{"id":928257,"date":"2026-01-16T16:24:14","date_gmt":"2026-01-16T21:24:14","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\/"},"modified":"2026-01-16T16:24:14","modified_gmt":"2026-01-16T21:24:14","slug":"am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\/","title":{"rendered":"AM Best Affirms Credit Ratings of Chubb Limited and Its Subsidiaries"},"content":{"rendered":"

<\/p>\n

AM Best Affirms Credit Ratings of Chubb Limited and Its Subsidiaries<\/b><\/p>\n

OLDWICK, N.J.–(BUSINESS WIRE<\/a>)–AM Best <\/b>has affirmed the Financial Strength Rating (FSR) of A++ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of \u201caa+\u201d (Superior) of the grouped subsidiaries of Chubb Limited (Chubb) (Zurich, Switzerland) [NYSE: CB]. These include Chubb\u2019s rated U.S., Canada, Bermuda, Europe and Panama-based insurance and reinsurance subsidiaries (collectively Chubb Group of Insurance Companies, or Chubb Group). Concurrently, AM Best has affirmed the Long-Term ICRs of \u201ca+\u201d (Excellent) and the Long-Term Issue Credit Ratings (Long-Term IR) of Chubb Limited and Chubb INA Holdings LLC (Delaware). In addition, AM Best has affirmed the FSR of A+ (Superior) and the Long-Term ICRs of \u201caa-\u201d (Superior) of Combined Insurance Company of America (Chicago, IL) and Combined Life Insurance Company of New York (Latham, NY) (together known as the Combined companies). AM Best also has affirmed the FSR of A- (Excellent) and the Long-Term ICR of \u201ca-\u201d (Excellent) of ACE Life Insurance Company (ACE Life) (Stamford, CT). At the same time, AM Best has affirmed the FSR of A (Excellent) and the Long-Term ICR of \u201ca+\u201d (Excellent) of Chubb Life Insurance New Zealand Limited (Chubb Life NZ) (New Zealand). The outlook of these Credit Ratings (ratings) is stable. (Please see the link below for a detailed listing of the companies and ratings.)<\/p>\n

\nThe ratings of the Chubb Group reflect Chubb\u2019s balance sheet strength, which AM Best assesses as strongest, as well as its very strong operating performance, favorable business profile and appropriate enterprise risk management (ERM). Chubb\u2019s very strong operating performance is anchored in the group\u2019s consistently highly profitable underwriting performance \u2013 as reflected in a combined ratio in the mid-to-high 80 percent range that notably outperforms industry averages for highly rated insurers \u2013 as well as consistently solid investment returns on a high-quality investment portfolio.<\/p>\n

\nChubb\u2019s business profile is notable for its product and geographic breadth and depth, as it operates in more than 50 countries and jurisdictions worldwide. Through ACE American Insurance Company and its pooled and\/or substantially reinsured U.S. affiliates, Chubb is a market leader in U.S. commercial, specialty and agricultural insurance, as well as personal lines insurance for high-net-worth customers. Chubb\u2019s rated Bermuda operations \u2013 most notably Chubb Bermuda Insurance Ltd. (a leader in the excess casualty marketplace, with a leading position among national and multi-national corporations), and Chubb Tempest Reinsurance Ltd (an international multiline reinsurer that also serves as the intra-group reinsurance hub for many of Chubb\u2019s subsidiaries throughout the world) \u2013 are highly capitalized and are strategic assets for the group. Chubb European Group SE is one of the group\u2019s largest operating entities and the primary vehicle for providing a wide variety of coverages and lines of business across multiple markets to Chubb\u2019s European clients.<\/p>\n

\nAM Best notes that Chubb\u2019s risk-adjusted capitalization, as measured by Best\u2019s Capital Adequacy Ratio (BCAR), has consistently stood at the strongest level, benefiting from a very high-quality investment portfolio and excellent historical reserve adequacy position, a solid reinsurance program, and a high quality of capital, in part reflecting relatively modest reliance on debt in the group\u2019s capital structure. Tempering capital strength is a somewhat elevated financial leverage relative to tangible capital, and a share repurchase program that has limited capital growth in recent years.<\/p>\n

\nThe ratings of the Combined companies reflect their balance sheet strength, which AM Best assesses as strong, as well as their strong operating performance, neutral business profile and appropriate ERM.<\/p>\n

\nThe ratings of ACE Life reflect its balance sheet strength, which AM Best assesses as very strong, as well as its marginal operating performance, very limited business profile and appropriate ERM. The ratings also reflect the continued financial support received from its parent.<\/p>\n

\nThe ratings of Chubb Life NZ reflect its balance sheet strength, which AM Best assesses as very strong, as well as its adequate operating performance, neutral business profile and appropriate ERM. The ratings also factor in rating enhancement from the company\u2019s parent and support from Chubb Limited.<\/p>\n

\nA complete listing<\/a> of Chubb Limited\u2019s FSRs, Long-Term ICRs and Long-Term IRs also is available.<\/p>\n

This press release relates to Credit Ratings that have been published on AM Best\u2019s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best\u2019s <\/b>Recent Rating Activity<\/b><\/a> web page. For additional information regarding the use and limitations of Credit Rating opinions, please view <\/b>Guide to Best’s Credit Ratings<\/b><\/a>. For information on the proper use of Best\u2019s Credit Ratings, Best\u2019s Performance Assessments, Best\u2019s Preliminary Credit Assessments and AM Best press releases, please view <\/b>Guide to Proper Use of Best\u2019s Ratings & Assessments<\/b><\/a>.<\/b><\/p>\n

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit <\/b>www.ambest.com<\/b><\/a>.<\/b><\/p>\n

Copyright \u00a9 2026 by A.M. Best Rating Services, Inc. and\/or its affiliates. ALL RIGHTS RESERVED.<\/b><\/p>\n

\"\"<\/p>\n

View source version on businesswire.com: <\/span>https:\/\/www.businesswire.com\/news\/home\/20260116572696\/en\/<\/a><\/span><\/p>\n

Alan Murray
\n<\/b>
Director
\n<\/b>
+1 908 882 2195
\n<\/b>
alan.murray@ambest.com<\/a><\/p>\n

Carlos Wong-Fupuy
\n<\/b>
Senior Director
\n<\/b>
+1 908 882 2438
\n<\/b>
carlos.wong-fupuy@ambest.com<\/a><\/p>\n

Christopher Sharkey
\n<\/b>
Associate Director, Public Relations
\n<\/b>
+1 908 882 2310
\n<\/b>
christopher.sharkey@ambest.com<\/a><\/p>\n

Al Slavin
\n<\/b>
Senior Public Relations Specialist
\n<\/b>
+1 908 882 2318
\n<\/b>
al.slavin@ambest.com<\/a><\/p>\n

KEYWORDS:<\/b> New Jersey Europe United States North America<\/p>\n

INDUSTRY KEYWORDS:<\/b> Insurance Professional Services<\/p>\n

MEDIA:<\/b><\/p>\n\n\n\n\n
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AM Best Affirms Credit Ratings of Chubb Limited and Its Subsidiaries OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has affirmed the Financial Strength Rating (FSR) of A++ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of \u201caa+\u201d (Superior) of the grouped subsidiaries of Chubb Limited (Chubb) (Zurich, Switzerland) [NYSE: CB]. These include Chubb\u2019s rated U.S., Canada, Bermuda, Europe and Panama-based insurance and reinsurance subsidiaries (collectively Chubb Group of Insurance Companies, or Chubb Group). Concurrently, AM Best has affirmed the Long-Term ICRs of \u201ca+\u201d (Excellent) and the Long-Term Issue Credit Ratings (Long-Term IR) of Chubb Limited and Chubb INA Holdings LLC (Delaware). In addition, AM Best has affirmed the FSR of A+ (Superior) and the Long-Term ICRs of \u201caa-\u201d (Superior) of Combined Insurance … <\/p>\n

Continue reading “AM Best Affirms Credit Ratings of Chubb Limited and Its Subsidiaries”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-928257","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"\nAM Best Affirms Credit Ratings of Chubb Limited and Its Subsidiaries - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AM Best Affirms Credit Ratings of Chubb Limited and Its Subsidiaries - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"AM Best Affirms Credit Ratings of Chubb Limited and Its Subsidiaries OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has affirmed the Financial Strength Rating (FSR) of A++ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of \u201caa+\u201d (Superior) of the grouped subsidiaries of Chubb Limited (Chubb) (Zurich, Switzerland) [NYSE: CB]. These include Chubb\u2019s rated U.S., Canada, Bermuda, Europe and Panama-based insurance and reinsurance subsidiaries (collectively Chubb Group of Insurance Companies, or Chubb Group). Concurrently, AM Best has affirmed the Long-Term ICRs of \u201ca+\u201d (Excellent) and the Long-Term Issue Credit Ratings (Long-Term IR) of Chubb Limited and Chubb INA Holdings LLC (Delaware). In addition, AM Best has affirmed the FSR of A+ (Superior) and the Long-Term ICRs of \u201caa-\u201d (Superior) of Combined Insurance … Continue reading "AM Best Affirms Credit Ratings of Chubb Limited and Its Subsidiaries"\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-16T21:24:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&sty=20260116572696r1&sid=flmnd&distro=nx&lang=en\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"AM Best Affirms Credit Ratings of Chubb Limited and Its Subsidiaries\",\"datePublished\":\"2026-01-16T21:24:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\\\/\"},\"wordCount\":946,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cts.businesswire.com\\\/ct\\\/CT?id=bwnews&sty=20260116572696r1&sid=flmnd&distro=nx&lang=en\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\\\/\",\"name\":\"AM Best Affirms Credit Ratings of Chubb Limited and Its Subsidiaries - 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These include Chubb\u2019s rated U.S., Canada, Bermuda, Europe and Panama-based insurance and reinsurance subsidiaries (collectively Chubb Group of Insurance Companies, or Chubb Group). Concurrently, AM Best has affirmed the Long-Term ICRs of \u201ca+\u201d (Excellent) and the Long-Term Issue Credit Ratings (Long-Term IR) of Chubb Limited and Chubb INA Holdings LLC (Delaware). In addition, AM Best has affirmed the FSR of A+ (Superior) and the Long-Term ICRs of \u201caa-\u201d (Superior) of Combined Insurance … Continue reading \"AM Best Affirms Credit Ratings of Chubb Limited and Its Subsidiaries\"","og_url":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\/","og_site_name":"Market Newsdesk","article_published_time":"2026-01-16T21:24:14+00:00","og_image":[{"url":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&sty=20260116572696r1&sid=flmnd&distro=nx&lang=en","type":"","width":"","height":""}],"author":"Newsdesk","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Newsdesk","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\/#article","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\/"},"author":{"name":"Newsdesk","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"headline":"AM Best Affirms Credit Ratings of Chubb Limited and Its Subsidiaries","datePublished":"2026-01-16T21:24:14+00:00","mainEntityOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\/"},"wordCount":946,"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\/#primaryimage"},"thumbnailUrl":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&sty=20260116572696r1&sid=flmnd&distro=nx&lang=en","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\/","url":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-chubb-limited-and-its-subsidiaries-2\/","name":"AM Best Affirms Credit Ratings of Chubb Limited and Its Subsidiaries - 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