{"id":986284,"date":"2026-07-29T07:12:28","date_gmt":"2026-07-29T11:12:28","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\/"},"modified":"2026-07-29T07:12:28","modified_gmt":"2026-07-29T11:12:28","slug":"first-northwest-bancorp-reports-second-quarter-2026-financial-results","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\/","title":{"rendered":"First Northwest Bancorp Reports Second Quarter 2026 Financial Results"},"content":{"rendered":"
\n

PORT ANGELES, Wash., July 29, 2026 (GLOBE NEWSWIRE) — First Northwest Bancorp<\/strong>(Nasdaq: FNWB)<\/strong>\u00a0(“First Northwest” or the “Company”), the holding company for First Fed Bank (“First Fed” or the “Bank”), today reported its financial results for the second quarter and first six months of 2026. The Company reported\u00a0net income of\u00a0$308,000 for the second quarter of 2026, compared to net income\u00a0of\u00a0$6,000 for the\u00a0first quarter of 2026 and\u00a0$3.7 million for the second quarter of 2025. Basic and diluted income per share were\u00a0$0.03 for the second quarter of 2026, compared to basic and diluted income per share of\u00a0$0.00 for the\u00a0first quarter of 2026 and basic and diluted income per share of\u00a0$0.42 for the second quarter of 2025.\u00a0<\/p>\n

\n Management Outlook<\/strong>;\u00a0President and Chief Executive Officer, Curt Queyrouze:<\/p>\n

“At the midpoint of 2026, we continue to execute a disciplined transformation to improve operating efficiency and reposition the balance sheet for long-term performance. We are pleased to report growth in customer deposits during the current quarter and are encouraged by the underlying momentum in our core banking franchise. Loan balances were down slightly for the quarter as we continue to rebalance our portfolio to lessen the dependence on commercial real estate lending. Consumer and commercial business lending were up, but offset by a decrease in commercial real estate balances. Our efforts to improve operating efficiency are on target at the midpoint of the year and we expect to begin realizing these benefits in late 2026 and over the course of 2027. We remain focused on disciplined balance sheet management, strengthening our funding and liquidity profile, and maintaining a strong capital position. Second quarter results reflect improved performance positioning the Company for accelerated growth in the second half of 2026 and beyond.”<\/p>\n

\n Second<\/strong>
\n Quarter Insights:<\/strong>\n <\/p>\n\n\n\n\n\n\n\n\n\n\n\n
\n \u2022<\/strong>\n <\/td>\n\u00a0<\/td>\nCore banking revenues remained steady.<\/td>\n<\/tr>\n
\n \u2022<\/strong>\n <\/td>\n\u00a0<\/td>\nCost of total deposits was flat at\u00a02.04% for both the first and second quarters of 2026.<\/td>\n<\/tr>\n
\n \u2022<\/strong>\n <\/td>\n\u00a0<\/td>\nA recapture of provision for credit losses on loans of $337,000\u00a0was recorded in the second quarter of 2026, compared to a recapture of\u00a0$13,000 for the preceding quarter and a recapture of\u00a0$296,000\u00a0for the second quarter of 2025.<\/td>\n<\/tr>\n
\n \u2022<\/strong>\n <\/td>\n\u00a0<\/td>\nFirst Fed total risk-based capital ratio remained relatively stable at\u00a013.4%\u00a0for the current quarter compared to\u00a013.5% in\u00a0the\u00a0first quarter of 2026, and\u00a013.1% for the second quarter of 2025.\u00a0<\/td>\n<\/tr>\n
\n \u2022<\/strong>\n <\/td>\n\u00a0<\/td>\nTotal assets decreased\u00a0$8.6 million, or 0.4%, to\u00a0$2.12 billion at\u00a0June 30, 2026 from\u00a0$2.13 billion\u00a0at March 31, 2026, and decreased $70.5 million, or 3.2%, from\u00a0$2.20 billion\u00a0at June 30, 2025.<\/td>\n<\/tr>\n
\n \u2022<\/strong>\n <\/td>\n\u00a0<\/td>\nNet loans receivable, excluding loans held for sale, decreased $15.9 million, or 1.0%, to\u00a0$1.60 billion\u00a0at\u00a0June 30, 2026 from\u00a0$1.61 billion\u00a0at March 31, 2026, and decreased $50.1 million, or 3.0%, from\u00a0$1.65 billion at June 30, 2025.<\/td>\n<\/tr>\n
\n \u2022<\/strong>\n <\/td>\n\u00a0<\/td>\nCustomer deposits increased $11.3 million, or 0.7%, to\u00a0$1.55 billion at\u00a0June 30, 2026 from\u00a0$1.54 billion at March 31, 2026, and increased $1.1 million, or 0.1%, from\u00a0$1.55 billion at June 30, 2025.<\/td>\n<\/tr>\n
\n \u2022<\/strong>\n <\/td>\n\u00a0<\/td>\nBrokered deposits decreased $5.5 million, or 8.6%, to\u00a0$58.6 million at\u00a0June 30, 2026 from\u00a0$64.1 million at March 31, 2026, and decreased $48.3 million, or 45.2%, from\u00a0$106.9 million\u00a0at\u00a0June 30, 2025.<\/td>\n<\/tr>\n
\n \u2022<\/strong>\n <\/td>\n\u00a0<\/td>\nFHLB advances decreased\u00a0$15.0 million, or 5.4%, to\u00a0$265.0 million at\u00a0June 30, 2026 from\u00a0$280.0 million\u00a0at March 31, 2026, and decreased $35.0 million, or 11.7%, from\u00a0$300.0 million at\u00a0June 30, 2025.<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\n Selected Quarterly Financial Ratios:<\/strong>\n <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\u00a0<\/td>\n\u00a0<\/td>\nAs of or For the Quarter Ended<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nAs of or For the Six Months Ended June 30,<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\nJune 30,
2026<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nMarch 31,
2026<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nDecember 31,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nSeptember 30,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nJune 30,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\n2026<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2025<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Performance ratios:<\/strong>
\n
\n (1)<\/sup>
\n <\/strong>\n <\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Return on average assets<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.06<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.00<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.07<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.15<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.68<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.03<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-0.50<\/td>\n%<\/td>\n<\/tr>\n
Return on average equity<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.78<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.02<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.96<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.10<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n10.00<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.40<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-7.15<\/td>\n\u00a0<\/td>\n<\/tr>\n
Net interest margin(2)<\/sup><\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.95<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3.03<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3.00<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.91<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.83<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.99<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.80<\/td>\n\u00a0<\/td>\n<\/tr>\n
Efficiency ratio(3)<\/sup><\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n101.3<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n101.4<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n92.0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n104.9<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n78.0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n101.4<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n96.4<\/td>\n\u00a0<\/td>\n<\/tr>\n
Equity to total assets<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.45<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.36<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.46<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.32<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6.82<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.45<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6.82<\/td>\n\u00a0<\/td>\n<\/tr>\n
Book value per common share<\/td>\n\u00a0<\/td>\n$<\/td>\n16.66<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.52<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.61<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.33<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n15.85<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.66<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n15.85<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Tangible performance ratios:<\/strong>
\n
\n (1)<\/sup>
\n <\/strong>\n <\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Tangible common equity to tangible assets(4)<\/sup><\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.39<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.30<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.40<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.26<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6.76<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.39<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6.76<\/td>\n%<\/td>\n<\/tr>\n
Return on average tangible common equity(4)<\/sup><\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.79<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.02<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.97<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.12<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n10.10<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.40<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-7.22<\/td>\n\u00a0<\/td>\n<\/tr>\n
Tangible book value per common share(4)<\/sup><\/td>\n\u00a0<\/td>\n$<\/td>\n16.52<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.38<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.47<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.18<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n15.70<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.52<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n15.70<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Capital ratios (First Fed):<\/strong>
\n
\n (5)<\/sup>
\n <\/strong>\n <\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Tier 1 leverage<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9.5<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9.3<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9.1<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9.1<\/td>\n%<\/td>\n<\/tr>\n
Common equity Tier 1<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12.4<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12.4<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12.5<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12.7<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12.0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12.4<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12.0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total risk-based<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13.4<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13.5<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13.6<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13.7<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13.1<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13.4<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13.1<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\n \n <\/p>\n\n\n\n\n\n\n\n
(1)<\/td>\n\u00a0<\/td>\nPerformance ratios are annualized, where appropriate.<\/td>\n<\/tr>\n
(2)<\/td>\n\u00a0<\/td>\nNet interest income divided by average interest-earning assets.<\/td>\n<\/tr>\n
(3)<\/td>\n\u00a0<\/td>\nTotal noninterest expense as a percentage of net interest income and total other noninterest income.<\/td>\n<\/tr>\n
(4)<\/td>\n\u00a0<\/td>\nNon-GAAP financial measure; see “Additional Information – Non-GAAP Financial Measures” later in this release for definitions and a reconciliation to the most comparable GAAP financial measure.<\/td>\n<\/tr>\n
(5)<\/td>\n\u00a0<\/td>\nCurrent period capital ratios are preliminary and subject to finalization of the FDIC Call Report.<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\n Net Interest Income and Margin<\/strong>\n <\/p>\n

Total interest income increased\u00a0$121,000 to $25.5 million for the second quarter of 2026, compared to\u00a0$25.3 million for the preceding quarter, and decreased\u00a0$1.7 million compared to\u00a0$27.1 million in the second quarter of 2025. Interest income increased during the second quarter of 2026\u00a0primarily due to 2026 purchases of investment securities. Average investment securities balances and yields increased compared to the preceding quarter as a result of purchases. Average real estate loan balances decreased while average consumer and commercial business loan balances increased over the preceding quarter. The yield on interest-earning assets decreased by 2 basis points to 5.30% compared to the preceding quarter, primarily due to a reduction in average balances of loans\u00a0receivable and interest-earning deposits in banks.<\/p>\n

Total interest expense increased\u00a0$388,000\u00a0to\u00a0$11.3 million\u00a0for the second quarter of 2026, compared to\u00a0$10.9 million for the preceding quarter, and decreased\u00a0$1.7 million compared to $12.9 million\u00a0in the second quarter of 2025. Interest expense increased in the\u00a0second quarter of 2026\u00a0primarily due to the transition of the Company’s subordinated debt from a fixed rate to a floating rate at the end of March 2026. Higher volumes of customer deposits were partially offset by a reduced volume of brokered CDs. Interest paid on customer deposit accounts also increased compared to the preceding quarter due to an increase in CD and money market average balances combined with higher rates paid on non-maturity deposits. As a result of these\u00a0second quarter changes, the total cost of funds increased 5\u00a0basis points to 2.42% compared to the preceding quarter.<\/p>\n

The net interest margin decreased to\u00a02.95% for the second quarter of 2026, from\u00a03.03% for the preceding quarter but increased from\u00a02.83% for the second quarter of 2025.<\/p>\n

\n Noninterest Income and Expense<\/strong>\n <\/p>\n

Noninterest income was flat at\u00a0$2.0 million for the second and first quarters of 2026.<\/p>\n

Noninterest expense decreased $291,000 to $16.4 million for the second quarter of 2026, compared to $16.7 million for the preceding quarter. The decline resulted from lower data processing and compensation costs, partially offset by increased legal and consulting fees recorded in professional fees. Legal fees remain elevated due to the Company’s continued defense of ongoing legal matters. Consulting fees increased as several projects to improve operating efficiency were launched during the second quarter of 2026.<\/p>\n

\n Allowance for Credit Losses on Loans (“ACLL”) and Credit Quality<\/strong>\n <\/p>\n

The ACLL\u00a0decreased\u00a0$514,000\u00a0to\u00a0$16.3 million at June 30, 2026, from\u00a0$16.8 million at March 31, 2026. The ACLL as a percentage of total loans was\u00a01.01% at June 30, 2026, a decrease\u00a0from 1.03%\u00a0at March 31, 2026, and a decrease from\u00a01.10% at June 30, 2025. A $337,000\u00a0recapture of loan provision expense\u00a0for the quarter ended June 30, 2026, was the result of a $444,000 decrease in the overall pooled loan reserve and a $70,000 decrease in reserves on individually evaluated loans, partially offset by $177,000\u00a0in net charge-offs. The change in pooled loan reserve was\u00a0driven by lower loss factors applied to commercial real estate and multi-family loans combined with decreased loan balances in multi-family and commercial business loans. Decreases to the pooled loan reserve balance were partially offset by higher loss factors applied to commercial business and home equity loan balances at the end of the current quarter. The pooled loan reserve loss rates were impacted by higher unemployment forecasts partially offset by a mild improvement in gross domestic product.<\/p>\n

Nonperforming loans decreased\u00a0$971,000 to\u00a0$20.7 million at June 30, 2026, from\u00a0$21.7 million\u00a0at\u00a0March 31, 2026. Current quarter activity included principal payments totaling $1.1 million and net charge-offs on nonperforming loans totaling $216,000. The decreases were partially offset by the transition\u00a0into nonaccrual status of loans totaling $1.1 million across multiple loan categories. ACLL to nonperforming loans increased slightly to\u00a079% at June 30, 2026, from\u00a078% at March 31, 2026. This ratio increased\u00a0compared to the preceding quarter despite a reduction in nonperforming loan balances.<\/p>\n

Classified loans decreased $9.1 million to $25.5 million at June 30, 2026, from $34.6 million at March 31, 2026, primarily due to payoffs totaling $14.2 million, principal payments totaling $1.0 million, and net charge-offs totaling $216,000. The decreases were partially offset by $5.6 million of new downgrades across multiple loan categories. Four collateral-dependent loans totaling $18.3 million account for 72% of the classified loan balance at June 30, 2026.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\u00a0<\/td>\n\u00a0<\/td>\nFor the Quarter Ended<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n ACLL ($ in thousands)<\/strong>\n <\/td>\n\u00a0<\/td>\nJune 30,
2026<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nMarch 31,
2026<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nDecember 31,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nSeptember 30,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nJune 30,
2025<\/td>\n		\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Balance at beginning of period<\/td>\n\u00a0<\/td>\n$<\/td>\n16,823<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16,987<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16,203<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n18,345<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n20,569<\/td>\n\u00a0<\/td>\n<\/tr>\n
Charge-offs:<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Commercial real estate<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(3<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(329<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(656<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(15<\/td>\n)<\/td>\n<\/tr>\n
Construction and land<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(200<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(171<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(1,027<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(483<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n<\/tr>\n
Auto and other consumer<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(125<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(276<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(123<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(106<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(273<\/td>\n)<\/td>\n<\/tr>\n
Commercial business<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(34<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(133<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(964<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(1,005<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(2,823<\/td>\n)<\/td>\n<\/tr>\n
Total charge-offs<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(359<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(583<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(2,443<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(2,250<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(3,111<\/td>\n)<\/td>\n<\/tr>\n
Recoveries:<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Commercial real estate<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n20<\/td>\n\u00a0<\/td>\n<\/tr>\n
Construction and land<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5<\/td>\n\u00a0<\/td>\n<\/tr>\n
Auto and other consumer<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n109<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n50<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n34<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n47<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n74<\/td>\n\u00a0<\/td>\n<\/tr>\n
Commercial business<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n73<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n382<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,727<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n675<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,084<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total recoveries<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n182<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n432<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,761<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n728<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,183<\/td>\n\u00a0<\/td>\n<\/tr>\n
Net loan (charge-offs) recoveries<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(177<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(151<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n318<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(1,522<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(1,928<\/td>\n)<\/td>\n<\/tr>\n
(Recapture of) provision for credit losses<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(337<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(13<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n466<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(620<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(296<\/td>\n)<\/td>\n<\/tr>\n
Balance at end of period<\/td>\n\u00a0<\/td>\n$<\/td>\n16,309<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16,823<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16,987<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16,203<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n18,345<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Average total loans<\/td>\n\u00a0<\/td>\n$<\/td>\n1,604,872<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,613,526<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,622,476<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,650,340<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,658,723<\/td>\n\u00a0<\/td>\n<\/tr>\n
Annualized net charge-offs (recoveries) to average outstanding loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.04<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.04<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-0.08<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.37<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.47<\/td>\n%<\/td>\n<\/tr>\n<\/table>\n

\n \n <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n Asset Quality ($ in thousands)<\/strong>\n <\/td>\n\u00a0<\/td>\nJune 30,
2026<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nMarch 31,
2026<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nDecember 31,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nSeptember 30,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nJune 30,
2025<\/td>\n		\u00a0<\/td>\n<\/tr>\n
Nonaccrual loans:<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
One-to-four family<\/td>\n\u00a0<\/td>\n$<\/td>\n1,627<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,521<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,272<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,345<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,274<\/td>\n\u00a0<\/td>\n<\/tr>\n
Commercial real estate<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,449<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,619<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,745<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,439<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4,095<\/td>\n\u00a0<\/td>\n<\/tr>\n
Construction and land<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4,164<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4,164<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5,146<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6,037<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13,063<\/td>\n\u00a0<\/td>\n<\/tr>\n
Home equity<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n159<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n53<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n53<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n10<\/td>\n\u00a0<\/td>\n<\/tr>\n
Auto and other consumer<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,332<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,280<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,086<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,072<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n410<\/td>\n\u00a0<\/td>\n<\/tr>\n
Commercial business<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,997<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4,293<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n470<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n514<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total nonaccrual loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n20,728<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n21,699<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n22,595<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13,372<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n20,366<\/td>\n\u00a0<\/td>\n<\/tr>\n
Other real estate owned<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,568<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,380<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,380<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,377<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,297<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total nonperforming assets<\/td>\n\u00a0<\/td>\n$<\/td>\n22,296<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n23,079<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n23,975<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n14,749<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n21,663<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Nonaccrual loans as a % of total loans(1)<\/sup><\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.28<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.33<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.39<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.82<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.22<\/td>\n%<\/td>\n<\/tr>\n
Nonperforming assets as a % of total assets(2)<\/sup><\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.05<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.08<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.14<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.70<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.99<\/td>\n\u00a0<\/td>\n<\/tr>\n
ACLL as a % of total loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.01<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.03<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.04<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.00<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.10<\/td>\n\u00a0<\/td>\n<\/tr>\n
ACLL as a % of nonaccrual loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n78.68<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n77.53<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n75.18<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n121.17<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n90.08<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total past due loans to total loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.09<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.18<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.21<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.88<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.17<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\n \n <\/p>\n\n\n\n\n
(1)<\/td>\n\u00a0<\/td>\nNonperforming loans consists of nonaccruing loans and accruing loans more than 90 days past due.<\/td>\n<\/tr>\n
(2)<\/td>\n\u00a0<\/td>\nNonperforming assets consists of nonperforming loans (which include nonaccruing loans and accruing loans more than 90 days past due), real estate owned and repossessed assets.<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\n Financial Condition and Capital<\/strong>\n <\/p>\n

Continued disciplined balance sheet management resulted in lower borrowings and reduced reliance on higher-cost brokered deposits while maintaining stable capital levels.<\/p>\n

Investment securities increased $14.0 million, or 5.1%, to\u00a0$287.0 million at June 30, 2026, compared to\u00a0$273.0 million three months earlier, and decreased\u00a0$16.5 million compared to\u00a0$303.5 million at June 30, 2025. Purchases totaling $27.8\u00a0million and a $535,000 decrease in net unrealized losses were partially offset by maturities totaling $9.7\u00a0million and\u00a0regular principal payments totaling $4.6\u00a0million during the\u00a0second quarter of 2026.\u00a0The estimated average life of the securities portfolio was approximately\u00a06.4 years at June 30, 2026,\u00a06.8 years at the preceding quarter end and\u00a07.6 years at the end of\u00a0the second quarter of 2025. The effective duration of the portfolio was approximately\u00a04.6 years at June 30, 2026, compared to\u00a04.7 years at the preceding quarter end and\u00a04.9 years at the end of the second quarter of 2025.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n Investment Securities ($ in thousands)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n June 30, 2026<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n March 31, 2026<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n June 30, 2025<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n Three Month % Change<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n One Year % Change<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Available for Sale at Fair Value<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Municipal bonds<\/td>\n\u00a0<\/td>\n$<\/td>\n79,990<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n79,565<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n77,324<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.5<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3.4<\/td>\n%<\/td>\n<\/tr>\n
U.S. government agency issued asset-backed securities (ABS agency)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n11,371<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n11,632<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12,298<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-2.2<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-7.5<\/td>\n\u00a0<\/td>\n<\/tr>\n
Corporate issued asset-backed securities (ABS corporate)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6,615<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7,676<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13,105<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-13.8<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-49.5<\/td>\n\u00a0<\/td>\n<\/tr>\n
Corporate issued debt securities (Corporate debt)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n50,991<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n37,392<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n55,760<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n36.4<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-8.6<\/td>\n\u00a0<\/td>\n<\/tr>\n
U.S. Small Business Administration securities (SBA)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5,362<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5,820<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7,504<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-7.9<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-28.5<\/td>\n\u00a0<\/td>\n<\/tr>\n
Mortgage-backed securities:<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
U.S. government agency issued mortgage-backed securities (MBS agency)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n95,002<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n97,968<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n96,014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-3.0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-1.1<\/td>\n\u00a0<\/td>\n<\/tr>\n
Non-agency issued mortgage-backed securities (MBS non-agency)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n37,697<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n32,932<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n41,510<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14.5<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-9.2<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total securities available for sale<\/td>\n\u00a0<\/td>\n$<\/td>\n287,028<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n272,985<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n303,515<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5.1<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-5.4<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

Net loans receivable, excluding loans held for sale, decreased $15.9 million, or 1.0%, to\u00a0$1.60 billion at June 30, 2026, from\u00a0$1.61 billion at March 31, 2026, and decreased $50.1 million, or 3.0%, from\u00a0$1.65 billion one year prior.\u00a0Construction loans that converted into fully amortizing loans during the quarter totaled\u00a0$8.9\u00a0million. Regular payments of $50.9\u00a0million, loan payoffs of $21.9\u00a0million and charge-offs totaling $359,000\u00a0outpaced new loan funding totaling $30.2\u00a0million and draws on existing loans totaling $20.4\u00a0million. Participation in the Northpointe MPP increased $2.7\u00a0million and purchased consumer loans increased $3.5\u00a0million during the current quarter.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n Loans ($ in thousands)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n June 30, 2026<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n March 31, 2026<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n June 30, 2025<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n Three Month % Change<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n One Year % Change<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Real Estate:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
One-to-four family<\/td>\n\u00a0<\/td>\n$<\/td>\n357,077<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n362,984<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n387,459<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-1.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-7.8<\/td>\n%<\/td>\n<\/tr>\n
Multi-family<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n255,813<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n270,979<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n329,696<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-5.6<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-22.4<\/td>\n\u00a0<\/td>\n<\/tr>\n
Commercial real estate<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n402,798<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n403,243<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n391,362<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-0.1<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.9<\/td>\n\u00a0<\/td>\n<\/tr>\n
Construction and land<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n61,697<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n62,347<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n72,538<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-1.0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-14.9<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total real estate loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,077,385<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,099,553<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,181,055<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-2.0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-8.8<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Consumer:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Home equity<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n90,014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n86,292<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n84,927<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4.3<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6.0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Auto and other consumer<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n294,982<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n290,960<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n280,877<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.4<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5.0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total consumer loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n384,996<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n377,252<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n365,804<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.1<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5.2<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Commercial business<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n151,000<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n152,591<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n117,843<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-1.0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n28.1<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total loans receivable<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,613,381<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,629,396<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,664,702<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-1.0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-3.1<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Less:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Derivative basis adjustment<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(10<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(406<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(860<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n97.5<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n98.8<\/td>\n\u00a0<\/td>\n<\/tr>\n
Allowance for credit losses on loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n16,309<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n16,823<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n18,345<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-3.1<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-11.1<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total loans receivable, net<\/td>\n\u00a0<\/td>\n$<\/td>\n1,597,082<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,612,979<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,647,217<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-1.0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-3.0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

Total deposits increased $5.8 million to $1.61 billion at June 30, 2026, compared to $1.60 billion at March 31, 2026, and decreased $47.2 million compared to $1.65 billion one year prior. During the second quarter of 2026, total customer deposit balances increased $11.3 million and brokered deposit balances decreased $5.5 million. The customer deposit mix reflects increased average money market and CD account balances while average balances of all other customer accounts decreased compared to the preceding quarter. The rates paid on customer interest-bearing deposits increased 3 basis points to 2.32% for the current quarter, compared to 2.29% for the first quarter of 2026. The deposit mix compared to June 30, 2025, reflects a continued shift in average balances of customer accounts to savings and money market accounts from demand deposit and CD accounts, with an overall $4.7 million decrease to average total customer balances. A $72.6 million decrease in the average balance of brokered CDs was the main driver for the year-over-year decrease in total deposits. Rates paid on total interest-bearing deposit accounts decreased 31 basis points compared to the same quarter one year ago.<\/p>\n\n\n\n\n\n\n\n\n\n\n
\n Deposits ($ in thousands)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n June 30, 2026<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n March 31, 2026<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n June 30, 2025<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n Three Month % Change<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n One Year % Change<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
Noninterest-bearing demand deposits<\/td>\n\u00a0<\/td>\n$<\/td>\n244,699<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n238,901<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n240,051<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.9<\/td>\n%<\/td>\n<\/tr>\n
Interest-bearing demand deposits<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n147,019<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n157,565<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n144,409<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-6.7<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.8<\/td>\n\u00a0<\/td>\n<\/tr>\n
Money market accounts<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n462,208<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n449,353<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n484,787<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.9<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-4.7<\/td>\n\u00a0<\/td>\n<\/tr>\n
Savings accounts<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n241,711<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n246,533<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n227,968<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-2.0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6.0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Certificates of deposit, customer<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n453,140<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n445,110<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n450,494<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.8<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.6<\/td>\n\u00a0<\/td>\n<\/tr>\n
Certificates of deposit, brokered<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n58,615<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n64,120<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n106,927<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-8.6<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-45.2<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total deposits<\/td>\n\u00a0<\/td>\n$<\/td>\n1,607,392<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,601,582<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,654,636<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.4<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-2.9<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

FHLB advances decreased $15.0 million during the current quarter.<\/p>\n

Total shareholders\u2019 equity increased to\u00a0$158.3 million at June 30, 2026, compared to\u00a0$157.0 million three months earlier, due to\u00a0increases in the after-tax fair market values of the available-for-sale\u00a0investment securities portfolio of $418,000, the after-tax fair value of the investment portfolio hedge of $295,000\u00a0and\u00a0net income of $308,000.\u00a0No shares of common stock were repurchased\u00a0under the Company’s April 2024\u00a0Stock Repurchase Plan (the “Repurchase Plan”) during the quarter ended\u00a0June 30, 2026. There are\u00a0846,123 shares that\u00a0remain available for repurchase under the Repurchase Plan.<\/p>\n

Capital levels for both the Company and the Bank\u00a0remain in excess of applicable requirements and the Bank was categorized as “well-capitalized” at June 30, 2026. Preliminary calculations of Common Equity Tier 1 and Total Risk-Based Capital Ratios at June 30, 2026, for the Bank were\u00a012.4% and 13.4%, respectively.<\/p>\n\n\n\n\n\n\n\n\n
\n 2025 Awards\/Recognition<\/strong>
\n \n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nSound Publishing:<\/td>\n<\/tr>\n
\u00a0<\/td>\nBellingham Best of the Northwest – Best Bank Silver<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nBest Bank in Clallam County<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nBest Lender in Clallam County and West End<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n \n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n \n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\n About the Company<\/strong>
\n
First Northwest Bancorp (Nasdaq: FNWB) is a financial holding company engaged in investment activities including the business of its subsidiary, First Fed Bank. First Fed is a Pacific Northwest-based financial institution which has served its customers and communities since 1923. Currently First Fed has 16\u00a0locations in Washington state including 11\u00a0full-service branches. First Fed\u2019s business and operating strategy is focused on building sustainable earnings by delivering a full array of financial products and services for individuals, small businesses, non-profit organizations\u00a0and commercial customers. First Northwest has also strategically invested in partnerships focused on developing modern financial solutions and a boutique investment banking\/accelerator firm. These investments underscore the Company\u2019s commitment to innovation and growth in the financial services sector. First Northwest Bancorp was incorporated in 2012 and completed its initial public offering in 2015 under the ticker symbol FNWB. The Company is headquartered in Port Angeles, Washington.<\/p>\n

\n Forward-Looking Statements<\/strong>
\n
\n This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements relate to, among other things, expectations of the business environment in which we operate, projections of future performance and execution on certain strategies, perceived opportunities in the market, potential future credit experience, including our ability to collect, and include, but are not limited to,<\/em>
\n statements about our plans, objectives, expectations and intentions that are not historical facts, and<\/em>\u00a0other statements often identified by words such as “believes,” “expects,” “anticipates,” “estimates,” or similar expressions. These forward-looking statements are based upon current management beliefs and expectations and may, therefore, involve risks and uncertainties, many of which are beyond our control. Our actual results, performance, or achievements may differ materially from those suggested, expressed, or implied by forward-looking statements as a result of a wide variety of factors including, but not limited to: increased competitive pressures; changes in the interest rate environment; the credit risks of lending activities; pressures on liquidity, including as a result of withdrawals of deposits, declines in the value of our investment portfolio or changes in interest rates;\u00a0risks related to overall economic conditions; geopolitical events; legislative, regulatory, and policy changes; legal proceedings, regulatory investigations and their resolutions; and other factors described in the Company<\/em>\u2019s latest Annual Report on Form 10-K under the section entitled “Risk Factors,”\u00a0and other filings with the Securities and Exchange Commission (“SEC”), which are available on our website at www.ourfirstfed.com and on the SEC<\/em>\u2019s website at www.sec.gov.<\/em><\/p>\n

\n Any of the forward-looking statements that we make in this press release and in the other public statements we make may turn out to be incorrect because of the inaccurate assumptions we might make, because of the factors illustrated above or because of other factors that we cannot foresee. Because of these and other uncertainties, our actual future results may be materially different from those expressed or implied in any forward-looking statements made by or on our behalf and the Company’s operating and stock price performance may be negatively affected. Therefore, these factors should be considered in evaluating the forward-looking statements, and undue reliance should not be placed on such statements. We do not undertake and specifically disclaim any obligation to revise any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements, except as required by law. These risks could cause our actual results for\u00a02026 and beyond to differ materially from those expressed in or implied by any forward-looking statements by, or on behalf of, us and could negatively affect the Company<\/em>\u2019s operations and stock price performance.<\/em><\/p>\n

\n For More Information Contact:<\/strong>
\n
Curt Queyrouze, President and Chief Executive Officer
Phyllis Nomura, Chief Financial Officer and EVP
IRGroup@ourfirstfed.com
360-457-0461<\/p>\n

\n \n <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\u00a0<\/td>\n<\/tr>\n
\n FIRST NORTHWEST BANCORP AND SUBSIDIARY<\/strong>
\n
CONSOLIDATED BALANCE SHEETS
(Dollars in thousands, except share data) (Unaudited)<\/td>\n<\/tr>\n
\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\nJune 30,
2026<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nMarch 31,
2026<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nDecember 31,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nSeptember 30,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nJune 30,
2025<\/td>\n		\u00a0<\/td>\n<\/tr>\n
\n ASSETS<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Cash and due from banks<\/td>\n\u00a0<\/td>\n$<\/td>\n14,649<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16,548<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n15,530<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n15,688<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n18,487<\/td>\n\u00a0<\/td>\n<\/tr>\n
Interest-earning deposits in banks<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n83,709<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n87,588<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n69,587<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n63,482<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n69,376<\/td>\n\u00a0<\/td>\n<\/tr>\n
Investment securities available for sale, at fair value (amortized cost at each period end of $313,215, $299,707, $295,849, $310,545 and $336,206)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n287,028<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n272,985<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n270,310<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n282,608<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n303,515<\/td>\n\u00a0<\/td>\n<\/tr>\n
Loans held for sale<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,286<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,140<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,063<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,154<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,557<\/td>\n\u00a0<\/td>\n<\/tr>\n
Loans receivable (net of allowance for credit losses on loans at each period end of $16,309, $16,823, $16,987, $16,203, and $18,345)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,597,082<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,612,979<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,612,028<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,607,825<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,647,217<\/td>\n\u00a0<\/td>\n<\/tr>\n
Federal Home Loan Bank (FHLB) stock, at cost<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13,279<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13,927<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13,105<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n10,856<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,906<\/td>\n\u00a0<\/td>\n<\/tr>\n
Accrued interest receivable<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7,181<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7,051<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6,498<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,160<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,305<\/td>\n\u00a0<\/td>\n<\/tr>\n
Premises and equipment, net<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,160<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,591<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,464<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,788<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,999<\/td>\n\u00a0<\/td>\n<\/tr>\n
Servicing rights on sold loans, at fair value<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,012<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,999<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,093<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,220<\/td>\n\u00a0<\/td>\n<\/tr>\n
Bank-owned life insurance (“BOLI”), net<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n43,305<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n42,850<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n42,382<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n41,889<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n41,380<\/td>\n\u00a0<\/td>\n<\/tr>\n
Equity and partnership investments<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n15,441<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n15,452<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n15,489<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n15,048<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,811<\/td>\n\u00a0<\/td>\n<\/tr>\n
Goodwill and other intangible assets, net<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,080<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,081<\/td>\n\u00a0<\/td>\n<\/tr>\n
Deferred tax asset, net<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13,664<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13,898<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13,638<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,168<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,266<\/td>\n\u00a0<\/td>\n<\/tr>\n
Right-of-use (“ROU”) asset, net<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n15,057<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n15,316<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n15,596<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n15,494<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n15,772<\/td>\n\u00a0<\/td>\n<\/tr>\n
Prepaid expenses and other assets<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n19,920<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n21,057<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n20,129<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n21,040<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n32,471<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total assets<\/td>\n\u00a0<\/td>\n$<\/td>\n2,124,835<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,133,443<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,107,895<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,111,373<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,195,363<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n LIABILITIES AND SHAREHOLDERS’ EQUITY<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Deposits<\/td>\n\u00a0<\/td>\n$<\/td>\n1,607,392<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,601,582<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,599,101<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,653,327<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,654,636<\/td>\n\u00a0<\/td>\n<\/tr>\n
Borrowings<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n313,177<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n328,160<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n308,143<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n259,625<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n344,108<\/td>\n\u00a0<\/td>\n<\/tr>\n
Accrued interest payable<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n151<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n280<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,223<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,145<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,514<\/td>\n\u00a0<\/td>\n<\/tr>\n
Lease liability, net<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n16,039<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n16,250<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n16,439<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n16,071<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n16,257<\/td>\n\u00a0<\/td>\n<\/tr>\n
Accrued expenses and other liabilities<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n28,260<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n27,514<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n24,301<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n24,321<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n27,790<\/td>\n\u00a0<\/td>\n<\/tr>\n
Advances from borrowers for taxes and insurance<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,503<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,691<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,424<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,356<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,325<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total liabilities<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,966,522<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,976,477<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,950,631<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,956,845<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,045,630<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Shareholders’ Equity<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Preferred stock, $0.01 par value, authorized 5,000,000 shares, no shares issued or outstanding<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n<\/tr>\n
Common stock, $0.01 par value, 75,000,000 shares authorized; issued and outstanding at each period end: 9,504,441; 9,499,300; 9,467,925; 9,462,150; and 9,444,963<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n95<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n95<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n95<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n94<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n94<\/td>\n\u00a0<\/td>\n<\/tr>\n
Additional paid-in capital<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n93,986<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n93,854<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n93,803<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n93,646<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n93,595<\/td>\n\u00a0<\/td>\n<\/tr>\n
Retained earnings<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n92,015<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n91,707<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n91,699<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n91,317<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n90,506<\/td>\n\u00a0<\/td>\n<\/tr>\n
Accumulated other comprehensive loss, net of tax<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(22,177<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(22,920<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(22,398<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(24,429<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(28,198<\/td>\n)<\/td>\n<\/tr>\n
Unearned employee stock ownership plan (ESOP) shares<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(5,606<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(5,770<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(5,935<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(6,100<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(6,264<\/td>\n)<\/td>\n<\/tr>\n
Total shareholders’ equity<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n158,313<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n156,966<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n157,264<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n154,528<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n149,733<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total liabilities and shareholders’ equity<\/td>\n\u00a0<\/td>\n$<\/td>\n2,124,835<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,133,443<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,107,895<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,111,373<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,195,363<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\n \n <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n FIRST NORTHWEST BANCORP AND SUBSIDIARY<\/strong>
\n
CONSOLIDATED STATEMENTS OF\u00a0INCOME
(Dollars in thousands, except per share data) (Unaudited)<\/td>\n		\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\nFor the Quarter Ended<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nFor the Six Months Ended<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\nJune 30,
2026<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nMarch 31,
2026<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nDecember 31,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nSeptember 30,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nJune 30,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nJune 30,
2026<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nJune 30,
2025<\/td>\n		\u00a0<\/td>\n<\/tr>\n
INTEREST INCOME<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Interest and fees on loans receivable<\/td>\n\u00a0<\/td>\n$<\/td>\n21,997<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n22,000<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n22,431<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n22,814<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n22,814<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n43,997<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n45,045<\/td>\n\u00a0<\/td>\n<\/tr>\n
Interest on investment securities<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,723<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,585<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,971<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,244<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,466<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5,308<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7,269<\/td>\n\u00a0<\/td>\n<\/tr>\n
Interest on deposits in banks<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n453<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n467<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n473<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n570<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n520<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n920<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,002<\/td>\n\u00a0<\/td>\n<\/tr>\n
FHLB dividends<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n282<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n282<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n262<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n282<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n331<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n564<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n638<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total interest income<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n25,455<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n25,334<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n26,137<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n26,910<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n27,131<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n50,789<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n53,954<\/td>\n\u00a0<\/td>\n<\/tr>\n
INTEREST EXPENSE<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Deposits<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,033<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7,930<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,648<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,083<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,552<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n15,963<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n19,289<\/td>\n\u00a0<\/td>\n<\/tr>\n
Borrowings<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,249<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,964<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,799<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,258<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,386<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6,213<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6,625<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total interest expense<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n11,282<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n10,894<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n11,447<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12,341<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12,938<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n22,176<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n25,914<\/td>\n\u00a0<\/td>\n<\/tr>\n
Net interest income<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,173<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,440<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,690<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,569<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,193<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n28,613<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n28,040<\/td>\n\u00a0<\/td>\n<\/tr>\n
PROVISION FOR CREDIT LOSSES<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Recapture of provision for credit losses on loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(337<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(13<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n466<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(620<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(296<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(350<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7,474<\/td>\n\u00a0<\/td>\n<\/tr>\n
(Recapture of) provision for credit losses on unfunded commitments<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(203<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n91<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n97<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(53<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(64<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(112<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(49<\/td>\n)<\/td>\n<\/tr>\n
(Recapture of) provision for credit losses<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(540<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n78<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n563<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(673<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(360<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(462<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7,425<\/td>\n\u00a0<\/td>\n<\/tr>\n
Net interest income after (recapture of) provision for credit losses<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,713<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,362<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,127<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n15,242<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,553<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n29,075<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n20,615<\/td>\n\u00a0<\/td>\n<\/tr>\n
NONINTEREST INCOME<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Loan and deposit service fees<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,107<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,122<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,044<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,114<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,095<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,229<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,201<\/td>\n\u00a0<\/td>\n<\/tr>\n
Sold loan servicing fees and servicing rights mark-to-market<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n162<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n127<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n57<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n85<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n92<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n289<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n287<\/td>\n\u00a0<\/td>\n<\/tr>\n
Net gain on sale of loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n73<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n76<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n96<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(39<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n44<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n149<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n55<\/td>\n\u00a0<\/td>\n<\/tr>\n
Increase in BOLI cash surrender value<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n455<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n468<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n493<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n539<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n485<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n923<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n857<\/td>\n\u00a0<\/td>\n<\/tr>\n
Income from BOLI death benefit, net<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,059<\/td>\n\u00a0<\/td>\n<\/tr>\n
Other income<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n208<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n215<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,000<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n303<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n454<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n423<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,488<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total noninterest income<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,005<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,008<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,690<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,002<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,170<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4,013<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5,947<\/td>\n\u00a0<\/td>\n<\/tr>\n
NONINTEREST EXPENSE<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Compensation and benefits<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,054<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,232<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,042<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,353<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4,698<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n16,286<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12,413<\/td>\n\u00a0<\/td>\n<\/tr>\n
Data processing<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,702<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,228<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,990<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,941<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,926<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,930<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,937<\/td>\n\u00a0<\/td>\n<\/tr>\n
Occupancy and equipment<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,538<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,565<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,539<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,505<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,507<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,103<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,099<\/td>\n\u00a0<\/td>\n<\/tr>\n
Supplies, postage, and telephone<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n384<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n298<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n332<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n344<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n346<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n682<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n644<\/td>\n\u00a0<\/td>\n<\/tr>\n
Regulatory assessments and state taxes<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n581<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n534<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n688<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n558<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n501<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,115<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n980<\/td>\n\u00a0<\/td>\n<\/tr>\n
Advertising<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n245<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n304<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n290<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n282<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n299<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n549<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n564<\/td>\n\u00a0<\/td>\n<\/tr>\n
Professional fees<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,305<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,026<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,957<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,668<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,449<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4,331<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,226<\/td>\n\u00a0<\/td>\n<\/tr>\n
FDIC insurance premium<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n387<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n363<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n424<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n411<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n463<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n750<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n897<\/td>\n\u00a0<\/td>\n<\/tr>\n
Legal settlement<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(10<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u2014<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5,750<\/td>\n\u00a0<\/td>\n<\/tr>\n
Other expense<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,197<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,134<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,640<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,338<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,576<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,331<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,255<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total noninterest expense<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n16,393<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n16,684<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n16,902<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n17,390<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12,765<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n33,077<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n32,765<\/td>\n\u00a0<\/td>\n<\/tr>\n
Income (loss) before provision for (benefit from) income taxes<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n325<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(314<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n915<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(146<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,958<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n11<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(6,203<\/td>\n)<\/td>\n<\/tr>\n
Provision for (benefit from) income taxes<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n17<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(320<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n533<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(948<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n297<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(303<\/td>\n)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n(828<\/td>\n)<\/td>\n<\/tr>\n
Net income<\/td>\n\u00a0<\/td>\n$<\/td>\n308<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n6<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n382<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n802<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n3,661<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n314<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n(5,375<\/td>\n)<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Basic and diluted earnings per common share<\/td>\n\u00a0<\/td>\n$<\/td>\n0.03<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n–<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n0.04<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n0.09<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n0.42<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n0.04<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n(0.61<\/td>\n)<\/td>\n<\/tr>\n
Diluted weighted average common shares outstanding<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,930,663<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,894,998<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,860,060<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,813,632<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,791,478<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,911,965<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,765,335<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\n \n <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\u00a0<\/td>\n<\/tr>\n
\n FIRST NORTHWEST BANCORP AND SUBSIDIARY<\/strong>
\n
ADDITIONAL INFORMATION
(Dollars in thousands) (Unaudited)<\/td>\n<\/tr>\n
\u00a0<\/td>\n<\/tr>\n
\n Selected Loan Detail<\/strong>\n <\/td>\n\u00a0<\/td>\n\n June 30,
2026<\/strong>\n <\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\n\n March 31,
2026<\/strong>\n <\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\n\n December 31,
2025<\/strong>\n <\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\n\n September 30,
2025<\/strong>\n <\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\n\n June 30,
2025<\/strong>\n <\/td>\n		\u00a0<\/td>\n<\/tr>\n
\n Construction and land loans breakout<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
1-4 Family construction<\/td>\n\u00a0<\/td>\n$<\/td>\n5,682<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n18,802<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n21,954<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n29,961<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n39,040<\/td>\n\u00a0<\/td>\n<\/tr>\n
Multifamily construction<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,826<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12,144<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n10,109<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n15,660<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n14,728<\/td>\n\u00a0<\/td>\n<\/tr>\n
Nonresidential construction<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n35,749<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n25,758<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n23,005<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n16,484<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12,832<\/td>\n\u00a0<\/td>\n<\/tr>\n
Land and development<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5,440<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5,643<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6,200<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5,688<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5,938<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total construction and land loans<\/td>\n\u00a0<\/td>\n$<\/td>\n61,697<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n62,347<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n61,268<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n67,793<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n72,538<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Auto and other consumer loans breakout<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Triad Manufactured Home loans<\/td>\n\u00a0<\/td>\n$<\/td>\n131,367<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n131,406<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n132,287<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n133,425<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n135,537<\/td>\n\u00a0<\/td>\n<\/tr>\n
Woodside auto loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n152,748<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n147,444<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n137,678<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n131,800<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n127,828<\/td>\n\u00a0<\/td>\n<\/tr>\n
First Help auto loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6,430<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7,570<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,491<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,561<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n11,221<\/td>\n\u00a0<\/td>\n<\/tr>\n
Other auto loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n346<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n468<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n586<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n767<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,016<\/td>\n\u00a0<\/td>\n<\/tr>\n
Other consumer loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4,091<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4,072<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4,460<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4,671<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5,275<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total auto and other consumer loans<\/td>\n\u00a0<\/td>\n$<\/td>\n294,982<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n290,960<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n283,502<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n280,224<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n280,877<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Commercial business loans breakout<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Northpointe Bank MPP<\/td>\n\u00a0<\/td>\n$<\/td>\n44,602<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n41,951<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n18,941<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n–<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n–<\/td>\n\u00a0<\/td>\n<\/tr>\n
Secured lines of credit<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n34,485<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n40,991<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n39,783<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n43,081<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n41,043<\/td>\n\u00a0<\/td>\n<\/tr>\n
Unsecured lines of credit<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,953<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,351<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,901<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,580<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,551<\/td>\n\u00a0<\/td>\n<\/tr>\n
SBA loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6,818<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5,505<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5,645<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6,347<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6,618<\/td>\n\u00a0<\/td>\n<\/tr>\n
Other commercial business loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n62,142<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n60,793<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n63,041<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n61,152<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n67,631<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total commercial business loans<\/td>\n\u00a0<\/td>\n$<\/td>\n151,000<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n152,591<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n130,311<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n113,160<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n117,843<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\n \n <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n Loans by Collateral and Unfunded Commitments<\/strong>\n <\/td>\n\u00a0<\/td>\n\n June 30,
2026<\/strong>\n <\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\n\n March 31,
2026<\/strong>\n <\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\n\n December 31,
2025<\/strong>\n <\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\n\n September 30,
2025<\/strong>\n <\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\n\n June 30,
2025<\/strong>\n <\/td>\n		\u00a0<\/td>\n<\/tr>\n
One-to-four family construction<\/td>\n\u00a0<\/td>\n$<\/td>\n20,583<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n18,571<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n23,815<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n31,627<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n40,509<\/td>\n\u00a0<\/td>\n<\/tr>\n
All other construction and land<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n41,873<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n44,000<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n37,334<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n36,161<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n36,129<\/td>\n\u00a0<\/td>\n<\/tr>\n
One-to-four family first mortgage<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n425,021<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n440,576<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n431,222<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n415,670<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n420,847<\/td>\n\u00a0<\/td>\n<\/tr>\n
One-to-four family junior liens<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n19,986<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n21,169<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n21,003<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n20,568<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n20,116<\/td>\n\u00a0<\/td>\n<\/tr>\n
One-to-four family revolving open-end<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n62,411<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n57,027<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n56,365<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n58,486<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n57,502<\/td>\n\u00a0<\/td>\n<\/tr>\n
Commercial real estate, owner occupied:<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Health care<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n31,522<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n28,177<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n28,488<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n28,794<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n29,091<\/td>\n\u00a0<\/td>\n<\/tr>\n
Office<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n22,895<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n18,953<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n19,216<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n18,499<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n19,116<\/td>\n\u00a0<\/td>\n<\/tr>\n
Warehouse<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,270<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7,549<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7,608<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7,684<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7,432<\/td>\n\u00a0<\/td>\n<\/tr>\n
Other<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n71,064<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n72,556<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n71,313<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n73,562<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n74,364<\/td>\n\u00a0<\/td>\n<\/tr>\n
Commercial real estate, non-owner occupied:<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Office<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n36,297<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n36,657<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n40,311<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n40,917<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n42,198<\/td>\n\u00a0<\/td>\n<\/tr>\n
Retail<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n52,465<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n53,519<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n50,494<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n50,839<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n51,708<\/td>\n\u00a0<\/td>\n<\/tr>\n
Hospitality<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n62,352<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n62,729<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n63,113<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n63,953<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n64,308<\/td>\n\u00a0<\/td>\n<\/tr>\n
Other<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n113,320<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n115,367<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n112,307<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n106,991<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n93,505<\/td>\n\u00a0<\/td>\n<\/tr>\n
Multi-family residential<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n256,853<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n272,025<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n289,581<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n297,379<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n330,784<\/td>\n\u00a0<\/td>\n<\/tr>\n
Commercial business loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n61,958<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n61,247<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n66,264<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n68,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n73,403<\/td>\n\u00a0<\/td>\n<\/tr>\n
Commercial agriculture and fishing loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n30,197<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n27,982<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n25,842<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n23,346<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n22,443<\/td>\n\u00a0<\/td>\n<\/tr>\n
State and political subdivision obligations<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n333<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n333<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n333<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n369<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n369<\/td>\n\u00a0<\/td>\n<\/tr>\n
Consumer automobile loans<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n159,519<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n155,443<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n146,708<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n142,064<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n139,992<\/td>\n\u00a0<\/td>\n<\/tr>\n
Consumer loans secured by other assets<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n133,899<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n133,825<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n134,826<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n136,073<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n138,378<\/td>\n\u00a0<\/td>\n<\/tr>\n
Consumer loans unsecured<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,563<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,691<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,969<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,088<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,508<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total loans<\/td>\n\u00a0<\/td>\n$<\/td>\n1,613,381<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,629,396<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,628,112<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,623,132<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n1,664,702<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Unfunded commitments under lines of credit or existing loans<\/td>\n\u00a0<\/td>\n$<\/td>\n164,614<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n166,899<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n167,489<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n158,118<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n166,589<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\n \n <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\u00a0<\/td>\n<\/tr>\n
\n FIRST NORTHWEST BANCORP AND SUBSIDIARY<\/strong>
\n
NET INTEREST MARGIN ANALYSIS
(Unaudited)<\/td>\n<\/tr>\n
\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\nThree Months Ended June 30,<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n2026<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2025<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\nAverage<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nInterest<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nAverage<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nInterest<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\nBalance<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nEarned\/<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nYield\/<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nBalance<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nEarned\/<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nYield\/<\/td>\n\u00a0<\/td>\n<\/tr>\n
(dollars in thousands)<\/td>\n\u00a0<\/td>\nOutstanding<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nPaid<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nRate<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nOutstanding<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nPaid<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nRate<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Interest-earning assets:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Loans receivable, net(1) (2)<\/sup><\/td>\n\u00a0<\/td>\n$<\/td>\n1,588,321<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n21,997<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5.55<\/td>\n%<\/td>\n\u00a0<\/td>\n$<\/td>\n1,639,236<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n22,814<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5.58<\/td>\n%<\/td>\n<\/tr>\n
Total investment securities<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n276,147<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,723<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3.96<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n311,078<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,466<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4.47<\/td>\n\u00a0<\/td>\n<\/tr>\n
FHLB dividends<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12,020<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n282<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9.41<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13,313<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n331<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9.97<\/td>\n\u00a0<\/td>\n<\/tr>\n
Interest-earning deposits in banks<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n48,783<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n453<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3.72<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n46,807<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n520<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4.46<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total interest-earning assets(3)<\/sup><\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,925,271<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n25,455<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5.30<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,010,434<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n27,131<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n5.41<\/td>\n\u00a0<\/td>\n<\/tr>\n
Noninterest-earning assets<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n143,007<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n154,145<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total average assets<\/td>\n\u00a0<\/td>\n$<\/td>\n2,068,278<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,164,579<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Interest-bearing liabilities:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Interest-bearing demand deposits<\/td>\n\u00a0<\/td>\n$<\/td>\n141,339<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n83<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.24<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n164,475<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n240<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.59<\/td>\n\u00a0<\/td>\n<\/tr>\n
Money market accounts<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n455,356<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,451<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.16<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n444,135<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,660<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.40<\/td>\n\u00a0<\/td>\n<\/tr>\n
Savings accounts<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n243,735<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n921<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.52<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n228,901<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n884<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1.55<\/td>\n\u00a0<\/td>\n<\/tr>\n
Certificates of deposit, customer<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n449,938<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4,024<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3.59<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n451,712<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4,396<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3.90<\/td>\n\u00a0<\/td>\n<\/tr>\n
Certificates of deposit, brokered<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n51,788<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n554<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4.29<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n124,383<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,372<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4.42<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total interest-bearing deposits(4)<\/sup><\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,342,156<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n8,033<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.40<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,413,606<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,552<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.71<\/td>\n\u00a0<\/td>\n<\/tr>\n
Advances<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n252,230<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,633<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4.19<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n275,176<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3,041<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4.43<\/td>\n\u00a0<\/td>\n<\/tr>\n
Subordinated debt<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n34,668<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n616<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.13<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n34,600<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n345<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n4.00<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total interest-bearing liabilities<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,629,054<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n11,282<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.78<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,723,382<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12,938<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n3.01<\/td>\n\u00a0<\/td>\n<\/tr>\n
Noninterest-bearing deposits(4)<\/sup><\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n237,762<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n243,655<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Other noninterest-bearing liabilities<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n43,529<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n50,685<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total average liabilities<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,910,345<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2,017,722<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Average equity<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n157,933<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n146,857<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total average liabilities and equity<\/td>\n\u00a0<\/td>\n$<\/td>\n2,068,278<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,164,579<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Net interest income<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n14,173<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n14,193<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Net interest rate spread<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.52<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.40<\/td>\n\u00a0<\/td>\n<\/tr>\n
Net earning assets<\/td>\n\u00a0<\/td>\n$<\/td>\n296,217<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n287,052<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Net interest margin(5)<\/sup><\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.95<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.83<\/td>\n\u00a0<\/td>\n<\/tr>\n
Average interest-earning assets to average interest-bearing liabilities<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n118.2<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n116.7<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\n \n <\/p>\n\n\n\n\n\n\n\n
(1)<\/td>\n\u00a0<\/td>\nThe average loans receivable, net balances include nonaccrual loans.<\/td>\n<\/tr>\n
(2)<\/td>\n\u00a0<\/td>\nInterest earned on loans receivable includes net deferred costs of $1.4 million and $486,000 for the three months ended June 30, 2026 and 2025, respectively.<\/td>\n<\/tr>\n
(3)<\/td>\n\u00a0<\/td>\nIncludes interest-earning deposits (cash) at other financial institutions.<\/td>\n<\/tr>\n
(4)<\/td>\n\u00a0<\/td>\nCost of all deposits, including noninterest-bearing demand deposits, was\u00a02.04%\u00a0and\u00a02.31%\u00a0for the three months ended June 30, 2026 and 2025, respectively.<\/td>\n<\/tr>\n
(5)<\/td>\n\u00a0<\/td>\nNet interest income divided by average interest-earning assets.<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\n \n <\/p>\n

\n FIRST NORTHWEST BANCORP AND SUBSIDIARY<\/strong>
\n
ADDITIONAL INFORMATION
(Unaudited)<\/p>\n

\n Non-GAAP Financial Measures<\/strong>
\n
This press release contains financial measures that are not in conformity with generally accepted accounting principles in the United States of America\u00a0(“GAAP”). Non-GAAP financial measures are presented where management believes the information will help investors understand\u00a0the Company\u2019s results of operations or financial position and assess trends. Where non-GAAP financial measures are used, the comparable GAAP financial measure is also provided. These disclosures should not be viewed as a substitute for operating results determined in accordance with GAAP, and are not necessarily comparable to non-GAAP performance measures that may be presented by other companies. Other banking companies may use names similar to those the Company uses for the non-GAAP financial measures the Company discloses, but may calculate them differently. Investors should understand how the Company and other companies each calculate their non-GAAP financial measures when making comparisons. Reconciliations of the GAAP and non-GAAP measures are presented below.<\/p>\n

\n Calculations Based on Tangible Common Equity:<\/strong>\n <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\u00a0<\/td>\n\u00a0<\/td>\nFor the Quarter Ended<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\nFor the Six Months Ended<\/td>\n\u00a0<\/td>\n<\/tr>\n
($ in thousands, except per share data)<\/td>\n\u00a0<\/td>\nJune 30,
2026<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nMarch 31,
2026<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nDecember 31,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nSeptember 30,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nJune 30,
2025<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nJune 30,
2026<\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\nJune 30,
2025<\/td>\n		\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total shareholders’ equity<\/td>\n\u00a0<\/td>\n$<\/td>\n158,313<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n156,966<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n157,264<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n154,528<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n149,733<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n158,313<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n149,733<\/td>\n\u00a0<\/td>\n<\/tr>\n
Less: Goodwill and other intangible assets<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,080<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,081<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,081<\/td>\n\u00a0<\/td>\n<\/tr>\n
Disallowed non-mortgage loan servicing rights<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n247<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n312<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n302<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n317<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n372<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n247<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n372<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total tangible common equity<\/td>\n\u00a0<\/td>\n$<\/td>\n157,004<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n155,592<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n155,900<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n153,131<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n148,280<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n157,004<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n148,280<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total assets<\/td>\n\u00a0<\/td>\n$<\/td>\n2,124,835<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,133,443<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,107,895<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,111,373<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,195,363<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,124,835<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,195,363<\/td>\n\u00a0<\/td>\n<\/tr>\n
Less: Goodwill and other intangible assets<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,080<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,081<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,081<\/td>\n\u00a0<\/td>\n<\/tr>\n
Disallowed non-mortgage loan servicing rights<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n247<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n312<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n302<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n317<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n372<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n247<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n372<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total tangible assets<\/td>\n\u00a0<\/td>\n$<\/td>\n2,123,526<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,132,069<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,106,531<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,109,976<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,193,910<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,123,526<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n2,193,910<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Average shareholders’ equity<\/td>\n\u00a0<\/td>\n$<\/td>\n157,933<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n159,532<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n157,588<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n151,376<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n146,857<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n158,728<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n151,620<\/td>\n\u00a0<\/td>\n<\/tr>\n
Less: Average goodwill and other intangible assets<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,080<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,081<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,081<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,062<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n1,082<\/td>\n\u00a0<\/td>\n<\/tr>\n
Average disallowed non-mortgage loan servicing rights<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n311<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n302<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n317<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n371<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n415<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n306<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n419<\/td>\n\u00a0<\/td>\n<\/tr>\n
Total average tangible common equity<\/td>\n\u00a0<\/td>\n$<\/td>\n156,560<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n158,168<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n156,191<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n149,924<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n145,361<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n157,360<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n150,119<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Net income<\/td>\n\u00a0<\/td>\n$<\/td>\n308<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n6<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n382<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n802<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n3,661<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n314<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n(5,375<\/td>\n)<\/td>\n<\/tr>\n
Common shares outstanding<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,504,441<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,499,300<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,467,925<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,462,150<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,444,963<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,504,441<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n9,444,963<\/td>\n\u00a0<\/td>\n<\/tr>\n
GAAP Ratios:<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Equity to total assets<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.45<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.36<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.46<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.32<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6.82<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.45<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6.82<\/td>\n%<\/td>\n<\/tr>\n
Return on average equity<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.78<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.02<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.96<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.10<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n10.00<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.40<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-7.15<\/td>\n%<\/td>\n<\/tr>\n
Book value per common share<\/td>\n\u00a0<\/td>\n$<\/td>\n16.66<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.52<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.61<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.33<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n15.85<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.66<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n15.85<\/td>\n\u00a0<\/td>\n<\/tr>\n
Non-GAAP Ratios:<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
Tangible common equity to tangible assets(1)<\/sup><\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.39<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.30<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.40<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.26<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6.76<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7.39<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n6.76<\/td>\n%<\/td>\n<\/tr>\n
Return on average tangible common equity(1)<\/sup><\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.79<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.02<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.97<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n2.12<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n10.10<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n0.40<\/td>\n%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n-7.22<\/td>\n%<\/td>\n<\/tr>\n
Tangible book value per common share(1)<\/sup><\/td>\n\u00a0<\/td>\n$<\/td>\n16.52<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.38<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.47<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.18<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n15.70<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n16.52<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$<\/td>\n15.70<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\n \n <\/p>\n\n\n\n
(1)<\/td>\n\u00a0<\/td>\nWe believe that the use of tangible equity and tangible assets improves the comparability to other institutions that have not engaged in acquisitions that resulted in recorded goodwill and other intangibles.<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

Photos accompanying this announcement are available at: <\/p>\n

\n https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/f9a2a349-24a0-4680-aff9-8be7685958ef<\/a>\n <\/p>\n

\n https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/a4bb8ae3-e4ce-403b-bd2b-41dd64bd160f<\/a>\n <\/p>\n

\n https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/f6081726-edb0-443a-aa98-ea78cee24e59<\/a>\n <\/p>\n

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\n
\n \"\"\n <\/div>\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

PORT ANGELES, Wash., July 29, 2026 (GLOBE NEWSWIRE) — First Northwest Bancorp(Nasdaq: FNWB)\u00a0(“First Northwest” or the “Company”), the holding company for First Fed Bank (“First Fed” or the “Bank”), today reported its financial results for the second quarter and first six months of 2026. The Company reported\u00a0net income of\u00a0$308,000 for the second quarter of 2026, compared to net income\u00a0of\u00a0$6,000 for the\u00a0first quarter of 2026 and\u00a0$3.7 million for the second quarter of 2025. Basic and diluted income per share were\u00a0$0.03 for the second quarter of 2026, compared to basic and diluted income per share of\u00a0$0.00 for the\u00a0first quarter of 2026 and basic and diluted income per share of\u00a0$0.42 for the second quarter of 2025.\u00a0 Management Outlook;\u00a0President and Chief Executive Officer, Curt … <\/p>\n

Continue reading “First Northwest Bancorp Reports Second Quarter 2026 Financial Results”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-986284","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"\nFirst Northwest Bancorp Reports Second Quarter 2026 Financial Results - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"First Northwest Bancorp Reports Second Quarter 2026 Financial Results - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"PORT ANGELES, Wash., July 29, 2026 (GLOBE NEWSWIRE) — First Northwest Bancorp(Nasdaq: FNWB)\u00a0(“First Northwest” or the “Company”), the holding company for First Fed Bank (“First Fed” or the “Bank”), today reported its financial results for the second quarter and first six months of 2026. The Company reported\u00a0net income of\u00a0$308,000 for the second quarter of 2026, compared to net income\u00a0of\u00a0$6,000 for the\u00a0first quarter of 2026 and\u00a0$3.7 million for the second quarter of 2025. Basic and diluted income per share were\u00a0$0.03 for the second quarter of 2026, compared to basic and diluted income per share of\u00a0$0.00 for the\u00a0first quarter of 2026 and basic and diluted income per share of\u00a0$0.42 for the second quarter of 2025.\u00a0 Management Outlook;\u00a0President and Chief Executive Officer, Curt … Continue reading "First Northwest Bancorp Reports Second Quarter 2026 Financial Results"\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-29T11:12:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=OTc5OTk4NyM3NzQ4NDM1IzIwMTE0MDg=\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"20 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"First Northwest Bancorp Reports Second Quarter 2026 Financial Results\",\"datePublished\":\"2026-07-29T11:12:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\\\/\"},\"wordCount\":3943,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.globenewswire.com\\\/newsroom\\\/ti?nf=OTc5OTk4NyM3NzQ4NDM1IzIwMTE0MDg=\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\\\/\",\"name\":\"First Northwest Bancorp Reports Second Quarter 2026 Financial Results - 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The Company reported\u00a0net income of\u00a0$308,000 for the second quarter of 2026, compared to net income\u00a0of\u00a0$6,000 for the\u00a0first quarter of 2026 and\u00a0$3.7 million for the second quarter of 2025. Basic and diluted income per share were\u00a0$0.03 for the second quarter of 2026, compared to basic and diluted income per share of\u00a0$0.00 for the\u00a0first quarter of 2026 and basic and diluted income per share of\u00a0$0.42 for the second quarter of 2025.\u00a0 Management Outlook;\u00a0President and Chief Executive Officer, Curt … Continue reading \"First Northwest Bancorp Reports Second Quarter 2026 Financial Results\"","og_url":"https:\/\/www.marketnewsdesk.com\/index.php\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\/","og_site_name":"Market Newsdesk","article_published_time":"2026-07-29T11:12:28+00:00","og_image":[{"url":"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=OTc5OTk4NyM3NzQ4NDM1IzIwMTE0MDg=","type":"","width":"","height":""}],"author":"Newsdesk","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Newsdesk","Est. reading time":"20 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\/#article","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\/"},"author":{"name":"Newsdesk","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"headline":"First Northwest Bancorp Reports Second Quarter 2026 Financial Results","datePublished":"2026-07-29T11:12:28+00:00","mainEntityOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\/"},"wordCount":3943,"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\/#primaryimage"},"thumbnailUrl":"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=OTc5OTk4NyM3NzQ4NDM1IzIwMTE0MDg=","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\/","url":"https:\/\/www.marketnewsdesk.com\/index.php\/first-northwest-bancorp-reports-second-quarter-2026-financial-results\/","name":"First Northwest Bancorp Reports Second Quarter 2026 Financial Results - 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