{"id":965343,"date":"2026-05-20T09:54:46","date_gmt":"2026-05-20T13:54:46","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/visa-threats-report-as-network-security-strengthens-criminals-accelerate-shift-to-ai-enabled-social-engineering\/"},"modified":"2026-05-20T09:54:46","modified_gmt":"2026-05-20T13:54:46","slug":"visa-threats-report-as-network-security-strengthens-criminals-accelerate-shift-to-ai-enabled-social-engineering","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/visa-threats-report-as-network-security-strengthens-criminals-accelerate-shift-to-ai-enabled-social-engineering\/","title":{"rendered":"Visa Threats Report: As Network Security Strengthens, Criminals Accelerate Shift to AI-Enabled Social Engineering"},"content":{"rendered":"

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Visa Threats Report: As Network Security Strengthens, Criminals Accelerate Shift to AI-Enabled Social Engineering<\/b><\/p>\n

Spring 2026 Biannual Threats Report shows how strengthening payment security is pushing criminals toward AI-enabled social engineering<\/i><\/p>\n

SAN FRANCISCO–(BUSINESS WIRE<\/a>)–
\nVisa (NYSE: V), a world leader in digital payments, today released its Spring 2026 Biannual Threats Report<\/a>, revealing that scams have become the fastest-growing source of consumer harm as criminals increasingly use artificial intelligence and social engineering to manipulate people into authorizing payments themselves.<\/p>\n

This press release features multimedia. View the full release here: https:\/\/www.businesswire.com\/news\/home\/20260520153924\/en\/<\/a><\/p>\n

\nThe report draws on intelligence from Visa\u2019s global network and underscores a critical shift in the fraud landscape: while core payment security continues to strengthen at the network level, criminals are redirecting their efforts away from technical system compromises toward exploiting human trust.<\/p>\n

\nFrom July to December 2025, Visa identified nearly $1 billion in scam-related activity, making scams the single largest category of consumer payment fraud. Unlike traditional fraud, these attacks typically do not require breaching technology. Instead, scammers impersonate trusted brands and institutions, manufacture urgency, and deceive victims into completing legitimate-looking transactions.<\/p>\n

\n\u201cPayments at a network level continue to get safer, but threats are evolving faster than ever,\u201d said Paul Fabara, Chief Risk and Client Services Officer at Visa. \u201cCriminals are increasingly targeting people rather than technology, using deception, urgency and AI-enabled tools to exploit trust. Addressing this shift requires continuous innovation at the network level and close collaboration across banks, merchants, policymakers and the broader payments ecosystem.\u201d<\/p>\n

Four trends shaping the global payment threat landscape<\/b><\/p>\n

\nThe latest edition of the Biannual Threats Report identifies four major trends reshaping payment security worldwide:<\/p>\n