{"id":968377,"date":"2026-05-28T16:32:32","date_gmt":"2026-05-28T20:32:32","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\/"},"modified":"2026-05-28T16:32:32","modified_gmt":"2026-05-28T20:32:32","slug":"universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\/","title":{"rendered":"Universal&#8217;s Insurance Subsidiaries Complete 2026-2027 Reinsurance Program"},"content":{"rendered":"<p>        <!--.bwalignc { text-align: center; list-style-position: inside }\n.bwlistdisc { list-style-type: disc }body {font:normal small Arial,Helvetica,sans-serif;color:#000;background-color:#fff;padding:24px;margin:0;} a img {border:0;} h3 {font-size:medium;color:#000;margin:0 0 1em 0; text-align:center;}-->  <\/p>\n<p class=\"bwalignc\"><b>Universal&#8217;s Insurance Subsidiaries Complete 2026-2027 Reinsurance Program<\/b><\/p>\n<ul class=\"bwlistdisc\">\n<li>\nSuccessfully secured a combined UPCIC and APPCIC catastrophe reinsurance program with no material changes to historical reinsurance partners or terms and conditions.<\/p>\n<\/li>\n<li>\nAdded $352 million of multi-year coverage, extending through the 2027-2028 treaty period, most of which sits below the FHCF attachment point.<\/p>\n<\/li>\n<li>\nThe largest private reinsurance participants all maintain a rating from AM Best of \u2018A\u2019 or higher (Nephila Capital\/Markel, RenaissanceRe, Munich Re, Chubb Tempest Re, Ariel Re, Everest Re and Lloyd\u2019s of London syndicates).<\/p>\n<\/li>\n<\/ul>\n<p>FORT LAUDERDALE, Fla.&#8211;(<a href=\"http:\/\/www.businesswire.com\">BUSINESS WIRE<\/a>)&#8211;<br \/>\nUniversal Insurance Holdings, Inc. (NYSE: UVE) (\u201cUniversal\u201d or the \u201cCompany\u201d) today announced the completion by Universal Property &amp; Casualty Insurance Company (\u201cUPCIC\u201d) and American Platinum Property and Casualty Insurance Company (\u201cAPPCIC\u201d), the Company\u2019s wholly-owned insurance company subsidiaries, of their combined 2026-2027 reinsurance program, effective June 1, 2026.<\/p>\n<p>\n\u201cWe are pleased to announce the completion of the 2026-2027 reinsurance program for our insurance companies,\u201d said Matthew J. Palmieri, Chief Risk Officer. \u201cThe catastrophe reinsurance market is moderating after a benign 2025 Atlantic hurricane season, as well as from sweeping property insurance reforms passed in Florida, which have meaningfully stabilized the market. We secured first and subsequent event capacity at efficient pricing with our key, long standing reinsurance relationships, some of which have spanned three decades, and added more multi-year capacity in the process.\u201d<\/p>\n<p>\nUPCIC\/APPCIC set the top of its combined reinsurance tower for a single All States (including Florida) event to $2.623 billion, an increase of approximately $50 million over the 2025-2026 treaty period. To further insulate future years, UPCIC has secured $352 million of catastrophe capacity with contractually agreed limits that extend coverage to include the 2027-2028 treaty period, of which $277 million sits below the Florida Hurricane Catastrophe Fund (FHCF) layer.<\/p>\n<p>\nAs of March 31, 2026, Florida represents less than 50% of the Company\u2019s total insured value. The insurance entities\u2019 combined $45 million first event statutory retention remains unchanged from the prior year.<\/p>\n<p><b>About Universal<\/b><\/p>\n<p>\nUniversal Insurance Holdings, Inc. (NYSE: UVE) is a holding company providing property and casualty insurance and value-added insurance services. We develop, market, and write insurance products for consumers in the personal residential homeowners lines of business and perform substantially all other insurance-related services for our primary insurance entities, including risk management, claims management and distribution. We provide insurance products in the United States through both our appointed independent agents and our direct online distribution channels. Learn more at <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Funiversalinsuranceholdings.com&amp;esheet=54542761&amp;newsitemid=20260528498655&amp;lan=en-US&amp;anchor=universalinsuranceholdings.com&amp;index=1&amp;md5=1abfc04c36691cca2e9bce5b3a35cd7c\">universalinsuranceholdings.com<\/a> or get an insurance quote at <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2FClovered.com&amp;esheet=54542761&amp;newsitemid=20260528498655&amp;lan=en-US&amp;anchor=Clovered.com&amp;index=2&amp;md5=2b9b33fea0771f6a5c05d4e34a426a3a\">Clovered.com<\/a>.<\/p>\n<p><b>Forward-Looking Statements<\/b><\/p>\n<p>\nThis press release may contain \u201cforward-looking statements\u201d within the meaning of the Private Securities Litigation Reform Act of 1995. The words \u201cbelieve,\u201d \u201cexpect,\u201d \u201canticipate,\u201d \u201cwill,\u201d \u201cplan,\u201d and similar expressions identify forward-looking statements, which speak only as of the date the statement was made. Such statements may include commentary on plans, products and lines of business, marketing arrangements, reinsurance programs and other business developments and assumptions relating to the foregoing. Forward-looking statements are inherently subject to risks and uncertainties, some of which cannot be predicted or quantified, including those risks and uncertainties described under the heading \u201cRisk Factors\u201d and \u201cLiquidity and Capital Resources\u201d in our 2025 Annual Report on Form 10-K, and supplemented in our subsequent Quarterly Reports on Form 10-Q. Future results could differ materially from those described, and the Company disclaims any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. For further information regarding risk factors that could affect the Company\u2019s operations and future results, refer to the Company\u2019s reports filed with the Securities and Exchange Commission, including the Company\u2019s Annual Report on Form 10-K and the most recent quarterly reports on Form 10-Q.<\/p>\n<p><img decoding=\"async\" alt=\"\" src=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260528498655r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" style=\"width:0;height:0\" \/><span class=\"bwct31415\" \/><\/p>\n<p id=\"mmgallerylink\"><span id=\"mmgallerylink-phrase\">View source version on businesswire.com: <\/span><span id=\"mmgallerylink-link\"><a href=\"https:\/\/www.businesswire.com\/news\/home\/20260528498655\/en\/\" rel=\"nofollow\">https:\/\/www.businesswire.com\/news\/home\/20260528498655\/en\/<\/a><\/span><\/p>\n<p><b>Investors\/Media:<br \/>\n<\/b><br \/>Arash Soleimani, CFA, CPA, CPCU, ARe<br \/>\n<br \/>Chief Strategy Officer<br \/>\n<br \/><a rel=\"nofollow\" href=\"mailto:asoleimani@universalproperty.com\">asoleimani@universalproperty.com<br \/>\n<\/a><br \/>954-804-8874<\/p>\n<p><b>KEYWORDS:<\/b> Florida United States North America<\/p>\n<p><b>INDUSTRY KEYWORDS:<\/b> Insurance Professional Services<\/p>\n<p><b>MEDIA:<\/b><\/p>\n<table cellpadding=\"3\" cellspacing=\"3\">\n<tr>\n<td><font face=\"Arial\" size=\"2\"><b>Logo<\/b><\/font><\/td>\n<\/tr>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mms.businesswire.com\/media\/20260528498655\/en\/2816250\/3\/logo_higher_res.jpg\" alt=\"Logo\" \/><\/td>\n<\/tr>\n<tr>\n<td><font face=\"Arial\" size=\"2\"><\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Universal&#8217;s Insurance Subsidiaries Complete 2026-2027 Reinsurance Program Successfully secured a combined UPCIC and APPCIC catastrophe reinsurance program with no material changes to historical reinsurance partners or terms and conditions. Added $352 million of multi-year coverage, extending through the 2027-2028 treaty period, most of which sits below the FHCF attachment point. The largest private reinsurance participants all maintain a rating from AM Best of \u2018A\u2019 or higher (Nephila Capital\/Markel, RenaissanceRe, Munich Re, Chubb Tempest Re, Ariel Re, Everest Re and Lloyd\u2019s of London syndicates). FORT LAUDERDALE, Fla.&#8211;(BUSINESS WIRE)&#8211; Universal Insurance Holdings, Inc. (NYSE: UVE) (\u201cUniversal\u201d or the \u201cCompany\u201d) today announced the completion by Universal Property &amp; Casualty Insurance Company (\u201cUPCIC\u201d) and American Platinum Property and Casualty Insurance Company (\u201cAPPCIC\u201d), the Company\u2019s &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Universal&#8217;s Insurance Subsidiaries Complete 2026-2027 Reinsurance Program&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-968377","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Universal&#039;s Insurance Subsidiaries Complete 2026-2027 Reinsurance Program - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Universal&#039;s Insurance Subsidiaries Complete 2026-2027 Reinsurance Program - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Universal&#8217;s Insurance Subsidiaries Complete 2026-2027 Reinsurance Program Successfully secured a combined UPCIC and APPCIC catastrophe reinsurance program with no material changes to historical reinsurance partners or terms and conditions. Added $352 million of multi-year coverage, extending through the 2027-2028 treaty period, most of which sits below the FHCF attachment point. The largest private reinsurance participants all maintain a rating from AM Best of \u2018A\u2019 or higher (Nephila Capital\/Markel, RenaissanceRe, Munich Re, Chubb Tempest Re, Ariel Re, Everest Re and Lloyd\u2019s of London syndicates). FORT LAUDERDALE, Fla.&#8211;(BUSINESS WIRE)&#8211; Universal Insurance Holdings, Inc. (NYSE: UVE) (\u201cUniversal\u201d or the \u201cCompany\u201d) today announced the completion by Universal Property &amp; Casualty Insurance Company (\u201cUPCIC\u201d) and American Platinum Property and Casualty Insurance Company (\u201cAPPCIC\u201d), the Company\u2019s &hellip; Continue reading &quot;Universal&#8217;s Insurance Subsidiaries Complete 2026-2027 Reinsurance Program&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-28T20:32:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260528498655r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"Universal&#8217;s Insurance Subsidiaries Complete 2026-2027 Reinsurance Program\",\"datePublished\":\"2026-05-28T20:32:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\\\/\"},\"wordCount\":657,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cts.businesswire.com\\\/ct\\\/CT?id=bwnews&amp;sty=20260528498655r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\\\/\",\"name\":\"Universal's Insurance Subsidiaries Complete 2026-2027 Reinsurance Program - 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Added $352 million of multi-year coverage, extending through the 2027-2028 treaty period, most of which sits below the FHCF attachment point. The largest private reinsurance participants all maintain a rating from AM Best of \u2018A\u2019 or higher (Nephila Capital\/Markel, RenaissanceRe, Munich Re, Chubb Tempest Re, Ariel Re, Everest Re and Lloyd\u2019s of London syndicates). FORT LAUDERDALE, Fla.&#8211;(BUSINESS WIRE)&#8211; Universal Insurance Holdings, Inc. (NYSE: UVE) (\u201cUniversal\u201d or the \u201cCompany\u201d) today announced the completion by Universal Property &amp; Casualty Insurance Company (\u201cUPCIC\u201d) and American Platinum Property and Casualty Insurance Company (\u201cAPPCIC\u201d), the Company\u2019s &hellip; Continue reading \"Universal&#8217;s Insurance Subsidiaries Complete 2026-2027 Reinsurance Program\"","og_url":"https:\/\/www.marketnewsdesk.com\/index.php\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\/","og_site_name":"Market Newsdesk","article_published_time":"2026-05-28T20:32:32+00:00","og_image":[{"url":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260528498655r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en","type":"","width":"","height":""}],"author":"Newsdesk","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Newsdesk","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\/#article","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\/"},"author":{"name":"Newsdesk","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"headline":"Universal&#8217;s Insurance Subsidiaries Complete 2026-2027 Reinsurance Program","datePublished":"2026-05-28T20:32:32+00:00","mainEntityOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\/"},"wordCount":657,"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\/#primaryimage"},"thumbnailUrl":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260528498655r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\/","url":"https:\/\/www.marketnewsdesk.com\/index.php\/universals-insurance-subsidiaries-complete-2026-2027-reinsurance-program\/","name":"Universal's Insurance Subsidiaries Complete 2026-2027 Reinsurance Program - 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