{"id":937856,"date":"2026-02-18T08:33:55","date_gmt":"2026-02-18T13:33:55","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\/"},"modified":"2026-02-18T08:33:55","modified_gmt":"2026-02-18T13:33:55","slug":"hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\/","title":{"rendered":"Hammurabi, a Division of Xchange Benefits, Unveils AI Platform That Revolutionizes Medical Stop Loss Underwriting"},"content":{"rendered":"<p>        <!--.bwalignc { text-align: center; list-style-position: inside }body {font:normal small Arial,Helvetica,sans-serif;color:#000;background-color:#fff;padding:24px;margin:0;} a img {border:0;} h3 {font-size:medium;color:#000;margin:0 0 1em 0; text-align:center;}-->  <\/p>\n<p class=\"bwalignc\"><b>Hammurabi, a Division of Xchange Benefits, Unveils AI Platform That Revolutionizes Medical Stop Loss Underwriting<\/b><\/p>\n<p>ARMONK, N.Y.&#8211;(<a href=\"http:\/\/www.businesswire.com\">BUSINESS WIRE<\/a>)&#8211;<br \/>\nHammurabi, a division of accident and health managing general underwriter Xchange Benefits LLC, a subsidiary of Octave Specialty Group, Inc. (NYSE: OSG), has unveiled an artificial intelligence platform that fundamentally transforms how medical stop loss insurance is underwritten, replacing a traditionally labor-intensive process with near-instant risk prediction and pricing accuracy.<\/p>\n<p>\nDesigned to deliver efficiencies in the $40 billion medical stop loss market, Hammurabi\u2019s proprietary neuro-semiotic models apply advanced machine learning to predict employer health risk with speed and precision. The result is a dramatic reduction in standard market underwriting timelines\u2014from days to minutes\u2014while delivering accurate pricing and actionable insights for both employers and producers.<\/p>\n<p>\nMedical stop loss coverage protects employers with self-funded health plans from catastrophic healthcare claims. Hammurabi\u2019s technology processes unstructured documents, predicts health claims with greater precision, and generates proposals that combine maximum competitiveness with disciplined loss control.<\/p>\n<p>\n\u201cInsurance as we have known it is about to be radically changed by AI,\u201d said Hammurabi founder Daniel Zoughbie, a complex systems scientist from the University of California, Berkeley. \u201cRapid advances in technology will require insurance models to shift from sharing in largely unknown risks to modifying shared, largely known risks. Hammurabi is poised to lead this revolution in medical stop loss insurance.\u201d<\/p>\n<p>\nThe Hammurabi platform was developed by multidisciplinary scientists from UC Berkeley\u2019s SkyDeck program, combining expertise in complex systems, public health, and machine learning.<\/p>\n<p>\nIndustry leaders have already begun integrating Hammurabi\u2019s technology into stop loss underwriting operations. Xchange Benefits recently made a strategic investment in Hammurabi\u2019s technology and established a Hammurabi-branded underwriting division.<\/p>\n<p>\n\u201cThe word \u2018excited\u2019 gets thrown around a lot these days, but I can genuinely say that the Hammurabi initiative for Xchange has me extremely excited,\u201d said Peter McGuire, President and CEO of Xchange Benefits. \u201cHammurabi brings a level of pricing accuracy and speed that producers will be impressed by.\u201d<\/p>\n<p><b>About Xchange Benefits<\/b><\/p>\n<p>\nFounded in 2010, Xchange Benefits, LLC is a diverse group of business units focused on the global insurance and reinsurance industry. Led by a team who have industry leading experience, Xchange Benefits underwrites, consults, creates products, creates retail distribution, structures risk, transacts reinsurance, advises on capital deployment and most importantly, listens to its clients. Xchange Benefits is headquartered in Armonk, N.Y., and has an office in Indianapolis. It is a subsidiary of Octave Specialty Group, Inc. For more information, visit <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Fwww.xbllc.com&amp;esheet=54427679&amp;newsitemid=20260218327915&amp;lan=en-US&amp;anchor=www.xbllc.com&amp;index=1&amp;md5=a84b935c4bd71a287fc9e40d227c7839\">www.xbllc.com<\/a>.<\/p>\n<p><img decoding=\"async\" alt=\"\" src=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260218327915r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" style=\"width:0;height:0\" \/><span class=\"bwct31415\" \/><\/p>\n<p id=\"mmgallerylink\"><span id=\"mmgallerylink-phrase\">View source version on businesswire.com: <\/span><span id=\"mmgallerylink-link\"><a href=\"https:\/\/www.businesswire.com\/news\/home\/20260218327915\/en\/\" rel=\"nofollow\">https:\/\/www.businesswire.com\/news\/home\/20260218327915\/en\/<\/a><\/span><\/p>\n<p>\nInvestors:<br \/>\n<br \/>Karen Beyer<br \/>\n<br \/>Managing Director, Investor Relations<br \/>\n<br \/><a rel=\"nofollow\" href=\"mailto:kbeyer@octavegroup.com\">kbeyer@octavegroup.com<br \/>\n<\/a><\/p>\n<p>Media:<br \/>\n<br \/>Kate Smith<br \/>\n<br \/>Director, Corporate Communications<br \/>\n<br \/><a rel=\"nofollow\" href=\"mailto:ksmith@octavegroup.com\">ksmith@octavegroup.com<\/a><\/p>\n<p><b>KEYWORDS:<\/b> United States North America New York<\/p>\n<p><b>INDUSTRY KEYWORDS:<\/b> Data Management Technology Managed Care Other Health Health General Health Other Technology Health Insurance Apps\/Applications Software Artificial Intelligence<\/p>\n<p><b>MEDIA:<\/b><\/p>\n<table cellpadding=\"3\" cellspacing=\"3\">\n<tr>\n<td><font face=\"Arial\" size=\"2\"><b>Logo<\/b><\/font><\/td>\n<\/tr>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mms.businesswire.com\/media\/20260218327915\/en\/2723260\/3\/XB_transparent.jpg\" alt=\"Logo\" \/><\/td>\n<\/tr>\n<tr>\n<td><font face=\"Arial\" size=\"2\"><\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Hammurabi, a Division of Xchange Benefits, Unveils AI Platform That Revolutionizes Medical Stop Loss Underwriting ARMONK, N.Y.&#8211;(BUSINESS WIRE)&#8211; Hammurabi, a division of accident and health managing general underwriter Xchange Benefits LLC, a subsidiary of Octave Specialty Group, Inc. (NYSE: OSG), has unveiled an artificial intelligence platform that fundamentally transforms how medical stop loss insurance is underwritten, replacing a traditionally labor-intensive process with near-instant risk prediction and pricing accuracy. Designed to deliver efficiencies in the $40 billion medical stop loss market, Hammurabi\u2019s proprietary neuro-semiotic models apply advanced machine learning to predict employer health risk with speed and precision. The result is a dramatic reduction in standard market underwriting timelines\u2014from days to minutes\u2014while delivering accurate pricing and actionable insights for both employers &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Hammurabi, a Division of Xchange Benefits, Unveils AI Platform That Revolutionizes Medical Stop Loss Underwriting&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-937856","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Hammurabi, a Division of Xchange Benefits, Unveils AI Platform That Revolutionizes Medical Stop Loss Underwriting - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hammurabi, a Division of Xchange Benefits, Unveils AI Platform That Revolutionizes Medical Stop Loss Underwriting - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Hammurabi, a Division of Xchange Benefits, Unveils AI Platform That Revolutionizes Medical Stop Loss Underwriting ARMONK, N.Y.&#8211;(BUSINESS WIRE)&#8211; Hammurabi, a division of accident and health managing general underwriter Xchange Benefits LLC, a subsidiary of Octave Specialty Group, Inc. (NYSE: OSG), has unveiled an artificial intelligence platform that fundamentally transforms how medical stop loss insurance is underwritten, replacing a traditionally labor-intensive process with near-instant risk prediction and pricing accuracy. Designed to deliver efficiencies in the $40 billion medical stop loss market, Hammurabi\u2019s proprietary neuro-semiotic models apply advanced machine learning to predict employer health risk with speed and precision. The result is a dramatic reduction in standard market underwriting timelines\u2014from days to minutes\u2014while delivering accurate pricing and actionable insights for both employers &hellip; Continue reading &quot;Hammurabi, a Division of Xchange Benefits, Unveils AI Platform That Revolutionizes Medical Stop Loss Underwriting&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-18T13:33:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260218327915r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"Hammurabi, a Division of Xchange Benefits, Unveils AI Platform That Revolutionizes Medical Stop Loss Underwriting\",\"datePublished\":\"2026-02-18T13:33:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\\\/\"},\"wordCount\":495,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cts.businesswire.com\\\/ct\\\/CT?id=bwnews&amp;sty=20260218327915r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\\\/\",\"name\":\"Hammurabi, a Division of Xchange Benefits, Unveils AI Platform That Revolutionizes Medical Stop Loss Underwriting - 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(NYSE: OSG), has unveiled an artificial intelligence platform that fundamentally transforms how medical stop loss insurance is underwritten, replacing a traditionally labor-intensive process with near-instant risk prediction and pricing accuracy. Designed to deliver efficiencies in the $40 billion medical stop loss market, Hammurabi\u2019s proprietary neuro-semiotic models apply advanced machine learning to predict employer health risk with speed and precision. The result is a dramatic reduction in standard market underwriting timelines\u2014from days to minutes\u2014while delivering accurate pricing and actionable insights for both employers &hellip; Continue reading \"Hammurabi, a Division of Xchange Benefits, Unveils AI Platform That Revolutionizes Medical Stop Loss Underwriting\"","og_url":"https:\/\/www.marketnewsdesk.com\/index.php\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\/","og_site_name":"Market Newsdesk","article_published_time":"2026-02-18T13:33:55+00:00","og_image":[{"url":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260218327915r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en","type":"","width":"","height":""}],"author":"Newsdesk","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Newsdesk","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\/#article","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\/"},"author":{"name":"Newsdesk","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"headline":"Hammurabi, a Division of Xchange Benefits, Unveils AI Platform That Revolutionizes Medical Stop Loss Underwriting","datePublished":"2026-02-18T13:33:55+00:00","mainEntityOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\/"},"wordCount":495,"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\/#primaryimage"},"thumbnailUrl":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260218327915r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\/","url":"https:\/\/www.marketnewsdesk.com\/index.php\/hammurabi-a-division-of-xchange-benefits-unveils-ai-platform-that-revolutionizes-medical-stop-loss-underwriting\/","name":"Hammurabi, a Division of Xchange Benefits, Unveils AI Platform That Revolutionizes Medical Stop Loss Underwriting - 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