{"id":937477,"date":"2026-02-17T12:52:06","date_gmt":"2026-02-17T17:52:06","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/upstart-announces-cash-line-bringing-always-on-credit-to-millions-of-americans\/"},"modified":"2026-02-17T12:52:06","modified_gmt":"2026-02-17T17:52:06","slug":"upstart-announces-cash-line-bringing-always-on-credit-to-millions-of-americans","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/upstart-announces-cash-line-bringing-always-on-credit-to-millions-of-americans\/","title":{"rendered":"Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans"},"content":{"rendered":"<p>        <!--.bwlistcircle { list-style-type: circle }\n.bwlistdisc { list-style-type: disc }body {font:normal small Arial,Helvetica,sans-serif;color:#000;background-color:#fff;padding:24px;margin:0;} a img {border:0;} h3 {font-size:medium;color:#000;margin:0 0 1em 0; text-align:center;}-->  <\/p>\n<p><b>Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans<\/b><\/p>\n<p>SAN MATEO, Calif.&#8211;(<a href=\"http:\/\/www.businesswire.com\">BUSINESS WIRE<\/a>)&#8211;<br \/>\nUpstart (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced Cash Line, a breakthrough revolving line of credit that gives consumers ongoing access to money as needed.<\/p>\n<p>\n\u201cCash Line is Upstart\u2019s next great leap toward always-on credit for every American,\u201d said Dave Girouard, co-founder and CEO of Upstart. \u201cWe are rapidly building a one-stop shop for all flavors of credit where guaranteed best rates are available 24\/7 in a matter of minutes. Cash Line offers reliable access to money in the moments that matter the most.\u201d<\/p>\n<p>\nCash Line leapfrogs the unreliable and often predatory short-term options currently available. While traditional cash advance apps promise high limits, they often approve consumers for far less, layer on hidden fees, and provide unpredictable access, leaving millions of Americans without affordable options when they need it most. Cash Line breaks this cycle by offering:<\/p>\n<ul class=\"bwlistdisc\">\n<li><b>Guaranteed minimum of $200 <\/b>for all approved consumers, the highest in the industry\n<\/li>\n<li><b>Up to $5,000 revolving line <\/b>&#8211; more than 5X leading competitors\n<\/li>\n<li><b>Always-on <\/b>&#8211;<b \/>approved lines are never reduced (provided program requirements are met)\n<\/li>\n<li><b>Instant access &#8211;<\/b> no extra fees for expedited access\n<\/li>\n<li><b>Customized repayment options<\/b> &#8211; industry-first features like \u2018Rest Mode\u2019 put consumers in control\n<\/li>\n<li><b>Simple, transparent pricing:<\/b>\n<ul class=\"bwlistcircle\">\n<li>\n$10 monthly membership for lines up to $500<\/p>\n<\/li>\n<li>\nPlus a low APR (5 to 36%) for draws beyond $500<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>\nStarting today, consumers can join the waitlist for early access to Cash Line\u2019s beta before it\u2019s widely available with all features later in 2026. To learn more, visit <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.upstart.com%2Fcash-line-waitlist%3Futm_source%3Dcash_line_press_release&amp;esheet=54426507&amp;newsitemid=20260217824169&amp;lan=en-US&amp;anchor=upstart.com%2Fcash-line-waitlist&amp;index=1&amp;md5=f2a66dc385712fc2478b9192d82a9ece\">upstart.com\/cash-line-waitlist<\/a><\/p>\n<p><b>About Upstart<\/b><\/p>\n<p>\nUpstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart\u2019s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart\u2019s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar \u201crelief\u201d loans. Upstart is based in San Mateo, California.<\/p>\n<p><b>Forward-Looking Statements<\/b><\/p>\n<p>\nThis press release contains forward-looking statements within the meaning of the federal securities laws, including statements regarding the expected features, functionality, pricing, and benefits of Cash Line; the guaranteed minimum and maximum credit amounts, availability, and applicable terms; and the timing and scope of Cash Line\u2019s beta and broader rollout. You can identify forward-looking statements by the fact that they do not relate strictly to historical or current facts. Forward-looking statements are based on our current expectations and are subject to risks and uncertainties that could cause actual results to differ materially. We undertake no obligation to update or revise any forward-looking statement as a result of new information, future events or otherwise, except as otherwise required by law. Information about additional risks and uncertainties relating to these forward-looking statements are included in our public filings with the Securities and Exchange Commission (the \u201cSEC\u201d), copies of which may be obtained by visiting our investor relations website or the SEC\u2019s.<\/p>\n<p>\nUpstart is not the lender for this product. All loans on Upstart&#8217;s marketplace are made by regulated financial institutions.<\/p>\n<p><img decoding=\"async\" alt=\"\" src=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260217824169r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" style=\"width:0;height:0\" \/><span class=\"bwct31415\" \/><\/p>\n<p id=\"mmgallerylink\"><span id=\"mmgallerylink-phrase\">View source version on businesswire.com: <\/span><span id=\"mmgallerylink-link\"><a href=\"https:\/\/www.businesswire.com\/news\/home\/20260217824169\/en\/\" rel=\"nofollow\">https:\/\/www.businesswire.com\/news\/home\/20260217824169\/en\/<\/a><\/span><\/p>\n<p><b>Investors<br \/>\n<\/b><br \/>Sonya Banerjee<br \/>\n<br \/><a rel=\"nofollow\" href=\"mailto:ir@upstart.com\">ir@upstart.com<\/a><\/p>\n<p><b>Press<br \/>\n<\/b><br \/>Chantal Rapport<br \/>\n<br \/><a rel=\"nofollow\" href=\"mailto:press@upstart.com\">press@upstart.com<\/a><\/p>\n<p><b>KEYWORDS:<\/b> California United States North America<\/p>\n<p><b>INDUSTRY KEYWORDS:<\/b> Technology Automotive Finance General Automotive Fintech Banking Professional Services Software Internet Artificial Intelligence<\/p>\n<p><b>MEDIA:<\/b><\/p>\n<table cellpadding=\"3\" cellspacing=\"3\">\n<tr>\n<td><font face=\"Arial\" size=\"2\"><b>Logo<\/b><\/font><\/td>\n<\/tr>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mms.businesswire.com\/media\/20260217824169\/en\/2519566\/3\/Horizontal-Logo-Primary.jpg\" alt=\"Logo\" \/><\/td>\n<\/tr>\n<tr>\n<td><font face=\"Arial\" size=\"2\"><\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans SAN MATEO, Calif.&#8211;(BUSINESS WIRE)&#8211; Upstart (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced Cash Line, a breakthrough revolving line of credit that gives consumers ongoing access to money as needed. \u201cCash Line is Upstart\u2019s next great leap toward always-on credit for every American,\u201d said Dave Girouard, co-founder and CEO of Upstart. \u201cWe are rapidly building a one-stop shop for all flavors of credit where guaranteed best rates are available 24\/7 in a matter of minutes. Cash Line offers reliable access to money in the moments that matter the most.\u201d Cash Line leapfrogs the unreliable and often predatory short-term options currently available. While traditional cash advance apps &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/upstart-announces-cash-line-bringing-always-on-credit-to-millions-of-americans\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-937477","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/upstart-announces-cash-line-bringing-always-on-credit-to-millions-of-americans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans SAN MATEO, Calif.&#8211;(BUSINESS WIRE)&#8211; Upstart (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced Cash Line, a breakthrough revolving line of credit that gives consumers ongoing access to money as needed. \u201cCash Line is Upstart\u2019s next great leap toward always-on credit for every American,\u201d said Dave Girouard, co-founder and CEO of Upstart. \u201cWe are rapidly building a one-stop shop for all flavors of credit where guaranteed best rates are available 24\/7 in a matter of minutes. Cash Line offers reliable access to money in the moments that matter the most.\u201d Cash Line leapfrogs the unreliable and often predatory short-term options currently available. 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