{"id":809544,"date":"2025-02-05T18:26:20","date_gmt":"2025-02-05T23:26:20","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/itau-unibanco-material-fact-projections-2025\/"},"modified":"2025-02-05T18:26:20","modified_gmt":"2025-02-05T23:26:20","slug":"itau-unibanco-material-fact-projections-2025","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/itau-unibanco-material-fact-projections-2025\/","title":{"rendered":"ITA\u00da UNIBANCO – MATERIAL FACT – PROJECTIONS 2025"},"content":{"rendered":"
\n

PR Newswire<\/p>\n<\/p><\/div>\n

\n

\n S\u00c3O PAULO<\/span>, Feb. 5, 2025<\/span><\/span> \/PRNewswire\/ — Ita\u00fa Unibanco Holding S.A. (“Ita\u00fa Unibanco” or “Company”), in compliance with the provisions of Article 157, paragraph 4 of Law No. 6,404\/76 and Resolution No. 44\/21 of the Brazilian Securities and Exchange Commission (CVM), informs its stockholders and the market in general that it released as of this date its projections for the year 2025 in accordance with item 3 (“Projections”) of the Reference Form.<\/p>\n

\n \"\n <\/div>\n

\u00a0<\/p>\n

\n\n\n\n\n\n\n\n\n\n
\n \n <\/td>\n\n

\n
\n Consolidated<\/b>
\n
(Res. 4,966 criteria)<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Total credit portfolio\u00b9<\/span>\n <\/p>\n<\/td>\n

\n

\n Growth between
4.5% and 8.5%<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Financial margin with clients<\/span>\n <\/p>\n<\/td>\n

\n

\n Growth between
7.5% and 11.5%<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Financial margin with the market<\/span>\n <\/p>\n<\/td>\n

\n

\n Between
R$1.0 bn and R$3.0 bn<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Cost of credit\u00b2<\/span>\n <\/p>\n<\/td>\n

\n

\n Between
R$34.5 bn and R$38.5 bn<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Commissions and fees and results
from insurance operations\u00b3<\/span>\n <\/p>\n<\/td>\n

\n

\n Growth between
4.0% and 7.0%<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Non interest expenses<\/span>\n <\/p>\n<\/td>\n

\n

\n Growth between
5.5% and 8.5%<\/span>\n <\/p>\n<\/td>\n<\/tr>\n

\n

\n Effective tax rate<\/span>\n <\/p>\n<\/td>\n

\n

\n Between
27.0% and 29.0%<\/span>\n <\/p>\n<\/td>\n<\/tr>\n<\/table><\/div>\n

(1) Includes financial guarantees provided and private securities; (2) Composed of results from loan losses, impairment and discounts granted; (3) Commissions and fees (+) income from insurance, pension plan and premium bonds operations (-) expenses for claims (-) insurance, pension plan and premium bonds selling expenses.<\/p>\n

It is important to mention that, as of February 2025<\/span>, the company considers a cost of capital of around 15.0% p.y. in the management of its businesses.<\/p>\n

Information on outlooks for the business, projections, and operational and financial goals are solely forecasts, based on management’s current outlook in relation to the future of Ita\u00fa Unibanco. These expectations are highly dependent on market conditions, the general economic performance of the country, of the sector and the international markets. Therefore, our effective results and performance may differ from those forecasted in this prospective information.<\/p>\n

S\u00e3o Paulo \u2013 SP, February 05, 2025<\/span>.
Gustavo Lopes Rodrigues<\/span>
<\/b>Investor Relations Officer<\/p>\n

\n Contact:<\/b>\n <\/p>\n

\n Ita\u00fa Unibanco \u2013 Comunica\u00e7\u00e3o Corporativa\u00a0
Phone: (11) 5019-8880 \/ 8881
E-mail: imprensa@itau-unibanco.com.br<\/a><\/span>\n <\/p>\n

\n \"Cision\" View original content:https:\/\/www.prnewswire.com\/news-releases\/itau-unibanco—material-fact—projections-2025-302369456.html<\/a><\/p>\n

SOURCE Ita\u00fa Unibanco Holding S.A.<\/p>\n<\/p><\/div>\n

\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

PR Newswire S\u00c3O PAULO, Feb. 5, 2025 \/PRNewswire\/ — Ita\u00fa Unibanco Holding S.A. (“Ita\u00fa Unibanco” or “Company”), in compliance with the provisions of Article 157, paragraph 4 of Law No. 6,404\/76 and Resolution No. 44\/21 of the Brazilian Securities and Exchange Commission (CVM), informs its stockholders and the market in general that it released as of this date its projections for the year 2025 in accordance with item 3 (“Projections”) of the Reference Form. \u00a0 Consolidated (Res. 4,966 criteria) Total credit portfolio\u00b9 Growth between4.5% and 8.5% Financial margin with clients Growth between 7.5% and 11.5% Financial margin with the market Between R$1.0 bn and R$3.0 bn Cost of credit\u00b2 Between R$34.5 bn and R$38.5 bn Commissions and fees and resultsfrom … <\/p>\n

Continue reading “ITA\u00da UNIBANCO – MATERIAL FACT – PROJECTIONS 2025”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-809544","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"\nITA\u00da UNIBANCO - MATERIAL FACT - PROJECTIONS 2025 - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/itau-unibanco-material-fact-projections-2025\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ITA\u00da UNIBANCO - MATERIAL FACT - PROJECTIONS 2025 - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"PR Newswire S\u00c3O PAULO, Feb. 5, 2025 \/PRNewswire\/ — Ita\u00fa Unibanco Holding S.A. (“Ita\u00fa Unibanco” or “Company”), in compliance with the provisions of Article 157, paragraph 4 of Law No. 6,404\/76 and Resolution No. 44\/21 of the Brazilian Securities and Exchange Commission (CVM), informs its stockholders and the market in general that it released as of this date its projections for the year 2025 in accordance with item 3 (“Projections”) of the Reference Form. \u00a0 Consolidated (Res. 4,966 criteria) Total credit portfolio\u00b9 Growth between4.5% and 8.5% Financial margin with clients Growth between 7.5% and 11.5% Financial margin with the market Between R$1.0 bn and R$3.0 bn Cost of credit\u00b2 Between R$34.5 bn and R$38.5 bn Commissions and fees and resultsfrom … Continue reading "ITA\u00da UNIBANCO – MATERIAL FACT – PROJECTIONS 2025"\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/itau-unibanco-material-fact-projections-2025\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-05T23:26:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mma.prnewswire.com\/media\/2600067\/5120544\/ITAU_LOGO_POS_HEX_680X680_Logo.jpg\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/itau-unibanco-material-fact-projections-2025\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/itau-unibanco-material-fact-projections-2025\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"ITA\u00da UNIBANCO – MATERIAL FACT – PROJECTIONS 2025\",\"datePublished\":\"2025-02-05T23:26:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/itau-unibanco-material-fact-projections-2025\\\/\"},\"wordCount\":306,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/itau-unibanco-material-fact-projections-2025\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mma.prnewswire.com\\\/media\\\/2600067\\\/5120544\\\/ITAU_LOGO_POS_HEX_680X680_Logo.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/itau-unibanco-material-fact-projections-2025\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/itau-unibanco-material-fact-projections-2025\\\/\",\"name\":\"ITA\u00da UNIBANCO - 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