{"id":801371,"date":"2025-01-16T02:03:54","date_gmt":"2025-01-16T07:03:54","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\/"},"modified":"2025-01-16T02:03:54","modified_gmt":"2025-01-16T07:03:54","slug":"avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\/","title":{"rendered":"Avast Expands Identity Protection Solution to Help Tackle Rise in Scam and Identity Theft"},"content":{"rendered":"<div class=\"xn-newslines\">\n<p class=\"xn-distributor\">PR Newswire<\/p>\n<\/p><\/div>\n<div class=\"xn-content\">\n<p class=\"prntac\">\n        <i>Avast debuts Avast Secure Identity to 15 new countries outside of the US <\/i>\n      <\/p>\n<p>\n        <span class=\"legendSpanClass\"><br \/>\n          <span class=\"xn-location\">TEMPE, Ariz.<\/span> and <span class=\"xn-location\">PRAGUE<\/span><\/span>, <span class=\"legendSpanClass\"><span class=\"xn-chron\">Jan. 16, 2025<\/span><\/span> \/PRNewswire\/ &#8212; Avast, a leader in digital security and privacy and part of Gen\u2122 (NASDAQ: GEN), has expanded the availability of its identity protection solution, Avast Secure Identity, to help people around the world keep their identity safer from escalating scam and identity theft risks.<\/p>\n<div class=\"PRN_ImbeddedAssetReference\" id=\"DivAssetPlaceHolder1\">\n<p>\n          <a href=\"https:\/\/mma.prnewswire.com\/media\/2599195\/Avast_Secure_Identity.html\" target=\"_blank\" rel=\"nofollow\"><br \/>\n            <img decoding=\"async\" src=\"https:\/\/mma.prnewswire.com\/media\/2599195\/Avast_Secure_Identity.jpg\" title=\"Avast Secure Identity\" alt=\"Avast Secure Identity\" \/><br \/>\n          <\/a>\n        <\/p>\n<\/p><\/div>\n<p>Over the past year, there&#8217;s been a surge in large-scale data breaches. These breaches are an opportunity for cybercriminals to take over peoples&#8217; identities by stitching together personal data from breaches with other information from public sources. The risk of identity theft increases as criminals attempt to break into devices using carefully crafted <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4341784-1&amp;h=4186619084&amp;u=https%3A%2F%2Fwww.avast.com%2Fc-social-engineering&amp;a=social+engineering\" target=\"_blank\" rel=\"nofollow\">social engineering<\/a> attacks that manipulate people into making security mistakes or divulging their private information. The recent <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4341784-1&amp;h=1914335377&amp;u=https%3A%2F%2Fwww.gendigital.com%2Fblog%2Finsights%2Freports%2Fthreat-report-q3-2024&amp;a=Q3%2F2024+Gen+Threat+Report\" target=\"_blank\" rel=\"nofollow\">Q3\/2024 Gen Threat Report<\/a> highlighted a 614% increase in &#8220;Scam-Yourself Attacks,&#8221; where cybercriminals use psychological manipulation tactics to trick people into installing malware on their own devices, allowing them to gain access. Avast Secure Identity combined with Avast antivirus provides comprehensive protection against identity theft and other threats like Scam-Yourself Attacks that can lead to it.<\/p>\n<p>&#8220;Identity theft is on the rise, and as the severity and frequency of data breaches increases, cybercriminals will continue to use the personal information they have access to in even more sophisticated ways,&#8221; said <span class=\"xn-person\">Leena Elias<\/span>, Chief Product Officer at Gen. &#8220;Identity theft has no borders. It can happen to anyone, anywhere, and potentially cause lasting financial and reputational harm. If the worst happens, the process of restoring somebody&#8217;s identity is often exhausting. We&#8217;ve expanded the availability of Avast Secure Identity so that more people around the world can better protect their identities and receive the support they need to restore them if they fall victim.&#8221;<\/p>\n<p>Avast Secure Identity continuously monitors for personal information across private forums and the deep and dark web and notifies customers if any of their personal information is detected. Personalized guidance from knowledgeable Identity Restoration Specialists gives people peace of mind if identity theft occurs.\u00a0<\/p>\n<p>Key features available in Avast Secure Identity include:<\/p>\n<ul type=\"disc\">\n<li>\n          <b>Dark Web Monitoring: <\/b>Continuously scans dark web sites and forums, notifying people if their personal information such as credit card and passport numbers is found.<\/li>\n<li>\n          <b>Social Media Monitoring: <\/b>Monitors popular social media accounts, notifying users of compromised accounts or risky links.<\/li>\n<li>\n          <b>Restoration Support:<\/b> Offers access to Identity Restoration Specialists who guide victims of identity theft through the recovery process, including mediation and disputing fraudulent activities.<\/li>\n<li>\n          <b>Stolen Wallet Assist: <\/b>Helps people by guiding them on how to cancel or replace key documents like credit cards and driver&#8217;s licenses if their wallet is stolen.<\/li>\n<li>\n          <b>Financial Monitoring: <\/b>Tracks recurring subscriptions and alerts people to suspicious transactions on bank accounts that may indicate <span>fraud<\/span>. Currently available in the UK, <span class=\"xn-location\">Australia<\/span> and <span class=\"xn-location\">New Zealand<\/span>.<\/li>\n<li>\n          <b>Identity Theft Insurance: <\/b>Provides coverage for specific expenses and losses, including legal expense reimbursement and lost income for time away from work to correct financial records, due to identity theft. Currently available in <span class=\"xn-location\">Australia<\/span> and <span class=\"xn-location\">New Zealand<\/span> only.<\/li>\n<\/ul>\n<p>Avast Secure Identity is now available in 15 additional countries outside of the US, including the UK, <span class=\"xn-location\">France<\/span>, <span class=\"xn-location\">Germany<\/span>, <span class=\"xn-location\">Australia<\/span>, <span class=\"xn-location\">New Zealand<\/span>, <span class=\"xn-location\">Brazil<\/span>, <span class=\"xn-location\">Mexico<\/span>, <span class=\"xn-location\">Spain<\/span> and <span class=\"xn-location\">Italy<\/span>. For more information, please visit: <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4341784-1&amp;h=3994057782&amp;u=https%3A%2F%2Fwww.avast.com%2Fen-gb%2Fsecure-identity.&amp;a=https%3A%2F%2Fwww.avast.com%2Fen-gb%2Fsecure-identity.\" target=\"_blank\" rel=\"nofollow\">https:\/\/www.avast.com\/en-gb\/secure-identity.<\/a><\/p>\n<p>AVG, a leader in software security products and part of Gen, has also expanded its Secure Identity product to these countries with these identity protection capabilities. \u00a0<\/p>\n<p>\n        <b>Insurance Disclaimers:<br \/><\/b><br \/>\n        <span class=\"xn-location\">Australia<\/span>: Terms, conditions, exclusions and limitations apply, see the Identity Theft Insurance Australia Policy Information Booklet found on <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4341784-1&amp;h=874877146&amp;u=https%3A%2F%2Fwww.nortonlifelock.com%2Fau%2Fen%2Flegal%2F&amp;a=https%3A%2F%2Fwww.nortonlifelock.com%2Fau%2Fen%2Flegal%2F\" target=\"_blank\" rel=\"nofollow\">https:\/\/www.nortonlifelock.com\/au\/en\/legal\/<\/a> for details.<br \/><span class=\"xn-location\">New Zealand<\/span>: Terms, conditions, exclusions and limitations apply, see the Identity Theft Insurance New Zealand Policy Information Booklet found on <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4341784-1&amp;h=2274422304&amp;u=https%3A%2F%2Fwww.nortonlifelock.com%2Faa%2Fen%2Flegal%2F&amp;a=https%3A%2F%2Fwww.nortonlifelock.com%2Faa%2Fen%2Flegal%2F\" target=\"_blank\" rel=\"nofollow\">https:\/\/www.nortonlifelock.com\/aa\/en\/legal\/<\/a> for details.<\/p>\n<p>\n        <b>About Avast<br \/><\/b><br \/>\n        <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4341784-1&amp;h=987771198&amp;u=http%3A%2F%2Fwww.avast.com%2F&amp;a=Avast\" target=\"_blank\" rel=\"nofollow\">Avast<\/a> is a leader in digital security and privacy, and part of Gen\u2122 (NASDAQ: GEN), a global company dedicated to powering Digital Freedom with a family of trusted consumer brands. Avast protects hundreds of millions of users from online threats, for Mobile, PC or Mac, and is top-ranked and certified by VB100, AV-Comparatives, AV-Test, SE Labs and others. Avast is a member of the Coalition Against Stalkerware, No More Ransom and Internet Watch Foundation. Learn more at <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4341784-1&amp;h=2223815322&amp;u=https%3A%2F%2Fwww.avast.com%2F&amp;a=Avast.com\" target=\"_blank\" rel=\"nofollow\">Avast.com<\/a>.<\/p>\n<p>\n        <b>About AVG<br \/><\/b>AVG is a leader in software security products for families and individuals who want carefree connected living, and part of Gen\u2122, a global company dedicated to powering Digital Freedom with a family of trusted consumer brands. AVG has an award-winning consumer portfolio including internet security, performance optimization, location services, data controls and insights, and privacy and identity protection, for PCs and mobile devices.\u00a0 AVG products and services are continuously rated best-in-class by VB100, AV-Comparatives, and AV-TEST. Learn more at <a href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=4341784-1&amp;h=177389015&amp;u=https%3A%2F%2Fwww.avg.com%2F&amp;a=AVG.com\" target=\"_blank\" rel=\"nofollow\">AVG.com<\/a>.<\/p>\n<div>\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"1\" class=\"prnbcc\">\n<tr>\n<td class=\"prngen2\" colspan=\"1\" rowspan=\"1\" nowrap=\"nowrap\">\n<p class=\"prnml4\">\n                <span class=\"prnews_span\">Mike Healey\u00a0 <\/span>\n              <\/p>\n<\/td>\n<td class=\"prngen3\" colspan=\"1\" rowspan=\"1\" nowrap=\"nowrap\">\n<p class=\"prnml4\">\n                <span class=\"prnews_span\">Allie Thompson<\/span>\n              <\/p>\n<\/td>\n<td class=\"prngen4\" colspan=\"1\" rowspan=\"1\">\n              \n            <\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" colspan=\"1\" rowspan=\"1\" nowrap=\"nowrap\">\n<p class=\"prnml4\">\n                <span class=\"prnews_span\">Gen <\/span>\n              <\/p>\n<p class=\"prnml4\">\n                <span class=\"prnews_span\"><br \/>\n                  <a href=\"mailto:press@GenDigital.com\" target=\"_blank\" class=\"prnews_a\" rel=\"nofollow\">press@GenDigital.com<\/a>\u00a0<\/span>\n              <\/p>\n<\/td>\n<td class=\"prngen3\" colspan=\"1\" rowspan=\"1\" nowrap=\"nowrap\">\n<p class=\"prnml4\">\n                <span class=\"prnews_span\">Edelman for Gen<\/span>\n              <\/p>\n<p class=\"prnml4\">\n                <span class=\"prnews_span\"><br \/>\n                  <a href=\"mailto:Allie.thompson@edelman.com\" target=\"_blank\" class=\"prnews_a\" rel=\"nofollow\">Allie.thompson@edelman.com<\/a>\u00a0<\/span>\n              <\/p>\n<\/td>\n<td class=\"prngen4\" colspan=\"1\" rowspan=\"1\">\n              \n            <\/td>\n<\/tr>\n<\/table><\/div>\n<p>\u00a0<\/p>\n<div class=\"PRN_ImbeddedAssetReference\" id=\"DivAssetPlaceHolder2\">\n<p>\n          <a href=\"https:\/\/mma.prnewswire.com\/media\/2019082\/Avast_Logo.html\" target=\"_blank\" rel=\"nofollow\"><br \/>\n            <img decoding=\"async\" src=\"https:\/\/mma.prnewswire.com\/media\/2019082\/Avast_Logo.jpg\" title=\"Avast logo (PRNewsfoto\/Gen Digital Inc.)\" alt=\"Avast logo (PRNewsfoto\/Gen Digital Inc.)\" \/><br \/>\n          <\/a>\n        <\/p>\n<\/p><\/div>\n<p id=\"PURL\">\n        <img loading=\"lazy\" decoding=\"async\" title=\"Cision\" width=\"12\" height=\"12\" alt=\"Cision\" src=\"https:\/\/c212.net\/c\/img\/favicon.png?sn=LA97492&amp;sd=2025-01-16\" \/> View original content to download multimedia:<a id=\"PRNURL\" rel=\"nofollow\" href=\"https:\/\/www.prnewswire.com\/news-releases\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft-302352635.html\" target=\"_blank\">https:\/\/www.prnewswire.com\/news-releases\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft-302352635.html<\/a><\/p>\n<p>SOURCE  Gen Digital Inc.<\/p>\n<\/p><\/div>\n<p>    <img decoding=\"async\" alt=\"\" src=\"https:\/\/rt.prnewswire.com\/rt.gif?NewsItemId=LA97492&amp;Transmission_Id=202501160200PR_NEWS_USPR_____LA97492&amp;DateId=20250116\" style=\"border:0px;width:1px;height:1px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>PR Newswire Avast debuts Avast Secure Identity to 15 new countries outside of the US TEMPE, Ariz. and PRAGUE, Jan. 16, 2025 \/PRNewswire\/ &#8212; Avast, a leader in digital security and privacy and part of Gen\u2122 (NASDAQ: GEN), has expanded the availability of its identity protection solution, Avast Secure Identity, to help people around the world keep their identity safer from escalating scam and identity theft risks. Over the past year, there&#8217;s been a surge in large-scale data breaches. These breaches are an opportunity for cybercriminals to take over peoples&#8217; identities by stitching together personal data from breaches with other information from public sources. The risk of identity theft increases as criminals attempt to break into devices using carefully crafted &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Avast Expands Identity Protection Solution to Help Tackle Rise in Scam and Identity Theft&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-801371","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Avast Expands Identity Protection Solution to Help Tackle Rise in Scam and Identity Theft - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Avast Expands Identity Protection Solution to Help Tackle Rise in Scam and Identity Theft - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"PR Newswire Avast debuts Avast Secure Identity to 15 new countries outside of the US TEMPE, Ariz. and PRAGUE, Jan. 16, 2025 \/PRNewswire\/ &#8212; Avast, a leader in digital security and privacy and part of Gen\u2122 (NASDAQ: GEN), has expanded the availability of its identity protection solution, Avast Secure Identity, to help people around the world keep their identity safer from escalating scam and identity theft risks. Over the past year, there&#8217;s been a surge in large-scale data breaches. These breaches are an opportunity for cybercriminals to take over peoples&#8217; identities by stitching together personal data from breaches with other information from public sources. The risk of identity theft increases as criminals attempt to break into devices using carefully crafted &hellip; Continue reading &quot;Avast Expands Identity Protection Solution to Help Tackle Rise in Scam and Identity Theft&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-16T07:03:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mma.prnewswire.com\/media\/2599195\/Avast_Secure_Identity.jpg\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"Avast Expands Identity Protection Solution to Help Tackle Rise in Scam and Identity Theft\",\"datePublished\":\"2025-01-16T07:03:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\\\/\"},\"wordCount\":835,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mma.prnewswire.com\\\/media\\\/2599195\\\/Avast_Secure_Identity.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\\\/\",\"name\":\"Avast Expands Identity Protection Solution to Help Tackle Rise in Scam and Identity Theft - 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Market Newsdesk","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.marketnewsdesk.com\/index.php\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\/","og_locale":"en_US","og_type":"article","og_title":"Avast Expands Identity Protection Solution to Help Tackle Rise in Scam and Identity Theft - Market Newsdesk","og_description":"PR Newswire Avast debuts Avast Secure Identity to 15 new countries outside of the US TEMPE, Ariz. and PRAGUE, Jan. 16, 2025 \/PRNewswire\/ &#8212; Avast, a leader in digital security and privacy and part of Gen\u2122 (NASDAQ: GEN), has expanded the availability of its identity protection solution, Avast Secure Identity, to help people around the world keep their identity safer from escalating scam and identity theft risks. Over the past year, there&#8217;s been a surge in large-scale data breaches. These breaches are an opportunity for cybercriminals to take over peoples&#8217; identities by stitching together personal data from breaches with other information from public sources. The risk of identity theft increases as criminals attempt to break into devices using carefully crafted &hellip; Continue reading \"Avast Expands Identity Protection Solution to Help Tackle Rise in Scam and Identity Theft\"","og_url":"https:\/\/www.marketnewsdesk.com\/index.php\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\/","og_site_name":"Market Newsdesk","article_published_time":"2025-01-16T07:03:54+00:00","og_image":[{"url":"https:\/\/mma.prnewswire.com\/media\/2599195\/Avast_Secure_Identity.jpg","type":"","width":"","height":""}],"author":"Newsdesk","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Newsdesk","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\/#article","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\/"},"author":{"name":"Newsdesk","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"headline":"Avast Expands Identity Protection Solution to Help Tackle Rise in Scam and Identity Theft","datePublished":"2025-01-16T07:03:54+00:00","mainEntityOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\/"},"wordCount":835,"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\/#primaryimage"},"thumbnailUrl":"https:\/\/mma.prnewswire.com\/media\/2599195\/Avast_Secure_Identity.jpg","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\/","url":"https:\/\/www.marketnewsdesk.com\/index.php\/avast-expands-identity-protection-solution-to-help-tackle-rise-in-scam-and-identity-theft\/","name":"Avast Expands Identity Protection Solution to Help Tackle Rise in Scam and Identity Theft - 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