{"id":889968,"date":"2025-09-26T13:30:03","date_gmt":"2025-09-26T17:30:03","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/"},"modified":"2025-09-26T13:30:03","modified_gmt":"2025-09-26T17:30:03","slug":"am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/","title":{"rendered":"AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries"},"content":{"rendered":"<p>        <!--.bwalignc { text-align: center; list-style-position: inside }\n.bwlistdisc { list-style-type: disc }\n.bwmarginl1 { margin-left: 30px }body {font:normal small Arial,Helvetica,sans-serif;color:#000;background-color:#fff;padding:24px;margin:0;} a img {border:0;} h3 {font-size:medium;color:#000;margin:0 0 1em 0; text-align:center;}-->  <\/p>\n<p class=\"bwalignc\"><b>AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries<\/b><\/p>\n<p>OLDWICK, N.J.&#8211;(<a href=\"http:\/\/www.businesswire.com\">BUSINESS WIRE<\/a>)&#8211;<b>AM Best <\/b>has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of \u201ca+\u201d (Excellent) of the members of Unum Insurance Group. These companies are the core U.S. life\/health (L\/H) insurance subsidiaries of Unum Group (Unum) (headquartered in Chattanooga, TN) [NYSE: UNM]. In addition, AM Best has affirmed the Long-Term ICR of \u201cbbb+\u201d (Good) and the Long-Term Issue Credit Ratings (Long-Term IR) of Unum. The outlook of these Credit Ratings (ratings) is stable. (See below for a complete listing of the L\/H subsidiaries and the Long-Term IRs.)<\/p>\n<p>\nThe ratings reflect Unum\u2019s balance sheet strength, which AM Best assesses as strong, as well as its strong operating performance, favorable business profile and appropriate enterprise risk management.<\/p>\n<p>\nThe group maintains the strongest level risk-adjusted capitalization, as measured by Best\u2019s Capital Adequacy Ratio (BCAR), favorable liquidity and improved financial flexibility. Unum conservatively manages its investment portfolio and has historically performed well with higher yields than industry benchmarks.<\/p>\n<p>\nUnum uses reinsurance to strategically manage its balance sheet risk and has continued to execute transactions both internally and externally to reduce its exposure to legacy long-term care business. AM Best notes that Unum has a heavy reliance on reinsurance; however, the company has used its high-quality reinsurance partners to de-risk its balance sheet and does so in conjunction with its hedging program in mitigating interest rate sensitivity.<\/p>\n<p>\nThe group continues to report strong operating performance metrics and has maintained a favorable business profile year over year. Improved investment income in each of the last three years has contributed to the group\u2019s overall earnings as it continues to report favorable income. AM Best will continue to monitor Unum\u2019s reserve adequacy on its closed block of long-term care business, which if not managed well could have a material impact on Unum\u2019s balance sheet strength and could also impact its income statement.<\/p>\n<p>\nThe FSR of A (Excellent) and the Long-Term ICRs of \u201ca+\u201d (Excellent) have been affirmed with stable outlooks for the following life\/health subsidiaries of Unum Group:<\/p>\n<ul class=\"bwlistdisc\">\n<li>\nUnum Life Insurance Company of America<\/p>\n<\/li>\n<li>\nUnum Insurance Company<\/p>\n<\/li>\n<li>\nProvident Life and Accident Insurance Company<\/p>\n<\/li>\n<li>\nThe Paul Revere Life Insurance Company<\/p>\n<\/li>\n<li>\nColonial Life &amp; Accident Insurance Company<\/p>\n<\/li>\n<li>\nFirst Unum Life Insurance Company<\/p>\n<\/li>\n<li>\nProvident Life and Casualty Insurance Company<\/p>\n<\/li>\n<li>\nStarmount Life Insurance Company<\/p>\n<\/li>\n<\/ul>\n<p>\nThe following Long-Term IRs have been affirmed with stable outlooks:<\/p>\n<p class=\"bwmarginl1\">\nUnum Group\u2014<br \/>\n<br \/>&#8211; \u201cbbb+\u201d (Good) on $275 million 3.875% senior unsecured notes, due 2025<br \/>\n<br \/>&#8211; \u201cbbb+\u201d (Good) on $250 million 6.75% senior unsecured notes, due 2028<br \/>\n<br \/>&#8211; \u201cbbb+\u201d (Good) on $200 million 7.25% senior unsecured notes, due 2028<br \/>\n<br \/>&#8211; \u201cbbb+\u201d (Good) on $400 million 4.00% senior unsecured notes, due 2029<br \/>\n<br \/>&#8211; \u201cbbb+\u201d (Good) on $250 million 7.375% senior unsecured notes, due 2032<br \/>\n<br \/>&#8211; \u201cbbb+\u201d (Good) on $250 million 5.75% senior unsecured notes, due 2042<br \/>\n<br \/>&#8211; \u201cbbb+\u201d (Good) on $250 million 5.75% senior unsecured notes, due 2042<br \/>\n<br \/>&#8211; \u201cbbb+\u201d (Good) on $450 million 4.50% senior unsecured notes, due 2049<br \/>\n<br \/>&#8211; \u201cbbb+\u201d (Good) on $600 million 4.125% senior unsecured bonds, due 2051<br \/>\n<br \/>&#8211; \u201cbbb+\u201d (Good) on $400 million 6.0% senior unsecured notes, due 2054<br \/>\n<br \/>&#8211; \u201cbbb-\u201d (Good) on $300 million 6.25% junior subordinated notes, due 2058<\/p>\n<p class=\"bwmarginl1\">\nProvident Financing Trust I\u2014<br \/>\n<br \/>&#8211; \u201cbbb-\u201d (Good) on $300 million 7.405% capital securities, due 2038<\/p>\n<p>\nThe following indicative Long-Term IRs under the shelf registration have been affirmed with stable outlooks:<\/p>\n<p class=\"bwmarginl1\">\nUnum Group\u2014<br \/>\n<br \/>&#8211; \u201cbbb+\u201d (Good) on senior unsecured<br \/>\n<br \/>&#8211; \u201cbbb\u201d (Good) on subordinated<br \/>\n<br \/>&#8211; \u201cbbb-\u201d (Good) on preferred stock<\/p>\n<p class=\"bwmarginl1\">\nUnum Group Financing Trust I and II\u2014<br \/>\n<br \/>&#8211; \u201cbbb-\u201d (Good) on preferred securities<\/p>\n<p><b>This press release relates to Credit Ratings that have been published on AM Best\u2019s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best\u2019s <\/b><a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Fratings.ambest.com%2Fratingeventdisclosures.aspx&amp;esheet=54330424&amp;newsitemid=20250926749333&amp;lan=en-US&amp;anchor=Recent+Rating+Activity&amp;index=1&amp;md5=63feb365a3ba688b79ac92606fa03640\"><b>Recent Rating Activity<\/b><\/a><b> web page. For additional information regarding the use and limitations of Credit Rating opinions, please view <\/b><a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Fwww3.ambest.com%2Fambv%2Fratingmethodology%2FOpenPDF.aspx%3Fri%3D1839%2C&amp;esheet=54330424&amp;newsitemid=20250926749333&amp;lan=en-US&amp;anchor=Guide+to+Best%27s+Credit+Ratings&amp;index=2&amp;md5=c2c25a38007061c5292bd92fd3e97502\"><b>Guide to Best&#8217;s Credit Ratings<\/b><\/a><b>. For information on the proper use of Best\u2019s Credit Ratings, Best\u2019s Performance Assessments, Best\u2019s Preliminary Credit Assessments and AM Best press releases, please view <\/b><a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.ambest.com%2Fratings%2Fguidetouse.pdf&amp;esheet=54330424&amp;newsitemid=20250926749333&amp;lan=en-US&amp;anchor=Guide+to+Proper+Use+of+Best%26%238217%3Bs+Ratings+%26amp%3B+Assessments&amp;index=3&amp;md5=5b9009cc791efb7477f907b898e3c91b\"><b>Guide to Proper Use of Best\u2019s Ratings &amp; Assessments<\/b><\/a><b>.<\/b><\/p>\n<p><b>AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit <\/b><a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Fwww.ambest.com%2F&amp;esheet=54330424&amp;newsitemid=20250926749333&amp;lan=en-US&amp;anchor=www.ambest.com&amp;index=4&amp;md5=d5369cfcf7b99284d74f0fa163f7ad9a\"><b>www.ambest.com<\/b><\/a><b>.<\/b><\/p>\n<p class=\"bwalignc\"><b>Copyright \u00a9 2025 by A.M. Best Rating Services, Inc. and\/or its affiliates. ALL RIGHTS RESERVED.<\/b><\/p>\n<p><img decoding=\"async\" alt=\"\" src=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20250926749333r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" style=\"width:0;height:0\" \/><span class=\"bwct31415\" \/><\/p>\n<p id=\"mmgallerylink\"><span id=\"mmgallerylink-phrase\">View source version on businesswire.com: <\/span><span id=\"mmgallerylink-link\"><a href=\"https:\/\/www.businesswire.com\/news\/home\/20250926749333\/en\/\" rel=\"nofollow\">https:\/\/www.businesswire.com\/news\/home\/20250926749333\/en\/<\/a><\/span><\/p>\n<p><b>Paul Frost<br \/>\n<\/b><br \/><b>Senior Financial Analyst<br \/>\n<\/b><br \/><b>+1 908 882 1768<br \/>\n<\/b><br \/><a rel=\"nofollow\" href=\"mailto:paul.frost@ambest.com\">paul.frost@ambest.com<br \/>\n<\/a><\/p>\n<p><b>Wayne Kaminski<br \/>\n<\/b><br \/><b>Associate Director<br \/>\n<\/b><br \/><b>+1 908 882 1916<br \/>\n<\/b><br \/><a rel=\"nofollow\" href=\"mailto:wayne.kaminski@ambest.com\">wayne.kaminski@ambest.com<br \/>\n<\/a><\/p>\n<p><b>Christopher Sharkey<br \/>\n<\/b><br \/><b>Associate Director, Public Relations<br \/>\n<\/b><br \/><b>+1 908 882 2310<br \/>\n<\/b><br \/><a rel=\"nofollow\" href=\"mailto:christopher.sharkey@ambest.com\">christopher.sharkey@ambest.com<br \/>\n<\/a><\/p>\n<p><b>Al Slavin<br \/>\n<\/b><br \/><b>Senior Public Relations Specialist<br \/>\n<\/b><br \/><b>+1 908 882 2318<br \/>\n<\/b><br \/><a rel=\"nofollow\" href=\"mailto:al.slavin@ambest.com\">al.slavin@ambest.com<\/a><\/p>\n<p><b>KEYWORDS:<\/b> Europe United States North America New Jersey<\/p>\n<p><b>INDUSTRY KEYWORDS:<\/b> Professional Services Insurance Finance<\/p>\n<p><b>MEDIA:<\/b><\/p>\n<table cellpadding=\"3\" cellspacing=\"3\">\n<tr>\n<td><font face=\"Arial\" size=\"2\"><b>Logo<\/b><\/font><\/td>\n<\/tr>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mms.businesswire.com\/media\/20250926749333\/en\/828829\/3\/AM_Best_Logo.jpg\" alt=\"Logo\" \/><\/td>\n<\/tr>\n<tr>\n<td><font face=\"Arial\" size=\"2\"><\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries OLDWICK, N.J.&#8211;(BUSINESS WIRE)&#8211;AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of \u201ca+\u201d (Excellent) of the members of Unum Insurance Group. These companies are the core U.S. life\/health (L\/H) insurance subsidiaries of Unum Group (Unum) (headquartered in Chattanooga, TN) [NYSE: UNM]. In addition, AM Best has affirmed the Long-Term ICR of \u201cbbb+\u201d (Good) and the Long-Term Issue Credit Ratings (Long-Term IR) of Unum. The outlook of these Credit Ratings (ratings) is stable. (See below for a complete listing of the L\/H subsidiaries and the Long-Term IRs.) The ratings reflect Unum\u2019s balance sheet strength, which AM &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-889968","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries OLDWICK, N.J.&#8211;(BUSINESS WIRE)&#8211;AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of \u201ca+\u201d (Excellent) of the members of Unum Insurance Group. These companies are the core U.S. life\/health (L\/H) insurance subsidiaries of Unum Group (Unum) (headquartered in Chattanooga, TN) [NYSE: UNM]. In addition, AM Best has affirmed the Long-Term ICR of \u201cbbb+\u201d (Good) and the Long-Term Issue Credit Ratings (Long-Term IR) of Unum. The outlook of these Credit Ratings (ratings) is stable. (See below for a complete listing of the L\/H subsidiaries and the Long-Term IRs.) The ratings reflect Unum\u2019s balance sheet strength, which AM &hellip; Continue reading &quot;AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-26T17:30:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20250926749333r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\\\/Health Subsidiaries\",\"datePublished\":\"2025-09-26T17:30:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\\\/\"},\"wordCount\":840,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cts.businesswire.com\\\/ct\\\/CT?id=bwnews&amp;sty=20250926749333r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\\\/\",\"name\":\"AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\\\/Health Subsidiaries - Market Newsdesk\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cts.businesswire.com\\\/ct\\\/CT?id=bwnews&amp;sty=20250926749333r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\",\"datePublished\":\"2025-09-26T17:30:03+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\\\/#primaryimage\",\"url\":\"https:\\\/\\\/cts.businesswire.com\\\/ct\\\/CT?id=bwnews&amp;sty=20250926749333r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\",\"contentUrl\":\"https:\\\/\\\/cts.businesswire.com\\\/ct\\\/CT?id=bwnews&amp;sty=20250926749333r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\\\/Health Subsidiaries\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#website\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/\",\"name\":\"Market Newsdesk\",\"description\":\"Latest Business News in Real Time\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\",\"name\":\"Newsdesk\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a0d0bd5b0f0ca12a265a459b13169dac35f33776d8501eda5e68844a366f2f46?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a0d0bd5b0f0ca12a265a459b13169dac35f33776d8501eda5e68844a366f2f46?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a0d0bd5b0f0ca12a265a459b13169dac35f33776d8501eda5e68844a366f2f46?s=96&d=mm&r=g\",\"caption\":\"Newsdesk\"},\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/author\\\/newsdesk\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries - Market Newsdesk","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/","og_locale":"en_US","og_type":"article","og_title":"AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries - Market Newsdesk","og_description":"AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries OLDWICK, N.J.&#8211;(BUSINESS WIRE)&#8211;AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of \u201ca+\u201d (Excellent) of the members of Unum Insurance Group. These companies are the core U.S. life\/health (L\/H) insurance subsidiaries of Unum Group (Unum) (headquartered in Chattanooga, TN) [NYSE: UNM]. In addition, AM Best has affirmed the Long-Term ICR of \u201cbbb+\u201d (Good) and the Long-Term Issue Credit Ratings (Long-Term IR) of Unum. The outlook of these Credit Ratings (ratings) is stable. (See below for a complete listing of the L\/H subsidiaries and the Long-Term IRs.) The ratings reflect Unum\u2019s balance sheet strength, which AM &hellip; Continue reading \"AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries\"","og_url":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/","og_site_name":"Market Newsdesk","article_published_time":"2025-09-26T17:30:03+00:00","og_image":[{"url":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20250926749333r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en","type":"","width":"","height":""}],"author":"Newsdesk","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Newsdesk","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/#article","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/"},"author":{"name":"Newsdesk","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"headline":"AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries","datePublished":"2025-09-26T17:30:03+00:00","mainEntityOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/"},"wordCount":840,"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/#primaryimage"},"thumbnailUrl":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20250926749333r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/","url":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/","name":"AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries - Market Newsdesk","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/#primaryimage"},"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/#primaryimage"},"thumbnailUrl":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20250926749333r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en","datePublished":"2025-09-26T17:30:03+00:00","author":{"@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"breadcrumb":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/#primaryimage","url":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20250926749333r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en","contentUrl":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20250926749333r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en"},{"@type":"BreadcrumbList","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/am-best-affirms-credit-ratings-of-unum-group-and-its-core-u-s-life-health-subsidiaries\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.marketnewsdesk.com\/"},{"@type":"ListItem","position":2,"name":"AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life\/Health Subsidiaries"}]},{"@type":"WebSite","@id":"https:\/\/www.marketnewsdesk.com\/#website","url":"https:\/\/www.marketnewsdesk.com\/","name":"Market Newsdesk","description":"Latest Business News in Real Time","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.marketnewsdesk.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979","name":"Newsdesk","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/a0d0bd5b0f0ca12a265a459b13169dac35f33776d8501eda5e68844a366f2f46?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a0d0bd5b0f0ca12a265a459b13169dac35f33776d8501eda5e68844a366f2f46?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a0d0bd5b0f0ca12a265a459b13169dac35f33776d8501eda5e68844a366f2f46?s=96&d=mm&r=g","caption":"Newsdesk"},"url":"https:\/\/www.marketnewsdesk.com\/index.php\/author\/newsdesk\/"}]}},"_links":{"self":[{"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/posts\/889968","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/comments?post=889968"}],"version-history":[{"count":0,"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/posts\/889968\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/media?parent=889968"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/categories?post=889968"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/tags?post=889968"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}