{"id":927628,"date":"2026-01-15T09:38:59","date_gmt":"2026-01-15T14:38:59","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/afterpay-data-reveals-96-of-u-s-customers-paid-off-black-friday-cyber-monday-purchases-early-or-on-time-demonstrating-responsible-spending-during-peak-shopping-season\/"},"modified":"2026-01-15T09:38:59","modified_gmt":"2026-01-15T14:38:59","slug":"afterpay-data-reveals-96-of-u-s-customers-paid-off-black-friday-cyber-monday-purchases-early-or-on-time-demonstrating-responsible-spending-during-peak-shopping-season","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/afterpay-data-reveals-96-of-u-s-customers-paid-off-black-friday-cyber-monday-purchases-early-or-on-time-demonstrating-responsible-spending-during-peak-shopping-season\/","title":{"rendered":"Afterpay Data Reveals 96% of U.S. Customers Paid Off Black Friday Cyber Monday Purchases Early or On Time, Demonstrating Responsible Spending During Peak Shopping Season"},"content":{"rendered":"

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Afterpay Data Reveals 96% of U.S. Customers Paid Off Black Friday Cyber Monday Purchases Early or On Time, Demonstrating Responsible Spending During Peak Shopping Season<\/b><\/p>\n

Strong payment performance underscores how Pay-in-4 empowers consumers to shop responsibly without interest or hidden fees<\/i><\/p>\n

DISTRIBUTED-WORK-MODEL\/SAN FRANCISCO–(BUSINESS WIRE<\/a>)–
\nAfterpay, a leading global fintech company and pioneer of the Buy Now, Pay Later (BNPL) movement, today announced that 96% of its U.S. Pay-in-4 customers who shopped during the 2025 Black Friday and Cyber Monday period paid off their purchases early or on time. The data reflects a broader trend of consumers using Afterpay as a tool to manage holiday spending responsibly\u2014without the burden of interest charges or revolving debt that often accompany traditional credit card purchases.<\/p>\n

\nThe strong payment performance comes as credit card debt reaches crisis levels for American consumers. According to the Consumer Financial Protection Bureau’s (CFPB) recent report<\/a> to Congress\u2014released just last month\u2014credit card balances exceeded $1.2 trillion in 2024, with the average cardholder carrying $5,300 in monthly balance\u2014surpassing pre-pandemic levels. Additionally, the report also noted that the share of credit cardholders making minimum payments in 2024 (and therefore facing extensive interest charges) was at its highest since 2015, while Afterpay’s interest-free model and built-in safeguards help customers avoid the debt spiral that has become endemic to traditional credit card usage.<\/p>\n

\n“This data is a testament to the discipline and financial responsibility of our customers,” said Marni Schapiro, Global Head of Commerce Sales, Block. “During the holidays\u2014a time when spending pressures are at their highest\u2014our customers demonstrated that they can shop confidently and pay responsibly. Afterpay isn’t just about flexibility; it’s about empowering people to make smarter financial decisions without the hidden costs and stress that come with credit cards.”<\/p>\n

How Afterpay Enables Responsible Spending<\/b><\/p>\n

\nAfterpay’s Pay-in-4 is built with multiple safeguards designed to encourage responsible spending:<\/p>\n