{"id":953035,"date":"2026-04-20T16:13:40","date_gmt":"2026-04-20T20:13:40","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/kbra-affirms-ratings-for-preferred-bank\/"},"modified":"2026-04-20T16:13:40","modified_gmt":"2026-04-20T20:13:40","slug":"kbra-affirms-ratings-for-preferred-bank","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/kbra-affirms-ratings-for-preferred-bank\/","title":{"rendered":"KBRA Affirms Ratings for Preferred Bank"},"content":{"rendered":"<div class=\"mw_release\">\n<p>LOS ANGELES, April  20, 2026  (GLOBE NEWSWIRE) &#8212; <strong>Preferred Bank (NASDAQ: PFBC)<\/strong>, (\u201cthe Bank\u201d), an independent commercial bank, announced today that Kroll Bond Rating Agency, LLC (&#8220;KBRA&#8221;) affirmed the Bank\u2019s deposit and senior unsecured debt ratings of A-, the subordinated debt rating of BBB+, and the short-term deposit and debt ratings of K2. The outlook of the long-term ratings for the Bank is Stable as of April 17, 2026.<\/p>\n<p>In affirming its ratings, KBRA noted that the Bank\u2019s ratings remained anchored by its consistently strong profitability metrics, highlighted by its 2025 ROA of 1.84%, which continues to benefit from a high yielding loan portfolio and lean cost structure associated with the Bank\u2019s branch light business model.<\/p>\n<p>The complete KBRA press release on Preferred Bank is available on KBRA\u2019s website, <a href=\"https:\/\/www.globenewswire.com\/Tracker?data=MqxXuxActL8oAkXQ6KCLbzjCwRCVozqH5ibqsgOZ5jJZjEPC5uAt16sttVnrqde4xlhSB7OBs5sNZBvvhTES6qBgoZ6chUHu0zARkzZDt6wPfGnG4ZeBV6YZ6ht2XevvIgnpLKOh5ygDnGmYcOCJiulqEJGNZH3n3ygm5Cv_oRi3GR7szz4h80QESHwx6EtKZqOIy2aLcyueN9NUy8yn8vXvcw4EbH1-xbO-D4tuLokhmbh7utTGZ1-GYK45RQiXV2vidlvkEhLFxWd5Qt7Cyd3_OCusuGRgvrjqJtwSdhtFGx60_6bJLLzdKHM_QFcj\" rel=\"nofollow\" target=\"_blank\">https:\/\/www.krollbondratings.com<\/a>. The KBRA press release, credit ratings, and analysis constitute part of the information contained therein are, and must be construed solely as, statements of opinion of KBRA and not statements of fact or recommendations of KBRA or the Bank to purchase, sell or hold any of the Bank\u2019s securities.<\/p>\n<p>\n        <strong><br \/>\n          <u>About Preferred Bank<\/u><br \/>\n        <\/strong>\n      <\/p>\n<p>Preferred Bank is one of the larger independent commercial banks headquartered in California. The Bank is chartered by the State of California, and its deposits are insured by the Federal Deposit Insurance Corporation, or FDIC, to the maximum extent permitted by law. The Bank conducts its banking business from its main office in Los Angeles, California, and through twelve full-service branch banking offices in California (Alhambra, Century City, City of Industry, Torrance, Arcadia, Irvine (2), Diamond Bar, Pico Rivera, Tarzana and San Francisco (2)). The Bank also operates a branch in Flushing, New York and in the Houston suburb of Sugar Land, Texas as well as a Loan Production Office in Sunnyvale, California. Preferred Bank offers a broad range of deposit and loan products and services to both commercial and consumer customers. The Bank provides personalized deposit services as well as real estate finance, commercial loans and trade finance to small and mid-sized businesses, entrepreneurs, real estate developers, professionals and high net worth individuals. Although originally founded as a Chinese-American Bank, Preferred Bank now derives most of its customers from the diversified mainstream market but does continue to benefit from the significant migration to California of ethnic Chinese from China and other areas of East Asia.<\/p>\n<table style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td style=\"max-width:25%;width:25%;min-width:25%\">\n            <strong>AT THE COMPANY:<br \/><\/strong>Edward J. Czajka<br \/>Executive Vice President<br \/>Chief Financial Officer<br \/>(213) 891-1188<\/td>\n<td style=\"max-width:75%;width:75%;min-width:75%\">\n            <strong>AT FINANCIAL PROFILES:<\/strong><br \/>\n            <br \/>Evan Niu<br \/>General Information<br \/>(310) 478-2700<br \/>PFBC@finprofiles.com<\/td>\n<\/tr>\n<\/table>\n<p>      <img decoding=\"async\" alt=\"\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=OTY5MzEwMiM3NTQyNDI5IzIwMDg0Njk=\" \/><br \/>\n      <br \/>\n      <img decoding=\"async\" alt=\"\" src=\"https:\/\/ml.globenewswire.com\/media\/MDkzYjkxMDAtMTE5Zi00NTJlLTg4ZmYtNTlkOGQ3NWMxYTYzLTEwMjAwNDItMjAyNi0wNC0yMC1lbg==\/tiny\/Preferred-Bank.png\" \/>\n    <\/div>\n<div class=\"mw_contactinfo\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>LOS ANGELES, April 20, 2026 (GLOBE NEWSWIRE) &#8212; Preferred Bank (NASDAQ: PFBC), (\u201cthe Bank\u201d), an independent commercial bank, announced today that Kroll Bond Rating Agency, LLC (&#8220;KBRA&#8221;) affirmed the Bank\u2019s deposit and senior unsecured debt ratings of A-, the subordinated debt rating of BBB+, and the short-term deposit and debt ratings of K2. The outlook of the long-term ratings for the Bank is Stable as of April 17, 2026. In affirming its ratings, KBRA noted that the Bank\u2019s ratings remained anchored by its consistently strong profitability metrics, highlighted by its 2025 ROA of 1.84%, which continues to benefit from a high yielding loan portfolio and lean cost structure associated with the Bank\u2019s branch light business model. The complete KBRA press &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/kbra-affirms-ratings-for-preferred-bank\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;KBRA Affirms Ratings for Preferred Bank&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-953035","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>KBRA Affirms Ratings for Preferred Bank - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/kbra-affirms-ratings-for-preferred-bank\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"KBRA Affirms Ratings for Preferred Bank - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"LOS ANGELES, April 20, 2026 (GLOBE NEWSWIRE) &#8212; Preferred Bank (NASDAQ: PFBC), (\u201cthe Bank\u201d), an independent commercial bank, announced today that Kroll Bond Rating Agency, LLC (&#8220;KBRA&#8221;) affirmed the Bank\u2019s deposit and senior unsecured debt ratings of A-, the subordinated debt rating of BBB+, and the short-term deposit and debt ratings of K2. The outlook of the long-term ratings for the Bank is Stable as of April 17, 2026. In affirming its ratings, KBRA noted that the Bank\u2019s ratings remained anchored by its consistently strong profitability metrics, highlighted by its 2025 ROA of 1.84%, which continues to benefit from a high yielding loan portfolio and lean cost structure associated with the Bank\u2019s branch light business model. 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