{"id":934582,"date":"2026-02-05T14:14:15","date_gmt":"2026-02-05T19:14:15","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/voya-investment-management-survey-shows-target-date-funds-increase-retirement-participants-confidence\/"},"modified":"2026-02-05T14:14:15","modified_gmt":"2026-02-05T19:14:15","slug":"voya-investment-management-survey-shows-target-date-funds-increase-retirement-participants-confidence","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/voya-investment-management-survey-shows-target-date-funds-increase-retirement-participants-confidence\/","title":{"rendered":"Voya Investment Management survey shows target-date funds increase retirement participants\u2019 confidence"},"content":{"rendered":"

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Voya Investment Management survey shows target-date funds increase retirement participants\u2019 confidence<\/b><\/p>\n

NEW YORK–(BUSINESS WIRE<\/a>)–
\nVoya Investment Management (Voya IM), the asset management business of Voya Financial, Inc. (NYSE: VOYA) announced today the results of a survey focused on the views of investors in relation to target-date funds (TDFs). The results reveal a clear trend: Participants who invest in TDFs feel significantly more confident about their retirement journey.<\/p>\n

\nAccording to the survey, 71% of employed TDF investors feel confident about reaching their retirement goals, compared with just 58% of non-investors. The confidence gap widens when looking at stress reduction: 91% of employed TDF investors agree that investing in a TDF alleviates the stress of retirement planning versus 73% of those who don\u2019t invest in TDFs.<\/p>\n

\n\u201cTarget-date funds aren\u2019t just investment vehicles \u2014 they\u2019re confidence-building tools,\u201d said Barbara Reinhard, CFA, chief investment officer, Multi-Asset Strategies and Solutions at Voya IM. \u201cFor plan sponsors and defined contribution specialists, this finding underscores the importance of offering solutions that simplify retirement planning and empower participants.\u201d<\/p>\n

\nAs the retirement landscape continues to evolve, TDFs remain central to helping millions of Americans navigate the complex journey from saving to spending, from working to retirement and from anxiety to confidence.\u2014 and nearly two times more likely than non-investors to strongly agree about their confidence (employed TDF investors at 25% versus non-investors at 13%).<\/p>\n

\n\u201cConfident participants are engaged participants,\u201d Reinhard said. \u201cThey\u2019re more likely to increase contributions, stay the course during market volatility and make sound decisions about their retirement timeline. By contrast, participants who lack confidence often exhibit behaviors that can derail their plans \u2014 such as withdrawing too early, taking loans against their balance or simply disengaging from retirement planning altogether.\u201d<\/p>\n

\nWhen asked whether investing in a TDF increases their confidence in making good investment decisions, 95% of employed TDF investors agreed \u2014 with 39% strongly agreeing. Among non-investors, total agreement dropped to 75%, with strong agreement at just 14%.<\/p>\n

\nThis confidence effect extended beyond investment decisions to participants\u2019 overall sense of retirement security. When asked whether having a TDF would increase their confidence in having a successful retirement, 92% of employed TDF investors agreed, compared with 75% of non-investors. The gap among those who strongly agree was even wider: 39% versus 18%.<\/p>\n

\n\u201cWhat our survey showed is that participants who own TDFs aren\u2019t just better invested; they\u2019re more confident, less stressed and more engaged in retirement planning,\u201d said Amy Vaillancourt, president of Retirement at Voya Financial. \u201cFor plan sponsors, it\u2019s about providing tools that fundamentally improve the retirement planning experience. For financial advisors, TDFs represent an opportunity to meet participants where they are \u2014 starting with a solid foundation of professional asset management and building comprehensive retirement planning on top of that base.\u201d<\/p>\n

Other findings:<\/b><\/p>\n