{"id":954557,"date":"2026-04-24T07:43:41","date_gmt":"2026-04-24T11:43:41","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/ponce-financial-group-inc-reports-first-quarter-2026-results\/"},"modified":"2026-04-24T07:43:41","modified_gmt":"2026-04-24T11:43:41","slug":"ponce-financial-group-inc-reports-first-quarter-2026-results","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/ponce-financial-group-inc-reports-first-quarter-2026-results\/","title":{"rendered":"Ponce Financial Group, Inc. Reports First Quarter 2026 Results"},"content":{"rendered":"<div class=\"mw_release\">\n<p align=\"justify\">NEW YORK, April  24, 2026  (GLOBE NEWSWIRE) &#8212; Ponce Financial Group, Inc., (the \u201cCompany\u201d) (Nasdaq: PDLB), the holding company for Ponce Bank, National Association (&#8220;Ponce Bank&#8221; or the \u201cBank\u201d), today announced results for the first quarter of 2026.<\/p>\n<p align=\"justify\">\n        <strong>First Quarter 2026 Highlights (Compared to Prior Periods):<\/strong>\n      <\/p>\n<ul type=\"disc\">\n<li style=\"margin-top:6pt;text-align:justify\">Net income available to common stockholders was $8.3 million, or $0.36 per diluted share for the three months ended March\u00a031, 2026, as compared to net income available to common stockholders of $9.9 million, or $0.42 per diluted share for the three months ended December 31, 2025 and net income available to common stockholders of $5.7 million, or $0.25 per diluted share for the three months ended March\u00a031, 2025. Total net income for the three months ended March\u00a031, 2026 was $8.6 million. The Company paid dividends of $0.3 million on its preferred stock during the three months ended March\u00a031, 2026.<\/li>\n<li style=\"margin-top:6pt;text-align:justify\">Included in the $8.3 million of net income available to common stockholders for the first quarter of 2026 results is $48.7 million in total interest and dividend income and $2.0 million in non-interest income, offset by $20.4 million in interest expense, $17.2 million in non-interest expense, $2.7 million in provision for income taxes, $1.7 million in provision for credit losses and $0.3 million in dividends on preferred shares.<\/li>\n<li style=\"margin-top:6pt;text-align:justify\">Net interest income of $28.2 million for the first quarter of 2026 increased $0.3 million, or 1.05%, from the prior quarter and increased $6.0 million, or 27.13%, from the same quarter last year.\u00a0<\/li>\n<li style=\"margin-top:6pt;text-align:justify\">Net interest margin was 3.61% for the first quarter of 2026, versus 3.57% for the prior quarter and 2.98% for the same quarter last year.<\/li>\n<li style=\"margin-top:6pt;text-align:justify\">Cash and equivalents were $117.2 million as of March\u00a031, 2026, a decrease of $8.9 million, or 7.06%, from $126.2 million as of\u00a0December\u00a031, 2025.<\/li>\n<li style=\"margin-top:6pt;text-align:justify\">Securities totaled $350.7 million as of March\u00a031, 2026, a decrease of $14.5 million, or 3.97%, from $365.2 million as of December\u00a031, 2025 primarily due to regular principal payments and the maturity of one available-for-sale security in the amount of $3.0 million.<\/li>\n<li style=\"margin-top:6pt;text-align:justify\">Net loans receivable were $2.70 billion as of March\u00a031, 2026, an increase of $99.4 million, or 3.82%, from $2.60 billion as of December\u00a031, 2025.<\/li>\n<li style=\"margin-top:6pt\">Deposits were $2.13 billion as of March\u00a031, 2026, an increase of $87.2 million, or 4.26%, from $2.05 billion as of December\u00a031, 2025.<\/li>\n<\/ul>\n<p align=\"justify\">\n        <strong>President and Chief Executive Officer\u2019s Comments<\/strong>\n      <\/p>\n<p align=\"justify\">Carlos P. Naudon, Ponce Financial Group, Inc.\u2019s President and CEO, stated \u201cOur disciplined execution continues to serve Ponce well. Our diluted earnings per share of $0.36 this quarter is up 44% vs the same quarter last year and our book value per share of $13.49 is up $1.44 or 12% over the same period. Net interest margin is up 4 basis points versus last quarter and 63 basis points vs the same quarter last year. Our non-performing assets went down this quarter by 22 basis points and now stand at 62 basis points of total assets. Our capital ratios continue to be well in excess of regulatory requirements. We remain committed to the communities we serve, and we\u2019ll continue investing in our people and in technology to improve our efficiency.\u201d<\/p>\n<p align=\"justify\">\n        <strong>Executive Chairman\u2019s Comment<\/strong>\n      <\/p>\n<p align=\"justify\">Steven A. Tsavaris, Ponce Financial Group\u2019s Executive Chairman added \u201cWe\u2019re pleased with our business activity during the quarter and by our loan and deposit growth. We continue to make progress towards our commitments under the U.S. Treasury\u2019s Emergency Capital Investment Program and we\u2019re one quarter away from achieving 16 quarters of a cumulative deep impact lending percentage of more than 60%. After 15 quarters, including the quarter ended March 31, 2026, we are at 82% deep impact lending.\u201d\u00a0\u00a0<\/p>\n<p align=\"justify\">The table below indicates the Key Metrics at or for the three months ended:<\/p>\n<table align=\"center\" style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"18\" style=\"border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>At or for the Three Months Ended<\/strong>\n          <\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March\u00a031,<\/strong>\n          <\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>December 31,<\/strong>\n          <\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>September 30,<\/strong>\n          <\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>June 30,<\/strong>\n          <\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March 31,<\/strong>\n          <\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2026<\/strong>\n          <\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">\n            <strong>Performance Ratios:<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Return on average assets <sup>(1)<\/sup><\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">1.07<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">1.26<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">0.82<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">0.79<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">0.77<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Return on common equity <sup>(1)<\/sup><\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">10.37<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">12.50<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">8.10<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">7.88<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">7.97<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Net interest margin <sup>(1) (2)<\/sup><\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">3.61<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">3.57<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">3.30<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">3.27<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">2.98<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Non-interest expense to average assets <sup>(1)<\/sup><\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">2.14<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">2.06<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">2.10<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">2.18<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">2.19<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Efficiency ratio <sup>(3)<\/sup><\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">56.96<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">52.95<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">62.15<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">63.69<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">68.70<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">\n            <strong>Capital Ratios:<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Total capital to risk-weighted assets (Ponce Financial Group)<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">21.23<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">23.00<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">24.08<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">22.65<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">22.84<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Common equity Tier 1 capital to risk-weighted assets (Ponce Financial Group)<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">12.11<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">12.98<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">13.39<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">12.49<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">12.51<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Tier 1 capital to total assets (Ponce Financial Group)<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">17.22<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">17.27<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">17.33<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">17.13<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">16.84<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Total capital to risk-weighted assets (Bank only)<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">20.00<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">21.63<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">21.79<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">21.22<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">21.38<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Common equity Tier 1 capital to risk-weighted assets (Bank only)<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">18.97<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">20.53<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">20.66<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">20.15<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">20.35<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Tier 1 capital to total assets (Bank only)<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">16.09<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">16.12<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">16.08<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">15.99<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">15.61<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">\n            <strong>Asset Quality Ratios:<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Allowance for credit losses on loans as a percentage of total loans<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">0.96<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">0.97<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">0.98<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">0.97<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">0.96<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Allowance for credit losses on loans as a percentage of nonperforming loans<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">128.93<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">94.74<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">88.88<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">101.01<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">84.15<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Net (charge-offs) recoveries to average outstanding loans <sup>(1)<\/sup><\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">(0.08<\/td>\n<td style=\"vertical-align: bottom\">%)<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">(0.13<\/td>\n<td style=\"vertical-align: bottom\">%)<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">(0.03<\/td>\n<td style=\"vertical-align: bottom\">%)<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">(0.04<\/td>\n<td style=\"vertical-align: bottom\">%)<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">(0.04<\/td>\n<td style=\"vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Non-performing loans as a percentage of total assets<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">0.62<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">0.83<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">0.88<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">0.76<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">0.88<\/td>\n<td style=\"vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">\n            <strong>Other:<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Number of offices<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">17<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">17<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">18<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">17<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">18<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">Number of full-time equivalent employees<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">218<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">216<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">209<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">206<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle;vertical-align: bottom\">211<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"vertical-align: bottom\">\u00a0<\/td>\n<td style=\"vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<\/table>\n<p align=\"justify\">(1)\u00a0\u00a0\u00a0Annualized.<br \/>(2)\u00a0\u00a0\u00a0Net interest margin represents net interest income divided by average total interest-earning assets.<br \/>(3)\u00a0\u00a0\u00a0Efficiency ratio represents noninterest expense divided by the sum of net interest income and noninterest income.<\/p>\n<p align=\"justify\">\n        <strong>Summary of Results of Operations<\/strong>\n      <\/p>\n<p align=\"justify\">Net income for the three months ended March\u00a031, 2026 was $8.6 million compared to net income of $10.1 million for the three months ended December 31, 2025 and net income of $6.0 million for the three months ended March\u00a031, 2025.<\/p>\n<p align=\"justify\">The $1.5 million decrease of net income for the three months ended March\u00a031, 2026 compared to the three months ended December 31, 2025 was attributed mainly to a decrease of $1.4 million in non-interest income and increases of $0.6 million non-interest expense and $0.6 million in provision for credit losses, offset by an increase of $0.3 million in net interest income and a decrease of $0.8 million in provision for income taxes.<\/p>\n<p align=\"justify\">The $2.7 million increase of net income for the three months ended March\u00a031, 2026 compared to the three months ended March\u00a031, 2025 was largely due to an increase of $6.0 million in net interest income, offset by increases of $1.9 million in provision for credit losses, $0.7 million in provision for income taxes and $0.4 million in non-interest expense and a decrease of $0.3 million in non-interest income.<\/p>\n<p align=\"justify\">\n        <strong>Net Interest Income and Net Interest Margin<\/strong>\n      <\/p>\n<p align=\"justify\">Net interest income for the three months ended March\u00a031, 2026, increased $0.3 million, or 1.05%, to $28.2 million compared to $27.9 million for the three months ended December 31, 2025 and increased $6.0 million, or 27.13%, compared to $22.2 million for the three months ended March\u00a031, 2025.<\/p>\n<p align=\"justify\">The $0.3 million increase in net interest income from the three months ended December 31, 2025 was attributable to decreases of $0.5 million in total interest expense and $0.2 million in total interest and dividend income. The $6.0 million increase in net interest income from the three months ended March 31, 2025 was attributable to an increase of $4.7 million in total interest and dividend income and a decrease of $1.4 million in total interest expense.<\/p>\n<p align=\"justify\">Net interest margin was 3.61% for the three months ended March\u00a031, 2026 compared to 3.57% for the prior quarter, an increase of 4bps and 2.98% for the same period last year, an increase of 63bps.<\/p>\n<p align=\"justify\">\n        <strong>Non-interest Income<\/strong>\n      <\/p>\n<p align=\"justify\">Non-interest income for the three months ended March\u00a031, 2026, was $2.0 million, a decrease of $1.4 million, or 41.30%, compared to $3.5 million for the three months ended December 31, 2025, a decrease of $0.3 million, or 14.24%, compared to the three months ended March\u00a031, 2025.<\/p>\n<p align=\"justify\">The $1.4 million decrease in non-interest income from the three months ended December 31, 2025 was largely attributable to a decrease of $0.5 million in other non-interest income, grant income of $0.4 million which had been recognized in the prior quarter and a decrease of $0.4 million in late and prepayment charges.<\/p>\n<p align=\"justify\">The $0.3 million decrease in non-interest income from the three months ended March 31, 2025 was largely attributable to a decrease of $0.4 million in income on sale of SBA loans.<\/p>\n<p align=\"justify\">\n        <strong>Non-interest Expense<\/strong>\n      <\/p>\n<p align=\"justify\">Non-interest expense for the three months ended March\u00a031, 2026 was $17.2 million, an increase of $0.6 million, or 3.64%, compared to $16.6 million for the three months ended December 31, 2025 and an increase of $0.4 million, or 2.08%, compared to $16.9 million for the three months ended March\u00a031, 2025.<\/p>\n<p align=\"justify\">The $0.6 million increase in non-interest expense from the three months ended December 31, 2025 was mainly attributable to increases of $0.6 million in compensation and benefits, $0.3 million in federal deposit insurance and regulatory assessment and $0.1 million in marketing and promotional expenses, partially offset by a decrease of $0.4 million in occupancy and equipment.<\/p>\n<p align=\"justify\">The $0.4 million increase in non-interest expense from the three months ended March\u00a031, 2025 was mainly attributable to increases of $0.8 million in compensation and benefit and $0.1 million in marketing and promotional expenses, partially offset by decreases of $0.3 million in direct loan expenses, $0.2 million in occupancy and equipment and $0.2 million in other operating expenses.<\/p>\n<p align=\"justify\">\n        <strong>Credit Quality:<\/strong>\n      <\/p>\n<p align=\"justify\">Total non-performing assets and accruing modifications to borrowers experiencing financial difficulty were $23.6 million at March 31, 2026 compared to $30.2 million at December 31, 2025 and $32.0 million at March 31, 2025.<\/p>\n<p align=\"justify\">During the three months ended March 31, 2026, a credit loss provision of $1.7 million on loans was recorded, consisting of $1.3 million charged on the funded portion and $0.4 million charged on the unfunded portion on loans. During the three months ended December 31, 2025, a credit loss provision of $1.1 million on loans was recorded, consisting of $1.5 million charged on the funded portion and $0.4 million benefit on the unfunded portion on loans. During the three months ended March 31, 2025, a credit loss benefit of $0.3 million on loans was recorded, consisting of $0.7 million charged on the funded portion on loans and a benefit of $1.0 million on the unfunded portion on loans.<\/p>\n<p align=\"justify\">\n        <strong>Balance Sheet Summary<\/strong>\n      <\/p>\n<p align=\"justify\">Total assets increased $76.8 million, or 2.38%, to $3.30 billion as of March\u00a031, 2026 from $3.22 billion as of December\u00a031, 2025. The increase in total assets is largely attributable to increases of $99.4 million in net loans receivable, $2.0 million in other assets, $1.4 million in accrued interest receivable and $0.2 million in deferred tax assets, partially offset by decreases of $9.5 million in held-to-maturity securities, $8.9 million in cash and cash equivalents, $5.0 million in available-for-sale securities, $1.3 million in mortgage loans held for sale, $1.1 million in Federal Home Loan Bank of New York stock and $0.5 million in premises and equipment, net.<\/p>\n<p align=\"justify\">Total liabilities increased $67.0 million, or 2.50%, to $2.75 billion as of March\u00a031, 2026 from $2.68 billion as of December\u00a031, 2025. The increase in total liabilities was largely attributable to increases of $87.2 million in deposits, $4.2 million in other liabilities and $0.6 million in accrued interest payable, partially offset by a decrease of $25.0 million in borrowings.<\/p>\n<p align=\"justify\">Total stockholders\u2019 equity increased $9.8 million, or 1.81%, to $551.4 million as of March\u00a031, 2026, from $541.5 million as of December\u00a031, 2025. The $9.8 million increase in stockholders\u2019 equity was largely attributable to $8.6 million in net income, $0.6 million impact to additional paid in capital as a result of share-based compensation, $0.6 million from release of ESOP shares and $0.2 million from exercise of stock options and $0.1 million in other comprehensive income, offset by $0.3 million related to the dividend paid on preferred shares during the quarter ended March 31, 2026.<\/p>\n<p align=\"justify\">\n        <strong>About Ponce Financial Group, Inc. <\/strong>\n      <\/p>\n<p align=\"justify\">Ponce Financial Group, Inc. is the holding company for Ponce Bank, N.A. Ponce Bank, N.A. is a Minority Depository Institution, a Community Development Financial Institution, and a certified Small Business Administration lender. Ponce Bank, N.A.\u2019s business primarily consists of taking deposits from the general public and to a lesser extent alternative funding sources and investing those funds, together with funds generated from operations and borrowings, in mortgage loans, consisting of 1-4 family residences (investor-owned and owner-occupied), multifamily residences, nonresidential properties, construction and land, and, to a lesser extent, in business and consumer loans. Ponce Bank. N.A. also invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or government-owned enterprises, as well as, mortgage-backed securities, corporate bonds and obligations, Federal Home Loan Bank stock and Federal Reserve Bank stock.<\/p>\n<p align=\"justify\">\n        <strong>Forward Looking Statements<\/strong>\n      <\/p>\n<p align=\"justify\">Certain statements herein constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Exchange Act and are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by words such as \u201cbelieves,\u201d \u201cwill,\u201d \u201cwould,\u201d \u201cexpects,\u201d \u201cproject,\u201d \u201cmay,\u201d \u201ccould,\u201d \u201cdevelopments,\u201d \u201cstrategic,\u201d \u201claunching,\u201d \u201copportunities,\u201d \u201canticipates,\u201d \u201cestimates,\u201d \u201cintends,\u201d \u201cplans,\u201d \u201ctargets\u201d and similar expressions. These statements are based upon the current beliefs and expectations of management and are subject to significant risks and uncertainties. Actual results may differ materially from those set forth in the forward-looking statements as a result of numerous factors. Factors that could cause such differences to exist include, but are not limited to, adverse conditions in the capital and debt markets and the impact of such conditions on business activities; changes in interest rates; competitive pressures from other financial institutions; the effects of general economic conditions on a national basis or in the local markets in which Ponce Bank, N.A. operates, including changes that adversely affect borrowers\u2019 ability to service and repay Ponce Bank, N.A.\u2019s loans; changes in U.S. trade policies, including the imposition of tariffs and retaliatory tariffs, and their related impacts on the economy; changes in the global economy, including negative changes that may arise from armed conflict and geopolitical instability; changes in the value of securities in the investment portfolio; changes in loan default and charge-off rates; fluctuations in real estate values; the adequacy of loan loss reserves; decreases in deposit levels necessitating increased borrowing to fund loans and investments; operational risks including, but not limited to, cybersecurity, fraud and natural disasters; changes in government regulation; changes in accounting standards and practices; the risk that intangibles recorded in the financial statements will become impaired; demand for loans in Ponce Bank, N.A.\u2019s market area; Ponce Bank, N.A.\u2019s ability to attract and maintain deposits; risks related to the implementation of acquisitions, dispositions, and restructurings; the risk that Ponce Financial Group, Inc. may not be successful in the implementation of its business strategy; changes in assumptions used in making such forward-looking statements and the risk factors described in Ponce Financial Group, Inc.\u2019s Annual Report on Form 10-K and Quarterly Reports on Form 10-Q as filed with the Securities and Exchange Commission (the \u201cSEC\u201d), which are available at the SEC\u2019s website, www.sec.gov. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date of this release. Ponce Financial Group, Inc. disclaims any obligation to publicly update or revise any forward-looking statements to reflect changes in underlying assumptions or factors, new information, future events or other changes, except as may be required by applicable law or regulation.<\/p>\n<table align=\"center\" style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td colspan=\"20\" style=\"width:99.9764%\">\n            <strong>Ponce Financial Group, Inc.<\/strong><br \/>\n            <strong>and Subsidiaries<\/strong><br \/>\n            <br \/>\n            <strong>Consolidated Statements of Financial Condition<\/strong><br \/>\n            <br \/>\n            <strong>(Dollars in thousands, except for share data)<\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4717%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"18\" style=\"width:52.8538%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>As of<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March\u00a031,<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4717%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>December 31,<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>September 30,<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>June 30,<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March 31,<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2026<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4717%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">\n            <strong>ASSETS<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:8.49057%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4717%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Cash and due from banks:<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4717%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Cash<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">27,429<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">28,511<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">29,296<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">35,767<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">32,113<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Interest-bearing deposits<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">89,817<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">97,643<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">117,283<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">90,872<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">97,780<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 30.0px;vertical-align: bottom\">Total cash and cash equivalents<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">117,246<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">126,154<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">146,579<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">126,639<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">129,893<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Available-for-sale securities, at fair value<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">87,150<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">92,196<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">94,822<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">96,562<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">103,570<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Held-to-maturity securities, at amortized cost<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">263,514<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">272,982<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">285,125<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">336,879<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">358,024<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Placement with banks<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">249<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">249<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">249<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">249<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">249<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Mortgage loans held for sale, at fair value<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,127<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,388<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">5,794<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">5,703<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">8,567<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Loans receivable, net<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,698,649<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,599,258<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,490,046<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,458,712<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,370,931<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Accrued interest receivable<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">19,274<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">17,905<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">18,903<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">19,126<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">19,008<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Premises and equipment, net<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">15,159<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">15,638<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">16,129<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">16,067<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">16,417<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Right of use assets<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">27,633<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">27,583<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">28,295<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">28,806<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">29,496<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Federal Home Loan Bank of New York stock (FHLBNY), at cost<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">28,180<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">29,309<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">25,945<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">26,620<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">25,807<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Federal Reserve Bank of New York stock (FRBNY), at cost<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">10,706<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">10,698<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Deferred tax assets<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">11,729<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">11,501<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">12,402<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">12,143<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">11,629<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Other assets<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">19,141<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">17,109<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">32,790<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">26,363<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">16,245<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 30.0px;vertical-align: bottom\">\n            <strong>Total assets<\/strong>\n          <\/td>\n<td style=\"width:1.13208%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.35849%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,300,757<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.0566%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,223,970<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.48113%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,157,079<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.35849%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,153,869<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.35849%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,089,836<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">\n            <strong>LIABILITIES AND STOCKHOLDERS&#8217; EQUITY<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4717%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Liabilities:<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4717%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Deposits<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,133,795<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,046,635<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,063,081<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,053,151<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,017,848<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Borrowings<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">571,100<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">596,100<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">521,100<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">536,100<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">521,100<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Operating lease liabilities<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">29,429<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">29,353<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">30,028<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">30,501<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">31,126<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Accrued interest payable<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">4,338<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,788<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">4,372<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">4,161<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">4,628<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Other liabilities<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">10,732<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">6,545<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">8,663<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">8,868<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,248<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 30.0px;vertical-align: bottom\">\n            <strong>Total liabilities<\/strong>\n          <\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,749,394<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,682,421<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,627,244<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,632,781<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,575,950<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Commitments and contingencies<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4717%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: bottom\">Stockholders&#8217; Equity:<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4717%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.49057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Preferred stock, $0.01 par value; 100,000,000 shares authorized<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">225,000<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">225,000<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">225,000<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">225,000<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">225,000<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Common stock, $0.01 par value; 200,000,000 shares authorized<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">249<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">249<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">249<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">249<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">249<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Treasury stock, at cost<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">(5,738<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">(6,164<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">(7,270<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">(7,404<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">(7,641<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Additional paid-in-capital<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">209,219<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">208,604<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">208,909<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">208,275<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">207,888<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Retained earnings<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">143,674<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">135,332<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">125,477<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">119,250<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">113,432<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Accumulated other comprehensive loss<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">(10,680<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;text-align: right;vertical-align: middle;vertical-align: bottom\">(10,820<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">(11,586<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">(13,047<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;text-align: right;vertical-align: middle;vertical-align: bottom\">(13,515<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Unearned compensation \u2500 ESOP<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(10,361<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(10,652<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(10,944<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(11,235<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(11,527<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 30.0px;vertical-align: bottom\">\n            <strong>Total stockholders&#8217; equity<\/strong>\n          <\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">551,363<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.0566%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">541,549<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">529,835<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">521,088<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">513,886<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:46.2736%;vertical-align: middle;text-align: left;padding-left: 30.0px;vertical-align: bottom\">\n            <strong>Total liabilities and stockholders&#8217; equity<\/strong>\n          <\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.35849%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,300,757<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.0566%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,223,970<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,157,079<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.35849%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,153,869<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.35849%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,089,836<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<\/table>\n<p>\n        \n      <\/p>\n<\/p>\n<table align=\"center\" style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td colspan=\"20\" style=\"width:100.189%\">\n            <strong>Ponce Financial Group, Inc. and Subsidiaries<br \/>Consolidated Statements of Operations<br \/>(Dollars in thousands, except per share data)<br \/><\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"18\" style=\"width:53.5613%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Three Months Ended<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March\u00a031,<\/strong>\n          <\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1179%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>December 31,<\/strong>\n          <\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.5425%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>September 30,<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>June 30,<\/strong>\n          <\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March 31,<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2026<\/strong>\n          <\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1179%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.5425%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: bottom\">Interest and dividend income:<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1179%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.5425%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Interest on loans receivable<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">43,982<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">$<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">43,599<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">41,486<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">40,291<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">37,136<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Interest on deposits due from banks<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">770<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,209<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">978<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">807<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,668<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Interest and dividend on securities and FHLBNY stock<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,910<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">4,013<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">4,383<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">4,762<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,193<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Total interest and dividend income<\/strong>\n          <\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">48,662<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">48,821<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">46,847<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">45,860<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">43,997<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: bottom\">Interest expense:<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1179%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.5425%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Interest on certificates of deposit<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">6,415<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">6,706<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">6,553<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">7,382<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">7,754<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Interest on other deposits<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">8,630<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">9,106<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">9,996<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">9,058<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">8,554<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Interest on borrowings<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,391<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,075<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,050<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">4,994<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,486<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Total interest expense<\/strong>\n          <\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">20,436<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">20,887<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">21,599<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">21,434<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">21,794<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Net interest income<\/strong>\n          <\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">28,226<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">27,934<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">25,248<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">24,426<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,203<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: bottom\">Provision (benefit) for credit losses<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,656<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,078<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,364<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,626<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(285<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Net interest income after provision (benefit) for credit losses<\/strong>\n          <\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">26,570<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">26,856<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">23,884<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,800<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,488<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: bottom\">Non-interest income:<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1179%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.5425%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Service charges and fees<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">539<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">542<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">539<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">511<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">525<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Brokerage commissions<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">23<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">8<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">4<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Late and prepayment charges<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">726<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,173<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">385<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">530<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">697<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Income on sale of mortgage loans<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">120<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">139<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">166<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">169<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">148<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Income on sale of SBA loans<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">404<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Grant income<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">428<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">429<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">428<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Other<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">657<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,174<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(35<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">422<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">603<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Total non-interest income<\/strong>\n          <\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,042<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,479<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,492<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,060<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,381<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: bottom\">Non-interest expense:<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1179%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.5425%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Compensation and benefits<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">8,663<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">8,113<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">7,868<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">7,627<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">7,780<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Occupancy and equipment<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,672<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">4,033<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,934<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,907<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,913<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Data processing expenses<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,219<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,223<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,296<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,188<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,152<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Direct loan expenses<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">121<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">116<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">155<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">241<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">388<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Insurance and surety bond premiums<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">333<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">324<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">318<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">297<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">315<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Office supplies, telephone and postage<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">193<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">186<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">170<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">174<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">170<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Professional fees<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,346<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,392<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,409<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,367<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,364<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Marketing and promotional expenses<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">228<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">94<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">184<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">266<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">83<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Federal deposit insurance and regulatory assessment<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">409<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;text-align: right;vertical-align: middle;vertical-align: bottom\">97<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;text-align: right;vertical-align: middle;vertical-align: bottom\">266<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">546<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;text-align: right;vertical-align: middle;vertical-align: bottom\">461<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Other operating expenses<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,056<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,056<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,018<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,256<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,262<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Total non-interest expense<\/strong>\n          <\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">17,240<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">16,634<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">16,618<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">16,869<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">16,888<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Income before income taxes<\/strong>\n          <\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">11,372<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">13,701<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">8,758<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">7,991<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">7,981<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: bottom\">Provision for income taxes<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,749<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,565<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,250<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,891<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,022<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Net income<\/strong>\n          <\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">8,623<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:8.84434%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">10,136<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.26887%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">6,508<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">6,100<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,959<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: bottom\">Dividends on preferred shares<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">281<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">281<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">281<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">282<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">281<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Net income available to common stockholders<\/strong>\n          <\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">8,342<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:8.84434%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">9,855<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.26887%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">6,227<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,818<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,678<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: bottom\">Earnings per common share:<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1179%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.5425%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">Basic<\/td>\n<td style=\"width:1.13208%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.36<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:8.84434%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.43<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.26887%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.27<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.26<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.25<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">Diluted<\/td>\n<td style=\"width:1.13208%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.36<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:8.84434%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.42<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.26887%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.27<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.25<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.92453%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.25<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: bottom\">Weighted average common shares outstanding:<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1179%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.5425%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.0566%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">Basic<\/td>\n<td style=\"width:1.13208%;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,988,317<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,837,044<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,766,195<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,716,615<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,662,916<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:45.8491%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">Diluted<\/td>\n<td style=\"width:1.13208%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">23,331,314<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.84434%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">23,263,708<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.26887%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">23,135,448<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,947,769<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.92453%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,876,740<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<\/table>\n<p>\n        \n      <\/p>\n<table align=\"center\" style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td colspan=\"17\" style=\"width:100.118%\">\n            <strong>Ponce Financial Group, Inc. and Subsidiaries<br \/>Consolidated Statements of Operations<br \/>(Dollars in thousands, except per share data)<br \/><\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%\">\u00a0<\/td>\n<td style=\"width:0.778302%\">\u00a0<\/td>\n<td colspan=\"14\" style=\"width:44.1509%\">\u00a0<\/td>\n<td style=\"width:2.47642%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"14\" style=\"width:44.1509%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>For\u00a0the\u00a0Three Months Ended March 31,<\/strong>\n          <\/td>\n<td style=\"width:2.47642%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4009%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2026<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4009%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.919811%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.91509%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Variance $<\/strong>\n          <\/td>\n<td style=\"width:0.919811%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.48113%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Variance %<\/strong>\n          <\/td>\n<td style=\"width:2.47642%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: bottom\">Interest and dividend income:<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4009%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4009%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.91509%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.48113%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Interest on loans receivable<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">43,982<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">37,136<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">6,846<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">18.43<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Interest on deposits due from banks<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">770<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,668<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">(898<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">(53.84<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Interest and dividend on securities and FHLBNY stock<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,910<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,193<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(1,283<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(24.71<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Total interest and dividend income<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">48,662<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">43,997<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">4,665<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">10.60<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: bottom\">Interest expense:<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4009%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4009%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.91509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.48113%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Interest on certificates of deposit<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">6,415<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">7,754<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">(1,339<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">(17.27<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Interest on other deposits<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">8,630<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">8,554<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">76<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.89<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Interest on borrowings<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,391<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,486<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(95<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(1.73<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Total interest expense<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">20,436<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">21,794<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(1,358<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(6.23<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Net interest income<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">28,226<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">22,203<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">6,023<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">27.13<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: bottom\">Provision (benefit) for credit losses<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,656<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(285<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,941<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(681.05<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Net interest income after provision (benefit) for credit losses<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">26,570<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,488<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">4,082<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">18.15<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: bottom\">Non-interest income:<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4009%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4009%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.91509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.48113%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Service charges and fees<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">539<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">525<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">14<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">2.67<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Brokerage commissions<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">4<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">(4<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">(100.00<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Late and prepayment charges<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">726<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">697<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">29<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">4.16<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Income on sale of mortgage loans<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">120<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">148<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">(28<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">(18.92<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Income on sale of SBA loans<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">404<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">(404<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">(100.00<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Other<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">657<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">603<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">54<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">8.96<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Total non-interest income<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,042<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,381<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(339<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(14.24<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: bottom\">Non-interest expense:<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4009%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4009%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.91509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.48113%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Compensation and benefits<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">8,663<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">7,780<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">883<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">11.35<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Occupancy and equipment<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,672<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,913<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">(241<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">(6.16<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Data processing expenses<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,219<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,152<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">67<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">5.82<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Direct loan expenses<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">121<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">388<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">(267<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">(68.81<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Insurance and surety bond premiums<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">333<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">315<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">18<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">5.71<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Office supplies, telephone and postage<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">193<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">170<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">23<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">13.53<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Professional fees<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,346<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,364<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">(18<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">(1.32<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Marketing and promotional expenses<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">228<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">83<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">145<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">174.70<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Federal deposit insurance and regulatory assessments<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">409<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">461<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">(52<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">(11.28<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Other operating expenses<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,056<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,262<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(206<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(16.32<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Total non-interest expense<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">17,240<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">16,888<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">352<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2.08<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Income before income taxes<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">11,372<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;text-align: right;vertical-align: middle;vertical-align: bottom\">7,981<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,391<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;text-align: right;vertical-align: middle;vertical-align: bottom\">42.49<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: bottom\">Provision for income taxes<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,749<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,022<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">727<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">35.95<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Net income<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.12736%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">8,623<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.12736%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,959<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-top: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.5%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,664<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">44.71<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: bottom\">Dividends on preferred shares<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">281<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">281<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.00<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Net income available to common stockholders<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.12736%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">8,342<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.12736%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,678<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.5%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,664<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">46.92<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: bottom\">Earnings per common share:<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4009%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4009%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.91509%;border-top: double black 3pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.48113%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.47642%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">Basic<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.12736%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.36<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.12736%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.25<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.5%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.11<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">44.00<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">Diluted<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.12736%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.36<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.12736%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.25<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:7.5%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.11<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">44.00<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: bottom\">\n            <strong>Weighted average common shares outstanding:<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4009%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.4009%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.91509%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:9.48113%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">Basic<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,988,317<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,662,916<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">325,401<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1.44<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:52.7123%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">Diluted<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">23,331,314<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.12736%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,876,740<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:7.5%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">454,574<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.06132%;border-top: double black 3pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.41981%;border-top: double black 3pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1.99<\/td>\n<td style=\"width:2.47642%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<\/table>\n<p>\n        \n      <\/p>\n<table align=\"center\" style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td colspan=\"41\" style=\"width:100.33%\">\n            <strong>Ponce Financial Group, Inc. and Subsidiaries<br \/>Loans Receivable excluding Mortgage Loans Held for Sale<br \/><\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%\">\u00a0<\/td>\n<td style=\"width:0.636792%\">\u00a0<\/td>\n<td colspan=\"38\" style=\"width:76.8396%\">\u00a0<\/td>\n<td style=\"width:1.41509%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"38\" style=\"width:76.8396%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>As of<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:13.7264%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March\u00a031,<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:13.7264%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>December 31,<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:13.7264%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>September 30,<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:13.7264%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>June 30,<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:13.7264%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March 31,<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:13.7264%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2026<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:13.7264%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:13.7264%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:13.7264%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:13.7264%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Amount<\/strong>\n          <\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Percent<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Amount<\/strong>\n          <\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Percent<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Amount<\/strong>\n          <\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Percent<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Amount<\/strong>\n          <\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Percent<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Amount<\/strong>\n          <\/td>\n<td style=\"width:0.707547%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Percent<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"38\" style=\"width:76.8396%;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>(Dollars in thousands)<\/strong>\n          <\/td>\n<td style=\"width:1.41509%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">Mortgage loans:<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">1-4 family residential<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">431,377<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">15.82<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">434,374<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">16.54<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">444,602<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">17.67<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">452,350<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">18.21<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">463,542<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">19.37<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">Multifamily residential<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">915,333<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">33.58<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">756,542<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">28.83<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">688,574<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">27.39<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">693,670<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">27.96<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">675,541<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">28.24<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">Nonresidential properties<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">534,256<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">19.60<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">526,210<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">20.05<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">436,175<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">17.35<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">404,512<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">16.30<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">390,681<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">16.33<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">Construction and land<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">763,990<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">28.03<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">854,096<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">32.54<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">886,369<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">35.25<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">883,462<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">35.59<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">815,425<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">34.08<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Total mortgage loans<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,644,956<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">97.03<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,571,222<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">97.96<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,455,720<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">97.66<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,433,994<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">98.06<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,345,189<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">98.02<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">Non-mortgage loans:<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.21698%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">Business loans<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">80,366<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">2.95<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">53,063<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">2.02<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">58,012<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">2.31<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">47,372<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">1.91<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">46,329<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">1.94<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">Consumer loans<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">596<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.02<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">625<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.02<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">727<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.03<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">840<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.03<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">997<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">0.04<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Total non-mortgage loans<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">80,962<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2.97<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">53,688<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2.04<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">58,739<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2.34<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">48,212<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1.94<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">47,326<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1.98<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">Total loans, gross<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,725,918<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">100.00<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,624,910<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">100.00<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,514,459<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">100.00<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,482,206<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">100.00<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,392,515<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">100.00<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">Net deferred loan origination costs<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">(1,031<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">(203<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">351<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">606<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,390<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">Allowance for credit losses on loans<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(26,238<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(25,449<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(24,764<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(24,100<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.22641%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(22,974<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">)<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:21.4387%;vertical-align: bottom\">Loans, net<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.22641%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,698,649<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.22641%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,599,258<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.22641%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,490,046<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.22641%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,458,712<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.22641%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,370,931<\/td>\n<td style=\"width:0.707547%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.636792%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.16509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<\/table>\n<p>\n        \n      <\/p>\n<\/p>\n<table align=\"center\" style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td colspan=\"20\" style=\"width:99.9764%\">\n            <strong>Ponce Financial Group, Inc. and Subsidiaries<br \/>Allowance for Credit Losses on Loans<br \/><\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%\">\u00a0<\/td>\n<td colspan=\"18\" style=\"width:57.0283%\">\u00a0<\/td>\n<td style=\"width:0.778302%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"18\" style=\"width:57.0283%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>For\u00a0the\u00a0Three Months Ended<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March\u00a031,<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1887%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>December 31,<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.7547%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>September 30,<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.36792%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>June 30,<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March 31,<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2026<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1887%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.7547%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.36792%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"18\" style=\"width:57.0283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>(Dollars in thousands)<\/strong>\n          <\/td>\n<td style=\"width:0.778302%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: bottom\">Allowance for credit losses on loans at beginning <br \/>of the period<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.01415%;text-align: right;vertical-align: middle;vertical-align: bottom\">25,449<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.83962%;vertical-align: bottom\">$<\/td>\n<td style=\"width:8.34906%;text-align: right;vertical-align: middle;vertical-align: bottom\">24,764<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.98113%;vertical-align: bottom\">$<\/td>\n<td style=\"width:8.77358%;text-align: right;vertical-align: middle;vertical-align: bottom\">24,100<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.23585%;text-align: right;vertical-align: middle;vertical-align: bottom\">22,974<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.01415%;text-align: right;vertical-align: middle;vertical-align: bottom\">22,502<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: bottom\">Provision for credit losses on loans<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,293<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.83962%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.34906%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,526<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.98113%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.77358%;text-align: right;vertical-align: middle;vertical-align: bottom\">864<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.23585%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,348<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;text-align: right;vertical-align: middle;vertical-align: bottom\">731<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: bottom\">Charge-offs:<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1887%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.7547%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.36792%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: middle;text-align: left;padding-left: 10.0px;vertical-align: bottom\">Mortgage loans:<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1887%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.7547%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.36792%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">1-4 family residential<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.83962%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.34906%;text-align: right;vertical-align: middle;vertical-align: bottom\">(32<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.98113%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.77358%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.23585%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;text-align: right;vertical-align: middle;vertical-align: bottom\">(38<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: middle;text-align: left;padding-left: 10.0px;vertical-align: bottom\">Non-mortgage loans:<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1887%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.7547%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.36792%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Business<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;text-align: right;vertical-align: middle;vertical-align: bottom\">(504<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.83962%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.34906%;text-align: right;vertical-align: middle;vertical-align: bottom\">(801<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.98113%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.77358%;text-align: right;vertical-align: middle;vertical-align: bottom\">(200<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.23585%;text-align: right;vertical-align: middle;vertical-align: bottom\">(222<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;text-align: right;vertical-align: middle;vertical-align: bottom\">(222<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Consumer<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.83962%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.34906%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(44<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.98113%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.77358%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.23585%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(3<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">Total charge-offs<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(504<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.83962%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.34906%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(877<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.98113%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.77358%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(200<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.23585%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(222<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">(263<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: bottom\">Recoveries:<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1887%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.7547%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.36792%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: middle;text-align: left;padding-left: 10.0px;vertical-align: bottom\">Mortgage loans:<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1887%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.7547%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.36792%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">1-4 family residential<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.83962%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.34906%;text-align: right;vertical-align: middle;vertical-align: bottom\">1<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.98113%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.77358%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.23585%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: middle;text-align: left;padding-left: 10.0px;vertical-align: bottom\">Non-mortgage loans:<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.1887%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.7547%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.36792%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.35849%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.778302%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Business<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.83962%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.34906%;text-align: right;vertical-align: middle;vertical-align: bottom\">35<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.98113%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.77358%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.23585%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;text-align: right;vertical-align: middle;vertical-align: bottom\">4<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Consumer<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.83962%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.34906%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.98113%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.77358%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.23585%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">Total recoveries<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.83962%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.34906%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">36<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.98113%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.77358%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.23585%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">4<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: bottom\">Net (charge-offs) recoveries<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;text-align: right;vertical-align: middle;vertical-align: bottom\">(504<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.83962%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.34906%;text-align: right;vertical-align: middle;vertical-align: bottom\">(841<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.98113%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:8.77358%;text-align: right;vertical-align: middle;vertical-align: bottom\">(200<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.23585%;text-align: right;vertical-align: middle;vertical-align: bottom\">(222<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<td style=\"width:2.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.01415%;text-align: right;vertical-align: middle;vertical-align: bottom\">(259<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">)<\/td>\n<\/tr>\n<tr>\n<td style=\"width:42.1698%;vertical-align: bottom\">Allowance for credit losses on loans at end of the period<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.01415%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">26,238<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.83962%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:8.34906%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">25,449<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.98113%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:8.77358%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">24,764<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.13208%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.23585%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">24,100<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:2.9717%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.01415%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,974<\/td>\n<td style=\"width:0.778302%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<\/table>\n<table align=\"center\" style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td colspan=\"41\" style=\"width:99.7641%\">\n            <strong>Ponce Financial Group, Inc. and Subsidiaries<br \/>Deposits<br \/><\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"38\" style=\"width:65.0943%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>As of<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:11.6038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March\u00a031,<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:11.6038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>December 31,<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:11.6038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>September 30,<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:11.6038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>June 30,<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:11.6038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March 31,<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.495283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:11.6038%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2026<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:11.6038%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:11.6038%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:11.6038%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"6\" style=\"width:11.6038%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.495283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.15566%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Amount<\/strong>\n          <\/td>\n<td style=\"width:0.495283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.38679%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Percent<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.15566%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Amount<\/strong>\n          <\/td>\n<td style=\"width:0.495283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.38679%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Percent<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.15566%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Amount<\/strong>\n          <\/td>\n<td style=\"width:0.495283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.38679%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Percent<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.15566%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Amount<\/strong>\n          <\/td>\n<td style=\"width:0.495283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.38679%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Percent<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.15566%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Amount<\/strong>\n          <\/td>\n<td style=\"width:0.495283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.38679%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Percent<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.495283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"38\" style=\"width:65.0943%;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>(Dollars in thousands)<\/strong>\n          <\/td>\n<td style=\"width:1.20283%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: bottom\">Demand<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">241,012<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">11.29<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">208,250<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">10.18<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">192,595<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">9.34<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">197,671<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">9.63<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">212,139<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">10.51<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: bottom\">Interest-bearing deposits:<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.15566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.38679%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.15566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.38679%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.15566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.38679%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.15566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.38679%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.15566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.38679%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">NOW\/IOLA accounts<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">78,192<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.66<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">84,012<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">4.10<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">75,051<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.64<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">63,626<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.10<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">74,430<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.69<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Money market accounts<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">811,982<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">38.05<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">779,532<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">38.09<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">821,844<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">39.84<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">790,939<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">38.52<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">692,753<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">34.33<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Reciprocal deposits<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">162,926<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">7.64<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">152,630<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">7.46<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">154,548<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">7.49<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">136,693<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">6.66<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">141,838<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">7.03<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Savings accounts <sup>(1)<\/sup><\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">118,373<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">5.55<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">117,708<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">5.75<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">117,401<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">5.69<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">113,701<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">5.53<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">119,023<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">5.90<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Total NOW, money market, reciprocal and savings accounts<\/strong>\n          <\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,171,473<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">54.90<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,133,882<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">55.40<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,168,844<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">56.66<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,104,959<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">53.81<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,028,044<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">50.95<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Certificates of deposit of $250K or more<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">258,093<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">12.10<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">202,500<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">9.89<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">209,819<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">10.17<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">220,671<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">10.75<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">219,721<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">10.89<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Brokered certificates of deposit <sup>(2)<\/sup><\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">54,553<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">2.56<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">67,942<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.32<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">67,952<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.29<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">69,531<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.39<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">84,531<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">4.19<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Listing service deposits <sup>(2)<\/sup><\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,243<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.06<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">4,150<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.20<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">4,150<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.20<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">6,140<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.30<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;text-align: right;vertical-align: middle;vertical-align: bottom\">6,140<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.30<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">All other certificates of deposit less than $250K<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">407,421<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">19.09<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">429,911<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">21.01<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">419,721<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">20.34<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">454,179<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">22.12<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">467,273<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;text-align: right;vertical-align: middle;vertical-align: bottom\">23.16<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Total certificates of deposit<\/strong>\n          <\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">721,310<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">33.81<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">704,503<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">34.42<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">701,642<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">34.00<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">750,521<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">36.56<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">777,665<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">38.54<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: bottom\">Total interest-bearing deposits<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,892,783<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">88.71<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,838,385<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">89.82<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,870,486<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">90.66<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,855,480<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">90.37<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.3066%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,805,709<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">89.49<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:32.9717%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\n            <strong>Total deposits<\/strong>\n          <\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.3066%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,133,795<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">100.00<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.3066%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,046,635<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">100.00<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.3066%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,063,081<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">100.00<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.3066%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,053,151<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">100.00<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.3066%;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,017,848<\/td>\n<td style=\"width:0.495283%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.82075%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">100.00<\/td>\n<td style=\"width:1.20283%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<\/table>\n<p align=\"justify\">\n        <br \/>(1)\u00a0\u00a0\u00a0As of June 30, 2025 and March 31, 2025, Advance payments by borrowers for taxes and insurance in the amounts of $10.9 million and $12.9 million, respectively, were reclassified to Deposits.<\/p>\n<p align=\"justify\">(2)\u00a0\u00a0\u00a0There were no individual listing service deposits or brokered certificates of deposit amounting to $250,000 or more. <\/p>\n<p><\/p>\n<table align=\"center\" style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td colspan=\"19\" style=\"width:98.9858%\">\n            <strong>Ponce Financial Group, Inc. and Subsidiaries<\/strong><br \/>\n            <br \/>\n            <strong>Nonperforming Assets<\/strong><br \/>\n            <strong><br \/>\n              <br \/>\n            <\/strong>\n          <\/td>\n<td style=\"width:1.27358%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%\">\u00a0<\/td>\n<td colspan=\"18\" style=\"width:39.1981%\">\u00a0<\/td>\n<td style=\"width:1.27358%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"18\" style=\"width:39.1981%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>As of<\/strong>\n          <\/td>\n<td style=\"width:1.27358%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March\u00a031,<\/strong>\n          <\/td>\n<td style=\"width:1.27358%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.78302%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>December <br \/>31,<\/strong>\n          <\/td>\n<td style=\"width:1.27358%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.13679%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>September <br \/>30,<\/strong>\n          <\/td>\n<td style=\"width:1.27358%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.88208%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>June <br \/>30,<\/strong>\n          <\/td>\n<td style=\"width:1.27358%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March <br \/>31,<\/strong>\n          <\/td>\n<td style=\"width:1.27358%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2026<\/strong>\n          <\/td>\n<td style=\"width:1.27358%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.78302%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:1.27358%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.13679%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:1.27358%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.88208%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:1.27358%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:1.27358%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"18\" style=\"width:39.1981%;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>(Dollars in thousands)<\/strong>\n          <\/td>\n<td style=\"width:1.27358%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">\n            <strong>Non-accrual loans:<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.78302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.13679%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.88208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">Mortgage loans:<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.78302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.13679%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.88208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">1-4 family residential<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">$<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,158<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.36792%;text-align: right;vertical-align: middle;vertical-align: bottom\">4,427<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.65094%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,176<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">$<\/td>\n<td style=\"width:3.96226%;text-align: right;vertical-align: middle;vertical-align: bottom\">1,859<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">$<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,475<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Multifamily residential<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">9,228<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.36792%;text-align: right;vertical-align: middle;vertical-align: bottom\">13,112<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.65094%;text-align: right;vertical-align: middle;vertical-align: bottom\">14,202<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.96226%;text-align: right;vertical-align: middle;vertical-align: bottom\">11,703<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">9,788<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Nonresidential properties<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.36792%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.65094%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.96226%;text-align: right;vertical-align: middle;vertical-align: bottom\">405<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Construction and land<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">7,061<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.36792%;text-align: right;vertical-align: middle;vertical-align: bottom\">8,247<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.65094%;text-align: right;vertical-align: middle;vertical-align: bottom\">8,907<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.96226%;text-align: right;vertical-align: middle;vertical-align: bottom\">8,907<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">14,159<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">Non-mortgage loans:<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.78302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.13679%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.88208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Business<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">427<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.36792%;text-align: right;vertical-align: middle;vertical-align: bottom\">667<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.65094%;text-align: right;vertical-align: middle;vertical-align: bottom\">880<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.96226%;text-align: right;vertical-align: middle;vertical-align: bottom\">276<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">170<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Consumer<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.36792%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.65094%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.96226%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">Total non-accrual loans (not including non-accruing modifications to borrowers <br \/>experiencing financial difficulty) <sup>(1)<\/sup><\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">19,874<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.36792%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">26,453<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.65094%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">27,165<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:3.96226%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">23,150<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">26,592<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.78302%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.13679%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.88208%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">\n            <strong>Non-accruing modifications to borrowers experiencing financial difficulty <\/strong><br \/>\n            <sup><br \/>\n              <strong>(1)<\/strong><br \/>\n            <\/sup><br \/>\n            <strong>:<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.78302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.13679%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.88208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">Mortgage loans:<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.78302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.13679%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.88208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">1-4 family residential<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">477<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.36792%;text-align: right;vertical-align: middle;vertical-align: bottom\">410<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.65094%;text-align: right;vertical-align: middle;vertical-align: bottom\">698<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.96226%;text-align: right;vertical-align: middle;vertical-align: bottom\">708<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">710<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">Total non-accruing modifications to borrowers experiencing financial difficulty <sup>(1)<\/sup><\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">477<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.36792%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">410<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.65094%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">698<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.96226%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">708<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">710<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">Total non-performing assets <sup>(2)<\/sup><\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">20,351<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.36792%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">26,863<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.65094%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">27,863<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:3.96226%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">23,858<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">27,302<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.78302%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.13679%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.88208%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">\n            <strong>Accruing modifications to borrowers experiencing financial difficulty <\/strong><br \/>\n            <sup><br \/>\n              <strong>(1)<\/strong><br \/>\n            <\/sup><br \/>\n            <strong>:<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.78302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.13679%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.88208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">Mortgage loans:<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.78302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.13679%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.88208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">1-4 family residential<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,481<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.36792%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,574<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.65094%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,725<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.96226%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,791<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,830<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Multifamily residential<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.36792%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.65094%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.96226%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Nonresidential properties<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">613<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.36792%;text-align: right;vertical-align: middle;vertical-align: bottom\">621<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.65094%;text-align: right;vertical-align: middle;vertical-align: bottom\">629<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.96226%;text-align: right;vertical-align: middle;vertical-align: bottom\">655<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">644<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Construction and land<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.36792%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.65094%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.96226%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">Non-mortgage loans:<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.78302%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:8.13679%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:4.88208%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:5.51887%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Business<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">185<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.36792%;text-align: right;vertical-align: middle;vertical-align: bottom\">190<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.65094%;text-align: right;vertical-align: middle;vertical-align: bottom\">196<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.96226%;text-align: right;vertical-align: middle;vertical-align: bottom\">203<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">209<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Consumer<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.36792%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.65094%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.96226%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: middle;text-align: left;padding-left: 25.0px;vertical-align: bottom\">Total accruing modifications to borrowers experiencing financial difficulty <sup>(1)<\/sup><\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,279<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.36792%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,385<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.65094%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">4,550<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:3.96226%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">4,649<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">4,683<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">Total non-performing assets and accruing modifications to borrowers <br \/>experiencing financial difficulty <sup>(1)<\/sup><\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">23,630<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.36792%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">30,248<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:6.65094%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">32,413<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:3.96226%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">28,507<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:4.5283%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">31,985<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:59.7877%;vertical-align: bottom\">Total non-performing assets to total assets<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.62<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.41509%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.36792%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.83<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:6.65094%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.88<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.919811%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:3.96226%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.76<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.566038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.990566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:4.5283%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.87<\/td>\n<td style=\"width:1.27358%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<\/table>\n<p>\n        <br \/>(1) Balances include both modifications to borrowers experiencing financial difficulty, in accordance with ASU 2022-02 adopted on January 1, 2023, and previously existing troubled debt restructurings.<\/p>\n<p>(2) Includes nonperforming mortgage loans held for sale.<\/p>\n<p>\n        \n      <\/p>\n<table align=\"center\" style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td colspan=\"24\" style=\"width:100.118%\">\n            <strong>Ponce Financial Group, Inc. and Subsidiaries <br \/>Average Balance Sheets<br \/><\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%\">\u00a0<\/td>\n<td colspan=\"22\" style=\"width:68.5613%\">\u00a0<\/td>\n<td style=\"width:1.91038%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"22\" style=\"width:68.5613%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>For\u00a0the\u00a0Three\u00a0Months\u00a0Ended March\u00a031,<\/strong>\n          <\/td>\n<td style=\"width:1.91038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"10\" style=\"width:32.9009%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2026<\/strong>\n          <\/td>\n<td style=\"width:1.91038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"10\" style=\"width:32.9009%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:1.91038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Average<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Average<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Outstanding<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Average<\/strong>\n          <\/td>\n<td style=\"width:1.91038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Outstanding<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Average<\/strong>\n          <\/td>\n<td style=\"width:1.91038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Balance<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Interest<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Yield\/Rate <\/strong><br \/>\n            <sup><br \/>\n              <strong>(1)<\/strong><br \/>\n            <\/sup>\n          <\/td>\n<td style=\"width:1.91038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Balance<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Interest<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>Yield\/Rate <\/strong><br \/>\n            <sup><br \/>\n              <strong>(1)<\/strong><br \/>\n            <\/sup>\n          <\/td>\n<td style=\"width:1.91038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"22\" style=\"width:68.5613%;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>(Dollars in thousands)<\/strong>\n          <\/td>\n<td style=\"width:1.91038%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">\n            <strong>Interest-earning assets:<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:10.967%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Loans<sup> (2)<\/sup><\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,680,018<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.9434%;text-align: right;vertical-align: middle;vertical-align: bottom\">43,982<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">6.66<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">2,369,433<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.9434%;text-align: right;vertical-align: middle;vertical-align: bottom\">37,136<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">6.36<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Securities <sup>(3)<\/sup><\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">360,452<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;text-align: right;vertical-align: middle;vertical-align: bottom\">3,248<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.65<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">467,560<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;text-align: right;vertical-align: middle;vertical-align: bottom\">4,521<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.92<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Other <sup>(4)<\/sup><\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">129,585<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,432<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">4.48<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">186,021<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,340<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">5.10<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Total interest-earning assets<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,170,055<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">48,662<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">6.23<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,023,014<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">43,997<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">5.90<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Non-interest-earning assets<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">93,219<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">109,166<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Total assets<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,263,274<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,132,180<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">\n            <strong>Interest-bearing liabilities:<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">NOW\/IOLA<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">77,833<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.9434%;text-align: right;vertical-align: middle;vertical-align: bottom\">134<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.70<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">72,354<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.9434%;text-align: right;vertical-align: middle;vertical-align: bottom\">115<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.64<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Money market<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">949,007<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;text-align: right;vertical-align: middle;vertical-align: bottom\">8,468<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.62<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">827,948<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;text-align: right;vertical-align: middle;vertical-align: bottom\">8,411<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">4.12<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Savings <sup>(5)<\/sup><\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">120,205<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;text-align: right;vertical-align: middle;vertical-align: bottom\">28<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.09<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">117,616<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;text-align: right;vertical-align: middle;vertical-align: bottom\">28<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">0.10<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Certificates of deposit<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">718,301<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">6,415<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.62<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">794,270<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">7,754<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.96<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Total deposits<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,865,346<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">15,045<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.27<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">1,812,188<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">16,308<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.65<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Borrowings<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">584,100<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,391<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.74<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">568,601<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">5,486<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.91<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Total interest-bearing liabilities<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,449,446<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">20,436<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.38<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,380,789<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">21,794<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.71<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">\n            <strong>Non-interest-bearing liabilities:<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:10.967%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Non-interest-bearing demand<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">221,056<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;text-align: right;vertical-align: middle;vertical-align: bottom\">196,627<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Other non-interest-bearing liabilities<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">44,038<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">43,915<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Total non-interest-bearing liabilities<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">265,094<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">240,542<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-top: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">\u2014<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Total liabilities<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,714,540<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">20,436<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">2,621,331<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:5.9434%;border-top: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">21,794<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Total equity<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">548,735<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.48113%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">510,849<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: middle;text-align: left;padding-left: 15.0px;vertical-align: bottom\">Total liabilities and total equity<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,263,275<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.38<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">3,132,180<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.71<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Net interest income<\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.9434%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">28,226<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:5.9434%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">22,203<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Net interest rate spread<sup> (6)<\/sup><\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">2.85<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">2.19<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Net interest-earning assets <sup>(7)<\/sup><\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">720,609<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.48113%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">642,225<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Net interest margin <sup>(8)<\/sup><\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">3.61<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">2.98<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">Average interest-earning assets to<\/td>\n<td colspan=\"2\" style=\"width:10.967%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.25%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.91038%;text-align: right;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:29.6462%;vertical-align: bottom\">interest-bearing liabilities<\/td>\n<td colspan=\"2\" style=\"width:10.967%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">129.42<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.967%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.28774%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.90566%;text-align: right;vertical-align: middle;vertical-align: bottom\">126.98<\/td>\n<td style=\"width:1.91038%;vertical-align: bottom\">%<\/td>\n<\/tr>\n<\/table>\n<p align=\"justify\">(1)\u00a0\u00a0\u00a0Annualized where appropriate.<br \/>(2)\u00a0\u00a0\u00a0Loans include loans and mortgage loans held for sale, at fair value.<br \/>(3)\u00a0\u00a0\u00a0Securities include available-for-sale securities and held-to-maturity securities.<br \/>(4)\u00a0\u00a0\u00a0Includes FHLBNY demand account, FHLBNY stock dividends and FRBNY demand deposits.<br \/>(5)\u00a0\u00a0\u00a0For the three months ended March 31, 2025, advance payments by borrowers for taxes and insurance in the amounts of $12.4 million,\u00a0were reclassified to savings.<br \/>(6)\u00a0\u00a0\u00a0Net interest rate spread represents the difference between the weighted average yield on interest-earning assets and the weighted average rate of interest-bearing liabilities.<br \/>(7)\u00a0\u00a0\u00a0Net interest-earning assets represent total interest-earning assets less total interest-bearing liabilities.<br \/>(8)\u00a0\u00a0\u00a0Net interest margin represents net interest income divided by average total interest-earning assets.<\/p>\n<p>\n        \n      <\/p>\n<table align=\"center\" style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td colspan=\"20\" style=\"width:100.259%\">\n            <strong>Ponce Financial Group, Inc. and Subsidiaries<br \/>Other Data<br \/><\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:36.0849%\">\u00a0<\/td>\n<td colspan=\"18\" style=\"width:63.3255%\">\u00a0<\/td>\n<td style=\"width:0.849057%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:36.0849%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"18\" style=\"width:63.3255%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>As of<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:36.0849%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.684%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March\u00a031,<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.9575%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>December 31,<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:12.5236%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>September <br \/>30,<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.684%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>June 30,<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;border-top: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.684%;border-top: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>March 31,<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:36.0849%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.684%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2026<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.9575%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:12.5236%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.684%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.684%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle;vertical-align: bottom\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.849057%;text-align: center;vertical-align: middle;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:36.0849%;vertical-align: bottom\">\n            <strong>Other Data<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:10.684%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.9575%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:12.5236%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.684%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.684%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:36.0849%;vertical-align: bottom\">Common shares issued<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.33962%;text-align: right;vertical-align: middle;vertical-align: bottom\">24,886,711<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:10.4717%;text-align: right;vertical-align: middle;vertical-align: bottom\">24,886,711<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.5566%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:10.967%;text-align: right;vertical-align: middle;vertical-align: bottom\">24,886,711<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.33962%;text-align: right;vertical-align: middle;vertical-align: bottom\">24,886,711<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.33962%;text-align: right;vertical-align: middle;vertical-align: bottom\">24,886,711<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:36.0849%;vertical-align: bottom\">Less treasury shares<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.33962%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">698,810<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:10.4717%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">750,785<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.5566%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:10.967%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">885,586<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.33962%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">901,911<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-bottom: solid black 1pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.33962%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle;vertical-align: bottom\">920,520<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:36.0849%;vertical-align: bottom\">Common shares outstanding at end of period<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.33962%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">24,187,901<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:10.4717%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">24,135,926<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.5566%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:10.967%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">24,001,125<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.33962%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">23,984,800<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;border-top: solid black 1pt;border-bottom: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:9.33962%;border-top: solid black 1pt;border-bottom: double black 3pt;text-align: right;vertical-align: middle;vertical-align: bottom\">23,966,191<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:36.0849%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.684%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:11.9575%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:12.5236%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.684%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.684%;border-top: double black 3pt;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:36.0849%;vertical-align: bottom\">Book value per common share<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.33962%;text-align: right;vertical-align: middle;vertical-align: bottom\">13.49<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">$<\/td>\n<td style=\"width:10.4717%;text-align: right;vertical-align: middle;vertical-align: bottom\">13.12<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.5566%;vertical-align: bottom\">$<\/td>\n<td style=\"width:10.967%;text-align: right;vertical-align: middle;vertical-align: bottom\">12.70<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.33962%;text-align: right;vertical-align: middle;vertical-align: bottom\">12.34<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.33962%;text-align: right;vertical-align: middle;vertical-align: bottom\">12.05<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:36.0849%;vertical-align: bottom\">Tangible book value per common share <sup>(1)<\/sup><\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.33962%;text-align: right;vertical-align: middle;vertical-align: bottom\">13.49<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.48585%;vertical-align: bottom\">$<\/td>\n<td style=\"width:10.4717%;text-align: right;vertical-align: middle;vertical-align: bottom\">13.12<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.5566%;vertical-align: bottom\">$<\/td>\n<td style=\"width:10.967%;text-align: right;vertical-align: middle;vertical-align: bottom\">12.70<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.33962%;text-align: right;vertical-align: middle;vertical-align: bottom\">12.34<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<td style=\"width:1.34434%;vertical-align: bottom\">$<\/td>\n<td style=\"width:9.33962%;text-align: right;vertical-align: middle;vertical-align: bottom\">12.05<\/td>\n<td style=\"width:0.849057%;vertical-align: bottom\">\u00a0<\/td>\n<\/tr>\n<\/table>\n<p>\n        \n      <\/p>\n<table style=\"border-collapse: collapse;width:99%;border-collapse:collapse\">\n<tr>\n<td style=\"max-width:5%;width:5%;min-width:5%;vertical-align: top\">(1)<\/td>\n<td style=\"max-width:95%;width:95%;min-width:95%;text-align: justify;vertical-align: middle\">Tangible book value per common share is a non-GAAP financial measure and is calculated by dividing tangible common equity by common shares outstanding. Tangible common equity is defined as total shareholders\u2019 equity less goodwill and other intangible assets, net of applicable deferred taxes. The Company believes that tangible book value per common share is a useful measure for investors, regulators, and analysts because it reflects the Company\u2019s capital position excluding the impact of goodwill and other intangible assets, which may not be realizable in a liquidation scenario. This measure is commonly used in the banking industry to assess financial condition and capital adequacy. Tangible book value per common share should not be considered a substitute for book value per common share, which is calculated in accordance with GAAP, and the Company\u2019s definition of tangible book value per common share may differ from similarly titled measures used by other companies. During the periods presented, the Company did not make any adjustments for goodwill and other intangible assets, so tangible book value per common share is equal to the book value per common share as calculated in accordance with GAAP.<\/td>\n<\/tr>\n<\/table>\n<p align=\"justify\">\n        <br \/>Contact:<br \/>Sergio Vaccaro<br \/><a href=\"https:\/\/www.globenewswire.com\/Tracker?data=AsLNBNgvF5SeAltzwbBsS4vuGkfyFNY-caSFDXN2EE9JJUe5tjhyv68yDBk7aZFnFyfbMkUjr2vowEdDLCzx-2COAxaFyJMPR5sHJY4YBH1fSUR-0o13YiTrisyrHINP\" rel=\"nofollow\" target=\"_blank\">Sergio.vaccaro@poncebank.net<\/a><br \/>718-931-9000<\/p>\n<p>      <img decoding=\"async\" alt=\"\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=OTY5NjUyMiM3NTUzNTg2IzIwODU1ODk=\" \/><br \/>\n      <br \/>\n      <img decoding=\"async\" alt=\"\" src=\"https:\/\/ml.globenewswire.com\/media\/ZjRlZGJlNTItZmQ2Yy00MjdmLTkxZGUtYjZjNDgxYjE2MDc2LTEwOTcxNjAtMjAyNi0wNC0yNC1lbg==\/tiny\/Ponce-Financial-Group-Inc-.png\" \/>\n    <\/div>\n<div class=\"mw_contactinfo\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>NEW YORK, April 24, 2026 (GLOBE NEWSWIRE) &#8212; Ponce Financial Group, Inc., (the \u201cCompany\u201d) (Nasdaq: PDLB), the holding company for Ponce Bank, National Association (&#8220;Ponce Bank&#8221; or the \u201cBank\u201d), today announced results for the first quarter of 2026. First Quarter 2026 Highlights (Compared to Prior Periods): Net income available to common stockholders was $8.3 million, or $0.36 per diluted share for the three months ended March\u00a031, 2026, as compared to net income available to common stockholders of $9.9 million, or $0.42 per diluted share for the three months ended December 31, 2025 and net income available to common stockholders of $5.7 million, or $0.25 per diluted share for the three months ended March\u00a031, 2025. Total net income for the three &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/ponce-financial-group-inc-reports-first-quarter-2026-results\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Ponce Financial Group, Inc. Reports First Quarter 2026 Results&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-954557","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ponce Financial Group, Inc. 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First Quarter 2026 Highlights (Compared to Prior Periods): Net income available to common stockholders was $8.3 million, or $0.36 per diluted share for the three months ended March\u00a031, 2026, as compared to net income available to common stockholders of $9.9 million, or $0.42 per diluted share for the three months ended December 31, 2025 and net income available to common stockholders of $5.7 million, or $0.25 per diluted share for the three months ended March\u00a031, 2025. Total net income for the three &hellip; Continue reading &quot;Ponce Financial Group, Inc. 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First Quarter 2026 Highlights (Compared to Prior Periods): Net income available to common stockholders was $8.3 million, or $0.36 per diluted share for the three months ended March\u00a031, 2026, as compared to net income available to common stockholders of $9.9 million, or $0.42 per diluted share for the three months ended December 31, 2025 and net income available to common stockholders of $5.7 million, or $0.25 per diluted share for the three months ended March\u00a031, 2025. Total net income for the three &hellip; Continue reading \"Ponce Financial Group, Inc. 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