{"id":898787,"date":"2025-10-22T08:58:34","date_gmt":"2025-10-22T12:58:34","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/norwood-financial-corp-announces-third-quarter-and-year-to-date-2025-results\/"},"modified":"2025-10-22T08:58:34","modified_gmt":"2025-10-22T12:58:34","slug":"norwood-financial-corp-announces-third-quarter-and-year-to-date-2025-results","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/norwood-financial-corp-announces-third-quarter-and-year-to-date-2025-results\/","title":{"rendered":"Norwood Financial Corp announces Third Quarter and Year-to-Date 2025 Results"},"content":{"rendered":"<div class=\"mw_release\">\n<p>Quarterly and Year-to-Date Highlights:<\/p>\n<ul type=\"disc\">\n<li style=\"margin-bottom:8pt\">Fully diluted EPS of $0.89, an 85% increase over the same period in 2024<\/li>\n<li style=\"margin-bottom:8pt\">Return on assets rose 72 basis points to 1.40% from 3Q 2024.<\/li>\n<li style=\"margin-bottom:8pt\">Net interest margin increased 20 basis points vs. the prior quarter and 64 basis points over the prior year.<\/li>\n<li style=\"margin-bottom:8pt\">Loans grew at a 5.4% and 7.3% annualized rate during the third quarter and year-to-date, respectively.<\/li>\n<li style=\"margin-bottom:8pt\">Deposits grew year-to-date at an annualized rate of 15% while deposit costs fell 19 basis points since the 4<sup>th<\/sup> quarter of 2024.<\/li>\n<li style=\"margin-bottom:8pt\">Capital continues to improve on increased earnings and lower accumulated other comprehensive income (AOCI) adjustment.<\/li>\n<\/ul>\n<p align=\"justify\">HONESDALE, Pa., Oct.  22, 2025  (GLOBE NEWSWIRE) &#8212; Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, announced results for the three months and nine months ended September 30, 2025.<\/p>\n<p align=\"justify\">Jim Donnelly, President and Chief Executive Officer, stated, \u201cOur quarterly results continue to demonstrate the strength of our community banking franchise. We have been able to maintain solid growth, while improving profitability and efficiency.\u201d<\/p>\n<p align=\"justify\">Mr. Donnelly continued, \u201cOur disciplined approach to growth, improving margins, and credit quality have allowed us to deliver strong quarterly results for our shareholders. I am proud of the performance of the entire Norwood team as they remain focused on delivering the products and services that help our customers achieve their goals. We have improved our credit quality from already sound levels. This is a result of our well-managed and consistent approach to credit. We have also improved our fee income lines of business.\u201d<\/p>\n<p align=\"justify\">\u201cDuring the second quarter we launched our \u2018Every Day Better\u2019 brand to high acclaim from customers, employees, and community members. This full rebrand enabled us to articulate our values and mission, stand out from competitors, and unite and energize our company culture. Building on this great combination of a high-performing team and strong brand, I believe that we are on our way to creating a bright future for us, our customers, and our shareholders.\u201d<\/p>\n<p align=\"justify\">Selected Financial Highlights (unaudited)<\/p>\n<table style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td>\u00a0<\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"3\" style=\"border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">(dollars in thousands, except per share data)<\/td>\n<td colspan=\"8\" style=\"border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: center;vertical-align: middle\">Year-Over Year<\/td>\n<td colspan=\"5\" style=\"border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: center;vertical-align: middle\">Linked Quarter<\/td>\n<td colspan=\"8\" style=\"border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: center;vertical-align: middle\">Year-to-Date<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"8\" style=\"border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: center;vertical-align: middle\">3 Months Ended<\/td>\n<td colspan=\"5\" style=\"border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: center;vertical-align: middle\">3 Months Ended<\/td>\n<td colspan=\"8\" style=\"border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: center;vertical-align: middle\">9 Months Ended<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"3\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Sep-25<\/td>\n<td colspan=\"3\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Sep-24<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Change<\/td>\n<td colspan=\"3\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Jun-25<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Change<\/td>\n<td colspan=\"3\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Sep-25<\/td>\n<td colspan=\"3\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Sep-24<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Change<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"max-width:30%;width:30%;min-width:30%;border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">Net interest income<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"max-width:7%;width:7%;min-width:7%;border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">20,458<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"max-width:7%;width:7%;min-width:7%;border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">15,931<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"max-width:7%;width:7%;min-width:7%;border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">4,527<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"max-width:7%;width:7%;min-width:7%;border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">19,065<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"max-width:7%;width:7%;min-width:7%;border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">1,393<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"max-width:7%;width:7%;min-width:7%;border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">57,380<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"max-width:7%;width:7%;min-width:7%;border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">45,566<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"max-width:7%;width:7%;min-width:7%;border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">11,814<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">Net interest spread (fte)<sup>1<\/sup><\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">2.94%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">2.23%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">71 bps<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">2.75%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">19 bps<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">2.77%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">2.12%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">65 bps<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">Net interest margin (fte)<sup>1<\/sup><\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">3.63%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">2.99%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">64 bps<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">3.43%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">20 bps<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">3.46%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">2.87%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">59 bps<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">Pre Provision Net Revenue (PPNR)<sup>1<\/sup><\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">10,029<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">6,195<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">3,834<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">8,782<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">1,247<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">26,956<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">16,868<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">10,088<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">Net income<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">8,334<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">3,844<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">4,490<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">6,205<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">2,129<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">20,313<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">12,491<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">7,822<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">Diluted earnings per share<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">0.89<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">0.48<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">0.41<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">0.67<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">0.22<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">2.22<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">1.55<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">0.67<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">Return on average assets<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">1.40%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">0.68%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">72 bps<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">1.06%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">34 bps<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">1.16%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">0.75%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">41 bps<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">Return on average tangible equity<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">16.76%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">9.58%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">718 bps<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">12.83%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">393 bps<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">14.04%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">10.82%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">322 bps<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\" style=\"border-top: solid black 1pt;text-align: left;vertical-align: middle\">1 &#8211; Non GAAP ratio. See Non-GAAP Reconciliation<\/td>\n<td colspan=\"3\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>Excluding merger charges (see Non-GAAP reconciliations)<\/strong>\n          <\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"3\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"3\" style=\"border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">(dollars in thousands, except per share data)<\/td>\n<td colspan=\"8\" style=\"border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: center;vertical-align: middle\">Year-Over Year<\/td>\n<td colspan=\"5\" style=\"border-top: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: center;vertical-align: middle\">Linked Quarter<\/td>\n<td colspan=\"8\" style=\"border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: center;vertical-align: middle\">Year-to-Date<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"8\" style=\"border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: center;vertical-align: middle\">3 Months Ended<\/td>\n<td colspan=\"5\" style=\"border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: center;vertical-align: middle\">3 Months Ended<\/td>\n<td colspan=\"8\" style=\"border-top: solid black 1pt;border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: center;vertical-align: middle\">9 Months Ended<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"3\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Sep-25<\/td>\n<td colspan=\"3\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Sep-24<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Change<\/td>\n<td colspan=\"3\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Jun-25<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Change<\/td>\n<td colspan=\"3\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Sep-25<\/td>\n<td colspan=\"3\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Sep-24<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">Change<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">Pre Provision Net Revenue (PPNR)<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">10,597<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">6,195<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">4,402<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">8,932<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">1,665<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">27,674<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">16,868<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">10,806<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">Net income<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">8,783<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">3,844<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">4,939<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">6,324<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">2,460<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">20,880<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">12,491<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">8,389<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">Diluted earnings per share<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">0.94<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">0.48<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">0.46<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">0.69<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">0.25<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">2.28<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">1.55<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">$<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: right;vertical-align: middle\">0.73<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">Return on average assets<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">1.47%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">0.68%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">79 bps<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">1.08%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">39 bps<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">1.19%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">0.75%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">44 bps<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;border-left: solid black 1pt;text-align: left;vertical-align: middle\">Return on average tangible equity<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">17.66%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">9.58%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">808 bps<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">13.08%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">458 bps<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">14.43%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;padding-right: 0;text-align: right;vertical-align: middle\">10.82%<\/td>\n<td style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-right: solid black 1pt;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">361 bps<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<\/table>\n<p>\n        \n      <\/p>\n<p>Discussion of financial results for the three months ended September 30, 2025:<\/p>\n<ul>\n<li>The Company had net income of $8.3 million for the three months ended September 30, 2025, an increase of $4.5 million over the same period last year.<\/li>\n<li>Net interest income increased during the third quarter of 2025 compared to the third quarter of 2024 due to increases in asset yields while interest costs of liabilities decreased.<\/li>\n<li>Correspondingly, the net interest margin in the third quarter of 2025 was 3.63% compared to 2.99% in the third quarter of 2024.<\/li>\n<li>Non-interest income in the first 9 months of 2025 increased $597 thousand or 9.2% over the same period in 2024.<\/li>\n<li>The efficiency ratio for the third quarter of 2025 was 56.3% compared to 66.0% in the third quarter of 2024.<\/li>\n<li>As of September 30, 2025, total assets were $2.412 billion, compared to $2.280 billion at September 30, 2024, an increase of 5.80%.<\/li>\n<li>Loans receivable were $1.815 billion at September 30, 2025, compared to $1.675 billion at September 30, 2024, an increase of 8.3%.<\/li>\n<li>Total deposits were $2.074 billion at September 30, 2025, compared to $1.855 billion at September 30, 2024, an increase of 11.8%.<\/li>\n<li>Tangible Common Equity was 8.63% as of September 30, 2025, versus 7.57% at September 30, 2024.<\/li>\n<li>Tangible Book Value per share increased $2.34 from $19.85 at December 31, 2024, to $22.19 at September 30, 2025.<\/li>\n<\/ul>\n<p align=\"justify\">Norwood Financial Corp is the parent company of Wayne Bank, which operates from fifteen offices throughout Northeastern Pennsylvania and fourteen offices in Delaware, Sullivan, Ontario, Otsego and Yates Counties, New York. The Company\u2019s stock trades on the Nasdaq Global Market under the symbol \u201cNWFL\u201d.<\/p>\n<p>Forward-Looking Statements<\/p>\n<p>The Private Securities Litigation Reform Act of 1995 contains safe harbor provisions regarding forward-looking statements. When used in this discussion, the words \u201cbelieves\u201d, \u201canticipates\u201d, \u201ccontemplates\u201d, \u201cexpects\u201d, \u201cbode\u201d, \u201cfuture performance\u201d, \u201csolid footing,\u201d \u201cgood momentum,\u201d \u201cbright future\u201d, \u201crobust growth\u201d and similar expressions are intended to identify forward-looking statements. Such statements are subject to certain risks and uncertainties, which could cause actual results to differ materially from those projected. Those risks and uncertainties include, among other things, changes in federal and state laws, changes in interest rates, our ability to maintain strong credit quality metrics, our ability to have future performance, our ability to control core operating expenses and costs, demand for real estate, government fiscal and trade policies, cybersecurity and general economic conditions. The Company undertakes no obligation to publicly release the results of any revisions to those forward-looking statements which may be made to reflect events or circumstances after the date hereof or to reflect the occurrence of unanticipated events.<\/p>\n<table style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td style=\"max-width:15%;width:15%;min-width:15%\">Contact:<\/td>\n<td style=\"max-width:85%;width:85%;min-width:85%\">John M. McCaffery<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td>Executive Vice President &amp;\u00a0Chief Financial Officer<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td>NORWOOD FINANCIAL CORP<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td>272-304-3003<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td>\n            <a href=\"http:\/\/www.waynebank.com\" rel=\"nofollow\" target=\"_blank\">www.waynebank.com<\/a>\n          <\/td>\n<\/tr>\n<\/table>\n<p>\n        \n      <\/p>\n<table style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>NORWOOD FINANCIAL CORP<\/strong>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>Consolidated Balance Sheets<\/strong>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\n            <strong>(dollars in thousands, except share and per share data)<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>(unaudited)<\/strong>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"5\" style=\"text-align: center;vertical-align: middle\">\n            <strong>September 30<\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"max-width:60%;width:60%;min-width:60%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:18%;width:18%;min-width:18%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:18%;width:18%;min-width:18%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2024<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">ASSETS<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Cash and due from banks<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>50,348<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">47,072<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Interest-bearing deposits with banks<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>24,382<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">35,808<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">Cash and cash equivalents<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>74,730<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">82,880<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Securities available for sale<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>403,989<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">396,891<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Loans receivable<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1,814,682<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,675,139<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Less: Allowance for credit losses<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>19,911<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">18,699<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Net loans receivable<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1,794,771<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,656,440<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Regulatory stock, at cost<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>6,163<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">6,329<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Bank premises and equipment, net<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>22,292<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">18,503<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Bank owned life insurance<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>45,821<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">46,382<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Foreclosed real estate owned<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>&#8211;<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Accrued interest receivable<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>8,686<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">8,062<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Deferred tax assets, net<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>16,528<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">18,818<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Goodwill<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>29,266<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">29,266<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Other intangible assets<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>109<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">167<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Other assets<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>9,596<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">16,013<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">TOTAL ASSETS<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2,411,951<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,279,751<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">LIABILITIES<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Deposits:<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 20.0px\">Non-interest bearing demand<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>424,027<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">420,967<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 20.0px\">Interest-bearing<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1,649,941<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,434,284<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">Total deposits<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2,073,968<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,855,251<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Short-term borrowings<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>&#8211;<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">52,453<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Other borrowings<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>72,071<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">144,959<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Accrued interest payable<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>9,823<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">12,688<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Other liabilities<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>21,184<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">18,746<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">TOTAL LIABILITIES<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2,177,046<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2,084,097<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">STOCKHOLDERS&#8217; EQUITY<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Preferred Stock, no par value per share, authorized 5,000,000 shares<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>&#8211;<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Common Stock, $.10 par value per share,<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 20.0px\">authorized: 20,000,000 shares,<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\" style=\"vertical-align: middle;text-align: left;padding-left: 20.0px\">issued: 2025: 9,491,558 shares, 2024: 8,311,851 shares<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>949<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">831<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Surplus<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>127,190<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">98,330<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Retained earnings<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>136,662<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">140,489<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Treasury stock, at cost: 2025: 229,233 shares, 2024: 221,140 shares<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>(6,188<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\n            <strong>)<\/strong>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">(5,969<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Accumulated other comprehensive loss<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>(23,708<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\n            <strong>)<\/strong>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(38,027<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 25.0px\">TOTAL STOCKHOLDERS&#8217; EQUITY<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>234,905<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">195,654<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 25.0px\">TOTAL LIABILITIES AND<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">STOCKHOLDERS&#8217; EQUITY<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2,411,951<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,279,751<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<\/tr>\n<\/table>\n<p>\n        \n      <\/p>\n<table style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>NORWOOD FINANCIAL CORP<\/strong>\n          <\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>Consolidated Statements of Income<\/strong>\n          <\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\n            <strong>(dollars in thousands, except per share data)<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>(unaudited)<\/strong>\n          <\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td colspan=\"6\" style=\"text-align: center;vertical-align: middle\">Three Months Ended September 30,<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"6\" style=\"text-align: center;vertical-align: middle\">Nine Months Ended September 30,<\/td>\n<\/tr>\n<tr>\n<td style=\"max-width:43%;width:43%;min-width:43%\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%\">\u00a0<\/td>\n<td style=\"max-width:12%;width:12%;min-width:12%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:12%;width:12%;min-width:12%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2024<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:12%;width:12%;min-width:12%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:12%;width:12%;min-width:12%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2024<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">INTEREST INCOME<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Loans receivable, including fees<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>28,141<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">25,464<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>81,244<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">73,266<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Securities<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>3,907<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2,526<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>11,648<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">7,635<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Other<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>144<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">497<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>590<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,194<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">Total Interest income<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>32,192<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">28,487<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>93,482<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">83,095<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">INTEREST EXPENSE<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Deposits<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>10,730<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">10,553<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>32,347<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">31,349<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Short-term borrowings<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>105<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">323<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>774<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,015<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Other borrowings<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>899<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,680<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2,981<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">5,165<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">Total Interest expense<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>11,734<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">12,556<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>36,102<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">37,529<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">NET INTEREST INCOME<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>20,458<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">15,931<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>57,380<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">45,566<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">(RELEASE OF) PROVISION FOR CREDIT LOSSES<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>(502<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\n            <strong>)<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,345<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1,305<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,069<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">NET INTEREST INCOME AFTER (RELEASE OF) PROVISION FOR CREDIT LOSSES<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>20,960<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">14,586<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>56,075<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">44,497<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">OTHER INCOME<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Service charges and fees<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1,660<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,517<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>4,687<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">4,364<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Income from fiduciary activities<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>254<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">256<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>805<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">719<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Gains on sales of loans, net<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>130<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">103<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>242<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">145<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\" style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Gains on sales of foreclosed real estate owned<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>&#8211;<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>&#8211;<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">32<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\" style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Earnings and proceeds on life insurance policies<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>268<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">261<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>820<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">781<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Other<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>193<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">158<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>551<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">467<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">Total other income<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2,505<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2,295<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>7,105<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">6,508<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">OTHER EXPENSES<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Salaries and employee benefits<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>6,696<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">6,239<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>19,773<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">18,328<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Occupancy, furniture and equipment<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1,361<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,269<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>4,088<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">3,758<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Data processing and related operations<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1,087<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,162<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>3,361<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">3,208<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Taxes, other than income<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>192<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">179<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>577<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">452<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Professional fees<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>968<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">576<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2,250<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,669<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">FDIC Insurance assessment<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>368<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">339<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1,129<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,009<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Foreclosed real estate<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">9<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>143<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">45<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Amortization of intangibles<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>12<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">16<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>42<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">54<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Other<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2,249<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,242<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>6,166<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">6,683<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">Total other expenses<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>12,934<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">12,031<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>37,529<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">35,206<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">INCOME BEFORE TAX EXPENSE<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>10,531<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">4,850<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>25,651<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">15,799<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">INCOME TAX EXPENSE<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2,197<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,006<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>5,338<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">3,308<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">NET INCOME<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>8,334<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">3,844<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>20,313<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">12,491<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Basic earnings per share<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.89<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">0.48<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2.22<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">1.55<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Diluted earnings per share<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.89<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">0.48<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2.22<\/strong>\n          <\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">1.55<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<\/tr>\n<\/table>\n<p>\n        \n      <\/p>\n<table style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>NORWOOD FINANCIAL CORP<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>NET INTEREST MARGIN ANALYSIS<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>(dollars in thousands)<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"27\" style=\"width:74.9384%;text-align: center;vertical-align: middle\">\n            <strong>For the Quarter Ended<\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"9\" style=\"width:25.0205%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>September 30, 2025<\/strong>\n          <\/td>\n<td colspan=\"9\" style=\"width:24.9589%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>June 30, 2025<\/strong>\n          <\/td>\n<td colspan=\"9\" style=\"width:24.9589%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>September 30, 2024<\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;text-align: center;vertical-align: middle\">\n            <strong>Average<\/strong>\n          <\/td>\n<td colspan=\"3\" style=\"width:7.94988%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: center;vertical-align: middle\">\n            <strong>Average<\/strong>\n          <\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;text-align: center;vertical-align: middle\">\n            <strong>Average<\/strong>\n          <\/td>\n<td colspan=\"3\" style=\"width:7.94988%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: center;vertical-align: middle\">\n            <strong>Average<\/strong>\n          <\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;text-align: center;vertical-align: middle\">\n            <strong>Average<\/strong>\n          <\/td>\n<td colspan=\"3\" style=\"width:7.94988%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: center;vertical-align: middle\">\n            <strong>Average<\/strong>\n          <\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;text-align: center;vertical-align: middle\">\n            <strong>Balance<\/strong>\n          <\/td>\n<td colspan=\"3\" style=\"width:7.94988%;text-align: center;vertical-align: middle\">\n            <strong>Interest<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: center;vertical-align: middle\">\n            <strong>Rate<\/strong>\n          <\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;text-align: center;vertical-align: middle\">\n            <strong>Balance<\/strong>\n          <\/td>\n<td colspan=\"3\" style=\"width:7.94988%;text-align: center;vertical-align: middle\">\n            <strong>Interest<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: center;vertical-align: middle\">\n            <strong>Rate<\/strong>\n          <\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;text-align: center;vertical-align: middle\">\n            <strong>Balance<\/strong>\n          <\/td>\n<td colspan=\"3\" style=\"width:7.94988%;text-align: center;vertical-align: middle\">\n            <strong>Interest<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: center;vertical-align: middle\">\n            <strong>Rate<\/strong>\n          <\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(2)<\/td>\n<td colspan=\"3\" style=\"width:7.94988%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(1)<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(3)<\/td>\n<td style=\"width:1.17091%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(2)<\/td>\n<td colspan=\"3\" style=\"width:7.94988%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(1)<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(3)<\/td>\n<td style=\"width:1.10929%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(2)<\/td>\n<td colspan=\"3\" style=\"width:7.94988%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(1)<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(3)<\/td>\n<td style=\"width:1.10929%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Assets<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Interest-earning assets:<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"max-width:25%;width:24.8973%;min-width:25%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Interest-bearing deposits with banks<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:7%;width:6.96385%;min-width:7%;padding-right: 0;text-align: right;vertical-align: middle\">12,485<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:6%;width:5.97781%;min-width:6%;padding-right: 0;text-align: right;vertical-align: middle\">144<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:6%;width:5.97781%;min-width:6%;padding-right: 0;text-align: right;vertical-align: middle\">4.58<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1.17091%;min-width:1%;border-right: solid black 1pt;text-align: left;vertical-align: middle\">%<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:7%;width:6.96385%;min-width:7%;padding-right: 0;text-align: right;vertical-align: middle\">19,085<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:6%;width:5.97781%;min-width:6%;padding-right: 0;text-align: right;vertical-align: middle\">220<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:6%;width:5.97781%;min-width:6%;padding-right: 0;text-align: right;vertical-align: middle\">4.62<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1.10929%;min-width:1%;border-right: solid black 1pt;text-align: center;vertical-align: middle\">%<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:7%;width:6.96385%;min-width:7%;padding-right: 0;text-align: right;vertical-align: middle\">36,221<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:6%;width:5.97781%;min-width:6%;padding-right: 0;text-align: right;vertical-align: middle\">497<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:6%;width:5.97781%;min-width:6%;padding-right: 0;text-align: right;vertical-align: middle\">5.46<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1.10929%;min-width:1%;text-align: center;vertical-align: middle\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 15.0px\">Securities available for sale:<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 20.0px\">Taxable<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">399,090<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3,661<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3.64<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">404,428<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3,624<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3.59<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">392,168<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2,161<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.19<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 20.0px\">Tax-exempt (1)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">44,074<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">312<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.81<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">44,158<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">312<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.83<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">67,563<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">461<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.71<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 25.0px\">Total securities available for sale (1)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">443,164<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3,973<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3.56<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">448,586<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3,936<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3.52<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">459,731<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2,622<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.27<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 20.0px\">Loans receivable (1) (4) (5)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,802,046<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">28,267<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">6.22<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,783,626<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">27,249<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">6.13<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,651,921<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">25,575<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">6.16<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 25.0px\">\n            <strong>Total interest-earning assets<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">2,257,695<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">32,384<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">5.69<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">2,251,297<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">31,405<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">5.60<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">2,147,873<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">28,694<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">5.31<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Non-interest earning assets:<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Cash and due from banks<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">31,050<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">30,323<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">28,193<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Allowance for credit losses<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">(21,128<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">(20,733<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">(17,944<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Other assets<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">96,142<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">94,922<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">78,344<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 25.0px\">\n            <strong>Total non-interest earning assets<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">106,064<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">104,512<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">88,593<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Total Assets<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,363,759<\/td>\n<td style=\"width:0.986031%;border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,355,809<\/td>\n<td style=\"width:0.986031%;border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,236,466<\/td>\n<td style=\"width:0.986031%;border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Liabilities and Stockholders&#8217; Equity<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Interest-bearing liabilities:<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Interest-bearing demand and money market<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">579,145<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2,900<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">1.99<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">573,904<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2,887<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.02<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">461,897<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2,782<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.40<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Savings<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">200,559<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">113<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">0.22<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">204,318<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">119<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">0.23<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">221,366<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">13<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">0.02<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Time<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">822,491<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">7,717<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3.72<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">821,725<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">7,863<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3.84<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">734,235<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">7,758<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">4.20<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 25.0px\">\n            <strong>Total interest-bearing deposits<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">1,602,195<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">10,730<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.66<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">1,599,947<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">10,869<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.72<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">1,417,498<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">10,553<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.96<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Short-term borrowings<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">8,740<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">105<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">4.77<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">17,757<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">211<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">4.77<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">53,622<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">323<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.40<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Other borrowings<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">81,125<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">899<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">4.40<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">95,792<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,061<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">4.44<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">146,357<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,680<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">4.57<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">\n            <strong>Total interest-bearing liabilities<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">1,692,060<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">11,734<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.75<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">1,713,496<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">12,141<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.84<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">1,617,477<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">12,556<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3.09<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Non-interest bearing liabilities:<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Demand deposits<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">416,150<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">389,323<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">400,314<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Other liabilities<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">28,816<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">29,639<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">29,540<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 25.0px\">\n            <strong>Total non-interest bearing liabilities<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">444,966<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">418,962<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">429,854<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Stockholders&#8217; equity<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">226,733<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">223,351<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">189,135<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Total Liabilities and Stockholders&#8217; Equity<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,363,759<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,355,809<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,236,466<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">Net interest income\/spread (tax equivalent basis)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">20,650<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2.94<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: left;vertical-align: middle\">%<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">19,264<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2.75<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: center;vertical-align: middle\">%<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">16,138<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2.23<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: center;vertical-align: middle\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">Tax-equivalent basis adjustment<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(192<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(199<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(207<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">Net interest income<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">20,458<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">19,065<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">15,931<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">Net interest margin (tax equivalent basis)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">3.63<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: left;vertical-align: middle\">%<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">3.43<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: center;vertical-align: middle\">%<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2.99<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: center;vertical-align: middle\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"27\" style=\"width:98.7264%;text-align: left;vertical-align: middle\">(1) Interest and yields are presented on a tax-equivalent basis using a marginal tax rate of 21%.<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"25\" style=\"width:91.7625%;text-align: left;vertical-align: middle\">(2) Average balances have been calculated based on daily balances.<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">(3) Annualized<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"25\" style=\"width:91.7625%;text-align: left;vertical-align: middle\">(4) Loan balances include non-accrual loans and are net of unearned income.<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"25\" style=\"width:91.7625%;text-align: left;vertical-align: middle\">(5) Loan yields include the effect of amortization of deferred fees, net of costs.<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td style=\"width:1.10929%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td style=\"width:1.10929%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%\">\n            <strong>NORWOOD FINANCIAL CORP<\/strong>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td style=\"width:1.10929%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td style=\"width:1.10929%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%\">\n            <strong>NET INTEREST MARGIN ANALYSIS<\/strong>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td style=\"width:1.10929%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td colspan=\"2\">\u00a0<\/td>\n<td style=\"width:1.10929%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%\">\n            <strong>(dollars in thousands)<\/strong>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td style=\"width:1.10929%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td style=\"width:1.10929%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td style=\"width:1.10929%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%\">\u00a0<\/td>\n<td style=\"width:1.10929%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"27\" style=\"width:74.9384%;text-align: center;vertical-align: middle\">\n            <strong>Year to Date<\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"9\" style=\"width:25.0205%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>September 30, 2025<\/strong>\n          <\/td>\n<td colspan=\"9\" style=\"width:24.9589%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>June 30, 2025<\/strong>\n          <\/td>\n<td colspan=\"9\" style=\"width:24.9589%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>September 30, 2024<\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;border-top: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>Average<\/strong>\n          <\/td>\n<td colspan=\"3\" style=\"width:7.94988%;border-top: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;border-top: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>Average<\/strong>\n          <\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;border-top: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>Average<\/strong>\n          <\/td>\n<td colspan=\"3\" style=\"width:7.94988%;border-top: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;border-top: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>Average<\/strong>\n          <\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;border-top: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>Average<\/strong>\n          <\/td>\n<td colspan=\"3\" style=\"width:7.94988%;border-top: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;border-top: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>Average<\/strong>\n          <\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;text-align: center;vertical-align: middle\">\n            <strong>Balance<\/strong>\n          <\/td>\n<td colspan=\"3\" style=\"width:7.94988%;text-align: center;vertical-align: middle\">\n            <strong>Interest<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: center;vertical-align: middle\">\n            <strong>Rate<\/strong>\n          <\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;text-align: center;vertical-align: middle\">\n            <strong>Balance<\/strong>\n          <\/td>\n<td colspan=\"3\" style=\"width:7.94988%;text-align: center;vertical-align: middle\">\n            <strong>Interest<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: center;vertical-align: middle\">\n            <strong>Rate<\/strong>\n          <\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;text-align: center;vertical-align: middle\">\n            <strong>Balance<\/strong>\n          <\/td>\n<td colspan=\"3\" style=\"width:7.94988%;text-align: center;vertical-align: middle\">\n            <strong>Interest<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: center;vertical-align: middle\">\n            <strong>Rate<\/strong>\n          <\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(2)<\/td>\n<td colspan=\"3\" style=\"width:7.94988%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(1)<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(3)<\/td>\n<td style=\"width:1.17091%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(2)<\/td>\n<td colspan=\"3\" style=\"width:7.94988%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(1)<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(3)<\/td>\n<td style=\"width:1.10929%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:8.93591%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(2)<\/td>\n<td colspan=\"3\" style=\"width:7.94988%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(1)<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">(3)<\/td>\n<td style=\"width:1.10929%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Assets<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Interest-earning assets:<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Interest-bearing deposits with banks<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">17,427<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">590<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">4.53<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: left;vertical-align: middle\">%<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">19,939<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">446<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">4.51<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: center;vertical-align: middle\">%<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">53,046<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2,194<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">5.52<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: center;vertical-align: middle\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 15.0px\">Securities available for sale:<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 20.0px\">Taxable<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">403,947<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">10,907<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3.61<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">406,416<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">7,247<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3.60<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">398,462<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">6,514<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.18<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 20.0px\">Tax-exempt (1)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">44,157<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">938<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.84<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">44,199<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">626<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.86<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">68,852<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,419<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.75<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 25.0px\">Total securities available for sale (1)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">448,104<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">11,845<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3.53<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">450,615<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">7,873<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3.52<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">467,314<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">7,933<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.27<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 20.0px\">Loans receivable (1) (4) (5)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,776,629<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">81,636<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">6.14<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,763,710<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">53,369<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">6.10<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,631,179<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">73,569<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">6.02<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 25.0px\">\n            <strong>Total interest-earning assets<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">2,242,160<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">94,071<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">5.61<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">2,234,264<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">61,688<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">5.57<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">2,151,539<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">83,696<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">5.20<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Non-interest earning assets:<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Cash and due from banks<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">30,035<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">29,519<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">26,409<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Allowance for credit losses<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">(20,675<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">(20,445<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">(18,353<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Other assets<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">94,389<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">94,031<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">73,935<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 25.0px\">\n            <strong>Total non-interest earning assets<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">103,749<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">103,105<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">81,991<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Total Assets<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,345,909<\/td>\n<td style=\"width:0.986031%;border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,337,369<\/td>\n<td style=\"width:0.986031%;border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,233,530<\/td>\n<td style=\"width:0.986031%;border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Liabilities and Stockholders&#8217; Equity<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Interest-bearing liabilities:<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Interest-bearing demand and money market<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">566,762<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">8,588<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.03<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">560,469<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">5,688<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.05<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">460,579<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">7,489<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.17<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Savings<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">205,552<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">374<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">0.24<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">208,090<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">261<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">0.25<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">223,825<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">549<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">0.33<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Time<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">812,778<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">23,385<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3.85<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">807,841<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">15,668<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3.91<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">738,205<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">23,311<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">4.22<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 25.0px\">\n            <strong>Total interest-bearing deposits<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">1,585,092<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">32,347<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.73<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">1,576,400<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">21,617<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.77<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">1,422,609<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">31,349<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.94<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">Short-term borrowings<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">23,468<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">774<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">4.41<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">30,954<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">669<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">4.36<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">57,754<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">1,015<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.35<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">Other borrowings<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">90,110<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,981<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">4.42<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">94,676<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,082<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">4.43<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">150,418<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">5,165<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">4.59<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">\n            <strong>Total interest-bearing liabilities<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">1,698,670<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">36,102<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.84<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">1,702,030<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">24,368<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">2.89<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">1,630,781<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">37,529<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">3.07<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Non-interest bearing liabilities:<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Demand deposits<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">395,470<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">384,958<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">391,479<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Other liabilities<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">28,978<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">29,594<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">27,677<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 25.0px\">\n            <strong>Total non-interest bearing liabilities<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">424,448<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">414,552<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;padding-right: 0;text-align: right;vertical-align: middle\">419,156<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Stockholders&#8217; equity<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">222,791<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">220,787<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:6.96385%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">183,593<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">\n            <strong>Total Liabilities and Stockholders&#8217; Equity<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,345,909<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,337,369<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:6.96385%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,233,530<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">Net interest income\/spread (tax equivalent basis)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">57,969<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2.77<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: left;vertical-align: middle\">%<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">37,320<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2.68<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: center;vertical-align: middle\">%<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;padding-right: 0;text-align: right;vertical-align: middle\">46,167<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2.12<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: center;vertical-align: middle\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">Tax-equivalent basis adjustment<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(589<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(397<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(601<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">Net interest income<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">57,380<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">36,923<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">45,566<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: left;vertical-align: middle\">Net interest margin (tax equivalent basis)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">3.46<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-right: solid black 1pt;text-align: left;vertical-align: middle\">%<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">3.37<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;border-right: solid black 1pt;text-align: center;vertical-align: middle\">%<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:5.97781%;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2.87<\/td>\n<td style=\"width:0.986031%;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: center;vertical-align: middle\">%<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:24.8973%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:7.94988%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"25\" style=\"width:91.7625%;text-align: left;vertical-align: middle\">(1) Interest and yields are presented on a tax-equivalent basis using a marginal tax rate of 21%.<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"25\" style=\"width:91.7625%;text-align: left;vertical-align: middle\">(2) Average balances have been calculated based on daily balances.<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"25\" style=\"width:91.7625%;text-align: left;vertical-align: middle\">(3) Annualized<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"25\" style=\"width:91.7625%;text-align: left;vertical-align: middle\">(4) Loan balances include non-accrual loans and are net of unearned income.<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"25\" style=\"width:91.7625%;text-align: left;vertical-align: middle\">(5) Loan yields include the effect of amortization of deferred fees, net of costs.<\/td>\n<td colspan=\"2\" style=\"width:6.96385%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.10929%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<\/table>\n<p>\n        \n      <\/p>\n<table style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>NORWOOD FINANCIAL CORP<\/strong>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>Financial Highlights (Unaudited)<\/strong>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>(dollars in thousands, except per share data)<\/strong>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"max-width:60%;width:60%;min-width:60%;text-align: left;vertical-align: middle\">\n            <u><br \/>\n              <strong>For the Three Months Ended September 30<\/strong><br \/>\n            <\/u>\n          <\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:18%;width:18%;min-width:18%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:18%;width:18%;min-width:18%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2024<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Net interest income<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>20,458<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">15,931<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Net income<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>8,334<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">3,844<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Net interest spread (fully taxable equivalent)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2.94<\/strong><br \/>\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2.23%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Net interest margin (fully taxable equivalent)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>3.63<\/strong><br \/>\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2.99%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Return on average assets<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1.40<\/strong><br \/>\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.68%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Return on average equity<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>14.58<\/strong><br \/>\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">8.09%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Return on average tangible equity<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>16.76<\/strong><br \/>\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">9.58%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Basic earnings per share<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.89<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.48<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Diluted earnings per share<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.89<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.48<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <u><br \/>\n              <strong>For the Nine Months Ended September 30<\/strong><br \/>\n            <\/u>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2024<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Net interest income<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>57,380<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">45,566<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Net income<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>20,313<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">12,491<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Net interest spread (fully taxable equivalent)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2.77<\/strong><br \/>\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2.12%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Net interest margin (fully taxable equivalent)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>3.46<\/strong><br \/>\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2.87%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Return on average assets<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1.16<\/strong><br \/>\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.75%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Return on average equity<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>12.19<\/strong><br \/>\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">9.09%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Return on average tangible equity<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>14.04<\/strong><br \/>\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">10.82%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Basic earnings per share<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2.22<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1.55<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Diluted earnings per share<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2.22<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1.55<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <u><br \/>\n              <strong>As of September 30<\/strong><br \/>\n            <\/u>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2024<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Total assets<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2,411,951<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2,279,751<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Total loans receivable<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1,814,682<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,675,139<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Allowance for credit losses<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>19,911<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">18,699<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Total deposits<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2,073,968<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,855,251<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Stockholders&#8217; equity<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>234,905<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">195,654<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Trust assets under management<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>211,563<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">209,857<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Book value per share<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>25.36<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">24.18<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Tangible book value per share<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>22.19<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">20.54<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Equity to total assets<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>9.74<\/strong><br \/>\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">8.58%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Allowance to total loans receivable<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1.10<\/strong><br \/>\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1.12%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Nonperforming loans to total loans<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.36<\/strong><br \/>\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.47%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Nonperforming assets to total assets<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.31<\/strong><br \/>\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.35%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td>\u00a0<\/td>\n<td>\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<\/table>\n<p>\n        \n      <\/p>\n<table style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>NORWOOD FINANCIAL CORP<\/strong>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\" style=\"text-align: left;vertical-align: middle\">\n            <strong>Historical Consolidated Statements of Income (unaudited)<\/strong>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>(dollars in thousands, except per share data)<\/strong>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: center;vertical-align: middle\">September 30<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: center;vertical-align: middle\">June 30<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: center;vertical-align: middle\">March 31<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: center;vertical-align: middle\">December 31<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: center;vertical-align: middle\">September 30<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Three months ended<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2025<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2025<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2025<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2024<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2024<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">INTEREST INCOME<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"max-width:39%;width:39%;min-width:39%;vertical-align: middle;text-align: left;padding-left: 15.0px\">Loans receivable, including fees<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:10%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">28,141<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:10%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">27,115<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:10%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">25,988<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:10%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">26,122<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:10%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">25,464<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Securities<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">3,907<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">3,871<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">3,870<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2,789<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2,526<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Other<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">144<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">220<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">226<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">574<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">497<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">Total interest income<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">32,192<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">31,206<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">30,084<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">29,485<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">28,487<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">INTEREST EXPENSE<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Deposits<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">10,730<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">10,869<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">10,748<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">10,984<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">10,553<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Borrowings<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,004<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,272<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,479<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,876<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2,003<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">Total interest expense<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">11,734<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">12,141<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">12,227<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">12,860<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">12,556<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">NET INTEREST INCOME<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">20,458<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">19,065<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">17,857<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">16,625<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">15,931<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">PROVISION FOR (RELEASE OF) CREDIT LOSSES<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">(502<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">950<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">857<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,604<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,345<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\" style=\"text-align: left;vertical-align: middle\">NET INTEREST INCOME AFTER (RELEASE OF) PROVISION<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">FOR CREDIT LOSSES<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">20,960<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">18,115<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">17,000<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">15,021<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">14,586<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">OTHER INCOME<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Service charges and fees<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,660<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,514<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,513<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,595<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,517<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Income from fiduciary activities<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">254<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">226<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">325<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">224<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">256<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Net realized (losses) gains on sales of securities<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">(19,962<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Gains on sales of loans, net<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">130<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">65<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">47<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">50<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">103<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Gains on sales of foreclosed real estate owned<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Earnings and proceeds on life insurance policies<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">268<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">266<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">286<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">275<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">261<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Other<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">193<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">177<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">180<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">159<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">158<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">Total other income<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,505<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,248<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,351<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(17,659<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,295<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">OTHER EXPENSES<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Salaries and employee benefits<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">6,696<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">6,605<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">6,472<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">6,690<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">6,239<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Occupancy, furniture and equipment, net<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,361<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2,538<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,378<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,291<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,269<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Foreclosed real estate<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">137<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">4<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">9<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">9<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">FDIC insurance assessment<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">368<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">355<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">406<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">335<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">339<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 15.0px\">Other<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">4,508<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2,896<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">3,804<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">5,094<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">4,175<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">Total other expenses<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">12,934<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">12,531<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">12,064<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">13,419<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">12,031<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">INCOME BEFORE TAX (BENEFIT) EXPENSE<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">10,531<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">7,832<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">7,287<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">(16,057<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">4,850<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">INCOME TAX (BENEFIT) EXPENSE<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2,197<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,627<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,514<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">(3,406<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,006<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">NET (LOSS) INCOME<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">8,334<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">6,205<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">5,773<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">(12,651<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">3,844<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Basic (loss) earnings per share<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">0.89<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">0.67<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">0.63<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">(1.54<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">0.48<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Diluted (loss) earnings per share<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">0.89<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">0.67<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">0.63<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">(1.54<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">0.48<\/td>\n<td style=\"border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Return on average assets (annualized)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1.40%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1.06%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1.01%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">-2.19<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">%<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.68%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Return on average equity (annualized)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">14.58%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">11.14%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">10.73%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">-26.08<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">%<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">8.09%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Return on average tangible equity (annualized)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">16.76%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">12.83%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">12.40%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">-30.77<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">%<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">9.58%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Net interest spread (fte)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2.94%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2.75%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2.61%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2.31%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2.23%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Net interest margin (fte)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">3.63%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">3.43%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">3.30%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">3.04%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">2.99%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<\/table>\n<p>\n        \n      <\/p>\n<table style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>NORWOOD FINANCIAL CORP<\/strong>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>Historical Consolidated Balance Sheets (unaudited)<\/strong>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">\n            <strong>(dollars in thousands)<\/strong>\n          <\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: center;vertical-align: middle\">September 30<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: center;vertical-align: middle\">June 30<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: center;vertical-align: middle\">March 31<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: center;vertical-align: middle\">December 31<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: center;vertical-align: middle\">September 30<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2025<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2025<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2025<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2024<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">2024<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">ASSETS<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"max-width:39%;width:39%;min-width:39%;vertical-align: middle;text-align: left;padding-left: 10.0px\">Cash and due from banks<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:10%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">50,348<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:10%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">32,052<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:10%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">31,729<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:10%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">27,562<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:10%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">47,072<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1%;min-width:1%;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Interest-bearing deposits with banks<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">24,382<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">20,993<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">43,678<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">44,777<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">35,808<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 25.0px\">Cash and cash equivalents<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">74,730<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">53,045<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">75,407<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">72,339<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">82,880<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Securities available for sale<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">403,989<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">402,460<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">408,742<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">397,846<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">396,891<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Loans receivable<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,814,682<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,790,574<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,771,269<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,713,638<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,675,139<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Less: Allowance for credit losses<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">19,911<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">20,908<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">20,442<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">19,843<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">18,699<\/td>\n<td style=\"border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 20.0px\">Net loans receivable<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,794,771<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,769,666<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,750,827<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,693,795<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,656,440<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Regulatory stock, at cost<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">6,163<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">7,538<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">7,616<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">13,366<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">6,329<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Bank owned life insurance<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">45,821<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">46,099<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">46,914<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">46,657<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">46,382<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Bank premises and equipment, net<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">22,292<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">21,608<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">20,273<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">19,657<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">18,503<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Foreclosed real estate owned<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">&#8211;<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Goodwill and other intangibles<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">29,375<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">29,387<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">29,402<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">29,418<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">29,433<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Other assets<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">34,810<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">35,547<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">36,863<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">44,384<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">42,893<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">TOTAL ASSETS<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,411,951<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,365,350<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,376,044<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,317,462<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,279,751<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">LIABILITIES<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Deposits:<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 20.0px\">Non-interest bearing demand<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">424,027<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">406,358<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">391,377<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">381,479<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">420,967<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 20.0px\">Interest-bearing deposits<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,649,941<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,591,476<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,613,071<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,477,684<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1,434,284<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 25.0px\">Total deposits<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,073,968<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,997,834<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,004,448<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,859,163<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,855,251<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Borrowings<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">72,071<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">111,850<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">118,590<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">214,862<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">197,412<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 10.0px\">Other liabilities<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">31,007<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">30,241<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">32,299<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">29,929<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">31,434<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">TOTAL LIABILITIES<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,177,046<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,139,925<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,155,337<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,103,954<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"border-top: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">2,084,097<\/td>\n<td style=\"border-top: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">STOCKHOLDERS&#8217; EQUITY<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">234,905<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">225,425<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">220,707<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">213,508<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">195,654<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 25.0px\">TOTAL LIABILITIES AND<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;text-align: left;padding-left: 30.0px\">STOCKHOLDERS&#8217; EQUITY<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,411,951<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,365,350<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,376,044<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,317,462<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-right: 0;text-align: right;vertical-align: middle\">2,279,751<\/td>\n<td style=\"border-top: solid black 1pt;border-bottom: double black 3pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: left;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Book Value per share<\/td>\n<td style=\"text-align: center;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">25.36<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">24.34<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">23.84<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">23.02<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle\">$<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">24.18<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Tangible Book Value per share<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">22.19<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">21.17<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">20.66<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">19.85<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">20.54<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Allowance for credit losses to total loans<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1.10%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1.17%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1.15%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1.16%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">1.12%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Net charge-offs to average loans (annualized)<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.13%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.08%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.07%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.12%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.08%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Nonperforming loans to total loans<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.36%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.45%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.45%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.46%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.47%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;vertical-align: middle\">Nonperforming assets to total assets<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.31%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.34%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.33%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.34%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"padding-right: 0;text-align: right;vertical-align: middle\">0.35%<\/td>\n<td style=\"padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<\/table>\n<p>\n        <strong>Non-GAAP Financial Measures (unaudited)<\/strong>\n      <\/p>\n<p>The following tables reconcile certain Non-GAAP financial measures references in this release:<\/p>\n<table style=\"border-collapse: collapse;width:100%;border-collapse:collapse\">\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <u><br \/>\n              <strong>Adjusted Return on Average Assets<\/strong><br \/>\n            <\/u>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">(Dollars in thousands)<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td colspan=\"8\" style=\"width:26.1298%;text-align: center;vertical-align: middle\">\n            <strong>Three Months Ended September 30,<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"7\" style=\"width:24.9589%;text-align: center;vertical-align: middle\">\n            <strong>Nine Months Ended September 30,<\/strong>\n          <\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"4\" style=\"width:13.0649%;text-align: center;vertical-align: middle\">\n            <strong>Three Months Ended<\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:12.0789%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:12.0789%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2024<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2024<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"4\" style=\"width:13.0649%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>June 30, 2025<\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"max-width:31%;width:30.6902%;min-width:31%;text-align: left;vertical-align: middle\">Net (loss) income<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:9.92194%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">8,334<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1.17091%;min-width:1%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:9.92194%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">3,844<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1.17091%;min-width:1%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:9.92194%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">20,313<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1.17091%;min-width:1%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:9.92194%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">12,491<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1.17091%;min-width:1%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"max-width:10%;width:9.92194%;min-width:10%;padding-right: 0;text-align: right;vertical-align: middle\">6,205<\/td>\n<td style=\"max-width:1%;width:0.986031%;min-width:1%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"max-width:1%;width:1.17091%;min-width:1%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Average assets<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">2,363,759<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">2,236,466<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">2,345,909<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">2,233,530<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">2,355,809<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <strong>Return on average assets (annualized)<\/strong>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1.40<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.68<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1.16<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.75<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1.06<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Net (loss) income<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">8,334<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">3,844<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">20,313<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">12,491<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">6,205<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Merger Expenses<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">568<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">0<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">718<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">0<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">150<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Tax effect at 21%<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(119<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">0<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(151<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">0<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(32<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Adjusted Net Income (Non-GAAP)<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">8,783<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">3,844<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">20,880<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">12,491<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">6,324<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Average assets<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">2,363,759<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">2,236,466<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">2,345,909<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">2,233,530<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">2,355,809<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <strong>Adjusted return on average assets (annualized)<\/strong>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <strong>(Non-GAAP)<\/strong>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1.47<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.68<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1.19<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.75<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1.08<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <u><br \/>\n              <strong>Adjusted Return on Average Tangible Shareholders&#8217; Equity<\/strong><br \/>\n            <\/u>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">(Dollars in thousands)<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td colspan=\"8\" style=\"width:26.1298%;text-align: center;vertical-align: middle\">\n            <strong>Three Months Ended September 30,<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"7\" style=\"width:24.9589%;text-align: center;vertical-align: middle\">\n            <strong>Nine Months Ended September 30,<\/strong>\n          <\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"4\" style=\"width:13.0649%;text-align: center;vertical-align: middle\">\n            <strong>Three Months Ended<\/strong><br \/>\n            \n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:12.0789%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:12.0789%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2024<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2024<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:11.894%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>June 30, 2025<\/strong><br \/>\n            \n          <\/td>\n<td style=\"width:1.17091%;border-bottom: solid black 1pt;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Net (loss) income<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">8,334<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">3,844<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">20,313<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">12,491<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">$<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">6,205<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Average shareholders&#8217; equity<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">226,733<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">189,135<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">222,791<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">183,593<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">223,351<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Average intangible assets<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">29,380<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">29,440<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">29,394<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">29,457<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">29,394<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Average tangible shareholders&#8217; equity<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">197,353<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">159,695<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">193,397<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">154,136<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">193,957<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <strong>Return on average tangible shareholders&#8217; equity (annualized)<\/strong>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>16.76<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>9.58<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>14.04<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>10.82<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>12.83<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Net (loss) income<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">8,334<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">3,844<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">20,313<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">12,491<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">6,205<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Merger Expenses<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">568<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">0<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">718<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">0<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">150<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Tax effect at 21%<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(119<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">0<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(151<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">0<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(32<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Adjusted Net Income (Non-GAAP)<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">8,783<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">3,844<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">20,880<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">12,491<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">6,324<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Average tangible shareholders&#8217; equity<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">197,353<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">159,695<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">193,397<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">154,136<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">193,957<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\" style=\"width:31.6763%;text-align: left;vertical-align: middle\">\n            <strong>Adjusted return on average shareholders&#8217; equity (annualized)<\/strong>\n          <\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <strong>(Non-GAAP)<\/strong>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>17.66<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>9.58<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>14.43<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>10.82<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>13.08<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: left;vertical-align: middle\">\n            <strong>%<\/strong>\n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <u><br \/>\n              <strong>Adjusted Earnings Per Share<\/strong><br \/>\n            <\/u>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">(Dollars in thousands)<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td colspan=\"8\" style=\"width:26.1298%;text-align: center;vertical-align: middle\">\n            <strong>Three Months Ended September 30,<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"7\" style=\"width:24.9589%;text-align: center;vertical-align: middle\">\n            <strong>Nine Months Ended September 30,<\/strong>\n          <\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"4\" style=\"width:13.0649%;text-align: center;vertical-align: middle\">\n            <strong>Three Months Ended<\/strong><br \/>\n            \n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:12.0789%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:12.0789%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2024<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2024<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"4\" style=\"width:13.0649%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>June 30, 2025<\/strong><br \/>\n            \n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <strong>GAAP-Based Earnings Per Share, Basic<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.89<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.48<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2.22<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1.55<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.67<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <strong>GAAP-Based Earnings Per Share, Diluted<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.89<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.48<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2.22<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1.55<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.67<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Net (Loss) Income<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">8,334<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">3,844<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">20,313<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">12,491<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">6,205<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Merger Expenses<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">568<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">0<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">718<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">0<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">150<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Tax effect at 21%<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(119<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">0<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(151<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">0<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(32<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Adjusted Net Income (Non-GAAP)<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">8,783<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">3,844<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">20,880<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">12,491<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">6,324<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <strong>Adjusted Earnings per Share, Basic (Non-GAAP)<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.94<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.48<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2.28<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1.55<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.69<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <strong>Adjusted Earnings per Share, Diluted (Non-GAAP)<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.94<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.48<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>2.28<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>1.55<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>0.69<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <u><br \/>\n              <strong>Pre Provision Net Revenue<\/strong><br \/>\n            <\/u>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">(Dollars in thousands)<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"8\" style=\"width:26.1298%;text-align: center;vertical-align: middle\">\n            <strong>Three Months Ended September 30,<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"7\" style=\"width:24.9589%;text-align: center;vertical-align: middle\">\n            <strong>Nine Months Ended September 30,<\/strong>\n          <\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"4\" style=\"width:13.0649%;text-align: center;vertical-align: middle\">\n            <strong>Three Months Ended<\/strong><br \/>\n            \n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:12.0789%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:12.0789%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2024<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2024<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"4\" style=\"width:13.0649%;text-align: center;vertical-align: middle;border-bottom: solid black 1pt\">\n            <strong>June 30, 2025<\/strong><br \/>\n            \n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Income before tax expense (GAAP)<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">10,531<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">4,850<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">25,651<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">15,799<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">7,832<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Provision for (release of) credit losses<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(502<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,345<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,305<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">1,069<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">950<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <strong>Pre provision net revenue (PPNR) (Non-GAAP)<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>10,029<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>6,195<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>26,956<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>16,868<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>8,782<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Merger expenses<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">568<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">0<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">718<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">0<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">150<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <strong>PPNR adjusted for merger expenses (Non-GAAP)<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>10,597<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>6,195<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>27,674<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>16,868<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>8,932<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <u><br \/>\n              <strong>Net interest income on a fully taxable equivalent basis<\/strong><br \/>\n            <\/u>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">(Dollars in thousands)<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"8\" style=\"width:26.1298%;text-align: center;vertical-align: middle\">\n            <strong>Three Months Ended September 30,<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"7\" style=\"width:24.9589%;text-align: center;vertical-align: middle\">\n            <strong>Nine Months Ended September 30,<\/strong>\n          <\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"4\" style=\"width:13.0649%;text-align: center;vertical-align: middle\">\n            <strong>Three Months Ended<\/strong><br \/>\n            \n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:12.0789%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:12.0789%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2024<\/strong>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2024<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"4\" style=\"width:13.0649%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>June 30, 2025<\/strong><br \/>\n            \n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Net Interest Income<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">20,458<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">15,931<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">57,380<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">45,566<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">19,065<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Taxable equivalent basis adjustment using 21% marginal tax rate<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">192<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">207<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">589<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">601<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">199<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Net interest income on a fully taxable equivalent basis<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle;border-bottom: solid black 1pt\">20,650<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle;border-bottom: solid black 1pt\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle;border-bottom: solid black 1pt\">16,138<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle;border-bottom: solid black 1pt\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle;border-bottom: solid black 1pt\">57,969<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle;border-bottom: solid black 1pt\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle;border-bottom: solid black 1pt\">46,167<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle;border-bottom: solid black 1pt\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle;border-bottom: solid black 1pt\">19,264<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle;border-bottom: solid black 1pt\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <u><br \/>\n              <strong>Average tangible equity<\/strong><br \/>\n            <\/u>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">(Dollars in thousands)<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"8\" style=\"width:26.1298%;text-align: center;vertical-align: middle\">\n            <strong>Three Months Ended September 30,<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"7\" style=\"width:24.9589%;text-align: center;vertical-align: middle\">\n            <strong>Nine Months Ended September 30,<\/strong>\n          <\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"4\" style=\"width:13.0649%;text-align: center;vertical-align: middle\">\n            <strong>Three Months Ended<\/strong><br \/>\n            \n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:12.0789%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:12.0789%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2024<\/strong>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: center;vertical-align: middle\">\n            <strong>2024<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"4\" style=\"width:13.0649%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>June 30, 2025<\/strong><br \/>\n            \n          <\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Average equity<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">226,733<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">189,135<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">222,791<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">183,593<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">223,351<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Average goodwill and other intangibles<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">(29,380<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">(29,440<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">(29,394<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">(29,457<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">(29,394<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Average tangible equity<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle;border-bottom: solid black 1pt\">197,353<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle;border-bottom: solid black 1pt\">159,695<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle;border-bottom: solid black 1pt\">193,397<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle;border-bottom: solid black 1pt\">154,136<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: left;vertical-align: middle\">\n            <strong>$<\/strong>\n          <\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle;border-bottom: solid black 1pt\">193,957<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <u><br \/>\n              <strong>Tangible Book Value<\/strong><br \/>\n            <\/u>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">(Dollars in thousands)<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td colspan=\"8\" style=\"width:26.1298%;text-align: center;vertical-align: middle\">\n            <strong>at September 30,<\/strong>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"7\" style=\"width:24.9589%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:11.894%;text-align: center;vertical-align: middle\">\n            <strong>at June 30,<\/strong><br \/>\n            \n          <\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:12.0789%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"3\" style=\"width:12.0789%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2024<\/strong>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\n            <strong>2025<\/strong><br \/>\n            \n          <\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;border-bottom: solid black 1pt;text-align: center;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Total shareholders&#8217; equity<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">234,905<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">195,654<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">225,425<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Adjustments:<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Goodwill<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">(29,266<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">(29,266<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">(29,266<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Other intangible assets<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(109<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(167<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;border-bottom: solid black 1pt;padding-right: 0;text-align: right;vertical-align: middle\">(121<\/td>\n<td style=\"width:0.986031%;border-bottom: solid black 1pt;padding-left: 0;text-align: left;vertical-align: middle\">)<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Tangible common equity (Non-GAAP)<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">205,530<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">166,221<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">196,038<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">Common shares outstanding<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">9,262,325<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">8,090,711<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">9,260,522<\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <strong>Book value per common share<\/strong>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>25.36<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>24.18<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>24.34<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: left;vertical-align: middle\">\n            <strong>Tangible book value per common share (Non-GAAP)<\/strong>\n          <\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>22.19<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>20.54<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:9.92194%;padding-right: 0;text-align: right;vertical-align: middle\">\n            <strong>21.17<\/strong>\n          <\/td>\n<td style=\"width:0.986031%;padding-left: 0;text-align: left;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td style=\"width:30.6902%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:0.986031%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td style=\"width:0.986031%\">\u00a0<\/td>\n<td colspan=\"2\" style=\"width:10.908%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<td style=\"width:1.17091%;text-align: right;vertical-align: middle\">\u00a0<\/td>\n<\/tr>\n<\/table>\n<p>\n        \n      <\/p>\n<p>      <img decoding=\"async\" alt=\"\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=OTU0OTY2MyM3MjA3NTMyIzIwMTkwNzk=\" \/><br \/>\n      <br \/>\n      <img decoding=\"async\" alt=\"\" src=\"https:\/\/ml.globenewswire.com\/media\/MGE1NThkYWUtZjU1YS00MjhjLTllMmItNDgxOWJjYTU2NDY4LTEwMzA2NTEtMjAyNS0xMC0yMi1lbg==\/tiny\/Norwood-Financial-Corp.png\" \/>\n    <\/div>\n<div class=\"mw_contactinfo\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Quarterly and Year-to-Date Highlights: Fully diluted EPS of $0.89, an 85% increase over the same period in 2024 Return on assets rose 72 basis points to 1.40% from 3Q 2024. Net interest margin increased 20 basis points vs. the prior quarter and 64 basis points over the prior year. Loans grew at a 5.4% and 7.3% annualized rate during the third quarter and year-to-date, respectively. Deposits grew year-to-date at an annualized rate of 15% while deposit costs fell 19 basis points since the 4th quarter of 2024. Capital continues to improve on increased earnings and lower accumulated other comprehensive income (AOCI) adjustment. HONESDALE, Pa., Oct. 22, 2025 (GLOBE NEWSWIRE) &#8212; Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/norwood-financial-corp-announces-third-quarter-and-year-to-date-2025-results\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Norwood Financial Corp announces Third Quarter and Year-to-Date 2025 Results&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-898787","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Norwood Financial Corp announces Third Quarter and Year-to-Date 2025 Results - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/norwood-financial-corp-announces-third-quarter-and-year-to-date-2025-results\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Norwood Financial Corp announces Third Quarter and Year-to-Date 2025 Results - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Quarterly and Year-to-Date Highlights: Fully diluted EPS of $0.89, an 85% increase over the same period in 2024 Return on assets rose 72 basis points to 1.40% from 3Q 2024. 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Net interest margin increased 20 basis points vs. the prior quarter and 64 basis points over the prior year. Loans grew at a 5.4% and 7.3% annualized rate during the third quarter and year-to-date, respectively. Deposits grew year-to-date at an annualized rate of 15% while deposit costs fell 19 basis points since the 4th quarter of 2024. Capital continues to improve on increased earnings and lower accumulated other comprehensive income (AOCI) adjustment. 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