{"id":980559,"date":"2026-07-10T06:03:21","date_gmt":"2026-07-10T10:03:21","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/circle-receives-final-occ-approval-to-establish-national-trust-bank\/"},"modified":"2026-07-10T06:03:21","modified_gmt":"2026-07-10T10:03:21","slug":"circle-receives-final-occ-approval-to-establish-national-trust-bank","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/circle-receives-final-occ-approval-to-establish-national-trust-bank\/","title":{"rendered":"Circle Receives Final OCC Approval to Establish National Trust Bank"},"content":{"rendered":"

<\/p>\n

Circle Receives Final OCC Approval to Establish National Trust Bank<\/b><\/p>\n

Milestone enables institutional custody services<\/b><\/i><\/p>\n

NEW YORK–(BUSINESS WIRE<\/a>)–
\nCircle Internet Group, Inc. (NYSE: CRCL), one of the world\u2019s leading internet financial platform companies, today announced that it has received approval from the U.S. Office of the Comptroller of the Currency (OCC) to establish First National Digital Currency Bank, N.A., a national trust bank. The bank will operate under the name Circle National Trust.<\/p>\n

\nOCC approval of a national trust bank charter represents a major U.S. regulatory milestone and strengthens the infrastructure of USDC1<\/sup> \u2013 the world\u2019s largest regulated stablecoin \u2013 through federally-regulated custody, with reserve management planned as a future capability. It places Circle National Trust under direct federal oversight by the OCC, the primary regulator for national banks and national trust banks.<\/p>\n

\nAs a federally regulated national trust bank, Circle National Trust aligns digital asset infrastructure with the longstanding role of national trust banks in safeguarding client assets under strict fiduciary standards. This brings USDC infrastructure into a proven federal banking framework designed to ensure safety, soundness, and transparency.<\/p>\n

\nUpon opening, Circle National Trust will offer fiduciary digital asset custody services for Circle and its affiliates. As per its business plan, which was approved by the OCC, “depending on demand, FNDCB may eventually offer its digital asset custody service to a limited number of institutional customers directly, focusing on banks and other financial institutions, such as regulated derivatives organizations.” <\/i><\/b>The charter is also designed to enable future capabilities, including management of the USDC Reserve, which would bring those operations under federal regulatory oversight and further enhance the safety, transparency, and trust of USDC.<\/p>\n

\n\u201cOCC approval to establish Circle National Trust marks a defining step in bringing blockchain technology and digital assets into the core of the U.S. financial system,\u201d said Jeremy Allaire, Co-Founder, Chairman, and CEO of Circle.<\/b> \u201cFederal oversight of our trust bank sets a new standard for transparency, governance, and scale for Circle\u2019s infrastructure and unlocks a new phase of adoption, where leading financial institutions can build on public blockchains with clarity and confidence.\u201d<\/p>\n

\nAs an OCC-chartered national trust bank, Circle National Trust advances USDC\u2019s role as trusted, federally regulated digital dollar infrastructure for payments, settlement, and capital markets activity, supporting the role of the U.S. dollar in an increasingly digital global economy.<\/p>\n

\nCircle submitted its application to the OCC on June 30, 2025 and received a conditional approval in December, 2025, building on its long-standing commitment to regulatory engagement. In 2015, Circle became the first company to receive a BitLicense from the New York Department of Financial Services and remains engaged with the leading U.S. state digital asset regulator. In 2024, Circle became the first global stablecoin issuer to comply with the European Union\u2019s Markets in Crypto-Assets framework. Circle also holds licenses in the UK, Singapore, and Bermuda, and has met Canadian Value-Referenced Crypto Asset requirements. In 2025, Circle secured a license from Abu Dhabi Global Market\u2019s Financial Services Regulatory Authority.<\/p>\n

ABOUT CIRCLE<\/b><\/p>\n

\nCircle (NYSE: CRCL) is one of the world\u2019s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle\u2019s platform includes the world\u2019s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com<\/a>.<\/p>\n

1<\/sup> USDC is issued by regulated affiliates of Circle. A list of Circle\u2019s regulatory authorizations can be found here<\/a>.<\/p>\n

\"\"<\/p>\n

View source version on businesswire.com: <\/span>https:\/\/www.businesswire.com\/news\/home\/20260710400969\/en\/<\/a><\/span><\/p>\n

Media Contacts:<\/b>press@circle.com<\/a><\/p>\n

KEYWORDS:<\/b> United States North America New York<\/p>\n

INDUSTRY KEYWORDS:<\/b> Software Professional Services Internet Blockchain Fintech Payments Technology Digital Cash Management\/Digital Assets Artificial Intelligence Cryptocurrency Other Professional Services Finance Other Technology<\/p>\n

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Circle Receives Final OCC Approval to Establish National Trust Bank Milestone enables institutional custody services NEW YORK–(BUSINESS WIRE)– Circle Internet Group, Inc. (NYSE: CRCL), one of the world\u2019s leading internet financial platform companies, today announced that it has received approval from the U.S. Office of the Comptroller of the Currency (OCC) to establish First National Digital Currency Bank, N.A., a national trust bank. The bank will operate under the name Circle National Trust. OCC approval of a national trust bank charter represents a major U.S. regulatory milestone and strengthens the infrastructure of USDC1 \u2013 the world\u2019s largest regulated stablecoin \u2013 through federally-regulated custody, with reserve management planned as a future capability. It places Circle National Trust under direct federal oversight … <\/p>\n

Continue reading “Circle Receives Final OCC Approval to Establish National Trust Bank”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-980559","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"\nCircle Receives Final OCC Approval to Establish National Trust Bank - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/circle-receives-final-occ-approval-to-establish-national-trust-bank\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Circle Receives Final OCC Approval to Establish National Trust Bank - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Circle Receives Final OCC Approval to Establish National Trust Bank Milestone enables institutional custody services NEW YORK–(BUSINESS WIRE)– Circle Internet Group, Inc. (NYSE: CRCL), one of the world\u2019s leading internet financial platform companies, today announced that it has received approval from the U.S. Office of the Comptroller of the Currency (OCC) to establish First National Digital Currency Bank, N.A., a national trust bank. The bank will operate under the name Circle National Trust. OCC approval of a national trust bank charter represents a major U.S. regulatory milestone and strengthens the infrastructure of USDC1 \u2013 the world\u2019s largest regulated stablecoin \u2013 through federally-regulated custody, with reserve management planned as a future capability. 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