{"id":924903,"date":"2026-01-07T09:26:00","date_gmt":"2026-01-07T14:26:00","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/mypoint-credit-union-selects-upstart-for-personal-lending\/"},"modified":"2026-01-07T09:26:00","modified_gmt":"2026-01-07T14:26:00","slug":"mypoint-credit-union-selects-upstart-for-personal-lending","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/mypoint-credit-union-selects-upstart-for-personal-lending\/","title":{"rendered":"MyPoint Credit Union Selects Upstart for Personal Lending"},"content":{"rendered":"<p>        <!--.bwalignc { text-align: center; list-style-position: inside }body {font:normal small Arial,Helvetica,sans-serif;color:#000;background-color:#fff;padding:24px;margin:0;} a img {border:0;} h3 {font-size:medium;color:#000;margin:0 0 1em 0; text-align:center;}-->  <\/p>\n<p class=\"bwalignc\"><b>MyPoint Credit Union Selects Upstart for Personal Lending<\/b><\/p>\n<p>SAN DIEGO &amp; SAN MATEO, Calif.&#8211;(<a href=\"http:\/\/www.businesswire.com\">BUSINESS WIRE<\/a>)&#8211;<br \/>\nMyPoint Credit Union (MyPoint), a community-based financial institution headquartered in San Diego, has partnered with Upstart (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, to offer personal loans to more consumers.<\/p>\n<p id=\"news-body-cta\">This press release features multimedia. View the full release here: <a href=\"https:\/\/www.businesswire.com\/news\/home\/20260107167733\/en\/\" rel=\"nofollow\">https:\/\/www.businesswire.com\/news\/home\/20260107167733\/en\/<\/a><\/p>\n<p>\n\u201cAs a San Diego-based, member-driven financial institution, MyPoint Credit Union is focused on designing lending experiences around the needs of today\u2019s borrowers,\u201d said Peter Butler, Chief Operating Officer at MyPoint Credit Union. \u201cBy partnering with Upstart, we are able to grow beyond our traditional channels to reach new audiences, while delivering a modern, streamlined lending experience to more individuals across the communities we serve.&#8221;<\/p>\n<p>\nMyPoint Credit Union started lending as a partner on the Upstart Referral Network for personal loans in September 2025. As part of the Upstart Referral Network, qualified personal loan applicants on Upstart.com who meet MyPoint Credit Union\u2019s credit policies receive tailored offers as they seamlessly transition into a MyPoint-branded experience to complete the online member application and closing process.<\/p>\n<p>\n\u201cWe\u2019re proud to have MyPoint Credit Union be part of the family of Upstart lending partners,\u201d said Michael Lock, Senior Vice President of Lending Partnerships at Upstart. \u201cBy leveraging Upstart\u2019s AI-powered, all-digital lending platform, MyPoint can expand its reach and deliver a fast, seamless borrowing experience to more creditworthy individuals across San Diego.\u201d<\/p>\n<p>\nTo learn more about Upstart for Credit Unions, please <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fvimeo.com%2F1120320792%3Ffl%3Dpl%26fe%3Dsh&amp;esheet=54390650&amp;newsitemid=20260107167733&amp;lan=en-US&amp;anchor=watch+this+video&amp;index=1&amp;md5=b20b94fe7a8a7b66862294f563f88da7\">watch this video<\/a>.<\/p>\n<p><b>About Upstart<\/b><\/p>\n<p>\nUpstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart\u2019s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart\u2019s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar \u201crelief\u201d loans. Upstart is based in San Mateo, California.<\/p>\n<p><b>About MyPoint Credit Union<\/b><\/p>\n<p>\nMyPoint Credit Union is a member-owned, state-chartered financial institution with roots in San Diego, focusing on building banking experiences around the people it serves. MyPoint invests in new technologies and innovative solutions to meet the changing needs of individuals, families, and small businesses across the region.<\/p>\n<p>\nSince 1948, MyPoint has supported its community with a broad suite of financial solutions, including everyday banking, consumer and real estate lending, business services, and digital tools built to simplify how members manage money. As MyPoint continues to evolve, it remains focused on delivering financial experiences that fit seamlessly into members\u2019 lives and help them move forward with greater ease. To learn more, visit <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Fmypointcu.com%2F&amp;esheet=54390650&amp;newsitemid=20260107167733&amp;lan=en-US&amp;anchor=mypointcu.com&amp;index=2&amp;md5=aa4e3eec4dd74f87349dcbb323f5979a\">mypointcu.com<\/a>.<\/p>\n<p><img decoding=\"async\" alt=\"\" src=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260107167733r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" style=\"width:0;height:0\" \/><span class=\"bwct31415\" \/><\/p>\n<p id=\"mmgallerylink\"><span id=\"mmgallerylink-phrase\">View source version on businesswire.com: <\/span><span id=\"mmgallerylink-link\"><a href=\"https:\/\/www.businesswire.com\/news\/home\/20260107167733\/en\/\" rel=\"nofollow\">https:\/\/www.businesswire.com\/news\/home\/20260107167733\/en\/<\/a><\/span><\/p>\n<p><b>Press Contact<br \/>\n<\/b><br \/><a rel=\"nofollow\" href=\"mailto:press@upstart.com\">press@upstart.com<\/a><\/p>\n<p><b>KEYWORDS:<\/b> California United States North America<\/p>\n<p><b>INDUSTRY KEYWORDS:<\/b> Data Management Banking Technology Professional Services Marketing Communications Software Artificial Intelligence Internet Fintech Finance<\/p>\n<p><b>MEDIA:<\/b><\/p>\n<table cellpadding=\"3\" cellspacing=\"3\">\n<tr>\n<td><font face=\"Arial\" size=\"2\"><b>Logo<\/b><\/font><\/td>\n<\/tr>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mms.businesswire.com\/media\/20260107167733\/en\/2684659\/3\/2019-Upstart-Logo-Large_%281%29.jpg\" alt=\"Logo\" \/><\/td>\n<\/tr>\n<tr>\n<td><font face=\"Arial\" size=\"2\"><\/font><\/td>\n<\/tr>\n<tr>\n<td><font face=\"Arial\" size=\"2\"><b>Logo<\/b><\/font><\/td>\n<\/tr>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mms.businesswire.com\/media\/20260107167733\/en\/2684664\/3\/MyPoint_logo.jpg\" alt=\"Logo\" \/><\/td>\n<\/tr>\n<tr>\n<td><font face=\"Arial\" size=\"2\"><\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>MyPoint Credit Union Selects Upstart for Personal Lending SAN DIEGO &amp; SAN MATEO, Calif.&#8211;(BUSINESS WIRE)&#8211; MyPoint Credit Union (MyPoint), a community-based financial institution headquartered in San Diego, has partnered with Upstart (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, to offer personal loans to more consumers. This press release features multimedia. View the full release here: https:\/\/www.businesswire.com\/news\/home\/20260107167733\/en\/ \u201cAs a San Diego-based, member-driven financial institution, MyPoint Credit Union is focused on designing lending experiences around the needs of today\u2019s borrowers,\u201d said Peter Butler, Chief Operating Officer at MyPoint Credit Union. \u201cBy partnering with Upstart, we are able to grow beyond our traditional channels to reach new audiences, while delivering a modern, streamlined lending experience to more individuals across the communities &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/mypoint-credit-union-selects-upstart-for-personal-lending\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;MyPoint Credit Union Selects Upstart for Personal Lending&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-924903","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>MyPoint Credit Union Selects Upstart for Personal Lending - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/mypoint-credit-union-selects-upstart-for-personal-lending\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MyPoint Credit Union Selects Upstart for Personal Lending - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"MyPoint Credit Union Selects Upstart for Personal Lending SAN DIEGO &amp; SAN MATEO, Calif.&#8211;(BUSINESS WIRE)&#8211; MyPoint Credit Union (MyPoint), a community-based financial institution headquartered in San Diego, has partnered with Upstart (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, to offer personal loans to more consumers. This press release features multimedia. View the full release here: https:\/\/www.businesswire.com\/news\/home\/20260107167733\/en\/ \u201cAs a San Diego-based, member-driven financial institution, MyPoint Credit Union is focused on designing lending experiences around the needs of today\u2019s borrowers,\u201d said Peter Butler, Chief Operating Officer at MyPoint Credit Union. \u201cBy partnering with Upstart, we are able to grow beyond our traditional channels to reach new audiences, while delivering a modern, streamlined lending experience to more individuals across the communities &hellip; Continue reading &quot;MyPoint Credit Union Selects Upstart for Personal Lending&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/mypoint-credit-union-selects-upstart-for-personal-lending\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-07T14:26:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260107167733r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mypoint-credit-union-selects-upstart-for-personal-lending\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mypoint-credit-union-selects-upstart-for-personal-lending\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"MyPoint Credit Union Selects Upstart for Personal Lending\",\"datePublished\":\"2026-01-07T14:26:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mypoint-credit-union-selects-upstart-for-personal-lending\\\/\"},\"wordCount\":522,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mypoint-credit-union-selects-upstart-for-personal-lending\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cts.businesswire.com\\\/ct\\\/CT?id=bwnews&amp;sty=20260107167733r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mypoint-credit-union-selects-upstart-for-personal-lending\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mypoint-credit-union-selects-upstart-for-personal-lending\\\/\",\"name\":\"MyPoint Credit Union Selects Upstart for Personal Lending - 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View the full release here: https:\/\/www.businesswire.com\/news\/home\/20260107167733\/en\/ \u201cAs a San Diego-based, member-driven financial institution, MyPoint Credit Union is focused on designing lending experiences around the needs of today\u2019s borrowers,\u201d said Peter Butler, Chief Operating Officer at MyPoint Credit Union. \u201cBy partnering with Upstart, we are able to grow beyond our traditional channels to reach new audiences, while delivering a modern, streamlined lending experience to more individuals across the communities &hellip; Continue reading \"MyPoint Credit Union Selects Upstart for Personal Lending\"","og_url":"https:\/\/www.marketnewsdesk.com\/index.php\/mypoint-credit-union-selects-upstart-for-personal-lending\/","og_site_name":"Market Newsdesk","article_published_time":"2026-01-07T14:26:00+00:00","og_image":[{"url":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260107167733r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en","type":"","width":"","height":""}],"author":"Newsdesk","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Newsdesk","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mypoint-credit-union-selects-upstart-for-personal-lending\/#article","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mypoint-credit-union-selects-upstart-for-personal-lending\/"},"author":{"name":"Newsdesk","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"headline":"MyPoint Credit Union Selects Upstart for Personal Lending","datePublished":"2026-01-07T14:26:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mypoint-credit-union-selects-upstart-for-personal-lending\/"},"wordCount":522,"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mypoint-credit-union-selects-upstart-for-personal-lending\/#primaryimage"},"thumbnailUrl":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20260107167733r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mypoint-credit-union-selects-upstart-for-personal-lending\/","url":"https:\/\/www.marketnewsdesk.com\/index.php\/mypoint-credit-union-selects-upstart-for-personal-lending\/","name":"MyPoint Credit Union Selects Upstart for Personal Lending - 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