{"id":958563,"date":"2026-05-05T18:13:37","date_gmt":"2026-05-05T22:13:37","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/enact-reports-first-quarter-2026-results\/"},"modified":"2026-05-05T18:13:37","modified_gmt":"2026-05-05T22:13:37","slug":"enact-reports-first-quarter-2026-results","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/enact-reports-first-quarter-2026-results\/","title":{"rendered":"Enact Reports First Quarter 2026 Results"},"content":{"rendered":"
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\n
\n GAAP Net Income of<\/em>
\n <\/strong>
\n
\n $168 million<\/em>
\n <\/strong>
\n
\n , or <\/em>
\n <\/strong>
\n
\n $1.18<\/em>
\n <\/strong>
\n
\n per diluted share<\/em>
\n <\/strong>
\n
\n
\n Adjusted Operating Income of <\/em>
\n <\/strong>
\n
\n $172 million<\/em>
\n <\/strong>
\n
\n , or <\/em>
\n <\/strong>
\n
\n $1.21<\/em>
\n <\/strong>
\n
\n per diluted share<\/em>
\n <\/strong>
\n
\n
\n Return on Equity of <\/em>
\n <\/strong>
\n
\n 12.5%<\/em>
\n <\/strong>
\n
\n and Adjusted Operating Return on Equity of <\/em>
\n <\/strong>
\n
\n 12.9%<\/em>
\n <\/strong>
\n
\n
\n Primary Insurance in-force of <\/em>
\n <\/strong>
\n
\n $272 billion<\/em>
\n <\/strong>
\n
\n , a <\/em>
\n <\/strong>
\n
\n 2%<\/em>
\n <\/strong>
\n
\n year-over-year increase<\/em>
\n <\/strong>
\n
\n
\n PMIERs Sufficiency of <\/em>
\n <\/strong>
\n
\n 162%<\/em>
\n <\/strong>
\n
\n or approximately <\/em>
\n <\/strong>
\n
\n $1.9 billion<\/em>
\n <\/strong>
\n
\n
\n Book Value Per Share of <\/em>
\n <\/strong>
\n
\n $38.09<\/em>
\n <\/strong>
\n
\n and Book Value Per Share excluding AOCI of <\/em>
\n <\/strong>
\n
\n $38.68<\/em>
\n <\/strong>\n <\/p>\n

RALEIGH, N.C., May 05, 2026 (GLOBE NEWSWIRE) — Enact Holdings, Inc. (Nasdaq: ACT) today announced financial results for the first quarter of 2026.<\/p>\n

\u201cEnact delivered a strong start to 2026, reflecting disciplined execution, resilient credit performance, and our continued focus on long-term value creation,\u201d said Rohit Gupta, President and CEO of Enact. \u201cAffordability and mortgage rate volatility continued to shape housing activity, and against this backdrop we continued to demonstrate the resiliency of our model, prudently growing new insurance written while maintaining our focus on expense and risk management. As we look ahead, our strong balance sheet, differentiated capabilities and ongoing commitment to innovation position us to succeed in this dynamic market environment as we help people responsibly achieve homeownership.\u201d<\/p>\n

\n Key Financial Highlights<\/strong>\n <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n (In millions, except per share data or otherwise noted)<\/em>\n <\/td>\n\n 1Q26<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4Q25<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1Q25<\/strong>\n <\/td>\n<\/tr>\n
Net Income (loss)<\/td>\n$168<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$177<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$166<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Diluted Net Income (loss) per share<\/em>\n <\/td>\n$1.18<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$1.22<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$1.08<\/td>\n\u00a0<\/td>\n<\/tr>\n
Adjusted Operating Income (loss)<\/td>\n$172<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$179<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$169<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Adj. Diluted Operating Income (loss) per share<\/em>\n <\/td>\n$1.21<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$1.23<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$1.10<\/td>\n\u00a0<\/td>\n<\/tr>\n
NIW ($B)<\/td>\n$13<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$14<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$10<\/td>\n\u00a0<\/td>\n<\/tr>\n
Primary Persistency Rate<\/td>\n\u00a0<\/td>\n80%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n80%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n84%<\/td>\n\u00a0<\/td>\n<\/tr>\n
Primary IIF ($B)<\/td>\n$272<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$273<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$268<\/td>\n\u00a0<\/td>\n<\/tr>\n
Net Premiums Earned<\/td>\n$243<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$246<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$245<\/td>\n\u00a0<\/td>\n<\/tr>\n
Losses Incurred<\/td>\n$37<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$18<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$31<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Loss Ratio<\/em>\n <\/td>\n\u00a0<\/td>\n15%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n7%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n12%<\/td>\n\u00a0<\/td>\n<\/tr>\n
Operating Expenses<\/td>\n$49<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$59<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$53<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n Expense Ratio<\/em>\n <\/td>\n\u00a0<\/td>\n20%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n24%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n21%<\/td>\n\u00a0<\/td>\n<\/tr>\n
Net Investment Income<\/td>\n$71<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$69<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$63<\/td>\n\u00a0<\/td>\n<\/tr>\n
Net Investment gains (losses)<\/td>\n$(6)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$(3)<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$(3)<\/td>\n\u00a0<\/td>\n<\/tr>\n
Return on Equity<\/td>\n\u00a0<\/td>\n12.5%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13.3%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13.1%<\/td>\n\u00a0<\/td>\n<\/tr>\n
Adjusted Operating Return on Equity<\/td>\n\u00a0<\/td>\n12.9%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13.5%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n13.4%<\/td>\n\u00a0<\/td>\n<\/tr>\n
PMIERs Sufficiency ($)<\/td>\n$1,919<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$1,919<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n$1,966<\/td>\n\u00a0<\/td>\n<\/tr>\n
PMIERs Sufficiency (%)<\/td>\n\u00a0<\/td>\n162%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n162%<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n165%<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\n
\n First Quarter 2026 Financial and Operating Highlights<\/u>
\n <\/strong>\n <\/p>\n