{"id":922086,"date":"2025-12-23T06:04:11","date_gmt":"2025-12-23T11:04:11","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/ice-first-look-at-mortgage-performance-seasonal-and-calendar-factors-drive-rise-in-november-delinquencies\/"},"modified":"2025-12-23T06:04:11","modified_gmt":"2025-12-23T11:04:11","slug":"ice-first-look-at-mortgage-performance-seasonal-and-calendar-factors-drive-rise-in-november-delinquencies","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/ice-first-look-at-mortgage-performance-seasonal-and-calendar-factors-drive-rise-in-november-delinquencies\/","title":{"rendered":"ICE First Look at Mortgage Performance: Seasonal and Calendar Factors Drive Rise in November Delinquencies"},"content":{"rendered":"<p>        <!--.bwalignr { text-align: right; list-style-position: inside }\n.bwblockalignl { margin-left: 0px; margin-right: auto }\n.bwcellpmargin { margin-bottom: 0px; margin-top: 0px }\n.bwlistdecimal { list-style-type: decimal }\n.bwlistdisc { list-style-type: disc }\n.bwpadb3 { padding-bottom: 4px }\n.bwpadl0 { padding-left: 0px }\n.bwpadr0 { padding-right: 0px }\n.bwtablemarginb { margin-bottom: 10px }\n.bwvertalignb { vertical-align: bottom }\n.bwvertalignt { vertical-align: top }body {font:normal small Arial,Helvetica,sans-serif;color:#000;background-color:#fff;padding:24px;margin:0;} a img {border:0;} h3 {font-size:medium;color:#000;margin:0 0 1em 0; text-align:center;}-->  <\/p>\n<p><b>ICE First Look at Mortgage Performance: Seasonal and Calendar Factors Drive Rise in November Delinquencies<\/b><\/p>\n<p>ATLANTA &amp; NEW YORK&#8211;(<a href=\"http:\/\/www.businesswire.com\">BUSINESS WIRE<\/a>)&#8211;<br \/>\nICE Mortgage Technology, a neutral provider of a robust end-to-end mortgage platform and part of Intercontinental Exchange, Inc. (NYSE: ICE), today released the November 2025 ICE First Look at mortgage delinquency, foreclosure and prepayment trends.<\/p>\n<p>\n\u201cWhile the topline delinquency numbers show a sharp increase, we\u2019ve seen comparable spikes in prior years when November ended on a Sunday and scheduled payments didn\u2019t post until early December,\u201d said Andy Walden, Head of Mortgage and Housing Market Research at ICE. \u201cOverall performance was in line with what historical patterns would suggest. That said, December data will be important to watch to confirm how quickly borrowers recover from this temporary uptick.\u201d<\/p>\n<p>\nKey takeaways from this month\u2019s findings include:<\/p>\n<ul class=\"bwlistdisc\">\n<li><b>Delinquencies rose:<\/b> The number of past-due mortgages rose by 275,000 from October to 2.3 million in November, pushing the national delinquency rate to 3.85% \u2014 the highest level in over four years.\n<\/li>\n<\/ul>\n<ul class=\"bwlistdisc\">\n<li><b>Inflow of newly delinquent borrowers:<\/b> 609,000 borrowers who were current on payments in October became delinquent in November, marking the largest single-month inflow since May 2020. Rolls from 30- to 60-day and 60- to 90-day delinquency bands also increased sharply.\n<\/li>\n<\/ul>\n<ul class=\"bwlistdisc\">\n<li><b>Delinquencies aligned with historical calendar effects:<\/b> November\u2019s delinquency rate increase was in line with prior years when the month ended on a Sunday, which last occurred in 2014 (+61 bps), 2008 (+112 bps), and 2003 (+57 bps) \u2014 all of which exceeded this year\u2019s 50 basis point increase.\n<\/li>\n<\/ul>\n<ul class=\"bwlistdisc\">\n<li><b>Prepayments declined:<\/b> After reaching a 3.5-year high in October, prepayment activity retreated in November, falling 18% month over month.\n<\/li>\n<\/ul>\n<ul class=\"bwlistdisc\">\n<li><b>Foreclosure activity mixed:<\/b> Foreclosure activity dipped in November due to seasonal and calendar effects. However, foreclosure starts (+25%), sales (+25%) and active foreclosure volumes (+21%) all remain well above last year\u2019s levels.\n<\/li>\n<\/ul>\n<p>\nData as of November 30, 2025<br \/>\n<br \/>Total U.S. loan delinquency rate (loans 30 or more days past due, but not in foreclosure): 3.85%<br \/>\n<br \/>Month-over-month change: 15.00%<br \/>\n<br \/>Year-over-year change: 2.79%<\/p>\n<p>\nTotal U.S. foreclosure pre-sale inventory rate: 0.41%<br \/>\n<br \/>Month-over-month change: 0.27%<br \/>\n<br \/>Year-over-year change: 20.56%<\/p>\n<p>Total U.S. foreclosure starts: 26,000<br \/>\n<br \/>Month-over-month change -31.50%<br \/>\n<br \/>Year-over-year change: 24.77%<\/p>\n<p>\nMonthly prepayment rate (SMM): 0.83%<br \/>\n<br \/>Month-over-month change: -17.95%<br \/>\n<br \/>Year-over-year change: 30.55%<\/p>\n<p>\nForeclosure sales: 6,700<br \/>\n<br \/>Month-over-month change: -13.87%<br \/>\n<br \/>Year-over-year change: 24.52%<\/p>\n<p>\nNumber of properties that are 30 or more days past due, but not in foreclosure: 2,115,000<br \/>\n<br \/>Month-over-month change: 274,000<br \/>\n<br \/>Year-over-year change: 87,000<\/p>\n<p>\nNumber of properties that are 90 or more days past due, but not in foreclosure: 530,000<br \/>\n<br \/>Month-over-month change: 54,000<br \/>\n<br \/>Year-over-year change: 18,000<\/p>\n<p>\nNumber of properties in foreclosure pre-sale inventory: 226,000<br \/>\n<br \/>Month-over-month change: 0<br \/>\n<br \/>Year-over-year change: 41,000<\/p>\n<p>\nNumber of properties that are 30 or more days past due or in foreclosure: 2,341,000<br \/>\n<br \/>Month-over-month change: 275,000<br \/>\n<br \/>Year-over-year change: 129,000<\/p>\n<table cellspacing=\"0\" class=\"bwtablemarginb bwblockalignl\">\n<tr>\n<td colspan=\"2\" class=\"bwvertalignt bwpadl0\" rowspan=\"1\">\n<p class=\"bwcellpmargin\">\nTop 5 States by Non-Current* Percentage<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nLouisiana:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n8.75%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nMississippi:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n8.74%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nAlabama:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n6.59%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nArkansas:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n6.17%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nIndiana:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n6.02%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\n\u00a0<\/p>\n<\/td>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" colspan=\"2\" style=\"width:359px\" rowspan=\"1\">\n<p class=\"bwcellpmargin\">\nBottom 5 States by Non-Current* Percentage<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nCalifornia:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n2.47%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nColorado:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n2.42%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nMontana:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n2.40%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nIdaho:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n2.29%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nWashington:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n2.28%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\n\u00a0<\/p>\n<\/td>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" colspan=\"2\" style=\"width:359px\" rowspan=\"1\">\n<p class=\"bwcellpmargin\">\nTop 5 States by 90+ Days Delinquent Percentage<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nMississippi:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n2.27%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nLouisiana:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n2.11%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nAlabama:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n1.70%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nArkansas:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n1.54%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nIndiana:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n1.45%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\n\u00a0<\/p>\n<\/td>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" colspan=\"2\" style=\"width:359px\" rowspan=\"1\">\n<p class=\"bwcellpmargin\">\nTop 5 States by 12-Month Change in Non-Current* Percentage<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nFlorida:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n-7.07%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nSouth Carolina:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n-4.72%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nHawaii:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n-3.17%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nNew York:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n-1.99%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nNorth Carolina:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n-0.90%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\n\u00a0<\/p>\n<\/td>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" colspan=\"2\" style=\"width:359px\" rowspan=\"1\">\n<p class=\"bwcellpmargin\">\nBottom 5 States by 12-Month Change in Non-Current* Percentage<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nMaryland:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n16.40%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nUtah:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n14.28%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nDistrict of Colombia:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n14.07%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nArizona:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n11.94%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\nArkansas:<\/p>\n<\/td>\n<td class=\"bwpadl0 bwpadr0 bwvertalignb bwpadb3\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwalignr bwcellpmargin\">\n11.32%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:359px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\n\u00a0<\/p>\n<\/td>\n<td class=\"bwvertalignt bwpadl0\" style=\"width:108px\" rowspan=\"1\" colspan=\"1\">\n<p class=\"bwcellpmargin\">\n\u00a0<\/p>\n<\/td>\n<\/tr>\n<\/table>\n<p>\n*Non-current totals combine foreclosures and delinquencies as a percent of active loans in that state.<\/p>\n<p>\nNotes:<\/p>\n<ol class=\"bwlistdecimal\">\n<li>\nTotals are extrapolated based on ICE\u2019s loan-level database of mortgage assets.<\/p>\n<\/li>\n<li>\nAll whole numbers are rounded to the nearest thousand, except foreclosure starts and sales, which are rounded to the nearest hundred.<\/p>\n<\/li>\n<\/ol>\n<p>\nThe next ICE Mortgage Monitor report will be available online at <a rel=\"nofollow\" href=\"https:\/\/mortgagetech.ice.com\/resources\/data-reports\">mortgagetech.ice.com\/resources\/data-reports<\/a> on February 2, 2026.<\/p>\n<p>\nFor more information about gaining access to ICE\u2019s loan-level database, please send an email to <a rel=\"nofollow\" href=\"mailto:ICE-MortgageMonitor@ice.com\">ICE-MortgageMonitor@ice.com.<\/a><\/p>\n<p><b>About Intercontinental Exchange<\/b><\/p>\n<p><a rel=\"nofollow\" href=\"https:\/\/www.ice.com\/\">Intercontinental Exchange, Inc.<\/a> (NYSE: ICE) is a Fortune 500 company that designs, builds and operates digital networks that connect people to opportunity. We provide financial technology and data services across major asset classes helping our customers access mission-critical workflow tools that increase transparency and efficiency. ICE\u2019s futures, equity, and options <a rel=\"nofollow\" href=\"https:\/\/www.theice.com\/about\/exchanges-clearing\">exchanges<\/a> \u2013 including the <a rel=\"nofollow\" href=\"https:\/\/www.nyse.com\/\">New York Stock Exchange<\/a> \u2013 and <a rel=\"nofollow\" href=\"https:\/\/www.theice.com\/solutions\/clearing\">clearing houses<\/a> help people invest, raise capital and manage risk. We offer some of the world\u2019s largest markets to trade and clear energy and environmental products. Our fixed income, <a rel=\"nofollow\" href=\"https:\/\/www.theice.com\/about\/fixed-income-data\">data services<\/a> and execution capabilities provide information, analytics and platforms that help our customers streamline processes and capitalize on opportunities. At <a rel=\"nofollow\" href=\"https:\/\/www.theice.com\/about\/mortgage-technology\">ICE Mortgage Technology<\/a>, we are transforming U.S. housing finance, from initial consumer engagement through loan production, closing, registration and the long-term servicing relationship. Together, ICE transforms, streamlines and automates industries to connect our customers to opportunity.<\/p>\n<p>\nTrademarks of ICE and\/or its affiliates include Intercontinental Exchange, ICE, ICE block design, NYSE and New York Stock Exchange. Information regarding additional trademarks and intellectual property rights of Intercontinental Exchange, Inc. and\/or its affiliates is located <a rel=\"nofollow\" href=\"https:\/\/www.ice.com\/privacy-security-center\/terms-of-use\">here<\/a>. Key Information Documents for certain products covered by the EU Packaged Retail and Insurance-based Investment Products Regulation can be accessed on the relevant exchange website under the heading \u201cKey Information Documents (KIDS).\u201d<\/p>\n<p>\nSafe Harbor Statement under the Private Securities Litigation Reform Act of 1995 \u2013 Statements in this press release regarding ICE&#8217;s business that are not historical facts are &#8220;forward-looking statements&#8221; that involve risks and uncertainties. For a discussion of additional risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see ICE&#8217;s Securities and Exchange Commission (SEC) filings, including, but not limited to, the risk factors in ICE&#8217;s Annual Report on Form 10-K for the year ended December 31, 2024, as filed with the SEC on February 6, 2025.<\/p>\n<p>\nCategory: Mortgage Technology<\/p>\n<p>\nSource: Intercontinental Exchange<\/p>\n<p><img decoding=\"async\" alt=\"\" src=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20251223410665r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" style=\"width:0;height:0\" \/><span class=\"bwct31415\" \/><\/p>\n<p id=\"mmgallerylink\"><span id=\"mmgallerylink-phrase\">View source version on businesswire.com: <\/span><span id=\"mmgallerylink-link\"><a href=\"https:\/\/www.businesswire.com\/news\/home\/20251223410665\/en\/\" rel=\"nofollow\">https:\/\/www.businesswire.com\/news\/home\/20251223410665\/en\/<\/a><\/span><\/p>\n<p><b>ICE Media Contact<br \/>\n<\/b><br \/>Johnna Szegda<br \/>\n<br \/><a rel=\"nofollow\" href=\"mailto:johnna.szegda@ice.com\"><b>johnna.szegda@ice.com<br \/>\n<\/b><\/a><br \/>+1 (404) 798-1155<\/p>\n<p><b>ICE Investor Contact:<br \/>\n<\/b><br \/>Katia Gonzalez<br \/>\n<br \/><a rel=\"nofollow\" href=\"mailto:katia.gonzalez@ice.com\"><b>katia.gonzalez@ice.com<br \/>\n<\/b><\/a><br \/>+1 (678) 981-3882<\/p>\n<p><a rel=\"nofollow\" href=\"mailto:investors@ice.com\"><b>investors@ice.com<\/b><\/a><\/p>\n<p><b>KEYWORDS:<\/b> New York Georgia United States North America<\/p>\n<p><b>INDUSTRY KEYWORDS:<\/b> Technology Construction &amp; Property Finance Fintech Banking Professional Services Software Data Management Residential Building &amp; Real Estate<\/p>\n<p><b>MEDIA:<\/b><\/p>\n<table cellpadding=\"3\" cellspacing=\"3\">\n<tr>\n<td><font face=\"Arial\" size=\"2\"><b>Logo<\/b><\/font><\/td>\n<\/tr>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mms.businesswire.com\/media\/20251223410665\/en\/2676793\/3\/ICE_logo_large_447x439.jpg\" alt=\"Logo\" \/><\/td>\n<\/tr>\n<tr>\n<td><font face=\"Arial\" size=\"2\"><\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>ICE First Look at Mortgage Performance: Seasonal and Calendar Factors Drive Rise in November Delinquencies ATLANTA &amp; NEW YORK&#8211;(BUSINESS WIRE)&#8211; ICE Mortgage Technology, a neutral provider of a robust end-to-end mortgage platform and part of Intercontinental Exchange, Inc. (NYSE: ICE), today released the November 2025 ICE First Look at mortgage delinquency, foreclosure and prepayment trends. \u201cWhile the topline delinquency numbers show a sharp increase, we\u2019ve seen comparable spikes in prior years when November ended on a Sunday and scheduled payments didn\u2019t post until early December,\u201d said Andy Walden, Head of Mortgage and Housing Market Research at ICE. \u201cOverall performance was in line with what historical patterns would suggest. That said, December data will be important to watch to confirm how &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/ice-first-look-at-mortgage-performance-seasonal-and-calendar-factors-drive-rise-in-november-delinquencies\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;ICE First Look at Mortgage Performance: Seasonal and Calendar Factors Drive Rise in November Delinquencies&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-922086","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ICE First Look at Mortgage Performance: Seasonal and Calendar Factors Drive Rise in November Delinquencies - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/ice-first-look-at-mortgage-performance-seasonal-and-calendar-factors-drive-rise-in-november-delinquencies\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ICE First Look at Mortgage Performance: Seasonal and Calendar Factors Drive Rise in November Delinquencies - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"ICE First Look at Mortgage Performance: Seasonal and Calendar Factors Drive Rise in November Delinquencies ATLANTA &amp; NEW YORK&#8211;(BUSINESS WIRE)&#8211; ICE Mortgage Technology, a neutral provider of a robust end-to-end mortgage platform and part of Intercontinental Exchange, Inc. (NYSE: ICE), today released the November 2025 ICE First Look at mortgage delinquency, foreclosure and prepayment trends. \u201cWhile the topline delinquency numbers show a sharp increase, we\u2019ve seen comparable spikes in prior years when November ended on a Sunday and scheduled payments didn\u2019t post until early December,\u201d said Andy Walden, Head of Mortgage and Housing Market Research at ICE. \u201cOverall performance was in line with what historical patterns would suggest. 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(NYSE: ICE), today released the November 2025 ICE First Look at mortgage delinquency, foreclosure and prepayment trends. \u201cWhile the topline delinquency numbers show a sharp increase, we\u2019ve seen comparable spikes in prior years when November ended on a Sunday and scheduled payments didn\u2019t post until early December,\u201d said Andy Walden, Head of Mortgage and Housing Market Research at ICE. \u201cOverall performance was in line with what historical patterns would suggest. 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