<\/p>\n
PNFP Reports 4Q25 Diluted EPS of $2.13 and Adjusted Diluted EPS of $2.24<\/b><\/p>\n
Loans, core deposits, revenues and diluted EPS all up double-digit percentages year-over-year<\/i><\/p>\n
| \n \n\u00a0<\/p>\n<\/td>\n | \n Three months ended<\/b><\/p>\n<\/td>\n | \n \n\u00a0<\/p>\n<\/td>\n | \n Year ended<\/b><\/p>\n<\/td>\n<\/tr>\n \n\u00a0<\/p>\n<\/td>\n Dec. 31,<\/b><\/p>\n 2025<\/b><\/p>\n<\/td>\n Sept. 30,<\/b><\/p>\n 2025<\/b><\/p>\n<\/td>\n Dec. 31,<\/b><\/p>\n 2024<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n Dec. 31,<\/b><\/p>\n 2025<\/b><\/p>\n<\/td>\n Dec. 31,<\/b><\/p>\n 2024<\/b><\/p>\n<\/td>\n<\/tr>\n \nDiluted earnings per common share<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n2.13<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n2.19<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n1.91<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n8.07<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n5.96<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nAdjustments, net of tax (1)<\/sup>:<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nInvestment (gains) losses on sales of securities, net<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n0.04<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(0.01<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n0.16<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n0.70<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nRecognition of mortgage servicing asset<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(0.12<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n \nFDIC special assessment<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(0.07<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(0.07<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n0.07<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nFees related to terminating agreement to resell securities previously purchased and professional fees associated with capital optimization initiatives<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n0.28<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nMerger-related expenses<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n0.14<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n0.08<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n0.21<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nDiluted earnings per common share after adjustments<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n2.24<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n2.27<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n1.90<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n8.37<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n6.89<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n \nNumbers may not foot due to rounding.<\/p>\n<\/td>\n<\/tr>\n (1)<\/sup>:<\/p>\n<\/td>\n \nAdjustments include tax effect calculated using a marginal tax rate of 25.00 percent for all periods presented.<\/p>\n<\/td>\n<\/tr>\n \n“One of the most important measures of success for our recent merger with Synovus is our ability to sustain outsized growth momentum,” said M. Terry Turner, Pinnacle’s chairman and former chief executive officer. “Fourth quarter 2025 results are in and speak for themselves, with double-digit growth in loans, client deposits, revenue and adjusted earnings per share year-over-year. While much work was required to complete the merger so quickly, fourth quarter\u2019s financial results actually represent accelerated growth rates when compared to quarterly growth rates in the first and second quarters of 2025, immediately prior to the deal announcement.”<\/p>\n PINNACLE AND SYNOVUS MERGER<\/b><\/p>\n \nThe merger of Pinnacle Financial Partners, Inc. (which we may refer to as “legacy Pinnacle”) and Synovus Financial Corp. (which we may refer to as “Synovus” or “legacy Synovus”) closed on January 1, 2026. The combination creates one of the leading regional banks in the industry, positioned for accelerated growth by marrying the cultures of both banks with Pinnacle\u2019s proven recruiting model and incentive structures and Synovus\u2019 deep talent and capabilities. Integration teams have been working closely together to build the blueprint for Pinnacle\u2019s future. While bankers continue to serve clients and recruit top talent with little to no disruption, others will work behind the scenes to execute as seamless an integration effort as possible. Systems and brand conversions are expected in March 2027. Throughout, the primary goal will be to enhance our client experience.<\/p>\n \n“Pinnacle and Synovus both delivered strong results in 2025, demonstrating our commitment to growth amid the pending merger,” said Pinnacle President and CEO Kevin Blair. “Legacy Pinnacle grew diluted EPS by 35% and adjusted diluted EPS by 22%, while legacy Synovus achieved increases of 76% and 28%, respectively. These outcomes reflect our team\u2019s engagement, client focus and dedication to delivering value for shareholders. This momentum positions us for continued success in 2026 and strengthens our capacity to unify both organizations, building on similar legacies and shared values. Both firms prioritize client service, with legacy Pinnacle earning the No. 1 Net Promoter Score in our footprint and legacy Synovus earning No. 3. Pinnacle\u2019s proven operating model remains the foundation of our growth, while Synovus brings extensive expertise, broad reach and operational excellence. Together, we\u2019ll build a bank that combines scale with a clear purpose.”<\/p>\n PINNACLE’S BALANCE SHEET GROWTH AND LIQUIDITY:<\/b><\/p>\n \nTotal assets at Dec. 31, 2025, were $57.7 billion, an increase of approximately $1.7 billion from Sept. 30, 2025, and $5.1 billion from Dec. 31, 2024, reflecting a linked-quarter annualized increase of 12.5 percent and a year-over-year increase of 9.7 percent. A further analysis of select balance sheet trends follows:<\/p>\n \n\u00a0<\/p>\n<\/td>\n Balances at<\/b><\/p>\n<\/td>\n Linked-<\/b><\/p>\n Quarter<\/b><\/p>\n Annualized<\/b><\/p>\n % Change<\/b><\/p>\n<\/td>\n Balances at<\/b><\/p>\n<\/td>\n Year-over-Year<\/b><\/p>\n % Change<\/b><\/p>\n<\/td>\n<\/tr>\n (dollars in thousands)<\/i><\/p>\n<\/td>\n Dec. 31,<\/b><\/p>\n 2025<\/b><\/p>\n<\/td>\n Sept. 30,<\/b><\/p>\n 2025<\/b><\/p>\n<\/td>\n Dec. 31,<\/b><\/p>\n 2024<\/b><\/p>\n<\/td>\n<\/tr>\n \nLoans<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n39,154,002<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n37,932,613<\/p>\n<\/td>\n \n12.9<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n35,485,776<\/p>\n<\/td>\n \n10.3<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nSecurities<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n9,157,207<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n9,056,608<\/p>\n<\/td>\n \n4.4<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,381,268<\/p>\n<\/td>\n \n9.3<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nOther interest-earning assets<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,400,579<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,228,993<\/p>\n<\/td>\n \n21.3<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,377,381<\/p>\n<\/td>\n \n0.7<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nTotal interest-earning assets<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n51,711,788<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n50,218,214<\/p>\n<\/td>\n \n11.9<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n47,244,425<\/p>\n<\/td>\n \n9.5<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nCore deposits:<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nNoninterest-bearing deposits<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n9,046,666<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n8,952,978<\/p>\n<\/td>\n \n4.2<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n8,170,448<\/p>\n<\/td>\n \n10.7<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nInterest-bearing core deposits(1)<\/sup><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n32,880,864<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n31,860,709<\/p>\n<\/td>\n \n12.8<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n29,876,456<\/p>\n<\/td>\n \n10.1<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nNoncore deposits and other funding(2)<\/sup><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n7,990,472<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n7,442,496<\/p>\n<\/td>\n \n29.5<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n7,326,287<\/p>\n<\/td>\n \n9.1<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nTotal funding<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n49,918,002<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n48,256,183<\/p>\n<\/td>\n \n13.8<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n45,373,191<\/p>\n<\/td>\n \n10.0<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n<\/table>\n (1)<\/sup>:\u00a0<\/p>\n<\/td>\n \nInterest-bearing core deposits are interest-bearing deposits, money market accounts and time deposits less than $250,000 including reciprocating time and money market deposits.<\/p>\n<\/td>\n<\/tr>\n (2)<\/sup>:<\/p>\n<\/td>\n \nNoncore deposits and other funding consists of time deposits greater than $250,000, securities sold under agreements to repurchase, public funds, brokered deposits, FHLB advances and subordinated debt.<\/p>\n<\/td>\n<\/tr>\n \n“We are very pleased with loan growth for the fourth quarter and the momentum we have as a combined firm,” said Turner. “Our fourth quarter loan growth of $1.2 billion came in stronger than we anticipated which contributed to the additional provision expense for the quarter. For 2026, we have a lot of opportunities to sustain our strong loan growth. Our growing interest in commercial real estate projects and, as a combined firm, our push to expand our lending verticals across our expanded footprint will both serve to support our loan growth goals.<\/p>\n \n“Year-end 2025 results for deposits also exceeded our expectations with year-over-year core deposits up by 10.2 percent, which was more than the growth range we previously anticipated. Importantly, highly-valued noninterest bearing deposits increased by 10.7 percent in 2025. Again, this has much to do with the success of our treasury management and specialty deposit professionals finishing the year with great momentum which we fully expect to carry well into 2026.”<\/p>\n PINNACLE’S PRE-TAX, PRE-PROVISION NET REVENUE (PPNR) GROWTH AND PROFITABILITY:<\/b><\/p>\n \nPre-tax, pre-provision net revenues (PPNR) for the quarter and year ended Dec. 31, 2025, were $239.5 million and $887.1 million, respectively, compared to $213.4 million and $701.8 million, respectively, recognized in the quarter and year ended Dec. 31, 2024. As noted in the table below, adjusted PPNR for the quarter and year ended Dec. 31, 2025, were $250.4 million and $918.6 million, respectively, compared to $213.2 million and $797.7 million, respectively, recognized in the quarter and year ended Dec. 31, 2024, an increase of 17.4 percent and 15.2 percent.<\/p>\n \n\u00a0<\/p>\n<\/td>\n Three months ended<\/b><\/p>\n<\/td>\n Year ended<\/b><\/p>\n<\/td>\n<\/tr>\n \n\u00a0<\/p>\n<\/td>\n December 31,<\/b><\/p>\n<\/td>\n December 31,<\/b><\/p>\n<\/td>\n<\/tr>\n (dollars in thousands)<\/i><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n 2025<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n 2024<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n % change<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n 2025<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n 2024<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n % change<\/b><\/p>\n<\/td>\n<\/tr>\n \nRevenues:<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nNet interest income<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n407,435<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n363,790<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n12.0%<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n1,548,261<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n1,365,590<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n13.4%<\/p>\n<\/td>\n<\/tr>\n \nNoninterest income<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n134,769<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n111,545<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n20.8%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n506,590<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n371,178<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n36.5%<\/p>\n<\/td>\n<\/tr>\n \nTotal revenues<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n542,204<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n475,335<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n14.1%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,054,851<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,736,768<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n18.3%<\/p>\n<\/td>\n<\/tr>\n \nNoninterest expense<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n302,656<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n261,897<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n15.6%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,167,728<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,034,970<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n12.8%<\/p>\n<\/td>\n<\/tr>\n \nPre-tax, pre-provision net revenue<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n239,548<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n213,438<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n12.2%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n887,123<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n701,798<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n26.4%<\/p>\n<\/td>\n<\/tr>\n \nAdjustments:<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nInvestment (gains) losses on sales of securities, net<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n4,099<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(249<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n>100.0%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n16,611<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n71,854<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(76.9)%<\/p>\n<\/td>\n<\/tr>\n \nRecognition of mortgage servicing asset<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \nNA<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(11,812<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n(100.0)%<\/p>\n<\/td>\n<\/tr>\n \nORE expense<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n346<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n58<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n>100.0%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n687<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n220<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n>100.0%<\/p>\n<\/td>\n<\/tr>\n \nFDIC special assessment<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(7,500<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(100.0)%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(7,500<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n7,250<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n>(100.0%)<\/p>\n<\/td>\n<\/tr>\n \nFees related to terminating agreement to resell securities previously purchased and professional fees associated with capital optimization initiatives<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \nNA<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n28,400<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(100.0)%<\/p>\n<\/td>\n<\/tr>\n \nMerger-related expenses<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n13,939<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n100.0%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n21,666<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n100.0%<\/p>\n<\/td>\n<\/tr>\n \nAdjusted pre-tax, pre-provision net revenue<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n250,432<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n213,247<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n17.4%<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n918,587<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n797,710<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n15.2%<\/p>\n<\/td>\n<\/tr>\n<\/table>\n \n\u00a0<\/p>\n<\/td>\n Three months ended<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n Year ended<\/b><\/p>\n<\/td>\n<\/tr>\n \n\u00a0<\/p>\n<\/td>\n Dec. 31, 2025<\/b><\/p>\n<\/td>\n Sept. 30, 2025<\/b><\/p>\n<\/td>\n Dec. 31, 2024<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n Dec. 31, 2025<\/b><\/p>\n<\/td>\n Dec. 31, 2024<\/b><\/p>\n<\/td>\n<\/tr>\n \nNet interest margin<\/p>\n<\/td>\n \n3.27<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n3.26<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n3.22<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3.24<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n3.16<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nEfficiency ratio<\/p>\n<\/td>\n \n55.82<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n55.64<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n55.10<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n56.83<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n59.59<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nReturn on average assets (1)<\/sup><\/p>\n<\/td>\n \n1.16<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n1.22<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n1.15<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1.15<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n0.93<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nReturn on average tangible common equity (TCE) (1)<\/sup><\/p>\n<\/td>\n \n13.50<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n14.49<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n13.58<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n13.58<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n11.12<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nAverage loan to deposit ratio<\/p>\n<\/td>\n \n82.85<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n82.88<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n83.92<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n83.26<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n84.64<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nNet interest income for the fourth quarter of 2025 was $407.4 million, compared to $363.8 million for the fourth quarter of 2024, a year-over-year growth rate of 12.0 percent. Net interest margin was 3.27 percent for the fourth quarter of 2025, compared to 3.22 percent for the fourth quarter of 2024.<\/p>\n \nTotal revenues for the fourth quarter of 2025 were $542.2 million, compared to $475.3 million for the fourth quarter of 2024, a year-over-year increase of 14.1 percent.<\/p>\n \n\u00a0<\/p>\n<\/td>\n Three months ended<\/b><\/p>\n<\/td>\n Linked-quarter<\/b><\/p>\n Annualized %<\/b><\/p>\n Change<\/b><\/p>\n<\/td>\n Three months ended<\/b><\/p>\n<\/td>\n Yr-over-Yr<\/b><\/p>\n % Change<\/b><\/p>\n<\/td>\n<\/tr>\n (dollars in thousands)<\/i><\/p>\n<\/td>\n Dec. 31, 2025<\/b><\/p>\n<\/td>\n Sept. 30, 2025<\/b><\/p>\n<\/td>\n Dec. 31, 2024<\/b><\/p>\n<\/td>\n<\/tr>\n \nNet interest income<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n407,435<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n396,865<\/p>\n<\/td>\n \n10.7<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n363,790<\/p>\n<\/td>\n \n12.0<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nNoninterest income<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n134,769<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n147,938<\/p>\n<\/td>\n \n(35.6<\/p>\n<\/td>\n \n)%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n111,545<\/p>\n<\/td>\n \n20.8<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nTotal revenues<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n542,204<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n544,803<\/p>\n<\/td>\n \n(1.9<\/p>\n<\/td>\n \n)%<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n475,335<\/p>\n<\/td>\n \n14.1<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n<\/table>\n \nNoninterest expense for the fourth quarter of 2025 was $302.7 million, compared to $261.9 million for the fourth quarter of 2024. As noted in the table below, adjusted noninterest expense for the fourth quarter of 2025 was $295.9 million, compared to $261.8 million in the prior year.<\/p>\n \n\u00a0<\/p>\n<\/td>\n Three months ended<\/b><\/p>\n<\/td>\n Linked-quarter<\/b><\/p>\n Annualized<\/b><\/p>\n % Change<\/b><\/p>\n<\/td>\n Three months ended<\/b><\/p>\n<\/td>\n Yr-over-yr<\/b><\/p>\n % Change<\/b><\/p>\n<\/td>\n<\/tr>\n (dollars in thousands)<\/i><\/p>\n<\/td>\n Dec. 31, 2025<\/b><\/p>\n<\/td>\n Sept. 30, 2025<\/b><\/p>\n<\/td>\n Dec. 31, 2024<\/b><\/p>\n<\/td>\n<\/tr>\n \nNoninterest expense<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n302,656<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n303,139<\/p>\n<\/td>\n \n(0.6)%<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n261,897<\/p>\n<\/td>\n \n15.6%<\/p>\n<\/td>\n<\/tr>\n \nLess:<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nORE expense<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n346<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n146<\/p>\n<\/td>\n \n>100.0%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n58<\/p>\n<\/td>\n \n>100.0%<\/p>\n<\/td>\n<\/tr>\n \nFDIC special assessment<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(7,500<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n(100.0)%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n(100.0)%<\/p>\n<\/td>\n<\/tr>\n \nMerger-related expenses<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n13,939<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n7,727<\/p>\n<\/td>\n \n>100.0%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n100.0%<\/p>\n<\/td>\n<\/tr>\n \nAdjusted noninterest expense<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n295,871<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n295,266<\/p>\n<\/td>\n \n0.8%<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n261,839<\/p>\n<\/td>\n \n13.0%<\/p>\n<\/td>\n<\/tr>\n<\/table>\n \n“Revenue growth in the fourth quarter was exceptional and provides further evidence that we are active in our markets, while our leadership was also diligently working to advance a successful merger with Synovus,” Turner said. “Net interest income for 2025 was up a solid 13.4 percent over the prior year, well within the range we discussed at the end of last quarter. As anticipated, our net interest margin expanded in the fourth quarter to 3.27 percent, up from the 3.26 percent last quarter. Noninterest income in 2025 was up a phenomenal 36.5 percent over last year. Noninterest income, excluding the impact of investment securities net losses and the recognition of a mortgage servicing asset in 2024, was up 21.3 percent from last year, again, well within the range we discussed last quarter as significant contributions from wealth, treasury management, BHG and our other fee businesses contributed greatly to our 2025 success.<\/p>\n \n“As to noninterest expense, excluding the reversal of the FDIC special assessment, merger-related costs and ORE expenses, our 2025 noninterest expense ended the year at $1.153 billion, which was within the range we discussed last quarter. Also, as expected, the final results for our 2025 associate cash incentives ended the year at 125 percent of target which warranted a maximum award to our team members.”<\/p>\n PINNACLE’S CAPITAL AND SOUNDNESS:<\/b><\/p>\n \n\u00a0<\/p>\n<\/td>\n As of<\/b><\/p>\n<\/td>\n<\/tr>\n \n\u00a0<\/p>\n<\/td>\n Dec. 31, 2025<\/b><\/p>\n<\/td>\n Sept. 30, 2025<\/b><\/p>\n<\/td>\n Dec. 31, 2024<\/b><\/p>\n<\/td>\n<\/tr>\n \nShareholders’ equity to total assets<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n12.2<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n12.3<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n12.2<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nTangible common equity to tangible assets<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8.9<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8.8<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8.6<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nBook value per common share<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n87.90<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n85.60<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n80.46<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTangible book value per common share<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n63.71<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n61.53<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n56.24<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nAnnualized net loan charge-offs to avg. loans (1)<\/sup><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n0.28<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n0.18<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n0.24<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nNonperforming assets to total loans, ORE and other nonperforming assets (NPAs)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n0.36<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n0.41<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n0.42<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nClassified asset ratio (Pinnacle Bank) (2)<\/sup><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3.52<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n4.16<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3.79<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nConstruction and land development loans as a percentage of total capital (3)<\/sup><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n57.70<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n59.60<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n70.50<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nConstruction and land development, non-owner occupied commercial real estate and multi-family loans as a percentage of total capital (3)<\/sup><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n221.10<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n218.10<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n242.20<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nAllowance for credit losses (ACL) to total loans<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1.13<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1.15<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1.17<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n<\/table>\n (1)<\/sup>:\u00a0<\/p>\n<\/td>\n \nAnnualized net loan charge-offs to average loans ratios are computed by annualizing quarterly net loan charge-offs and dividing the result by average loans for the quarter.<\/p>\n<\/td>\n<\/tr>\n (2)<\/sup>:<\/p>\n<\/td>\n \nClassified assets as a percentage of Tier 1 capital plus allowance for credit losses.<\/p>\n<\/td>\n<\/tr>\n (3)<\/sup>:<\/p>\n<\/td>\n \nCalculated using the same guidelines as are used in the Federal Financial Institutions Examination Council’s Uniform Bank Performance Report.\u00a0<\/p>\n<\/td>\n<\/tr>\n \n“Fourth quarter soundness metrics all remain strong,” Turner said. “During the quarter, we determined the need to charge off a nonperforming commercial real estate loan for approximately $16.9 million, of which approximately $10.0 million had been carried in our allowance for loan losses since the first quarter of 2024. This resulted in increased charge-offs in relation to average loans, as well as increased provision expense. However, we are also reporting decreases in nonperforming loans, as well as a slight reduction in our allowance for loan losses in relation to total loans.<\/p>\n \n“Our tangible equity ratio increased to 8.9 percent at Dec. 31, 2025, while our common equity tier one risk-based capital ratio stood at 10.9 percent, up slightly over the course of 2025. Another metric that we remain very proud of is our tangible book value per share which stood at $63.71 per share at Dec. 31, 2025, an increase of 13.3 percent over last year\u2019s result.”<\/p>\n WEBCAST AND CONFERENCE CALL INFORMATION<\/b><\/p>\n PINNACLE FINANCIAL PARTNERS, INC. AND SUBSIDIARIES<\/b><\/p>\n<\/td>\n<\/tr>\n CONSOLIDATED BALANCE SHEETS \u2013 UNAUDITED<\/b><\/p>\n<\/td>\n<\/tr>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n (dollars in thousands, except for share and per share data)<\/i><\/b><\/p>\n<\/td>\n Dec. 31, 2025<\/b><\/p>\n<\/td>\n Sept. 30, 2025<\/b><\/p>\n<\/td>\n Dec. 31, 2024<\/b><\/p>\n<\/td>\n<\/tr>\n ASSETS<\/i><\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nCash and noninterest-bearing due from banks<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n358,258<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n295,133<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n320,320<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nRestricted cash<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n91,174<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n128,830<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n93,645<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nInterest-bearing due from banks<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,115,650<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,841,647<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,021,960<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nCash and cash equivalents<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,565,082<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,265,610<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,435,925<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nSecurities purchased with agreement to resell<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n96,395<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n83,120<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n66,449<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nSecurities available-for-sale, at fair value<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,566,683<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,411,806<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,582,369<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nSecurities held-to-maturity (fair value of $2.4 billion, $2.4 billion and $2.6 billion, net of allowance for credit losses of $1.7 million, $1.7 million, and $1.7 million at Dec. 31, 2025, Sept. 30, 2025 and Dec. 31, 2024, respectively)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,590,524<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,644,802<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,798,899<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nConsumer loans held-for-sale<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n91,713<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n163,129<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n175,627<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nCommercial loans held-for-sale<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,647<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n12,267<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n19,700<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nLoans<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n39,154,002<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n37,932,613<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n35,485,776<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nLess allowance for credit losses<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(441,540<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(434,450<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(414,494<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n \nLoans, net<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n38,712,462<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n37,498,163<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n35,071,282<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nPremises and equipment, net<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n339,990<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n337,552<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n311,277<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nEquity method investment<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n391,946<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n389,109<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n436,707<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nAccrued interest receivable<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n219,761<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n218,647<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n214,080<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nGoodwill<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,848,904<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,848,904<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,849,260<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nCore deposits and other intangible assets<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n29,715<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n18,108<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n21,423<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nOther real estate owned<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,053<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,129<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,278<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nOther assets<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,239,178<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,067,203<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,605,173<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal assets<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n57,706,053<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n55,963,549<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n52,589,449<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n LIABILITIES AND SHAREHOLDERS’ EQUITY<\/i><\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nDeposits:<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nNoninterest-bearing<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n9,046,666<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n8,952,978<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n8,170,448<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nInterest-bearing<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n15,649,061<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n15,031,854<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n14,125,194<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nSavings and money market accounts<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n17,627,689<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n17,097,698<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n16,197,397<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTime<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,073,106<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n4,644,594<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n4,349,953<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal deposits<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n47,396,522<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n45,727,124<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n42,842,992<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nSecurities sold under agreements to repurchase<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n316,447<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n325,573<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n230,244<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nFederal Home Loan Bank advances<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,778,329<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,777,003<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,874,134<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nSubordinated debt and other borrowings<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n426,704<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n426,483<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n425,821<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nAccrued interest payable<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n48,250<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n48,484<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n55,619<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nOther liabilities<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n696,086<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n802,690<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n728,758<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal liabilities<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n50,662,338<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n49,107,357<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n46,157,568<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nPreferred stock, no par value, 10.0 million shares authorized; 225,000 shares non-cumulative perpetual preferred stock, Series B, liquidation preference $225.0 million, issued and outstanding at Dec. 31, 2025, Sept. 30, 2025 and Dec. 31, 2024, respectively<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n217,126<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n217,126<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n217,126<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nCommon stock, par value $1.00; 180.0 million shares authorized; 77.7 million, 77.6 million and 77.2 million shares issued and outstanding at Dec. 31, 2025, Sept. 30, 2025 and Dec. 31, 2024, respectively<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n77,662<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n77,558<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n77,242<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nAdditional paid-in capital<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,144,104<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,141,416<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,129,680<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nRetained earnings<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,727,788<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,579,862<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,175,777<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nAccumulated other comprehensive loss, net of taxes<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(122,965<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(159,770<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(167,944<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n \nTotal shareholders’ equity<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n7,043,715<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,856,192<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,431,881<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal liabilities and shareholders’ equity<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n57,706,053<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n55,963,549<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n52,589,449<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nThis information is preliminary and based on company data available at the time of the presentation.<\/p>\n<\/td>\n<\/tr>\n<\/table>\n PINNACLE FINANCIAL PARTNERS, INC. AND SUBSIDIARIES<\/b><\/p>\n<\/td>\n<\/tr>\n CONSOLIDATED STATEMENTS OF INCOME \u2013 UNAUDITED<\/b><\/p>\n<\/td>\n<\/tr>\n (dollars in thousands, except for share and per share data)<\/i><\/b><\/p>\n<\/td>\n Three months ended<\/b><\/p>\n<\/td>\n Year ended<\/b><\/p>\n<\/td>\n<\/tr>\n \n\u00a0<\/p>\n<\/td>\n Dec. 31, 2025<\/b><\/p>\n<\/td>\n Sept. 30, 2025<\/b><\/p>\n<\/td>\n Dec. 31, 2024<\/b><\/p>\n<\/td>\n Dec. 31, 2025<\/b><\/p>\n<\/td>\n Dec. 31, 2024<\/b><\/p>\n<\/td>\n<\/tr>\n Interest income:<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nLoans, including fees<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n583,740<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n588,131<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n557,716<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n2,288,096<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n2,221,063<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nSecurities<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTaxable<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n64,953<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n67,158<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n58,842<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n260,953<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n220,666<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTax-exempt<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n27,483<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n27,646<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n24,947<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n107,463<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n97,779<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nFederal funds sold and other<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n35,279<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n38,312<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n42,855<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n139,120<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n158,590<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal interest income<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n711,455<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n721,247<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n684,360<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,795,632<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,698,098<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n Interest expense:<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nDeposits<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n275,008<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n294,164<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n287,511<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,127,179<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,203,455<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nSecurities sold under agreements to repurchase<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,501<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,423<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,182<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,172<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,392<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nFHLB advances and other borrowings<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n27,511<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n28,795<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n31,877<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n115,020<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n123,661<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal interest expense<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n304,020<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n324,382<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n320,570<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,247,371<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,332,508<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nNet interest income<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n407,435<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n396,865<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n363,790<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,548,261<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,365,590<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n Provision for credit losses<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n34,101<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n31,939<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n29,652<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n107,245<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n120,589<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n Net interest income after provision for credit losses<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n373,334<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n364,926<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n334,138<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,441,016<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,245,001<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n Noninterest income:<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nService charges on deposit accounts<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n18,720<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n18,290<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n15,175<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n71,130<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n59,394<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nInvestment services<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n22,340<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n23,910<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n19,233<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n84,391<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n67,572<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nInsurance sales commissions<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,142<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n4,016<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,900<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n15,525<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n13,753<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nGains on mortgage loans sold, net<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,347<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,828<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,344<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n7,647<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n11,136<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nInvestment gains (losses) on sales of securities, net<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(4,099<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n249<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(16,611<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(71,854<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n \nTrust fees<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n11,415<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n10,316<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n9,098<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n40,351<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n33,219<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nIncome from equity method investment<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n31,297<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n40,614<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n12,070<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n118,343<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n63,172<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nGain on sale of fixed assets<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n142<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n38<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n554<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,258<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nOther noninterest income<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n50,465<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n48,964<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n50,438<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n185,260<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n192,528<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal noninterest income<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n134,769<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n147,938<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n111,545<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n506,590<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n371,178<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n Noninterest expense:<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nSalaries and employee benefits<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n181,095<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n187,001<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n164,670<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n721,431<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n621,031<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nEquipment and occupancy<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n52,167<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n48,910<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n42,756<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n195,300<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n166,002<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nOther real estate, net<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n346<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n146<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n58<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n687<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n220<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nMarketing and other business development<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n12,011<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n7,902<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,168<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n37,351<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n26,668<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nPostage and supplies<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,269<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,401<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,178<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n13,232<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n12,049<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nAmortization of intangibles<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,393<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,398<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,544<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,608<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,254<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nMerger-related expenses<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n13,939<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n7,727<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n21,666<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nOther noninterest expense<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n38,436<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n46,654<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n41,523<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n172,453<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n202,746<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal noninterest expense<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n302,656<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n303,139<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n261,897<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,167,728<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,034,970<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n Income before income taxes<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n205,447<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n209,725<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n183,786<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n779,878<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n581,209<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nIncome tax expense<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n35,666<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n36,589<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n32,527<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n138,013<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n106,153<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n Net income<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n169,781<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n173,136<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n151,259<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n641,865<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n475,056<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nPreferred stock dividends<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(3,798<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(3,798<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(3,798<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(15,192<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(15,192<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n Net income available to common shareholders<\/b><\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n165,983<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n169,338<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n147,461<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n626,673<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n459,864<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n Per share information:<\/i><\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nBasic net income per common share<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n2.16<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n2.20<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n1.93<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n8.15<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n6.01<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nDiluted net income per common share<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n2.13<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n2.19<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n1.91<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n8.07<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n5.96<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nWeighted average common shares outstanding:<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nBasic<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n 76,929,255<\/i><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n 76,904,045<\/i><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n 76,537,040<\/i><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n 76,863,389<\/i><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n 76,460,926<\/i><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nDiluted<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n 77,746,329<\/i><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n 77,310,293<\/i><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n 77,384,742<\/i><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n 77,688,626<\/i><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n 77,131,330<\/i><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nThis information is preliminary and based on company data available at the time of the presentation.<\/p>\n<\/td>\n<\/tr>\n<\/table>\n PINNACLE FINANCIAL PARTNERS, INC. AND SUBSIDIARIES (dollars and shares in thousands)<\/i><\/p>\n<\/td>\n Preferred<\/b><\/p>\n Stock<\/b><\/p>\n Amount<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n Common Stock<\/b><\/p>\n<\/td>\n Additional<\/b><\/p>\n Paid-in Capital<\/b><\/p>\n<\/td>\n Retained Earnings<\/b><\/p>\n<\/td>\n Accumulated Other<\/b><\/p>\n Comp. Income<\/b><\/p>\n (Loss), net<\/b><\/p>\n<\/td>\n Total<\/b><\/p>\n Shareholders’<\/b><\/p>\n Equity<\/b><\/p>\n<\/td>\n<\/tr>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n Shares<\/b><\/p>\n<\/td>\n Amounts<\/b><\/p>\n<\/td>\n<\/tr>\n Balance at December 31, 2023<\/b><\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n217,126<\/p>\n<\/td>\n \n76,767<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n76,767<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n3,109,493<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n2,784,927<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n(152,525<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n6,035,788<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nPreferred dividends paid ($67.52 per share)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(15,192<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(15,192<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n \nCommon dividends paid ($0.88 per share)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(69,014<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(69,014<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n \nIssuance of restricted common shares<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n262<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n262<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(262<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nForfeiture of restricted common shares<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n(30<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(30<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n30<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nRestricted shares withheld for taxes & related tax benefits<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n(68<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(68<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(5,774<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(5,842<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n \nIssuance of common stock pursuant to restricted stock unit (RSU) and performance stock unit (PSU) agreements, net of shares withheld for taxes & related tax benefits<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n311<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n311<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(14,741<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(14,430<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n \nCompensation expense for restricted shares, RSUs and PSUs<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n40,934<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n40,934<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nNet income<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n475,056<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n475,056<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nOther comprehensive loss<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(15,419<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(15,419<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n Balance at December 31, 2024<\/b><\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n217,126<\/p>\n<\/td>\n \n77,242<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n77,242<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n3,129,680<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n3,175,777<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n(167,944<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n6,431,881<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n Balance at December 31, 2024<\/b><\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n217,126<\/p>\n<\/td>\n \n77,242<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n77,242<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n3,129,680<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n3,175,777<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n(167,944<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n6,431,881<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nPreferred dividends paid ($67.52 per share)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(15,192<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(15,192<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n \nCommon dividends paid ($0.96 per share)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(74,662<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(74,662<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n \nIssuance of restricted common shares<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n214<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n214<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(214<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nForfeiture of restricted common shares<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n(33<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(33<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n33<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nRestricted shares withheld for taxes & related tax benefits<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n(69<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(69<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(7,612<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(7,681<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n \nIssuance of common stock pursuant to RSU and PSU agreements, net of shares withheld for taxes & related tax benefits<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n308<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n308<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(21,409<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(21,101<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n \nCompensation expense for restricted shares, RSUs and PSUs<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n43,626<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n43,626<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nNet income<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n641,865<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n641,865<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nOther comprehensive gain<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u2014<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n44,979<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n44,979<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n Balance at December 31, 2025<\/b><\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n217,126<\/p>\n<\/td>\n \n77,662<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n77,662<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n3,144,104<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n3,727,788<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n(122,965<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n7,043,715<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nThis information is preliminary and based on company data available at the time of the presentation.<\/p>\n<\/td>\n<\/tr>\n<\/table>\n PINNACLE FINANCIAL PARTNERS, INC. AND SUBSIDIARIES<\/b><\/p>\n<\/td>\n<\/tr>\n SELECTED QUARTERLY FINANCIAL DATA \u2013 UNAUDITED<\/b><\/p>\n<\/td>\n<\/tr>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n (dollars in thousands)<\/i><\/b><\/p>\n<\/td>\n December<\/b><\/p>\n<\/td>\n September<\/b><\/p>\n<\/td>\n June<\/b><\/p>\n<\/td>\n March<\/b><\/p>\n<\/td>\n December<\/b><\/p>\n<\/td>\n September<\/b><\/p>\n<\/td>\n<\/tr>\n 2025<\/b><\/p>\n<\/td>\n 2025<\/b><\/p>\n<\/td>\n 2025<\/b><\/p>\n<\/td>\n 2025<\/b><\/p>\n<\/td>\n 2024<\/b><\/p>\n<\/td>\n 2024<\/b><\/p>\n<\/td>\n<\/tr>\n Balance sheet data, at quarter end:<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nCommercial and industrial loans<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n16,365,200<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n15,570,921<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n14,905,306<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n14,131,312<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n13,815,817<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n12,986,865<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nCommercial real estate – owner occupied loans<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,215,810<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n4,904,462<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n4,744,806<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n4,594,376<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n4,388,531<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n4,264,743<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nCommercial real estate – investment loans<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,803,480<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,803,851<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,891,694<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,977,583<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,931,420<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,919,235<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nCommercial real estate – multifamily and other loans<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,337,836<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,284,438<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,393,696<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,360,515<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,198,698<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,213,153<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nConsumer real estate – mortgage loans<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,518,618<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,373,110<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n5,163,761<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n4,977,358<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n4,914,482<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n4,907,766<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nConstruction and land development loans<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,241,266<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,389,451<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,412,060<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,525,860<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,699,321<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,486,504<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nConsumer and other loans<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n671,792<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n606,380<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n593,841<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n569,742<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n537,507<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n530,044<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal loans<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n39,154,002<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n37,932,613<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n37,105,164<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n36,136,746<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n35,485,776<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n34,308,310<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nAllowance for credit losses<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(441,540<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n(434,450<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n(422,125<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n(417,462<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n(414,494<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n(391,534<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n \nSecurities<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n9,157,207<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n9,056,608<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n9,066,651<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,718,794<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,381,268<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,293,241<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal assets<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n57,706,053<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n55,963,549<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n54,801,451<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n54,254,804<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n52,589,449<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n50,701,888<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nNoninterest-bearing deposits<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n9,046,666<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,952,978<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,640,759<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,507,351<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,170,448<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,229,394<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal deposits<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n47,396,522<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n45,727,124<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n44,999,244<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n44,479,463<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n42,842,992<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n40,954,888<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nSecurities sold under agreements to repurchase<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n316,447<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n325,573<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n258,454<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n263,993<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n230,244<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n209,956<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nFHLB advances<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,778,329<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,777,003<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,775,470<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,886,011<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,874,134<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,146,395<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nSubordinated debt and other borrowings<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n426,704<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n426,483<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n426,263<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n426,042<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n425,821<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n425,600<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal shareholders’ equity<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n7,043,715<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,856,192<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,637,237<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,543,142<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,431,881<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,344,258<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n Balance sheet data, quarterly averages:<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal loans<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n38,656,655<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n37,693,158<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n36,967,754<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n36,041,530<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n34,980,900<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n34,081,759<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nSecurities<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n9,215,021<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n9,025,752<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,986,542<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,679,934<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,268,583<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,176,250<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nFederal funds sold and other<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,606,379<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,360,273<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,854,113<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,958,593<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n3,153,751<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,601,267<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal earning assets<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n51,478,055<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n50,079,183<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n48,808,409<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n47,680,057<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n46,403,234<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n44,859,276<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal assets<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n56,705,549<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n55,213,879<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n53,824,500<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n52,525,831<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n51,166,643<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n49,535,543<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nNoninterest-bearing deposits<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n9,246,937<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,873,147<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,486,681<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,206,751<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,380,760<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n8,077,655<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal deposits<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n46,657,794<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n45,479,133<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n44,233,628<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n43,018,951<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n41,682,341<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n40,101,199<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nSecurities sold under agreements to repurchase<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n326,116<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n287,465<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n255,662<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n230,745<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n223,162<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n230,340<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nFHLB advances<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,777,721<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,774,237<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,838,449<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1,877,596<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,006,736<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n2,128,793<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nSubordinated debt and other borrowings<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n433,619<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n433,472<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n427,805<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n427,624<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n427,503<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n427,380<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nTotal shareholders’ equity<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,966,997<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,721,569<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,601,662<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,515,904<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,405,867<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n6,265,710<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n Statement of operations data, for the three months ended:<\/b><\/p>\n<\/td>\n<\/tr>\n \nInterest income<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n711,455<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n721,247<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n694,770<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n668,160<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n684,360<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n694,865<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nInterest expense<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n304,020<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n324,382<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n315,237<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n303,732<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n320,570<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n343,361<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nNet interest income<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n407,435<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n396,865<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n379,533<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n364,428<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n363,790<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n351,504<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nProvision for credit losses<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n34,101<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n31,939<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n24,245<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n16,960<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n29,652<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n26,281<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nNet interest income after provision for credit losses<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n373,334<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n364,926<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n355,288<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n347,468<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n334,138<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n325,223<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nNoninterest income<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n134,769<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n147,938<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n125,457<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n98,426<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n111,545<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n115,242<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nNoninterest expense<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n302,656<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n303,139<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n286,446<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n275,487<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n261,897<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n259,319<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nIncome before income taxes<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n205,447<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n209,725<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n194,299<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n170,407<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n183,786<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n181,146<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nIncome tax expense<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n35,666<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n36,589<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n35,759<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n29,999<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n32,527<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n34,455<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nNet income<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n169,781<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n173,136<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n158,540<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n140,408<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n151,259<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n146,691<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nPreferred stock dividends<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n(3,798<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n(3,798<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n(3,798<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n(3,798<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n(3,798<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n \n(3,798<\/p>\n<\/td>\n \n)<\/p>\n<\/td>\n<\/tr>\n \nNet income available to common shareholders<\/p>\n<\/td>\n \n$<\/p>\n<\/td>\n \n165,983<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n169,338<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n154,742<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n136,610<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n147,461<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n142,893<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n Profitability and other ratios:<\/b><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n<\/tr>\n \nReturn on avg. assets (1)<\/sup><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n1.16<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n1.22<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n1.15<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n1.05<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n1.15<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n1.15<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nReturn on avg. equity (1)<\/sup><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n9.45<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n10.00<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n9.40<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n8.50<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n9.16<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n9.07<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nReturn on avg. common equity (1)<\/sup><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n9.76<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n10.33<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n9.72<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n8.80<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n9.48<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n9.40<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nReturn on avg. tangible common equity (1)<\/sup><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n13.50<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n14.49<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n13.75<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n12.51<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n13.58<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n13.61<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nCommon stock dividend payout ratio (14)<\/sup><\/p>\n<\/td>\n \n\u00a0<\/p>\n<\/td>\n \n11.87<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n12.20<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n12.73<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n15.53<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n14.72<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n \n16.73<\/p>\n<\/td>\n \n%<\/p>\n<\/td>\n<\/tr>\n \nNet interest margin |