{"id":872242,"date":"2025-08-07T01:03:04","date_gmt":"2025-08-07T05:03:04","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/lexinfintech-holdings-ltd-reports-second-quarter-2025-unaudited-financial-results\/"},"modified":"2025-08-07T01:03:04","modified_gmt":"2025-08-07T05:03:04","slug":"lexinfintech-holdings-ltd-reports-second-quarter-2025-unaudited-financial-results","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/lexinfintech-holdings-ltd-reports-second-quarter-2025-unaudited-financial-results\/","title":{"rendered":"LexinFintech Holdings Ltd. Reports Second Quarter 2025\u00a0Unaudited Financial Results"},"content":{"rendered":"
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SHENZHEN, China, Aug. 07, 2025 (GLOBE NEWSWIRE) — LexinFintech Holdings Ltd. (\u201cLexin\u201d or the \u201cCompany\u201d) (NASDAQ: LX), a leading technology-empowered personal financial service enabler in China, today announced its unaudited financial results for the quarter ended June 30, 2025.<\/p>\n

Mr. Jay Wenjie Xiao, Chairman and Chief Executive Officer of Lexin, commented, \u201cBuilding upon our risk management enhancements, operational refinement, and unique business ecosystem advantages, we continued to deliver robust performance for the second quarter of 2025, demonstrating our operational resilience against uncertain external environment.<\/p>\n

In the second quarter, revenue achieved a quarter-over-quarter increase of 16% to RMB3.6 billion, and net income increased by 19% quarter-over-quarter to RMB511 million, a record high in the past 14 quarters. Total loan origination reached RMB53 billion, representing approximately 2.4% quarter-over-quarter increase.<\/p>\n

Looking ahead, we\u2019ll further strengthen our customer-centric approach to enhance customer experience and attract quality customers, leverage our business ecosystem advantages to drive greater synergies, and deploy AI across operations to bolster efficiency. Amid the current macroeconomic and industry landscape, we will maintain our prudent strategy with a dual focus on safeguarding asset quality and driving profitability growth. Although external uncertainties remain, we reaffirm our full-year guidance of delivering strong year-over-year net income growth.<\/p>\n

The management has always placed great emphasis on shareholder returns. In accordance with our dividend policy, the board of directors has approved a dividend of US$0.194 per ADS, representing 25% of net income for the first half of 2025. As previously announced, we will increase our dividend payout ratio to 30% of net income for the second half of 2025. On top of cash dividend, we\u2019ve announced a US$50 million share repurchase program on July 21, 2025, along with my personal share purchase of up to US$10 million. We\u2019ll continue to explore various means to deliver value to our shareholders.\u201d<\/p>\n

Mr. James Zheng, Chief Financial Officer of Lexin, commented, \u201cIn the second quarter, our performance continued to progress steadily as planned in our business turnaround road-map. Net income reached RMB511 million, representing a 19% quarter-over-quarter and 126% year-over-year increase. Net income take rate, calculated as net income divided by average loan balance, was 1.92%, advancing by 34 basis points compared to the first quarter. Consistent with our long-term objectives, we\u2019ll continue to focus on asset quality improvement, ecosystem synergy enhancement, and operational refinement to sustain our profitability recovery trajectory.\u201d<\/p>\n

\n Second Quarter 2025 Operational Highlights: <\/strong>\n <\/p>\n

\n User Base<\/strong>\n <\/p>\n