brand, demand and content solutions; and unique proprietary buyer intent data—visit informatechtarget.com.

About Informa TechTarget

Informa TechTarget informs, influences and connects the world’s technology buyers and sellers, helping accelerate growth from R&D to ROI. With a vast reach of over 220 highly targeted digital properties and over 50 million permissioned first-party audience members, Informa TechTarget has a unique understanding of and insight into the technology market.Underpinned by those audiences and their intent data, we offer expert-led, data-driven, and digitally enabled services that deliver significant impact and measurable outcomes to our clients.

Informa TechTarget is headquartered in Boston, MA and has offices in 19 global locations. For more information, visit informatechtarget.com and follow us on LinkedIn.

© 2026 TechTarget, Inc. d/b/a Informa TechTarget. All rights reserved. All trademarks are the property of their respective owners.

Media Contact:

Theresa Tepper

PR Director

Informa TechTarget

[email protected]

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C&F Financial Corporation Announces Net Income for First Quarter

TOANO, Va., April 23, 2026 (GLOBE NEWSWIRE) — C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $6.8 million for the first quarter of 2026 compared to $5.4 million for the first quarter of 2025. The following table presents selected financial performance highlights for the periods indicated:

    For The Quarter Ended  
Consolidated Financial Highlights (unaudited)      3/31/2026      12/31/2025     3/31/2025  
Consolidated net income (000’s)   $ 6,794     $ 6,716     $ 5,395  
                         
Earnings per share – basic and diluted   $ 2.08     $ 2.07     $ 1.66  
                         
Annualized return on average assets     0.97 %     0.97 %     0.84 %
Annualized return on average equity     10.19 %     10.41 %     9.35 %
Annualized return on average tangible common equity1     11.28 %     11.67 %     10.65 %

________________________

1 For more information about these non-GAAP financial measures, which are not calculated in accordance with generally accepted accounting principles (GAAP), please see “Use of Certain Non-GAAP Financial Measures” and “Reconciliation of Certain Non-GAAP Financial Measures,” below.
   

 “C&F started 2026 with strong momentum, delivering earnings per share growth of 25 percent year over year,” said Tom Cherry, President and Chief Executive Officer of C&F Financial Corporation. “Higher net income at our community banking and mortgage banking segments more than offset lower earnings at our consumer finance segment, compared to March 31, 2025. Solid loan and deposit growth at our community banking segment, approximately a 58 percent jump in mortgage originations at our mortgage banking segment, and higher net interest margin all helped drive these results.

The U.S. economy stayed resilient in the first quarter, but risks are building, specifically with the conflict in the Middle East and potential associated impacts on interest rates, energy prices, and other economic effects. As conditions change, we are prepared to adapt quickly.”

Key highlights for the first quarter of 2026 are as follows.

  • Community banking segment loans grew $24.1 million, or 6.1 percent annualized, and $133.2 million, or 9.0 percent, compared to December 31, 2025 and March 31, 2025, respectively;
  • Consumer finance segment loans decreased $3.6 million, or 3.1 percent annualized, and decreased $1.5 million, or less than one percent, compared to December 31, 2025 and March 31, 2025, respectively;
  • Deposits increased $53.7 million, or 9.2 percent annualized, and $182.8 million, or 8.2 percent, compared to December 31, 2025 and March 31, 2025, respectively. A portion of the increases in deposits compared to March 31, 2025 was due to the wind-down of the repurchase agreement program with certain commercial deposit customers during the third quarter of 2025. The balance of these repurchase agreements was $25.9 million at March 31, 2025;
  • Consolidated annualized net interest margin was 4.27 percent for the first quarter of 2026 compared to 4.16 percent for the first quarter of 2025;
  • The consumer finance segment experienced net charge-offs at an annualized rate of 2.98 percent of average total loans for the first quarter of 2026 compared to 2.86 percent and 2.64 percent for the fourth quarter and first quarter of 2025, respectively;
  • Mortgage banking segment loan originations increased $65.9 million, or 57.9 percent, to $179.6 million for the first quarter of 2026 compared to the first quarter of 2025.


Community Banking Segment.
The community banking segment reported net income of $7.1 million for the first quarter of 2026 compared to $5.4 million for the first quarter of 2025 due primarily to:

  • higher interest income resulting from higher average balances of loans and cash reserves and higher average interest rates on securities;

partially offset by:

  • higher salaries and employee benefits due primarily to the addition of a seasoned lending team with the expansion into Southwest Virginia in the third quarter of 2025 and annual compensation adjustments.

Average loans increased $135.2 million, or 9.2 percent, for the first quarter of 2026 compared to the first quarter of 2025 due primarily to growth in the commercial real estate, land acquisition and development, and equity lines segments of the loan portfolio. Average deposits increased $180.5 million, or 8.2 percent, for the first quarter of 2026 compared to the first quarter of 2025 due primarily to higher balances across all categories of deposits. A portion of the increase in average deposits was due to the wind-down of the repurchase agreement program with certain commercial deposit customers during the third quarter of 2025. The average balance of these repurchase agreements was $28.2 million at March 31, 2025.

Average interest-earning asset yields were higher for the first quarter of 2026 compared to the first quarter of 2025 due primarily to higher average interest rates on securities available for sale. Average costs of interest-bearing deposits were lower for the first quarter of 2026 compared to the first quarter of 2025 due primarily to a decrease in average interest rates paid on time deposits.  

The community banking segment’s nonaccrual loans were $1.1 million at both March 31, 2026 and December 31, 2025. The community banking segment recorded provision for credit losses of $300,000 for the first quarter of 2026 compared to $100,000 for the first quarter of 2025. At March 31, 2026 the allowance for credit losses was $17.6 million compared to $17.4 million at December 31, 2025. The allowance for credit losses as a percentage of total loans decreased to 1.09 percent at March 31, 2026 from 1.10 percent at December 31, 2025. Management believes that the level of the allowance for credit losses is adequate to reflect the net amount expected to be collected.


Mortgage Banking Segment.
The mortgage banking segment reported net income of $910,000 for the first quarter of 2026 compared to $431,000 for the first quarter of 2025 due primarily to:

  • higher gains on sales of loans and higher mortgage banking fee income due to higher volume of mortgage loan originations; and
  • higher mortgage lender services fee income;

partially offset by:

  • higher variable expenses tied to mortgage loan origination volume such as commissions and bonuses, reported in salaries and employee benefits.

Mortgage banking segment loan originations increased 57.9 percent compared to the first quarter of 2025 as the mortgage interest rate environment has become more favorable, which led to an increase in both purchases and refinancings. Mortgage loan originations for the mortgage banking segment were $179.6 million for the first quarter of 2026, comprised of $142.5 million home purchases and $37.1 million refinancings, compared to $113.8 million for the first quarter of 2025, comprised of $101.7 million home purchases and $12.1 million refinancings. Mortgage loan segment originations include originations of loans sold to the community banking segment, at prices similar to those paid by third-party investors. These transactions are eliminated to reach consolidated totals.

Through the Lender Solutions division of the mortgage banking segment, mortgage lender services fee income is derived from providing mortgage origination functions to third-party mortgage lenders for a fee. Mortgage lender services fee income increased to $820,000 for the first quarter of 2026 compared to $541,000 for the first quarter of 2025 due primarily to increased mortgage loan volume in the industry.

During the first quarter of 2026, the mortgage banking segment recorded net reversals of provision for indemnification losses of $35,000 compared to net reversals of provision for indemnification losses of $25,000 in the same period of 2025. The allowance for indemnifications was $1.1 million and $1.2 million at March 31, 2026 and December 31, 2025, respectively. The release of indemnification reserves in 2026 and 2025 was due primarily to lower volume of mortgage loan originations in recent years compared to years prior when the indemnification reserve was increased due to higher volume coming out of the pandemic, improvement in the mortgage banking segment’s assessment of borrower payment performance and other factors affecting expected losses on mortgage loans sold in the secondary market, such as time since origination. Management believes that the indemnification reserve is sufficient to absorb losses related to loans that have been sold in the secondary market.


Consumer Finance Segment.
   The consumer finance segment reported a net loss of $81,000 for the first quarter of 2026 compared to net income of $226,000 for the first quarter of 2025 due primarily to:

  • higher provision for credit losses due primarily to higher net charge-offs; and
  • higher professional fees and higher loan processing and collection expenses;

partially offset by:

  • higher interest income resulting from higher loan yields due primarily to a shift in the mix of the loan portfolio with the termination of the lower-yielding marine and recreational vehicle loan program; and
  • lower interest expense allocation on borrowings from the community banking segment as a result of lower average interest rates;

Average loans decreased $1.0 million, or less than one percent, for the first quarter of 2026 compared to the same period in 2025 due primarily to a decrease in marine and recreational vehicle loans as the third party administrator of that program significantly decreased sales of those loans to outside parties during 2025, which led to the consumer finance segment ending future purchases under the program during the third quarter of 2025. The marine and recreational vehicle portfolio is expected to run off over the next several years as scheduled borrower payments are made on the existing loans. The consumer finance segment experienced net charge-offs at an annualized rate of 2.98 percent of average total loans for the first quarter of 2026 compared to 2.64 percent for the first quarter of 2025 due primarily to an increase in delinquent loans and repossessions. At March 31, 2026, total delinquent loans as a percentage of total loans was 3.35 percent compared to 4.38 percent at December 31, 2025 and 3.05 percent at March 31, 2025.

The consumer finance segment, at times, offers payment deferrals as a portfolio management technique to achieve higher ultimate cash collections on select loan accounts. A significant reliance on deferrals as a means of managing collections may result in a lengthening of the loss confirmation period, which would increase expectations of credit losses inherent in the portfolio. Average amounts of payment deferrals of automobile loans on a monthly basis, which are not included in delinquent loans, were 1.34 percent of average automobile loans outstanding during the first quarter of 2026 compared to 2.50 percent during the fourth quarter of 2025 and 1.75 percent during the first quarter of 2025.

The allowance for credit losses was $22.1 million, or 4.80 percent of total loans, at March 31, 2026 compared to $22.3 million, or 4.79 percent of total loans, at December 31, 2025. Management believes that the level of the allowance for credit losses is adequate to reflect the net amount expected to be collected. If loan performance deteriorates resulting in further elevated delinquencies or net charge-offs, the provision for credit losses may increase in future periods.


Liquidity.
The objective of the Corporation’s liquidity management is to ensure the continuous availability of funds to satisfy the credit needs of our customers and the demands of our depositors, creditors and investors. Uninsured deposits represent an estimate of amounts above the Federal Deposit Insurance Corporation (FDIC) insurance coverage limit of $250,000. As of March 31, 2026, the Corporation’s uninsured deposits were approximately $745.7 million, or 31.1 percent of total deposits. Excluding intercompany cash holdings and municipal deposits, which are secured with pledged securities, amounts uninsured were approximately $578.4 million, or 24.1 percent of total deposits as of March 31, 2026. The Corporation’s liquid assets, which include cash and due from banks, interest-bearing deposits at other banks and nonpledged securities available for sale, were $428.9 million and borrowing availability was $681.4 million as of March 31, 2026, which in total exceed uninsured deposits, excluding intercompany cash holdings and secured municipal deposits, by $531.9 million as of March 31, 2026.

In addition to deposits, the Corporation utilizes short-term and long-term borrowings as sources of funds. Short-term borrowings from the Federal Reserve Bank and the Federal Home Loan Bank of Atlanta (FHLB) may be used to fund the Corporation’s day-to-day operations. Total borrowings decreased to $103.3 million at March 31, 2026 from $113.3 million at December 31, 2025 due primarily to the repayment of FHLB advances during the first quarter of 2026.

Additional sources of liquidity available to the Corporation include cash flows from operations, loan payments and payoffs, deposit growth, maturities, calls and sales of securities, the issuance of brokered certificates of deposit and the capacity to borrow additional funds.


Capital and Dividends.
   During the first quarter of 2026, the Corporation increased its quarterly cash dividend by 4 percent, to 48 cents per share, compared to the previous quarterly dividend. This dividend, which was paid to shareholders on April 1, 2026, represents a payout ratio of 23.1 percent of earnings per share for the first quarter of 2026. The Board of Directors of the Corporation continually reviews the amount of cash dividends per share and the resulting dividend payout ratio in light of changes in economic conditions, current and future capital levels and requirements, and expected future earnings.

Total consolidated equity increased $3.8 million at March 31, 2026, compared to December 31, 2025, due primarily to net income, partially offset by dividends paid on the Corporation’s common stock and higher unrealized losses in the market value of securities available for sale, which are recognized as a component of other comprehensive income. The Corporation’s securities available for sale are fixed income debt securities and their unrealized loss position is a result of increased market interest rates since they were purchased. The Corporation expects to recover its investments in debt securities through scheduled payments of principal and interest. Unrealized losses are not expected to affect the earnings or regulatory capital of the Corporation or C&F Bank. The accumulated other comprehensive loss related to the Corporation’s securities available for sale, net of deferred income taxes, increased to $11.7 million at March 31, 2026 compared to $10.2 million at December 31, 2025 due primarily to fluctuations in debt security market interest rates.

As of March 31, 2026, C&F Bank was categorized as well capitalized under the FDIC’s regulatory framework for prompt corrective action. To be categorized as well capitalized under regulations applicable at March 31, 2026, C&F Bank was required to maintain minimum total risk-based, Tier 1 risk-based, CET1 risk-based and Tier 1 leverage ratios. In addition to the regulatory risk-based capital requirements, C&F Bank must maintain a capital conservation buffer of additional capital of 2.5 percent of risk-weighted assets as required by the Basel III capital rules. The Corporation and C&F Bank exceeded these ratios at March 31, 2026. For additional information, see “Capital Ratios” below. The above mentioned ratios are not impacted by unrealized losses on securities available for sale. In the event that all of these unrealized losses become realized into earnings, the Corporation and C&F Bank would both continue to exceed minimum capital requirements, including the capital conservation buffer, and be considered well capitalized.

The Corporation has a share repurchase program, effective January 1, 2026 through December 31, 2026, that was authorized by the Board of Directors to repurchase up to $5.0 million of the Corporation’s common stock (the 2026 Repurchase Program). During the first quarter of 2026, the Corporation repurchased 4,279 shares, or $309,000 of its common stock under the 2026 Repurchase Program.


About C&F Financial Corporation.
   The Corporation’s common stock is listed for trading on The Nasdaq Stock Market under the symbol CFFI. The common stock closed at a price of $76.30 per share on April 22, 2026. At March 31, 2026, the book value per share of the Corporation was $81.73 and the tangible book value per share was $73.70. For more information about the Corporation’s tangible book value per share, which is not calculated in accordance with GAAP, please see “Use of Certain Non-GAAP Financial Measures” and “Reconciliation of Certain Non-GAAP Financial Measures,” below.

C&F Bank operates 31 banking offices and five commercial loan offices located throughout Virginia and offers full wealth management services through its subsidiary C&F Wealth Management, Inc. C&F Mortgage Corporation and its subsidiary C&F Select LLC provide mortgage loan origination services through offices located in Virginia and the surrounding states. C&F Finance Company provides automobile, marine and recreational vehicle loans through indirect lending programs offered primarily in the Mid-Atlantic, Midwest and Southern United States from its headquarters in Henrico, Virginia.

Additional information regarding the Corporation’s products and services, as well as access to its filings with the Securities and Exchange Commission (SEC), are available on the Corporation’s website at http://www.cffc.com.


Use of Certain Non-GAAP Financial Measures.
The accounting and reporting policies of the Corporation conform to GAAP in the United States and prevailing practices in the banking industry. However, certain non-GAAP measures are used by management to supplement the evaluation of the Corporation’s performance. These include net tangible income attributable to the Corporation, return on average tangible common equity (ROTCE), tangible book value per share, price to tangible book value ratio, and the following fully-taxable equivalent (FTE) measures: interest and fees on loans-FTE, interest and dividends on securities-FTE, total interest income-FTE and net interest income-FTE. Interest on tax-exempt loans and securities is presented on a taxable-equivalent basis (which converts the income on loans and investments for which no income taxes are paid to the equivalent yield as if income taxes were paid) using the federal corporate income tax rate of 21 percent that was applicable for all periods presented.

Management believes that the use of these non-GAAP measures provides meaningful information about operating performance by enhancing comparability with other financial periods, other financial institutions, and between different sources of interest income. The non-GAAP measures used by management enhance comparability by excluding the effects of balances of intangible assets, including goodwill, that vary significantly between institutions, and tax benefits that are not consistent across different opportunities for investment. These non-GAAP financial measures should not be considered an alternative to, or more important than, GAAP-basis financial statements, and other bank holding companies may define or calculate these or similar measures differently. A reconciliation of the non-GAAP financial measures used by the Corporation to evaluate and measure the Corporation’s performance to the most directly comparable GAAP financial measures is presented below in the “Reconciliation of Certain Non-GAAP Financial Measures,” “Fully Taxable Equivalent Net Interest Income” and “Tangible Book Value Per Share” tables.


Forward-Looking Statements.
   This press release contains statements concerning the Corporation’s expectations, plans, objectives or beliefs regarding future financial performance and other statements that are not historical facts, which may constitute “forward-looking statements” as defined by federal securities laws. Forward-looking statements generally can be identified by the use of words such as “believe,” “expect,” “anticipate,” “estimate,” “plan,” “may,” “might,” “will,” “intend,” “target,” “should,” “could,” or similar expressions, are not statements of historical fact, and are based on management’s beliefs, assumptions and expectations regarding future events or performance as of the date of this press release, taking into account all information currently available. These statements may include, but are not limited to: statements made in Mr. Cherry’s quotation and statements regarding expected future operations and financial performance; expected trends in yields on loans; expected future recovery of investments in debt securities; future dividend payments and share repurchases; deposit trends; charge-offs and delinquencies; changes in cost of funds and net interest margin and items affecting net interest margin; strategic business initiatives, including our expansion into Southwest Virginia, and the anticipated effects thereof; changes in interest rates and the effects thereof on net interest income; expected impact of unrealized losses on earnings and regulatory capital of the Corporation or C&F Bank; expected renewal of unsecured federal funds agreements; mortgage loan originations; expectations regarding C&F Bank’s regulatory risk-based capital requirement levels; competition; our loan portfolio; our digital services; the adoption of artificial intelligence; deposit trends; improving operational efficiencies; retention of qualified loan officers and expectations regarding new mortgage loan originations; higher quality automobile loan contracts; expectations regarding the runoff of the marine and recreational vehicle portfolio; technology initiatives; our diversified business strategy; asset quality; credit quality; adequacy of allowances for credit losses and the level of future charge-offs; market interest rates and housing inventory and resulting effects on mortgage loan origination volume; sources of liquidity; adequacy of the reserve for indemnification losses related to loans sold in the secondary market; capital levels; the effect of future market and industry trends and conditions; the effects of future interest rate levels and fluctuations; cybersecurity risks; and inflation. These forward-looking statements are subject to significant risks and uncertainties due to factors that could have a material adverse effect on the operations and future prospects of the Corporation including, but not limited to, changes in:

  • interest rates, such as volatility in short-term interest rates or yields on U.S. Treasury bonds, fluctuations in interest rates following actions by the Federal Reserve and increases or volatility in mortgage interest rates
  • general business conditions, as well as conditions within the financial markets
  • general economic conditions, including unemployment levels, inflation rates, supply chain disruptions, slowdowns in economic growth and government shutdowns
  • general market conditions, including disruptions due to pandemics or significant health hazards, severe weather conditions, natural disasters, terrorist activities, financial crises, political crises, changes in trade policy and the implementation of tariffs, geopolitical tensions, war and other military conflicts (including the conflict in the Middle East and potential associated impacts on interest rates and energy prices) or other major events, or the prospect of these events
  • average loan yields and securities yields and average costs of interest-bearing deposits and borrowings
  • financial services industry conditions, including bank failures or rumors of such failures, the soundness of other financial institutions or concerns involving liquidity, along with actions taken by governmental agencies to address such conditions, and the effects on financial institutions, including us, on, among other things, the ability to attract or retain depositors and to borrow or raise capital
  • labor market conditions, including attracting, hiring, training, motivating and retaining qualified employees
  • the legislative and regulatory climate, regulatory initiatives with respect to financial institutions, products and services, the Consumer Financial Protection Bureau (the CFPB) and the regulatory and enforcement activities of the CFPB
  • monetary and fiscal policies of the U.S. Government, including policies of the FDIC, U.S. Department of the Treasury and the Board of Governors of the Federal Reserve System, and the effect of these policies on interest rates and business in our markets
  • demand for financial services in the Corporation’s market areas
  • the value of securities held in the Corporation’s investment portfolios
  • the quality or composition of the loan portfolios and the value of the collateral securing those loans
  • the inventory level, demand and fluctuations in the pricing of used automobiles, including sales prices of repossessed vehicles
  • the level of automobile loan delinquencies or defaults and our ability to repossess automobiles securing delinquent automobile finance installment contracts
  • the level of net charge-offs on loans and the adequacy of our allowance for credit losses
  • the level of indemnification losses related to mortgage loans sold
  • demand for loan products
  • deposit flows
  • the strength of the Corporation’s counterparties
  • the availability of lines of credit from the FHLB and other counterparties
  • competition from both banks and non-banks, including competition in the automobile finance market
  • services provided by, or the level of the Corporation’s reliance upon, third parties for key services
  • the commercial and residential real estate markets, including changes in property values
  • the demand for residential mortgages and conditions in the secondary residential mortgage loan markets
  • the Corporation’s technology initiatives and other strategic initiatives
  • the Corporation’s branch expansion, relocation and consolidation plans
  • cyber threats, attacks or events, including emerging issues related to the development and use of artificial intelligence that could give rise to legal or regulatory action or increase cybersecurity threats
  • C&F Bank’s product offerings
  • accounting principles, policies and guidelines, and elections made by the Corporation thereunder.

These risks and uncertainties, and the risks discussed in more detail in the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2025 and other reports filed with the SEC should be considered in evaluating the forward-looking statements contained herein. Readers should not place undue reliance on any forward-looking statement. There can be no assurance that actual results will not differ materially from historical results or those expressed in or implied by such forward-looking statements, or that the beliefs, assumptions and expectations underlying such forward-looking statements will be proven to be accurate. Forward-looking statements are made as of the date of this press release, and we undertake no obligation to update or revise any forward-looking statement to reflect events or circumstances arising after the date on which the statement was made, except as otherwise required by law.

Contact: Jason Long, CFO and Secretary
  (804) 843-2360
   



C&F Financial Corporation

Selected Financial Information

(dollars in thousands, except for per share data)

(unaudited)

             
Consolidated Balance Sheets      3/31/2026      12/31/2025
Assets            
Cash and due from banks   $ 15,286     $ 13,622  
Interest-bearing deposits in other banks     62,141       65,510  
Total cash and cash equivalents     77,427       79,132  
Securities—available for sale at fair value, amortized cost of
$485,390 and $471,036, respectively
    470,619       458,111  
Loans held for sale, at fair value     56,120       40,911  
Loans, net of allowance for credit losses of $39,665 and $39,677, respectively     2,035,387       2,014,899  
Restricted stock, at cost     3,346       3,680  
Corporate premises and equipment, net     38,727       39,200  
Other real estate owned, net of valuation allowance of $0 and $215, respectively           1,316  
Accrued interest receivable     11,752       11,726  
Goodwill     25,191       25,191  
Other intangible assets, net     884       909  
Bank-owned life insurance     21,911       21,808  
Net deferred tax asset     14,411       14,039  
Other assets     57,973       57,572  
Total assets   $ 2,813,748     $ 2,768,494  
             
Liabilities            
Deposits            
Noninterest-bearing demand deposits   $ 568,420     $ 543,673  
Savings, money market and interest-bearing demand deposits     907,732       905,683  
Time deposits     923,304       896,367  
Total deposits     2,399,456       2,345,723  
Short-term borrowings     20,000       20,000  
Long-term borrowings     57,750       67,842  
Trust preferred capital notes     25,501       25,493  
Accrued interest payable     4,642       3,745  
Other liabilities     40,287       43,343  
Total liabilities     2,547,636       2,506,146  
             
Commitments and contingent liabilities            
             
Equity            
Common stock ($1.00 par value, 8,000,000 shares authorized, 3,248,149 and 3,245,972 shares issued and outstanding, respectively, includes 100,480 and 100,578 of unvested shares, respectively)     3,148       3,145  
Additional paid-in capital     1,016       1,078  
Retained earnings     273,883       268,696  
Accumulated other comprehensive loss, net     (12,577 )     (11,166 )
Equity attributable to C&F Financial Corporation     265,470       261,753  
Noncontrolling interest     642       595  
Total equity     266,112       262,348  
Total liabilities and equity   $ 2,813,748     $ 2,768,494  
                 

                       
    For The Quarter Ended
Consolidated Statements of Income      3/31/2026         12/31/2025      3/31/2025
Interest income                      
Interest and fees on loans   $ 34,715     $ 34,842     $ 32,382
Interest on interest-bearing deposits in other banks     651       864       502
Interest and dividends on securities                      
U.S. treasury, government agencies and corporations     259       270       289
Mortgage-backed securities     1,660       1,602       1,394
Tax-exempt obligations of states and political subdivisions     1,094       1,049       911
Taxable obligations of states and political subdivisions     194       192       195
Corporate and other     573       502       315
Total interest income     39,146       39,321       35,988
Interest expense                      
Savings and interest-bearing deposits     2,263       2,328       1,805
Time deposits     7,586       7,857       7,964
Borrowings     1,236       1,259       859
Trust preferred capital notes     352       359       350
Total interest expense     11,437       11,803       10,978
Net interest income     27,709       27,518       25,010
Provision for credit losses     3,600       3,550       3,000
Net interest income after provision for credit losses     24,109       23,968       22,010
Noninterest income                      
Gains on sales of loans     2,545       1,778       1,847
Interchange income     1,577       1,580       1,475
Service charges on deposit accounts     1,020       1,052       990
Investment income from other equity interests     372       210       207
Mortgage banking fee income     850       732       570
Wealth management services income, net     808       820       732
Mortgage lender services income     820       784       536
Other service charges and fees     504       504       498
Other income, net     54       906       718
Total noninterest income     8,550       8,366       7,573
Noninterest expenses                      
Salaries and employee benefits     14,357       14,027       13,483
Occupancy     2,215       2,265       2,193
Data processing     3,175       3,081       2,866
Professional fees     917       876       921
Insurance expense     430       415       491
Marketing and advertising expenses     547       625       529
Loan processing and collection expenses     873       878       683
Other     1,801       2,074       1,893
Total noninterest expenses     24,315       24,241       23,059
Income before income taxes     8,344       8,093       6,524
Income tax expense     1,550       1,377       1,129
Net income     6,794       6,716       5,395
Less net income attributable to noncontrolling interest     47       15       27
Net income attributable to C&F Financial Corporation   $ 6,747     $ 6,701     $ 5,368
Net income per share – basic and diluted   $ 2.08     $ 2.07     $ 1.66
                       
Weighted average shares outstanding – basic and diluted     3,248,485       3,238,417       3,234,935
Dividends declared per share   $ 0.48     $ 0.46     $ 0.46
                       

  For The Quarter Ended
Other Performance Data      3/31/2026    12/31/2025    3/31/2025
Net income (loss):                  
Community banking   $ 7,110     $ 7,292     $ 5,445  
Mortgage banking     910       250       431  
Consumer finance     (81 )     233       226  
Other1     (1,145 )     (1,059 )     (707 )
Total   $ 6,794     $ 6,716     $ 5,395  
                   
Mortgage loan originations – mortgage banking:                  
Purchases   $ 142,526     $ 149,020     $ 101,640  
Refinancings     37,076       36,936       12,110  
Total   $ 179,602     $ 185,956     $ 113,750  
                   
Mortgage loans sold – mortgage banking   $ 164,520     $ 178,671     $ 106,431  

________________________

1 Includes results of the holding company that are not allocated to the business segments and elimination of inter-segment activity.
   

    For the Quarter Ended  
      3/31/2026        12/31/2025        3/31/2025     
    Average      Yield/     Average      Yield/     Average      Yield/  
Yield Analysis   Balance     Rate     Balance     Rate     Balance     Rate  
Assets                                    
Loans:                                    
Community banking segment1   $ 1,602,769     5.57 %     $ 1,559,824     5.53 %     $ 1,467,555     5.52 %  
Mortgage banking segment     38,738     5.65       42,170     6.03       20,968     6.56  
Consumer finance segment     464,541     10.67       464,312     10.69       465,526     10.56  
Total loans     2,106,048     6.69       2,066,306     6.70       1,954,049     6.73  
Securities – available for sale:                                    
Taxable     344,936     3.11       343,596     2.99       339,450     2.58  
Tax-exempt1     131,702     4.21       127,369     4.16       119,033     3.87  
Total securities – available for sale     476,638     3.42       470,965     3.31       458,483     2.92  
Interest-bearing deposits in other banks     79,426     3.32       97,051     3.53       55,830     3.65  
Total earning assets     2,662,112     6.01       2,634,322     5.98       2,468,362     5.95  
Allowance for credit losses     (40,516 )           (40,259 )           (40,605 )      
Total non-earning assets     170,659             165,364             154,554        
Total assets   $ 2,792,255           $ 2,759,427           $ 2,582,311        
                                     
Liabilities and Equity                                    
Interest-bearing deposits:                                    
Interest-bearing demand deposits   $ 351,066     0.72     $ 333,690     0.66     $ 332,341     0.67  
Savings and money market deposit accounts     550,647     1.21       554,179     1.27       489,217     1.00  
Time deposits     908,808     3.39       892,338     3.49       821,949     3.93  
Total interest-bearing deposits     1,810,521     2.21       1,780,207     2.27       1,643,507     2.40  
Borrowings:                                    
Repurchase agreements                         28,192     1.59  
Other borrowings     112,324     5.66       113,484     5.70       93,597     4.69  
Total borrowings     112,324     5.66       113,484     5.70       121,789     3.97  
Total interest-bearing liabilities     1,922,845     2.41       1,893,691     2.48       1,765,296     2.51  
Noninterest-bearing demand deposits     558,877             562,011             545,346        
Other liabilities     43,770             45,751             40,874        
Total liabilities     2,525,492             2,501,453             2,351,516        
Equity     266,763             257,974             230,795        
Total liabilities and equity   $ 2,792,255           $ 2,759,427           $ 2,582,311        
Net interest income                                    
Interest rate spread         3.60 %           3.50 %           3.44 %  
Interest expense to average earning assets         1.74 %           1.78 %           1.79 %  
Net interest margin         4.27 %           4.20 %           4.16 %  

________________________

1 Interest on tax-exempt loans and securities is presented on a taxable-equivalent basis using the federal corporate income tax rate of 21 percent that was applicable for all periods presented. For more information about these non-GAAP financial measures, please see “Use of Certain Non-GAAP Financial Measures” and “Reconciliation of Certain Non-GAAP Financial Measures.”
   

Asset Quality      3/31/2026     12/31/2025     
Community Banking                
Total loans   $ 1,614,406     $ 1,590,301  
Nonaccrual loans   $ 1,099     $ 1,135  
Allowance for credit losses (ACL)   $ 17,564     $ 17,418  
Nonaccrual loans to total loans     0.07 %       0.07 %  
ACL to total loans     1.09 %       1.10 %  
ACL to nonaccrual loans     1,598.18 %       1,534.63 %  
Annualized year-to-date net charge-offs to average loans     0.00 %       0.01 %  
                 
Consumer Finance                
Total loans   $ 460,646     $ 464,275  
Nonaccrual loans   $ 913     $ 1,022  
Repossessed assets   $ 879     $ 937  
ACL   $ 22,101     $ 22,259  
Nonaccrual loans to total loans     0.20 %       0.22 %  
ACL to total loans     4.80 %       4.79 %  
ACL to nonaccrual loans     2,420.70 %       2,177.98 %  
Annualized year-to-date net charge-offs to average loans     2.98 %       2.59 %  

             
Market Ratios      3/31/2026    12/31/2025
Market value per share   $ 72.94   $ 72.59
Book value per share   $ 81.73   $ 80.64
Price to book value ratio     0.89     0.90
Tangible book value per share1   $ 73.70   $ 72.60
Price to tangible book value ratio1     0.99     1.00
Price to earnings ratio (ttm)     8.39     8.76

________________________

1 For more information about these non-GAAP financial measures, please see “Use of Certain Non-GAAP Financial Measures” and “Reconciliation of Certain Non-GAAP Financial Measures.”
   

                Minimum Capital
Capital Ratios   3/31/2026     12/31/2025     Requirements

3
C&F Financial Corporation

1
                 
Total risk-based capital ratio   15.1 %   15.2 %   8.0 %
Tier 1 risk-based capital ratio   12.1 %   12.2 %   6.0 %
Common equity tier 1 capital ratio   11.0 %   11.0 %   4.5 %
Tier 1 leverage ratio   10.1 %   10.0 %   4.0 %
                   
C&F Bank

2
                 
Total risk-based capital ratio   14.7 %   14.8 %   8.0 %
Tier 1 risk-based capital ratio   13.4 %   13.6 %   6.0 %
Common equity tier 1 capital ratio   13.4 %   13.6 %   4.5 %
Tier 1 leverage ratio   11.1 %   11.1 %   4.0 %

________________________

1 The Corporation, a small bank holding company under applicable regulations and guidance, is not subject to the minimum regulatory capital regulations for bank holding companies. The regulatory requirements that apply to bank holding companies that are subject to regulatory capital requirements are presented above, along with the Corporation’s capital ratios as determined under those regulations.
2 All ratios at March 31, 2026 are estimates and subject to change pending regulatory filings. All ratios at December 31, 2025 are presented as filed.
3 The ratios presented for minimum capital requirements are those to be considered adequately capitalized.
   

    For The Quarter Ended
    3/31/2026   12/31/2025   3/31/2025
Reconciliation of Certain Non-GAAP Financial Measures            
Return on Average Tangible Common Equity                  
Average total equity, as reported   $ 266,763     $ 257,974     $ 230,795  
Average goodwill     (25,191 )     (25,191 )     (25,191 )
Average other intangible assets     (896 )     (924 )     (1,118 )
Average noncontrolling interest     (590 )     (479 )     (637 )
Average tangible common equity   $ 240,086     $ 231,380     $ 203,849  
                   
Net income   $ 6,794     $ 6,716     $ 5,395  
Amortization of intangibles     25       50       62  
Net income attributable to noncontrolling interest     (47 )     (15 )     (27 )
Net tangible income attributable to C&F Financial Corporation   $ 6,772     $ 6,751     $ 5,430  
                   
Annualized return on average equity, as reported     10.19 %     10.41 %     9.35 %
Annualized return on average tangible common equity     11.28 %     11.67 %     10.65 %
                         

    For The Quarter Ended
    3/31/2026   12/31/2025   3/31/2025
Fully Taxable Equivalent Net Interest Income

1
                 
Interest income on loans   $ 34,715   $ 34,842   $ 32,382
FTE adjustment     47     51     46
FTE interest and fees on loans   $ 34,762   $ 34,893   $ 32,428
                   
Interest income on securities   $ 3,780   $ 3,615   $ 3,104
FTE adjustment     291     277     242
FTE interest and dividends on securities   $ 4,071   $ 3,892   $ 3,346
                   
Total interest income   $ 39,146   $ 39,321   $ 35,988
FTE adjustment     338     328     288
FTE interest income   $ 39,484   $ 39,649   $ 36,276
                   
Net interest income   $ 27,709   $ 27,518   $ 25,010
FTE adjustment     338     328     288
FTE net interest income   $ 28,047   $ 27,846   $ 25,298

________________

1 Assuming a tax rate of 21%.
   

             
    3/31/2026   12/31/2025
Tangible Book Value Per Share        
Equity attributable to C&F Financial Corporation   $ 265,470     $ 261,753  
Goodwill     (25,191 )     (25,191 )
Other intangible assets     (884 )     (909 )
Tangible equity attributable to C&F Financial Corporation   $ 239,395     $ 235,653  
             
Shares outstanding     3,248,149       3,245,972  
             
Book value per share   $ 81.73     $ 80.64  
Tangible book value per share   $ 73.70     $ 72.60  



ComEd Customers Save $13 Billion in Energy Costs Through Award-Winning Energy Efficiency Program

ComEd Customers Save $13 Billion in Energy Costs Through Award-Winning Energy Efficiency Program

Participating customers also received more than $2.5 billion in incentives to help offset the cost of energy-efficiency improvements

CHICAGO–(BUSINESS WIRE)–
As pressure on energy costs continues to rise, ComEd helped families and businesses across northern Illinois save a total of $13 billion on their energy bills through its award-winning ComEd Energy Efficiency Program. The program, one of the largest in the nation, offers a range ofservices and incentives to help customers manage energy use and lower energy costs, while helping the environment.

Since 2008, ComEd customers who participated in the energy-efficiency program also received more than $2.5 billion in incentives, which help offset the cost of energy-efficiency improvements.

“ComEd recognizes that rising energy costs impact many of the 9 million people we’re privileged to serve in northern Illinois,” said Ajit Apte, Senior Vice President of Customer Operations at ComEd. “This milestone reflects our commitment to offering new and expanded solutions that empower customers to switch to energy-saving technologies to reduce their energy bills. These solutions are designed to help reduce energy usage during peak summer season and year-round.”

The ComEd Energy Efficiency Program has also helped customers conserve nearly 112 million megawatt-hours of electricity, resulting in the prevention of nearly 84 billion pounds of carbon emissions that contribute to climate change. This is the environmental equivalent of planting 38 million acres of trees or removing nearly 9 million cars from the road for one year.

ComEd’s energy-efficiency program also has offerings to support income-eligible customers, many of whom live in older homes that use more energy. This includes free weatherization upgrades for qualified customers who sign up for a free home energy assessment, and free energy saving kits distributed through Community Action Agencies.

The energy-efficiency industry also contributes to the economy. Illinois recorded nearly 90,000 jobs in the energy efficiency sector in 2024. The most recent year numbers were reported by Clean Jobs Midwest. These jobs, which comprise about two-thirds of Illinois’ clean energy sector, include manufacturing of ENERGY STAR-rated appliances; installation of efficient lighting; connecting heat pumps and other highly efficient heating, ventilation, and air conditioning systems; and the construction of homes and commercial buildings using advanced materials like low-carbon concrete.

“Reaching $13 billion in customer savings is a major achievement for ComEd and for the region. It reflects years of sustained investment in energy efficiency that’s lowering costs and reducing emissions for customers,” said Paige Knutsen, executive director of the Midwest Energy Efficiency Alliance. “Just as important, these programs are creating demand for skilled workers across Illinois and building the workforce needed to deliver savings at scale. Continued investment in efficiency means more affordability today and a stronger energy future for our communities.”

The ComEd Energy Efficiency Program is one of several options that the energy company offers to help address rising energy supply costs — driven by increasingly extreme temperatures and supply-demand imbalances which account for nearly half of customers’ energy bills — that continue to impact families and businesses. ComEd does not set supply prices, which are passed on without profit to ComEd.

ComEd’s energy efficiency programs reflect the energy company’s dedication to The Exelon Promise. This customer-focused strategy from parent company Exelon aims to provide quick relief, strong protections and lasting solutions to rising energy costs. This includes:

  • the January launch of the Low-Income Discount (LID) program, which offers qualifying income-eligible ComEd customers percentage-based discounts on their electric bills based on income level up to 300% of the federal poverty level. These discounts are intended to reduce energy costs to 3% to 6% of total household income.

  • the January launch of ComEd’s Delivery Time-of-Day pricing rate, which helps households save money by shifting energy use to times when electricity prices are lower and demand is reduced.

  • last year’s launch of the $10 million Customer Relief Fund, which provided bill relief to more than 30,000 ComEd customers. Later this year, ComEd plans an extension of the program, which is launched in collaboration with its parent company, Exelon.

  • ongoing support for legislation that resulted in customers receiving bill credits of over $803 million — or approximately $13 a month depending on usage — over each of the first five months of this year.

ComEd residential customers can find energy efficiency services, incentives, and rebates at ComEd.com/HomeSavings, while business offerings are listed at ComEd.com/BizSavings.

To help customers sort through the full range of energy-efficiency and bill-assistance programs, ComEd offers its Smart Assistance Manager at ComEd.com/SAM. This online resource asks customers a few questions, then sorts through all the options ComEd has available to recommend personalized options. SAM will also provide links for more information and to apply.

ComEd is a unit of Chicago-based Exelon Corporation (NASDAQ: EXC), a Fortune 200 company and one of the nation’s largest utility companies, serving almost 11 million customers through six fully regulated transmission and distribution utilities — Atlantic City Electric, BGE, ComEd, Delmarva Power, PECO, and Pepco. ComEd powers the lives of more than 4 million customers across northern Illinois, or 70 percent of the state’s population. For more information visit ComEd.com, and connect with the company on Facebook, Instagram, LinkedIn, X, and YouTube.

ComEd Media Relations

312-394-3500

KEYWORDS: Illinois United States North America

INDUSTRY KEYWORDS: Environment Utilities Sustainability Green Technology Energy Climate Change

MEDIA:

Orchestra BioMed to Present AVIM Therapy Clinical and Mechanistic Data at HRS 2026

  • Pre-randomization Atrioventricular Interval Modulation Therapy (“AVIM Therapy”) 
    set-up
    data from the MODERATO II randomized, prospective, multi-center, double-blind, controlled trial show an

    immediate


    average reduction of 13.2 mmHg

    in office systolic blood pressure (“oSBP”)

  • 97%


    of patients experienced an immediate blood pressure reduction

    of >5 mmHg reduction in oSBP prior to randomization
  • A
    VIM Therapy demonstrated the potential to deliver

    immediate, substantial, and sustained reductions

    in blood pressure, with evidence of improved diastolic function and reverse cardiac remodeling
  • The BACKBEAT Global Pivotal Trial, which Orchestra BioMed is actively enrolling as part of a strategic collaboration with Medtronic (NYSE: MDT), targets a similar patient population as MODERATO II using a similar approach to blood pressure assessment and AVIM Therapy activation

NEW HOPE, Pa., April 23, 2026 (GLOBE NEWSWIRE) — Orchestra BioMed Holdings, Inc. (Nasdaq: OBIO) (“Orchestra BioMed” or the “Company”), a biomedical company accelerating high-impact technologies to patients through strategic partnerships with market-leading global medical device companies, today announced two AVIM Therapy presentations at the Heart Rhythm Society (HRS) 2026 Annual Meeting.


HRS 2026 Presentations and Data Highlights


Atrioventricular Interval Modulation (AVIM) Therapy as a Treatment for Hypertensive Heart Disease (Saturday, April 25, 10:06-10:18am, Room S102 McCormick Place)

Prof.
Karl-Heinz Kuck, M.D., Medical Director, LANS Cardio Hamburg will present new data from the MODERATO II randomized, prospective, multi-center, double-blind, controlled trial which demonstrate AVIM Therapy’s potential to deliver immediate, substantial, and sustained blood pressure reduction without reliance on additional medications or patient adherence. Key findings include:


  • An Immediate and Substantial oSBP Reduction

    : Upon activation, AVIM Therapy demonstrated a mean reduction in oSBP of 13.2 mmHg.

  • A High Responder Rate

    : 97% of patients achieved a 5 mmHg or greater reduction in oSBP.

  • High Rates of Sustained Blood Pressure Control:
    At 6 months, mean ambulatory systolic blood pressure (“aSBP”) was 125.2 mmHg, with 89% of patients achieving aSBP <140 mmHg, the current oSBP treatment goal according to European Society of Cardiology guidelines, and 58% of patients achieving aSBP <130 mmHg, the more stringent U.S. oSBP treatment goal according to American Heart Association and American College of Cardiology guidelines.

  • Durable Long-Term Effect

    : Sustained reductions in aSBP were observed through 3.6 years of follow-up in a sub-cohort of patients.

Prof. Kuck
, who also served as Principal Investigator for the MODERATO II pilot trial, commented, “The observed response rate and mean blood pressure reduction in the MODERATO II trial provide a clear and consistent baseline signal of AVIM Therapy’s effect. The magnitude of ambulatory blood pressure reduction brought the majority of patients well within contemporary guideline-recommended targets for optimal blood pressure control. We look forward to further results from the BACKBEAT Global Pivotal Trial as AVIM Therapy, in combination with a modest medical regimen, may offer a differentiated path to sustained blood pressure control in this older, higher-risk patient population.”

Pressure-Volume Analysis Demonstrates Hemodynamic Effects of Atrioventricular Interval Modulation (AVIM) Therapy in Hypertension

(Friday, April 24, 10:00am-12:00pm, Abstract Pavilion – Exhibit Hall, McCormick Place)

Prof. Milan Chovanec, M.D., Na Hamolce Hospital will present results from a clinical pressure-volume loop trial of AVIM Therapy in pacemaker-indicated patients with uncontrolled hypertension despite the use of anti-hypertensive medication. These data, which were published in JACC: Clinical Electrophysiology, demonstrate the favorable impact of AVIM Therapy compared to standard pacing on systolic blood pressure (“SBP”) and overall cardiac function when delivered using both conduction system pacing (“CSP”) and standard right ventricular (“RV”) pacing lead locations.

AVIM Therapy acutely reduced SBP by decreasing cardiac preload and effective arterial elastance (afterload) independent of lead location without affecting left ventricular contractility. When compared to AV pacing, AVIM Therapy drove statistically significant (p<0.05) reductions in:

  • Systolic blood pressure, end diastolic volume, end diastolic pressure, and end systolic volume using both CSP and RV pacing lead locations
  • Stroke work without significantly reducing stroke volume
  • Total peripheral resistance (measured by Ea) and no change in contractility

About Orchestra BioMed

Orchestra BioMed is a biomedical innovation company accelerating high-impact technologies to patients through strategic collaborations with market-leading global medical device companies. The Company’s two flagship product candidates – Atrioventricular Interval Modulation (AVIM) Therapy and Virtue® Sirolimus AngioInfusion™ Balloon (Virtue SAB) – are currently undergoing pivotal clinical trials for their lead indications, each representing multi-billion-dollar annual global market opportunities. AVIM Therapy is a bioelectronic treatment for hypertension, the leading risk factor for death worldwide, and is designed to be delivered by a pacemaker and achieve immediate, substantial and sustained reductions in blood pressure in patients with hypertensive heart disease. The Company has a strategic collaboration with Medtronic, one of the largest medical device companies in the world and the global leader in cardiac pacing therapies, for the development and commercialization of AVIM Therapy for the treatment of uncontrolled hypertension in pacemaker-indicated patients. AVIM Therapy has FDA Breakthrough Device Designation for these patients, as well as an estimated 7.7 million total patients in the U.S. with uncontrolled hypertension despite medical therapy and increased cardiovascular risk. Virtue SAB is a highly differentiated, first-of-its-kind non-coated drug delivery angioplasty balloon system designed to deliver a large liquid dose of proprietary extended-release formulation of sirolimus, SirolimusEFR™, for the treatment of atherosclerotic artery disease, the leading cause of mortality worldwide. Virtue SAB has been granted Breakthrough Device Designation by the FDA for the treatment of coronary in-stent restenosis, coronary small vessel disease and below-the-knee peripheral artery disease. For further information about Orchestra BioMed, please visit www.orchestrabiomed.com, and follow us on LinkedIn.

About AVIM Therapy

AVIM Therapy is an investigational therapy compatible with standard dual-chamber pacemakers designed to substantially and persistently lower blood pressure. It has been evaluated in pilot studies in patients with hypertension who are also indicated for a pacemaker. MODERATO II, a double-blind, randomized pilot trial, showed that patients treated with AVIM Therapy experienced net reductions of 8.1 mmHg in 24-hour ambulatory systolic blood pressure (aSBP) and 12.3 mmHg in office systolic blood pressure (oSBP) at six months when compared to control patients. In addition to reducing blood pressure, clinical results using AVIM Therapy demonstrate improvements in cardiac function and hemodynamics. The BACKBEAT (BradycArdia paCemaKer with atrioventricular interval modulation for Blood prEssure treAtmenT) global pivotal trial will evaluate the safety and efficacy of AVIM Therapy in lowering blood pressure in patients who have systolic blood pressure above target despite anti-hypertensive medication and who are indicated for or have recently received a dual-chamber cardiac pacemaker. AVIM Therapy has been granted Breakthrough Device Designation by the FDA for the treatment of uncontrolled hypertension in patients who have increased cardiovascular risk.

Forward-Looking Statements

Certain statements included in this press release that are not historical facts are forward-looking statements for purposes of the safe harbor provisions under the United States Private Securities Litigation Reform Act of 1995. Forward-looking statements generally are accompanied by words such as “believe,” “may,” “will,” “estimate,” “continue,” “anticipate,” “intend,” “expect,” “should,” “would,” “plan,” “predict,” “potential,” “seem,” “seek,” “future,” “outlook” and similar expressions that predict or indicate future events or trends or that are not statements of historical matters. These forward-looking statements include, but are not limited to, statements relating to the initiation, enrollment, timing, implementation and design of the Company’s ongoing pivotal trials, realizing the clinical and commercial value of AVIM Therapy and Virtue SAB, the potential safety and efficacy of the Company’s product candidates, including the ability of AVIM Therapy to deliver sustained reductions in blood pressure and cardiac hemodynamic benefits, and the ability of the Company’s partnerships to accelerate clinical development. These statements are based on various assumptions, whether or not identified in this press release, and on the current expectations of the Company’s management and are not predictions of actual performance. These forward-looking statements are provided for illustrative purposes only and are not intended to serve as and must not be relied on as a guarantee, an assurance, a prediction, or a definitive statement of fact or probability. Actual events and circumstances are difficult or impossible to predict and may differ from assumptions. Many actual events and circumstances are beyond the control of the Company. These forward-looking statements are subject to a number of risks and uncertainties, including changes in domestic and foreign business, market, financial, political, and legal conditions; risks related to regulatory approval of the Company’s commercial product candidates and ongoing regulation of the Company’s product candidates, if approved; the timing of, and the Company’s ability to achieve expected regulatory and business milestones; the impact of competitive products and product candidates; and the risk factors discussed under the heading “Item 1A. Risk Factors” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2025, which was filed with the SEC on March 12, 2026.

The Company operates in a very competitive and rapidly changing environment. New risks emerge from time to time. Given these risks and uncertainties, the Company cautions against placing undue reliance on these forward-looking statements, which only speak as of the date of this press release. The Company does not plan and undertakes no obligation to update any of the forward-looking statements made herein, except as required by law.

Investor Contact:

Silas Newcomb
Orchestra BioMed
[email protected]

Media Contact:

Kelsey Kirk
Orchestra BioMed
[email protected]



Catheter Precision to Attend and Share New Clinical Data at the 47th Annual Heart Rhythm Society Meeting

VIVO System to be featured in educational sessions at HRS

Accepted manuscripts for LockeT and VIVO are now published and available online

FORT MILL, S.C., April 23, 2026 (GLOBE NEWSWIRE) — Catheter Precision, Inc. (VTAK – NYSE/American), a US based medical device company focused on developing technologically advanced products for the cardiac electrophysiology market announced their attendance at the 47th annual Heart Rhythm Society (HRS) meeting. The HRS meeting will take place from April 24th to the 27th in Chicago, Illinois.

HRS announced that the 47th conference will bring together more than 10,000 professionals worldwide for a global exchange of science and innovation advancing electrophysiology (EP). Designed by and for heart rhythm professionals, the meeting features almost 2,000 sessions, posters, roundtables, and hands-on experiences highlighting the latest breakthroughs in arrhythmia care.

Heart Rhythm 2026 received the highest number of abstract submissions in its history, including a fourfold increase in late-breaking science over the past decade, a testament to the rapid growth in the EP field. The meeting continues to serve as a premier forum where practice-changing research is unveiled, sparking the most important conversations and fueling unprecedented scientific advancement across the field.

New Data Presented at the Heart Rhythm Society Meeting

One abstract on Catheter Precision’s VIVO system was accepted and the data will be presented in a poster format on Friday, April 24. In addition, Professor Tarvinder Dhanjal was invited to speak during a core session on the VIVO system on Saturday, April 25.

  • Friday April 24, 2026 – Ventricular arrythmia localization using implanted cardioverter defibrillator intracardiac electrogram recordings
    • This study is novel and the first to demonstrate feasibility of using intra-cardiac electrodes rather than a surface 12-lead ECG to accurately identify ventricular tachycardia (VT)
    • While more research is being conducted, this feasibility indicated VIVO may provide patients with safer VT diagnosis and allow treatment for a currently difficult to treat patient population
  • Saturday, April 25, 2026 – Leveraging recorded CIED and EKG data in creating integrated models for accurate localization of arrythmias with real time 3D mapping
    • This session will highlight VIVO’s benefits for improved workflow and accurate localization to improve the identification of areas of interest for ventricular ablation procedures

New Publications for Both LockeT and VIVO are Available Online

Recently, Catheter Precision announced the acceptance of two publications, one for LockeT and one for VIVO, in leading electrophysiology journals.

New data demonstrating the benefits of LockeT in large-bore electrophysiology procedures was accepted by the Journal of Cardiovascular Electrophysiology. This study, found here, included 139 patients and concluded that LockeT demonstrated high procedural success, rapid hemostasis, early ambulation, and low complication rates for venous closure following EP procedures requiring large-bore venous access (LBVA). These findings support LockeT as a feasible and effective venous closure strategy in contemporary EP practice.

A new VIVO study was accepted by leading European journal, EP Europace. This study included 31 patients and mapped 48 VTs with VIVO and standard of care electroanatomical mapping systems to determine accuracy. The study concluded that VIVO can accurately predict the arrhythmogenic substrate for scar-dependent VT and incorporation of VIVO mapping to conventional VT ablation workflows improves procedural efficiency.

David Jenkins, CEO of Catheter Precision, said, “Having an abstract accepted at any conference is an accomplishment. Somewhere around 50% of abstracts are accepted and knowing that this is the largest submission of ground-breaking data ever at HRS means that the research and products resonate with the abstract committee. Further, to have one of our VIVO users be asked to present a session highlights the excitement around not just the product, but the benefits that VIVO brings to patients, hospitals and physicians. We anticipate HRS 2026 to be a symposium where we not only demonstrate our products to new and existing customers, but where we can share new and exciting research, like the new peer reviewed publications, that validate our products to the EP community.”

About LockeT

Catheter Precision’s LockeT is a suture retention device intended to assist in wound closure after percutaneous venous punctures. LockeT is a Class 1 device registered with the FDA.

About VIVO

Catheter Precision’s VIVO™ (View Into Ventricular Onset), is a non-invasive 3D imaging system that enables physicians to identify the origin of ventricular arrhythmias pre-procedure, thereby streamlining workflow and reducing procedure time. VIVO has received marketing clearance from the U.S. FDA and has the CE mark.

About Catheter Precision

Catheter Precision is an innovative U.S.-based medical device company bringing new solutions to market to improve the treatment of cardiac arrhythmias. It is focused on developing groundbreaking technology for electrophysiology procedures by collaborating with physicians and continuously advancing its products.

Cautionary Note Regarding Forward-Looking Statements

Statements in this press release may contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 that are subject to substantial risk and uncertainties. Forward-looking statements can be identified by words such as “believe,” “anticipate,” “may,” “might,” “can,” “could,” “continue,” “depends,” “expect,” “expand,” “forecast,” “intend,” “predict,” “plan,” “rely,” “should,” “will,” “may,” “seek,” or the negative of these terms and other similar expressions, although not all forward-looking statements contain these words.  These forward-looking statements include, but are not limited to, statements regarding our anticipation HRS 2026 will be a symposium where we not only demonstrate our products to new and existing customers, but where we can share new and exciting research, like the new peer-reviewed publications, that validate our products to the EP community. The Company’s expectations and beliefs regarding these matters may not materialize. Actual outcomes and results may differ materially from those contemplated by these forward-looking statements as a result of uncertainties, risks and changes in circumstances, including but not limited to risks and uncertainties included under the caption “Risk Factors” in the Company’s Form 10-K filed with the SEC and available at www.sec.gov.

The forward-looking statements included in this communication are made only as of the date hereof. The Company assumes no obligation and does not intend to update these forward-looking statements, except as required by law.

CONTACTS:

At the Company

David Jenkins
973-691-2000
[email protected]

# # #



Five Under-the-Radar Stocks With Catalysts Already in Motion — Across AI Defense, Space, Longevity, Gold, and Post-Quantum Security

Issued on behalf of VisionWave Holdings, Inc., Starfighters Space, Inc., Avaí Bio, Inc., Lake Victoria Gold Ltd., and QSE – Quantum Secure Encryption Corp.

Five small-cap companies operating in very different sectors share one trait that tends to precede re-ratings: near-term catalysts that have already started to land.

Companies Mentioned in this Article: VisionWave Holdings, Inc. (NASDAQ: VWAV), Starfighters Space, Inc. (NYSE American: FJET), Avaí Bio, Inc. (OTCQB: AVAI), Lake Victoria Gold Ltd. (TSXV: LVG) (OTCQB: LVGLF) (FSE: E1K), QSE – Quantum Secure Encryption Corp. (CSE: QSE) (OTCQB: QSEGF) (FSE: VN80)

Key Takeaways:

  • VisionWave Holdings (NASDAQ: VWAV) closed a $20 million senior loan in late February, completed a $60 million–valued AI video intelligence IP acquisition on April 10, and announced a term sheet on April 21 to acquire up to 51% of Foresight Autonomous Holdings (NASDAQ: FRSX) — stacking three transformative catalysts inside roughly eight weeks.
  • Starfighters Space (NYSE American: FJET) rang the NYSE Opening Bell on February 20, expanded its Blackstar Orbital hypersonic flight-test program, added a microgravity partnership with Mu-GTech, and on April 22 joined an NSF-backed space manufacturing research consortium at Kennedy Space Center.
  • Avaí Bio (OTCQB: AVAI) — formerly Avant Technologies — completed its rebrand on February 11, kicked off GMP production of a Master Cell Bank for its α-Klotho anti-aging therapy on March 3, and will present the latest data alongside the scientist who discovered the Klotho gene at the Second Annual Klotho Conference in September.
  • Lake Victoria Gold (TSXV: LVG) confirmed up to ~97% gold recoveries at its fully permitted Imwelo project, advanced Tembo toward near-term production, and on April 1 agreed to terms for up to ~US$25 million in gold loan financing from Monetary Metals plus a fully committed $3 million convertible debenture — funding the transition from explorer to cash-flow generator.
  • QSE – Quantum Secure Encryption (CSE: QSE) launched QPA v2, its enterprise post-quantum cryptographic migration platform, on March 31 — arriving exactly as Canada’s federal PQC migration-plan deadline hits and as the company expanded to 13 countries, landed its first municipal government pilot, and headed onto the global cybersecurity conference circuit.

NEW YORK, April 23, 2026 (GLOBE NEWSWIRE) — World Street Intelligence News Commentary — Small-cap investing is an exercise in timing. A company can have the right story, the right sector, and the right team for quarters before the market rewards any of it. What changes the equation is catalysts — specific, dated, verifiable events that force a re-reading of the story. The five companies below are all trading under the radar of mainstream coverage, and all five have stacked multiple catalysts into the first four months of 2026. The common thread is not a sector. It is momentum — the kind that typically shows up in press releases before it shows up in share price.

VisionWave Holdings (NASDAQ: VWAV) — Three Transformative Deals in Eight Weeks

VisionWave Holdings, Inc. (NASDAQ: VWAV) has spent the first quarter of 2026 assembling what management describes as an integrated multi-domain intelligence platform — one that spans RF-based sensing, AI video intelligence, autonomous systems, and computational acceleration. The pace has been remarkable for a company of its size.

On February 27, 2026, VisionWave closed and funded a $20 million senior loan financing, giving the company working capital and a clean balance sheet heading into a series of strategic transactions. A month later, on March 30, management issued a comprehensive corporate update outlining the Company’s strategy to build out a platform covering autonomous aerial and ground systems, subsurface sensing and energy intelligence, and AI infrastructure — including the formation of an Israeli subsidiary and an exploratory Liberia offshore initiative.

Then came the acquisitions. On April 10, 2026, VisionWave completed the acquisition of the intellectual property assets underlying the xClibre™ AI video intelligence platform, an IP portfolio independently valued at approximately $60 million by BDO Consulting Group. The acquisition fills what management has called a critical capability gap — until xClibre, VisionWave’s platforms relied primarily on RF-based detection. Adding visual perception creates a multi-sensor defense stack that is considerably more attractive to defense, homeland security, and critical infrastructure customers.

Ten days later, on April 21, VisionWave announced a signed non-binding term sheet to acquire up to 51% of Foresight Autonomous Holdings Ltd. (NASDAQ: FRSX), an innovator in 3D perception systems, in exchange for $17.5 million in VisionWave equity. The transaction is structured in two stages: 45% at initial closing, with an additional 6% contingent on the commencement of a qualifying pilot project in the defense or security sector. Taken together, the xClibre and Foresight transactions are designed to accelerate VisionWave’s push into air, land, and sea applications with a differentiated sensing-and-perception stack. That is a lot of strategic real estate for a microcap to cover in two months, and the market is still catching up to it.

Learn more about VisionWave Holdings at

USANewsGroup.com/vwave-profile

Starfighters Space (NYSE American: FJET) — Commercial Supersonic Platform Building Cadence

Starfighters Space, Inc. (NYSE American: FJET) operates what it describes as the world’s only commercial fleet capable of flying payloads at sustained MACH 2+ — modified F-104 supersonic aircraft operated out of NASA’s Kennedy Space Center. The Company’s value proposition sits at the intersection of three trends that are all accelerating simultaneously: commercial space, hypersonic testing, and next-generation air-launch.

The catalysts have been coming steadily. On February 20, 2026, Starfighters’ executive leadership rang the Opening Bell at the New York Stock Exchange — a symbolic but meaningful milestone that followed the Company’s successful completion of supersonic flight testing in support of GE Aerospace’s ATLAS propulsion program and the completion of wind tunnel validation for the Company’s STARLAUNCH 1 air-launch vehicle, including confirmed clean separation across subsonic and supersonic regimes. On February 26, the Company announced an expansion of its operational presence at the Midland International Air & Space Port in Texas, relocating aircraft, engines, and support equipment to support an anticipated increase in mission cadence — Midland gives Starfighters access to nine additional locations including spaceports, Air Force bases, and test ranges across the U.S. Southwest.

March brought additional technical partnerships. On March 10, Starfighters announced a partnership with Mu-G Technologies, LLC to pursue microgravity flight missions for NASA, academic institutions, and commercial research customers. On March 30, Starfighters and Blackstar Orbital announced a strategic partnership focused on flight testing next-generation reusable hypersonic space systems, including Blackstar’s SpaceDrone platform — an agreement that was meaningfully broadened on April 15 during the 41st Space Symposium to cover integration planning, wind tunnel testing, telemetry and data requirements, and drop-test and flight-test readiness.

Most recently, on April 22, 2026, Starfighters announced it had joined the Center for Science, Technology, and Advanced Research in Space (C-STARS), a proposed National Science Foundation Industry–University Cooperative Research Center based at the University of Florida. C-STARS is focused on advancing space manufacturing — biotechnology, advanced materials, electronics, and in-space manufacturing — and Starfighters has committed $50,000 annually to support the initiative. The partnership plugs Starfighters into a federally backed research ecosystem at exactly the moment when space manufacturing is transitioning from research concept to commercial opportunity.

Learn more about Starfighters Space at

USANewsGroup.com/fjet-profile

Avaí Bio (OTCQB: AVAI) — Anti-Aging Moves from Concept to Master Cell Bank

Avaí Bio, Inc. (OTCQB: AVAI) is a microcap biotechnology company working at the intersection of three of the most closely watched areas in medicine: cell-based therapies, diabetes, and the biology of aging itself. On February 11, 2026, the company completed its rebrand from Avant Technologies to Avaí Bio — a corporate identity change that aligns with its sharpened focus on genetically modified cellular platforms protected by proprietary encapsulation technology.

The company’s lead anti-aging program, Klothonova, is a joint venture with Austrianova — a Singapore-based global biotechnology firm specializing in cell encapsulation with more than 50 peer-reviewed publications to its name. Klothonova was established in September 2025 as a Nevada-based entity equally owned by Avaí Bio and Austrianova’s affiliate SG Austria Pte. Ltd. The scientific premise is straightforward and consequential: α-Klotho is a protein whose circulating levels decline sharply with age and whose supplementation has been linked in published research to improvements in cardiovascular, kidney, and cognitive function. Klothonova is working to use Austrianova’s Cell-in-a-Box® encapsulation platform to protect genetically modified cells that overexpress α-Klotho — in effect, creating a sustainable, cell-based approach to restoring the “longevity protein” in patients.

On March 3, 2026, the two partners announced they had initiated production of a Master Cell Bank (MCB) of the genetically modified α-Klotho-overexpressing cells, following the successful completion of all preparatory activities in February. An MCB is a GMP-compliant, fully characterized collection of vials that forms the foundation for clinical-grade cell therapy manufacturing. Establishing the MCB is the step that moves a program from laboratory concept toward scalable production — a meaningful de-risking event for any cell therapy program.

On April 7, Avaí Bio announced that Klothonova will present its latest α-Klotho production data at the Second Annual Klotho Conference in September, alongside Dr. Makoto Kuro-o — the physician-scientist widely credited with discovering the Klotho gene. For a microcap program, a podium at that conference next to the gene’s discoverer is the kind of credibility signal that is difficult to manufacture. Avaí Bio’s second program, Insulinova, targets diabetes using the same encapsulated-cell approach — giving the company two shots at a clinical thesis that connects directly into two of the largest therapeutic markets on the planet.

Learn more about Avaí Bio at

USANewsGroup.com/avai-profile

Lake Victoria Gold (TSXV: LVG) — Financed, Permitted, and Moving Toward First Pour

Lake Victoria Gold Ltd. (TSXV: LVG) (OTCQB: LVGLF) (FSE: E1K) has spent the first four months of 2026 doing something that relatively few junior gold companies have managed this cycle: completing the technical, permitting, and financing steps required to turn a fully permitted deposit into a producing mine.

The Company’s fully permitted Imwelo Gold Project — located west of AngloGold Ashanti’s Geita Gold Mine in northern Tanzania’s Lake Victoria Goldfield — has been the focus of intensive technical work. On January 26, the Company announced the completion of field data collection for geotechnical studies and specific gravity measurements supporting final open-pit design at Area C, the initial mining area. On February 5, Lake Victoria Gold announced the completion of drilling and receipt of all analytical results from the Area C drill program, confirming down-dip continuity of mineralization below the current pit design and defining new mineralized extensions to the west and east. On March 18, the Company reported metallurgical testwork demonstrating gold recoveries of up to approximately 96–97% using conventional gravity concentration and cyanide leaching, confirming that Imwelo’s mineralization is largely free-milling and consistent with earlier test programs from 2013, 2014, and 2017.

The Tembo Project — Lake Victoria’s second asset, located directly adjacent to Barrick Gold’s Bulyanhulu mine — is advancing on a parallel track. On March 25, Lake Victoria Gold announced that its Tanzanian subsidiary had received formal notice from the Tanzanian Mining Commission initiating the process to incorporate the Government of Tanzania’s 16% non-dilutable free carried interest in the Tembo mining licences, while the Company continues to advance negotiations toward a binding toll-milling agreement with Nyati Resources at the neighbouring 500-tpd plant to enable near-term production from Tembo ore.

The capstone catalyst came on April 1, 2026: Lake Victoria Gold announced it had agreed to terms for a gold loan facility of up to 6,000 ounces of gold (approximately US$25 million) with Monetary Metals & Co., along with a fully committed $3 million non-brokered convertible debenture financing. The Monetary Metals facility is denominated in gold ounces (carrying a 15% annual interest rate with multi-year amortization) and is structured as non-dilutive project-level financing for Imwelo. This is the piece of the story that typically drives a re-rating for a gold developer — the financing that bridges a permitted, engineered, and metallurgically de-risked project into production. Management has laid out a 2026 roadmap that contemplates Imwelo production start, commissioning of the 500-tpd Nyati plant supplied with ore from Tembo, and continuing exploration payments from Barrick’s $9 million exploration program on transferred license areas.

Learn more about Lake Victoria Gold at

USANewsGroup.com/lvg-profile

QSE – Quantum Secure Encryption (CSE: QSE) — Product Launch Into a Regulatory Deadline

QSE – Quantum Secure Encryption Corp. (CSE: QSE) (OTCQB: QSEGF) (FSE: VN80) is a Canadian technology company building post-quantum cryptographic infrastructure — and it has timed a product launch directly into one of the most structured regulatory migrations in the history of enterprise cybersecurity.

The backdrop is significant. In August 2024, the National Institute of Standards and Technology finalized the first three post-quantum cryptography standards — FIPS 203, 204, and 205 — after an eight-year global evaluation process. The NSA’s CNSA 2.0 framework requires all new national security systems to implement quantum-safe algorithms starting in January 2027, with all custom and legacy applications migrated by 2030 and complete infrastructure migration by 2035. Canada has set federal deadlines requiring departments to submit PQC migration plans by April 2026, prioritize critical systems by 2031, and complete migration by 2035. The European Union is developing similar frameworks. On top of regulatory pressure sits the “harvest now, decrypt later” problem: adversaries are capturing encrypted data today in the expectation that quantum computing capability will decrypt it within a decade. In February 2026, Google publicly called on governments and industry to “prepare now” for quantum-era cybersecurity.

QSE has spent Q1 2026 building out the commercial, product, and channel infrastructure to serve that migration. On March 10, QSE disclosed that its operational footprint had expanded to 13 countries (up from four in November 2025), its value-added distributor network had grown to eleven partners, and the Company had secured memberships in CADSI (Canadian Association of Defence and Security Industries) and MISA (Municipal Information Systems Association) to support government procurement pathways. On March 12, QSE announced participation in a slate of major 2026 international cybersecurity conferences — including Cyber UK 2026 in Glasgow, GISEC Global in Dubai, and the Gartner Security & Risk Management Summit in Washington, D.C.

On March 18, QSE announced its first municipal government post-quantum security pilot, conducted through its MISA engagement — a reference deployment that can accelerate adoption across the broader public-sector market. And on March 31, 2026, QSE launched QPA v2, its enterprise post-quantum cryptographic migration platform, featuring a PQC Planning Wizard supporting governance design, budgeting, and migration strategy; AI-enhanced assessment modules; automated software, hardware, and cryptographic bill-of-materials (SBOM/CBOM/HBOM) analysis; and a centralized executive dashboard providing real-time visibility into quantum readiness. QPA v2 integrates with QSE’s broader stack — its qREK quantum-resilient key SDK, its QAuth identity and authentication platform, and its decentralized encrypted storage architecture — giving enterprise and government customers a full-stack option at the exact moment they need one.

Learn more about QSE at

USANewsGroup.com/qse-profile

Why This Group of Five, and Why Now

The five companies above do not belong to the same sector, and they are not comparable in any conventional apples-to-apples screen. What they share is something more specific and arguably more useful to a long-term investor: each one has stacked multiple catalysts into the first four months of 2026, and each of those catalysts is the kind that typically precedes — rather than follows — a broader re-reading of the story.

VWAV has closed financing, acquired IP, and is moving to take control of a publicly traded subsidiary. FJET has gone from its December 2025 NYSE American listing to the NYSE Opening Bell, expanded operations across two spaceports, added hypersonic, microgravity, and research-consortium partnerships, and filed its first annual report as a public company — all in the span of a few months. AVAI has moved its anti-aging program from JV formation to Master Cell Bank production and onto the podium at the field’s most prestigious conference. LVG has financed the bridge from permitted developer to producing miner. QSE has launched an enterprise platform into a regulatory deadline calendar that is, for once, already fully written down on paper.

Catalysts matter precisely because they are observable. Each of these five companies has provided investors with a verifiable sequence of events to monitor in 2026 — not a promise, not a thesis, but a running list. That is what “under the radar with catalysts ahead” actually looks like when it is working.

CONTACT: 

Market IQ Media Group
[email protected]
(604) 265-2873

Disclaimer

Nothing in this publication should be considered as personalized financial advice. We are not licensed under securities laws to address your particular financial situation. No communication by our employees to you should be deemed as personalized financial advice. Please consult a licensed financial advisor before making any investment decision. This is a paid advertisement and is neither an offer nor recommendation to buy or sell any security. We hold no investment licenses and are thus neither licensed nor qualified to provide investment advice. The content in this report or email is not provided to any individual with a view toward their individual circumstances. World Street Intelligence is owned and operated by Creative Digital Marketing Group. This distribution is being delivered by Market IQ Media Group, Inc. (“MIQ”) which owns and operates USA News Group, and Equity Insider. MIQ has been paid a fee for VisionWave Holdings, Inc. advertising and digital media from the company directly. MIQ has been paid a fee for Starfighters Space, Inc. digital media distribution services by Creative Digital Media Group (“CDMG”), which has been paid to produce and distribute digital media on the Company. MIQ has been paid a fee for Avaí Bio, Inc. advertising and digital media distribution from the Company directly. MIQ has been paid a fee for Lake Victoria Gold Ltd. advertising and digital media from the company directly. MIQ has previously been paid a fee for QSE – Quantum Secure Encryption Corp. advertising and digital media from the company directly, which has since expired, but own shares of the company. There may be 3rd parties who may have shares of all the companies mentioned herein, Inc., and may liquidate their shares which could have a negative effect on the price of the stock. Any compensation constitutes a conflict of interest as to our ability to remain objective in our communication regarding the profiled company. Because of this conflict, individuals are strongly encouraged to not use this publication as the basis for any investment decision. The owner/operator of MIQ owns securities of VisionWave Holdings, Inc., Lake Victoria Gold, Quantum Secure Encryption, and Avai Bio which were purchased in the open market and/or through private placements. MIQ reserves the right to buy and sell, and will buy and sell shares of any of the company’s mentioned herein at any time hereafter without any further notice. We also expect further compensation as an ongoing digital media effort to increase visibility for the company’s mentioned herein, no further notice will be given, but let this disclaimer serve as notice that all material, including this article, which is disseminated by MIQ has been approved by the corresponding companies or their agents; this is a paid advertisement, and we own shares of the mentioned companies that we will sell, and we also reserve the right to buy shares of the company in the open market, or through other investment vehicles. This article is being distributed for MIQ, who has been paid a fee for an advertising contract.

While all information is believed to be reliable, it is not guaranteed by us to be accurate. Individuals should assume that all information contained in our newsletter is not trustworthy unless verified by their own independent research. Also, because events and circumstances frequently do not occur as expected, there will likely be differences between any predictions and actual results. Always consult a licensed investment professional before making any investment decision. Be extremely careful, investing in securities carries a high degree of risk; you may likely lose some or all of the investment.

Sources

VisionWave Holdings, Inc.

1. VisionWave Holdings, Inc., “VisionWave Holdings Closes and Funds $20 Million Senior Loan Financing,” March 2, 2026. https://www.globenewswire.com/
2. VisionWave Holdings, Inc., “VisionWave Provides Corporate Update on Planned Expansion of Multi-Domain Intelligence Platform,” March 30, 2026. https://www.sec.gov/
3. VisionWave Holdings, Inc., “VisionWave Acquires xClibre™ AI Video Intelligence IP Assets,” April 13, 2026. https://www.globenewswire.com/
4. VisionWave Holdings, Inc., “VisionWave Announces Strategic Investment in Foresight Autonomous Holdings and Integration with xClibre AI Video Intelligence,” April 21, 2026. https://www.globenewswire.com/
   

Starfighters Space, Inc.

5. Starfighters Space, Inc., “Starfighters Space to Ring the Opening Bell® at the New York Stock Exchange (NYSE),” February 19, 2026. https://www.businesswire.com/
6. Starfighters Space, Inc., “Starfighters Space Expands Midland, Texas Operations,” February 26, 2026. https://www.businesswire.com/
7. Starfighters Space, Inc., “Starfighters Partners with Mu-GTech for Microgravity Flights,” March 10, 2026. https://www.businesswire.com/
8. Starfighters Space, Inc., “Starfighters Space and Blackstar Orbital Partner to Advance Flight Testing of Reusable Hypersonic Space Systems,” March 30, 2026. https://www.businesswire.com/
9. Starfighters Space, Inc., “Starfighters Space and Blackstar Orbital Expand Technical Interchange,” April 15, 2026. https://www.businesswire.com/
10. Starfighters Space, Inc., “Starfighters Space Joins C-STARS Consortium to Advance Space Manufacturing and Research at Kennedy Space Center,” April 22, 2026. https://www.businesswire.com/
   

Avaí Bio, Inc.

11. Avaí Bio, Inc., “Avant Technologies Completes Rebranding with Name Change to Avaí Bio and Launch of New Website,” February 11, 2026. https://www.prnewswire.com/
12. Avaí Bio, Inc., “Avaí Bio and Austrianova Begin Production of Master Cell Bank for Klotho Anti-Aging Therapy Under GMP Standards,” March 3, 2026. https://www.prnewswire.com/
13. Avaí Bio, Inc., “Avaí Bio and Austrianova to Present Latest Data on Klotho Anti-Aging Therapy at Annual Klotho Conference,” April 7, 2026. https://www.prnewswire.com/
   

Lake Victoria Gold Ltd.

14. Lake Victoria Gold Ltd., “Lake Victoria Gold Advances Final Pit Design with Completion of Geotechnical and Specific Gravity Studies at Imwelo,” January 26, 2026. https://lakevictoriagold.com/
15. Lake Victoria Gold Ltd., “Lake Victoria Gold Completes Imwelo Area C Drill Program, Confirming Pit Expansion Potential and Advancing Project Toward Near Term Production,” February 5, 2026. https://lakevictoriagold.com/
16. Lake Victoria Gold Ltd., “Lake Victoria Gold Confirms up to Approximately 97% Gold Recovery and Free-Milling Metallurgy at the Imwelo Gold Project,” March 18, 2026. https://lakevictoriagold.com/
17. Lake Victoria Gold Ltd., “Lake Victoria Gold Advances Tembo Project with Government Participation Process and Near-Term Production Pathway,” March 25, 2026. https://lakevictoriagold.com/
18. Lake Victoria Gold Ltd., “Lake Victoria Gold Secures up to a ~US$25 Million Gold Loan from Monetary Metals plus Fully Committed $3.0 Million Convertible Debenture Financing,” April 1, 2026. https://lakevictoriagold.com/
   

QSE – Quantum Secure Encryption Corp.

19. Quantum Secure Encryption Corp., “QSE Expands Global Footprint to 13 Countries and Highlights Continued Commercial Growth,” March 10, 2026. https://www.stocktitan.net/
20. QSE – Quantum Secure Encryption Corp., “QSE Expands Global Thought Leadership Through Participation in Major Cybersecurity and Post-Quantum Security Conferences,” March 12, 2026. https://www.stocktitan.net/
21. QSE – Quantum Secure Encryption Corp., “QSE Expands Public-Sector Engagement with Municipal Government Post-Quantum Security Pilot,” March 18, 2026. https://www.stocktitan.net/
22. QSE – Quantum Secure Encryption Corp., “QSE Launches Enterprise Post-Quantum Migration Platform with Release of QPA V2,” March 31, 2026. https://www.newsfilecorp.com/
23. NIST, “Post-Quantum Cryptography FIPS Approved,” August 13, 2024. https://csrc.nist.gov/
24. The Quantum Insider, “Quantum-Safe Cryptography: Companies Across the Landscape — 2026,” March 25, 2026. https://thequantuminsider.com/
   





Pinnacle Financial Partners powers recruiting growth engine with 50 new revenue producing team members in 1Q26

Pinnacle Financial Partners powers recruiting growth engine with 50 new revenue producing team members in 1Q26

Firm progressing toward goal that drives growth agnostic of macroeconomic factors

ATLANTA–(BUSINESS WIRE)–
Pinnacle Financial Partners (NYSE: PNFP) hired 50 revenue-producing team members in the first quarter of 2026, progressing toward its goal of hiring 225-250 such team members this year. On average, they bring more than 18 years of financial services experience to the firm, coming from banks like Chase, Wells Fargo, Truist, First Citizens and more.

“Our growth model is built, in large part, on the strength of our team member recruiting and retention, and this shows we’re continuing the momentum that Pinnacle has built over the last 26 years,” said Kevin Blair, Pinnacle president and CEO. “It’s why we put such an emphasis on investing in our internal culture and why it was essential to keep that culture through our merger with Synovus. Seeing the progress our leaders have made this early into our combination, we feel confident about the road ahead.”

The newest members of the Pinnacle team include two former state banking presidents in North Florida, a former market executive in Washington, D.C., several investment and wealth managers, and the CFO for international recording artist Pitbull.

“This isn’t just a numbers game of hitting the target at the expense of quality talent,” Blair said. “Our model is very intentional, looking for happy and successful financial advisors who bring with them strong, long-term clients who will be served better in Pinnacle’s banking environment. With our status as America’s No. 12 Best Company to Work For, we expect more and more of banking’s top performers to be attracted to our way of doing business.”

Recruiting activity was strong in several major markets, including those previously served by only either Pinnacle or Synovus. These are among the 50 revenue-producing team members who came on board in the first quarter.

Alabama

  • Melanie Luck, treasury management advisor in the Mobile area joins the firm with 29 years of experience, most recently at PNC Bank and prior to that, at Wells Fargo.

Florida

  • Jodi Allen, commercial banker in Sarasota, has spent 19 years in financial services with Sunwest, Seaside Bank and Trust and BMO Harris Bank.
  • Clinton Carter, relationship specialist in Orlando, brings more than 18 years of banking and loan experience, most recently at NEXA Mortgage.
  • June Denton, treasury management consultant, joins the firm in Sarasota, after a four-year stint at Sunwest Bank and brings more than 20 years of previous banking experience including 15 years at BMO Harris Bank.
  • Donny Duarte, CRE relationship manager, joins the firm’s South Florida CRE team in Coral Gables, most recently served at SeaCoast Bank and has 18 years of banking experience from Truist/BB&T, Florida Bank and Regions Bank.
  • Diumira Gonzalez, retail market manager in Weston, brings more than 12 years of experience in financial services, most recently at Ocean Bank.
  • Scott McGarry, retail market manager in Venice, brings 23 years of banking experience, with 18 years at Truist and five years at Republic Bank.
  • Brian Rolph, commercial banking manager in Sarasota, has spent 27 years in banking at multiple banks, including Sunwest Bank, BMO Harris Bank, Branch Banking and Trust Company and SouthTrust Bank.

Georgia

  • Kenneth Margraff, retail market manager in Wilmington Island, brings 21 years of experience in banking and entrepreneurship with three years at TC Federal Bank and 10 years at Truist.
  • Samantha Elmankabady, treasury management consultant, joins the firm in Atlanta after nearly 10 years at Bank of America and seven years at JP Morgan Chase and Bank of America.
  • Robert Evans, commercial banker in Atlanta, has spent 23 years working in financial services, including the past 10 years at Ameris Bank.

Kentucky

  • David Krebs, financial advisor in Louisville, joins Pinnacle from Stock Yards Bank & Trust, bringing nearly 30 years of financial services experience to the firm.

North Carolina

  • Brad Thompson, financial advisor in Raleigh, has more than 20 years of financial services experience, most recently at Dogwood State Bank and previously at Wells Fargo and BB&T.
  • Jimmy Smith, trust and wealth advisor in Winston-Salem, brings 20 years of experience, most recently as a trust advisor at Wells Fargo.

Tennessee

  • Ali Burlage, treasury management advisor in Nashville, joined the firm from Fifth Third Bank with 14 years of healthcare treasury management experience.
  • Mark Ford, financial advisor in Nashville, brings 20 years of experience in financial services, including previous roles as CFO for musical artist Pitbull and at First Horizon Bank.
  • Austin Sanders, trust portfolio manager in Knoxville, brings 10 years of experience in financial services, most recently at First Horizon Bank.
  • Greg Wiel, financial advisor in Nashville, joins the firm from Franklin Synergy Bank/FirstBank and brings nearly 30 years of commercial real estate expertise.

Virginia

  • David Merzazada, office leader in Leesburg, has more than 20 years of financial services experience and joins Pinnacle from Truist.
  • Carmen Maalouf, COBRA advisor on Pinnacle’s Health & Benefits team, brings more than 20 years of expertise in benefits administration to the firm.

About Pinnacle Financial Partners

Pinnacle Financial Partners, Inc. (“Pinnacle”) is a $119.1 billion asset regional bank which provides a full range of banking, investment, trust, mortgage and insurance products and services for commercial and consumer clients who want a comprehensive relationship with their financial institution. The firm joined forces with Synovus Financial Corp. in 2026, bringing together more than 160 years of combined banking service. Pinnacle is the largest bank headquartered in Tennessee and the largest bank holding company headquartered in Georgia. The firm is No. 1 in deposit market share* in the Nashville MSA and No. 4 in the Atlanta MSA with offices in Tennessee, Georgia, Florida, North Carolina, South Carolina, Alabama, Kentucky, Virginia and Maryland.

Pinnacle is an employer of choice for financial services professionals. The firm is No. 12 in the Fortune 100 Best Companies to Work For® in 2026, its 10th consecutive appearance. Pinnacle was also recognized by American Banker as No. 4 among America’s Best Banks to Work For in 2025, its 13th consecutive year on the list, and No. 1 among banks with more than $10 billion in assets. Learn more about Pinnacle at PNFP.com.

*As of June 30, 2025, according to FDIC data.

Joe Bass

(615) 743-8219

[email protected]

Tiffany Capuano

(678) 784-7111

[email protected]

KEYWORDS: Georgia United States North America

INDUSTRY KEYWORDS: Professional Services Business Other Professional Services Insurance Finance Banking

MEDIA:

INVESTOR ALERT: Investigation of TruBridge, Inc. (TBRG) announced by Holzer & Holzer, LLC

ATLANTA, April 23, 2026 (GLOBE NEWSWIRE) — Holzer & Holzer, LLC is investigating whether TruBridge, Inc. (“TruBridge” or the “Company”) (NASDAQ: TBRG) complied with federal securities laws. On March 17, 2026, Trubridge disclosed that it was unable to timely file its Annual Report on Form 10-K for the fiscal year ended December 31, 2025, and that the Company’s management had identified errors in certain financial statements related to “revenue recognition and related contract cost, stock-based compensation expense, and capitalized software development expense.” The price of the Company’s stock dropped following this report.

If you purchased TruBridge stock and suffered a loss on that investment, you are encouraged to contact Corey D. Holzer, Esq. at [email protected] or Joshua Karr, Esq. at [email protected], call our toll-free number at (888) 508-6832, or visit our website at www.holzerlaw.com/case/trubridge/ to discuss your legal rights.

Holzer & Holzer, LLC, an ISS top rated securities litigation law firm for 2021, 2022, 2023, and 2025, dedicates its practice to vigorous representation of shareholders and investors in litigation nationwide, including shareholder class action and derivative litigation. Since its founding in 2000, Holzer & Holzer attorneys have played critical roles in recovering hundreds of millions of dollars for shareholders victimized by fraud and other corporate misconduct. More information about the firm is available through its website, www.holzerlaw.com, and upon request from the firm. Holzer & Holzer, LLC has paid for the dissemination of this promotional communication, and Corey Holzer is the attorney responsible for its content.  

CONTACT:
Corey Holzer, Esq. 
(888) 508-6832 (toll-free)
[email protected]



INVESTOR ALERT: Investigation of Sportradar Group AG (SRAD) announced by Holzer & Holzer, LLC

ATLANTA, April 23, 2026 (GLOBE NEWSWIRE) — Holzer & Holzer, LLC is investigating whether Sportradar Group AG (“Sportradar” or the “Company”) (NASDAQ: SRAD) complied with federal securities laws. On April 22, 2026, Muddy Waters Research published a report alleging, among other things, that Sportradar “has actively aided and abetted illegal gambling across the world’s black and grey markets.” The price of the Company’s stock dropped following this report.

If you purchased Sportradar stock and suffered a loss on that investment, you are encouraged to contact Corey D. Holzer, Esq. at [email protected] or Joshua Karr, Esq. at [email protected], call our toll-free number at (888) 508-6832, or visit our website at www.holzerlaw.com/case/sportradar-group/ to discuss your legal rights.

Holzer & Holzer, LLC, an ISS top rated securities litigation law firm for 2021, 2022, 2023, and 2025, dedicates its practice to vigorous representation of shareholders and investors in litigation nationwide, including shareholder class action and derivative litigation. Since its founding in 2000, Holzer & Holzer attorneys have played critical roles in recovering hundreds of millions of dollars for shareholders victimized by fraud and other corporate misconduct. More information about the firm is available through its website, www.holzerlaw.com, and upon request from the firm. Holzer & Holzer, LLC has paid for the dissemination of this promotional communication, and Corey Holzer is the attorney responsible for its content.  

CONTACT:
Corey Holzer, Esq. 
(888) 508-6832 (toll-free)
[email protected]



Westamerica Bancorporation Increases Quarterly Cash Dividend

SAN RAFAEL, Calif., April 23, 2026 (GLOBE NEWSWIRE) — The Board of Directors of Westamerica Bancorporation (NASDAQ: WABC) today declared a quarterly cash dividend of $0.48 per share, which represents a two cent per share increase from the prior quarter, on common stock outstanding to shareholders of record at the close of business May 4, 2026. The dividend is payable May 15, 2026.

Chairman, President and CEO David Payne stated, “This increase in the quarterly dividend recognizes Westamerica’s reliable earnings stream, financial strength and conservative risk profile.”

On April 16, 2026, Westamerica reported $27.4 million in net income for the three months ended March 31, 2026, or $1.13 diluted earnings per common share.

Westamerica Bancorporation, through its wholly owned subsidiary, Westamerica Bank, operates banking and trust offices throughout Northern and Central California.

Westamerica Bancorporation Web Address:
www.westamerica.com

For additional information contact:
Westamerica Bancorporation
1108 Fifth Avenue, San Rafael, CA 94901
Robert A. Thorson – Investor Relations Contact
707-863-6090
[email protected] 



FORWARD-LOOKING INFORMATION:

The following appears in accordance with the Private Securities Litigation Reform Act of 1995:

This press release may contain forward-looking statements about the Company, including descriptions of plans or objectives of its management for future operations, products or services, and forecasts of its revenues, earnings or other measures of economic performance. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include the words “believe,” “expect,” “anticipate,” “intend,” “plan,” “estimate,” or words of similar meaning, or future or conditional verbs such as “will,” “would,” “should,” “could,” or “may.”

Forward-looking statements, by their nature, are subject to risks and uncertainties. A number of factors — many of which are beyond the Company’s control — could cause actual conditions, events or results to differ significantly from those described in the forward-looking statements. The Company’s most recent reports filed with the Securities and Exchange Commission, including the annual report for the year ended December 31, 2025 filed on Form 10-K and quarterly report for the quarter ended September 30, 2025 filed on Form 10-Q, describe some of these factors, including certain credit, interest rate, operational, liquidity and market risks associated with the Company’s business and operations. Other factors described in these reports include changes in business and economic conditions, competition, fiscal and monetary policies, disintermediation, cyber security risks, legislation including the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, the Sarbanes-Oxley Act of 2002 and the Gramm-Leach-Bliley Act of 1999, and mergers and acquisitions.

Forward-looking statements speak only as of the date they are made. The Company does not undertake to update forward-looking statements to reflect circumstances or events that occur after the date forward looking statements are made.