Posts

Posted on

T-Mobile Revs Up 5G with Four-Carrier Aggregation

T-Mobile Revs Up 5G with Four-Carrier Aggregation

BELLEVUE, Wash.–(BUSINESS WIRE)–
T-Mobile US, Inc. (NASDAQ: TMUS):

What’s the news: T-Mobile has begun rolling out four-carrier aggregation for customers, boosting speeds on its 5G standalone (SA) network.

Why it matters: 5G SA is the future of wireless, delivering a whole new level of performance with faster speeds and lower latency (quicker response times). 5G carrier aggregation allows T-Mobile to turbocharge 5G SA speeds, giving customers a game-changing performance boost.

Who it’s for: T-Mobile customers across the country.

Pedal, meet metal. T-Mobile (NASDAQ: TMUS) today announced it has begun rolling out four-carrier aggregation on its 5G SA network, delivering the capability for insanely fast speeds to customers across the country. If you need help translating … insanely fast = peak speeds topping 3.3 Gbps in recent tests. Four-carrier aggregation is live in parts of T-Mobile’s network now and will be available nationwide in the coming weeks.

“T-Mobile is blazing the trail for wireless customers around the globe, delivering new capabilities that unleash the true potential of 5G,” said Ulf Ewaldsson, President of Technology at T-Mobile. “With the only nationwide 5G standalone network in the country, T-Mobile is the ONLY provider bringing game-changing technologies like four-carrier aggregation to customers across the country.”

5G carrier aggregation allows T-Mobile to combine multiple 5G channels (or carriers) to deliver greater speed and performance. The Un-carrier is now merging four 5G channels of sub-6 GHz spectrum – two channels of 2.5 GHz Ultra Capacity 5G, one channel of 1900 MHz and one channel of 600 MHz spectrum. That’s like taking four separate highways and turning them into a massive superhighway where traffic can zoom faster than before. Customers with the Samsung Galaxy S23 will be the first to experience four-carrier aggregation with more devices to follow.

This is just the latest in a series of important 5G SA milestones for T-Mobile. The Un-carrier was the first in the world to launch a nationwide 5G SA network in 2020 – one that remains the ONLY nationwide 5G SA network in the U.S. Since then, T-Mobile has been driving toward a true 5G-only experience for customers by spearheading advancements like carrier aggregation and VoNR.

T-Mobile is the leader in 5G, delivering the country’s largest, fastest and most awarded 5G network. The Un-carrier’s 5G network covers 326 million people across two million square miles – more square miles than AT&T and Verizon combined. 275 million people nationwide are covered by T-Mobile’s super-fast Ultra Capacity 5G, and the Un-carrier plans to reach 300 million people with Ultra Capacity this year – nearly everyone in the country.

For more information on T-Mobile’s network, visit T-Mobile.com/coverage.

Follow T-Mobile’s Official Twitter Newsroom @TMobileNews to stay up to date with the latest company news.

See 5G device, coverage, & access details at T-Mobile.com.

About T-Mobile

T-Mobile US, Inc. (NASDAQ: TMUS) is America’s supercharged Un-carrier, delivering an advanced 4G LTE and transformative nationwide 5G network that will offer reliable connectivity for all. T-Mobile’s customers benefit from its unmatched combination of value and quality, unwavering obsession with offering them the best possible service experience and undisputable drive for disruption that creates competition and innovation in wireless and beyond. Based in Bellevue, Wash., T-Mobile provides services through its subsidiaries and operates its flagship brands, T-Mobile, Metro by T-Mobile and Sprint. For more information please visit: https://www.t-mobile.com

Media Contacts

T-Mobile US, Inc. Media Relations

[email protected]

Investor Relations Contact

T-Mobile US, Inc.

[email protected]

https://investor.t-mobile.com

KEYWORDS: United States North America Washington

INDUSTRY KEYWORDS: Internet 5G Mobile/Wireless Technology Carriers and Services

MEDIA:

Posted on

SHAREHOLDER ALERT: The M&A Class Action Firm Continues Investigating the Merger – EMAN, FREQ, DEN, BG

NEW YORK, July 25, 2023 (GLOBE NEWSWIRE) — Juan Monteverde, founder and managing partner of the class action firm Monteverde & Associates PC (the “M&A Class Action Firm”), a national securities firm rated Top 50 in the 2018-2021 ISS Securities Class Action Services Report and headquartered at the Empire State Building in New York City, is investigating:

  • eMagin Corp. (NYSE:

    EMAN

    ), relating to its proposed sale to Samsung Display Co., Ltd. Under the terms of the agreement, EMAN shareholders are expected to receive $2.08 in cash per share they own. Click here for more information: https://www.monteverdelaw.com/case/emagin-corp. It is free and there is no cost or obligation to you.
  • Frequency Therapeutics, Inc. (Nasdaq:

    FREQ

    ), relating to its proposed merger with Korro Bio, Inc. Under the terms of the agreement, FREQ shareholders are expected to own approximately 8% of the combined company. Click here for more information: https://www.monteverdelaw.com/case/frequency-therapeutics-inc. It is free and there is no cost or obligation to you.
  • Denbury, Inc. (NYSE:


    DEN


    ), relating to its proposed sale to Exxon Mobil Corp. Under the terms of the agreement, DEN shareholders are expected to receive $89.45 in cash per share they own. Click here for more information: https://www.monteverdelaw.com/case/denbury-inc. It is free and there is no cost or obligation to you.
  • Bunge Limited, Inc. (NYSE:

    BG

    ), relating to its proposed merger with Viterra Limited. Click here for more information: https://www.monteverdelaw.com/case/bunge-limited-inc. It is free and there is no cost or obligation to you.

About Monteverde & Associates PC

We are a national class action securities and consumer litigation law firm that has recovered millions of dollars for shareholders and iscommitted to protecting investors and consumers from corporate wrongdoing. Monteverde & Associates lawyers have significant experience litigating Mergers & Acquisitions and Securities Class Actions, whereby they protect investors by recovering money and remedying corporate misconduct. Mr. Monteverde, who leads the firm, has been recognized by Super Lawyers as a Rising Star in Securities Litigation in 2013 and 2017-2019, an award given to less than 2.5% of attorneys in a particular field. He has also been selected by Martindale-Hubbell as a 2017-2020 Top Rated Lawyer. Our firm’s recent successes include changing the law in a significant victory that lowered the standard of liability under Section 14(e) of the Exchange Act in the Ninth Circuit. Thereafter, our firm successfully preserved this victory by obtaining dismissal of a writ of certiorari as improvidently granted at the United States Supreme Court. Emulex Corp. v. Varjabedian, 139 S. Ct. 1407 (2019). Also, over the years the firm has recovered or secured over a dozen cash common funds for shareholders in mergers & acquisitions class action cases.

If you own common stock in any of the above listed companies and wish to obtain additional information and protect your investments free of charge, please visit our website or contact Juan E. Monteverde, Esq. either via e-mail at [email protected] or by telephone at (212) 971-1341.

Contact:
Juan E. Monteverde, Esq.
MONTEVERDE & ASSOCIATES PC
The Empire State Building
350 Fifth Ave. Suite 4405
New York, NY 10118
United States of America
[email protected]
Tel: (212) 971-1341

Attorney Advertising. (C) 2023 Monteverde & Associates PC. The law firm responsible for this advertisement is Monteverde & Associates PC (www.monteverdelaw.com).  Prior results do not guarantee a similar outcome with respect to any future matter.



Posted on

First Financial Corporation Reports Second Quarter Results

TERRE HAUTE, Ind., July 25, 2023 (GLOBE NEWSWIRE) — First Financial Corporation (NASDAQ:THFF) today announced results for the second quarter of 2023.

  • Net income was $16.0 million compared to the $15.6 million reported for the same period of 2022;
  • Diluted net income per common share of $1.33 compared to $1.27 for the same period of 2022;
  • Return on average assets was 1.34% compared to 1.24% for the three months ended June 30, 2022;
  • Credit loss provision was $1.8 million compared to provision of $750 thousand for the second quarter 2022; and
  • Pre-tax, pre-provision net income was $21.2 million compared to $19.7 million for the same period in 2022.1

The Corporation further reported results for the six months ending June 30, 2023:

  • Net income was $32.0 million compared to the $36.5 million reported for the same period of 2022, which included the proceeds of a legal settlement and pandemic related reserve releases, both of which were non-recurring events;
  • Diluted net income per common share of $2.66 compared to $2.95 for the same period of 2022;
  • Return on average assets was 1.33% compared to 1.43% for the six months ended June 30, 2022;
  • Credit loss provision was $3.6 million compared to negative provision of $5.8 million for the six months ended June 30, 2022; and
  • Pre-tax, pre-provision net income was $42.6 million compared to $39.4 million for the same period in 2022.1

1
Non-GAAP financial measure that Management believes is useful for investors and management to understand pre-tax profitability before giving effect to credit loss expense and to provide additional perspective on the Corporation
’
s performance over time as well as comparison to the Corporation
’
s peers and evaluating the financial results of the Corporation
 –
please refer to the Non GAAP reconciliations contained in this release.

Average Total Loans

Average total loans for the second quarter of 2023 were $3.10 billion versus $2.83 billion for the comparable period in 2022, an increase of $272 million or 9.63%. On a linked quarter basis, average loans increased $29 million or 2.26% from $3.07 billion as of March 31, 2023.

Total Loans Outstanding

Total loans outstanding as of June 30, 2023, were $3.13 billion compared to $2.89 billion as of June 30, 2022, an increase of $239 million or 8.28%, primarily driven by increases in Commercial Construction and Development, Commercial Real Estate, and Consumer Auto loans. On a linked quarter basis, total loans increased $46.6 million or 1.51% from $3.08 billion as of March 31, 2023.

“We are pleased with our second quarter results, as we experienced another quarter of loan growth in an increasingly challenging environment. Credit quality remains stable, and our disciplined approach to expense management is constant,” said Norman L. Lowery, Chairman and Chief Executive Officer. “Notwithstanding the turbulent environment that arose in the financial services industry towards the end of the first quarter, liquidity is stable, and our balance sheet and capital levels remain strong.”

Average Total Deposits

Average total deposits for the quarter ended June 30, 2023, were $4.12 billion versus $4.42 billion as of June 30, 2022.

Total Deposits

Total deposits were $4.06 billion as of June 30, 2023, compared to $4.38 billion as of June 30, 2022.

Shareholder Equity

Shareholder equity at June 30, 2023, was $496.9 million compared to $461.5 million on June 30, 2022. The Corporation repurchased 82,903 shares of its stock during the quarter and declared a $0.54 per share semi-annual dividend. An additional 747,317 shares remains under the current authorization. Shareholder’s equity was impacted by the downturn in the markets which affected the accumulated other comprehensive income/(loss) (“AOCI”) on investments available for sale. AOCI decreased $14.6 million in comparison to June 30, 2022, and decreased $15.8 million in comparison to March 31, 2023.

Book Value Per Share

Book Value per share was $41.47 at June 30, 2023, compared to $38.36 at June 30, 2022, an increase of 8.09%.

Tangible Common Equity to Tangible Asset Ratio

The Corporation’s tangible common equity to tangible asset ratio was 8.44% at June 30, 2023, compared to 7.48% at June 30, 2022, partially driven by the aforementioned share repurchases.

Net Interest Income

Net interest income for the second quarter of 2023 was $42.2 million, compared to $40.5 million reported for the same period of 2022, an increase of $1.7 million or 4.25%.

Net Interest Margin

The net interest margin for the quarter ended June 30, 2023, was 3.81% compared to the 3.46% reported at June 30, 2022, an increase of 35 basis points or 9.94%.

Nonperforming Loans

Nonperforming loans as of June 30, 2023, were $13.3 million versus $9.4 million as of June 30, 2022. The ratio of nonperforming loans to total loans and leases was 0.43% as of June 30, 2023, versus 0.32% as of June 30, 2022.

Credit Loss Provision

The provision for credit losses for the three months ended June 30, 2023, was $1.8 million, compared to provision of $750 thousand for the second quarter 2022.

Net Charge-Offs

In the second quarter of 2023 net charge-offs were $1.5 million compared to net recoveries of $202 thousand in the same period of 2022.

Allowance for Credit Losses

The Corporation’s allowance for credit losses as of June 30, 2023, was $39.9 million compared to $41.5 million as of June 30, 2022. The allowance for credit losses as a percent of total loans was 1.28% as of June 30, 2023, compared to 1.44% as of June 30, 2022. On a linked quarter basis, the allowance for credit losses as a percent of total loans decreased 1 basis point from 1.29% as of March 31, 2023.

Non-Interest Income

Non-interest income for the three months ended June 30, 2023 and 2022 was $10.5 million and $10.3 million, respectively.

Non-Interest Expense

Non-interest expense for the three months ended June 30, 2023, was $31.3 million compared to $30.7 million in 2022.

Efficiency Ratio

The Corporation’s efficiency ratio was 58.01% for the quarter ending June 30, 2023, versus 59.06% for the same period in 2022.

Income Taxes

Income tax expense for the three months ended June 30, 2023, was $3.5 million versus $3.7 million for the same period in 2022. The effective tax rate for 2023 was 17.99% compared to 19.17% for 2022.


About First Financial Corporation

First Financial Corporation (NASDAQ:THFF) is the holding company for First Financial Bank N.A. First Financial Bank N.A., the fifth oldest national bank in the United States, operates 71 banking centers in Illinois, Indiana, Kentucky and Tennessee. Additional information is available at www.first-online.bank.


Investor Contact:


Rodger A. McHargue
Chief Financial Officer
P: 812-238-6334
E: [email protected]

                                     
  Three Months Ended   Six Months Ended
  June 30,   March 31,   June 30,   June 30,   June 30,
    2023       2023       2022       2023       2022  
END OF PERIOD BALANCES                                    
Assets $ 4,877,231     $ 4,866,821     $ 5,006,648     $ 4,877,231     $ 5,006,648  
Deposits $ 4,063,155     $ 4,165,398     $ 4,383,257     $ 4,063,155     $ 4,383,257  
Loans, including net deferred loan costs $ 3,126,676     $ 3,080,044     $ 2,887,527     $ 3,126,676     $ 2,887,527  
Allowance for Credit Losses $ 39,907     $ 39,620     $ 41,468     $ 39,907     $ 41,468  
Total Equity $ 496,888     $ 505,499     $ 461,531     $ 496,888     $ 461,531  
Tangible Common Equity(a) $ 403,824     $ 412,118     $ 367,210     $ 403,824     $ 367,210  
                                     
AVERAGE BALANCES                                    
Total Assets $ 4,818,760     $ 4,851,484     $ 5,046,846     $ 4,835,122     $ 5,098,244  
Earning Assets $ 4,581,652     $ 4,613,126     $ 4,809,570     $ 4,597,389     $ 4,868,625  
Investments $ 1,395,446     $ 1,407,944     $ 1,432,321     $ 1,401,695     $ 1,450,396  
Loans $ 3,097,836     $ 3,068,716     $ 2,825,684     $ 3,083,276     $ 2,801,426  
Total Deposits $ 4,121,097     $ 4,252,161     $ 4,416,542     $ 4,186,629     $ 4,422,174  
Interest-Bearing Deposits $ 3,297,110     $ 3,407,590     $ 3,519,122     $ 3,352,350     $ 3,522,444  
Interest-Bearing Liabilities $ 185,318     $ 96,160     $ 103,223     $ 140,739     $ 104,614  
Total Equity $ 501,686     $ 487,834     $ 494,233     $ 494,760     $ 529,678  
                                     
INCOME STATEMENT DATA                                    
Net Interest Income $ 42,187     $ 44,335     $ 40,469     $ 86,522     $ 78,280  
Net Interest Income Fully Tax Equivalent(b) $ 43,581     $ 45,654     $ 41,665     $ 89,235     $ 80,573  
Provision for Credit Losses $ 1,800     $ 1,800     $ 750     $ 3,600     $ (5,800 )
Non-interest Income $ 10,453     $ 9,375     $ 10,270     $ 19,828     $ 24,008  
Non-interest Expense $ 31,346     $ 32,321     $ 30,674     $ 63,667     $ 62,018  
Net Income $ 15,987     $ 15,980     $ 15,613     $ 31,967     $ 36,537  
                                     
PER SHARE DATA                                    
Basic and Diluted Net Income Per Common Share $ 1.33     $ 1.33     $ 1.27     $ 2.66     $ 2.95  
Cash Dividends Declared Per Common Share $ —     $ —     $ 0.54     $ 0.54     $ 0.54  
Book Value Per Common Share $ 41.47     $ 41.89     $ 38.36     $ 41.47     $ 38.36  
Tangible Book Value Per Common Share(c) $ 33.99     $ 34.16     $ 32.65     $ 33.70     $ 30.52  
Basic Weighted Average Common Shares Outstanding   12,022       12,058       12,248       12,040       12,393  

(a) Tangible common equity is a non-GAAP financial measure derived from GAAP-based amounts. We calculate tangible common equity by excluding goodwill and other intangible assets from shareholder’s equity.
(b) Net interest income fully tax equivalent is a non-GAAP financial measure derived from GAAP-based amounts. We calculate net interest income fully tax equivalent by adding back the tax equivalent factor of tax exempt income to net interest income. We calculate the tax equivalent factor of tax exempt income by dividing tax exempt income by the net of tax rate of 75%.
(c) Tangible book value per common share is a non-GAAP financial measure derived from GAAP-based amounts. We calculate the factor by dividing average tangible common equity by average shares outstanding. We calculate average tangible common equity by excluding average intangible assets from average shareholder’s equity.

Key Ratios Three Months Ended     Six Months Ended  
    June 30,       March 31,     June 30,       June 30,       June 30,  
    2023       2023     2022       2023       2022  
Return on average assets   1.34 %     1.32 %     1.24 %     1.33 %     1.43 %
Return on average common shareholder’s equity   12.75 %     13.10 %     12.64 %     12.92 %     13.80 %
Efficiency ratio   58.01 %     58.73 %     59.06 %     58.38 %     59.30 %
Average equity to average assets   10.48 %     10.06 %     9.79 %     10.27 %     10.39 %
Net interest margin(a)   3.81 %     3.96 %     3.46 %     3.88 %     3.31 %
Net charge-offs to average loans and leases   0.20 %     0.26 %     (0.03 )%     0.23 %     0.07 %
Credit loss reserve to loans and leases   1.28 %     1.29 %     1.44 %     1.28 %     1.44 %
Credit loss reserve to nonperforming loans   300.10 %     328.06 %     442.89 %     300.10 %     442.89 %
Nonperforming loans to loans and leases   0.43 %     0.39 %     0.32 %     0.43 %     0.32 %
Tier 1 leverage   11.49 %     11.30 %     9.97 %     11.49 %     9.97 %
Risk-based capital – Tier 1   14.44 %     14.27 %     13.51 %     14.44 %     13.51 %

(a) Net interest margin is calculated on a tax equivalent basis.

                                     
Asset Quality Three Months Ended   Six Months Ended
  June 30,   March 31,   June 30,   June 30,   June 30,
  2023   2023   2022     2023   2022
Accruing loans and leases past due 30-89 days $ 15,583     $ 18,934     $ 20,273     $ 15,583     $ 20,273  
Accruing loans and leases past due 90 days or more $ 682     $ 1,157     $ 980     $ 682     $ 980  
Nonaccrual loans and leases $ 12,616     $ 10,920     $ 8,383     $ 12,616     $ 8,383  
Other real estate owned $ 90     $ 336     $ 170     $ 90     $ 170  
Nonperforming loans and other real estate owned $ 13,388     $ 12,413     $ 9,533     $ 13,388     $ 9,533  
Total nonperforming assets $ 16,302     $ 15,327     $ 12,620     $ 16,302     $ 12,620  
Gross charge-offs $ 3,543     $ 4,376     $ 2,411     $ 7,919     $ 5,665  
Recoveries $ 2,030     $ 2,417     $ 2,613     $ 4,447     $ 4,628  
Net charge-offs/(recoveries) $ 1,513     $ 1,959     $ (202 )   $ 3,472     $ 1,037  

Non-GAAP Reconciliations Three Months Ended June 30,
    2023       2022  
($in thousands, except EPS)          
Income before Income Taxes $ 19,494     $ 19,315  
Provision for credit losses   1,800       750  
Provision for unfunded commitments   (100 )     (350 )
Pre-tax, Pre-provision Income $ 21,194     $ 19,715  

Non-GAAP Reconciliations Six Months Ended June 30,
    2023       2022  
($ in thousands, except EPS)          
Income before Income Taxes $ 39,083     $ 46,070  
Provision for credit losses   3,600       (5,800 )
Provision for unfunded commitments   (100 )     (850 )
Pre-tax, Pre-provision Income $ 42,583     $ 39,420  

CONSOLIDATED BALANCE SHEETS
(Dollar amounts in thousands, except per share data)
           
  June 30,   December 31,
    2023       2022  
  (unaudited)
ASSETS          
Cash and due from banks $ 82,095     $ 222,517  
Federal funds sold   363       9,374  
Securities available-for-sale   1,299,226       1,330,481  
Loans:          
Commercial   1,812,035       1,798,260  
Residential   689,199       673,464  
Consumer   625,442       588,539  
    3,126,676       3,060,263  
(Less) plus:          
Net deferred loan costs   7,962       7,175  
Allowance for credit losses   (39,907 )     (39,779 )
    3,094,731       3,027,659  
Restricted stock   15,391       15,378  
Accrued interest receivable   21,311       21,288  
Premises and equipment, net   67,127       66,147  
Bank-owned life insurance   116,613       115,704  
Goodwill   86,985       86,985  
Other intangible assets   6,079       6,714  
Other real estate owned   90       337  
Other assets   87,220       86,697  
TOTAL ASSETS $ 4,877,231     $ 4,989,281  
           
LIABILITIES AND SHAREHOLDERS’ EQUITY          
Deposits:          
Non-interest-bearing $ 817,380     $ 857,920  
Interest-bearing:          
Certificates of deposit exceeding the FDIC insurance limits   60,541       50,608  
Other interest-bearing deposits   3,185,234       3,460,343  
    4,063,155       4,368,871  
Short-term borrowings   128,859       70,875  
FHLB advances   134,582       9,589  
Other liabilities   53,747       64,653  
TOTAL LIABILITIES   4,380,343       4,513,988  
           
Shareholders’ equity          
Common stock, $.125 stated value per share;          
Authorized shares-40,000,000          
Issued shares-16,137,220 in 2023 and 16,114,992 in 2022          
Outstanding shares-11,982,985 in 2023 and 12,051,964 in 2022   2,013       2,012  
Additional paid-in capital   143,632       143,185  
Retained earnings   640,325       614,829  
Accumulated other comprehensive income/(loss)   (141,250 )     (139,974 )
Less: Treasury shares at cost-4,154,235 in 2023 and 4,063,028 in 2022   (147,832 )     (144,759 )
TOTAL SHAREHOLDERS’ EQUITY   496,888       475,293  
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY $ 4,877,231     $ 4,989,281  

CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME
(Dollar amounts in thousands, except per share data)
                       
  Three Months Ended   Six Months Ended
  June 30,   June 30,
    2023       2022       2023       2022  
              (unaudited)
INTEREST INCOME:                      
Loans, including related fees $ 46,479     $ 34,305     $ 91,074     $ 66,662  
Securities:                      
Taxable   6,231       6,048       12,467       10,631  
Tax-exempt   2,678       2,492       5,276       4,840  
Other   841       358       2,112       723  
TOTAL INTEREST INCOME   56,229       43,203       110,929       82,856  
INTEREST EXPENSE:                      
Deposits   11,957       2,473       21,484       4,149  
Short-term borrowings   1,294       176       2,102       258  
Other borrowings   791       85       821       169  
TOTAL INTEREST EXPENSE   14,042       2,734       24,407       4,576  
NET INTEREST INCOME   42,187       40,469       86,522       78,280  
Provision for credit losses   1,800       750       3,600       (5,800 )
NET INTEREST INCOME AFTER PROVISION                      
FOR LOAN LOSSES   40,387       39,719       82,922       84,080  
NON-INTEREST INCOME:                      
Trust and financial services   1,185       1,300       2,502       2,672  
Service charges and fees on deposit accounts   7,054       7,079       13,872       13,733  
Other service charges and fees   196       222       400       328  
Securities gains (losses), net   —       —       —       5  
Interchange income   —       151       47       269  
Loan servicing fees   264       368       549       727  
Gain on sales of mortgage loans   311       603       490       1,265  
Other   1,443       547       1,968       5,009  
TOTAL NON-INTEREST INCOME   10,453       10,270       19,828       24,008  
NON-INTEREST EXPENSE:                      
Salaries and employee benefits   16,946       15,668       34,104       33,010  
Occupancy expense   2,132       2,372       4,731       4,894  
Equipment expense   3,525       2,959       6,824       5,866  
FDIC Expense   577       542       1,364       970  
Other   8,166       9,133       16,644       17,278  
TOTAL NON-INTEREST EXPENSE   31,346       30,674       63,667       62,018  
INCOME BEFORE INCOME TAXES   19,494       19,315       39,083       46,070  
Provision for income taxes   3,507       3,702       7,116       9,533  
NET INCOME   15,987       15,613       31,967       36,537  
OTHER COMPREHENSIVE INCOME (LOSS)                      
Change in unrealized gains/(losses) on securities, net of reclassifications and taxes   (15,808 )     (55,919 )     (1,570 )     (124,833 )
Change in funded status of post retirement benefits, net of taxes   147       314       294       629  
COMPREHENSIVE INCOME (LOSS) $ 326     $ (39,992 )   $ 30,691     $ (87,667 )
PER SHARE DATA                      
Basic and Diluted Earnings per Share $ 1.33     $ 1.27     $ 2.66     $ 2.95  
Weighted average number of shares outstanding (in thousands)   12,022       12,248       12,040       12,393  



Posted on

BRP Group, Inc. Introduces Government Contracting Center of Excellence

BRP Group, Inc. Introduces Government Contracting Center of Excellence

The dedicated practice offers clients access to unparalleled insurance expertise and solutions for P&C, employee benefits and retirement insurance needs

TAMPA, Fla.–(BUSINESS WIRE)–BRP Group, Inc. (“BRP Group”) (NASDAQ: BRP) today announced the establishment of its newest national Center of Excellence (“COE”) — Government Contracting (“GovCon”) – to join the firm’s expanding portfolio of specialty practices.

The new practice launch is part of BRP Group’s intentional strategy of leveraging the deep expertise of its national network of risk management and insurance partnerships, and their experts and specialists, to make a greater difference for their clients’ business needs regardless of geographic location.

BRP Group’s GovCon COE team is comprised of knowledgeable insurance experts with broad experience advising clients who operate in the government contracting space. This COE is specifically structured to support federal contracting clients with property and casualty, employee benefits and retirement insurance solutions, GovCon M&A due diligence and in-house compliance specialists.

“Our new Government Contracting (GovCon) Center of Excellence (COE) is an expansion of BRP Group’s specialized solutions and capabilities that work to meet the unique needs of current and prospective clients. By combining the expertise from our two partner firms, Armfield, Harrison & Thomas (AHT) and The Capital Group, we are excited to bring this additional practice to the marketplace,” said Dan Galbraith, BRP Group’s Chief Operating Officer. “Not only do government contractors encounter typical risk management and insurance issues, they also navigate unique challenges associated with conducting business within a rapidly-evolving, highly-regulated environment. With more than 25 years of experience and a proven track record of designing specialized insurance coverage for these complex business and regulatory conditions, our dedicated colleagues, led by BRP Group’s Senior Director of Sales Kevin FitzPatrick, keep clients protected, in compliance and proactively prepared to mitigate risk and manage costs.”

The GovCon COE focuses on addressing the unique needs and challenges of clients in the hyper- competitive federal contracting space that are best solved by a unified team approach. The GovCon COE helps federal contractors navigate these mission critical areas:

– Controlling fringe expenses to keep competitive Wrap Rates

– GovCon Employee Benefits Benchmarking – designing programs that help improve employee attraction and retention.

– Risk Management Strategy

– Defense Base Act (DBA) Coverage

– International Coverage

– Cyber Liability Insurance

– Service Contract Act (SCA) Compliance and Strategy

– 401K plan development and administration

In addition, the GovCon COE has integrated two key programs:

– GovTech™: The Government Technology Insurance Company offers robust commercial insurance policies that flow down the Federal Acquisition Regulation (FAR) and Defense Federal Acquisition Regulation Supplement (DFARS) framework and provides easy access to GovCon insurance subject matter experts at premiums that accurately reflect the exposures.

– GovConHealth: Provides go-to-market strategies to federal contractors to help them control employee benefits expenses. The initiative is powered by a unique and proprietary consortium-funded stop-loss arrangement that bands together high-performing federal contractors to safely and conservatively partially self-fund their employer-based healthcare.

For more information about BRP Group’s industry and product specializations, visit: www.baldwinriskpartners.com.

Investment advisory and asset management services are offered by investment adviser representatives (IARs) through the Capital Group Investment Advisory Services, LLC (TCGIAS), a registered investment adviser, and indirect subsidiary of Baldwin Risk Partners, LLC and BRP Group, Inc. You may learn more about our services atwww.capgroupfinancial.com

ABOUT BRP GROUP

BRP Group, Inc. (NASDAQ: BRP) is an independent insurance distribution firm delivering tailored insurance and risk management insights and solutions that give our Clients the peace of mind to pursue their purpose, passion and dreams. We are innovating the industry by taking a holistic and tailored approach to risk management, insurance, and employee benefits, and support our Clients, Colleagues, Insurance Company Partners and communities through the deployment of vanguard resources and capital to drive our growth. BRP Group represents over 1.3 million clients across the United States and internationally. For more information, please visit www.baldwinriskpartners.com.

NOTE REGARDING FORWARD-LOOKING STATEMENTS

This press release may contain various “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, which represent BRP Group’s expectations or beliefs concerning future events. Forward-looking statements are statements other than historical facts and may include statements that address future operating, financial or business performance or BRP Group’s strategies or expectations. In some cases, you can identify these statements by forward-looking words such as “may”, “might”, “will”, “should”, “expects”, “plans”, “anticipates”, “believes”, “estimates”, “predicts”, “projects”, “potential”, “outlook” or “continue”, or the negative of these terms or other comparable terminology. Forward-looking statements are based on management’s current expectations and beliefs and involve significant risks and uncertainties that could cause actual results, developments and business decisions to differ materially from those contemplated by these statements.

Factors that could cause actual results or performance to differ from the expectations expressed or implied in such forward-looking statements include, but are not limited to, those described under the caption “Risk Factors” in BRP Group’s Annual Report on Form 10-K for the year ended December 31, 2022 and in BRP Group’s other filings with the SEC, which are available free of charge on the SEC’s website at: www.sec.gov, including those risks and other factors relevant to the business, financial condition and results of operations of BRP Group. Should one or more of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those indicated. All forward-looking statements and all subsequent written and oral forward-looking statements attributable to BRP Group or to persons acting on behalf of BRP Group are expressly qualified in their entirety by reference to these risks and uncertainties. You should not place undue reliance on forward-looking statements. Forward-looking statements speak only as of the date they are made, and BRP Group does not undertake any obligation to update them in light of new information, future developments or otherwise, except as may be required under applicable law.

Source: BRP Group, Inc.

PRESS

Anna Rozenich, Sr. Director of Enterprise Communications

Baldwin Risk Partners

630.561.5907 | [email protected]

INVESTOR RELATIONS

Bonnie Bishop, Executive Director, Investor Relations

Baldwin Risk Partners

813.259.8032 | [email protected]

KEYWORDS: United States North America Florida

INDUSTRY KEYWORDS: Insurance Professional Services

MEDIA:

Posted on

UnitedHealthcare Donates $850,000 To Four Nonprofit Organizations in Colorado

UnitedHealthcare Donates $850,000 To Four Nonprofit Organizations in Colorado

Funding is part of UnitedHealthcare’s $11.1 million in Empowering Health grants focused on expanding access to care and addressing social determinants of health for people in underserved communities

DENVER–(BUSINESS WIRE)–
UnitedHealthcare, a UnitedHealth Group (NYSE: UNH) company, is awarding $850,000 in Empowering Health grants to four community-based organizations in Colorado to expand access to care and address social determinants of health for uninsured individuals and underserved communities.

In total, UnitedHealthcare is donating more than $11.1 million in grants through its Empowering Health program across 12 states. The grants will assist people experiencing challenges such as food access and nutrition, social isolation, and behavioral health issues, and support local health education efforts.

Grant recipients in Colorado include:

  • We Don’t Waste, Denver – $300,000 to expand mobile food markets in food deserts and purchase a refrigerated truck to increase food distribution for a new facility expansion.
  • WellPower, Denver metro area – $300,000 to expand youth and teen mental health first aid training through a partnership with Denver Public Schools.
  • Denver Area Youth Services, Denver metro area – $150,000 to expand home-based behavioral health services addressing children’s mental health challenges, supporting their caregivers, and supporting therapist training in evidence-based therapies.
  • Focus Points Family Resource Center, Denver – $100,000 to support low-income families, immigrants and refugees through nutrition education, a pay-what-you-can farmer’s market and an urban farming program that uses a workforce development model to train individuals in agriculture and entrepreneurship.

“UnitedHealthcare is honored to support the important work these local organizations are doing to provide greater access to services for underserved communities in Colorado,” said Marc Neely, CEO, UnitedHealthcare of Colorado. “Social and economic factors continue to have a significant impact on achieving and maintaining good health. These grants enable us to work closely with our community partners and to be there for what matters in addressing social determinants of health for their residents.”

According to the American Journal of Preventive Medicine, approximately 80% of what influences a person’s health relates to nonmedical issues, such as food, housing, transportation and the financial means to pay for basic daily needs.

Identifying and addressing social determinants of health needs is a core aspect of how UnitedHealthcare serves its members. Last year, UnitedHealthcare screened 4.9 million members, made 2.4 million referrals to community resources, and ultimately closed the loop and confirmed that 84% of members had at least one of their social needs met.

Since launching its Empowering Health commitment in 2018, UnitedHealthcare has now invested more than $62 million in Empowering Health grants, reaching nearly 11 million people through partnerships with community-based organizations in 30 states and the District of Columbia.

UnitedHealth Group, including UnitedHealthcare and Optum, and its affiliated companies, is dedicated to advancing health equity and building healthier communities by supporting programs to improve access to care and address key determinants of health. In Colorado, this includes almost $36 million in contributions over the last three years representing its businesses, foundations and employees, including a $25 million contribution in 2021 to the Rocky Mountain Health Foundation to fund STEM education among young women and people of color, as well as other programs across the Western Slope.

Additionally, UnitedHealth Group has invested more than $800 million in affordable housing communities since 2011, partnered with food banks and meal-delivery services, and in 2019 joined with the American Medical Association to standardize how social determinants of health data is collected and used to create more holistic care plans. In June 2022, the United Health Foundation, the philanthropic foundation of UnitedHealth Group, made a $100 million commitment over 10 years to advance health equity, furthering its efforts to eliminate health disparities. This was the largest single philanthropic commitment ever made by the United Health Foundation.

About UnitedHealthcare

UnitedHealthcare is dedicated to helping people live healthier lives and making the health system work better for everyone by simplifying the health care experience, meeting consumer health and wellness needs, and sustaining trusted relationships with care providers. In the United States, UnitedHealthcare offers the full spectrum of health benefit programs for individuals, employers, and Medicare and Medicaid beneficiaries, and contracts directly with more than 1.6 million physicians and care professionals, and 8,000 hospitals and other care facilities nationwide. The company also provides health benefits and delivers care to people through owned and operated health care facilities in South America. UnitedHealthcare is one of the businesses of UnitedHealth Group (NYSE: UNH), a diversified health care company. For more information, visit UnitedHealthcare at www.uhc.com or follow @UHC on Twitter.

Tony Marusic

UnitedHealthcare

312-348-3825

[email protected]

KEYWORDS: United States North America Colorado

INDUSTRY KEYWORDS: Mental Health Insurance Fitness & Nutrition Professional Services Health Insurance Philanthropy Managed Care Health Foundation

MEDIA:

Posted on

Enpro Announces Date for Second Quarter Earnings Release and Conference Call

Enpro Announces Date for Second Quarter Earnings Release and Conference Call

CHARLOTTE, N.C.–(BUSINESS WIRE)–
EnPro Industries, Inc. (NYSE: NPO) intends to release financial results for the second quarter of 2023, on Tuesday, August 8, at 6:30 a.m. Eastern Time. Eric Vaillancourt, President and Chief Executive Officer, and Milt Childress, Executive Vice President and Chief Financial Officer, will host a conference call to review the company’s performance at 8:30 a.m. Eastern Time.

The conference call will be webcast live and can also be accessed via phone at 1-877-407-0832, using the access code 13725738, approximately 10 minutes before the call is scheduled to begin. Our second quarter 2023 financial results, a webcast of the conference call, and the accompanying slide presentation will be available on the company’s website, http://www.enproindustries.com.

About Enpro

Enpro is a leading industrial technology company focused on critical applications across many end-markets, including semiconductor, photonics, industrial process, aerospace, food and pharma and life sciences. Enpro is listed on the New York Stock Exchange under the symbol “NPO”. For more information about Enpro, visit the company’s website at http://www.enproindustries.com.

Investor Contacts:

James Gentile – Vice President, Investor Relations

Jenny Yee – Corporate Access Specialist

Phone: 704-731-1527

Email: [email protected]

KEYWORDS: United States North America North Carolina

INDUSTRY KEYWORDS: Engineering Semiconductor Apps/Applications Technology Manufacturing Other Technology Hardware

MEDIA:

Logo
Logo
Posted on

Interactive Brokers Expands Overnight Trading to Over 10,000 US Stocks and ETFs

Interactive Brokers Expands Overnight Trading to Over 10,000 US Stocks and ETFs

Trading is Available Nearly 24 hours a Day, 5 Days a Week

GREENWICH, Conn.–(BUSINESS WIRE)–Interactive Brokers (Nasdaq: IBKR), an automated global electronic broker, announced the expansion of its Overnight Trading Hours service, which now lists over 10,000 US stocks and ETFs. Interactive Brokers was one of the first brokers to introduce Overnight Trading on US stocks and ETFs, and the enhanced offering allows clients to trade an even broader range of US equities nearly 24 hours a day, five days a week. Clients now have the flexibility to trade more US stocks and ETFs when it’s convenient, and clients in Asia and Europe can trade a wider variety of US equities during local market hours. To supplement the Overnight Trading liquidity provided by Interactive Brokers’ own IBEOS Alternative Trading System (ATS), Interactive Brokers is now connected to the Blue Ocean ATS.

“Overnight Trading is an important service that helps our clients make timely trading decisions and capture investment opportunities around the clock,” said Milan Galik, Chief Executive Officer at Interactive Brokers. “By extending Overnight Trading to thousands of US stocks and ETFs, our global clients have a greater choice of what and when to trade at almost any time. When clients choose Overnight Trading to place an order, the IB SmartRoutingSM technology automatically routes the order to the optimal Overnight Trading destination.”

Interactive Brokers’ regular market hours, extended hours and Overnight Trading Hours enable clients to trade eligible US stocks and ETFs nearly 24 hours a day, five days a week. Overnight Trading Hours are from 8:00 pm ET to 3:50 am ET, with the first session of the week beginning on Sunday at 8:00 pm ET and the last session ending on Friday at 3:50 am ET. Any trades executed between 8:00 pm ET and 12:00 am ET will carry a trade date of the following trade day.

Brian Hyndman, CEO of Blue Ocean Technologies, added: “Interactive Brokers is the perfect broker for us to connect to because of their global footprint and commitment to market access for investors worldwide. We are pleased to collaborate with Interactive Brokers and help further our mission to give investors the ability to trade US markets regardless of their time zone.”

For additional information, please visit:

United States and countries served by IB LLC: https://www.interactivebrokers.com/en/trading/us-overnight-trading.php

Canada: https://www.interactivebrokers.ca/en/trading/us-overnight-trading.php

United Kingdom: https://www.interactivebrokers.co.uk/en/trading/us-overnight-trading.php

Western Europe: https://www.interactivebrokers.ie/en/trading/etf-overnight-trading.php

Central Europe: https://www.interactivebrokers.hu/en/trading/us-overnight-trading.php

Hong Kong: https://www.interactivebrokers.com.hk/en/trading/us-overnight-trading.php

Singapore: https://www.interactivebrokers.com.sg/en/trading/us-overnight-trading.php

Australia: https://www.interactivebrokers.com.au/en/trading/us-overnight-trading.php

India: https://www.interactivebrokers.co.in/en/trading/us-overnight-trading.php

About Interactive Brokers Group, Inc.:

Interactive Brokers Group affiliates provide automated trade execution and custody of securities, commodities, and foreign exchange around the clock on over 150 markets in numerous countries and currencies, from a single unified platform to clients worldwide. We service individual investors, hedge funds, proprietary trading groups, financial advisors and introducing brokers. Our four decades of focus on technology and automation has enabled us to equip our clients with a uniquely sophisticated platform to manage their investment portfolios. We strive to provide our clients with advantageous execution prices and trading, risk and portfolio management tools, research facilities and investment products, all at low or no cost, positioning them to achieve superior returns on investments. For the sixth consecutive year, Barron’s ranked Interactive Brokers #1 with 5 out of 5 stars in its June 9, 2023, Best Online Brokers Review.

Interactive Brokers Group, Inc.

Media:

Katherine Ewert, [email protected]

KEYWORDS: Europe United States North America Asia Pacific Connecticut

INDUSTRY KEYWORDS: Technology Finance Security Fintech Professional Services Software Networks Internet Data Analytics Asset Management

MEDIA:

Logo
Logo
Posted on

Rimini Street Statement on U.S. Federal Court Ruling

Rimini Street Statement on U.S. Federal Court Ruling

LAS VEGAS–(BUSINESS WIRE)–Rimini Street, Inc. (Nasdaq: RMNI), a global provider of end-to-end enterprise software support, products and services, the leading third-party support provider for Oracle and SAP software, and a Salesforce and AWS partner, today issued the following statement in response to the July 24, 2023 Order issued by the U.S. Federal Court for the District of Nevada in the Oracle v. Rimini Street litigation (“Rimini II”):

Rimini Street and Oracle have been in litigation for more than 13 years. While the U.S Federal Courts confirmed long ago that third-party software support is legal, the Rimini II litigation is related to the manner in which Rimini Street provides support services for certain Oracle product lines. Rimini Street is not prohibited from providing support or services for any Oracle products.

Just days before the jury trial was set to begin in the Rimini II litigation, Oracle withdrew all its claims against Rimini Street and its CEO, Seth A. Ravin, for monetary relief of any kind under any legal theory in the litigation. Rimini Street’s remaining counterclaims and Oracle’s remaining claims seeking only equitable relief were tried before the Court as a non-jury trial that started on November 29, 2022 and ended on December 15, 2022. The Court issued its Order on July 24, 2023.

Rimini Street Prevails in Trial on Many Significant Legal Points

Rimini Street is pleased that it prevailed in Court on many significant legal points, including the following:

  • Oracle brought infringement claims seeking injunctive relief as to five (5) products lines and failed as to four (4) of them.

  • The Court entered a declaratory judgment of non-infringement for EBS software.

  • The Court rejected Oracle’s argument that Oracle’s license agreements, or the Court’s prior orders, prevent Rimini Street from documenting its own “know how” and code in technical specifications used with multiple clients.

  • The Court held that the pertinent software licenses do not prohibit Oracle’s customers from hiring a third party like Rimini Street to perform updates or fixes to the same extent the Oracle customer could under the pertinent license.

Rimini Street Plans to Appeal and Has Successful History with Appeals

In addition to the key legal points where Rimini Street prevailed in Court, Rimini Street respectfully disagrees with several conclusions, findings, comments and rulings of the Court and plans to file an appeal.

Over the long history of litigation with Oracle, Rimini Street has filed multiple legal appeals, and to-date Rimini Street has prevailed to some degree in every appeal to the Ninth Circuit of the U.S. Court of Appeals and even achieved a rare, unanimous victory in the U.S. Supreme Court against Oracle. Oracle was even ordered through appeals to refund Rimini Street a total of more than $34 million.

Other Ongoing and Past Rimini Street and Oracle Litigation

Rimini Street and Oracle had an earlier litigation that went to trial in the U.S. District Court for the District of Nevada in 2015. Oracle lost 23 of 24 claims it pursued against Rimini Street in this case, with the jury finding that Rimini Street engaged in “innocent infringement” on the remaining claim. Oracle did not prevail on any claims against Rimini Street’s CEO, Seth A. Ravin. A related appeal was argued in the Ninth Circuit in February 2023 and the parties are awaiting a decision.

About Rimini Street, Inc.

Rimini Street, Inc. (Nasdaq: RMNI), a Russell 2000® Company, is a global provider of end-to-end enterprise software support, products and services, the leading third-party support provider for Oracle and SAP software and a Salesforce and AWS partner. The Company has operations globally and offers a comprehensive family of unified solutions to run, manage, support, customize, configure, connect, protect, monitor, and optimize enterprise application, database, and technology software, and enables clients to achieve better business outcomes, significantly reduce costs and reallocate resources for innovation. To date, over 5,100 Fortune 500, Fortune Global 100, midmarket, public sector, and other organizations from a broad range of industries have relied on Rimini Street as their trusted enterprise software solutions provider. To learn more, please visit http://www.riministreet.com, and connect with Rimini Street on Twitter, Facebook and LinkedIn. (IR-RMNI)

© 2023 Rimini Street, Inc. All rights reserved. “Rimini Street” is a registered trademark of Rimini Street, Inc. in the United States and other countries, and Rimini Street, the Rimini Street logo, and combinations thereof, and other marks marked by TM are trademarks of Rimini Street, Inc. All other trademarks remain the property of their respective owners, and unless otherwise specified, Rimini Street claims no affiliation, endorsement, or association with any such trademark holder or other companies referenced herein.

Investor Relations Contact

Dean Pohl

Rimini Street, Inc.

+1 (925) 523-7636

[email protected]

Media Relations Contact

Janet Ravin

Rimini Street, Inc.

+1 702 285-3532

[email protected]

KEYWORDS: United States North America Nevada

INDUSTRY KEYWORDS: Data Management Technology Software Networks Internet Hardware

MEDIA:

Logo
Logo
Posted on

CapStar Financial Holdings, Inc. to Participate in the KBW Community Bank Investor Conference

NASHVILLE, Tenn., July 25, 2023 (GLOBE NEWSWIRE) — CapStar Financial Holdings, Inc. (“CapStar”, the “Company”) (NASDAQ: CSTR) today announced that Timothy K. Schools, President and Chief Executive Officer, will participate in the KBW Community Bank Investor Conference on August 8-9, 2023.

A copy of the investor presentation to be used will be available prior to the event on the Events and Presentations page in the Investor Relations section of the Company’s website at www.capstarbank.com.

ABOUT CAPSTAR FINANCIAL HOLDINGS, INC.

CapStar Financial Holdings, Inc. is a bank holding company headquartered in Nashville, Tennessee and operates primarily through its wholly owned subsidiary, CapStar Bank, a Tennessee-chartered state bank. CapStar Bank is a commercial bank that seeks to establish and maintain comprehensive relationships with its clients by delivering customized and creative banking solutions and superior client service. As of June 30, 2023, on a consolidated basis, CapStar had total assets of $3.2 billion, total loans of $2.4 billion, total deposits of $2.7 billion, and shareholders’ equity of $347.5 million. Visit www.capstarbank.com for more information.

For more information, contact:
Michael J. Fowler
Chief Financial Officer
(615) 732-7404



Posted on

Nu Holdings Announces Q2’23 Financial Results Conference Call Date

Nu Holdings Announces Q2’23 Financial Results Conference Call Date

GRAND CAYMAN, Cayman Islands–(BUSINESS WIRE)–
Nu Holdings Ltd. (“Nu” or the “Company”) (NYSE: NU | B3: NUBR33), one of the world’s largest digital financial services platforms, today announced that it will host a conference call to discuss its Q2’23 financial results on Tuesday, August 15, 2023 at 5:00 p.m. Eastern Time (7:00 p.m. Brasília Time). The earnings release will be issued after the market closes that same day.

Quiet Period

Starts on August 1st, 2023

Earnings Release

Tuesday, August 15, 2023

Time: After market close

Conference Call

Tuesday, August 15, 2023

Time: 5:00 p.m. EST – 7:00 p.m. BRT

Register for the Conference Call

Please click here to pre-register for this conference call.

Replay:click here | Add to your calendar:click here

About Nu Holdings

Nu is one of the world’s largest digital financial services platforms, serving 80 million customers across Brazil, Mexico and Colombia. Nu uses proprietary technologies and innovative business practices to create new financial solutions and experiences for individuals and SMEs that are simple, intuitive, convenient, low-cost, empowering and human. Guided by a mission to fight complexity and empower people, Nu is focused on connecting profit and purpose to create value for all stakeholders and have a positive impact on the communities it serves. Nu’s shares are traded on the New York Stock Exchange (NYSE: NU) and its BDRs trade on the São Paulo Stock Exchange (B3: NUBR33).

Investor Relations

Jörg Friedemann

[email protected]

Media Relations

Leila Suwwan

[email protected]

KEYWORDS: Cayman Islands Caribbean

INDUSTRY KEYWORDS: Consulting Data Management Banking Technology Professional Services Digital Cash Management/Digital Assets Other Technology Software Other Professional Services Fintech Finance

MEDIA:

Logo
Logo