{"id":975940,"date":"2026-06-25T16:13:15","date_gmt":"2026-06-25T20:13:15","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/neptune-raises-building-coverage-limits-to-15-million-and-expands-flood-insurance-coverage-options\/"},"modified":"2026-06-25T16:13:15","modified_gmt":"2026-06-25T20:13:15","slug":"neptune-raises-building-coverage-limits-to-15-million-and-expands-flood-insurance-coverage-options","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/neptune-raises-building-coverage-limits-to-15-million-and-expands-flood-insurance-coverage-options\/","title":{"rendered":"Neptune Raises Building Coverage Limits to $15 Million and Expands Flood Insurance Coverage Options"},"content":{"rendered":"<p>        <!--.bwlistdisc { list-style-type: disc }body {font:normal small Arial,Helvetica,sans-serif;color:#000;background-color:#fff;padding:24px;margin:0;} a img {border:0;} h3 {font-size:medium;color:#000;margin:0 0 1em 0; text-align:center;}-->  <\/p>\n<p><b>Neptune Raises Building Coverage Limits to $15 Million and Expands Flood Insurance Coverage Options<\/b><\/p>\n<p>ST. PETERSBURG, Fla.&#8211;(<a href=\"http:\/\/www.businesswire.com\">BUSINESS WIRE<\/a>)&#8211;<br \/>\nNeptune Insurance Holdings, Inc. (NYSE: NP), the nation&#8217;s largest private flood insurance provider, today announced a major expansion of its flood insurance product line. Neptune has increased building coverage limits to <b>$15 million<\/b> across all primary and excess flood policies while introducing new and enhanced coverages for residential, commercial, and residential condominium building association (RCBAP) policyholders.<\/p>\n<p>\nThe expanded offerings are now available through Neptune&#8217;s nationwide network of more than 45,000 insurance agents and at <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fneptuneflood.com%2F%3Fsource%3Dsgjte7BOCm0S00BBtLKcSQ%253D%253D%26payload%3Dgoogle-Branded-DTC%26hsa_acc%3D2486384352%26hsa_cam%3D1158644837%26hsa_grp%3D50541286502%26hsa_ad%3D481507309810%26hsa_src%3Dg%26hsa_tgt%3Dkwd-423646075849%26hsa_kw%3Dneptune%2520flood%26hsa_mt%3Dp%26hsa_net%3Dadwords%26hsa_ver%3D3%26gad_source%3D1%26gad_campaignid%3D1158644837%26gbraid%3D0AAAAADCYH9B9I0lGJH2-XbKgqUJlR3fs5%26gclid%3DCj0KCQjwo_PRBhDNARIsAEcVALU0AtVlDqACSi5_YFNl8XK62nZdpqy81ZQjk9p8ZMTJ01TfFlb8S_kaAqgGEALw_wcB%26utm_source%3Dgoogle%26utm_medium%3Dcpc%26utm_campaign%3DBranded%26utm_term%3Dneptune%2520flood%26utm_campaign%3DNeptune%2BFlood%2B-%2BBranded%2BDTC%2BStates%26utm_medium%3Dppc&amp;esheet=54560484&amp;newsitemid=20260625213958&amp;lan=en-US&amp;anchor=neptuneflood.com&amp;index=1&amp;md5=a74323605349b5e92f3ce785e8337c8d\"><b>neptuneflood.com<\/b><\/a>.<\/p>\n<p>\nThe new $15 million building limit is available across residential, commercial, and RCBAP policies, allowing agents to insure more properties at their full replacement value. Residential coverage limits were previously capped at $7 million.<\/p>\n<p>\nIn addition, Neptune has introduced or expanded several coverages across its product portfolio, including:<\/p>\n<ul class=\"bwlistdisc\">\n<li>\nBusiness Interruption coverage up to <b>$1 million<\/b>, increased from $500,000.<\/p>\n<\/li>\n<li>\nLoss of Rental Income coverage for apartment properties up to <b>$1 million<\/b>, increased from $500,000.<\/p>\n<\/li>\n<li>\nOutdoor Trees, Shrubs, and Plants coverage of up to <b>$2,500<\/b> for residential properties and <b>$5,000<\/b> for commercial and RCBAP properties.<\/p>\n<\/li>\n<li>\nRCBAP Renewal Price Protection, allowing condominium associations to lock in renewal pricing for greater budgeting certainty.<\/p>\n<\/li>\n<\/ul>\n<p>\n&#8220;Property values have continued to rise, but flood insurance coverage hasn&#8217;t always kept pace,&#8221; said Trevor Burgess, Chairman and Chief Executive Officer of Neptune. &#8220;By increasing our building coverage limit to $15 million and expanding or adding key coverages, we&#8217;re giving agents more ways to protect residential and commercial property owners with the coverage they need.&#8221;<\/p>\n<p>\nThese enhancements reflect Neptune&#8217;s continued investment in expanding the private flood insurance capacity, giving agents more flexibility to protect residential and commercial properties of all sizes.<\/p>\n<p><b>About Neptune<\/b><\/p>\n<p>\nNeptune Flood (NYSE: NP) is a leading, AI-native managing general agent offering a range of easy-to-purchase residential and commercial insurance products, including primary and excess flood insurance, distributed through a nationwide network of agencies. Leveraging proprietary artificial intelligence and advanced data science, Neptune delivers fast and accessible coverage for residential and commercial properties across the United States. The Company operates without human underwriters, using Triton<sup>\u00ae<\/sup>, its cutting-edge platform to streamline underwriting, pricing, and policy issuance.<\/p>\n<p><b>Safe Harbor Statement<\/b><\/p>\n<p>\nThis press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on current expectations and assumptions and are subject to risks and uncertainties that could cause actual results to differ materially from those anticipated. For a discussion of factors that could cause actual results to differ, please refer to the Company&#8217;s filings with the Securities and Exchange Commission, including its most recent Annual Report on Form 10-K and subsequent Quarterly Reports on Form 10-Q. Neptune Flood Incorporated undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, except as required by law.<\/p>\n<p><img decoding=\"async\" alt=\"\" src=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260625213958r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" style=\"width:0;height:0\" \/><span class=\"bwct31415\" \/><\/p>\n<p id=\"mmgallerylink\"><span id=\"mmgallerylink-phrase\">View source version on businesswire.com: <\/span><span id=\"mmgallerylink-link\"><a href=\"https:\/\/www.businesswire.com\/news\/home\/20260625213958\/en\/\" rel=\"nofollow\">https:\/\/www.businesswire.com\/news\/home\/20260625213958\/en\/<\/a><\/span><\/p>\n<p>\nMedia:<br \/>\n<br \/>Loren Pomerantz<br \/>\n<br \/>917-902-0219<br \/>\n<br \/><a rel=\"nofollow\" href=\"mailto:loren@combined-forces.com\">loren@combined-forces.com<\/a><\/p>\n<p><b>KEYWORDS:<\/b> Florida United States North America<\/p>\n<p><b>INDUSTRY KEYWORDS:<\/b> Commercial Building &amp; Real Estate Software Construction &amp; Property Insurance Artificial Intelligence Professional Services Technology Residential Building &amp; Real Estate<\/p>\n<p><b>MEDIA:<\/b><\/p>\n<table cellpadding=\"3\" cellspacing=\"3\">\n<tr>\n<td><font face=\"Arial\" size=\"2\"><b>Logo<\/b><\/font><\/td>\n<\/tr>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mms.businesswire.com\/media\/20260625213958\/en\/2839921\/3\/Neptune_Horizon_DeepSea.jpg\" alt=\"Logo\" \/><\/td>\n<\/tr>\n<tr>\n<td><font face=\"Arial\" size=\"2\"><\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Neptune Raises Building Coverage Limits to $15 Million and Expands Flood Insurance Coverage Options ST. PETERSBURG, Fla.&#8211;(BUSINESS WIRE)&#8211; Neptune Insurance Holdings, Inc. (NYSE: NP), the nation&#8217;s largest private flood insurance provider, today announced a major expansion of its flood insurance product line. Neptune has increased building coverage limits to $15 million across all primary and excess flood policies while introducing new and enhanced coverages for residential, commercial, and residential condominium building association (RCBAP) policyholders. The expanded offerings are now available through Neptune&#8217;s nationwide network of more than 45,000 insurance agents and at neptuneflood.com. The new $15 million building limit is available across residential, commercial, and RCBAP policies, allowing agents to insure more properties at their full replacement value. Residential coverage &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/neptune-raises-building-coverage-limits-to-15-million-and-expands-flood-insurance-coverage-options\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Neptune Raises Building Coverage Limits to $15 Million and Expands Flood Insurance Coverage Options&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-975940","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Neptune Raises Building Coverage Limits to $15 Million and Expands Flood Insurance Coverage Options - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/neptune-raises-building-coverage-limits-to-15-million-and-expands-flood-insurance-coverage-options\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Neptune Raises Building Coverage Limits to $15 Million and Expands Flood Insurance Coverage Options - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Neptune Raises Building Coverage Limits to $15 Million and Expands Flood Insurance Coverage Options ST. PETERSBURG, Fla.&#8211;(BUSINESS WIRE)&#8211; Neptune Insurance Holdings, Inc. (NYSE: NP), the nation&#8217;s largest private flood insurance provider, today announced a major expansion of its flood insurance product line. Neptune has increased building coverage limits to $15 million across all primary and excess flood policies while introducing new and enhanced coverages for residential, commercial, and residential condominium building association (RCBAP) policyholders. The expanded offerings are now available through Neptune&#8217;s nationwide network of more than 45,000 insurance agents and at neptuneflood.com. The new $15 million building limit is available across residential, commercial, and RCBAP policies, allowing agents to insure more properties at their full replacement value. 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PETERSBURG, Fla.&#8211;(BUSINESS WIRE)&#8211; Neptune Insurance Holdings, Inc. (NYSE: NP), the nation&#8217;s largest private flood insurance provider, today announced a major expansion of its flood insurance product line. Neptune has increased building coverage limits to $15 million across all primary and excess flood policies while introducing new and enhanced coverages for residential, commercial, and residential condominium building association (RCBAP) policyholders. The expanded offerings are now available through Neptune&#8217;s nationwide network of more than 45,000 insurance agents and at neptuneflood.com. The new $15 million building limit is available across residential, commercial, and RCBAP policies, allowing agents to insure more properties at their full replacement value. 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