{"id":838963,"date":"2025-04-17T17:04:44","date_gmt":"2025-04-17T21:04:44","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/bancfirst-corporation-reports-first-quarter-earnings-3\/"},"modified":"2025-04-17T17:04:44","modified_gmt":"2025-04-17T21:04:44","slug":"bancfirst-corporation-reports-first-quarter-earnings-3","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/bancfirst-corporation-reports-first-quarter-earnings-3\/","title":{"rendered":"BANCFIRST CORPORATION REPORTS FIRST QUARTER EARNINGS"},"content":{"rendered":"
\n

PR Newswire<\/p>\n<\/p><\/div>\n

\n

\n
\n OKLAHOMA CITY<\/span>
\n <\/span>, April 17, 2025<\/span><\/span> \/PRNewswire\/ — BancFirst Corporation (NASDAQ GS:BANF) reported net income of $56.1 million<\/span>, or $1.67<\/span> per diluted share, for the first quarter of 2025 compared to net income of $50.3 million<\/span>, or $1.50<\/span> per diluted share, for the first quarter of 2024.\u00a0<\/p>\n

The Company’s net interest income for the three-months ended March 31, 2025<\/span> increased to $115.9 million<\/span> compared to $106.1 million<\/span> for the same period in 2024. Higher loan volume along with general growth in earning assets were the primary drivers of the change in net interest income. Net interest margin was unchanged at 3.70% for both the first quarter of 2025 and 2024. The Company recorded a provision for credit losses of $1.6 million<\/span> in the first quarter of 2025 compared to $4.0 million<\/span> for the first quarter of 2024.<\/p>\n

Noninterest income for the quarter totaled $49.0 million<\/span> compared to $44.9 million<\/span> last year. Trust revenue, treasury income, sweep fees and insurance commissions each increased when compared to first quarter last year.<\/p>\n

Noninterest expense grew to $92.2 million<\/span> for the quarter-ended March 31, 2025<\/span> compared to $82.8 million<\/span> in the same quarter in 2024. The Company recorded a $4.4 million<\/span> expense related to the disposition of certain equity investments no longer permissible under the Volcker rule which prohibits banks with more than $10 billion<\/span> in assets from holding certain private equity investments. Additionally, the increase in noninterest expense was augmented by growth in salaries and employee benefits of $3.1 million<\/span>.<\/p>\n

At March 31, 2025<\/span>, the Company’s total assets were $14.0 billion<\/span>, an increase of $483.7 million<\/span> from December 31, 2024<\/span>. Loans grew $69.6 million<\/span> from December 31, 2024<\/span>, totaling $8.1 billion<\/span> at March 31, 2025<\/span>. Deposits totaled $12.1 billion<\/span>, an increase of $408.2 million<\/span> from year-end 2024. Sweep accounts totaled $5.5 billion<\/span> at March 31, 2025<\/span>, up $324.6 million<\/span> from December 31, 2024<\/span>. The Company’s total stockholders’ equity was $1.7 billion<\/span>, an increase of $51.6 million<\/span> from the end of 2024.<\/p>\n

Nonaccrual loans totaled $56.4 million<\/span>, representing 0.70% of total loans at March 31, 2025<\/span>, down slightly from 0.72% at year-end 2024. The allowance for credit losses to total loans was 1.24% at March 31, 2025<\/span>, unchanged from December 31, 2024<\/span>. Net charge-offs were $503,000<\/span> for the quarter compared to $3.5 million<\/span> for the first quarter last year.<\/p>\n

BancFirst Corporation CEO David Harlow<\/span> commented, “The Company continues to perform fundamentally well; however, the current bond and equity market volatility presents a unique backdrop. The ultimate impact on our region’s economy, our customers and, thus, credit quality remains to be seen. We are cautious in our outlook for the remainder of the year with the likelihood of an economic slowdown increasing and, as a result, our reserve for credit losses as a percentage of loans is unchanged from year-end 2024.”<\/p>\n

BancFirst Corporation (the Company) is an Oklahoma<\/span> based financial services holding company. The Company operates three subsidiary banks, BancFirst, an Oklahoma<\/span> state-chartered bank with 104 banking locations serving 59 communities across Oklahoma<\/span>, Pegasus Bank, a Texas<\/span> state-chartered bank with three banking locations in the Dallas Metroplex area, and Worthington Bank<\/span>, a Texas<\/span> state-chartered bank with three\u00a0locations in the Fort Worth Metroplex area, one location in Arlington Texas<\/span> and one location in Denton Texas<\/span>. More information can be found at www.bancfirst.bank<\/a>.<\/p>\n

The Company may make forward-looking statements within the meaning of Section 27A of the securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934 with respect to earnings, credit quality, corporate objectives, interest rates and other financial and business matters. Forward-looking statements include estimates and give management’s current expectations or forecasts of future events.\u00a0 The Company cautions readers that these forward-looking statements are subject to numerous assumptions, risks and uncertainties, including economic conditions, the performance of financial markets and interest rates; legislative and regulatory actions and reforms; competition; as well as other factors, all of which change over time.\u00a0 Actual results may differ materially from forward-looking statements.<\/p>\n

\n For additional information call:\u00a0
<\/b>
\n Hannah Andrus<\/span>, Chief Financial Officer at (405) 218-4174 or
David Harlow<\/span>, Chief Executive Officer at (405) 270-1082.<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n
\n BancFirst<\/b>\u00a0Corporation<\/b><\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n
\n Summary Financial Information<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n
\n (Dollars in thousands, except per share and share data – Unaudited)<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n \n <\/td>\n\n \n <\/td>\n\n

\n
\n 2025<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 2024<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 2024<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 2024<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 2024<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n \n <\/td>\n\n \n <\/td>\n\n

\n
\n 1st Qtr\u00a0\u00a0<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 4th Qtr\u00a0\u00a0<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 3rd Qtr\u00a0\u00a0<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 2nd Qtr\u00a0\u00a0<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 1st Qtr\u00a0\u00a0<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n
\n \u00a0Condensed Income Statements:\u00a0\u00a0<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0Net interest income\u00a0\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 115,949<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 115,917<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 114,957<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 109,896<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 106,104<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Provision for (benefit from) credit losses\u00a0\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,586<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n (1,400)<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3,031<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3,358<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4,015<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0Noninterest income:<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n Trust revenue<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,539<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,551<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,672<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,490<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,088<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Service charges on deposits<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 16,804<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 18,133<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 17,723<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 17,280<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 16,428<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Securities transactions<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n (333)<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 355<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n (308)<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 317<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n (267)<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Sales of loans<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 636<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 731<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 721<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 733<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 491<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Insurance commissions<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 10,410<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 7,914<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 9,391<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 6,668<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 9,455<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Cash management<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 10,051<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 9,221<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 9,189<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 9,149<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 8,651<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Other<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,787<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,114<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 6,324<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4,307<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,054<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Total noninterest income\u00a0\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 48,894<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 47,019<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 48,712<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 43,944<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 44,900<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0Noninterest expense:<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n Salaries and employee benefits<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 54,593<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 54,327<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 54,215<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 51,928<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 51,528<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Occupancy expense, net<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,753<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,977<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,776<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,233<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,206<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Depreciation<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4,808<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4,593<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4,482<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4,504<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4,556<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Amortization of intangible assets<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 886<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 887<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 886<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 887<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 886<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Data processing services<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,892<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,726<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,720<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,696<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,616<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Net expense from other real estate owned<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,658<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 6,446<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,751<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,656<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,202<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Marketing and business promotion<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,461<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,719<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,168<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,246<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,256<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Deposit insurance<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,725<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,653<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,645<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,614<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,438<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Other<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 16,403<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 13,007<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 12,091<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 14,552<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 12,091<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0\u00a0 Total noninterest expense\u00a0\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 92,179<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 92,335<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 86,734<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 85,316<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 82,779<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0Income before income taxes\u00a0\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 71,078<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 72,001<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 73,904<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 65,166<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 64,210<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0Income tax expense\u00a0\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 14,966<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 15,525<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 15,001<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 14,525<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 13,876<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0Net income\u00a0\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 56,112<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 56,476<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 58,903<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 50,641<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 50,334<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n
\n \u00a0Per Common Share Data:\u00a0\u00a0<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0Net income-basic\u00a0\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 1.69<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 1.71<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 1.78<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 1.53<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 1.53<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0Net income-diluted\u00a0\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.67<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.68<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.75<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.51<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.50<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0Cash dividends declared<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.46<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.46<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.46<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.43<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.43<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0Common shares outstanding\u00a0\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,241,564<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,216,519<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,122,689<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,022,124<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 32,966,678<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0Average common shares outstanding –\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0\u00a0 Basic\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,130,938<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,172,530<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,097,164<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,001,180<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 32,947,983<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0\u00a0 Diluted\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,667,023<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,750,993<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,646,549<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,525,061<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,513,412<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n
\n \u00a0Performance Ratios:\u00a0\u00a0<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0Return on average assets<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.66\u00a0%<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.67\u00a0%<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.80\u00a0%<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.61\u00a0%<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.63\u00a0%<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0Return on average stockholders’ equity<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 13.85<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 14.04<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 15.14<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 13.72<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 13.96<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0Net interest margin\u00a0\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3.70<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3.68<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3.78<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3.76<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3.70<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0Efficiency ratio\u00a0\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 55.92<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 56.67<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 52.99<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 55.46<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 54.82<\/span>\n <\/p>\n<\/td>\n<\/tr>\n<\/table><\/div>\n

\u00a0<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n
\n BancFirst<\/b>\u00a0Corporation<\/b><\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n
\n Summary Financial Information<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n
\n (Dollars in thousands, except per share and share data – Unaudited)<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n \n <\/td>\n\n \n <\/td>\n\n

\n
\n 2025<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 2024<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 2024<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 2024<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 2024<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n \n <\/td>\n\n \n <\/td>\n\n

\n
\n 1st Qtr\u00a0\u00a0<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 4th Qtr<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 3rd Qtr<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 2nd Qtr<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n 1st Qtr\u00a0\u00a0<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n
\n Balance Sheet Data:<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n Total assets\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $ 14,038,055<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $ 13,554,314<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $ 13,313,482<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $ 12,737,318<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $ 12,602,425<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Interest-bearing deposits with banks<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3,706,328<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3,315,932<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,743,578<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,299,019<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2,341,604<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Debt securities\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,167,441<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,211,754<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,376,913<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,441,365<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,534,651<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Total loans\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 8,102,810<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 8,033,183<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 8,188,202<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 8,054,856<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 7,787,857<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Allowance for credit losses\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n (100,455)<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n (99,497)<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n (101,882)<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n (99,626)<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n (97,267)<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Noninterest-bearing demand deposits<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4,027,797<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3,907,060<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3,858,670<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3,815,818<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3,849,807<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Money market and interest-bearing checking deposits<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,393,995<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,231,327<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5,122,457<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4,930,853<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4,901,081<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Savings deposits<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,174,685<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,110,020<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,082,855<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,084,266<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,076,181<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Time deposits<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,530,273<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,470,139<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,410,370<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,184,665<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,082,552<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Total deposits\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 12,126,750<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 11,718,546<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 11,474,352<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 11,015,602<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 10,909,621<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Stockholders’ equity\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,672,827<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,621,187<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,584,575<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,512,492<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,469,312<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Book value per common share\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 50.32<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 48.81<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 47.84<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 45.80<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 44.57<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Tangible book value per common share (non-GAAP)(1)\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 44.47<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 42.92<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 41.91<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 39.83<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 38.56<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n
\n Balance Sheet Ratios:\u00a0<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n Average loans to deposits\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 68.08\u00a0%<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 69.63\u00a0%<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 72.27\u00a0%<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 72.25\u00a0%<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 71.97\u00a0%<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Average earning assets to total assets\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 93.10<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 93.14<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 93.02<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 92.77<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 92.67<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Average stockholders’ equity to average assets\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 12.00<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 11.87<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 11.88<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 11.71<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 11.65<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n
\n Asset Quality Data:<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n Past due loans<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 5,120<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 7,739<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 4,628<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 4,280<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 6,332<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Nonaccrual loans (3)<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 56,371<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 57,984<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 45,481<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 44,021<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 41,996<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Other real estate owned and repossessed assets<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 35,542<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,665<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 39,519<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 38,497<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 35,116<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Nonaccrual loans to total loans<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.70\u00a0%<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.72\u00a0%<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.56\u00a0%<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.55\u00a0%<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.54\u00a0%<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Allowance to total loans<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.24<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.24<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.24<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.24<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1.25<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Allowance to nonaccrual loans<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 178.20<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 171.59<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 224.01<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 226.32<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 231.61<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Net charge-offs to average loans<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.01<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.01<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.01<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.01<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 0.05<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n
\n Reconciliation of Tangible Book Value Per Common Share (non-GAAP)(2):<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n Stockholders’ equity\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0 1,672,827<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0 1,621,187<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0 1,584,575<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0 1,512,492<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0 1,469,312<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Less goodwill<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 182,263<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 182,263<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 182,263<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 182,263<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 182,263<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Less intangible assets, net<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 12,272<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 13,158<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 14,045<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 14,931<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 15,818<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Tangible stockholders’ equity (non-GAAP)<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0 1,478,292<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0 1,425,766<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0 1,388,267<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0 1,315,298<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0 1,271,231<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Common shares outstanding<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,241,564<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,216,519<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,122,689<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 33,022,124<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 32,966,678<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Tangible book value per common share (non-GAAP)\u00a0<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 44.47<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 42.92<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 41.91<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 39.83<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 38.56<\/span>\n <\/p>\n<\/td>\n<\/tr>\n<\/table><\/div>\n

\n\n\n\n\n\n
\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n (1) Refer to the “Reconciliation of Tangible Book Value per Common Share (non-GAAP)” Table.<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n (2) Tangible book value per common share is stockholders’ equity less goodwill and intangible assets, net, divided by common shares outstanding. This amount is a non-GAAP financial measure but has been included as it is considered to be a critical metric with which to analyze and evaluate the financial condition and capital strength of the Company. This measure should not be considered a substitute for operating results determined in accordance with GAAP.\u00a0<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n (3) Government Agencies guarantee approximately $9.2 million of nonaccrual loans at March 31, 2025.<\/span>\n <\/p>\n<\/td>\n<\/tr>\n<\/table><\/div>\n

\u00a0<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

\n
\n BancFirst Corporation<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n
\n Consolidated Average Balance Sheets<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n
\n And Interest Margin Analysis<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n
\n Taxable Equivalent Basis<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n
\n (Dollars in thousands – Unaudited)<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n \n <\/td>\n\n

\n
\n Three Months Ended<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n<\/tr>\n
\n \n <\/td>\n\n

\n
\n March 31, 2025<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n<\/tr>\n
\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n

\n
\n Interest<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n Average<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n<\/tr>\n
\n \n <\/td>\n\n

\n
\n Average<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n Income\/<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n Yield\/<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n<\/tr>\n
\n \n <\/td>\n\n

\n
\n Balance<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n Expense<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n
\n Rate<\/b>
\n <\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n<\/tr>\n
\n

\n
\n ASSETS<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Earning assets:<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0 Loans<\/span>\n <\/p>\n<\/td>\n

\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 8,050,816<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 137,178<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 6.91<\/span>\n <\/p>\n<\/td>\n

\n

\n %<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0 Securities \u2013 taxable<\/span>\n <\/p>\n<\/td>\n

\n

\n 1,195,306<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 7,006<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 2.38<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0 Securities \u2013 tax exempt<\/span>\n <\/p>\n<\/td>\n

\n

\n 2,192<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 22<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4.13<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0 Interest bearing deposits with banks and FFS<\/span>\n <\/p>\n<\/td>\n

\n

\n 3,492,467<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 38,468<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4.47<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0\u00a0\u00a0\u00a0 Total earning assets<\/span>\n <\/p>\n<\/td>\n

\n

\n 12,740,781<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 182,674<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 5.81<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n<\/tr>\n
\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n Nonearning assets:<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0 Cash and due from banks<\/span>\n <\/p>\n<\/td>\n

\n

\n 214,859<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0 Interest receivable and other assets<\/span>\n <\/p>\n<\/td>\n

\n

\n 828,449<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0 Allowance for credit losses<\/span>\n <\/p>\n<\/td>\n

\n

\n (99,703)<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0\u00a0\u00a0\u00a0 Total nonearning assets<\/span>\n <\/p>\n<\/td>\n

\n

\n 943,605<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0\u00a0\u00a0\u00a0 Total assets<\/span>\n <\/p>\n<\/td>\n

\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0 13,684,386<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n
\n LIABILITIES AND STOCKHOLDERS’ EQUITY<\/b>
\n <\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Interest bearing liabilities:<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n Money market and interest-bearing checking deposits<\/span>\n <\/p>\n<\/td>\n

\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 5,302,584<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 40,720<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3.11<\/span>\n <\/p>\n<\/td>\n

\n

\n %<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n \u00a0 Savings deposits<\/span>\n <\/p>\n<\/td>\n

\n

\n 1,138,173<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 8,900<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3.17<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0 Time deposits<\/span>\n <\/p>\n<\/td>\n

\n

\n 1,494,885<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 15,870<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4.31<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0 Short-term borrowings<\/span>\n <\/p>\n<\/td>\n

\n

\n 643<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 7<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4.36<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0 Subordinated debt<\/span>\n <\/p>\n<\/td>\n

\n

\n 86,162<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 1,030<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 4.85<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0\u00a0\u00a0\u00a0 Total interest bearing liabilities<\/span>\n <\/p>\n<\/td>\n

\n

\n 8,022,447<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 66,527<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n

\n 3.36<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n<\/tr>\n
\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n Interest free funds:<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0 Noninterest bearing deposits<\/span>\n <\/p>\n<\/td>\n

\n

\n 3,889,812<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0 Interest payable and other liabilities<\/span>\n <\/p>\n<\/td>\n

\n

\n 129,460<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0 Stockholders’ equity<\/span>\n <\/p>\n<\/td>\n

\n

\n 1,642,667<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0\u00a0\u00a0\u00a0 Total interest free\u00a0 funds<\/span>\n <\/p>\n<\/td>\n

\n

\n 5,661,939<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n \u00a0\u00a0\u00a0\u00a0 Total liabilities and stockholders’ equity<\/span>\n <\/p>\n<\/td>\n

\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0 13,684,386<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n Net interest income<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n

\n $\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 116,147<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n<\/tr>\n
\n

\n Net interest spread<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n

\n 2.45<\/span>\n <\/p>\n<\/td>\n

\n

\n %<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Effect of interest free funds<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n

\n 1.25<\/span>\n <\/p>\n<\/td>\n

\n

\n %<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Net interest margin<\/span>\n <\/p>\n<\/td>\n

\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n \n <\/td>\n\n

\n 3.70<\/span>\n <\/p>\n<\/td>\n

\n

\n %<\/span>\n <\/p>\n<\/td>\n<\/tr>\n<\/table><\/div>\n

\u00a0<\/p>\n

\n \"Cision\" View original content:https:\/\/www.prnewswire.com\/news-releases\/bancfirst-corporation-reports-first-quarter-earnings-302431846.html<\/a><\/p>\n

SOURCE BancFirst<\/p>\n<\/p><\/div>\n

\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

PR Newswire OKLAHOMA CITY , April 17, 2025 \/PRNewswire\/ — BancFirst Corporation (NASDAQ GS:BANF) reported net income of $56.1 million, or $1.67 per diluted share, for the first quarter of 2025 compared to net income of $50.3 million, or $1.50 per diluted share, for the first quarter of 2024.\u00a0 The Company’s net interest income for the three-months ended March 31, 2025 increased to $115.9 million compared to $106.1 million for the same period in 2024. Higher loan volume along with general growth in earning assets were the primary drivers of the change in net interest income. Net interest margin was unchanged at 3.70% for both the first quarter of 2025 and 2024. The Company recorded a provision for credit losses … <\/p>\n

Continue reading “BANCFIRST CORPORATION REPORTS FIRST QUARTER EARNINGS”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-838963","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"\nBANCFIRST CORPORATION REPORTS FIRST QUARTER EARNINGS - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/bancfirst-corporation-reports-first-quarter-earnings-3\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BANCFIRST CORPORATION REPORTS FIRST QUARTER EARNINGS - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"PR Newswire OKLAHOMA CITY , April 17, 2025 \/PRNewswire\/ — BancFirst Corporation (NASDAQ GS:BANF) reported net income of $56.1 million, or $1.67 per diluted share, for the first quarter of 2025 compared to net income of $50.3 million, or $1.50 per diluted share, for the first quarter of 2024.\u00a0 The Company’s net interest income for the three-months ended March 31, 2025 increased to $115.9 million compared to $106.1 million for the same period in 2024. 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