{"id":960823,"date":"2026-05-11T10:53:06","date_gmt":"2026-05-11T14:53:06","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/your-card-your-security-tap-a-safer-way-to-verify-identity-visa-keyno-and-fidelity-bank-bahamas-lead-the-transformation\/"},"modified":"2026-05-11T10:53:06","modified_gmt":"2026-05-11T14:53:06","slug":"your-card-your-security-tap-a-safer-way-to-verify-identity-visa-keyno-and-fidelity-bank-bahamas-lead-the-transformation","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/your-card-your-security-tap-a-safer-way-to-verify-identity-visa-keyno-and-fidelity-bank-bahamas-lead-the-transformation\/","title":{"rendered":"Your Card, Your Security. Tap: A Safer Way to Verify Identity \u2014 Visa, Keyno, and Fidelity Bank (Bahamas) Lead the Transformation"},"content":{"rendered":"<p>        <!--.bwalignc { text-align: center; list-style-position: inside }\n.bwlistdisc { list-style-type: disc }body {font:normal small Arial,Helvetica,sans-serif;color:#000;background-color:#fff;padding:24px;margin:0;} a img {border:0;} h3 {font-size:medium;color:#000;margin:0 0 1em 0; text-align:center;}-->  <\/p>\n<p class=\"bwalignc\"><b>Your Card, Your Security. Tap: A Safer Way to Verify Identity \u2014 Visa, Keyno, and Fidelity Bank (Bahamas) Lead the Transformation<\/b><\/p>\n<p class=\"bwalignc\"><b><i>Visa and Keyno reimagine identity verification for the digital era, launching the next generation of Tap use cases \u2014 Tap to Confirm and Tap to Activate \u2014 first with Fidelity Bank (Bahamas) Limited<\/i><\/b><\/p>\n<p>MIAMI&#8211;(<a href=\"http:\/\/www.businesswire.com\">BUSINESS WIRE<\/a>)&#8211;<br \/>\nVisa (NYSE: V) today announced a major step forward in how consumers verify their identity in the digital era, with the first-ever deployment of its Tap to Confirm and Tap to Activate technology for issuing banks. Launched in collaboration with fintech partner Keyno and Fidelity Bank (Bahamas) Limited, this innovation represents a paradigm shift in how consumers prove who they are to their financial institutions \u2014 turning the physical Visa card into a trusted identity credential that works with a simple tap inside the banking app they already use.<\/p>\n<p>\nAs commerce becomes increasingly digital, identity verification has emerged as one of the defining challenges of modern banking and payments. Instead of relying on one-time passcodes, call center verification, or other complex authentication processes, cardholders can now confirm their identity or activate a new card simply by tapping their Visa card to their mobile device \u2014 providing EMV-level security while delivering a frictionless user experience.<\/p>\n<p><b>Visa Powers the Next Era of Identity Verification<\/b><\/p>\n<p>\nThe breakthrough technology showcases Visa&#8217;s innovation leadership by leveraging advanced EMV cryptography and Visa&#8217;s proprietary Chip Authenticate service. The solution integrates Visa&#8217;s robust Transaction Exchange (VTEX) API for real-time card data authentication directly through VisaNet \u2014 the world&#8217;s most advanced payment processing network, handling over 150 billion transactions annually.<\/p>\n<p>\n&#8220;Identity verification has become one of the defining challenges of digital commerce \u2014 and one of the biggest points of friction for consumers and issuers alike. With tap authentication, Visa is transforming the card in your wallet into a secure, intuitive identity credential, delivering an experience that is easier for consumers and more secure for issuers. This is what Visa&#8217;s payments expertise and global infrastructure make possible,\u201d said, Mike Romero, Head of Digital Solutions, Visa Latin America and the Caribbean.<\/p>\n<p><b>Enabling Issuers and Transforming Consumer Experience<\/b><\/p>\n<p>\nPartnering with Keyno &#8211; whose technology provides secure digital card solutions &#8211; and launching first with Fidelity, Visa enhances issuers\u2019 ability to:<\/p>\n<ul class=\"bwlistdisc\">\n<li><b>Accelerate digital onboarding and activation<\/b> with instant card activation\n<\/li>\n<li><b>Reduce bank call center costs <\/b>by turning users to in-app experiences\n<\/li>\n<li><b>Reduce fraud significantly<\/b> with best-in-class EMV cryptogram validation that surpasses SMS-based authentication\n<\/li>\n<li><b>Offer customers faster, tap-based authentication<\/b> for high-risk activity, like changes to passwords, mailing addresses. high value money transfers, or account limits\n<\/li>\n<li><b>Eliminate friction<\/b> while strengthening security &#8211; no more wait times for call centers or delayed SMS codes\n<\/li>\n<\/ul>\n<p>\n\u201cIdentity is the key to safe commerce. Now, your Visa card is the key to secure online identity verification. Keyno and Visa are leading the way\u2014making digital banking safer, simpler, and more trusted with just a tap,\u201d said, Robert J Steinman, CEO Keyno.<\/p>\n<p>\nFollowing the successful Fidelity pilot, Visa is positioning Tap to Confirm as a premium security and authentication solution with global expansion planned throughout the year.<\/p>\n<p><b>FAQ<\/b><\/p>\n<p><b>Q: What is Tap to Confirm?<\/b><\/p>\n<p>\nTap to Confirm lets cardholders verify possession of their card for actions like high-value transfers or account changes by simply tapping their Visa card on their own mobile device using the issuer&#8217;s banking app, replacing OTP with secure EMV authentication.<\/p>\n<p><b>Q: What is Tap to Activate?<\/b><\/p>\n<p>\nTap to Activate allows cardholders to activate a new Visa card instantly and securely by tapping the card on their mobile phone within the issuer&#8217;s app, eliminating the need to call support or enter activation codes.<\/p>\n<p><b>Q: Who are the partners in this pilot?<\/b><\/p>\n<p>\nVisa has partnered with Keyno (<a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.keyno.io%2F&amp;esheet=54533346&amp;newsitemid=20260511068610&amp;lan=en-US&amp;anchor=keyno.io&amp;index=1&amp;md5=94372428abc37d08feeae02cbeb0e7e8\">keyno.io<\/a>), a provider of secure digital card solutions, and Fidelity (<a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Fwww.fidelitygroup.com&amp;esheet=54533346&amp;newsitemid=20260511068610&amp;lan=en-US&amp;anchor=www.fidelitygroup.com&amp;index=2&amp;md5=5603f46a0e067dd58c5ba2101b9dfa75\">www.fidelitygroup.com<\/a>) for the first commercial rollout of these breakthrough tap features.<\/p>\n<p><b>Q: How does this improve security?<\/b><\/p>\n<p>\nThe solutions use EMV chip cryptogram technology and Visa&#8217;s Chip Authenticate service for each tap, creating highly secure, fraud-resistant authentication that significantly exceeds the security of other authentication methods.<\/p>\n<p><b>Q: What are the benefits for cardholders?<\/b><\/p>\n<ul class=\"bwlistdisc\">\n<li>\nFaster, frictionless onboarding and card activation<\/p>\n<\/li>\n<li>\nElimination of passwords, SMS delays, and phone calls<\/p>\n<\/li>\n<li>\nEMV-grade security for all authentication actions<\/p>\n<\/li>\n<li>\nIntuitive tap gesture requiring no learning curve<\/p>\n<\/li>\n<\/ul>\n<p><b>Q: When will these features be available?<\/b><\/p>\n<p>\nThe initial rollout with Fidelity is now live, with plans for expansion throughout 2026.<\/p>\n<p><b>Q: Do I need a special app?<\/b><\/p>\n<p>\nFor this pilot, these features will be available within Fidelity&#8217;s FIDSECURE mobile app powered by Keyno&#8217;s technology and Visa&#8217;s Tap to Confirm authentication infrastructure.<\/p>\n<p><b>Q: What makes this different from other authentication methods?<\/b><\/p>\n<p>\nUnlike OTP or app-based authentication, Visa&#8217;s Tap technology uses the physical card&#8217;s EMV chip as the authentication factor, providing stronger security while simplifying the user experience.<\/p>\n<p><b>About Visa<\/b><\/p>\n<p>\nVisa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, sellers, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2FVisa.com&amp;esheet=54533346&amp;newsitemid=20260511068610&amp;lan=en-US&amp;anchor=Visa.com&amp;index=3&amp;md5=c604edd9b6fa73aa966ca63ef8ef0e0b\">Visa.com<\/a>.<\/p>\n<p><b>About Keyno<\/b><\/p>\n<p>\nKeyno is a fintech innovator that helps issuers reduce card-not-present fraud and accelerate digital adoption through advanced card-security and enablement technologies. Its CVVkey\u00ae platform powers Dynamic CVV2, Digital Card Display with Full PAN, 3DS Biometric Authentication, Click-to-Pay Issuer Enablement, and Tap-to-X services for banks, credit unions, and fintechs worldwide.<\/p>\n<p><a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Fwww.keyno.io&amp;esheet=54533346&amp;newsitemid=20260511068610&amp;lan=en-US&amp;anchor=www.keyno.io&amp;index=4&amp;md5=4a92e1ad99eb08d0e078df9e5499ad12\">www.keyno.io<\/a><\/p>\n<p><img decoding=\"async\" alt=\"\" src=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260511068610r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" style=\"width:0;height:0\" \/><span class=\"bwct31415\" \/><\/p>\n<p id=\"mmgallerylink\"><span id=\"mmgallerylink-phrase\">View source version on businesswire.com: <\/span><span id=\"mmgallerylink-link\"><a href=\"https:\/\/www.businesswire.com\/news\/home\/20260511068610\/en\/\" rel=\"nofollow\">https:\/\/www.businesswire.com\/news\/home\/20260511068610\/en\/<\/a><\/span><\/p>\n<p>\nMedia Contacts<br \/>\n<br \/>Catalina Bantula Camps<br \/>\n<br \/><a rel=\"nofollow\" href=\"mailto:cbantula@visa.com\">cbantula@visa.com<\/a><\/p>\n<p><b>KEYWORDS:<\/b> California Florida United States North America<\/p>\n<p><b>INDUSTRY KEYWORDS:<\/b> Technology Payments Finance Security Fintech Banking Electronic Commerce Professional Services Digital Cash Management\/Digital Assets<\/p>\n<p><b>MEDIA:<\/b><\/p>\n<table cellpadding=\"3\" cellspacing=\"3\">\n<tr>\n<td><font face=\"Arial\" size=\"2\"><b>Logo<\/b><\/font><\/td>\n<\/tr>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mms.businesswire.com\/media\/20260511068610\/en\/1260353\/3\/Visa_Brandmark_Blue_RGB_72ppi.jpg\" alt=\"Logo\" \/><\/td>\n<\/tr>\n<tr>\n<td><font face=\"Arial\" size=\"2\"><\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Your Card, Your Security. Tap: A Safer Way to Verify Identity \u2014 Visa, Keyno, and Fidelity Bank (Bahamas) Lead the Transformation Visa and Keyno reimagine identity verification for the digital era, launching the next generation of Tap use cases \u2014 Tap to Confirm and Tap to Activate \u2014 first with Fidelity Bank (Bahamas) Limited MIAMI&#8211;(BUSINESS WIRE)&#8211; Visa (NYSE: V) today announced a major step forward in how consumers verify their identity in the digital era, with the first-ever deployment of its Tap to Confirm and Tap to Activate technology for issuing banks. Launched in collaboration with fintech partner Keyno and Fidelity Bank (Bahamas) Limited, this innovation represents a paradigm shift in how consumers prove who they are to their financial &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/your-card-your-security-tap-a-safer-way-to-verify-identity-visa-keyno-and-fidelity-bank-bahamas-lead-the-transformation\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Your Card, Your Security. Tap: A Safer Way to Verify Identity \u2014 Visa, Keyno, and Fidelity Bank (Bahamas) Lead the Transformation&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-960823","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Your Card, Your Security. Tap: A Safer Way to Verify Identity \u2014 Visa, Keyno, and Fidelity Bank (Bahamas) Lead the Transformation - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/your-card-your-security-tap-a-safer-way-to-verify-identity-visa-keyno-and-fidelity-bank-bahamas-lead-the-transformation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Your Card, Your Security. Tap: A Safer Way to Verify Identity \u2014 Visa, Keyno, and Fidelity Bank (Bahamas) Lead the Transformation - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Your Card, Your Security. Tap: A Safer Way to Verify Identity \u2014 Visa, Keyno, and Fidelity Bank (Bahamas) Lead the Transformation Visa and Keyno reimagine identity verification for the digital era, launching the next generation of Tap use cases \u2014 Tap to Confirm and Tap to Activate \u2014 first with Fidelity Bank (Bahamas) Limited MIAMI&#8211;(BUSINESS WIRE)&#8211; Visa (NYSE: V) today announced a major step forward in how consumers verify their identity in the digital era, with the first-ever deployment of its Tap to Confirm and Tap to Activate technology for issuing banks. Launched in collaboration with fintech partner Keyno and Fidelity Bank (Bahamas) Limited, this innovation represents a paradigm shift in how consumers prove who they are to their financial &hellip; Continue reading &quot;Your Card, Your Security. 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Tap: A Safer Way to Verify Identity \u2014 Visa, Keyno, and Fidelity Bank (Bahamas) Lead the Transformation Visa and Keyno reimagine identity verification for the digital era, launching the next generation of Tap use cases \u2014 Tap to Confirm and Tap to Activate \u2014 first with Fidelity Bank (Bahamas) Limited MIAMI&#8211;(BUSINESS WIRE)&#8211; Visa (NYSE: V) today announced a major step forward in how consumers verify their identity in the digital era, with the first-ever deployment of its Tap to Confirm and Tap to Activate technology for issuing banks. Launched in collaboration with fintech partner Keyno and Fidelity Bank (Bahamas) Limited, this innovation represents a paradigm shift in how consumers prove who they are to their financial &hellip; Continue reading \"Your Card, Your Security. 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