{"id":971939,"date":"2026-06-15T07:06:09","date_gmt":"2026-06-15T11:06:09","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/indiana-earns-top-marks-new-york-falls-short-realtor-coms-2026-state-report-cards-for-homebuilding-affordability-reveal-a-nation-divided\/"},"modified":"2026-06-15T07:06:09","modified_gmt":"2026-06-15T11:06:09","slug":"indiana-earns-top-marks-new-york-falls-short-realtor-coms-2026-state-report-cards-for-homebuilding-affordability-reveal-a-nation-divided","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/indiana-earns-top-marks-new-york-falls-short-realtor-coms-2026-state-report-cards-for-homebuilding-affordability-reveal-a-nation-divided\/","title":{"rendered":"Indiana Earns Top Marks, New York Falls Short: Realtor.com\u00ae’s 2026 State Report Cards for Homebuilding, Affordability Reveal a Nation Divided"},"content":{"rendered":"
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PR Newswire<\/p>\n<\/p><\/div>\n

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\n South and Midwest sweep every A and B grade; New York falls to last place with a score of 8.5 out of 100; Northeast ranks among the lowest performing nationally<\/i>\n <\/p>\n

\n AUSTIN, Texas<\/span>, June 15, 2026<\/span> \/PRNewswire\/ — Indiana just claimed America’s top housing market title, and New York hit rock bottom. In the second annual Realtor.com\u00ae <\/sup>Affordability & Homebuilding Report Cards<\/a> released today, Indiana vaults from No. 4 to No. 1 \u2014 earning an A grade for keeping homes within reach of everyday earners while building at a healthy pace. New York finishes dead last at No. 51, where a typical family has to spend more than half of its monthly income on mortgage payments in order to afford the median priced home, and it’s building half the new homes the state actually needs.<\/p>\n

“A year ago, we launched this report to give policymakers a clear benchmark for progress at the state level,” said Danielle Hale, chief economist at Realtor.com<\/b>\u00ae<\/sup><\/b>. “What the 2026 update shows is that the states making real headway are the ones doing both things well \u2014 keeping homes within reach of today’s median earners and building enough new supply to meet demand. Indiana’s rise to the top of the class is a textbook example of that balanced approach. Meanwhile, the bottom of the rankings has barely budged, which shows how deep these structural challenges run. With a nationwide housing shortage still near 4 million homes<\/a>, the gap between America’s best and toughest housing markets isn’t narrowing, it’s growing.”<\/p>\n

\n Indiana Takes the Top Spot<\/b>\n <\/p>\n

Indiana jumps from No. 4 to No. 1, earning an A (76.3), the highest score in the nation. A $295,810 median home price requires the typical household to spend just 28.3% of its monthly income on mortgage payments, well under the 30% threshold that defines affordability. A REALTORS\u00ae Affordability Score of 0.89 ranks among the highest in the country. Indiana doesn’t dominate any single metric, instead it wins by doing everything well.<\/p>\n

The top five holds familiar names from last year’s inaugural rankings:<\/p>\n