{"id":976639,"date":"2026-06-29T11:11:57","date_gmt":"2026-06-29T15:11:57","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/north-american-life-and-retirement-insurers-prioritize-stability-with-phased-modernization-programs\/"},"modified":"2026-06-29T11:11:57","modified_gmt":"2026-06-29T15:11:57","slug":"north-american-life-and-retirement-insurers-prioritize-stability-with-phased-modernization-programs","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/north-american-life-and-retirement-insurers-prioritize-stability-with-phased-modernization-programs\/","title":{"rendered":"North American Life and Retirement Insurers Prioritize Stability with Phased Modernization Programs"},"content":{"rendered":"

<\/p>\n

North American Life and Retirement Insurers Prioritize Stability with Phased Modernization Programs<\/b><\/p>\n

Carriers partner with outsourcing providers to improve long-term operational resilience while deploying well-governed AI, ISG Provider Lens\u00ae<\/sup> report says<\/b><\/p>\n

STAMFORD, Conn.–(BUSINESS WIRE<\/a>)–
\nNorth American life and retirement (L&R) insurers are reshaping their sourcing and operating models for strong oversight of long-duration obligations while managing growing administrative complexity, according to a new research report published today by Information Services Group (ISG<\/a>) (Nasdaq: III<\/a>), a global AI-centered technology research and advisory firm.<\/p>\n

\nThe 2026 ISG Provider Lens\u00ae<\/sup> Insurance Services \u2014 Life and Retirement BPO and TPA (third-party administrator) report for North America finds that insurers are adopting AI-enabled operating models to improve administrative efficiency while maintaining the accuracy and control required for long-term policy servicing. As regulatory expectations intensify, insurers are embedding automation and AI into core administration processes with human oversight and auditable decision-making. Resilience, transparent controls and consistent service delivery are becoming core operational model requirements.<\/p>\n

\n\u201cNorth American insurers are adopting AI selectively, with a \u2018my data with my people behind my firewall\u2019 approach,\u201d said Dennis Winkler, director, Insurance Industry, at ISG. \u201cCompanies are looking to providers with deep insurance expertise to help them adopt AI to improve operational performance while reducing costs.\u201d<\/p>\n

\nMany insurers are expanding outsourcing, as well as and TPA and pension risk transfer arrangements, to manage the growing operational complexity associated with mature and closed books of business. These portfolios require sustained servicing accuracy and dependable payout administration, because errors can have significant financial, regulatory and reputational consequences. TPA and pension risk transfer transactions have policy conversion requirements involving transition quality, data integrity and customer service continuity.<\/p>\n

\nAs enterprises modernize administration environments, they are pursuing phased approaches rather than large-scale platform replacements. Carriers increasingly choose strategies for workflow orchestration, platform coexistence and conversion strategies that reduce implementation risk to keep established systems stable. This allows organizations to improve servicing capabilities while maintaining complex product portfolios and technology estates.<\/p>\n

\nInsurers are implementing AI and automation for underwriting, customer support, payments, exception management and servicing of policies. Their AI strategies are focused on incorporating human oversight, auditable decision records and control mechanisms to support accountability and operational consistency. These organizations increasingly seek integrated operating layers that can scale efficiently while supporting regulatory requirements and service reliability, ISG says.<\/p>\n

\n\u201cSuccessful modernization in life and retirement insurance depends on balancing efficiency with control,\u201d said Sandhya Navage, ISG lead research specialist and lead author of the report. \u201cProviders that deliver disciplined execution with integrated automation are helping insurers improve performance while maintaining the standards required for long-term administration.\u201d<\/p>\n

\nThe report also explores other trends affecting life and retirement insurance services in North America, including increasing demand for outcome-based performance measurement and growing use of differentiated operating models tailored to specific portfolio risk profiles.<\/p>\n

\nFor more insights into the challenges faced by life and retirement insurance enterprises in North America, along with ISG\u2019s advice for addressing them, see the ISG Provider Lens Focal Points briefing here<\/a>.<\/p>\n

\nThe report evaluates the capabilities of 30 providers across two quadrants: Insurance Services \u2014 Life and Retirement (L&R) BPO and Insurance Services \u2014 Life and Retirement (L&R) TPA.<\/p>\n

\nThe report names Accenture, Cognizant, DXC Technology, EXL, Infosys, Sutherland and WNS, part of Capgemini as Leaders in both quadrants. It names Davies Group, NTT DATA, TCS and Zinnia as Leaders in one quadrant each.<\/p>\n

\nIn addition, IBM is named as a Rising Star \u2014 a company with a \u201cpromising portfolio\u201d and \u201chigh future potential\u201d by ISG\u2019s definition \u2014 in two quadrants.<\/p>\n

\nIn the area of customer experience, Sutherland is named the global ISG CX Star Performer for 2026 among insurance services providers. Sutherland earned the highest customer satisfaction scores in ISG’s Voice of the Customer survey, part of the ISG Star of Excellence\u2122 program<\/a>, the premier quality recognition for the technology and business services industry.<\/p>\n

\nCustomized versions of the report are available from DXC Technology<\/a>, Sutherland<\/a> and WNS, part of Capgemini<\/a>.<\/p>\n

\nThe 2026 ISG Provider Lens Insurance Services \u2014 Life and Retirement (L&R) BPO and TPA report for North America is available to subscribers or for one-time purchase on this webpage<\/a>.<\/p>\n

About ISG<\/b><\/p>\n

ISG<\/a> (Nasdaq: III<\/a>) is a global AI-centered technology research and advisory firm. A trusted partner to more than 900 clients, including 75 of the world\u2019s top 100 enterprises, ISG is a long-time leader in technology and business services that is now at the forefront of leveraging AI to help organizations achieve operational excellence and faster growth. The firm, founded in 2006, is known for its proprietary market data and research, in-depth knowledge and governance of provider ecosystems, and the expertise of its 1,500 professionals worldwide working together to help clients maximize the value of their technology investments.<\/p>\n

\"\"<\/p>\n

View source version on businesswire.com: <\/span>https:\/\/www.businesswire.com\/news\/home\/20260629233710\/en\/<\/a><\/span><\/p>\n

Press Contacts:
\n<\/b><\/p>\n

Laura Hupprich, ISG
\n
+1 203-517-3132
\n
laura.hupprich@isg-one.com
\n<\/a><\/p>\n

Erik Arvidson, Matter Communications for ISG
\n
+1 978-518-4542
\n
isg@matternow.com<\/a><\/p>\n

KEYWORDS:<\/b> Connecticut United States North America<\/p>\n

INDUSTRY KEYWORDS:<\/b> Technology Insurance Consulting Professional Services Software Internet Data Analytics Data Management Artificial Intelligence<\/p>\n

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\"Logo\"<\/td>\n<\/tr>\n
<\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"

North American Life and Retirement Insurers Prioritize Stability with Phased Modernization Programs Carriers partner with outsourcing providers to improve long-term operational resilience while deploying well-governed AI, ISG Provider Lens\u00ae report says STAMFORD, Conn.–(BUSINESS WIRE)– North American life and retirement (L&R) insurers are reshaping their sourcing and operating models for strong oversight of long-duration obligations while managing growing administrative complexity, according to a new research report published today by Information Services Group (ISG) (Nasdaq: III), a global AI-centered technology research and advisory firm. The 2026 ISG Provider Lens\u00ae Insurance Services \u2014 Life and Retirement BPO and TPA (third-party administrator) report for North America finds that insurers are adopting AI-enabled operating models to improve administrative efficiency while maintaining the accuracy and control … <\/p>\n

Continue reading “North American Life and Retirement Insurers Prioritize Stability with Phased Modernization Programs”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-976639","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"\nNorth American Life and Retirement Insurers Prioritize Stability with Phased Modernization Programs - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/north-american-life-and-retirement-insurers-prioritize-stability-with-phased-modernization-programs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"North American Life and Retirement Insurers Prioritize Stability with Phased Modernization Programs - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"North American Life and Retirement Insurers Prioritize Stability with Phased Modernization Programs Carriers partner with outsourcing providers to improve long-term operational resilience while deploying well-governed AI, ISG Provider Lens\u00ae report says STAMFORD, Conn.–(BUSINESS WIRE)– North American life and retirement (L&R) insurers are reshaping their sourcing and operating models for strong oversight of long-duration obligations while managing growing administrative complexity, according to a new research report published today by Information Services Group (ISG) (Nasdaq: III), a global AI-centered technology research and advisory firm. 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