{"id":864642,"date":"2025-06-27T14:03:03","date_gmt":"2025-06-27T18:03:03","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/driven-by-ai-agents-and-large-models-powering-new-quality-productive-forces-lexinfintech-wins-the-asian-banker-s-best-ai-technology-for-financial-technology-company-in-china\/"},"modified":"2025-06-27T14:03:03","modified_gmt":"2025-06-27T18:03:03","slug":"driven-by-ai-agents-and-large-models-powering-new-quality-productive-forces-lexinfintech-wins-the-asian-banker-s-best-ai-technology-for-financial-technology-company-in-china","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/driven-by-ai-agents-and-large-models-powering-new-quality-productive-forces-lexinfintech-wins-the-asian-banker-s-best-ai-technology-for-financial-technology-company-in-china\/","title":{"rendered":"Driven by AI agents and large models powering new quality productive forces, LexinFintech wins The Asian Banker \u2019s Best AI Technology for Financial Technology Company in China"},"content":{"rendered":"
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Beijing, China, June 27, 2025 (GLOBE NEWSWIRE) — On 26 June 2025,\u00a0The Future of Finance China 2025<\/i>\u00a0was held by\u00a0The Asian Banker<\/i>\u00a0in Beijing. LexinFintech<\/a> received The Asian Banker\u2019s \u201cBest AI Technology for Financial Technology Company in China\u201d in recognition of its pioneering innovations and applications in AI large models and agent\u2011based automation.The Asian Banker<\/i>\u00a0awards are renowned for their rigor, with winners selected by an international panel of bankers, consultants, and academics through a multi\u2011round evaluation process over several months. Often dubbed the \u201cOscars\u201d of the Asia\u2011Pacific financial sector, the awards carry significant prestige.Other recipients of The Asian Banker\u2019s annual awards included major financial institutions such as Industrial and Commercial Bank of China (ICBC), China Construction Bank (CCB), and China Merchants Bank (CMB).<\/p>\n

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AI is one of the hottest social topics today, profoundly reshaping the development logic across industries. Powered by machine learning, deep algorithms, and other technologies, AI not only significantly enhances efficiency in intelligent operations and financial risk control, but also drives business model innovation and reconstruction. This injects new growth momentum into China-listed tech enterprises, including companies like Lexin.At the roundtable on \u201cFinance in the era of pervasive AI\u201d during the future\u2011of\u2011finance summit, Lexin\u2019s CTO Erwin\u202fLu elaborated on cutting\u2011edge AI trends such as large models and agent\u2011based automation, and how these technologies are being implemented at Lexin to create tangible value for both the company and its customers.According to Lu, Lexin is the first in the industry to apply AI comprehensively across the entire fintech value chain. AI technology innovation and implementation have become one of Lexin\u2019s new quality productive forces and core competitive barriers.<\/p>\n<\/p>\n

AI agents are among the most popular applications of AI today. According to Erwin Lu, Lexin has developed its own financially adaptive AI agents using reinforcement learning algorithms and a financial knowledge distillation framework. These agents have already been applied in areas such as pre-loan strategy generation support, strategy validation, and post-launch automated monitoring. Based on its proprietary AI agents, Lexin plans to roll out 100 \u201cAI agent positions\u201d within the year, including roles such as AI customer service quality inspectors and AI data analysts.\u201cAI is not meant to replace people, but to significantly enhance employee efficiency,\u201d Lu said.<\/p>\n

Large AI models are also a key vector for Lexin\u2019s AI technology applications. Lexin is among the earliest financial platforms in China to deploy and utilize DeepSeek. As early as May last year, Lexin introduced DeepSeek V2. This year, the company continued to integrate cutting-edge large models such as DeepSeek R1 and Qwen3. Through a \u201cdata distillation + domain-specific fine-tuning\u201d technical framework, Lexin has iteratively enhanced its locally deployed \u201cSingularity\u201d AI large model, applying it across R&D efficiency, internal tools, and business enablement.For example, in the R&D productivity scenario, Lexin\u2019s \u201cSingularity\u201d AI model is now used by 100% of its developers. It has assisted in generating 860,000 lines of code per month and proposed 210,000 code-quality improvement suggestions over the past year. \u201cWith large model assistance, our engineers\u2019 code-writing efficiency has more than doubled,\u201d said Erwin Lu.<\/p>\n

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In addition to its work on AI agents and large language models, Lexin\u2019s AI technology is now embedded across the entire digital lending lifecycle, including marketing and user acquisition, risk control, and post-loan management. Key innovations include the \u201cGauss\u201d customer data platform for standardized data assets, the \u201cRiemann\u201d anomaly attribution system for intelligent analytics, the \u201cTuring\u201d simulation engine to support smart decision-making, and an AI-powered platform for automated risk strategy recommendations. These deep-rooted capabilities in technology and risk management have driven consistent business improvements. In the first quarter of 2025, Lexin\u2019s overall credit risk declined quarter by quarter, while profit margins steadily improved. Non-GAAP EBIT reached RMB 580 million, the highest level in the past 13 quarters, reflecting the company\u2019s strong and sustained growth momentum.<\/p>\n

Lexin has received recognition from\u00a0The Asian Banker<\/i>\u00a0for the seventh consecutive year. Since 2019, the company has been honored with multiple prestigious awards from The Asian Banker, including \u201cBest Lending Technology in China\u201d (2019), \u201cBest AI and Innovation Lab in China\u201d (2020), \u201cBest Digital Business Model\u201d (2021), as well as awards for \u201cBest Digital Consumer Lending Service in China\u201d, \u201cBest Digital Customer Ecosystem Initiative in China\u201d, \u201cBest Banking as a Service Technology Initiative\u201d, and the international \u201cBest Digital Business Model\u201d award. In the future, Lexin will continue to increase its strategic investment in AI, accelerating deployment in core areas such as risk management, refined operations, and employee productivity. These efforts aim to drive the business towards smarter, data\u2011intelligent, and high\u2011quality growth.<\/p>\n

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Chuanda Xu\r\nchuandaxu(at)lexin.com<\/pre>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"
Beijing, China, June 27, 2025 (GLOBE NEWSWIRE) — On 26 June 2025,\u00a0The Future of Finance China 2025\u00a0was held by\u00a0The Asian Banker\u00a0in Beijing. LexinFintech received The Asian Banker\u2019s \u201cBest AI Technology for Financial Technology Company in China\u201d in recognition of its pioneering innovations and applications in AI large models and agent\u2011based automation.The Asian Banker\u00a0awards are renowned for their rigor, with winners selected by an international panel of bankers, consultants, and academics through a multi\u2011round evaluation process over several months. Often dubbed the \u201cOscars\u201d of the Asia\u2011Pacific financial sector, the awards carry significant prestige.Other recipients of The Asian Banker\u2019s annual awards included major financial institutions such as Industrial and Commercial Bank of China (ICBC), China Construction Bank (CCB), and China Merchants Bank … <\/p>\n
Continue reading “Driven by AI agents and large models powering new quality productive forces, LexinFintech wins The Asian Banker \u2019s Best AI Technology for Financial Technology Company in China”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-864642","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"\nDriven by AI agents and large models powering new quality productive forces, LexinFintech wins The Asian Banker \u2019s Best AI Technology for Financial Technology Company in China - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/driven-by-ai-agents-and-large-models-powering-new-quality-productive-forces-lexinfintech-wins-the-asian-banker-s-best-ai-technology-for-financial-technology-company-in-china\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Driven by AI agents and large models powering new quality productive forces, LexinFintech wins The Asian Banker \u2019s Best AI Technology for Financial Technology Company in China - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Beijing, China, June 27, 2025 (GLOBE NEWSWIRE) — On 26 June 2025,\u00a0The Future of Finance China 2025\u00a0was held by\u00a0The Asian Banker\u00a0in Beijing. LexinFintech received The Asian Banker\u2019s \u201cBest AI Technology for Financial Technology Company in China\u201d in recognition of its pioneering innovations and applications in AI large models and agent\u2011based automation.The Asian Banker\u00a0awards are renowned for their rigor, with winners selected by an international panel of bankers, consultants, and academics through a multi\u2011round evaluation process over several months. 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LexinFintech received The Asian Banker\u2019s \u201cBest AI Technology for Financial Technology Company in China\u201d in recognition of its pioneering innovations and applications in AI large models and agent\u2011based automation.The Asian Banker\u00a0awards are renowned for their rigor, with winners selected by an international panel of bankers, consultants, and academics through a multi\u2011round evaluation process over several months. Often dubbed the \u201cOscars\u201d of the Asia\u2011Pacific financial sector, the awards carry significant prestige.Other recipients of The Asian Banker\u2019s annual awards included major financial institutions such as Industrial and Commercial Bank of China (ICBC), China Construction Bank (CCB), and China Merchants Bank … Continue reading \"Driven by AI agents and large models powering new quality productive forces, LexinFintech wins The Asian Banker \u2019s Best AI Technology for Financial Technology Company in China\"","og_url":"https:\/\/www.marketnewsdesk.com\/index.php\/driven-by-ai-agents-and-large-models-powering-new-quality-productive-forces-lexinfintech-wins-the-asian-banker-s-best-ai-technology-for-financial-technology-company-in-china\/","og_site_name":"Market Newsdesk","article_published_time":"2025-06-27T18:03:03+00:00","og_image":[{"url":"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=OTQ4NTk2NCM3MDIyNTQ4IzUwMDE0NzE2Nw==","type":"","width":"","height":""}],"author":"Newsdesk","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Newsdesk","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/driven-by-ai-agents-and-large-models-powering-new-quality-productive-forces-lexinfintech-wins-the-asian-banker-s-best-ai-technology-for-financial-technology-company-in-china\/#article","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/driven-by-ai-agents-and-large-models-powering-new-quality-productive-forces-lexinfintech-wins-the-asian-banker-s-best-ai-technology-for-financial-technology-company-in-china\/"},"author":{"name":"Newsdesk","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"headline":"Driven by AI agents and large models powering new quality productive forces, LexinFintech wins The Asian Banker \u2019s Best AI Technology for Financial Technology Company in China","datePublished":"2025-06-27T18:03:03+00:00","mainEntityOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/driven-by-ai-agents-and-large-models-powering-new-quality-productive-forces-lexinfintech-wins-the-asian-banker-s-best-ai-technology-for-financial-technology-company-in-china\/"},"wordCount":793,"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/driven-by-ai-agents-and-large-models-powering-new-quality-productive-forces-lexinfintech-wins-the-asian-banker-s-best-ai-technology-for-financial-technology-company-in-china\/#primaryimage"},"thumbnailUrl":"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=OTQ4NTk2NCM3MDIyNTQ4IzUwMDE0NzE2Nw==","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/driven-by-ai-agents-and-large-models-powering-new-quality-productive-forces-lexinfintech-wins-the-asian-banker-s-best-ai-technology-for-financial-technology-company-in-china\/","url":"https:\/\/www.marketnewsdesk.com\/index.php\/driven-by-ai-agents-and-large-models-powering-new-quality-productive-forces-lexinfintech-wins-the-asian-banker-s-best-ai-technology-for-financial-technology-company-in-china\/","name":"Driven by AI agents and large models powering new quality productive forces, LexinFintech wins The Asian Banker \u2019s Best AI Technology for Financial Technology Company in China - 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