{"id":952422,"date":"2026-04-17T06:33:23","date_gmt":"2026-04-17T10:33:23","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/fifth-third-bancorp-reports-first-quarter-2026-earnings\/"},"modified":"2026-04-17T06:33:23","modified_gmt":"2026-04-17T10:33:23","slug":"fifth-third-bancorp-reports-first-quarter-2026-earnings","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/fifth-third-bancorp-reports-first-quarter-2026-earnings\/","title":{"rendered":"Fifth Third Bancorp Reports First Quarter 2026 Earnings"},"content":{"rendered":"

<\/p>\n

Fifth Third Bancorp Reports First Quarter 2026 Earnings<\/b><\/p>\n

Core business momentum remains strong and Comerica acquisition meaningfully propels growth trajectory<\/i><\/p>\n

Reported results included a net negative $0.68 impact from certain items on page 2<\/i><\/p>\n

CINCINNATI–(BUSINESS WIRE<\/a>)–Fifth Third Bancorp (NASDAQ: FITB):\n<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n\n

Key Financial Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Key Highlights<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

$ in millions for all balance sheet and income statement items<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

1Q26<\/b><\/p>\n<\/td>\n

\n

4Q25<\/b><\/p>\n<\/td>\n

\n

1Q25<\/b><\/p>\n<\/td>\n

\n

Successfully closed Comerica acquisition<\/b><\/p>\n

\nOpening Balances as of February 1st<\/sup>:<\/p>\n

    \n
  • \nTotal assets, including goodwill, of $86 billion<\/p>\n<\/li>\n<\/ul>\n
      \n
    • \nTotal loans of $51 billion<\/p>\n<\/li>\n<\/ul>\n
        \n
      • \nTotal deposits of $65 billion<\/p>\n<\/li>\n<\/ul>\n

        \n\u00a0<\/p>\n

        Stability:<\/b><\/p>\n

          \n
        • \nSolid credit performance. Net charge-offs(b)<\/sup> of 37 bps in 1Q26; lowest since 4Q23<\/p>\n<\/li>\n<\/ul>\n
            \n
          • \nFunding mix strengthened; demand deposits increased from 25% of total deposits to 28%<\/p>\n<\/li>\n<\/ul>\n
              \n
            • \nTangible Common Equity(a)<\/sup> increased 11 bps to 7.3%<\/p>\n<\/li>\n<\/ul>\n

              \n\u00a0<\/p>\n

              Profitability:<\/b><\/p>\n

                \n
              • \nNet interest margin(a)<\/sup> expanded 17 bps sequentially<\/p>\n<\/li>\n<\/ul>\n
                  \n
                • \nAdjusted ROTCE ex. AOCI(a)<\/sup> improved 190 bps and adjusted ROA(a)<\/sup> improved 9 bps year-over-year<\/p>\n<\/li>\n<\/ul>\n
                    \n
                  • \nTangible book value per share(a)<\/sup> grew 15% year-over-year<\/p>\n<\/li>\n<\/ul>\n

                    \n\u00a0<\/p>\n

                    Growth:<\/b><\/p>\n

                      \n
                    • \nNewline deposits up $2.7B and fee revenues up 30% year-over-year<\/p>\n<\/li>\n<\/ul>\n
                        \n
                      • \nLegacy Fifth Third consumer household growth of 3%, including 8% in the Southeast<\/p>\n<\/li>\n<\/ul>\n
                          \n
                        • \nLOIs for 81 Texas branch locations executed or in process<\/p>\n<\/li>\n<\/ul>\n

                          \n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Income Statement Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet income available to common shareholders<\/p>\n<\/td>\n

\n

\n$128<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$699<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$478<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest income (U.S. GAAP)<\/p>\n<\/td>\n

\n

\n1,934<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,529<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,437<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n1,939<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,533<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,442<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n895<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n811<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n694<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n2,395<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,309<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,304<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Per Share Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nEarnings per share, basic<\/p>\n<\/td>\n

\n

\n$0.16<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1.05<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$0.71<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nEarnings per share, diluted<\/p>\n<\/td>\n

\n

\n0.15<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.04<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.71<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nBook value per share<\/p>\n<\/td>\n

\n

\n35.24<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n30.18<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n27.41<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible book value per share(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n22.88<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n22.60<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n19.92<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Balance Sheet & Credit Quality<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage portfolio loans and leases<\/p>\n<\/td>\n

\n

\n$157,632<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$123,430<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$121,272<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage deposits<\/p>\n<\/td>\n

\n

\n209,352<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n168,384<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n164,157<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAccumulated other comprehensive loss<\/p>\n<\/td>\n

\n

\n(3,234)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(3,110)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(3,895)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet charge-off ratio(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n0.37<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n0.40<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n0.46<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNonperforming asset ratio(c)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n0.57<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.65<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.81<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Financial Ratios<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nReturn on average assets<\/p>\n<\/td>\n

\n

\n0.25<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n1.36<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n0.99<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nReturn on average common equity<\/p>\n<\/td>\n

\n

\n1.8<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14.0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10.8<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nReturn on average tangible common equity(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n3.5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n19.0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n15.2<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCET1 capital(d)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n9.96<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10.81<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10.43<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest margin(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n3.30<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.13<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.03<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nEfficiency(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n84.5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n55.8<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n61.0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Other than the Quarterly Financial Review tables beginning on page 14, commentary is on a fully taxable-equivalent (FTE) basis unless otherwise noted. Consistent with SEC guidance in Regulation S-K that contemplates the calculation of tax-exempt income on a taxable-equivalent basis, net interest income, net interest margin, net interest rate spread, total revenue and the efficiency ratio are provided on an FTE basis.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n
\n

From Tim Spence, Fifth Third Chairman, CEO and President:<\/b><\/p>\n<\/td>\n<\/tr>\n<\/table>\n

The first quarter reflected continued momentum across Fifth Third. We delivered strong loan and deposit growth, driven by new commercial relationships and continued household expansion. We closed the acquisition of Comerica on February 1st, and early financial benefits are already showing up, including strong net interest margin expansion and tangible book value per share growth.<\/i><\/p>\n

Integration is progressing as we expected. We have integrated the combined management teams and are retaining key customer\u2011facing colleagues, supporting continuity for clients as we move forward as one organization. We are also seeing early revenue synergies across both commercial and consumer businesses.<\/i><\/p>\n

Our focus is unchanged: stability, profitability, and growth, in that order. Disciplined execution will drive growth and deepen client relationships as we expand in our attractive footprint markets, while maintaining strong credit performance and delivering the expected financial synergies from Comerica. We are building a better and more resilient institution and remain committed to delivering consistent, long-term value for shareholders.<\/i><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Income Statement Highlights<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions, except per share data)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Condensed Statements of Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest income (NII)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$1,939<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,533<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,442<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n26<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nProvision for credit losses<\/p>\n<\/td>\n

\n

\n227<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n119<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n174<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n91<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n895<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n811<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n694<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n2,395<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,309<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,304<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n83<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n84<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nIncome before income taxes(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$212<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$916<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$658<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(77<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(68<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTaxable equivalent adjustment<\/p>\n<\/td>\n

\n

\n$5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$4<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n25<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nApplicable income tax expense<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n181<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n138<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(77<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(70<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet income<\/p>\n<\/td>\n

\n

\n$165<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$731<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$515<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(77<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(68<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDividends on preferred stock<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n32<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet income available to common shareholders<\/p>\n<\/td>\n

\n

\n$128<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$699<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$478<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(82<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(73<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nEarnings per share, diluted<\/p>\n<\/td>\n

\n

\n$0.15<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1.04<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$0.71<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(86<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(79<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nFifth Third Bancorp (NASDAQ\u00ae<\/sup>: FITB) today reported first quarter 2026 net income available to common shareholders of $128 million, or $0.15 per diluted share, compared to $699 million, or $1.04 per diluted share, in the prior quarter and $478 million, or $0.71 per diluted share, in the year-ago quarter.<\/p>\n

\nOn February 1, 2026, Fifth Third completed the acquisition of Comerica Incorporated in an all-stock transaction valued at approximately $12.7 billion. First quarter results include two months of activity for Comerica.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Diluted earnings per share impact of certain item(s) – 1Q26<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

(after-tax impact; $ in millions, except per share data)<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMerger-related charges(e)<\/sup><\/i>1,2<\/sup><\/p>\n<\/td>\n

\n

\n$(510)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMerger-related Day 1 ACL build(e)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n(63)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterchange litigation matters(e)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAfter-tax impactof certain item(s)<\/p>\n<\/td>\n

\n

\n$(567)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDiluted earnings per share impact of certain item(s)3<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$(0.68)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Totals may not foot due to rounding; 1<\/sup>A portion of the adjustments related to merger-related expenses are not tax-deductible; 2<\/sup>Pre-tax merger-related charges increased noninterest expense by $635 million and decreased noninterest income by $22 million; 3<\/sup>Diluted earnings per share impact reflects 830.274 million average diluted shares outstanding<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Net Interest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

(FTE; $ in millions)<\/b>(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Interest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterest income<\/p>\n<\/td>\n

\n

\n$2,977<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,472<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,437<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n20%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n22%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterest expense<\/p>\n<\/td>\n

\n

\n1,038<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n939<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n995<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest income (NII)<\/p>\n<\/td>\n

\n

\n$1,939<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,533<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,442<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n34%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average Yield\/Rate Analysis<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nbps Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYield on interest-earning assets<\/p>\n<\/td>\n

\n

\n5.07%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5.05%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5.13%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(6)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nRate paid on interest-bearing liabilities<\/p>\n<\/td>\n

\n

\n2.44%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.60%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.80%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(16)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(36)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Ratios<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest rate spread<\/p>\n<\/td>\n

\n

\n2.63%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.45%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.33%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest margin (NIM)<\/p>\n<\/td>\n

\n

\n3.30%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.13%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.03%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nFully taxable-equivalent (FTE) NII of $1.939 billion increased $406 million, or 26%, compared to the prior quarter. This improvement primarily reflects contributions from the Comerica acquisition, lower funding costs and disciplined balance sheet management. These benefits were partially offset by the impact of market rates on floating rate loans and lower day count. These same factors contributed to the 17 bps increase in NIM compared to the prior quarter. Purchase accounting accretion contributed approximately $38 million to net interest income in the quarter.<\/p>\n

\nCompared to the year-ago quarter, NII increased $497 million, or 34%, and NIM increased 27 bps. This improvement was driven by the addition of Comerica earning assets and lower funding costs, partially offset by lower market rates impacting earning asset yields.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nWealth and asset management revenue<\/p>\n<\/td>\n

\n

\n$233<\/p>\n<\/td>\n

\n

\n$185<\/p>\n<\/td>\n

\n

\n$172<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n

\n

\n35%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial payments revenue<\/p>\n<\/td>\n

\n

\n218<\/p>\n<\/td>\n

\n

\n167<\/p>\n<\/td>\n

\n

\n153<\/p>\n<\/td>\n

\n

\n31%<\/p>\n<\/td>\n

\n

\n42%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nConsumer banking revenue<\/p>\n<\/td>\n

\n

\n146<\/p>\n<\/td>\n

\n

\n143<\/p>\n<\/td>\n

\n

\n137<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n

\n

\n7%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCapital markets fees<\/p>\n<\/td>\n

\n

\n134<\/p>\n<\/td>\n

\n

\n121<\/p>\n<\/td>\n

\n

\n90<\/p>\n<\/td>\n

\n

\n11%<\/p>\n<\/td>\n

\n

\n49%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial banking revenue<\/p>\n<\/td>\n

\n

\n105<\/p>\n<\/td>\n

\n

\n102<\/p>\n<\/td>\n

\n

\n80<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n31%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMortgage banking net revenue<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n

\n

\n56<\/p>\n<\/td>\n

\n

\n57<\/p>\n<\/td>\n

\n

\n(21)%<\/p>\n<\/td>\n

\n

\n(23)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nOther noninterest income<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n14<\/p>\n<\/td>\n

\n

\n(36)%<\/p>\n<\/td>\n

\n

\n93%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSecurities losses, net<\/p>\n<\/td>\n

\n

\n(12)<\/p>\n<\/td>\n

\n

\n(5)<\/p>\n<\/td>\n

\n

\n(9)<\/p>\n<\/td>\n

\n

\n140%<\/p>\n<\/td>\n

\n

\n33%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal noninterest income<\/p>\n<\/td>\n

\n

\n$895<\/p>\n<\/td>\n

\n

\n$811<\/p>\n<\/td>\n

\n

\n$694<\/p>\n<\/td>\n

\n

\n10%<\/p>\n<\/td>\n

\n

\n29%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nNoninterest income of $895 million increased $84 million, or 10%, from the prior quarter and increased $201 million, or 29%, from the year-ago quarter. Both comparisons reflect two months of results from Comerica in the quarter. The reported results reflect the impact of certain items in the table below, including securities gains\/losses which incorporate mark-to-market impacts from securities associated with non-qualified deferred compensation plans that are offset in noninterest expense.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Income excluding certain items<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Income excluding certain items<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest income (U.S. GAAP)<\/p>\n<\/td>\n

\n

\n$895<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$811<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$694<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMerger-related charges<\/p>\n<\/td>\n

\n

\n22<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterchange litigation matters<\/p>\n<\/td>\n

\n

\n(8)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLitigation settlements<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(12)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSecurities losses, net<\/p>\n<\/td>\n

\n

\n12<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest income excluding certain items(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$921<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$812<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$721<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n13%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n28%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nNoninterest income excluding certain items of $921 million increased $109 million, or 13%, compared to the prior quarter and increased $200 million, or 28%, from the year-ago quarter.<\/p>\n

\nComparisons to the prior and year-ago quarters were primarily driven by merger\u2011related impacts with additional incremental contributions from positive business momentum. Wealth and asset management revenue totaled $233 million, supported by seasonal tax\u2011related revenue and higher personal asset management revenue. Commercial payments revenue was $218 million, reflecting continued strength in core treasury services. Capital markets fees of $134 million were driven by client financial risk management revenue. Commercial banking revenue totaled $105 million, reflecting higher commercial lending\u2011related fees. Mortgage banking net revenue was $44 million, reflecting lower MSR net valuation adjustments.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Expense<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Expense<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCompensation and benefits<\/p>\n<\/td>\n

\n

\n$1,410<\/p>\n<\/td>\n

\n

\n$683<\/p>\n<\/td>\n

\n

\n$750<\/p>\n<\/td>\n

\n

\n106%<\/p>\n<\/td>\n

\n

\n88%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTechnology and communications<\/p>\n<\/td>\n

\n

\n204<\/p>\n<\/td>\n

\n

\n138<\/p>\n<\/td>\n

\n

\n123<\/p>\n<\/td>\n

\n

\n48%<\/p>\n<\/td>\n

\n

\n66%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet occupancy expense<\/p>\n<\/td>\n

\n

\n140<\/p>\n<\/td>\n

\n

\n89<\/p>\n<\/td>\n

\n

\n87<\/p>\n<\/td>\n

\n

\n57%<\/p>\n<\/td>\n

\n

\n61%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCard and processing expense<\/p>\n<\/td>\n

\n

\n79<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n21<\/p>\n<\/td>\n

\n

\n193%<\/p>\n<\/td>\n

\n

\n276%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nEquipment expense<\/p>\n<\/td>\n

\n

\n55<\/p>\n<\/td>\n

\n

\n43<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n28%<\/p>\n<\/td>\n

\n

\n31%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLoan and lease expense<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n41<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n

\n

\n40%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarketing expense<\/p>\n<\/td>\n

\n

\n50<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n28<\/p>\n<\/td>\n

\n

\n35%<\/p>\n<\/td>\n

\n

\n79%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nOther noninterest expense<\/p>\n<\/td>\n

\n

\n415<\/p>\n<\/td>\n

\n

\n251<\/p>\n<\/td>\n

\n

\n223<\/p>\n<\/td>\n

\n

\n65%<\/p>\n<\/td>\n

\n

\n86%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal noninterest expense<\/p>\n<\/td>\n

\n

\n$2,395<\/p>\n<\/td>\n

\n

\n$1,309<\/p>\n<\/td>\n

\n

\n$1,304<\/p>\n<\/td>\n

\n

\n83%<\/p>\n<\/td>\n

\n

\n84%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nNoninterest expense of $2.395 billion increased 83% from the prior quarter and increased 84% from the year-ago quarter. Both comparisons include two months of Comerica results in the quarter and the reported results reflect the impact of certain items in the table below.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Expense excluding certain item(s)<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest Expense excluding certain item(s)<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest expense (U.S. GAAP)<\/p>\n<\/td>\n

\n

\n$2,395<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,309<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,304<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMerger-related charges<\/p>\n<\/td>\n

\n

\n(635)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(13)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFifth Third Foundation contribution<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(50)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFDIC special assessment<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n25<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterchange litigation matters<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(3)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest expense excluding certain item(s)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$1,760<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,268<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,304<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n39%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n35%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNon-qualified deferred compensation benefit<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest expense excluding certain item(s) and non-qualified deferred compensation(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$1,769<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,273<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,308<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n39%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n35%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nNoninterest expense excluding certain items and non-qualified deferred compensation of $1.769 billion increased 39% compared to the prior quarter and increased 35% from the year-ago quarter. Expenses in the quarter were impacted by ongoing costs associated with the merger and seasonal-related increases in compensation and benefits. Merger-related expenses of $635 million noted above represent approximately half of the expected full-year charges.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average Interest-Earning Assets<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average Portfolio Loans and Leases<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial loans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$73,264<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$53,947<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$53,401<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n36<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n21,969<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12,079<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12,368<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n82<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n78<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n7,278<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5,399<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5,797<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n35<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n26<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n3,347<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,172<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,110<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n$105,858<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$74,597<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$74,676<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nConsumer loans:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n$18,848<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$17,660<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$17,552<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n7<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n7<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n6,064<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,769<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,222<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,105<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17,879<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n16,476<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,659<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,694<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,627<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(2<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,516<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,486<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,221<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n7<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,582<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,345<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,498<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n$51,774<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$48,833<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$46,596<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal average portfolio loans and leases<\/p>\n<\/td>\n

\n

\n$157,632<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$123,430<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$121,272<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n28<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average Loans and Leases Held for Sale<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCommercial loans and leases held for sale<\/p>\n<\/td>\n

\n

\n$85<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$19<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$64<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n347<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n33<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nConsumer loans held for sale<\/p>\n<\/td>\n

\n

\n566<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n698<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n428<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(19<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n32<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal average loans and leases held for sale<\/p>\n<\/td>\n

\n

\n$651<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$717<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$492<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(9<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n32<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal average loans and leases<\/p>\n<\/td>\n

\n

\n$158,283<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$124,147<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$121,764<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSecurities (taxable and tax-exempt)<\/p>\n<\/td>\n

\n

\n$59,950<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$52,512<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$56,598<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nOther short-term investments<\/p>\n<\/td>\n

\n

\n19,728<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17,485<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14,446<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n13<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal average interest-earning assets<\/p>\n<\/td>\n

\n

\n$237,961<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$194,144<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$192,808<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n23<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n23<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nCompared to the prior quarter, total average portfolio loans and leases of $158 billion increased 28% and average commercial portfolio loans and leases of $106 billion increased 42%. Compared to the year-ago quarter, total average portfolio loans and leases increased 30% and average commercial portfolio loans and leases increased 42%. In each comparison the growth was primarily driven by commercial loans and leases acquired from Comerica.<\/p>\n

\nCompared to the prior quarter, average consumer portfolio loans of $52 billion increased 6%. On a year-over-year basis, average consumer portfolio loans increased 11%. Growth in both periods primarily reflected consumer loans acquired from Comerica, with additional growth due to strong production in indirect secured consumer loans.<\/p>\n

\nAverage securities (taxable and tax-exempt; amortized cost) of $60 billion in the current quarter increased 14% compared to the prior quarter and 6% compared to the year-ago quarter. Growth in both periods primarily reflected securities acquired from Comerica. Average other short-term investments (including interest-bearing cash) of $20 billion in the current quarter increased 13% compared to the prior quarter and increased 37% compared to the year-ago quarter.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

End of Period Interest-Earning Assets<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nAs of<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

End of Period Portfolio Loans and Leases<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n$122,859<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$73,562<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$75,137<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n67<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n64<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n53,391<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n49,089<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n47,054<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n13<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal portfolio loans and leases<\/p>\n<\/td>\n

\n

\n$176,250<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$122,651<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$122,191<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

End of Period Loans and Leases Held for Sale<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal loans and leases held for sale<\/p>\n<\/td>\n

\n

\n$1,365<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$733<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$473<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n86<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n189<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal loans and leases<\/p>\n<\/td>\n

\n

\n$177,615<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$123,384<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$122,664<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n45<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSecurities (taxable and tax-exempt)<\/p>\n<\/td>\n

\n

\n$67,823<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$51,961<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$56,323<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n31<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n20<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nOther short-term investments<\/p>\n<\/td>\n

\n

\n17,456<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18,876<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14,965<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(8<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal interest-earning assets<\/p>\n<\/td>\n

\n

\n$262,894<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$194,221<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$193,952<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n35<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n36<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nPeriod-end commercial portfolio loans and leases of $123 billion increased 67% and 64% compared to the prior and year-ago quarters, respectively. Growth in both comparisons primarily reflecting $46.5 billion of commercial loans and leases acquired from Comerica. Strong loan production and a rebound in line utilization also contributed to quarterly growth.<\/p>\n

\nPeriod-end consumer portfolio loans of $53 billion increased 9% compared to the prior quarter and 13% compared to the year-ago quarter, both primarily driven by $4.1 billion of consumer loans acquired from Comerica.<\/p>\n

\nTotal period-end securities (taxable and tax-exempt; amortized cost) of $68 billion in the current quarter increased 31% compared to the prior quarter and increased 20% compared to the year-ago quarter. Securities growth in the quarter included $11.2 billion acquired from Comerica. Period-end other short-term investments of approximately $17 billion decreased 8% compared to the prior quarter and increased 17% compared to the year-ago quarter.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Average Deposits<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average Deposits<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDemand<\/p>\n<\/td>\n

\n

\n$55,770<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$41,771<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$39,788<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n40<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterest checking<\/p>\n<\/td>\n

\n

\n67,369<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n58,612<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n57,964<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n15<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSavings<\/p>\n<\/td>\n

\n

\n17,546<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n16,103<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17,226<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMoney market<\/p>\n<\/td>\n

\n

\n54,219<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n39,409<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n36,453<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n38<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n49<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal transaction deposits<\/p>\n<\/td>\n

\n

\n$194,904<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$155,895<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$151,431<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n25<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCDs $250,000 or less<\/p>\n<\/td>\n

\n

\n11,641<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10,541<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10,380<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal core deposits<\/p>\n<\/td>\n

\n

\n$206,545<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$166,436<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$161,811<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n24<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n28<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCDs over $250,0001<\/sup><\/i><\/p>\n<\/td>\n

\n

\n2,807<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,948<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,346<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n20<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal average deposits<\/p>\n<\/td>\n

\n

\n$209,352<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$168,384<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$164,157<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n24<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n28<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

1<\/sup>CDs over $250,000 includes $0.4BN, $0.8BN, and $1.3BN of retail brokered certificates of deposit which are fully covered by FDIC insurance for the three months ended 3\/31\/26, 12\/31\/25, and 3\/31\/25, respectively.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nTotal average deposits of $209 billion increased 24% compared to the prior quarter and period-end total deposits of $234 billion increased 36%. Compared to the year-ago quarter, total average deposits increased 28% and period-end total deposits increased 41%. In both comparisons the increase reflects $65.2 billion of deposits acquired from Comerica. Growth in high quality, low-cost deposits remains a key strategic priority to further enhance the deposit base.<\/p>\n

\nThe period-end portfolio loan-to-core deposit ratio was 76% in the current quarter, compared to 72% in the prior quarter and 75% in the year-ago quarter.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Average Wholesale Funding<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average Wholesale Funding<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCDs over $250,0001<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$2,807<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,948<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,346<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n20<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFederal funds purchased<\/p>\n<\/td>\n

\n

\n178<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n204<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n194<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(13<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(8<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSecurities sold under repurchase agreements<\/p>\n<\/td>\n

\n

\n322<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n365<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n286<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(12<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n13<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFHLB advances<\/p>\n<\/td>\n

\n

\n99<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,552<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,767<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(96<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(98<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDerivative collateral and other secured borrowings<\/p>\n<\/td>\n

\n

\n83<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n84<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n84<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(1<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(1<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLong-term debt<\/p>\n<\/td>\n

\n

\n18,062<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n13,700<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14,585<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n32<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n24<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal average wholesale funding<\/p>\n<\/td>\n

\n

\n$21,551<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$18,853<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$22,262<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(3<\/p>\n<\/td>\n

\n

\n)%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

1<\/sup>CDs over $250,000 includes $0.4BN, $0.8BN, and $1.3BN of retail brokered certificates of deposit which are fully covered by FDIC insurance for the three months ended 3\/31\/26, 12\/31\/25, and 3\/31\/25, respectively.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nAverage wholesale funding of $22 billion increased 14% compared to the prior quarter, driven by an increase in long-term debt reflecting the $5.5 billion acquired from Comerica and the $2 billion issuance in January 2026, partially offset by a decrease in FHLB advances. The 3% decrease in average wholesale funding compared to the year-ago quarter was primarily attributable to a decrease in FHLB advances, partially offset by an increase in long-term debt.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Credit Quality Summary<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

($ in millions)<\/b><\/p>\n<\/td>\n

\n

\nAs of and For the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal nonaccrual portfolio loans and leases (NPLs)<\/p>\n<\/td>\n

\n

\n$960<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$767<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$768<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$853<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$966<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nRepossessed property<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nOREO<\/p>\n<\/td>\n

\n

\n28<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n19<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n21<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n25<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n21<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal nonperforming portfolio loans and leases and OREO (NPAs)<\/p>\n<\/td>\n

\n

\n$999<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$797<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$801<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$886<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$996<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNPL ratio(f)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n0.54%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.62%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.62%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.70%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.79%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNPA ratio(c)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n0.57%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.72%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.81%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nPortfolio loans and leases 30-89 days past due (accrual)<\/p>\n<\/td>\n

\n

\n$683<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$360<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$348<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$277<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$385<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nPortfolio loans and leases 90 days past due (accrual)<\/p>\n<\/td>\n

\n

\n49<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n33<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n30-89 days past due as a % of portfolio loans and leases<\/p>\n<\/td>\n

\n

\n0.39%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.29%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.28%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.23%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.31%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n90 days past due as a % of portfolio loans and leases<\/p>\n<\/td>\n

\n

\n0.03%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.02%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.02%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.03%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.03%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for loan and lease losses (ALLL), beginning<\/p>\n<\/td>\n

\n

\n$2,253<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,265<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,412<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,384<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,352<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal net losses charged-off<\/p>\n<\/td>\n

\n

\n(144)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(125)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(339)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(139)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(136)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nProvision for loan and lease losses<\/p>\n<\/td>\n

\n

\n152<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n113<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n192<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n167<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n168<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance on PCD loans and leases at acquisition<\/p>\n<\/td>\n

\n

\n180<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance on PSLs at acquisition<\/p>\n<\/td>\n

\n

\n481<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nALLL, ending<\/p>\n<\/td>\n

\n

\n$2,922<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,253<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,265<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,412<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,384<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nReserve for unfunded commitments, beginning<\/p>\n<\/td>\n

\n

\n$157<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$151<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$146<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$140<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$134<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nProvision for the reserve for unfunded commitments<\/p>\n<\/td>\n

\n

\n75<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nReserve for unfunded commitments, ending<\/p>\n<\/td>\n

\n

\n$232<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$157<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$151<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$146<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$140<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal allowance for credit losses (ACL)<\/p>\n<\/td>\n

\n

\n$3,154<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,410<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,416<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,558<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,524<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nACL ratios:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAs a % of portfolio loans and leases<\/p>\n<\/td>\n

\n

\n1.79%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.09%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.07%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAs a % of nonperforming portfolio loans and leases<\/p>\n<\/td>\n

\n

\n328%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n314%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n314%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n300%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n261%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAs a % of nonperforming portfolio assets<\/p>\n<\/td>\n

\n

\n316%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n302%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n302%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n289%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n253%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nALLL as a % of portfolio loans and leases<\/p>\n<\/td>\n

\n

\n1.66%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.84%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.84%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.97%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.95%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal losses charged-off<\/p>\n<\/td>\n

\n

\n$(187)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(177)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(382)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(194)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(173)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal recoveries of losses previously charged-off<\/p>\n<\/td>\n

\n

\n43<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n52<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n43<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n55<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal net losses charged-off1<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$(144)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(125)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(339)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(139)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$(136)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet charge-off ratio (NCO ratio)(b)1<\/sup><\/i><\/p>\n<\/td>\n

\n

\n0.37%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.40%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.09%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.45%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.46%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial NCO ratio<\/p>\n<\/td>\n

\n

\n0.26%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.27%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.46%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.38%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.35%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsumer NCO ratio<\/p>\n<\/td>\n

\n

\n0.58%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.59%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.52%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.56%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.63%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

1<\/sup>Excludes net charge-offs of $21 million which were taken immediately at the time of merger.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nThe provision for credit losses totaled $227 million in the current quarter and included approximately $83 million of provision expense to establish part of the Day 1 allowance for Comerica. The total Day 1 allowance for credit losses established due to the Comerica acquisition was $744 million, with the allowance primarily established through purchase accounting. The ACL ratio represented 1.79% of total portfolio loans and leases at quarter end, down 17 bps from the prior quarter and down 28 bps from the year-ago quarter. The ACL coverage ratio increased to 328% of nonperforming portfolio loans and leases and 316% of nonperforming portfolio assets.<\/p>\n

\nNet charge-offs totaled $144 million in the current quarter, up $19 million from the prior quarter and the NCO ratio decreased 3 bps to 0.37%. Commercial net charge-offs were $69 million, with a commercial NCO ratio of 0.26%, down 1 bp from the prior quarter. Consumer net charge-offs were $75 million, with a consumer NCO ratio of 0.58%, down 1 bp from the prior quarter.<\/p>\n

\nCompared to the year-ago quarter, net charge-offs increased $8 million and the NCO ratio decreased 9 bps. The commercial NCO ratio decreased 9 bps, and the consumer NCO ratio decreased 5 bps compared to the prior year.<\/p>\n

\nNonperforming portfolio loans and leases totaled $960 million in the current quarter, representing an NPL ratio of 0.54%, compared to 0.62% in the prior quarter and 0.79% in the year-ago quarter. Nonperforming portfolio assets totaled $999 million in the current quarter, resulting in an NPA ratio of 0.57%, compared to 0.65% in the prior quarter and 0.81% in the year-ago quarter.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Capital Position<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAs of and For the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Capital Position<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage total Bancorp shareholders’ equity as a % of average assets<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11.34<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n10.11<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n10.02<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n9.82<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n9.50<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible equity(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9.01<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n9.28<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n9.12<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n9.39<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n9.07<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible common equity (excluding AOCI)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n8.26<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n8.46<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n8.29<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n8.38<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n8.07<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible common equity (including AOCI)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n7.25<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n7.14<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n6.89<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n6.84<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n6.40<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Regulatory Capital Ratios(d)<\/sup><\/i><\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nCET1 capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9.96<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n10.81<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n10.57<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n10.58<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n10.43<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTier 1 risk-based capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10.86<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n11.87<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n11.63<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n11.85<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n11.71<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal risk-based capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12.56<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n13.78<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n13.54<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n13.77<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n13.63<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLeverage<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10.20<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n9.41<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n9.24<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n9.42<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n9.23<\/p>\n<\/td>\n

\n

\n%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nCET1 capital ratio of 9.96% decreased 85 bps sequentially, primarily reflecting capital impacts from the Comerica acquisition, including approximately $12.3 billion of common equity issued as consideration for the merger, $6.2 billion of goodwill and intangibles, $73 billion of risk-weighted assets, and $740 million of pre-tax merger-related impacts. There was no share repurchase activity in the first quarter of 2026.<\/p>\n

Tax Rate<\/b><\/p>\n

\nThe effective tax rate for the quarter was 20.1% compared with 19.8% in the prior quarter and 21.2% in the year-ago quarter.<\/p>\n

Conference Call<\/b><\/p>\n

\nFifth Third will host a conference call to discuss these financial results at 9:00 a.m. (Eastern Time) today. This conference call will be webcast live and may be accessed through the Fifth Third Investor Relations website at www.53.com<\/a> (click on \u201cAbout Us\u201d then \u201cInvestor Relations\u201d). Those unable to listen to the live webcast may access a webcast replay through the Fifth Third Investor Relations website at the same web address, which will be available for 30 days.<\/p>\n

Corporate Profile<\/b><\/p>\n

\nFifth Third is a bank that\u2019s as long on innovation as it is on history. Since 1858, we\u2019ve been helping individuals, families, businesses and communities grow through smart financial services that improve lives. Our list of firsts is extensive, and it\u2019s one that continues to expand as we explore the intersection of tech-driven innovation, dedicated people, and focused community impact. Fifth Third is one of the few U.S.-based banks to have been named among Ethisphere’s World\u2019s Most Ethical Companies\u00ae for several years. With a commitment to taking care of our customers, employees, communities and shareholders, our goal is not only to be the nation\u2019s highest performing regional bank, but to be the bank people most value and trust.<\/p>\n

\nFifth Third Bank, National Association is a federally chartered institution. Fifth Third Bancorp is the indirect parent company of Fifth Third Bank and its common stock is traded on the NASDAQ\u00ae Global Select Market under the symbol \u201cFITB.\u201d Investor information and press releases can be viewed at www.53.com<\/a>.<\/p>\n

Earnings Release End Notes<\/b><\/p>\n\n\n\n\n\n\n\n
\n

(a)<\/i><\/p>\n<\/td>\n

\n

Non-GAAP measure; see discussion of non-GAAP reconciliation beginning on page 26.<\/i><\/p>\n<\/td>\n<\/tr>\n

(b)<\/i><\/td>\n\n

Net losses charged-off as a percent of average portfolio loans and leases presented on an annualized basis.<\/i><\/p>\n<\/td>\n<\/tr>\n

(c)<\/i><\/td>\n\n

Nonperforming portfolio assets as a percent of portfolio loans and leases and OREO.<\/i><\/p>\n<\/td>\n<\/tr>\n

(d)<\/i><\/td>\n\n

Current period regulatory capital ratios are estimated.<\/i><\/p>\n<\/td>\n<\/tr>\n

(e)<\/i><\/td>\n\n

Assumes a 24% tax rate.<\/i><\/p>\n<\/td>\n<\/tr>\n

(f)<\/i><\/td>\n\n

Nonperforming portfolio loans and leases as a percent of portfolio loans and leases.<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n

FORWARD-LOOKING STATEMENTS<\/b><\/p>\n

This release contains statements that we believe are \u201cforward-looking statements\u201d within the meaning of Section 27A of the Securities Act of 1933, as amended, and Rule 175 promulgated thereunder, and Section 21E of the Securities Exchange Act of 1934, as amended, and Rule 3b-6 promulgated thereunder. All statements other than statements of historical fact are forward-looking statements. These statements relate to our financial condition, results of operations, plans, objectives, future performance, capital actions or business. They usually can be identified by the use of forward-looking language such as \u201cwill likely result,\u201d \u201cmay,\u201d \u201care expected to,\u201d \u201cis anticipated,\u201d \u201cpotential,\u201d \u201cestimate,\u201d \u201cforecast,\u201d \u201cprojected,\u201d \u201cintends to,\u201d or may include other similar words or phrases such as \u201cbelieves,\u201d \u201cplans,\u201d \u201ctrend,\u201d \u201cobjective,\u201d \u201ccontinue,\u201d \u201cremain,\u201d or similar expressions, or future or conditional verbs such as \u201cwill,\u201d \u201cwould,\u201d \u201cshould,\u201d \u201ccould,\u201d \u201cmight,\u201d \u201ccan,\u201d or similar verbs. You should not place undue reliance on these statements, as they are subject to risks and uncertainties, including but not limited to the risk factors set forth in our most recent Annual Report on Form 10-K as updated by our filings with the U.S. Securities and Exchange Commission (\u201cSEC\u201d).<\/i><\/p>\n

There are a number of important factors that could cause future results to differ materially from historical performance and these forward-looking statements. Factors that might cause such a difference include, but are not limited to: (1) deteriorating credit quality; (2) loan concentration by location or industry of borrowers or collateral; (3) any instability or disruption in the financial system, including those caused by actual or perceived issues affecting the soundness of other financial institutions or market participants; (4) inadequate sources of funding or liquidity; (5) unfavorable actions of rating agencies; (6) inability to maintain or grow deposits; (7) limitations on the ability to receive dividends from subsidiaries; (8) cyber-security risks; (9) Fifth Third\u2019s ability to secure confidential information and deliver products and services through the use of computer systems and telecommunications networks; (10) failures by third-party service providers; (11) inability to manage strategic initiatives and\/or organizational changes; (12) inability to implement technology system enhancements, including the use of artificial intelligence; (13) failure of internal controls and other risk management programs; (14) losses related to fraud, theft, misappropriation or violence; (15) inability to attract and retain skilled personnel; (16) adverse impacts of government regulation; (17) governmental or regulatory changes or other actions; (18) failures to meet applicable capital requirements; (19) regulatory objections to Fifth Third\u2019s capital plan; (20) regulation of Fifth Third\u2019s derivatives activities; (21) deposit insurance premiums; (22) assessments for the orderly liquidation fund; (23) weakness in the national or local economies; (24) global political and economic uncertainty or negative actions; (25) changes in interest rates and the effects of inflation; (26) changes in U.S. trade policies, including the imposition of tariffs and retaliatory tariffs; (27) changes and trends in capital markets; (28) fluctuation of Fifth Third\u2019s stock price; (29) volatility in mortgage banking revenue; (30) litigation, investigations, and enforcement proceedings; (31) breaches of contractual covenants, representations and warranties; (32) competition and changes in the financial services industry; (33) potential impacts of the adoption of real-time payment networks; (34) changing retail distribution strategies, customer preferences and behavior; (35) difficulties in identifying, acquiring or integrating suitable strategic partnerships, investments or acquisitions; (36) potential dilution from future acquisitions; (37) loss of income and\/or difficulties encountered in the sale and separation of businesses, investments or other assets; (38) results of investments or acquired entities; (39) changes in accounting standards or interpretation or declines in the value of Fifth Third\u2019s goodwill or other intangible assets; (40) inaccuracies or other failures from the use of models; (41) effects of critical accounting policies and judgments or the use of inaccurate estimates; (42) weather-related events, other natural disasters, or health emergencies (including pandemics); (43) the impact of reputational risk created by these or other developments on such matters as business generation and retention, funding and liquidity; (44) changes in law or requirements imposed by Fifth Third\u2019s regulators impacting our capital actions, including dividend payments and stock repurchases; (45) Fifth Third’s ability to meet its environmental and\/or social targets, goals and commitments; and (46) risks relating to the merger with Comerica Incorporated, including Fifth Third\u2019s inability to realize the anticipated benefits of the merger and potential disruption to Fifth Third\u2019s business resulting from post-merger integration.<\/i><\/p>\n

You should refer to our periodic and current reports filed with the Securities and Exchange Commission, or \u201cSEC,\u201d for further information on other factors, which could cause actual results to be significantly different from those expressed or implied by these forward-looking statements. Moreover, you should treat these statements as speaking only as of the date they are made and based only on information then actually known to us. We expressly disclaim any obligation or undertaking to release publicly any updates or revisions to any forward-looking statements contained herein to reflect any change in our expectations or any changes in events, conditions or circumstances on which any such statement is based, except as may be required by law, and we claim the protection of the safe harbor for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995. The information contained herein is intended to be reviewed in its totality, and any stipulations, conditions or provisos that apply to a given piece of information in one part of this press release should be read as applying mutatis mutandis to every other instance of such information appearing herein.<\/i><\/p>\n

Quarterly Financial Review for March 31, 2026<\/b><\/p>\n

Table of Contents<\/b><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFinancial Highlights<\/p>\n<\/td>\n

\n

\n14-15<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nConsolidated Statements of Income<\/p>\n<\/td>\n

\n

\n16-17<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nConsolidated Balance Sheets<\/p>\n<\/td>\n

\n

\n18-19<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nConsolidated Statements of Changes in Equity<\/p>\n<\/td>\n

\n

\n20<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage Balance Sheets and Yield\/Rate Analysis<\/p>\n<\/td>\n

\n

\n21<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSummary of Loans and Leases<\/p>\n<\/td>\n

\n

\n22<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nRegulatory Capital<\/p>\n<\/td>\n

\n

\n23<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSummary of Credit Loss Experience<\/p>\n<\/td>\n

\n

\n24<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAsset Quality<\/p>\n<\/td>\n

\n

\n25<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNon-GAAP Reconciliation<\/p>\n<\/td>\n

\n

\n26-28<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSegment Presentation<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFinancial Highlights<\/p>\n<\/td>\n

\n

\nAs of and For the
\n
Three Months Ended<\/p>\n<\/td>\n

\n

\n% \/ bps<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions, except per share data<\/p>\n<\/td>\n

\n

\nChange<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n<\/tr>\n

\n

Income Statement Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income<\/p>\n<\/td>\n

\n

\n$1,934<\/p>\n<\/td>\n

\n

\n$1,529<\/p>\n<\/td>\n

\n

\n$1,437<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n

\n

\n35%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n1,939<\/p>\n<\/td>\n

\n

\n1,533<\/p>\n<\/td>\n

\n

\n1,442<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n

\n

\n34%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n895<\/p>\n<\/td>\n

\n

\n811<\/p>\n<\/td>\n

\n

\n694<\/p>\n<\/td>\n

\n

\n10%<\/p>\n<\/td>\n

\n

\n29%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal revenue (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n2,834<\/p>\n<\/td>\n

\n

\n2,344<\/p>\n<\/td>\n

\n

\n2,136<\/p>\n<\/td>\n

\n

\n21%<\/p>\n<\/td>\n

\n

\n33%<\/p>\n<\/td>\n<\/tr>\n

\n

\nProvision for credit losses<\/p>\n<\/td>\n

\n

\n227<\/p>\n<\/td>\n

\n

\n119<\/p>\n<\/td>\n

\n

\n174<\/p>\n<\/td>\n

\n

\n91%<\/p>\n<\/td>\n

\n

\n30%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n2,395<\/p>\n<\/td>\n

\n

\n1,309<\/p>\n<\/td>\n

\n

\n1,304<\/p>\n<\/td>\n

\n

\n83%<\/p>\n<\/td>\n

\n

\n84%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet income<\/p>\n<\/td>\n

\n

\n165<\/p>\n<\/td>\n

\n

\n731<\/p>\n<\/td>\n

\n

\n515<\/p>\n<\/td>\n

\n

\n(77%)<\/p>\n<\/td>\n

\n

\n(68%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet income available to common shareholders<\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n

\n

\n699<\/p>\n<\/td>\n

\n

\n478<\/p>\n<\/td>\n

\n

\n(82%)<\/p>\n<\/td>\n

\n

\n(73%)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Earnings Per Share Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet income allocated to common shareholders<\/p>\n<\/td>\n

\n

\n$128<\/p>\n<\/td>\n

\n

\n$699<\/p>\n<\/td>\n

\n

\n$478<\/p>\n<\/td>\n

\n

\n(82%)<\/p>\n<\/td>\n

\n

\n(73%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage common shares outstanding (in thousands):<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nBasic<\/p>\n<\/td>\n

\n

\n825,119<\/p>\n<\/td>\n

\n

\n664,384<\/p>\n<\/td>\n

\n

\n671,052<\/p>\n<\/td>\n

\n

\n24%<\/p>\n<\/td>\n

\n

\n23%<\/p>\n<\/td>\n<\/tr>\n

\n

\nDiluted<\/p>\n<\/td>\n

\n

\n830,274<\/p>\n<\/td>\n

\n

\n669,153<\/p>\n<\/td>\n

\n

\n676,040<\/p>\n<\/td>\n

\n

\n24%<\/p>\n<\/td>\n

\n

\n23%<\/p>\n<\/td>\n<\/tr>\n

\n

\nEarnings per share, basic<\/p>\n<\/td>\n

\n

\n$0.16<\/p>\n<\/td>\n

\n

\n$1.05<\/p>\n<\/td>\n

\n

\n$0.71<\/p>\n<\/td>\n

\n

\n(85%)<\/p>\n<\/td>\n

\n

\n(77%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nEarnings per share, diluted<\/p>\n<\/td>\n

\n

\n0.15<\/p>\n<\/td>\n

\n

\n1.04<\/p>\n<\/td>\n

\n

\n0.71<\/p>\n<\/td>\n

\n

\n(86%)<\/p>\n<\/td>\n

\n

\n(79%)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Common Share Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCash dividends per common share<\/p>\n<\/td>\n

\n

\n$0.40<\/p>\n<\/td>\n

\n

\n$0.40<\/p>\n<\/td>\n

\n

\n$0.37<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n8%<\/p>\n<\/td>\n<\/tr>\n

\n

\nBook value per share<\/p>\n<\/td>\n

\n

\n35.24<\/p>\n<\/td>\n

\n

\n30.18<\/p>\n<\/td>\n

\n

\n27.41<\/p>\n<\/td>\n

\n

\n17%<\/p>\n<\/td>\n

\n

\n29%<\/p>\n<\/td>\n<\/tr>\n

\n

\nMarket value per share<\/p>\n<\/td>\n

\n

\n46.46<\/p>\n<\/td>\n

\n

\n46.81<\/p>\n<\/td>\n

\n

\n39.20<\/p>\n<\/td>\n

\n

\n(1%)<\/p>\n<\/td>\n

\n

\n19%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommon shares outstanding (in thousands)<\/p>\n<\/td>\n

\n

\n905,823<\/p>\n<\/td>\n

\n

\n661,198<\/p>\n<\/td>\n

\n

\n667,272<\/p>\n<\/td>\n

\n

\n37%<\/p>\n<\/td>\n

\n

\n36%<\/p>\n<\/td>\n<\/tr>\n

\n

\nMarket capitalization<\/p>\n<\/td>\n

\n

\n$42,085<\/p>\n<\/td>\n

\n

\n$30,951<\/p>\n<\/td>\n

\n

\n$26,157<\/p>\n<\/td>\n

\n

\n36%<\/p>\n<\/td>\n

\n

\n61%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Financial Ratios<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nReturn on average assets<\/p>\n<\/td>\n

\n

\n0.25%<\/p>\n<\/td>\n

\n

\n1.36%<\/p>\n<\/td>\n

\n

\n0.99%<\/p>\n<\/td>\n

\n

\n(111)<\/p>\n<\/td>\n

\n

\n(74)<\/p>\n<\/td>\n<\/tr>\n

\n

\nReturn on average common equity<\/p>\n<\/td>\n

\n

\n1.8%<\/p>\n<\/td>\n

\n

\n14.0%<\/p>\n<\/td>\n

\n

\n10.8%<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n

\n

\n(900)<\/p>\n<\/td>\n<\/tr>\n

\n

\nReturn on average tangible common equity(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n3.5%<\/p>\n<\/td>\n

\n

\n19.0%<\/p>\n<\/td>\n

\n

\n15.2%<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income as a percent of total revenue(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n

\n

\n35%<\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n

\n

\n(300)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nDividend payout<\/p>\n<\/td>\n

\n

\n250.0%<\/p>\n<\/td>\n

\n

\n38.1%<\/p>\n<\/td>\n

\n

\n52.1%<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage total Bancorp shareholders\u2019 equity as a percent of average assets<\/p>\n<\/td>\n

\n

\n11.34%<\/p>\n<\/td>\n

\n

\n10.11%<\/p>\n<\/td>\n

\n

\n9.50%<\/p>\n<\/td>\n

\n

\n123<\/p>\n<\/td>\n

\n

\n184<\/p>\n<\/td>\n<\/tr>\n

\n

\nTangible common equity(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n8.26%<\/p>\n<\/td>\n

\n

\n8.46%<\/p>\n<\/td>\n

\n

\n8.07%<\/p>\n<\/td>\n

\n

\n(20)<\/p>\n<\/td>\n

\n

\n19<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest margin (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n3.30%<\/p>\n<\/td>\n

\n

\n3.13%<\/p>\n<\/td>\n

\n

\n3.03%<\/p>\n<\/td>\n

\n

\n17<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n<\/tr>\n

\n

\nEfficiency (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n84.5%<\/p>\n<\/td>\n

\n

\n55.8%<\/p>\n<\/td>\n

\n

\n61.0%<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n<\/tr>\n

\n

\nEffective tax rate<\/p>\n<\/td>\n

\n

\n20.1%<\/p>\n<\/td>\n

\n

\n19.8%<\/p>\n<\/td>\n

\n

\n21.2%<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n

\n

\n(110)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Credit Quality<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet losses charged-off(h)<\/sup><\/p>\n<\/td>\n

\n

\n$144<\/p>\n<\/td>\n

\n

\n$125<\/p>\n<\/td>\n

\n

\n$136<\/p>\n<\/td>\n

\n

\n15%<\/p>\n<\/td>\n

\n

\n6%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet losses charged-off as a percent of average portfolio loans and leases (annualized)<\/p>\n<\/td>\n

\n

\n0.37%<\/p>\n<\/td>\n

\n

\n0.40%<\/p>\n<\/td>\n

\n

\n0.46%<\/p>\n<\/td>\n

\n

\n(3)<\/p>\n<\/td>\n

\n

\n(9)<\/p>\n<\/td>\n<\/tr>\n

\n

\nALLL as a percent of portfolio loans and leases<\/p>\n<\/td>\n

\n

\n1.66%<\/p>\n<\/td>\n

\n

\n1.84%<\/p>\n<\/td>\n

\n

\n1.95%<\/p>\n<\/td>\n

\n

\n(18)<\/p>\n<\/td>\n

\n

\n(29)<\/p>\n<\/td>\n<\/tr>\n

\n

\nACL as a percent of portfolio loans and leases(f)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n1.79%<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n

\n

\n2.07%<\/p>\n<\/td>\n

\n

\n(17)<\/p>\n<\/td>\n

\n

\n(28)<\/p>\n<\/td>\n<\/tr>\n

\n

\nNonperforming portfolio assets as a percent of portfolio loans and leases and OREO<\/p>\n<\/td>\n

\n

\n0.57%<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n

\n

\n0.81%<\/p>\n<\/td>\n

\n

\n(8)<\/p>\n<\/td>\n

\n

\n(24)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Average Balances<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases, including held for sale<\/p>\n<\/td>\n

\n

\n$158,283<\/p>\n<\/td>\n

\n

\n$124,147<\/p>\n<\/td>\n

\n

\n$121,764<\/p>\n<\/td>\n

\n

\n27%<\/p>\n<\/td>\n

\n

\n30%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSecurities and other short-term investments<\/p>\n<\/td>\n

\n

\n79,678<\/p>\n<\/td>\n

\n

\n69,997<\/p>\n<\/td>\n

\n

\n71,044<\/p>\n<\/td>\n

\n

\n14%<\/p>\n<\/td>\n

\n

\n12%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAssets<\/p>\n<\/td>\n

\n

\n265,551<\/p>\n<\/td>\n

\n

\n213,021<\/p>\n<\/td>\n

\n

\n210,558<\/p>\n<\/td>\n

\n

\n25%<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTransaction deposits(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n194,904<\/p>\n<\/td>\n

\n

\n155,895<\/p>\n<\/td>\n

\n

\n151,431<\/p>\n<\/td>\n

\n

\n25%<\/p>\n<\/td>\n

\n

\n29%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCore deposits(c)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n206,545<\/p>\n<\/td>\n

\n

\n166,436<\/p>\n<\/td>\n

\n

\n161,811<\/p>\n<\/td>\n

\n

\n24%<\/p>\n<\/td>\n

\n

\n28%<\/p>\n<\/td>\n<\/tr>\n

\n

\nWholesale funding(d)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n21,551<\/p>\n<\/td>\n

\n

\n18,853<\/p>\n<\/td>\n

\n

\n22,262<\/p>\n<\/td>\n

\n

\n14%<\/p>\n<\/td>\n

\n

\n(3%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nBancorp shareholders’ equity<\/p>\n<\/td>\n

\n

\n30,108<\/p>\n<\/td>\n

\n

\n21,527<\/p>\n<\/td>\n

\n

\n20,000<\/p>\n<\/td>\n

\n

\n40%<\/p>\n<\/td>\n

\n

\n51%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Regulatory Capital Ratios(e)<\/sup><\/i><\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCET1 capital<\/p>\n<\/td>\n

\n

\n9.96%<\/p>\n<\/td>\n

\n

\n10.81%<\/p>\n<\/td>\n

\n

\n10.43%<\/p>\n<\/td>\n

\n

\n(85)<\/p>\n<\/td>\n

\n

\n(47)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTier 1 risk-based capital<\/p>\n<\/td>\n

\n

\n10.86%<\/p>\n<\/td>\n

\n

\n11.87%<\/p>\n<\/td>\n

\n

\n11.71%<\/p>\n<\/td>\n

\n

\n(101)<\/p>\n<\/td>\n

\n

\n(85)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal risk-based capital<\/p>\n<\/td>\n

\n

\n12.56%<\/p>\n<\/td>\n

\n

\n13.78%<\/p>\n<\/td>\n

\n

\n13.63%<\/p>\n<\/td>\n

\n

\n(122)<\/p>\n<\/td>\n

\n

\n(107)<\/p>\n<\/td>\n<\/tr>\n

\n

\nLeverage<\/p>\n<\/td>\n

\n

\n10.20%<\/p>\n<\/td>\n

\n

\n9.41%<\/p>\n<\/td>\n

\n

\n9.23%<\/p>\n<\/td>\n

\n

\n79<\/p>\n<\/td>\n

\n

\n97<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Additional Metrics<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nBanking centers<\/p>\n<\/td>\n

\n

\n1,489<\/p>\n<\/td>\n

\n

\n1,130<\/p>\n<\/td>\n

\n

\n1,084<\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n

\n

\n37%<\/p>\n<\/td>\n<\/tr>\n

\n

\nATMs<\/p>\n<\/td>\n

\n

\n2,643<\/p>\n<\/td>\n

\n

\n2,199<\/p>\n<\/td>\n

\n

\n2,069<\/p>\n<\/td>\n

\n

\n20%<\/p>\n<\/td>\n

\n

\n28%<\/p>\n<\/td>\n<\/tr>\n

\n

\nFull-time equivalent employees<\/p>\n<\/td>\n

\n

\n25,980<\/p>\n<\/td>\n

\n

\n18,676<\/p>\n<\/td>\n

\n

\n18,786<\/p>\n<\/td>\n

\n

\n39%<\/p>\n<\/td>\n

\n

\n38%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAssets under care ($ in billions)(g)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$746<\/p>\n<\/td>\n

\n

\n$690<\/p>\n<\/td>\n

\n

\n$639<\/p>\n<\/td>\n

\n

\n8%<\/p>\n<\/td>\n

\n

\n17%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAssets under management ($ in billions)(g)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n119<\/p>\n<\/td>\n

\n

\n80<\/p>\n<\/td>\n

\n

\n68<\/p>\n<\/td>\n

\n

\n49%<\/p>\n<\/td>\n

\n

\n75%<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n
\n

(a)<\/i><\/p>\n<\/td>\n

\n

Non-GAAP measure; see discussion and reconciliation of non-GAAP measures beginning on page 26.<\/i><\/p>\n<\/td>\n<\/tr>\n

(b)<\/i><\/td>\n\n

Includes demand, interest checking, savings and money market deposits..<\/i><\/p>\n<\/td>\n<\/tr>\n

(c)<\/i><\/td>\n\n

Includes transaction deposits plus CDs $250,000 or less.<\/i><\/p>\n<\/td>\n<\/tr>\n

(d)<\/i><\/td>\n\n

Includes CDs over $250,000, other deposits, federal funds purchased, other short-term borrowings and long-term debt.<\/i><\/p>\n<\/td>\n<\/tr>\n

(e)<\/i><\/td>\n\n

Current period regulatory capital ratios are estimates.<\/i><\/p>\n<\/td>\n<\/tr>\n

(f)<\/i><\/td>\n\n

The allowance for credit losses is the sum of the ALLL and the reserve for unfunded commitments.<\/i><\/p>\n<\/td>\n<\/tr>\n

(g)<\/i><\/td>\n\n

Assets under management and assets under care include trust and brokerage assets.<\/i><\/p>\n<\/td>\n<\/tr>\n

(h)<\/i><\/td>\n\n

Excludes net charge-offs of $21 million which were taken immediately at the time of merger.<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFinancial Highlights<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions, except per share data<\/p>\n<\/td>\n

\n

\nAs of and For the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Income Statement Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income<\/p>\n<\/td>\n

\n

\n$1,934<\/p>\n<\/td>\n

\n

\n$1,529<\/p>\n<\/td>\n

\n

\n$1,520<\/p>\n<\/td>\n

\n

\n$1,495<\/p>\n<\/td>\n

\n

\n$1,437<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n1,939<\/p>\n<\/td>\n

\n

\n1,533<\/p>\n<\/td>\n

\n

\n1,525<\/p>\n<\/td>\n

\n

\n1,500<\/p>\n<\/td>\n

\n

\n1,442<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n895<\/p>\n<\/td>\n

\n

\n811<\/p>\n<\/td>\n

\n

\n781<\/p>\n<\/td>\n

\n

\n750<\/p>\n<\/td>\n

\n

\n694<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal revenue (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n2,834<\/p>\n<\/td>\n

\n

\n2,344<\/p>\n<\/td>\n

\n

\n2,306<\/p>\n<\/td>\n

\n

\n2,250<\/p>\n<\/td>\n

\n

\n2,136<\/p>\n<\/td>\n<\/tr>\n

\n

\nProvision for credit losses<\/p>\n<\/td>\n

\n

\n227<\/p>\n<\/td>\n

\n

\n119<\/p>\n<\/td>\n

\n

\n197<\/p>\n<\/td>\n

\n

\n173<\/p>\n<\/td>\n

\n

\n174<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n2,395<\/p>\n<\/td>\n

\n

\n1,309<\/p>\n<\/td>\n

\n

\n1,267<\/p>\n<\/td>\n

\n

\n1,264<\/p>\n<\/td>\n

\n

\n1,304<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet income<\/p>\n<\/td>\n

\n

\n165<\/p>\n<\/td>\n

\n

\n731<\/p>\n<\/td>\n

\n

\n649<\/p>\n<\/td>\n

\n

\n628<\/p>\n<\/td>\n

\n

\n515<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet income available to common shareholders<\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n

\n

\n699<\/p>\n<\/td>\n

\n

\n608<\/p>\n<\/td>\n

\n

\n591<\/p>\n<\/td>\n

\n

\n478<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Earnings Per Share Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet income allocated to common shareholders<\/p>\n<\/td>\n

\n

\n$128<\/p>\n<\/td>\n

\n

\n$699<\/p>\n<\/td>\n

\n

\n$608<\/p>\n<\/td>\n

\n

\n$591<\/p>\n<\/td>\n

\n

\n$478<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage common shares outstanding (in thousands):<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nBasic<\/p>\n<\/td>\n

\n

\n825,119<\/p>\n<\/td>\n

\n

\n664,384<\/p>\n<\/td>\n

\n

\n666,427<\/p>\n<\/td>\n

\n

\n670,787<\/p>\n<\/td>\n

\n

\n671,052<\/p>\n<\/td>\n<\/tr>\n

\n

\nDiluted<\/p>\n<\/td>\n

\n

\n830,274<\/p>\n<\/td>\n

\n

\n669,153<\/p>\n<\/td>\n

\n

\n670,878<\/p>\n<\/td>\n

\n

\n674,034<\/p>\n<\/td>\n

\n

\n676,040<\/p>\n<\/td>\n<\/tr>\n

\n

\nEarnings per share, basic<\/p>\n<\/td>\n

\n

\n$0.16<\/p>\n<\/td>\n

\n

\n$1.05<\/p>\n<\/td>\n

\n

\n$0.91<\/p>\n<\/td>\n

\n

\n$0.88<\/p>\n<\/td>\n

\n

\n$0.71<\/p>\n<\/td>\n<\/tr>\n

\n

\nEarnings per share, diluted<\/p>\n<\/td>\n

\n

\n0.15<\/p>\n<\/td>\n

\n

\n1.04<\/p>\n<\/td>\n

\n

\n0.91<\/p>\n<\/td>\n

\n

\n0.88<\/p>\n<\/td>\n

\n

\n0.71<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Common Share Data<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCash dividends per common share<\/p>\n<\/td>\n

\n

\n$0.40<\/p>\n<\/td>\n

\n

\n$0.40<\/p>\n<\/td>\n

\n

\n$0.40<\/p>\n<\/td>\n

\n

\n$0.37<\/p>\n<\/td>\n

\n

\n$0.37<\/p>\n<\/td>\n<\/tr>\n

\n

\nBook value per share<\/p>\n<\/td>\n

\n

\n35.24<\/p>\n<\/td>\n

\n

\n30.18<\/p>\n<\/td>\n

\n

\n29.26<\/p>\n<\/td>\n

\n

\n28.47<\/p>\n<\/td>\n

\n

\n27.41<\/p>\n<\/td>\n<\/tr>\n

\n

\nMarket value per share<\/p>\n<\/td>\n

\n

\n46.46<\/p>\n<\/td>\n

\n

\n46.81<\/p>\n<\/td>\n

\n

\n44.55<\/p>\n<\/td>\n

\n

\n41.13<\/p>\n<\/td>\n

\n

\n39.20<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommon shares outstanding (in thousands)<\/p>\n<\/td>\n

\n

\n905,823<\/p>\n<\/td>\n

\n

\n661,198<\/p>\n<\/td>\n

\n

\n660,973<\/p>\n<\/td>\n

\n

\n667,710<\/p>\n<\/td>\n

\n

\n667,272<\/p>\n<\/td>\n<\/tr>\n

\n

\nMarket capitalization<\/p>\n<\/td>\n

\n

\n$42,085<\/p>\n<\/td>\n

\n

\n$30,951<\/p>\n<\/td>\n

\n

\n$29,446<\/p>\n<\/td>\n

\n

\n$27,463<\/p>\n<\/td>\n

\n

\n$26,157<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Financial Ratios<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nReturn on average assets<\/p>\n<\/td>\n

\n

\n0.25%<\/p>\n<\/td>\n

\n

\n1.36%<\/p>\n<\/td>\n

\n

\n1.21%<\/p>\n<\/td>\n

\n

\n1.20%<\/p>\n<\/td>\n

\n

\n0.99%<\/p>\n<\/td>\n<\/tr>\n

\n

\nReturn on average common equity<\/p>\n<\/td>\n

\n

\n1.8%<\/p>\n<\/td>\n

\n

\n14.0%<\/p>\n<\/td>\n

\n

\n12.6%<\/p>\n<\/td>\n

\n

\n12.8%<\/p>\n<\/td>\n

\n

\n10.8%<\/p>\n<\/td>\n<\/tr>\n

\n

\nReturn on average tangible common equity(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n3.5%<\/p>\n<\/td>\n

\n

\n19.0%<\/p>\n<\/td>\n

\n

\n17.3%<\/p>\n<\/td>\n

\n

\n17.6%<\/p>\n<\/td>\n

\n

\n15.2%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income as a percent of total revenue(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n

\n

\n35%<\/p>\n<\/td>\n

\n

\n34%<\/p>\n<\/td>\n

\n

\n33%<\/p>\n<\/td>\n

\n

\n32%<\/p>\n<\/td>\n<\/tr>\n

\n

\nDividend payout<\/p>\n<\/td>\n

\n

\n250.0%<\/p>\n<\/td>\n

\n

\n38.1%<\/p>\n<\/td>\n

\n

\n44.0%<\/p>\n<\/td>\n

\n

\n42.0%<\/p>\n<\/td>\n

\n

\n52.1%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage total Bancorp shareholders\u2019 equity as a percent of average assets<\/p>\n<\/td>\n

\n

\n11.34%<\/p>\n<\/td>\n

\n

\n10.11%<\/p>\n<\/td>\n

\n

\n10.02%<\/p>\n<\/td>\n

\n

\n9.82%<\/p>\n<\/td>\n

\n

\n9.50%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTangible common equity(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n8.26%<\/p>\n<\/td>\n

\n

\n8.46%<\/p>\n<\/td>\n

\n

\n8.29%<\/p>\n<\/td>\n

\n

\n8.38%<\/p>\n<\/td>\n

\n

\n8.07%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest margin (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n3.30%<\/p>\n<\/td>\n

\n

\n3.13%<\/p>\n<\/td>\n

\n

\n3.13%<\/p>\n<\/td>\n

\n

\n3.12%<\/p>\n<\/td>\n

\n

\n3.03%<\/p>\n<\/td>\n<\/tr>\n

\n

\nEfficiency (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n84.5%<\/p>\n<\/td>\n

\n

\n55.8%<\/p>\n<\/td>\n

\n

\n54.9%<\/p>\n<\/td>\n

\n

\n56.2%<\/p>\n<\/td>\n

\n

\n61.0%<\/p>\n<\/td>\n<\/tr>\n

\n

\nEffective tax rate<\/p>\n<\/td>\n

\n

\n20.1%<\/p>\n<\/td>\n

\n

\n19.8%<\/p>\n<\/td>\n

\n

\n22.6%<\/p>\n<\/td>\n

\n

\n22.2%<\/p>\n<\/td>\n

\n

\n21.2%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Credit Quality<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet losses charged-off(h)<\/sup><\/p>\n<\/td>\n

\n

\n$144<\/p>\n<\/td>\n

\n

\n$125<\/p>\n<\/td>\n

\n

\n$339<\/p>\n<\/td>\n

\n

\n$139<\/p>\n<\/td>\n

\n

\n$136<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet losses charged-off as a percent of average portfolio loans and leases (annualized)<\/p>\n<\/td>\n

\n

\n0.37%<\/p>\n<\/td>\n

\n

\n0.40%<\/p>\n<\/td>\n

\n

\n1.09%<\/p>\n<\/td>\n

\n

\n0.45%<\/p>\n<\/td>\n

\n

\n0.46%<\/p>\n<\/td>\n<\/tr>\n

\n

\nALLL as a percent of portfolio loans and leases<\/p>\n<\/td>\n

\n

\n1.66%<\/p>\n<\/td>\n

\n

\n1.84%<\/p>\n<\/td>\n

\n

\n1.84%<\/p>\n<\/td>\n

\n

\n1.97%<\/p>\n<\/td>\n

\n

\n1.95%<\/p>\n<\/td>\n<\/tr>\n

\n

\nACL as a percent of portfolio loans and leases(f)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n1.79%<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n

\n

\n2.09%<\/p>\n<\/td>\n

\n

\n2.07%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNonperforming portfolio assets as a percent of portfolio loans and leases and OREO<\/p>\n<\/td>\n

\n

\n0.57%<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n

\n

\n0.72%<\/p>\n<\/td>\n

\n

\n0.81%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Average Balances<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases, including held for sale<\/p>\n<\/td>\n

\n

\n$158,283<\/p>\n<\/td>\n

\n

\n$124,147<\/p>\n<\/td>\n

\n

\n$123,993<\/p>\n<\/td>\n

\n

\n$123,657<\/p>\n<\/td>\n

\n

\n$121,764<\/p>\n<\/td>\n<\/tr>\n

\n

\nSecurities and other short-term investments<\/p>\n<\/td>\n

\n

\n79,678<\/p>\n<\/td>\n

\n

\n69,997<\/p>\n<\/td>\n

\n

\n69,507<\/p>\n<\/td>\n

\n

\n69,025<\/p>\n<\/td>\n

\n

\n71,044<\/p>\n<\/td>\n<\/tr>\n

\n

\nAssets<\/p>\n<\/td>\n

\n

\n265,551<\/p>\n<\/td>\n

\n

\n213,021<\/p>\n<\/td>\n

\n

\n211,770<\/p>\n<\/td>\n

\n

\n210,554<\/p>\n<\/td>\n

\n

\n210,558<\/p>\n<\/td>\n<\/tr>\n

\n

\nTransaction deposits(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n194,904<\/p>\n<\/td>\n

\n

\n155,895<\/p>\n<\/td>\n

\n

\n151,669<\/p>\n<\/td>\n

\n

\n150,881<\/p>\n<\/td>\n

\n

\n151,431<\/p>\n<\/td>\n<\/tr>\n

\n

\nCore deposits(c)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n206,545<\/p>\n<\/td>\n

\n

\n166,436<\/p>\n<\/td>\n

\n

\n162,510<\/p>\n<\/td>\n

\n

\n161,375<\/p>\n<\/td>\n

\n

\n161,811<\/p>\n<\/td>\n<\/tr>\n

\n

\nWholesale funding(d)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n21,551<\/p>\n<\/td>\n

\n

\n18,853<\/p>\n<\/td>\n

\n

\n21,821<\/p>\n<\/td>\n

\n

\n22,423<\/p>\n<\/td>\n

\n

\n22,262<\/p>\n<\/td>\n<\/tr>\n

\n

\nBancorp shareholders\u2019 equity<\/p>\n<\/td>\n

\n

\n30,108<\/p>\n<\/td>\n

\n

\n21,527<\/p>\n<\/td>\n

\n

\n21,216<\/p>\n<\/td>\n

\n

\n20,670<\/p>\n<\/td>\n

\n

\n20,000<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Regulatory Capital Ratios(e)<\/sup><\/i><\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCET1 capital<\/p>\n<\/td>\n

\n

\n9.96%<\/p>\n<\/td>\n

\n

\n10.81%<\/p>\n<\/td>\n

\n

\n10.57%<\/p>\n<\/td>\n

\n

\n10.58%<\/p>\n<\/td>\n

\n

\n10.43%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTier 1 risk-based capital<\/p>\n<\/td>\n

\n

\n10.86%<\/p>\n<\/td>\n

\n

\n11.87%<\/p>\n<\/td>\n

\n

\n11.63%<\/p>\n<\/td>\n

\n

\n11.85%<\/p>\n<\/td>\n

\n

\n11.71%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal risk-based capital<\/p>\n<\/td>\n

\n

\n12.56%<\/p>\n<\/td>\n

\n

\n13.78%<\/p>\n<\/td>\n

\n

\n13.54%<\/p>\n<\/td>\n

\n

\n13.77%<\/p>\n<\/td>\n

\n

\n13.63%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLeverage<\/p>\n<\/td>\n

\n

\n10.20%<\/p>\n<\/td>\n

\n

\n9.41%<\/p>\n<\/td>\n

\n

\n9.24%<\/p>\n<\/td>\n

\n

\n9.42%<\/p>\n<\/td>\n

\n

\n9.23%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Additional Metrics<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nBanking centers<\/p>\n<\/td>\n

\n

\n1,489<\/p>\n<\/td>\n

\n

\n1,130<\/p>\n<\/td>\n

\n

\n1,102<\/p>\n<\/td>\n

\n

\n1,089<\/p>\n<\/td>\n

\n

\n1,084<\/p>\n<\/td>\n<\/tr>\n

\n

\nATMs<\/p>\n<\/td>\n

\n

\n2,643<\/p>\n<\/td>\n

\n

\n2,199<\/p>\n<\/td>\n

\n

\n2,184<\/p>\n<\/td>\n

\n

\n2,170<\/p>\n<\/td>\n

\n

\n2,069<\/p>\n<\/td>\n<\/tr>\n

\n

\nFull-time equivalent employees<\/p>\n<\/td>\n

\n

\n25,980<\/p>\n<\/td>\n

\n

\n18,676<\/p>\n<\/td>\n

\n

\n18,476<\/p>\n<\/td>\n

\n

\n18,690<\/p>\n<\/td>\n

\n

\n18,786<\/p>\n<\/td>\n<\/tr>\n

\n

\nAssets under care ($ in billions)(g)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$746<\/p>\n<\/td>\n

\n

\n$690<\/p>\n<\/td>\n

\n

\n$681<\/p>\n<\/td>\n

\n

\n$657<\/p>\n<\/td>\n

\n

\n$639<\/p>\n<\/td>\n<\/tr>\n

\n

\nAssets under management ($ in billions)(g)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n119<\/p>\n<\/td>\n

\n

\n80<\/p>\n<\/td>\n

\n

\n77<\/p>\n<\/td>\n

\n

\n73<\/p>\n<\/td>\n

\n

\n68<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n
\n

(a)<\/i><\/p>\n<\/td>\n

\n

Non-GAAP measure; see discussion and reconciliation of non-GAAP measures beginning on page 26.<\/i><\/p>\n<\/td>\n<\/tr>\n

(b)<\/i><\/td>\n\n

Includes demand, interest checking, savings and money market deposits.<\/i><\/p>\n<\/td>\n<\/tr>\n

(c)<\/i><\/td>\n\n

Includes transaction deposits plus CDs $250,000 or less.<\/i><\/p>\n<\/td>\n<\/tr>\n

(d)<\/i><\/td>\n\n

Includes CDs over $250,000, other deposits, federal funds purchased, other short-term borrowings and long-term debt.<\/i><\/p>\n<\/td>\n<\/tr>\n

(e)<\/i><\/td>\n\n

Current period regulatory capital ratios are estimates.<\/i><\/p>\n<\/td>\n<\/tr>\n

(f)<\/i><\/td>\n\n

The allowance for credit losses is the sum of the ALLL and the reserve for unfunded commitments.<\/i><\/p>\n<\/td>\n<\/tr>\n

(g)<\/i><\/td>\n\n

Assets under management and assets under care include trust and brokerage assets.<\/i><\/p>\n<\/td>\n<\/tr>\n

(h)<\/i><\/td>\n\n

Excludes net charge-offs of $21 million which were taken immediately at the time of merger.<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsolidated Statements of Income<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n<\/tr>\n

\n

Interest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest and fees on loans and leases<\/p>\n<\/td>\n

\n

\n$2,293<\/p>\n<\/td>\n

\n

\n$1,862<\/p>\n<\/td>\n

\n

\n$1,816<\/p>\n<\/td>\n

\n

\n23%<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on securities<\/p>\n<\/td>\n

\n

\n501<\/p>\n<\/td>\n

\n

\n431<\/p>\n<\/td>\n

\n

\n451<\/p>\n<\/td>\n

\n

\n16%<\/p>\n<\/td>\n

\n

\n11%<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on other short-term investments<\/p>\n<\/td>\n

\n

\n178<\/p>\n<\/td>\n

\n

\n175<\/p>\n<\/td>\n

\n

\n165<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n

\n

\n8%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest income<\/p>\n<\/td>\n

\n

\n2,972<\/p>\n<\/td>\n

\n

\n2,468<\/p>\n<\/td>\n

\n

\n2,432<\/p>\n<\/td>\n

\n

\n20%<\/p>\n<\/td>\n

\n

\n22%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Interest Expense<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on deposits<\/p>\n<\/td>\n

\n

\n813<\/p>\n<\/td>\n

\n

\n726<\/p>\n<\/td>\n

\n

\n743<\/p>\n<\/td>\n

\n

\n12%<\/p>\n<\/td>\n

\n

\n9%<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on short-term borrowings<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n58<\/p>\n<\/td>\n

\n

\n(85%)<\/p>\n<\/td>\n

\n

\n(91%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on long-term debt<\/p>\n<\/td>\n

\n

\n220<\/p>\n<\/td>\n

\n

\n179<\/p>\n<\/td>\n

\n

\n194<\/p>\n<\/td>\n

\n

\n23%<\/p>\n<\/td>\n

\n

\n13%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest expense<\/p>\n<\/td>\n

\n

\n1,038<\/p>\n<\/td>\n

\n

\n939<\/p>\n<\/td>\n

\n

\n995<\/p>\n<\/td>\n

\n

\n11%<\/p>\n<\/td>\n

\n

\n4%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Net Interest Income<\/b><\/p>\n<\/td>\n

\n

\n1,934<\/p>\n<\/td>\n

\n

\n1,529<\/p>\n<\/td>\n

\n

\n1,437<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n

\n

\n35%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nProvision for credit losses<\/p>\n<\/td>\n

\n

\n227<\/p>\n<\/td>\n

\n

\n119<\/p>\n<\/td>\n

\n

\n174<\/p>\n<\/td>\n

\n

\n91%<\/p>\n<\/td>\n

\n

\n30%<\/p>\n<\/td>\n<\/tr>\n

\n

Net Interest Income After Provision for Credit Losses<\/b><\/p>\n<\/td>\n

\n

\n1,707<\/p>\n<\/td>\n

\n

\n1,410<\/p>\n<\/td>\n

\n

\n1,263<\/p>\n<\/td>\n

\n

\n21%<\/p>\n<\/td>\n

\n

\n35%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Noninterest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nWealth and asset management revenue<\/p>\n<\/td>\n

\n

\n233<\/p>\n<\/td>\n

\n

\n185<\/p>\n<\/td>\n

\n

\n172<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n

\n

\n35%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial payments revenue<\/p>\n<\/td>\n

\n

\n218<\/p>\n<\/td>\n

\n

\n167<\/p>\n<\/td>\n

\n

\n153<\/p>\n<\/td>\n

\n

\n31%<\/p>\n<\/td>\n

\n

\n42%<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsumer banking revenue<\/p>\n<\/td>\n

\n

\n146<\/p>\n<\/td>\n

\n

\n143<\/p>\n<\/td>\n

\n

\n137<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n

\n

\n7%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCapital markets fees<\/p>\n<\/td>\n

\n

\n134<\/p>\n<\/td>\n

\n

\n121<\/p>\n<\/td>\n

\n

\n90<\/p>\n<\/td>\n

\n

\n11%<\/p>\n<\/td>\n

\n

\n49%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial banking revenue<\/p>\n<\/td>\n

\n

\n105<\/p>\n<\/td>\n

\n

\n102<\/p>\n<\/td>\n

\n

\n80<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n

\n

\n31%<\/p>\n<\/td>\n<\/tr>\n

\n

\nMortgage banking net revenue<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n

\n

\n56<\/p>\n<\/td>\n

\n

\n57<\/p>\n<\/td>\n

\n

\n(21%)<\/p>\n<\/td>\n

\n

\n(23%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther noninterest income<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n14<\/p>\n<\/td>\n

\n

\n(36%)<\/p>\n<\/td>\n

\n

\n93%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSecurities losses, net<\/p>\n<\/td>\n

\n

\n(12)<\/p>\n<\/td>\n

\n

\n(5)<\/p>\n<\/td>\n

\n

\n(9)<\/p>\n<\/td>\n

\n

\n140%<\/p>\n<\/td>\n

\n

\n33%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal noninterest income<\/p>\n<\/td>\n

\n

\n895<\/p>\n<\/td>\n

\n

\n811<\/p>\n<\/td>\n

\n

\n694<\/p>\n<\/td>\n

\n

\n10%<\/p>\n<\/td>\n

\n

\n29%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Noninterest Expense<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCompensation and benefits<\/p>\n<\/td>\n

\n

\n1,410<\/p>\n<\/td>\n

\n

\n683<\/p>\n<\/td>\n

\n

\n750<\/p>\n<\/td>\n

\n

\n106%<\/p>\n<\/td>\n

\n

\n88%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTechnology and communications<\/p>\n<\/td>\n

\n

\n204<\/p>\n<\/td>\n

\n

\n138<\/p>\n<\/td>\n

\n

\n123<\/p>\n<\/td>\n

\n

\n48%<\/p>\n<\/td>\n

\n

\n66%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet occupancy expense<\/p>\n<\/td>\n

\n

\n140<\/p>\n<\/td>\n

\n

\n89<\/p>\n<\/td>\n

\n

\n87<\/p>\n<\/td>\n

\n

\n57%<\/p>\n<\/td>\n

\n

\n61%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCard and processing expense<\/p>\n<\/td>\n

\n

\n79<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n21<\/p>\n<\/td>\n

\n

\n193%<\/p>\n<\/td>\n

\n

\n276%<\/p>\n<\/td>\n<\/tr>\n

\n

\nEquipment expense<\/p>\n<\/td>\n

\n

\n55<\/p>\n<\/td>\n

\n

\n43<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n28%<\/p>\n<\/td>\n

\n

\n31%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoan and lease expense<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n41<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n

\n

\n40%<\/p>\n<\/td>\n<\/tr>\n

\n

\nMarketing expense<\/p>\n<\/td>\n

\n

\n50<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n28<\/p>\n<\/td>\n

\n

\n35%<\/p>\n<\/td>\n

\n

\n79%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther noninterest expense<\/p>\n<\/td>\n

\n

\n415<\/p>\n<\/td>\n

\n

\n251<\/p>\n<\/td>\n

\n

\n223<\/p>\n<\/td>\n

\n

\n65%<\/p>\n<\/td>\n

\n

\n86%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal noninterest expense<\/p>\n<\/td>\n

\n

\n2,395<\/p>\n<\/td>\n

\n

\n1,309<\/p>\n<\/td>\n

\n

\n1,304<\/p>\n<\/td>\n

\n

\n83%<\/p>\n<\/td>\n

\n

\n84%<\/p>\n<\/td>\n<\/tr>\n

\n

Income Before Income Taxes<\/b><\/p>\n<\/td>\n

\n

\n207<\/p>\n<\/td>\n

\n

\n912<\/p>\n<\/td>\n

\n

\n653<\/p>\n<\/td>\n

\n

\n(77%)<\/p>\n<\/td>\n

\n

\n(68%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nApplicable income tax expense<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n181<\/p>\n<\/td>\n

\n

\n138<\/p>\n<\/td>\n

\n

\n(77%)<\/p>\n<\/td>\n

\n

\n(70%)<\/p>\n<\/td>\n<\/tr>\n

\n

Net Income<\/b><\/p>\n<\/td>\n

\n

\n165<\/p>\n<\/td>\n

\n

\n731<\/p>\n<\/td>\n

\n

\n515<\/p>\n<\/td>\n

\n

\n(77%)<\/p>\n<\/td>\n

\n

\n(68%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nDividends on preferred stock<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n32<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n16%<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

Net Income Available to Common Shareholders<\/b><\/p>\n<\/td>\n

\n

\n$128<\/p>\n<\/td>\n

\n

\n$699<\/p>\n<\/td>\n

\n

\n$478<\/p>\n<\/td>\n

\n

\n(82%)<\/p>\n<\/td>\n

\n

\n(73%)<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsolidated Statements of Income<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Interest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest and fees on loans and leases<\/p>\n<\/td>\n

\n

\n$2,293<\/p>\n<\/td>\n

\n

\n$1,862<\/p>\n<\/td>\n

\n

\n$1,909<\/p>\n<\/td>\n

\n

\n$1,881<\/p>\n<\/td>\n

\n

\n$1,816<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on securities<\/p>\n<\/td>\n

\n

\n501<\/p>\n<\/td>\n

\n

\n431<\/p>\n<\/td>\n

\n

\n444<\/p>\n<\/td>\n

\n

\n458<\/p>\n<\/td>\n

\n

\n451<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on other short-term investments<\/p>\n<\/td>\n

\n

\n178<\/p>\n<\/td>\n

\n

\n175<\/p>\n<\/td>\n

\n

\n166<\/p>\n<\/td>\n

\n

\n145<\/p>\n<\/td>\n

\n

\n165<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest income<\/p>\n<\/td>\n

\n

\n2,972<\/p>\n<\/td>\n

\n

\n2,468<\/p>\n<\/td>\n

\n

\n2,519<\/p>\n<\/td>\n

\n

\n2,484<\/p>\n<\/td>\n

\n

\n2,432<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Interest Expense<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on deposits<\/p>\n<\/td>\n

\n

\n813<\/p>\n<\/td>\n

\n

\n726<\/p>\n<\/td>\n

\n

\n750<\/p>\n<\/td>\n

\n

\n732<\/p>\n<\/td>\n

\n

\n743<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on short-term borrowings<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n61<\/p>\n<\/td>\n

\n

\n61<\/p>\n<\/td>\n

\n

\n58<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest on long-term debt<\/p>\n<\/td>\n

\n

\n220<\/p>\n<\/td>\n

\n

\n179<\/p>\n<\/td>\n

\n

\n188<\/p>\n<\/td>\n

\n

\n196<\/p>\n<\/td>\n

\n

\n194<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest expense<\/p>\n<\/td>\n

\n

\n1,038<\/p>\n<\/td>\n

\n

\n939<\/p>\n<\/td>\n

\n

\n999<\/p>\n<\/td>\n

\n

\n989<\/p>\n<\/td>\n

\n

\n995<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Net Interest Income<\/b><\/p>\n<\/td>\n

\n

\n1,934<\/p>\n<\/td>\n

\n

\n1,529<\/p>\n<\/td>\n

\n

\n1,520<\/p>\n<\/td>\n

\n

\n1,495<\/p>\n<\/td>\n

\n

\n1,437<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nProvision for credit losses<\/p>\n<\/td>\n

\n

\n227<\/p>\n<\/td>\n

\n

\n119<\/p>\n<\/td>\n

\n

\n197<\/p>\n<\/td>\n

\n

\n173<\/p>\n<\/td>\n

\n

\n174<\/p>\n<\/td>\n<\/tr>\n

\n

Net Interest Income After Provision for Credit Losses<\/b><\/p>\n<\/td>\n

\n

\n1,707<\/p>\n<\/td>\n

\n

\n1,410<\/p>\n<\/td>\n

\n

\n1,323<\/p>\n<\/td>\n

\n

\n1,322<\/p>\n<\/td>\n

\n

\n1,263<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Noninterest Income<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nWealth and asset management revenue<\/p>\n<\/td>\n

\n

\n233<\/p>\n<\/td>\n

\n

\n185<\/p>\n<\/td>\n

\n

\n181<\/p>\n<\/td>\n

\n

\n166<\/p>\n<\/td>\n

\n

\n172<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial payments revenue<\/p>\n<\/td>\n

\n

\n218<\/p>\n<\/td>\n

\n

\n167<\/p>\n<\/td>\n

\n

\n157<\/p>\n<\/td>\n

\n

\n152<\/p>\n<\/td>\n

\n

\n153<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsumer banking revenue<\/p>\n<\/td>\n

\n

\n146<\/p>\n<\/td>\n

\n

\n143<\/p>\n<\/td>\n

\n

\n144<\/p>\n<\/td>\n

\n

\n147<\/p>\n<\/td>\n

\n

\n137<\/p>\n<\/td>\n<\/tr>\n

\n

\nCapital markets fees<\/p>\n<\/td>\n

\n

\n134<\/p>\n<\/td>\n

\n

\n121<\/p>\n<\/td>\n

\n

\n115<\/p>\n<\/td>\n

\n

\n90<\/p>\n<\/td>\n

\n

\n90<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial banking revenue<\/p>\n<\/td>\n

\n

\n105<\/p>\n<\/td>\n

\n

\n102<\/p>\n<\/td>\n

\n

\n87<\/p>\n<\/td>\n

\n

\n79<\/p>\n<\/td>\n

\n

\n80<\/p>\n<\/td>\n<\/tr>\n

\n

\nMortgage banking net revenue<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n

\n

\n56<\/p>\n<\/td>\n

\n

\n58<\/p>\n<\/td>\n

\n

\n56<\/p>\n<\/td>\n

\n

\n57<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther noninterest income<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n

\n

\n14<\/p>\n<\/td>\n<\/tr>\n

\n

\nSecurities (losses) gains, net<\/p>\n<\/td>\n

\n

\n(12)<\/p>\n<\/td>\n

\n

\n(5)<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n

\n

\n(9)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal noninterest income<\/p>\n<\/td>\n

\n

\n895<\/p>\n<\/td>\n

\n

\n811<\/p>\n<\/td>\n

\n

\n781<\/p>\n<\/td>\n

\n

\n750<\/p>\n<\/td>\n

\n

\n694<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Noninterest Expense<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCompensation and benefits<\/p>\n<\/td>\n

\n

\n1,410<\/p>\n<\/td>\n

\n

\n683<\/p>\n<\/td>\n

\n

\n685<\/p>\n<\/td>\n

\n

\n698<\/p>\n<\/td>\n

\n

\n750<\/p>\n<\/td>\n<\/tr>\n

\n

\nTechnology and communications<\/p>\n<\/td>\n

\n

\n204<\/p>\n<\/td>\n

\n

\n138<\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n

\n

\n126<\/p>\n<\/td>\n

\n

\n123<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet occupancy expense<\/p>\n<\/td>\n

\n

\n140<\/p>\n<\/td>\n

\n

\n89<\/p>\n<\/td>\n

\n

\n89<\/p>\n<\/td>\n

\n

\n83<\/p>\n<\/td>\n

\n

\n87<\/p>\n<\/td>\n<\/tr>\n

\n

\nCard and processing expense<\/p>\n<\/td>\n

\n

\n79<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n22<\/p>\n<\/td>\n

\n

\n22<\/p>\n<\/td>\n

\n

\n21<\/p>\n<\/td>\n<\/tr>\n

\n

\nEquipment expense<\/p>\n<\/td>\n

\n

\n55<\/p>\n<\/td>\n

\n

\n43<\/p>\n<\/td>\n

\n

\n44<\/p>\n<\/td>\n

\n

\n41<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoan and lease expense<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n41<\/p>\n<\/td>\n

\n

\n39<\/p>\n<\/td>\n

\n

\n36<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n<\/tr>\n

\n

\nMarketing expense<\/p>\n<\/td>\n

\n

\n50<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n43<\/p>\n<\/td>\n

\n

\n28<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther noninterest expense<\/p>\n<\/td>\n

\n

\n415<\/p>\n<\/td>\n

\n

\n251<\/p>\n<\/td>\n

\n

\n226<\/p>\n<\/td>\n

\n

\n215<\/p>\n<\/td>\n

\n

\n223<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal noninterest expense<\/p>\n<\/td>\n

\n

\n2,395<\/p>\n<\/td>\n

\n

\n1,309<\/p>\n<\/td>\n

\n

\n1,267<\/p>\n<\/td>\n

\n

\n1,264<\/p>\n<\/td>\n

\n

\n1,304<\/p>\n<\/td>\n<\/tr>\n

\n

Income Before Income Taxes<\/b><\/p>\n<\/td>\n

\n

\n207<\/p>\n<\/td>\n

\n

\n912<\/p>\n<\/td>\n

\n

\n837<\/p>\n<\/td>\n

\n

\n808<\/p>\n<\/td>\n

\n

\n653<\/p>\n<\/td>\n<\/tr>\n

\n

\nApplicable income tax expense<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n181<\/p>\n<\/td>\n

\n

\n188<\/p>\n<\/td>\n

\n

\n180<\/p>\n<\/td>\n

\n

\n138<\/p>\n<\/td>\n<\/tr>\n

\n

Net Income<\/b><\/p>\n<\/td>\n

\n

\n165<\/p>\n<\/td>\n

\n

\n731<\/p>\n<\/td>\n

\n

\n649<\/p>\n<\/td>\n

\n

\n628<\/p>\n<\/td>\n

\n

\n515<\/p>\n<\/td>\n<\/tr>\n

\n

\nDividends on preferred stock<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n32<\/p>\n<\/td>\n

\n

\n41<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n<\/tr>\n

\n

Net Income Available to Common Shareholders<\/b><\/p>\n<\/td>\n

\n

\n$128<\/p>\n<\/td>\n

\n

\n$699<\/p>\n<\/td>\n

\n

\n$608<\/p>\n<\/td>\n

\n

\n$591<\/p>\n<\/td>\n

\n

\n$478<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsolidated Balance Sheets<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions, except per share data<\/p>\n<\/td>\n

\n

\nAs of<\/p>\n<\/td>\n

\n

\n% Change<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\nSeq<\/p>\n<\/td>\n

\n

\nYr\/Yr<\/p>\n<\/td>\n<\/tr>\n

\n

Assets<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCash and due from banks<\/p>\n<\/td>\n

\n

\n$4,084<\/p>\n<\/td>\n

\n

\n$3,499<\/p>\n<\/td>\n

\n

\n$3,009<\/p>\n<\/td>\n

\n

\n17%<\/p>\n<\/td>\n

\n

\n36%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther short-term investments<\/p>\n<\/td>\n

\n

\n17,456<\/p>\n<\/td>\n

\n

\n18,876<\/p>\n<\/td>\n

\n

\n14,965<\/p>\n<\/td>\n

\n

\n(8%)<\/p>\n<\/td>\n

\n

\n17%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAvailable-for-sale debt and other securities(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n46,161<\/p>\n<\/td>\n

\n

\n36,159<\/p>\n<\/td>\n

\n

\n39,747<\/p>\n<\/td>\n

\n

\n28%<\/p>\n<\/td>\n

\n

\n16%<\/p>\n<\/td>\n<\/tr>\n

\n

\nHeld-to-maturity securities(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n16,389<\/p>\n<\/td>\n

\n

\n11,368<\/p>\n<\/td>\n

\n

\n11,185<\/p>\n<\/td>\n

\n

\n44%<\/p>\n<\/td>\n

\n

\n47%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTrading debt securities<\/p>\n<\/td>\n

\n

\n1,669<\/p>\n<\/td>\n

\n

\n1,057<\/p>\n<\/td>\n

\n

\n1,159<\/p>\n<\/td>\n

\n

\n58%<\/p>\n<\/td>\n

\n

\n44%<\/p>\n<\/td>\n<\/tr>\n

\n

\nEquity securities<\/p>\n<\/td>\n

\n

\n544<\/p>\n<\/td>\n

\n

\n453<\/p>\n<\/td>\n

\n

\n494<\/p>\n<\/td>\n

\n

\n20%<\/p>\n<\/td>\n

\n

\n10%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases held for sale<\/p>\n<\/td>\n

\n

\n1,365<\/p>\n<\/td>\n

\n

\n733<\/p>\n<\/td>\n

\n

\n473<\/p>\n<\/td>\n

\n

\n86%<\/p>\n<\/td>\n

\n

\n189%<\/p>\n<\/td>\n<\/tr>\n

\n

\nPortfolio loans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n83,864<\/p>\n<\/td>\n

\n

\n52,749<\/p>\n<\/td>\n

\n

\n53,700<\/p>\n<\/td>\n

\n

\n59%<\/p>\n<\/td>\n

\n

\n56%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n27,143<\/p>\n<\/td>\n

\n

\n12,228<\/p>\n<\/td>\n

\n

\n12,357<\/p>\n<\/td>\n

\n

\n122%<\/p>\n<\/td>\n

\n

\n120%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n8,329<\/p>\n<\/td>\n

\n

\n5,316<\/p>\n<\/td>\n

\n

\n5,952<\/p>\n<\/td>\n

\n

\n57%<\/p>\n<\/td>\n

\n

\n40%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n3,523<\/p>\n<\/td>\n

\n

\n3,269<\/p>\n<\/td>\n

\n

\n3,128<\/p>\n<\/td>\n

\n

\n8%<\/p>\n<\/td>\n

\n

\n13%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n122,859<\/p>\n<\/td>\n

\n

\n73,562<\/p>\n<\/td>\n

\n

\n75,137<\/p>\n<\/td>\n

\n

\n67%<\/p>\n<\/td>\n

\n

\n64%<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n19,507<\/p>\n<\/td>\n

\n

\n17,652<\/p>\n<\/td>\n

\n

\n17,581<\/p>\n<\/td>\n

\n

\n11%<\/p>\n<\/td>\n

\n

\n11%<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n6,735<\/p>\n<\/td>\n

\n

\n4,846<\/p>\n<\/td>\n

\n

\n4,265<\/p>\n<\/td>\n

\n

\n39%<\/p>\n<\/td>\n

\n

\n58%<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,296<\/p>\n<\/td>\n

\n

\n17,964<\/p>\n<\/td>\n

\n

\n16,804<\/p>\n<\/td>\n

\n

\n2%<\/p>\n<\/td>\n

\n

\n9%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,658<\/p>\n<\/td>\n

\n

\n1,747<\/p>\n<\/td>\n

\n

\n1,660<\/p>\n<\/td>\n

\n

\n(5%)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,465<\/p>\n<\/td>\n

\n

\n4,560<\/p>\n<\/td>\n

\n

\n4,262<\/p>\n<\/td>\n

\n

\n(2%)<\/p>\n<\/td>\n

\n

\n5%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,730<\/p>\n<\/td>\n

\n

\n2,320<\/p>\n<\/td>\n

\n

\n2,482<\/p>\n<\/td>\n

\n

\n18%<\/p>\n<\/td>\n

\n

\n10%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n53,391<\/p>\n<\/td>\n

\n

\n49,089<\/p>\n<\/td>\n

\n

\n47,054<\/p>\n<\/td>\n

\n

\n9%<\/p>\n<\/td>\n

\n

\n13%<\/p>\n<\/td>\n<\/tr>\n

\n

\nPortfolio loans and leases<\/p>\n<\/td>\n

\n

\n176,250<\/p>\n<\/td>\n

\n

\n122,651<\/p>\n<\/td>\n

\n

\n122,191<\/p>\n<\/td>\n

\n

\n44%<\/p>\n<\/td>\n

\n

\n44%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for loan and lease losses<\/p>\n<\/td>\n

\n

\n(2,922)<\/p>\n<\/td>\n

\n

\n(2,253)<\/p>\n<\/td>\n

\n

\n(2,384)<\/p>\n<\/td>\n

\n

\n30%<\/p>\n<\/td>\n

\n

\n23%<\/p>\n<\/td>\n<\/tr>\n

\n

\nPortfolio loans and leases, net<\/p>\n<\/td>\n

\n

\n173,328<\/p>\n<\/td>\n

\n

\n120,398<\/p>\n<\/td>\n

\n

\n119,807<\/p>\n<\/td>\n

\n

\n44%<\/p>\n<\/td>\n

\n

\n45%<\/p>\n<\/td>\n<\/tr>\n

\n

\nBank premises and equipment<\/p>\n<\/td>\n

\n

\n3,283<\/p>\n<\/td>\n

\n

\n2,734<\/p>\n<\/td>\n

\n

\n2,506<\/p>\n<\/td>\n

\n

\n20%<\/p>\n<\/td>\n

\n

\n31%<\/p>\n<\/td>\n<\/tr>\n

\n

\nGoodwill<\/p>\n<\/td>\n

\n

\n9,966<\/p>\n<\/td>\n

\n

\n4,947<\/p>\n<\/td>\n

\n

\n4,918<\/p>\n<\/td>\n

\n

\n101%<\/p>\n<\/td>\n

\n

\n103%<\/p>\n<\/td>\n<\/tr>\n

\n

\nIntangible assets<\/p>\n<\/td>\n

\n

\n1,233<\/p>\n<\/td>\n

\n

\n69<\/p>\n<\/td>\n

\n

\n82<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n

\n

\nNM<\/p>\n<\/td>\n<\/tr>\n

\n

\nServicing rights<\/p>\n<\/td>\n

\n

\n1,583<\/p>\n<\/td>\n

\n

\n1,598<\/p>\n<\/td>\n

\n

\n1,663<\/p>\n<\/td>\n

\n

\n(1%)<\/p>\n<\/td>\n

\n

\n(5%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther assets<\/p>\n<\/td>\n

\n

\n19,978<\/p>\n<\/td>\n

\n

\n12,485<\/p>\n<\/td>\n

\n

\n12,661<\/p>\n<\/td>\n

\n

\n60%<\/p>\n<\/td>\n

\n

\n58%<\/p>\n<\/td>\n<\/tr>\n

\n

Total Assets<\/b><\/p>\n<\/td>\n

\n

\n$297,039<\/p>\n<\/td>\n

\n

\n$214,376<\/p>\n<\/td>\n

\n

\n$212,669<\/p>\n<\/td>\n

\n

\n39%<\/p>\n<\/td>\n

\n

\n40%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Liabilities<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nDeposits:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nDemand<\/p>\n<\/td>\n

\n

\n$65,335<\/p>\n<\/td>\n

\n

\n$42,647<\/p>\n<\/td>\n

\n

\n$40,855<\/p>\n<\/td>\n

\n

\n53%<\/p>\n<\/td>\n

\n

\n60%<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest checking<\/p>\n<\/td>\n

\n

\n72,425<\/p>\n<\/td>\n

\n

\n61,155<\/p>\n<\/td>\n

\n

\n58,420<\/p>\n<\/td>\n

\n

\n18%<\/p>\n<\/td>\n

\n

\n24%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSavings<\/p>\n<\/td>\n

\n

\n18,610<\/p>\n<\/td>\n

\n

\n16,155<\/p>\n<\/td>\n

\n

\n17,583<\/p>\n<\/td>\n

\n

\n15%<\/p>\n<\/td>\n

\n

\n6%<\/p>\n<\/td>\n<\/tr>\n

\n

\nMoney market<\/p>\n<\/td>\n

\n

\n62,345<\/p>\n<\/td>\n

\n

\n39,285<\/p>\n<\/td>\n

\n

\n36,505<\/p>\n<\/td>\n

\n

\n59%<\/p>\n<\/td>\n

\n

\n71%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCDs $250,000 or less<\/p>\n<\/td>\n

\n

\n11,807<\/p>\n<\/td>\n

\n

\n10,599<\/p>\n<\/td>\n

\n

\n10,248<\/p>\n<\/td>\n

\n

\n11%<\/p>\n<\/td>\n

\n

\n15%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCDs over $250,000<\/p>\n<\/td>\n

\n

\n3,099<\/p>\n<\/td>\n

\n

\n1,978<\/p>\n<\/td>\n

\n

\n1,894<\/p>\n<\/td>\n

\n

\n57%<\/p>\n<\/td>\n

\n

\n64%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal deposits<\/p>\n<\/td>\n

\n

\n233,621<\/p>\n<\/td>\n

\n

\n171,819<\/p>\n<\/td>\n

\n

\n165,505<\/p>\n<\/td>\n

\n

\n36%<\/p>\n<\/td>\n

\n

\n41%<\/p>\n<\/td>\n<\/tr>\n

\n

\nShort-term borrowings<\/p>\n<\/td>\n

\n

\n1,289<\/p>\n<\/td>\n

\n

\n926<\/p>\n<\/td>\n

\n

\n5,684<\/p>\n<\/td>\n

\n

\n39%<\/p>\n<\/td>\n

\n

\n(77%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nAccrued taxes, interest and expenses<\/p>\n<\/td>\n

\n

\n2,628<\/p>\n<\/td>\n

\n

\n2,083<\/p>\n<\/td>\n

\n

\n1,722<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n

\n

\n53%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther liabilities<\/p>\n<\/td>\n

\n

\n6,642<\/p>\n<\/td>\n

\n

\n4,235<\/p>\n<\/td>\n

\n

\n4,816<\/p>\n<\/td>\n

\n

\n57%<\/p>\n<\/td>\n

\n

\n38%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLong-term debt<\/p>\n<\/td>\n

\n

\n18,753<\/p>\n<\/td>\n

\n

\n13,589<\/p>\n<\/td>\n

\n

\n14,539<\/p>\n<\/td>\n

\n

\n38%<\/p>\n<\/td>\n

\n

\n29%<\/p>\n<\/td>\n<\/tr>\n

\n

Total Liabilities<\/b><\/p>\n<\/td>\n

\n

\n262,933<\/p>\n<\/td>\n

\n

\n192,652<\/p>\n<\/td>\n

\n

\n192,266<\/p>\n<\/td>\n

\n

\n36%<\/p>\n<\/td>\n

\n

\n37%<\/p>\n<\/td>\n<\/tr>\n

\n

Equity<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommon stock(c)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n2,585<\/p>\n<\/td>\n

\n

\n2,051<\/p>\n<\/td>\n

\n

\n2,051<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n

\n

\n26%<\/p>\n<\/td>\n<\/tr>\n

\n

\nPreferred stock<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n1,770<\/p>\n<\/td>\n

\n

\n2,116<\/p>\n<\/td>\n

\n

\n23%<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCapital surplus<\/p>\n<\/td>\n

\n

\n15,586<\/p>\n<\/td>\n

\n

\n3,831<\/p>\n<\/td>\n

\n

\n3,773<\/p>\n<\/td>\n

\n

\n307%<\/p>\n<\/td>\n

\n

\n313%<\/p>\n<\/td>\n<\/tr>\n

\n

\nRetained earnings<\/p>\n<\/td>\n

\n

\n25,248<\/p>\n<\/td>\n

\n

\n25,488<\/p>\n<\/td>\n

\n

\n24,377<\/p>\n<\/td>\n

\n

\n(1%)<\/p>\n<\/td>\n

\n

\n4%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAccumulated other comprehensive loss<\/p>\n<\/td>\n

\n

\n(3,234)<\/p>\n<\/td>\n

\n

\n(3,110)<\/p>\n<\/td>\n

\n

\n(3,895)<\/p>\n<\/td>\n

\n

\n4%<\/p>\n<\/td>\n

\n

\n(17%)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTreasury stock<\/p>\n<\/td>\n

\n

\n(8,261)<\/p>\n<\/td>\n

\n

\n(8,306)<\/p>\n<\/td>\n

\n

\n(8,019)<\/p>\n<\/td>\n

\n

\n(1%)<\/p>\n<\/td>\n

\n

\n3%<\/p>\n<\/td>\n<\/tr>\n

\n

Total Equity<\/b><\/p>\n<\/td>\n

\n

\n34,106<\/p>\n<\/td>\n

\n

\n21,724<\/p>\n<\/td>\n

\n

\n20,403<\/p>\n<\/td>\n

\n

\n57%<\/p>\n<\/td>\n

\n

\n67%<\/p>\n<\/td>\n<\/tr>\n

\n

Total Liabilities and Equity<\/b><\/p>\n<\/td>\n

\n

\n$297,039<\/p>\n<\/td>\n

\n

\n$214,376<\/p>\n<\/td>\n

\n

\n$212,669<\/p>\n<\/td>\n

\n

\n39%<\/p>\n<\/td>\n

\n

\n40%<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Amortized cost<\/i><\/p>\n<\/td>\n

\n

$49,238<\/i><\/p>\n<\/td>\n

\n

$39,107<\/i><\/p>\n<\/td>\n

\n

$43,445<\/i><\/p>\n<\/td>\n

\n

26%<\/i><\/p>\n<\/td>\n

\n

13%<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(b) Market values<\/i><\/p>\n<\/td>\n

\n

16,341<\/i><\/p>\n<\/td>\n

\n

11,404<\/i><\/p>\n<\/td>\n

\n

11,072<\/i><\/p>\n<\/td>\n

\n

43%<\/i><\/p>\n<\/td>\n

\n

48%<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(c) Common shares, stated value $2.22 per share (in thousands):<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Authorized<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n

\n

\u2014<\/i><\/p>\n<\/td>\n

\n

\u2014<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

Outstanding, excluding treasury<\/i><\/p>\n<\/td>\n

\n

905,823<\/i><\/p>\n<\/td>\n

\n

661,198<\/i><\/p>\n<\/td>\n

\n

667,272<\/i><\/p>\n<\/td>\n

\n

\u2014<\/i><\/p>\n<\/td>\n

\n

\u2014<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

Treasury<\/i><\/p>\n<\/td>\n

\n

258,416<\/i><\/p>\n<\/td>\n

\n

262,695<\/i><\/p>\n<\/td>\n

\n

256,621<\/i><\/p>\n<\/td>\n

\n

\u2014<\/i><\/p>\n<\/td>\n

\n

\u2014<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsolidated Balance Sheets<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions, except per share data<\/p>\n<\/td>\n

\n

\nAs of<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Assets<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCash and due from banks<\/p>\n<\/td>\n

\n

\n$4,084<\/p>\n<\/td>\n

\n

\n$3,499<\/p>\n<\/td>\n

\n

\n$2,901<\/p>\n<\/td>\n

\n

\n$2,972<\/p>\n<\/td>\n

\n

\n$3,009<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther short-term investments<\/p>\n<\/td>\n

\n

\n17,456<\/p>\n<\/td>\n

\n

\n18,876<\/p>\n<\/td>\n

\n

\n17,215<\/p>\n<\/td>\n

\n

\n13,043<\/p>\n<\/td>\n

\n

\n14,965<\/p>\n<\/td>\n<\/tr>\n

\n

\nAvailable-for-sale debt and other securities(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n46,161<\/p>\n<\/td>\n

\n

\n36,159<\/p>\n<\/td>\n

\n

\n36,461<\/p>\n<\/td>\n

\n

\n38,270<\/p>\n<\/td>\n

\n

\n39,747<\/p>\n<\/td>\n<\/tr>\n

\n

\nHeld-to-maturity securities(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n16,389<\/p>\n<\/td>\n

\n

\n11,368<\/p>\n<\/td>\n

\n

\n11,498<\/p>\n<\/td>\n

\n

\n11,630<\/p>\n<\/td>\n

\n

\n11,185<\/p>\n<\/td>\n<\/tr>\n

\n

\nTrading debt securities<\/p>\n<\/td>\n

\n

\n1,669<\/p>\n<\/td>\n

\n

\n1,057<\/p>\n<\/td>\n

\n

\n1,266<\/p>\n<\/td>\n

\n

\n1,324<\/p>\n<\/td>\n

\n

\n1,159<\/p>\n<\/td>\n<\/tr>\n

\n

\nEquity securities<\/p>\n<\/td>\n

\n

\n544<\/p>\n<\/td>\n

\n

\n453<\/p>\n<\/td>\n

\n

\n287<\/p>\n<\/td>\n

\n

\n404<\/p>\n<\/td>\n

\n

\n494<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases held for sale<\/p>\n<\/td>\n

\n

\n1,365<\/p>\n<\/td>\n

\n

\n733<\/p>\n<\/td>\n

\n

\n576<\/p>\n<\/td>\n

\n

\n646<\/p>\n<\/td>\n

\n

\n473<\/p>\n<\/td>\n<\/tr>\n

\n

\nPortfolio loans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n83,864<\/p>\n<\/td>\n

\n

\n52,749<\/p>\n<\/td>\n

\n

\n53,947<\/p>\n<\/td>\n

\n

\n53,312<\/p>\n<\/td>\n

\n

\n53,700<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n27,143<\/p>\n<\/td>\n

\n

\n12,228<\/p>\n<\/td>\n

\n

\n11,932<\/p>\n<\/td>\n

\n

\n12,112<\/p>\n<\/td>\n

\n

\n12,357<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n8,329<\/p>\n<\/td>\n

\n

\n5,316<\/p>\n<\/td>\n

\n

\n5,326<\/p>\n<\/td>\n

\n

\n5,551<\/p>\n<\/td>\n

\n

\n5,952<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n3,523<\/p>\n<\/td>\n

\n

\n3,269<\/p>\n<\/td>\n

\n

\n3,218<\/p>\n<\/td>\n

\n

\n3,177<\/p>\n<\/td>\n

\n

\n3,128<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n122,859<\/p>\n<\/td>\n

\n

\n73,562<\/p>\n<\/td>\n

\n

\n74,423<\/p>\n<\/td>\n

\n

\n74,152<\/p>\n<\/td>\n

\n

\n75,137<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n19,507<\/p>\n<\/td>\n

\n

\n17,652<\/p>\n<\/td>\n

\n

\n17,644<\/p>\n<\/td>\n

\n

\n17,681<\/p>\n<\/td>\n

\n

\n17,581<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n6,735<\/p>\n<\/td>\n

\n

\n4,846<\/p>\n<\/td>\n

\n

\n4,678<\/p>\n<\/td>\n

\n

\n4,485<\/p>\n<\/td>\n

\n

\n4,265<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,296<\/p>\n<\/td>\n

\n

\n17,964<\/p>\n<\/td>\n

\n

\n17,885<\/p>\n<\/td>\n

\n

\n17,591<\/p>\n<\/td>\n

\n

\n16,804<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,658<\/p>\n<\/td>\n

\n

\n1,747<\/p>\n<\/td>\n

\n

\n1,692<\/p>\n<\/td>\n

\n

\n1,707<\/p>\n<\/td>\n

\n

\n1,660<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,465<\/p>\n<\/td>\n

\n

\n4,560<\/p>\n<\/td>\n

\n

\n4,432<\/p>\n<\/td>\n

\n

\n4,316<\/p>\n<\/td>\n

\n

\n4,262<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,730<\/p>\n<\/td>\n

\n

\n2,320<\/p>\n<\/td>\n

\n

\n2,376<\/p>\n<\/td>\n

\n

\n2,464<\/p>\n<\/td>\n

\n

\n2,482<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n53,391<\/p>\n<\/td>\n

\n

\n49,089<\/p>\n<\/td>\n

\n

\n48,707<\/p>\n<\/td>\n

\n

\n48,244<\/p>\n<\/td>\n

\n

\n47,054<\/p>\n<\/td>\n<\/tr>\n

\n

\nPortfolio loans and leases<\/p>\n<\/td>\n

\n

\n176,250<\/p>\n<\/td>\n

\n

\n122,651<\/p>\n<\/td>\n

\n

\n123,130<\/p>\n<\/td>\n

\n

\n122,396<\/p>\n<\/td>\n

\n

\n122,191<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for loan and lease losses<\/p>\n<\/td>\n

\n

\n(2,922)<\/p>\n<\/td>\n

\n

\n(2,253)<\/p>\n<\/td>\n

\n

\n(2,265)<\/p>\n<\/td>\n

\n

\n(2,412)<\/p>\n<\/td>\n

\n

\n(2,384)<\/p>\n<\/td>\n<\/tr>\n

\n

\nPortfolio loans and leases, net<\/p>\n<\/td>\n

\n

\n173,328<\/p>\n<\/td>\n

\n

\n120,398<\/p>\n<\/td>\n

\n

\n120,865<\/p>\n<\/td>\n

\n

\n119,984<\/p>\n<\/td>\n

\n

\n119,807<\/p>\n<\/td>\n<\/tr>\n

\n

\nBank premises and equipment<\/p>\n<\/td>\n

\n

\n3,283<\/p>\n<\/td>\n

\n

\n2,734<\/p>\n<\/td>\n

\n

\n2,655<\/p>\n<\/td>\n

\n

\n2,560<\/p>\n<\/td>\n

\n

\n2,506<\/p>\n<\/td>\n<\/tr>\n

\n

\nGoodwill<\/p>\n<\/td>\n

\n

\n9,966<\/p>\n<\/td>\n

\n

\n4,947<\/p>\n<\/td>\n

\n

\n4,947<\/p>\n<\/td>\n

\n

\n4,918<\/p>\n<\/td>\n

\n

\n4,918<\/p>\n<\/td>\n<\/tr>\n

\n

\nIntangible assets<\/p>\n<\/td>\n

\n

\n1,233<\/p>\n<\/td>\n

\n

\n69<\/p>\n<\/td>\n

\n

\n76<\/p>\n<\/td>\n

\n

\n75<\/p>\n<\/td>\n

\n

\n82<\/p>\n<\/td>\n<\/tr>\n

\n

\nServicing rights<\/p>\n<\/td>\n

\n

\n1,583<\/p>\n<\/td>\n

\n

\n1,598<\/p>\n<\/td>\n

\n

\n1,601<\/p>\n<\/td>\n

\n

\n1,629<\/p>\n<\/td>\n

\n

\n1,663<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther assets<\/p>\n<\/td>\n

\n

\n19,978<\/p>\n<\/td>\n

\n

\n12,485<\/p>\n<\/td>\n

\n

\n12,555<\/p>\n<\/td>\n

\n

\n12,536<\/p>\n<\/td>\n

\n

\n12,661<\/p>\n<\/td>\n<\/tr>\n

\n

Total Assets<\/b><\/p>\n<\/td>\n

\n

\n$297,039<\/p>\n<\/td>\n

\n

\n$214,376<\/p>\n<\/td>\n

\n

\n$212,903<\/p>\n<\/td>\n

\n

\n$209,991<\/p>\n<\/td>\n

\n

\n$212,669<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Liabilities<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nDeposits:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nDemand<\/p>\n<\/td>\n

\n

\n$65,335<\/p>\n<\/td>\n

\n

\n$42,647<\/p>\n<\/td>\n

\n

\n$41,830<\/p>\n<\/td>\n

\n

\n$42,174<\/p>\n<\/td>\n

\n

\n$40,855<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest checking<\/p>\n<\/td>\n

\n

\n72,425<\/p>\n<\/td>\n

\n

\n61,155<\/p>\n<\/td>\n

\n

\n57,239<\/p>\n<\/td>\n

\n

\n55,524<\/p>\n<\/td>\n

\n

\n58,420<\/p>\n<\/td>\n<\/tr>\n

\n

\nSavings<\/p>\n<\/td>\n

\n

\n18,610<\/p>\n<\/td>\n

\n

\n16,155<\/p>\n<\/td>\n

\n

\n16,110<\/p>\n<\/td>\n

\n

\n16,614<\/p>\n<\/td>\n

\n

\n17,583<\/p>\n<\/td>\n<\/tr>\n

\n

\nMoney market<\/p>\n<\/td>\n

\n

\n62,345<\/p>\n<\/td>\n

\n

\n39,285<\/p>\n<\/td>\n

\n

\n38,748<\/p>\n<\/td>\n

\n

\n36,586<\/p>\n<\/td>\n

\n

\n36,505<\/p>\n<\/td>\n<\/tr>\n

\n

\nCDs $250,000 or less<\/p>\n<\/td>\n

\n

\n11,807<\/p>\n<\/td>\n

\n

\n10,599<\/p>\n<\/td>\n

\n

\n10,667<\/p>\n<\/td>\n

\n

\n10,883<\/p>\n<\/td>\n

\n

\n10,248<\/p>\n<\/td>\n<\/tr>\n

\n

\nCDs over $250,000<\/p>\n<\/td>\n

\n

\n3,099<\/p>\n<\/td>\n

\n

\n1,978<\/p>\n<\/td>\n

\n

\n1,975<\/p>\n<\/td>\n

\n

\n2,426<\/p>\n<\/td>\n

\n

\n1,894<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal deposits<\/p>\n<\/td>\n

\n

\n233,621<\/p>\n<\/td>\n

\n

\n171,819<\/p>\n<\/td>\n

\n

\n166,569<\/p>\n<\/td>\n

\n

\n164,207<\/p>\n<\/td>\n

\n

\n165,505<\/p>\n<\/td>\n<\/tr>\n

\n

\nShort-term borrowings<\/p>\n<\/td>\n

\n

\n1,289<\/p>\n<\/td>\n

\n

\n926<\/p>\n<\/td>\n

\n

\n5,260<\/p>\n<\/td>\n

\n

\n3,571<\/p>\n<\/td>\n

\n

\n5,684<\/p>\n<\/td>\n<\/tr>\n

\n

\nAccrued taxes, interest and expenses<\/p>\n<\/td>\n

\n

\n2,628<\/p>\n<\/td>\n

\n

\n2,083<\/p>\n<\/td>\n

\n

\n1,943<\/p>\n<\/td>\n

\n

\n1,970<\/p>\n<\/td>\n

\n

\n1,722<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther liabilities<\/p>\n<\/td>\n

\n

\n6,642<\/p>\n<\/td>\n

\n

\n4,235<\/p>\n<\/td>\n

\n

\n4,347<\/p>\n<\/td>\n

\n

\n4,627<\/p>\n<\/td>\n

\n

\n4,816<\/p>\n<\/td>\n<\/tr>\n

\n

\nLong-term debt<\/p>\n<\/td>\n

\n

\n18,753<\/p>\n<\/td>\n

\n

\n13,589<\/p>\n<\/td>\n

\n

\n13,677<\/p>\n<\/td>\n

\n

\n14,492<\/p>\n<\/td>\n

\n

\n14,539<\/p>\n<\/td>\n<\/tr>\n

\n

Total Liabilities<\/b><\/p>\n<\/td>\n

\n

\n262,933<\/p>\n<\/td>\n

\n

\n192,652<\/p>\n<\/td>\n

\n

\n191,796<\/p>\n<\/td>\n

\n

\n188,867<\/p>\n<\/td>\n

\n

\n192,266<\/p>\n<\/td>\n<\/tr>\n

\n

Equity<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommon stock(c)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n2,585<\/p>\n<\/td>\n

\n

\n2,051<\/p>\n<\/td>\n

\n

\n2,051<\/p>\n<\/td>\n

\n

\n2,051<\/p>\n<\/td>\n

\n

\n2,051<\/p>\n<\/td>\n<\/tr>\n

\n

\nPreferred stock<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n1,770<\/p>\n<\/td>\n

\n

\n1,770<\/p>\n<\/td>\n

\n

\n2,116<\/p>\n<\/td>\n

\n

\n2,116<\/p>\n<\/td>\n<\/tr>\n

\n

\nCapital surplus<\/p>\n<\/td>\n

\n

\n15,586<\/p>\n<\/td>\n

\n

\n3,831<\/p>\n<\/td>\n

\n

\n3,813<\/p>\n<\/td>\n

\n

\n3,794<\/p>\n<\/td>\n

\n

\n3,773<\/p>\n<\/td>\n<\/tr>\n

\n

\nRetained earnings<\/p>\n<\/td>\n

\n

\n25,248<\/p>\n<\/td>\n

\n

\n25,488<\/p>\n<\/td>\n

\n

\n25,057<\/p>\n<\/td>\n

\n

\n24,718<\/p>\n<\/td>\n

\n

\n24,377<\/p>\n<\/td>\n<\/tr>\n

\n

\nAccumulated other comprehensive loss<\/p>\n<\/td>\n

\n

\n(3,234)<\/p>\n<\/td>\n

\n

\n(3,110)<\/p>\n<\/td>\n

\n

\n(3,276)<\/p>\n<\/td>\n

\n

\n(3,546)<\/p>\n<\/td>\n

\n

\n(3,895)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTreasury stock<\/p>\n<\/td>\n

\n

\n(8,261)<\/p>\n<\/td>\n

\n

\n(8,306)<\/p>\n<\/td>\n

\n

\n(8,308)<\/p>\n<\/td>\n

\n

\n(8,009)<\/p>\n<\/td>\n

\n

\n(8,019)<\/p>\n<\/td>\n<\/tr>\n

\n

Total Equity<\/b><\/p>\n<\/td>\n

\n

\n34,106<\/p>\n<\/td>\n

\n

\n21,724<\/p>\n<\/td>\n

\n

\n21,107<\/p>\n<\/td>\n

\n

\n21,124<\/p>\n<\/td>\n

\n

\n20,403<\/p>\n<\/td>\n<\/tr>\n

\n

Total Liabilities and Equity<\/b><\/p>\n<\/td>\n

\n

\n$297,039<\/p>\n<\/td>\n

\n

\n$214,376<\/p>\n<\/td>\n

\n

\n$212,903<\/p>\n<\/td>\n

\n

\n$209,991<\/p>\n<\/td>\n

\n

\n$212,669<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Amortized cost<\/i><\/p>\n<\/td>\n

\n

$49,238<\/i><\/p>\n<\/td>\n

\n

$39,107<\/i><\/p>\n<\/td>\n

\n

$39,617<\/i><\/p>\n<\/td>\n

\n

$41,731<\/i><\/p>\n<\/td>\n

\n

$43,445<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(b) Market values<\/i><\/p>\n<\/td>\n

\n

16,341<\/i><\/p>\n<\/td>\n

\n

11,404<\/i><\/p>\n<\/td>\n

\n

11,506<\/i><\/p>\n<\/td>\n

\n

11,547<\/i><\/p>\n<\/td>\n

\n

11,072<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(c) Common shares, stated value $2.22 per share (in thousands):<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Authorized<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n

\n

2,000,000<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

Outstanding, excluding treasury<\/i><\/p>\n<\/td>\n

\n

905,823<\/i><\/p>\n<\/td>\n

\n

661,198<\/i><\/p>\n<\/td>\n

\n

660,973<\/i><\/p>\n<\/td>\n

\n

667,710<\/i><\/p>\n<\/td>\n

\n

667,272<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

Treasury<\/i><\/p>\n<\/td>\n

\n

258,416<\/i><\/p>\n<\/td>\n

\n

262,695<\/i><\/p>\n<\/td>\n

\n

262,919<\/i><\/p>\n<\/td>\n

\n

256,183<\/i><\/p>\n<\/td>\n

\n

256,621<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsolidated Statements of Changes in Equity<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Total Equity, Beginning<\/b><\/p>\n<\/td>\n

\n

\n$21,724<\/p>\n<\/td>\n

\n

\n$19,645<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet income<\/p>\n<\/td>\n

\n

\n165<\/p>\n<\/td>\n

\n

\n515<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther comprehensive income, net of tax:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nChange in unrealized (losses) gains:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAvailable-for-sale debt securities<\/p>\n<\/td>\n

\n

\n(100)<\/p>\n<\/td>\n

\n

\n481<\/p>\n<\/td>\n<\/tr>\n

\n

\nQualifying cash flow hedges<\/p>\n<\/td>\n

\n

\n(46)<\/p>\n<\/td>\n

\n

\n235<\/p>\n<\/td>\n<\/tr>\n

\n

\nAmortization of unrealized losses on securities transferred to held-to-maturity<\/p>\n<\/td>\n

\n

\n22<\/p>\n<\/td>\n

\n

\n25<\/p>\n<\/td>\n<\/tr>\n

\n

\nComprehensive income<\/p>\n<\/td>\n

\n

\n41<\/p>\n<\/td>\n

\n

\n1,256<\/p>\n<\/td>\n<\/tr>\n

\n

\nCash dividends declared:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommon stock<\/p>\n<\/td>\n

\n

\n(368)<\/p>\n<\/td>\n

\n

\n(251)<\/p>\n<\/td>\n<\/tr>\n

\n

\nPreferred stock<\/p>\n<\/td>\n

\n

\n(37)<\/p>\n<\/td>\n

\n

\n(37)<\/p>\n<\/td>\n<\/tr>\n

\n

\nImpact of Comerica acquisition<\/p>\n<\/td>\n

\n

\n12,676<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nImpact of stock transactions under stock compensation plans, net<\/p>\n<\/td>\n

\n

\n70<\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n<\/tr>\n

\n

\nShares acquired for treasury<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(226)<\/p>\n<\/td>\n<\/tr>\n

\n

Total Equity, Ending<\/b><\/p>\n<\/td>\n

\n

\n$34,106<\/p>\n<\/td>\n

\n

\n$20,403<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage Balance Sheets and Yield\/Rate Analysis<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n

\n

\nAverage<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nBalance<\/p>\n<\/td>\n

\n

\nYield\/Rate<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nBalance<\/p>\n<\/td>\n

\n

\nYield\/Rate<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nBalance<\/p>\n<\/td>\n

\n

\nYield\/Rate<\/p>\n<\/td>\n<\/tr>\n

\n

Assets<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest-earning assets:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$73,302<\/p>\n<\/td>\n

\n

\n5.89%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$53,960<\/p>\n<\/td>\n

\n

\n5.96%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$53,430<\/p>\n<\/td>\n

\n

\n6.22%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n22,005<\/p>\n<\/td>\n

\n

\n5.85%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12,083<\/p>\n<\/td>\n

\n

\n5.95%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12,388<\/p>\n<\/td>\n

\n

\n5.97%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n7,287<\/p>\n<\/td>\n

\n

\n6.45%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5,399<\/p>\n<\/td>\n

\n

\n6.84%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5,813<\/p>\n<\/td>\n

\n

\n6.92%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n3,347<\/p>\n<\/td>\n

\n

\n4.86%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,172<\/p>\n<\/td>\n

\n

\n4.68%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3,110<\/p>\n<\/td>\n

\n

\n4.80%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n105,941<\/p>\n<\/td>\n

\n

\n5.89%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n74,614<\/p>\n<\/td>\n

\n

\n5.96%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n74,741<\/p>\n<\/td>\n

\n

\n6.17%<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n19,414<\/p>\n<\/td>\n

\n

\n4.18%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18,358<\/p>\n<\/td>\n

\n

\n4.01%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17,980<\/p>\n<\/td>\n

\n

\n3.96%<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n6,065<\/p>\n<\/td>\n

\n

\n7.02%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,770<\/p>\n<\/td>\n

\n

\n7.23%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,222<\/p>\n<\/td>\n

\n

\n7.57%<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,105<\/p>\n<\/td>\n

\n

\n5.54%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17,879<\/p>\n<\/td>\n

\n

\n5.62%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n16,476<\/p>\n<\/td>\n

\n

\n5.57%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,659<\/p>\n<\/td>\n

\n

\n13.94%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,695<\/p>\n<\/td>\n

\n

\n14.04%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,627<\/p>\n<\/td>\n

\n

\n14.76%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,516<\/p>\n<\/td>\n

\n

\n8.17%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,486<\/p>\n<\/td>\n

\n

\n9.00%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,221<\/p>\n<\/td>\n

\n

\n8.03%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,583<\/p>\n<\/td>\n

\n

\n8.77%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,345<\/p>\n<\/td>\n

\n

\n9.33%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,497<\/p>\n<\/td>\n

\n

\n9.37%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n52,342<\/p>\n<\/td>\n

\n

\n5.86%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n49,533<\/p>\n<\/td>\n

\n

\n5.94%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n47,023<\/p>\n<\/td>\n

\n

\n5.88%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal loans and leases<\/p>\n<\/td>\n

\n

\n158,283<\/p>\n<\/td>\n

\n

\n5.88%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n124,147<\/p>\n<\/td>\n

\n

\n5.96%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n121,764<\/p>\n<\/td>\n

\n

\n6.06%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSecurities:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTaxable securities<\/p>\n<\/td>\n

\n

\n58,587<\/p>\n<\/td>\n

\n

\n3.41%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n51,157<\/p>\n<\/td>\n

\n

\n3.28%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n55,205<\/p>\n<\/td>\n

\n

\n3.25%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTax exempt securities(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n1,363<\/p>\n<\/td>\n

\n

\n3.26%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,355<\/p>\n<\/td>\n

\n

\n3.12%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,393<\/p>\n<\/td>\n

\n

\n3.18%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther short-term investments<\/p>\n<\/td>\n

\n

\n19,728<\/p>\n<\/td>\n

\n

\n3.67%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17,485<\/p>\n<\/td>\n

\n

\n3.96%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14,446<\/p>\n<\/td>\n

\n

\n4.64%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest-earning assets<\/p>\n<\/td>\n

\n

\n237,961<\/p>\n<\/td>\n

\n

\n5.07%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n194,144<\/p>\n<\/td>\n

\n

\n5.05%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n192,808<\/p>\n<\/td>\n

\n

\n5.13%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCash and due from banks<\/p>\n<\/td>\n

\n

\n3,066<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,716<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,388<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther assets<\/p>\n<\/td>\n

\n

\n27,210<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18,425<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17,714<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for loan and lease losses<\/p>\n<\/td>\n

\n

\n(2,686)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(2,264)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(2,352)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Total Assets<\/b><\/p>\n<\/td>\n

\n

\n$265,551<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$213,021<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$210,558<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Liabilities<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest-bearing liabilities:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest checking deposits<\/p>\n<\/td>\n

\n

\n$67,369<\/p>\n<\/td>\n

\n

\n2.19%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$58,612<\/p>\n<\/td>\n

\n

\n2.45%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$57,964<\/p>\n<\/td>\n

\n

\n2.69%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSavings deposits<\/p>\n<\/td>\n

\n

\n17,546<\/p>\n<\/td>\n

\n

\n0.35%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n16,103<\/p>\n<\/td>\n

\n

\n0.40%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n17,226<\/p>\n<\/td>\n

\n

\n0.53%<\/p>\n<\/td>\n<\/tr>\n

\n

\nMoney market deposits<\/p>\n<\/td>\n

\n

\n54,219<\/p>\n<\/td>\n

\n

\n2.39%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n39,409<\/p>\n<\/td>\n

\n

\n2.39%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n36,453<\/p>\n<\/td>\n

\n

\n2.43%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCDs $250,000 or less<\/p>\n<\/td>\n

\n

\n11,641<\/p>\n<\/td>\n

\n

\n3.14%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10,541<\/p>\n<\/td>\n

\n

\n3.43%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10,380<\/p>\n<\/td>\n

\n

\n3.61%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest-bearing core deposits<\/p>\n<\/td>\n

\n

\n150,775<\/p>\n<\/td>\n

\n

\n2.12%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n124,665<\/p>\n<\/td>\n

\n

\n2.25%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n122,023<\/p>\n<\/td>\n

\n

\n2.39%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCDs over $250,000<\/p>\n<\/td>\n

\n

\n2,807<\/p>\n<\/td>\n

\n

\n3.41%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,948<\/p>\n<\/td>\n

\n

\n3.94%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,346<\/p>\n<\/td>\n

\n

\n4.43%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest-bearing deposits<\/p>\n<\/td>\n

\n

\n153,582<\/p>\n<\/td>\n

\n

\n2.15%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n126,613<\/p>\n<\/td>\n

\n

\n2.28%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n124,369<\/p>\n<\/td>\n

\n

\n2.42%<\/p>\n<\/td>\n<\/tr>\n

\n

\nFederal funds purchased<\/p>\n<\/td>\n

\n

\n178<\/p>\n<\/td>\n

\n

\n3.66%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n204<\/p>\n<\/td>\n

\n

\n3.92%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n194<\/p>\n<\/td>\n

\n

\n4.38%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSecurities sold under repurchase agreements<\/p>\n<\/td>\n

\n

\n322<\/p>\n<\/td>\n

\n

\n1.09%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n365<\/p>\n<\/td>\n

\n

\n1.46%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n286<\/p>\n<\/td>\n

\n

\n0.92%<\/p>\n<\/td>\n<\/tr>\n

\n

\nFHLB advances<\/p>\n<\/td>\n

\n

\n99<\/p>\n<\/td>\n

\n

\n4.10%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,552<\/p>\n<\/td>\n

\n

\n4.47%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,767<\/p>\n<\/td>\n

\n

\n4.62%<\/p>\n<\/td>\n<\/tr>\n

\n

\nDerivative collateral and other secured borrowings<\/p>\n<\/td>\n

\n

\n83<\/p>\n<\/td>\n

\n

\n7.49%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n84<\/p>\n<\/td>\n

\n

\n6.92%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n84<\/p>\n<\/td>\n

\n

\n6.46%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLong-term debt<\/p>\n<\/td>\n

\n

\n18,062<\/p>\n<\/td>\n

\n

\n4.93%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n13,700<\/p>\n<\/td>\n

\n

\n5.20%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n14,585<\/p>\n<\/td>\n

\n

\n5.38%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal interest-bearing liabilities<\/p>\n<\/td>\n

\n

\n172,326<\/p>\n<\/td>\n

\n

\n2.44%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n143,518<\/p>\n<\/td>\n

\n

\n2.60%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n144,285<\/p>\n<\/td>\n

\n

\n2.80%<\/p>\n<\/td>\n<\/tr>\n

\n

\nDemand deposits<\/p>\n<\/td>\n

\n

\n55,770<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n41,771<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n39,788<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther liabilities<\/p>\n<\/td>\n

\n

\n7,347<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6,205<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6,485<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Total Liabilities<\/b><\/p>\n<\/td>\n

\n

\n235,443<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n191,494<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n190,558<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Total Equity<\/b><\/p>\n<\/td>\n

\n

\n30,108<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n21,527<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n20,000<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Total Liabilities and Equity<\/b><\/p>\n<\/td>\n

\n

\n$265,551<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$213,021<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$210,558<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Ratios:<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest margin (FTE)(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.30%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.13%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n3.03%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest rate spread (FTE)(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.63%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.45%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2.33%<\/p>\n<\/td>\n<\/tr>\n

\n

\nInterest-bearing liabilities to interest-earning assets<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n72.42%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n73.92%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n74.83%<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Average Yield\/Rate of these assets are presented on an FTE basis.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

(b) Non-GAAP measure; see discussion and reconciliation of non-GAAP measures beginning on page 26.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nSummary of Loans and Leases<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Average Portfolio Loans and Leases<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial loans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$73,264<\/p>\n<\/td>\n

\n

\n$53,947<\/p>\n<\/td>\n

\n

\n$54,170<\/p>\n<\/td>\n

\n

\n$54,075<\/p>\n<\/td>\n

\n

\n$53,401<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n21,969<\/p>\n<\/td>\n

\n

\n12,079<\/p>\n<\/td>\n

\n

\n12,027<\/p>\n<\/td>\n

\n

\n12,410<\/p>\n<\/td>\n

\n

\n12,368<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n7,278<\/p>\n<\/td>\n

\n

\n5,399<\/p>\n<\/td>\n

\n

\n5,541<\/p>\n<\/td>\n

\n

\n5,810<\/p>\n<\/td>\n

\n

\n5,797<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n3,347<\/p>\n<\/td>\n

\n

\n3,172<\/p>\n<\/td>\n

\n

\n3,177<\/p>\n<\/td>\n

\n

\n3,120<\/p>\n<\/td>\n

\n

\n3,110<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n105,858<\/p>\n<\/td>\n

\n

\n74,597<\/p>\n<\/td>\n

\n

\n74,915<\/p>\n<\/td>\n

\n

\n75,415<\/p>\n<\/td>\n

\n

\n74,676<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsumer loans:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n18,848<\/p>\n<\/td>\n

\n

\n17,660<\/p>\n<\/td>\n

\n

\n17,656<\/p>\n<\/td>\n

\n

\n17,615<\/p>\n<\/td>\n

\n

\n17,552<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n6,064<\/p>\n<\/td>\n

\n

\n4,769<\/p>\n<\/td>\n

\n

\n4,579<\/p>\n<\/td>\n

\n

\n4,383<\/p>\n<\/td>\n

\n

\n4,222<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,105<\/p>\n<\/td>\n

\n

\n17,879<\/p>\n<\/td>\n

\n

\n17,729<\/p>\n<\/td>\n

\n

\n17,248<\/p>\n<\/td>\n

\n

\n16,476<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,659<\/p>\n<\/td>\n

\n

\n1,694<\/p>\n<\/td>\n

\n

\n1,678<\/p>\n<\/td>\n

\n

\n1,659<\/p>\n<\/td>\n

\n

\n1,627<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,516<\/p>\n<\/td>\n

\n

\n4,486<\/p>\n<\/td>\n

\n

\n4,355<\/p>\n<\/td>\n

\n

\n4,268<\/p>\n<\/td>\n

\n

\n4,221<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,582<\/p>\n<\/td>\n

\n

\n2,345<\/p>\n<\/td>\n

\n

\n2,414<\/p>\n<\/td>\n

\n

\n2,483<\/p>\n<\/td>\n

\n

\n2,498<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n51,774<\/p>\n<\/td>\n

\n

\n48,833<\/p>\n<\/td>\n

\n

\n48,411<\/p>\n<\/td>\n

\n

\n47,656<\/p>\n<\/td>\n

\n

\n46,596<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal average portfolio loans and leases<\/p>\n<\/td>\n

\n

\n$157,632<\/p>\n<\/td>\n

\n

\n$123,430<\/p>\n<\/td>\n

\n

\n$123,326<\/p>\n<\/td>\n

\n

\n$123,071<\/p>\n<\/td>\n

\n

\n$121,272<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Average Loans and Leases Held for Sale<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial loans and leases held for sale<\/p>\n<\/td>\n

\n

\n$85<\/p>\n<\/td>\n

\n

\n$19<\/p>\n<\/td>\n

\n

\n$44<\/p>\n<\/td>\n

\n

\n$45<\/p>\n<\/td>\n

\n

\n$64<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsumer loans held for sale<\/p>\n<\/td>\n

\n

\n566<\/p>\n<\/td>\n

\n

\n698<\/p>\n<\/td>\n

\n

\n623<\/p>\n<\/td>\n

\n

\n541<\/p>\n<\/td>\n

\n

\n428<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage loans and leases held for sale<\/p>\n<\/td>\n

\n

\n$651<\/p>\n<\/td>\n

\n

\n$717<\/p>\n<\/td>\n

\n

\n$667<\/p>\n<\/td>\n

\n

\n$586<\/p>\n<\/td>\n

\n

\n$492<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

End of Period Portfolio Loans and Leases<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial loans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$83,864<\/p>\n<\/td>\n

\n

\n$52,749<\/p>\n<\/td>\n

\n

\n$53,947<\/p>\n<\/td>\n

\n

\n$53,312<\/p>\n<\/td>\n

\n

\n$53,700<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n27,143<\/p>\n<\/td>\n

\n

\n12,228<\/p>\n<\/td>\n

\n

\n11,932<\/p>\n<\/td>\n

\n

\n12,112<\/p>\n<\/td>\n

\n

\n12,357<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n8,329<\/p>\n<\/td>\n

\n

\n5,316<\/p>\n<\/td>\n

\n

\n5,326<\/p>\n<\/td>\n

\n

\n5,551<\/p>\n<\/td>\n

\n

\n5,952<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n3,523<\/p>\n<\/td>\n

\n

\n3,269<\/p>\n<\/td>\n

\n

\n3,218<\/p>\n<\/td>\n

\n

\n3,177<\/p>\n<\/td>\n

\n

\n3,128<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n122,859<\/p>\n<\/td>\n

\n

\n73,562<\/p>\n<\/td>\n

\n

\n74,423<\/p>\n<\/td>\n

\n

\n74,152<\/p>\n<\/td>\n

\n

\n75,137<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsumer loans:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n19,507<\/p>\n<\/td>\n

\n

\n17,652<\/p>\n<\/td>\n

\n

\n17,644<\/p>\n<\/td>\n

\n

\n17,681<\/p>\n<\/td>\n

\n

\n17,581<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n6,735<\/p>\n<\/td>\n

\n

\n4,846<\/p>\n<\/td>\n

\n

\n4,678<\/p>\n<\/td>\n

\n

\n4,485<\/p>\n<\/td>\n

\n

\n4,265<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,296<\/p>\n<\/td>\n

\n

\n17,964<\/p>\n<\/td>\n

\n

\n17,885<\/p>\n<\/td>\n

\n

\n17,591<\/p>\n<\/td>\n

\n

\n16,804<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,658<\/p>\n<\/td>\n

\n

\n1,747<\/p>\n<\/td>\n

\n

\n1,692<\/p>\n<\/td>\n

\n

\n1,707<\/p>\n<\/td>\n

\n

\n1,660<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,465<\/p>\n<\/td>\n

\n

\n4,560<\/p>\n<\/td>\n

\n

\n4,432<\/p>\n<\/td>\n

\n

\n4,316<\/p>\n<\/td>\n

\n

\n4,262<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,730<\/p>\n<\/td>\n

\n

\n2,320<\/p>\n<\/td>\n

\n

\n2,376<\/p>\n<\/td>\n

\n

\n2,464<\/p>\n<\/td>\n

\n

\n2,482<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n53,391<\/p>\n<\/td>\n

\n

\n49,089<\/p>\n<\/td>\n

\n

\n48,707<\/p>\n<\/td>\n

\n

\n48,244<\/p>\n<\/td>\n

\n

\n47,054<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal portfolio loans and leases<\/p>\n<\/td>\n

\n

\n$176,250<\/p>\n<\/td>\n

\n

\n$122,651<\/p>\n<\/td>\n

\n

\n$123,130<\/p>\n<\/td>\n

\n

\n$122,396<\/p>\n<\/td>\n

\n

\n$122,191<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

End of Period Loans and Leases Held for Sale<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial loans and leases held for sale<\/p>\n<\/td>\n

\n

\n$651<\/p>\n<\/td>\n

\n

\n$75<\/p>\n<\/td>\n

\n

\n$8<\/p>\n<\/td>\n

\n

\n$74<\/p>\n<\/td>\n

\n

\n$28<\/p>\n<\/td>\n<\/tr>\n

\n

\nConsumer loans held for sale<\/p>\n<\/td>\n

\n

\n714<\/p>\n<\/td>\n

\n

\n658<\/p>\n<\/td>\n

\n

\n568<\/p>\n<\/td>\n

\n

\n572<\/p>\n<\/td>\n

\n

\n445<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases held for sale<\/p>\n<\/td>\n

\n

\n$1,365<\/p>\n<\/td>\n

\n

\n$733<\/p>\n<\/td>\n

\n

\n$576<\/p>\n<\/td>\n

\n

\n$646<\/p>\n<\/td>\n

\n

\n$473<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nOperating lease equipment<\/p>\n<\/td>\n

\n

\n$416<\/p>\n<\/td>\n

\n

\n$374<\/p>\n<\/td>\n

\n

\n$379<\/p>\n<\/td>\n

\n

\n$344<\/p>\n<\/td>\n

\n

\n$314<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Loans and Leases Serviced for Others(a)<\/sup><\/i><\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$1,801<\/p>\n<\/td>\n

\n

\n$1,290<\/p>\n<\/td>\n

\n

\n$1,206<\/p>\n<\/td>\n

\n

\n$1,166<\/p>\n<\/td>\n

\n

\n$1,104<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n518<\/p>\n<\/td>\n

\n

\n501<\/p>\n<\/td>\n

\n

\n558<\/p>\n<\/td>\n

\n

\n601<\/p>\n<\/td>\n

\n

\n603<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n318<\/p>\n<\/td>\n

\n

\n291<\/p>\n<\/td>\n

\n

\n304<\/p>\n<\/td>\n

\n

\n333<\/p>\n<\/td>\n

\n

\n367<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n821<\/p>\n<\/td>\n

\n

\n853<\/p>\n<\/td>\n

\n

\n764<\/p>\n<\/td>\n

\n

\n757<\/p>\n<\/td>\n

\n

\n755<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n86,733<\/p>\n<\/td>\n

\n

\n87,827<\/p>\n<\/td>\n

\n

\n89,639<\/p>\n<\/td>\n

\n

\n91,201<\/p>\n<\/td>\n

\n

\n92,769<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n665<\/p>\n<\/td>\n

\n

\n686<\/p>\n<\/td>\n

\n

\n692<\/p>\n<\/td>\n

\n

\n557<\/p>\n<\/td>\n

\n

\n575<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n86<\/p>\n<\/td>\n

\n

\n92<\/p>\n<\/td>\n

\n

\n98<\/p>\n<\/td>\n

\n

\n105<\/p>\n<\/td>\n

\n

\n112<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal loans and leases serviced for others<\/p>\n<\/td>\n

\n

\n90,942<\/p>\n<\/td>\n

\n

\n91,540<\/p>\n<\/td>\n

\n

\n93,261<\/p>\n<\/td>\n

\n

\n94,720<\/p>\n<\/td>\n

\n

\n96,285<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal loans and leases owned or serviced<\/p>\n<\/td>\n

\n

\n$268,973<\/p>\n<\/td>\n

\n

\n$215,298<\/p>\n<\/td>\n

\n

\n$217,346<\/p>\n<\/td>\n

\n

\n$218,106<\/p>\n<\/td>\n

\n

\n$219,263<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Fifth Third sells certain loans and leases and obtains servicing responsibilities.<\/i><\/p>\n<\/td>\n

\n\n\n\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nRegulatory Capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAs of<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Regulatory Capital<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCET1 capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$24,157<\/p>\n<\/td>\n

\n

\n$18,099<\/p>\n<\/td>\n

\n

\n$17,645<\/p>\n<\/td>\n

\n

\n$17,616<\/p>\n<\/td>\n

\n

\n$17,239<\/p>\n<\/td>\n<\/tr>\n

\n

\nAdditional tier 1 capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n1,770<\/p>\n<\/td>\n

\n

\n1,770<\/p>\n<\/td>\n

\n

\n2,116<\/p>\n<\/td>\n

\n

\n2,116<\/p>\n<\/td>\n<\/tr>\n

\n

\nTier 1 capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n26,339<\/p>\n<\/td>\n

\n

\n19,869<\/p>\n<\/td>\n

\n

\n19,415<\/p>\n<\/td>\n

\n

\n19,732<\/p>\n<\/td>\n

\n

\n19,355<\/p>\n<\/td>\n<\/tr>\n

\n

\nTier 2 capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4,109<\/p>\n<\/td>\n

\n

\n3,197<\/p>\n<\/td>\n

\n

\n3,204<\/p>\n<\/td>\n

\n

\n3,197<\/p>\n<\/td>\n

\n

\n3,175<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal regulatory capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$30,448<\/p>\n<\/td>\n

\n

\n$23,066<\/p>\n<\/td>\n

\n

\n$22,619<\/p>\n<\/td>\n

\n

\n$22,929<\/p>\n<\/td>\n

\n

\n$22,530<\/p>\n<\/td>\n<\/tr>\n

\n

\nRisk-weighted assets<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$242,458<\/p>\n<\/td>\n

\n

\n$167,431<\/p>\n<\/td>\n

\n

\n$166,999<\/p>\n<\/td>\n

\n

\n$166,517<\/p>\n<\/td>\n

\n

\n$165,326<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Ratios<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage total Bancorp shareholders’ equity as a percent of average assets<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11.34%<\/p>\n<\/td>\n

\n

\n10.11%<\/p>\n<\/td>\n

\n

\n10.02%<\/p>\n<\/td>\n

\n

\n9.82%<\/p>\n<\/td>\n

\n

\n9.50%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

Regulatory Capital Ratios<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFifth Third Bancorp<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCET1 capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9.96%<\/p>\n<\/td>\n

\n

\n10.81%<\/p>\n<\/td>\n

\n

\n10.57%<\/p>\n<\/td>\n

\n

\n10.58%<\/p>\n<\/td>\n

\n

\n10.43%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTier 1 risk-based capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10.86%<\/p>\n<\/td>\n

\n

\n11.87%<\/p>\n<\/td>\n

\n

\n11.63%<\/p>\n<\/td>\n

\n

\n11.85%<\/p>\n<\/td>\n

\n

\n11.71%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal risk-based capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n12.56%<\/p>\n<\/td>\n

\n

\n13.78%<\/p>\n<\/td>\n

\n

\n13.54%<\/p>\n<\/td>\n

\n

\n13.77%<\/p>\n<\/td>\n

\n

\n13.63%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLeverage<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n10.20%<\/p>\n<\/td>\n

\n

\n9.41%<\/p>\n<\/td>\n

\n

\n9.24%<\/p>\n<\/td>\n

\n

\n9.42%<\/p>\n<\/td>\n

\n

\n9.23%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFifth Third Bank, National Association<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nTier 1 risk-based capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11.84%<\/p>\n<\/td>\n

\n

\n13.09%<\/p>\n<\/td>\n

\n

\n12.95%<\/p>\n<\/td>\n

\n

\n12.87%<\/p>\n<\/td>\n

\n

\n12.78%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal risk-based capital<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n13.08%<\/p>\n<\/td>\n

\n

\n14.33%<\/p>\n<\/td>\n

\n

\n14.19%<\/p>\n<\/td>\n

\n

\n14.12%<\/p>\n<\/td>\n

\n

\n14.02%<\/p>\n<\/td>\n<\/tr>\n

\n

\nLeverage<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11.13%<\/p>\n<\/td>\n

\n

\n10.41%<\/p>\n<\/td>\n

\n

\n10.31%<\/p>\n<\/td>\n

\n

\n10.25%<\/p>\n<\/td>\n

\n

\n10.10%<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Current period regulatory capital data and ratios are estimated.<\/i><\/p>\n<\/td>\n

\n\n\n\n\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nSummary of Credit Loss Experience<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

\nAverage portfolio loans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$73,264<\/p>\n<\/td>\n

\n

\n$53,947<\/p>\n<\/td>\n

\n

\n$54,170<\/p>\n<\/td>\n

\n

\n$54,075<\/p>\n<\/td>\n

\n

\n$53,401<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n21,969<\/p>\n<\/td>\n

\n

\n12,079<\/p>\n<\/td>\n

\n

\n12,027<\/p>\n<\/td>\n

\n

\n12,410<\/p>\n<\/td>\n

\n

\n12,368<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n7,278<\/p>\n<\/td>\n

\n

\n5,399<\/p>\n<\/td>\n

\n

\n5,541<\/p>\n<\/td>\n

\n

\n5,810<\/p>\n<\/td>\n

\n

\n5,797<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n3,347<\/p>\n<\/td>\n

\n

\n3,172<\/p>\n<\/td>\n

\n

\n3,177<\/p>\n<\/td>\n

\n

\n3,120<\/p>\n<\/td>\n

\n

\n3,110<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n105,858<\/p>\n<\/td>\n

\n

\n74,597<\/p>\n<\/td>\n

\n

\n74,915<\/p>\n<\/td>\n

\n

\n75,415<\/p>\n<\/td>\n

\n

\n74,676<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n18,848<\/p>\n<\/td>\n

\n

\n17,660<\/p>\n<\/td>\n

\n

\n17,656<\/p>\n<\/td>\n

\n

\n17,615<\/p>\n<\/td>\n

\n

\n17,552<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n6,064<\/p>\n<\/td>\n

\n

\n4,769<\/p>\n<\/td>\n

\n

\n4,579<\/p>\n<\/td>\n

\n

\n4,383<\/p>\n<\/td>\n

\n

\n4,222<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n18,105<\/p>\n<\/td>\n

\n

\n17,879<\/p>\n<\/td>\n

\n

\n17,729<\/p>\n<\/td>\n

\n

\n17,248<\/p>\n<\/td>\n

\n

\n16,476<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n1,659<\/p>\n<\/td>\n

\n

\n1,694<\/p>\n<\/td>\n

\n

\n1,678<\/p>\n<\/td>\n

\n

\n1,659<\/p>\n<\/td>\n

\n

\n1,627<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n4,516<\/p>\n<\/td>\n

\n

\n4,486<\/p>\n<\/td>\n

\n

\n4,355<\/p>\n<\/td>\n

\n

\n4,268<\/p>\n<\/td>\n

\n

\n4,221<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2,582<\/p>\n<\/td>\n

\n

\n2,345<\/p>\n<\/td>\n

\n

\n2,414<\/p>\n<\/td>\n

\n

\n2,483<\/p>\n<\/td>\n

\n

\n2,498<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n51,774<\/p>\n<\/td>\n

\n

\n48,833<\/p>\n<\/td>\n

\n

\n48,411<\/p>\n<\/td>\n

\n

\n47,656<\/p>\n<\/td>\n

\n

\n46,596<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal average portfolio loans and leases<\/p>\n<\/td>\n

\n

\n$157,632<\/p>\n<\/td>\n

\n

\n$123,430<\/p>\n<\/td>\n

\n

\n$123,326<\/p>\n<\/td>\n

\n

\n$123,071<\/p>\n<\/td>\n

\n

\n$121,272<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nLosses charged-off:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n($77)<\/p>\n<\/td>\n

\n

\n($61)<\/p>\n<\/td>\n

\n

\n($280)<\/p>\n<\/td>\n

\n

\n($84)<\/p>\n<\/td>\n

\n

\n($54)<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(7)<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n(4)<\/p>\n<\/td>\n

\n

\n(11)<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n(77)<\/p>\n<\/td>\n

\n

\n(69)<\/p>\n<\/td>\n

\n

\n(282)<\/p>\n<\/td>\n

\n

\n(90)<\/p>\n<\/td>\n

\n

\n(67)<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n(40)<\/p>\n<\/td>\n

\n

\n(41)<\/p>\n<\/td>\n

\n

\n(34)<\/p>\n<\/td>\n

\n

\n(33)<\/p>\n<\/td>\n

\n

\n(36)<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n(19)<\/p>\n<\/td>\n

\n

\n(20)<\/p>\n<\/td>\n

\n

\n(20)<\/p>\n<\/td>\n

\n

\n(20)<\/p>\n<\/td>\n

\n

\n(22)<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n(26)<\/p>\n<\/td>\n

\n

\n(22)<\/p>\n<\/td>\n

\n

\n(20)<\/p>\n<\/td>\n

\n

\n(23)<\/p>\n<\/td>\n

\n

\n(21)<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n(23)<\/p>\n<\/td>\n

\n

\n(23)<\/p>\n<\/td>\n

\n

\n(25)<\/p>\n<\/td>\n

\n

\n(26)<\/p>\n<\/td>\n

\n

\n(25)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n(110)<\/p>\n<\/td>\n

\n

\n(108)<\/p>\n<\/td>\n

\n

\n(100)<\/p>\n<\/td>\n

\n

\n(104)<\/p>\n<\/td>\n

\n

\n(106)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal losses charged-off<\/p>\n<\/td>\n

\n

\n($187)<\/p>\n<\/td>\n

\n

\n($177)<\/p>\n<\/td>\n

\n

\n($382)<\/p>\n<\/td>\n

\n

\n($194)<\/p>\n<\/td>\n

\n

\n($173)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nRecoveries of losses previously charged-off:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$8<\/p>\n<\/td>\n

\n

\n$17<\/p>\n<\/td>\n

\n

\n$6<\/p>\n<\/td>\n

\n

\n$15<\/p>\n<\/td>\n

\n

\n$2<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n3<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n

\n

\n7<\/p>\n<\/td>\n

\n

\n19<\/p>\n<\/td>\n

\n

\n3<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n

\n

\n14<\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n

\n

\n17<\/p>\n<\/td>\n

\n

\n15<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n3<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n3<\/p>\n<\/td>\n

\n

\n3<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n35<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n36<\/p>\n<\/td>\n

\n

\n36<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal recoveries of losses previously charged-off<\/p>\n<\/td>\n

\n

\n$43<\/p>\n<\/td>\n

\n

\n$52<\/p>\n<\/td>\n

\n

\n$43<\/p>\n<\/td>\n

\n

\n$55<\/p>\n<\/td>\n

\n

\n$37<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet losses charged-off:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n($69)<\/p>\n<\/td>\n

\n

\n($44)<\/p>\n<\/td>\n

\n

\n($274)<\/p>\n<\/td>\n

\n

\n($69)<\/p>\n<\/td>\n

\n

\n($52)<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(6)<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n(3)<\/p>\n<\/td>\n

\n

\n(10)<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n(2)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n(69)<\/p>\n<\/td>\n

\n

\n(51)<\/p>\n<\/td>\n

\n

\n(275)<\/p>\n<\/td>\n

\n

\n(71)<\/p>\n<\/td>\n

\n

\n(64)<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(1)<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n(24)<\/p>\n<\/td>\n

\n

\n(27)<\/p>\n<\/td>\n

\n

\n(18)<\/p>\n<\/td>\n

\n

\n(16)<\/p>\n<\/td>\n

\n

\n(21)<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n(14)<\/p>\n<\/td>\n

\n

\n(15)<\/p>\n<\/td>\n

\n

\n(16)<\/p>\n<\/td>\n

\n

\n(15)<\/p>\n<\/td>\n

\n

\n(17)<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n(23)<\/p>\n<\/td>\n

\n

\n(17)<\/p>\n<\/td>\n

\n

\n(16)<\/p>\n<\/td>\n

\n

\n(20)<\/p>\n<\/td>\n

\n

\n(18)<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n(14)<\/p>\n<\/td>\n

\n

\n(15)<\/p>\n<\/td>\n

\n

\n(16)<\/p>\n<\/td>\n

\n

\n(18)<\/p>\n<\/td>\n

\n

\n(16)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n(75)<\/p>\n<\/td>\n

\n

\n(74)<\/p>\n<\/td>\n

\n

\n(64)<\/p>\n<\/td>\n

\n

\n(68)<\/p>\n<\/td>\n

\n

\n(72)<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal net losses charged-off(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n($144)<\/p>\n<\/td>\n

\n

\n($125)<\/p>\n<\/td>\n

\n

\n($339)<\/p>\n<\/td>\n

\n

\n($139)<\/p>\n<\/td>\n

\n

\n($136)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet losses charged-off as a percent of average portfolio loans and leases (annualized):<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n0.38%<\/p>\n<\/td>\n

\n

\n0.32%<\/p>\n<\/td>\n

\n

\n2.01%<\/p>\n<\/td>\n

\n

\n0.51%<\/p>\n<\/td>\n

\n

\n0.39%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n0.21%<\/p>\n<\/td>\n

\n

\n0.04%<\/p>\n<\/td>\n

\n

\n0.11%<\/p>\n<\/td>\n

\n

\n0.34%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n(0.02%)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n0.16%<\/p>\n<\/td>\n

\n

\n(0.04%)<\/p>\n<\/td>\n

\n

\n(0.10%)<\/p>\n<\/td>\n

\n

\n0.29%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n0.26%<\/p>\n<\/td>\n

\n

\n0.27%<\/p>\n<\/td>\n

\n

\n1.46%<\/p>\n<\/td>\n

\n

\n0.38%<\/p>\n<\/td>\n

\n

\n0.35%<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n(0.01%)<\/p>\n<\/td>\n

\n

\n(0.01%)<\/p>\n<\/td>\n

\n

\n(0.02%)<\/p>\n<\/td>\n

\n

\n(0.01%)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n0.01%<\/p>\n<\/td>\n

\n

\n0.06%<\/p>\n<\/td>\n

\n

\n(0.05%)<\/p>\n<\/td>\n

\n

\n0.02%<\/p>\n<\/td>\n

\n

\n0.04%<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n0.54%<\/p>\n<\/td>\n

\n

\n0.59%<\/p>\n<\/td>\n

\n

\n0.40%<\/p>\n<\/td>\n

\n

\n0.37%<\/p>\n<\/td>\n

\n

\n0.53%<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n3.51%<\/p>\n<\/td>\n

\n

\n3.62%<\/p>\n<\/td>\n

\n

\n3.70%<\/p>\n<\/td>\n

\n

\n3.74%<\/p>\n<\/td>\n

\n

\n4.19%<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n2.03%<\/p>\n<\/td>\n

\n

\n1.45%<\/p>\n<\/td>\n

\n

\n1.47%<\/p>\n<\/td>\n

\n

\n1.86%<\/p>\n<\/td>\n

\n

\n1.73%<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n2.19%<\/p>\n<\/td>\n

\n

\n2.46%<\/p>\n<\/td>\n

\n

\n2.51%<\/p>\n<\/td>\n

\n

\n2.49%<\/p>\n<\/td>\n

\n

\n2.52%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n0.58%<\/p>\n<\/td>\n

\n

\n0.59%<\/p>\n<\/td>\n

\n

\n0.52%<\/p>\n<\/td>\n

\n

\n0.56%<\/p>\n<\/td>\n

\n

\n0.63%<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal net losses charged-off as a percent of average portfolio loans and leases (annualized)<\/p>\n<\/td>\n

\n

\n0.37%<\/p>\n<\/td>\n

\n

\n0.40%<\/p>\n<\/td>\n

\n

\n1.09%<\/p>\n<\/td>\n

\n

\n0.45%<\/p>\n<\/td>\n

\n

\n0.46%<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Excludes net charge-offs of $21 million which were taken immediately at the time of merger.<\/i><\/p>\n<\/td>\n

\n\n\n\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAsset Quality<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Allowance for Credit Losses<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for loan and lease losses, beginning<\/p>\n<\/td>\n

\n

\n$2,253<\/p>\n<\/td>\n

\n

\n$2,265<\/p>\n<\/td>\n

\n

\n$2,412<\/p>\n<\/td>\n

\n

\n$2,384<\/p>\n<\/td>\n

\n

\n$2,352<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal net losses charged-off(d)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n(144)<\/p>\n<\/td>\n

\n

\n(125)<\/p>\n<\/td>\n

\n

\n(339)<\/p>\n<\/td>\n

\n

\n(139)<\/p>\n<\/td>\n

\n

\n(136)<\/p>\n<\/td>\n<\/tr>\n

\n

\nProvision for loan and lease losses<\/p>\n<\/td>\n

\n

\n152<\/p>\n<\/td>\n

\n

\n113<\/p>\n<\/td>\n

\n

\n192<\/p>\n<\/td>\n

\n

\n167<\/p>\n<\/td>\n

\n

\n168<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance on PCD loans and leases at acquisition<\/p>\n<\/td>\n

\n

\n180<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance on PSLs at acquisition<\/p>\n<\/td>\n

\n

\n481<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for loan and lease losses, ending<\/p>\n<\/td>\n

\n

\n$2,922<\/p>\n<\/td>\n

\n

\n$2,253<\/p>\n<\/td>\n

\n

\n$2,265<\/p>\n<\/td>\n

\n

\n$2,412<\/p>\n<\/td>\n

\n

\n$2,384<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nReserve for unfunded commitments, beginning<\/p>\n<\/td>\n

\n

\n$157<\/p>\n<\/td>\n

\n

\n$151<\/p>\n<\/td>\n

\n

\n$146<\/p>\n<\/td>\n

\n

\n$140<\/p>\n<\/td>\n

\n

\n$134<\/p>\n<\/td>\n<\/tr>\n

\n

\nProvision for the reserve for unfunded commitments<\/p>\n<\/td>\n

\n

\n75<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n<\/tr>\n

\n

\nReserve for unfunded commitments, ending<\/p>\n<\/td>\n

\n

\n$232<\/p>\n<\/td>\n

\n

\n$157<\/p>\n<\/td>\n

\n

\n$151<\/p>\n<\/td>\n

\n

\n$146<\/p>\n<\/td>\n

\n

\n$140<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nComponents of allowance for credit losses:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for loan and lease losses<\/p>\n<\/td>\n

\n

\n$2,922<\/p>\n<\/td>\n

\n

\n$2,253<\/p>\n<\/td>\n

\n

\n$2,265<\/p>\n<\/td>\n

\n

\n$2,412<\/p>\n<\/td>\n

\n

\n$2,384<\/p>\n<\/td>\n<\/tr>\n

\n

\nReserve for unfunded commitments<\/p>\n<\/td>\n

\n

\n232<\/p>\n<\/td>\n

\n

\n157<\/p>\n<\/td>\n

\n

\n151<\/p>\n<\/td>\n

\n

\n146<\/p>\n<\/td>\n

\n

\n140<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal allowance for credit losses<\/p>\n<\/td>\n

\n

\n$3,154<\/p>\n<\/td>\n

\n

\n$2,410<\/p>\n<\/td>\n

\n

\n$2,416<\/p>\n<\/td>\n

\n

\n$2,558<\/p>\n<\/td>\n

\n

\n$2,524<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAs of<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

Nonperforming Assets and Delinquent Loans<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNonaccrual portfolio loans and leases:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$417<\/p>\n<\/td>\n

\n

\n$393<\/p>\n<\/td>\n

\n

\n$393<\/p>\n<\/td>\n

\n

\n$460<\/p>\n<\/td>\n

\n

\n$537<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n94<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n42<\/p>\n<\/td>\n

\n

\n48<\/p>\n<\/td>\n

\n

\n70<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n62<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans<\/p>\n<\/td>\n

\n

\n164<\/p>\n<\/td>\n

\n

\n149<\/p>\n<\/td>\n

\n

\n142<\/p>\n<\/td>\n

\n

\n143<\/p>\n<\/td>\n

\n

\n145<\/p>\n<\/td>\n<\/tr>\n

\n

\nHome equity<\/p>\n<\/td>\n

\n

\n104<\/p>\n<\/td>\n

\n

\n71<\/p>\n<\/td>\n

\n

\n72<\/p>\n<\/td>\n

\n

\n75<\/p>\n<\/td>\n

\n

\n69<\/p>\n<\/td>\n<\/tr>\n

\n

\nIndirect secured consumer loans<\/p>\n<\/td>\n

\n

\n58<\/p>\n<\/td>\n

\n

\n61<\/p>\n<\/td>\n

\n

\n61<\/p>\n<\/td>\n

\n

\n65<\/p>\n<\/td>\n

\n

\n60<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n29<\/p>\n<\/td>\n

\n

\n31<\/p>\n<\/td>\n<\/tr>\n

\n

\nSolar energy installation loans<\/p>\n<\/td>\n

\n

\n26<\/p>\n<\/td>\n

\n

\n22<\/p>\n<\/td>\n

\n

\n22<\/p>\n<\/td>\n

\n

\n26<\/p>\n<\/td>\n

\n

\n30<\/p>\n<\/td>\n<\/tr>\n

\n

\nOther consumer loans<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n7<\/p>\n<\/td>\n

\n

\n7<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal nonaccrual portfolio loans and leases<\/p>\n<\/td>\n

\n

\n960<\/p>\n<\/td>\n

\n

\n767<\/p>\n<\/td>\n

\n

\n768<\/p>\n<\/td>\n

\n

\n853<\/p>\n<\/td>\n

\n

\n966<\/p>\n<\/td>\n<\/tr>\n

\n

\nRepossessed property<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n12<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n<\/tr>\n

\n

\nOREO<\/p>\n<\/td>\n

\n

\n28<\/p>\n<\/td>\n

\n

\n19<\/p>\n<\/td>\n

\n

\n21<\/p>\n<\/td>\n

\n

\n25<\/p>\n<\/td>\n

\n

\n21<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal nonperforming portfolio loans and leases and OREO<\/p>\n<\/td>\n

\n

\n999<\/p>\n<\/td>\n

\n

\n797<\/p>\n<\/td>\n

\n

\n801<\/p>\n<\/td>\n

\n

\n886<\/p>\n<\/td>\n

\n

\n996<\/p>\n<\/td>\n<\/tr>\n

\n

\nNonaccrual loans held for sale<\/p>\n<\/td>\n

\n

\n141<\/p>\n<\/td>\n

\n

\n70<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n21<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal nonperforming assets<\/p>\n<\/td>\n

\n

\n$1,140<\/p>\n<\/td>\n

\n

\n$867<\/p>\n<\/td>\n

\n

\n$805<\/p>\n<\/td>\n

\n

\n$913<\/p>\n<\/td>\n

\n

\n$1,017<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nLoans and leases 90 days past due (accrual):<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial and industrial loans<\/p>\n<\/td>\n

\n

\n$3<\/p>\n<\/td>\n

\n

\n$2<\/p>\n<\/td>\n

\n

\n$2<\/p>\n<\/td>\n

\n

\n$5<\/p>\n<\/td>\n

\n

\n$2<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial mortgage loans<\/p>\n<\/td>\n

\n

\n19<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n3<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial construction loans<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nCommercial leases<\/p>\n<\/td>\n

\n

\n1<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal commercial loans and leases<\/p>\n<\/td>\n

\n

\n25<\/p>\n<\/td>\n

\n

\n3<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n<\/tr>\n

\n

\nResidential mortgage loans(c)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n7<\/p>\n<\/td>\n

\n

\n10<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n<\/tr>\n

\n

\nCredit card<\/p>\n<\/td>\n

\n

\n17<\/p>\n<\/td>\n

\n

\n17<\/p>\n<\/td>\n

\n

\n16<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n

\n

\n17<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal consumer loans<\/p>\n<\/td>\n

\n

\n24<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n27<\/p>\n<\/td>\n

\n

\n26<\/p>\n<\/td>\n

\n

\n25<\/p>\n<\/td>\n<\/tr>\n

\n

\nTotal loans and leases 90 days past due (accrual)(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$49<\/p>\n<\/td>\n

\n

\n$30<\/p>\n<\/td>\n

\n

\n$29<\/p>\n<\/td>\n

\n

\n$34<\/p>\n<\/td>\n

\n

\n$33<\/p>\n<\/td>\n<\/tr>\n

\n

Ratios<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet losses charged-off as a percent of average portfolio loans and leases (annualized)<\/p>\n<\/td>\n

\n

\n0.37%<\/p>\n<\/td>\n

\n

\n0.40%<\/p>\n<\/td>\n

\n

\n1.09%<\/p>\n<\/td>\n

\n

\n0.45%<\/p>\n<\/td>\n

\n

\n0.46%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAllowance for credit losses:<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nAs a percent of portfolio loans and leases<\/p>\n<\/td>\n

\n

\n1.79%<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n

\n

\n1.96%<\/p>\n<\/td>\n

\n

\n2.09%<\/p>\n<\/td>\n

\n

\n2.07%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAs a percent of nonperforming portfolio loans and leases(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n328%<\/p>\n<\/td>\n

\n

\n314%<\/p>\n<\/td>\n

\n

\n314%<\/p>\n<\/td>\n

\n

\n300%<\/p>\n<\/td>\n

\n

\n261%<\/p>\n<\/td>\n<\/tr>\n

\n

\nAs a percent of nonperforming portfolio assets(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n316%<\/p>\n<\/td>\n

\n

\n302%<\/p>\n<\/td>\n

\n

\n302%<\/p>\n<\/td>\n

\n

\n289%<\/p>\n<\/td>\n

\n

\n253%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNonperforming portfolio loans and leases as a percent of portfolio loans and leases(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n0.54%<\/p>\n<\/td>\n

\n

\n0.62%<\/p>\n<\/td>\n

\n

\n0.62%<\/p>\n<\/td>\n

\n

\n0.70%<\/p>\n<\/td>\n

\n

\n0.79%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNonperforming portfolio assets as a percent of portfolio loans and leases and OREO(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n0.57%<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n

\n

\n0.72%<\/p>\n<\/td>\n

\n

\n0.81%<\/p>\n<\/td>\n<\/tr>\n

\n

\nNonperforming assets as a percent of total loans and leases, OREO, and repossessed property<\/p>\n<\/td>\n

\n

\n0.64%<\/p>\n<\/td>\n

\n

\n0.70%<\/p>\n<\/td>\n

\n

\n0.65%<\/p>\n<\/td>\n

\n

\n0.74%<\/p>\n<\/td>\n

\n

\n0.83%<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Excludes nonaccrual loans held for sale.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(b) Excludes loans held for sale.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(c) Excludes government guaranteed residential mortgage loans.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

(d) Excludes net charge-offs of $21 million which were taken immediately at the time of merger.<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n

Use of Non-GAAP Financial Measures<\/b><\/p>\n

\nIn addition to GAAP measures, management considers various non-GAAP measures when evaluating the performance of the business, including: \u201cnet interest income (FTE),\u201d \u201cinterest income (FTE),\u201d \u201cnet interest margin (FTE),\u201d \u201cnet interest rate spread (FTE),\u201d \u201cincome before income taxes (FTE),\u201d \u201ctangible net income available to common shareholders,\u201d \u201caverage tangible common equity,\u201d \u201creturn on average tangible common equity,\u201d \u201ctangible common equity (excluding AOCI),\u201d \u201ctangible common equity (including AOCI),\u201d \u201ctangible equity,\u201d \u201ctangible book value per share,\u201d \u201ctangible book value per share (excluding AOCI),\u201d \u201cadjusted noninterest income,\u201d \u201cnoninterest income excluding certain items,\u201d \u201cadjusted noninterest expense,\u201d \u201cnoninterest expense excluding certain items,\u201d \u201cpre-provision net revenue,\u201d \u201cadjusted efficiency ratio,\u201d \u201cadjusted return on average common equity,\u201d \u201cadjusted return on average tangible common equity,\u201d \u201cadjusted return on average tangible common equity, excluding accumulated other comprehensive income”, \u201cadjusted pre-provision net revenue,\u201d \u201cadjusted return on average assets,\u201d \u201cefficiency ratio (FTE),\u201d \u201ctotal revenue (FTE),\u201d “adjusted total revenue,” \u201cnoninterest income as a percent of total revenue\u201d, and certain ratios derived from these measures. The Bancorp believes these non-GAAP measures provide useful information to investors because these are among the measures used by the Fifth Third management team to evaluate operating performance and to make day-to-day operating decisions.<\/p>\n

\nThe FTE basis adjusts for the tax-favored status of income from certain loans and securities held by the Bancorp that are not taxable for federal income tax purposes. The Bancorp believes this presentation to be the preferred industry measurement of net interest income and net interest margin as it provides a relevant comparison between taxable and non-taxable amounts.<\/p>\n

\nThe Bancorp believes tangible net income available to common shareholders, average tangible common equity, tangible common equity (excluding AOCI), tangible common equity (including AOCI), tangible equity, tangible book value per share and return on average tangible common equity are important measures for evaluating the performance of the business without the impacts of intangible items, whether acquired or created internally, in a manner comparable to other companies in the industry who present similar measures.<\/p>\n

\nThe Bancorp believes noninterest income, noninterest expense, net interest income, net interest margin, pre-provision net revenue, efficiency ratio, adjusted total revenue, noninterest income as a percent of total revenue, return on average common equity, return on average tangible common equity, and return on average assets are important measures that adjust for significant, unusual, or large transactions that may occur in a reporting period which management does not consider indicative of ongoing financial performance and enhances comparability of results with prior periods.<\/p>\n

\nThe Bancorp believes noninterest income excluding certain items and noninterest expense excluding certain items are important measures that adjust for certain components that are prone to significant period-to-period changes in order to facilitate the explanation of variances in the noninterest income and noninterest expense line items.<\/p>\n

\nManagement considers various measures when evaluating capital utilization and adequacy, including the tangible equity and tangible common equity (including and excluding AOCI), in addition to capital ratios defined by U.S. banking agencies. These calculations are intended to complement the capital ratios defined by U.S. banking agencies for both absolute and comparative purposes. These ratios are not formally defined by U.S. GAAP or codified in the federal banking regulations and, therefore, are considered to be non-GAAP financial measures. Management believes that providing the tangible common equity ratio excluding AOCI on certain assets and liabilities enables investors and others to assess the Bancorp\u2019s use of equity without the effects of changes in AOCI, some of which are uncertain; providing the tangible common equity ratio including AOCI enables investors and others to assess the Bancorp\u2019s use of equity if components of AOCI, such as unrealized gains or losses, were to be monetized.<\/p>\n

\nPlease note that although non-GAAP financial measures provide useful insight, they should not be considered in isolation or relied upon as a substitute for analysis using GAAP measures.<\/p>\n

\nPlease see reconciliations of all historical non-GAAP measures used in this release to the most directly comparable GAAP measures, beginning on the following page.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNon-GAAP Reconciliation<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$ and shares in millions<\/p>\n<\/td>\n

\n

\nAs of and For the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\nSeptember<\/p>\n<\/td>\n

\n

\nJune<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Net interest income<\/b><\/p>\n<\/td>\n

\n

\n$1,934<\/p>\n<\/td>\n

\n

\n$1,529<\/p>\n<\/td>\n

\n

\n$1,520<\/p>\n<\/td>\n

\n

\n$1,495<\/p>\n<\/td>\n

\n

\n$1,437<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdd: Taxable equivalent adjustment<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest income (FTE) (a)<\/p>\n<\/td>\n

\n

\n1,939<\/p>\n<\/td>\n

\n

\n1,533<\/p>\n<\/td>\n

\n

\n1,525<\/p>\n<\/td>\n

\n

\n1,500<\/p>\n<\/td>\n

\n

\n1,442<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Net interest income (annualized) (b)<\/b><\/p>\n<\/td>\n

\n

\n7,843<\/p>\n<\/td>\n

\n

\n6,066<\/p>\n<\/td>\n

\n

\n6,030<\/p>\n<\/td>\n

\n

\n5,996<\/p>\n<\/td>\n

\n

\n5,828<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest income (FTE) (annualized) (c)<\/p>\n<\/td>\n

\n

\n7,864<\/p>\n<\/td>\n

\n

\n6,082<\/p>\n<\/td>\n

\n

\n6,050<\/p>\n<\/td>\n

\n

\n6,016<\/p>\n<\/td>\n

\n

\n5,848<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Interest income<\/b><\/p>\n<\/td>\n

\n

\n2,972<\/p>\n<\/td>\n

\n

\n2,468<\/p>\n<\/td>\n

\n

\n2,519<\/p>\n<\/td>\n

\n

\n2,484<\/p>\n<\/td>\n

\n

\n2,432<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdd: Taxable equivalent adjustment<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterest income (FTE)<\/p>\n<\/td>\n

\n

\n2,977<\/p>\n<\/td>\n

\n

\n2,472<\/p>\n<\/td>\n

\n

\n2,524<\/p>\n<\/td>\n

\n

\n2,489<\/p>\n<\/td>\n

\n

\n2,437<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterest income (FTE) (annualized) (d)<\/p>\n<\/td>\n

\n

\n12,073<\/p>\n<\/td>\n

\n

\n9,807<\/p>\n<\/td>\n

\n

\n10,014<\/p>\n<\/td>\n

\n

\n9,983<\/p>\n<\/td>\n

\n

\n9,883<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Interest expense (annualized) (e)<\/b><\/p>\n<\/td>\n

\n

\n4,210<\/p>\n<\/td>\n

\n

\n3,725<\/p>\n<\/td>\n

\n

\n3,963<\/p>\n<\/td>\n

\n

\n3,967<\/p>\n<\/td>\n

\n

\n4,035<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average interest-earning assets (f)<\/b><\/p>\n<\/td>\n

\n

\n237,961<\/p>\n<\/td>\n

\n

\n194,144<\/p>\n<\/td>\n

\n

\n193,500<\/p>\n<\/td>\n

\n

\n192,682<\/p>\n<\/td>\n

\n

\n192,808<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average interest-bearing liabilities (g)<\/b><\/p>\n<\/td>\n

\n

\n172,326<\/p>\n<\/td>\n

\n

\n143,518<\/p>\n<\/td>\n

\n

\n143,096<\/p>\n<\/td>\n

\n

\n142,913<\/p>\n<\/td>\n

\n

\n144,285<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Net interest margin (b) \/ (f)<\/b><\/p>\n<\/td>\n

\n

\n3.30 %<\/p>\n<\/td>\n

\n

\n3.12 %<\/p>\n<\/td>\n

\n

\n3.12 %<\/p>\n<\/td>\n

\n

\n3.11 %<\/p>\n<\/td>\n

\n

\n3.02 %<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest margin (FTE) (c) \/ (f)<\/p>\n<\/td>\n

\n

\n3.30 %<\/p>\n<\/td>\n

\n

\n3.13 %<\/p>\n<\/td>\n

\n

\n3.13 %<\/p>\n<\/td>\n

\n

\n3.12 %<\/p>\n<\/td>\n

\n

\n3.03 %<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNet interest rate spread (FTE) (d) \/ (f) – (e) \/ (g)<\/p>\n<\/td>\n

\n

\n2.63 %<\/p>\n<\/td>\n

\n

\n2.45 %<\/p>\n<\/td>\n

\n

\n2.41 %<\/p>\n<\/td>\n

\n

\n2.40 %<\/p>\n<\/td>\n

\n

\n2.33 %<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Income before income taxes<\/b><\/p>\n<\/td>\n

\n

\n$207<\/p>\n<\/td>\n

\n

\n$912<\/p>\n<\/td>\n

\n

\n$837<\/p>\n<\/td>\n

\n

\n$808<\/p>\n<\/td>\n

\n

\n$653<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdd: Taxable equivalent adjustment<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nIncome before income taxes (FTE)<\/p>\n<\/td>\n

\n

\n212<\/p>\n<\/td>\n

\n

\n916<\/p>\n<\/td>\n

\n

\n842<\/p>\n<\/td>\n

\n

\n813<\/p>\n<\/td>\n

\n

\n658<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Net income available to common shareholders<\/b><\/p>\n<\/td>\n

\n

\n128<\/p>\n<\/td>\n

\n

\n699<\/p>\n<\/td>\n

\n

\n608<\/p>\n<\/td>\n

\n

\n591<\/p>\n<\/td>\n

\n

\n478<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdd: Intangible amortization, net of tax<\/p>\n<\/td>\n

\n

\n34<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible net income available to common shareholders (h)<\/p>\n<\/td>\n

\n

\n162<\/p>\n<\/td>\n

\n

\n704<\/p>\n<\/td>\n

\n

\n613<\/p>\n<\/td>\n

\n

\n596<\/p>\n<\/td>\n

\n

\n484<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible net income available to common shareholders (annualized) (i)<\/p>\n<\/td>\n

\n

\n657<\/p>\n<\/td>\n

\n

\n2,793<\/p>\n<\/td>\n

\n

\n2,432<\/p>\n<\/td>\n

\n

\n2,391<\/p>\n<\/td>\n

\n

\n1,963<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average Bancorp shareholders<\/b>\u2019 equity<\/b><\/p>\n<\/td>\n

\n

\n30,108<\/p>\n<\/td>\n

\n

\n21,527<\/p>\n<\/td>\n

\n

\n21,216<\/p>\n<\/td>\n

\n

\n20,670<\/p>\n<\/td>\n

\n

\n20,000<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLess:<\/p>\n<\/td>\n

\n

\nAverage preferred stock<\/p>\n<\/td>\n

\n

\n(2,040)<\/p>\n<\/td>\n

\n

\n(1,770)<\/p>\n<\/td>\n

\n

\n(2,112)<\/p>\n<\/td>\n

\n

\n(2,116)<\/p>\n<\/td>\n

\n

\n(2,116)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage goodwill<\/p>\n<\/td>\n

\n

\n(8,686)<\/p>\n<\/td>\n

\n

\n(4,947)<\/p>\n<\/td>\n

\n

\n(4,937)<\/p>\n<\/td>\n

\n

\n(4,918)<\/p>\n<\/td>\n

\n

\n(4,918)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage intangible assets<\/p>\n<\/td>\n

\n

\n(841)<\/p>\n<\/td>\n

\n

\n(72)<\/p>\n<\/td>\n

\n

\n(77)<\/p>\n<\/td>\n

\n

\n(79)<\/p>\n<\/td>\n

\n

\n(86)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage tangible common equity, including AOCI (j)<\/p>\n<\/td>\n

\n

\n18,541<\/p>\n<\/td>\n

\n

\n14,738<\/p>\n<\/td>\n

\n

\n14,090<\/p>\n<\/td>\n

\n

\n13,557<\/p>\n<\/td>\n

\n

\n12,880<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLess:<\/p>\n<\/td>\n

\n

\nAverage AOCI<\/p>\n<\/td>\n

\n

\n3,080<\/p>\n<\/td>\n

\n

\n3,137<\/p>\n<\/td>\n

\n

\n3,520<\/p>\n<\/td>\n

\n

\n3,935<\/p>\n<\/td>\n

\n

\n4,362<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAverage tangible common equity, excluding AOCI (k)<\/p>\n<\/td>\n

\n

\n21,621<\/p>\n<\/td>\n

\n

\n17,875<\/p>\n<\/td>\n

\n

\n17,610<\/p>\n<\/td>\n

\n

\n17,492<\/p>\n<\/td>\n

\n

\n17,242<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Total Bancorp shareholders<\/b>\u2019 equity<\/b><\/p>\n<\/td>\n

\n

\n34,106<\/p>\n<\/td>\n

\n

\n21,724<\/p>\n<\/td>\n

\n

\n21,107<\/p>\n<\/td>\n

\n

\n21,124<\/p>\n<\/td>\n

\n

\n20,403<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLess:<\/p>\n<\/td>\n

\n

\nPreferred stock<\/p>\n<\/td>\n

\n

\n(2,182)<\/p>\n<\/td>\n

\n

\n(1,770)<\/p>\n<\/td>\n

\n

\n(1,770)<\/p>\n<\/td>\n

\n

\n(2,116)<\/p>\n<\/td>\n

\n

\n(2,116)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nGoodwill<\/p>\n<\/td>\n

\n

\n(9,966)<\/p>\n<\/td>\n

\n

\n(4,947)<\/p>\n<\/td>\n

\n

\n(4,947)<\/p>\n<\/td>\n

\n

\n(4,918)<\/p>\n<\/td>\n

\n

\n(4,918)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nIntangible assets<\/p>\n<\/td>\n

\n

\n(1,233)<\/p>\n<\/td>\n

\n

\n(69)<\/p>\n<\/td>\n

\n

\n(76)<\/p>\n<\/td>\n

\n

\n(75)<\/p>\n<\/td>\n

\n

\n(82)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible common equity, including AOCI (l)<\/p>\n<\/td>\n

\n

\n20,725<\/p>\n<\/td>\n

\n

\n14,938<\/p>\n<\/td>\n

\n

\n14,314<\/p>\n<\/td>\n

\n

\n14,015<\/p>\n<\/td>\n

\n

\n13,287<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLess:<\/p>\n<\/td>\n

\n

\nAOCI<\/p>\n<\/td>\n

\n

\n3,234<\/p>\n<\/td>\n

\n

\n3,110<\/p>\n<\/td>\n

\n

\n3,276<\/p>\n<\/td>\n

\n

\n3,546<\/p>\n<\/td>\n

\n

\n3,895<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible common equity, excluding AOCI (m)<\/p>\n<\/td>\n

\n

\n23,959<\/p>\n<\/td>\n

\n

\n18,048<\/p>\n<\/td>\n

\n

\n17,590<\/p>\n<\/td>\n

\n

\n17,561<\/p>\n<\/td>\n

\n

\n17,182<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdd:<\/p>\n<\/td>\n

\n

\nPreferred stock<\/p>\n<\/td>\n

\n

\n2,182<\/p>\n<\/td>\n

\n

\n1,770<\/p>\n<\/td>\n

\n

\n1,770<\/p>\n<\/td>\n

\n

\n2,116<\/p>\n<\/td>\n

\n

\n2,116<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible equity (n)<\/p>\n<\/td>\n

\n

\n26,141<\/p>\n<\/td>\n

\n

\n19,818<\/p>\n<\/td>\n

\n

\n19,360<\/p>\n<\/td>\n

\n

\n19,677<\/p>\n<\/td>\n

\n

\n19,298<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Total assets<\/b><\/p>\n<\/td>\n

\n

\n297,039<\/p>\n<\/td>\n

\n

\n214,376<\/p>\n<\/td>\n

\n

\n212,903<\/p>\n<\/td>\n

\n

\n209,991<\/p>\n<\/td>\n

\n

\n212,669<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLess:<\/p>\n<\/td>\n

\n

\nGoodwill<\/p>\n<\/td>\n

\n

\n(9,966)<\/p>\n<\/td>\n

\n

\n(4,947)<\/p>\n<\/td>\n

\n

\n(4,947)<\/p>\n<\/td>\n

\n

\n(4,918)<\/p>\n<\/td>\n

\n

\n(4,918)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nIntangible assets<\/p>\n<\/td>\n

\n

\n(1,233)<\/p>\n<\/td>\n

\n

\n(69)<\/p>\n<\/td>\n

\n

\n(76)<\/p>\n<\/td>\n

\n

\n(75)<\/p>\n<\/td>\n

\n

\n(82)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible assets, including AOCI (o)<\/p>\n<\/td>\n

\n

\n285,840<\/p>\n<\/td>\n

\n

\n209,360<\/p>\n<\/td>\n

\n

\n207,880<\/p>\n<\/td>\n

\n

\n204,998<\/p>\n<\/td>\n

\n

\n207,669<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLess:<\/p>\n<\/td>\n

\n

\nAOCI, before tax<\/p>\n<\/td>\n

\n

\n4,255<\/p>\n<\/td>\n

\n

\n4,092<\/p>\n<\/td>\n

\n

\n4,311<\/p>\n<\/td>\n

\n

\n4,666<\/p>\n<\/td>\n

\n

\n5,125<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible assets, excluding AOCI (p)<\/p>\n<\/td>\n

\n

\n$290,095<\/p>\n<\/td>\n

\n

\n$213,452<\/p>\n<\/td>\n

\n

\n$212,191<\/p>\n<\/td>\n

\n

\n$209,664<\/p>\n<\/td>\n

\n

\n$212,794<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Common shares outstanding (q)<\/b><\/p>\n<\/td>\n

\n

\n906<\/p>\n<\/td>\n

\n

\n661<\/p>\n<\/td>\n

\n

\n661<\/p>\n<\/td>\n

\n

\n668<\/p>\n<\/td>\n

\n

\n667<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible equity (n) \/ (p)<\/p>\n<\/td>\n

\n

\n9.01%<\/p>\n<\/td>\n

\n

\n9.28%<\/p>\n<\/td>\n

\n

\n9.12%<\/p>\n<\/td>\n

\n

\n9.39%<\/p>\n<\/td>\n

\n

\n9.07%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible common equity (excluding AOCI) (m) \/ (p)<\/p>\n<\/td>\n

\n

\n8.26%<\/p>\n<\/td>\n

\n

\n8.46%<\/p>\n<\/td>\n

\n

\n8.29%<\/p>\n<\/td>\n

\n

\n8.38%<\/p>\n<\/td>\n

\n

\n8.07%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible common equity (including AOCI) (l) \/ (o)<\/p>\n<\/td>\n

\n

\n7.25%<\/p>\n<\/td>\n

\n

\n7.14%<\/p>\n<\/td>\n

\n

\n6.89%<\/p>\n<\/td>\n

\n

\n6.84%<\/p>\n<\/td>\n

\n

\n6.40%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible book value per share (including AOCI) (l) \/ (q)<\/p>\n<\/td>\n

\n

\n$22.88<\/p>\n<\/td>\n

\n

\n$22.60<\/p>\n<\/td>\n

\n

\n$21.66<\/p>\n<\/td>\n

\n

\n$20.98<\/p>\n<\/td>\n

\n

\n$19.92<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTangible book value per share (excluding AOCI) (m) \/ (q)<\/p>\n<\/td>\n

\n

\n$26.44<\/p>\n<\/td>\n

\n

\n$27.30<\/p>\n<\/td>\n

\n

\n$26.61<\/p>\n<\/td>\n

\n

\n$26.29<\/p>\n<\/td>\n

\n

\n$25.76<\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n\u00a0<\/p>\n<\/td>\n

\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNon-GAAP Reconciliation<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\nFor the Three Months Ended<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nDecember<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMarch<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2026<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2025<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Net income (r)<\/b><\/p>\n<\/td>\n

\n

\n$165<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$731<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$515<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Net income (annualized) (s)<\/b><\/p>\n<\/td>\n

\n

\n669<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,900<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,089<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjustments (pre-tax items)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMerger-related charges<\/p>\n<\/td>\n

\n

\n657<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n13<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMerger-related Day 1 ACL build<\/p>\n<\/td>\n

\n

\n83<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSecurities (gains)\/losses<\/p>\n<\/td>\n

\n

\n12<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLitigation settlements<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(12)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFDIC special assessment<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(25)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFifth Third Foundation contribution<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n50<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterchange litigation matters<\/p>\n<\/td>\n

\n

\n(8)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNon-qualified deferred compensation expense\/(benefit)<\/p>\n<\/td>\n

\n

\n(9)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(5)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(4)<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjustments, pre-tax<\/p>\n<\/td>\n

\n

\n735<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n37<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n23<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nApplicable income tax expense on adjustments<\/p>\n<\/td>\n

\n

\n166<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjustments, after-tax (t)(a)(b)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n569<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n31<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjustments (tax related items)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nBenefit related to the resolution of certain tax matters<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(7)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjustments (tax related items) (u)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(7)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest income (v)<\/b><\/p>\n<\/td>\n

\n

\n895<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n811<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n694<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterchange litigation matters<\/p>\n<\/td>\n

\n

\n(8)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n8<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n18<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMerger-related charges<\/p>\n<\/td>\n

\n

\n22<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nLitigation settlements<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(12)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest income excluding certain item(s)<\/p>\n<\/td>\n

\n

\n909<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n807<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n712<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nSecurities losses, net<\/p>\n<\/td>\n

\n

\n12<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted noninterest income, excluding certain items and securities losses (w)<\/p>\n<\/td>\n

\n

\n921<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n812<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n721<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Noninterest expense (x)<\/b><\/p>\n<\/td>\n

\n

\n2,395<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,309<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,304<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nInterchange litigation matters<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(3)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nMerger-related charges<\/p>\n<\/td>\n

\n

\n(635)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(13)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFDIC special assessment<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n25<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nFifth Third Foundation contribution<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n(50)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNoninterest expense excluding certain item(s)<\/p>\n<\/td>\n

\n

\n1,760<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,268<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,304<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nNon-qualified deferred compensation benefit<\/p>\n<\/td>\n

\n

\n9<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n5<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n4<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted noninterest expense, excluding certain items and non-qualified deferred compensation (y)<\/p>\n<\/td>\n

\n

\n1,769<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,273<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1,308<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted net income (r) + (t) + (u)<\/p>\n<\/td>\n

\n

\n734<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n755<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n533<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted net income (annualized) (z)<\/p>\n<\/td>\n

\n

\n2,977<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,995<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,162<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted tangible net income available to common shareholders (h) + (t) + (u)<\/p>\n<\/td>\n

\n

\n731<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n728<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n502<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted tangible net income available to common shareholders (annualized) (aa)<\/p>\n<\/td>\n

\n

\n2,965<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,888<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n2,036<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Average assets (ab)<\/b><\/p>\n<\/td>\n

\n

\n$265,551<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$213,021<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$210,558<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nReturn on average tangible common equity (i) \/ (j)<\/p>\n<\/td>\n

\n

\n3.5%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n19.0%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n15.2%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nReturn on average tangible common equity excluding AOCI (i) \/ (k)<\/p>\n<\/td>\n

\n

\n3.0%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n15.6%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11.4%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted return on average tangible common equity, including AOCI (aa) \/ (j)<\/p>\n<\/td>\n

\n

\n16.0%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n19.6%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n15.8%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted return on average tangible common equity, excluding AOCI (aa) \/ (k)<\/p>\n<\/td>\n

\n

\n13.7%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n16.2%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n11.8%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Return on average assets (s) \/ (ab)<\/b><\/p>\n<\/td>\n

\n

\n0.25%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.36%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n0.99%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted return on average assets (z) \/ (ab)<\/p>\n<\/td>\n

\n

\n1.12%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.41%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n1.03%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nEfficiency ratio (FTE) (x) \/ [(a) + (v)]<\/p>\n<\/td>\n

\n

\n84.5%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n55.8%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n61.0%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted efficiency ratio (y) \/ [(a) + (w)]<\/p>\n<\/td>\n

\n

\n61.9%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n54.3%<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n60.5%<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nTotal revenue (FTE) (a) + (v)<\/p>\n<\/td>\n

\n

\n$2,834<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,344<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,136<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted total revenue (FTE) (a) + (w)<\/p>\n<\/td>\n

\n

\n$2,860<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,345<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$2,163<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nPre-provision net revenue (PPNR) (a) + (v) – (x)<\/p>\n<\/td>\n

\n

\n$439<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,035<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$832<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\nAdjusted pre-provision net revenue (PPNR) (a) + (w) – (y)<\/p>\n<\/td>\n

\n

\n$1,091<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$1,072<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n$855<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

Totals may not foot due to rounding.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

(a) Assumes a 24% tax rate.<\/i><\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

(b) A portion of the adjustments related to merger-related expenses are not tax-deductible.<\/i><\/p>\n<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Fifth Third Bancorp and Subsidiaries<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nSegment Presentation<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n$ in millions<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n(unaudited)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFor the three months ended March 31, 2026<\/p>\n<\/td>\n

\n

Commercial
\n
Banking<\/b><\/p>\n<\/td>\n

\n

Consumer and
\n
Small Business
\n
Banking<\/b><\/p>\n<\/td>\n

\n

Wealth
\n
<\/b>and Asset
\n
Management<\/b><\/p>\n<\/td>\n

\n

General
\n
Corporate
\n
<\/b>and Other<\/b><\/p>\n<\/td>\n

\n

Total<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$878<\/p>\n<\/td>\n

\n

\n$1,073<\/p>\n<\/td>\n

\n

\n$83<\/p>\n<\/td>\n

\n

\n$(95)<\/p>\n<\/td>\n

\n

\n$1,939<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n(Provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n(158)<\/p>\n<\/td>\n

\n

\n(89)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n20<\/p>\n<\/td>\n

\n

\n(227)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income after (provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n720<\/p>\n<\/td>\n

\n

\n984<\/p>\n<\/td>\n

\n

\n83<\/p>\n<\/td>\n

\n

\n(75)<\/p>\n<\/td>\n

\n

\n1,712<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n441<\/p>\n<\/td>\n

\n

\n298<\/p>\n<\/td>\n

\n

\n164<\/p>\n<\/td>\n

\n

\n(8)<\/p>\n<\/td>\n

\n

\n895<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n(734)<\/p>\n<\/td>\n

\n

\n(810)<\/p>\n<\/td>\n

\n

\n(183)<\/p>\n<\/td>\n

\n

\n(668)<\/p>\n<\/td>\n

\n

\n(2,395)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nIncome (loss) before income taxes (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$427<\/p>\n<\/td>\n

\n

\n$472<\/p>\n<\/td>\n

\n

\n$64<\/p>\n<\/td>\n

\n

\n$(751)<\/p>\n<\/td>\n

\n

\n$212<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFor the three months ended December 31, 2025<\/p>\n<\/td>\n

\n

Commercial
\n
Banking<\/b><\/p>\n<\/td>\n

\n

Consumer and
\n
Small Business
\n
Banking<\/b><\/p>\n<\/td>\n

\n

Wealth
\n
<\/b>and Asset
\n
Management<\/b><\/p>\n<\/td>\n

\n

General
\n
Corporate
\n
<\/b>and Other<\/b><\/p>\n<\/td>\n

\n

Total<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$581<\/p>\n<\/td>\n

\n

\n$1,026<\/p>\n<\/td>\n

\n

\n$52<\/p>\n<\/td>\n

\n

\n$(126)<\/p>\n<\/td>\n

\n

\n$1,533<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n(Provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n(46)<\/p>\n<\/td>\n

\n

\n(84)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n11<\/p>\n<\/td>\n

\n

\n(119)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income after (provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n535<\/p>\n<\/td>\n

\n

\n942<\/p>\n<\/td>\n

\n

\n52<\/p>\n<\/td>\n

\n

\n(115)<\/p>\n<\/td>\n

\n

\n1,414<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n386<\/p>\n<\/td>\n

\n

\n311<\/p>\n<\/td>\n

\n

\n111<\/p>\n<\/td>\n

\n

\n3<\/p>\n<\/td>\n

\n

\n811<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n(476)<\/p>\n<\/td>\n

\n

\n(645)<\/p>\n<\/td>\n

\n

\n(97)<\/p>\n<\/td>\n

\n

\n(91)<\/p>\n<\/td>\n

\n

\n(1,309)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nIncome (loss) before income taxes (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$445<\/p>\n<\/td>\n

\n

\n$608<\/p>\n<\/td>\n

\n

\n$66<\/p>\n<\/td>\n

\n

\n$(203)<\/p>\n<\/td>\n

\n

\n$916<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFor the three months ended September 30, 2025<\/p>\n<\/td>\n

\n

Commercial
\n
Banking<\/b><\/p>\n<\/td>\n

\n

Consumer and
\n
Small Business
\n
Banking<\/b><\/p>\n<\/td>\n

\n

Wealth
\n
<\/b>and Asset
\n
Management<\/b><\/p>\n<\/td>\n

\n

General
\n
Corporate
\n
<\/b>and Other<\/b><\/p>\n<\/td>\n

\n

Total<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$594<\/p>\n<\/td>\n

\n

\n$1,082<\/p>\n<\/td>\n

\n

\n$55<\/p>\n<\/td>\n

\n

\n$(206)<\/p>\n<\/td>\n

\n

\n$1,525<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n(Provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n(246)<\/p>\n<\/td>\n

\n

\n(73)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n122<\/p>\n<\/td>\n

\n

\n(197)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income after (provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n348<\/p>\n<\/td>\n

\n

\n1,009<\/p>\n<\/td>\n

\n

\n55<\/p>\n<\/td>\n

\n

\n(84)<\/p>\n<\/td>\n

\n

\n1,328<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n357<\/p>\n<\/td>\n

\n

\n309<\/p>\n<\/td>\n

\n

\n109<\/p>\n<\/td>\n

\n

\n6<\/p>\n<\/td>\n

\n

\n781<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n(454)<\/p>\n<\/td>\n

\n

\n(653)<\/p>\n<\/td>\n

\n

\n(93)<\/p>\n<\/td>\n

\n

\n(67)<\/p>\n<\/td>\n

\n

\n(1,267)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nIncome (loss) before income taxes (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$251<\/p>\n<\/td>\n

\n

\n$665<\/p>\n<\/td>\n

\n

\n$71<\/p>\n<\/td>\n

\n

\n$(145)<\/p>\n<\/td>\n

\n

\n$842<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFor the three months ended June 30, 2025<\/p>\n<\/td>\n

\n

Commercial
\n
Banking<\/b><\/p>\n<\/td>\n

\n

Consumer and
\n
Small Business
\n
Banking<\/b><\/p>\n<\/td>\n

\n

Wealth
\n
<\/b>and Asset
\n
Management<\/b><\/p>\n<\/td>\n

\n

General
\n
Corporate
\n
<\/b>and Other<\/b><\/p>\n<\/td>\n

\n

Total<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$595<\/p>\n<\/td>\n

\n

\n$1,085<\/p>\n<\/td>\n

\n

\n$57<\/p>\n<\/td>\n

\n

\n$(237)<\/p>\n<\/td>\n

\n

\n$1,500<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n(Provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n(79)<\/p>\n<\/td>\n

\n

\n(84)<\/p>\n<\/td>\n

\n

\n2<\/p>\n<\/td>\n

\n

\n(12)<\/p>\n<\/td>\n

\n

\n(173)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income after (provision for) benefit from credit losses<\/p>\n<\/td>\n

\n

\n516<\/p>\n<\/td>\n

\n

\n1,001<\/p>\n<\/td>\n

\n

\n59<\/p>\n<\/td>\n

\n

\n(249)<\/p>\n<\/td>\n

\n

\n1,327<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n321<\/p>\n<\/td>\n

\n

\n293<\/p>\n<\/td>\n

\n

\n101<\/p>\n<\/td>\n

\n

\n35<\/p>\n<\/td>\n

\n

\n750<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n(453)<\/p>\n<\/td>\n

\n

\n(646)<\/p>\n<\/td>\n

\n

\n(95)<\/p>\n<\/td>\n

\n

\n(70)<\/p>\n<\/td>\n

\n

\n(1,264)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nIncome (loss) before income taxes (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$384<\/p>\n<\/td>\n

\n

\n$648<\/p>\n<\/td>\n

\n

\n$65<\/p>\n<\/td>\n

\n

\n$(284)<\/p>\n<\/td>\n

\n

\n$813<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nFor the three months ended March 31, 2025<\/p>\n<\/td>\n

\n

Commercial
\n
Banking<\/b><\/p>\n<\/td>\n

\n

Consumer and
\n
Small Business
\n
Banking<\/b><\/p>\n<\/td>\n

\n

Wealth
\n
<\/b>and Asset
\n
Management<\/b><\/p>\n<\/td>\n

\n

General
\n
Corporate
\n
<\/b>and Other<\/b><\/p>\n<\/td>\n

\n

Total<\/b><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$552<\/p>\n<\/td>\n

\n

\n$975<\/p>\n<\/td>\n

\n

\n$49<\/p>\n<\/td>\n

\n

\n$(134)<\/p>\n<\/td>\n

\n

\n$1,442<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nProvision for credit losses<\/p>\n<\/td>\n

\n

\n(80)<\/p>\n<\/td>\n

\n

\n(84)<\/p>\n<\/td>\n

\n

\n\u2014<\/p>\n<\/td>\n

\n

\n(10)<\/p>\n<\/td>\n

\n

\n(174)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNet interest income after provision for credit losses<\/p>\n<\/td>\n

\n

\n472<\/p>\n<\/td>\n

\n

\n891<\/p>\n<\/td>\n

\n

\n49<\/p>\n<\/td>\n

\n

\n(144)<\/p>\n<\/td>\n

\n

\n1,268<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest income<\/p>\n<\/td>\n

\n

\n301<\/p>\n<\/td>\n

\n

\n281<\/p>\n<\/td>\n

\n

\n109<\/p>\n<\/td>\n

\n

\n3<\/p>\n<\/td>\n

\n

\n694<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nNoninterest expense<\/p>\n<\/td>\n

\n

\n(511)<\/p>\n<\/td>\n

\n

\n(650)<\/p>\n<\/td>\n

\n

\n(106)<\/p>\n<\/td>\n

\n

\n(37)<\/p>\n<\/td>\n

\n

\n(1,304)<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

\nIncome (loss) before income taxes (FTE)(a)<\/sup><\/i><\/p>\n<\/td>\n

\n

\n$262<\/p>\n<\/td>\n

\n

\n$522<\/p>\n<\/td>\n

\n

\n$52<\/p>\n<\/td>\n

\n

\n$(178)<\/p>\n<\/td>\n

\n

\n$658<\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n

\n

(a) Includes taxable equivalent adjustments of $5 million for the three months ended March 31, 2026, $4 million for the three months ended December 31, 2025 and $5 million for the three months ended September 30, 2025, June 30, 2025 and March 31, 2025.<\/i><\/p>\n<\/td>\n

\n

\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n

\nCategory: Earnings<\/p>\n

\"\"<\/p>\n

View source version on businesswire.com: <\/span>https:\/\/www.businesswire.com\/news\/home\/20260416053198\/en\/<\/a><\/span><\/p>\n

\nInvestor contact: Matt Curoe (513) 534-2345 | Media contact: Jennifer Hendricks Sullivan (614) 744-7693<\/p>\n

KEYWORDS:<\/b> Ohio United States North America<\/p>\n

INDUSTRY KEYWORDS:<\/b> Professional Services Other Professional Services Finance Asset Management Banking Personal Finance<\/p>\n

MEDIA:<\/b><\/p>\n\n\n\n\n
Logo<\/b><\/font><\/td>\n<\/tr>\n
\"Logo\"<\/td>\n<\/tr>\n
<\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"

Fifth Third Bancorp Reports First Quarter 2026 Earnings Core business momentum remains strong and Comerica acquisition meaningfully propels growth trajectory Reported results included a net negative $0.68 impact from certain items on page 2 CINCINNATI–(BUSINESS WIRE)–Fifth Third Bancorp (NASDAQ: FITB): Key Financial Data \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Key Highlights \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $ in millions for all balance sheet and income statement items \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 1Q26 4Q25 1Q25 Successfully closed Comerica acquisition Opening Balances as of February 1st: Total assets, including goodwill, of $86 billion Total loans of $51 billion Total deposits of $65 billion \u00a0 Stability: Solid credit performance. Net charge-offs(b) … <\/p>\n

Continue reading “Fifth Third Bancorp Reports First Quarter 2026 Earnings”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-952422","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"\nFifth Third Bancorp Reports First Quarter 2026 Earnings - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/fifth-third-bancorp-reports-first-quarter-2026-earnings\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fifth Third Bancorp Reports First Quarter 2026 Earnings - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Fifth Third Bancorp Reports First Quarter 2026 Earnings Core business momentum remains strong and Comerica acquisition meaningfully propels growth trajectory Reported results included a net negative $0.68 impact from certain items on page 2 CINCINNATI–(BUSINESS WIRE)–Fifth Third Bancorp (NASDAQ: FITB): Key Financial Data \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Key Highlights \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $ in millions for all balance sheet and income statement items \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 1Q26 4Q25 1Q25 Successfully closed Comerica acquisition Opening Balances as of February 1st: Total assets, including goodwill, of $86 billion Total loans of $51 billion Total deposits of $65 billion \u00a0 Stability: Solid credit performance. Net charge-offs(b) … Continue reading "Fifth Third Bancorp Reports First Quarter 2026 Earnings"\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/fifth-third-bancorp-reports-first-quarter-2026-earnings\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-17T10:33:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&sty=20260416053198r1&sid=flmnd&distro=nx&lang=en\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"41 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fifth-third-bancorp-reports-first-quarter-2026-earnings\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fifth-third-bancorp-reports-first-quarter-2026-earnings\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"Fifth Third Bancorp Reports First Quarter 2026 Earnings\",\"datePublished\":\"2026-04-17T10:33:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fifth-third-bancorp-reports-first-quarter-2026-earnings\\\/\"},\"wordCount\":8240,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fifth-third-bancorp-reports-first-quarter-2026-earnings\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cts.businesswire.com\\\/ct\\\/CT?id=bwnews&sty=20260416053198r1&sid=flmnd&distro=nx&lang=en\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fifth-third-bancorp-reports-first-quarter-2026-earnings\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fifth-third-bancorp-reports-first-quarter-2026-earnings\\\/\",\"name\":\"Fifth Third Bancorp Reports First Quarter 2026 Earnings - 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