{"id":929459,"date":"2026-01-21T18:30:55","date_gmt":"2026-01-21T23:30:55","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/eagle-bancorp-inc-announces-fourth-quarter-2025-results-and-cash-dividend\/"},"modified":"2026-01-21T18:30:55","modified_gmt":"2026-01-21T23:30:55","slug":"eagle-bancorp-inc-announces-fourth-quarter-2025-results-and-cash-dividend","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/eagle-bancorp-inc-announces-fourth-quarter-2025-results-and-cash-dividend\/","title":{"rendered":"Eagle Bancorp, Inc. Announces Fourth Quarter 2025 Results and Cash Dividend"},"content":{"rendered":"
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BETHESDA, Md., Jan. 21, 2026 (GLOBE NEWSWIRE) — Eagle Bancorp, Inc. (“Eagle” or the “Company”) (NASDAQ: EGBN), the Bethesda-based holding company for EagleBank, one of the largest community banks in the Washington D.C. area, reported its unaudited results for the fourth quarter ended December 31, 2025.<\/p>\n

Eagle reported a net income of $7.6 million or $0.25 per share for the fourth quarter 2025, compared to a net loss of $67.5 million or $(2.22) per share for the third quarter. The $75.1 million improvement from the prior quarter is primarily due to a $97.7 million decrease in provision expense, offset by a $14.3 million reduction in the tax benefit. In the quarter, net interest income increased by $0.1 million, noninterest income increased by $9.7 million, and noninterest expenses increased by $17.9 million.<\/p>\n

Pre-provision net revenue (“PPNR”)1<\/sup> in the fourth quarter was $20.7 million compared to $28.8 million for the prior quarter. The decrease is primarily due to a $17.9 million increase in noninterest expense, which was driven by higher costs associated with the disposition of certain loans held for sale (“HFS”) and valuation adjustment on the remaining HFS portfolio.<\/p>\n

“The quarter marked a return to profitability, supported by a lower provision expense as we continued to execute on credit risk reduction actions,” said Susan G. Riel, President, and Chief Executive Officer of the Company. “We are encouraged by our early progress and remain focused on our efforts to improve results. We will remain disciplined in executing on asset disposition strategies that are reducing exposures and improving overall credit quality.”<\/p>\n

Ms. Riel added, \u201cBuilding on the funding progress made in 2025, we will remain committed to improving our funding mix in 2026 to drive stronger pre-provision net revenue and improved returns. We are repositioning the balance sheet for more durable performance \u2014 reducing concentrations to commercial real estate and construction loans, improving criticized and classified trends, and continuing to decrease held-for-sale exposure through planned first-quarter dispositions that lower mark-to-market sensitivity.\u201d<\/p>\n

Additionally, the Company is announcing today a cash dividend in the amount of $0.01 per share. The cash dividend will be payable on February\u00a013, 2026 to shareholders of record on February\u00a02, 2026.<\/p>\n

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\n Fourth Quarter of 2025 Key Elements<\/u>
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