\nCash App announced a slate of new features designed to match the ways millions of people manage their financial lives today. The first-ever Cash App Release, which marks the brand\u2019s most significant product expansion-to-date, includes innovations across Cash App\u2019s banking*, bitcoin**, commerce, and peer-to-peer offerings along with a first look at the future of AI and automation on the platform. The full Cash App Fall Release can be found at cash.app\/new<\/a>.<\/p>\n
This press release features multimedia. View the full release here: https:\/\/www.businesswire.com\/news\/home\/20251113822241\/en\/<\/a><\/p>\n Cash App has rolled out 11 product updates and made more than 150 improvements to meet the way that millions of people earn, manage, and share money. The brand\u2019s first-ever bundled release includes more flexible banking* benefits, AI-powered navigation, the ability to send and receive stablecoins, and more – all underpinned by robust safety features.<\/p>\n<\/div>\n \nAs consumers\u2019 financial worlds become increasingly digital and decentralized, money needs to be faster, more flexible, and more collaborative to keep pace. Income is now fragmented and variable for over 126 million Americans who earn from combinations of different sources including hourly shifts, gig work, and creator payouts. As a result, these earners receive income in a myriad of different forms including bank transfers, peer-to-peer payments, and paper money.1<\/sup><\/p>\n \n“The way people earn and manage money has fundamentally shifted, and traditional financial institutions haven’t kept up to meet their needs,” said Owen Jennings, Executive Officer and Business Lead at Block. “At Cash App, we’re hyper-focused on building a platform that reflects how customers are actually participating in the economy today. These new products and features were designed to make money work better for them.”<\/p>\n Cash App Green: Reimagined Banking Benefits Designed For You<\/b><\/p>\n \nTraditionally certain banking benefits have been gated behind direct deposit thresholds, which doesn\u2019t match the reality of how millions of Americans are paid today. In fact, nearly 40% of Cash App customers do not receive income via direct deposit.2<\/sup> To deliver a better, more flexible banking experience for its customers, the brand is introducing Cash App Green***, a reimagined benefits program which allows qualifying customers to earn benefits by either spending $500 or more per month through the Cash App Card or Cash App Pay, or<\/i> by depositing $300 in qualifying deposits per month.<\/p>\n \nThrough this more flexible program more than 8 million actives will now have access to banking* benefits. Customers who earn Green status have access to premium benefits*** including no in-network ATM fees, Priority Phone Support, higher Borrow limits, free overdraft coverage, weekly personalized discounts at their favorite stores, and a higher interest on their savings balances.<\/p>\n \nTo learn more about Cash App Green, read the full announcement HERE<\/a>.<\/p>\n Providing More Customers Access to Cash When They Need It<\/b><\/p>\n The traditional credit system was not built for modern financial life<\/a>, and millions of Americans are excluded based on outdated and often inaccurate data. In contrast, Cash App’s approach uses near real-time data analysis instead of relying on outdated credit histories, evaluating current financial behaviors like cash flow patterns, spending habits, savings, investing, and payment consistency. This responsible growth model starts small and grows with customers as they demonstrate positive financial behavior.<\/p>\n \nNow, through Cash App more trusted customers can get access to credit with transparent terms and without credit checks, compounding interest, or compounding late fees:<\/p>\n Making Bitcoin** Everyday Money and Introducing Stablecoins on Cash App<\/b><\/p>\n \nCash App believes that bitcoin isn\u2019t just something to save, but something that should be used. Today, the business is introducing new features that allow customers to spend bitcoin locally, send money almost anywhere, and make fast, low-cost payments \u2013 even if they don\u2019t own bitcoin:<\/p>\n \nBitcoin offers an open protocol for money while stablecoins provide an easy bridge to move digital dollars. Soon, eligible Cash App customers will have the option to send and receive stablecoins <\/b>on the platform for the first time.<\/p>\n \nTo learn more about these new features, read the full announcement HERE<\/a>.<\/p>\n Meet Moneybot: Helpful, AI-Powered Navigation on Cash App<\/b><\/p>\n \n6 in 10 Americans use AI tools, and 73% of those consumers use AI tools at least weekly.5<\/sup> To bring the automation, simplicity, and transparency customers now expect in their daily lives to their finances, Cash App is introducing Moneybot, an AI-powered feature inside Cash App that offers contextual insights and actionable suggestions based on customers’ in-app activity. Moneybot is an always-on assistant built to learn and adapt to each customer\u2019s financial life.<\/p>\n \nCustomers can ask Moneybot for help surfacing features or finding information about their account, balances, and transactions. Moneybot can also help customers better understand their money habits and how to reach their financial goals: for example, a customer could ask Moneybot \u201ccan you show me my monthly income, expenses, and spending patterns?\u201d<\/i> Moneybot would reply with personalized insights based on the customer\u2019s Cash App activity, then suggest how much they could comfortably set aside for savings and investments each month. Every decision is left in the hands of the customer, and with transparent automation and multiple layers of protection, customers always stay in complete control of their money.<\/p>\n \n\u201cConsumers today are given a host of data around their financial transactions and account balances, but Moneybot takes it a step further by helping to turn those insights into action,\u201d said Cameron Worboys, Head of Product Design at Cash App. \u201cNo two financial journeys are the same, so we\u2019ve built Moneybot to learn each customer\u2019s habits and tailor its suggestions in real-time. It connects the dots between how customers spend, save, and invest to help them manage their money more confidently.\u201d<\/p>\n \nMoneybot is currently available to a select group of customers and will become more broadly available in the coming months. This pilot marks the first step toward an AI-powered Cash App: over time, the brand plans to transform its interface and the ways customers can engage with the platform.<\/p>\n Connecting People Through Money<\/b><\/p>\n \nPeer-to-peer payments – the first product Cash App launched in 2013 – remain at the heart of the in-app experience. This summer Cash App introduced pools<\/b>****, a new way for friends and family to collect money upfront to make a shared goal a reality. Since its launch in August, 1.7 million customers have used pools and 19% of contributors are first-time connections.6<\/sup> Cash App is also rolling out a number of improvements to pools including contributor comments, which allows group members to add a payment note to their pool. Managing money has become an increasingly collaborative and social experience, and Cash App will continue to build new features that make it easy for groups to save, share, and spend money.<\/p>\n Expanded Teen Savings and Safety Features<\/b><\/p>\n \nWith teens among Cash App\u2019s most engaged customers, the Cash App Card has become the most widely used debit card among U.S. teens.7<\/sup> Building on this momentum, Cash App has announced that all Sponsored Accounts for teens ages 13\u201317***** are now eligible to earn its highest interest rate of up to 3.5% APY on Savings balances<\/b>\u2014one of the most competitive rates available to teens in the U.S******. Teens can continue setting personalized savings goals through Cash App\u2019s Savings feature, now with the added ability to earn interest over time with no minimum balance requirements or hidden fees.<\/p>\n \nRecognizing the vital role parents and guardians play in helping teens build financial independence, Cash App is also introducing expanded parental controls designed to enhance safety while fostering responsible money management. In addition to existing safeguards, parents and guardians can now limit access to certain features, set spending caps on transactions, and create an approved contacts list. They can receive instant notifications when their teen sends money to someone new, and block specific contacts or payments. These collective updates reinforce Cash App\u2019s ongoing commitment to advancing teen safety and financial empowerment<\/a>, ensuring families can confidently use Cash App to spend, save, and grow together.<\/p>\n Keeping Customers Safe on Cash App<\/b><\/p>\n \nSecurity will always remain foundational to Cash App, and Block employs a multi-pronged approach <\/a>to protect millions of customers every day, inclusive of:<\/p>\n \nExplore all of Cash App Release and see what\u2019s new at cash.app\/new, and visit the Cash App Newsroom<\/a> for the latest updates and innovations.<\/p>\n About Cash App<\/b><\/p>\n \nCash App is the money app. Banking* on Cash App is easy: customers can receive paychecks early with direct deposit, spend money where Visa is accepted with a personalized Cash App Card, and grow their money with a separate savings balance – all without hidden fees.Customers can also create a unique $Cashtag to share with anyone to get paid fast, make purchases with Cash App Pay, trade stocks and buy and sell bitcoin**. With Afterpay, customers can also pay over time in a way that best fits their financial needs through participating merchants or directly in the app. Download Cash App for free at cash.app\/download.<\/p>\n \n*Cash App is a financial services platform, not a bank. Banking services provided by Cash App\u2019s bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See Terms and Conditions. Direct Deposit, Overdraft coverage and Moneybot provided and Savings by Cash App, a Block Inc. brand.<\/a> Afterpay is offered and managed through your Cash App account – no Afterpay account needed. Eligibility is based on several factors and is not guaranteed. Afterpay is not available in all states. Loans issued by First Electronic Bank, serviced by Square Capital, Inc. View state licenses.<\/p>\n \n**Brokerage services provided by Cash App Investing LLC, member FINRA<\/a>\/SIPC<\/a>, subsidiary of Block, Inc. Stablecoin, Bitcoin Map, and Lightning Network features described in this press release may be subject to regulatory approval and are not available to New York residents or non-U.S. residents. Bitcoin services provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Investing and bitcoin are non-deposit, non-bank products that are not FDIC insured and involve risk, including monetary loss. Bitcoin\u2019s value can change rapidly, which means the amount of bitcoin needed for a purchase, or the amount made from an investment or spent on a purchase, may vary. Bitcoin transactions may occasionally experience delays or technical issues. Bitcoin transactions are generally irreversible and all payment details should be carefully verified before confirming any transaction. Cash App Investing does not trade bitcoin and Block, Inc. is not a member of FINRA or SIPC. For additional information, see the Bitcoin<\/a> and Cash App Investing<\/a> disclosures.<\/p>\n ***Cash App Green benefits:<\/b><\/p>\n \n****Pools provided by Cash App, a Block, Inc. brand. The use of pools is subject to the Cash App Terms of Service<\/a> and Terms of Service for Pools Contributors (No Account)<\/a>.<\/a> New York residents must use their Cash App account to contribute to a pool<\/p>\n \n*****Teens 13 to 17 can use Cash App with sponsorship by an eligible parent or guardian. To view the eligibility requirements for sponsoring a teen, please visit the Sponsored Accounts section of the Cash App Terms of Service<\/a>.<\/p>\n \n******Cash App will pass through a portion of the interest paid on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. To earn interest on your Cash App savings balance, you need to have sponsor approval. Exceptions may apply. Savings yield rate is subject to change.<\/p>\n 1 <\/sup>Cash App Point of View Paper: Cash App Green (November 2025) View source version on businesswire.com: <\/span>https:\/\/www.businesswire.com\/news\/home\/20251113822241\/en\/<\/a><\/span><\/p>\n![\"Cash](\"https:\/\/mms.businesswire.com\/media\/20251113822241\/en\/2642748\/4\/image_4.jpg\")
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2 <\/sup>Factworks \/ Cash App Earner Sizing Study, Sept 2024
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3 <\/sup>Cash App, \u201cCash App\u2019s Approach to Expanding Financial Access and Inclusion\u201d (2024)
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4 <\/sup>Card and peer-to-peer payments
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5 <\/sup>Source: AI Experience and Financial Management Survey, October 2025 (US Gen Pop, Age 13\u201364; total unweighted n=1,245). Survey design fielded via Rep Data panel on Qualtrics; quotas and weights applied to ensure representativeness. US Census Weighting: gender, age, region, ethnicity\/race, household income.
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6 <\/sup>Cash App internal data as of Q3 2025
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7 <\/sup>Block Inc, Access and Protection for Teens in the Digital Economy (September 10, 2025)
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8 <\/sup>The $2 billion reflects the minimum dollar amount of highly probable payment scams Cash App prevented where customers did not complete the payment due to our scam warning since August 2020
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9 <\/sup>Cash App internal data as of Q3 2025<\/p>\n<\/p>\n
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