{"id":797606,"date":"2025-01-02T16:44:50","date_gmt":"2025-01-02T21:44:50","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/dime-receives-outstanding-rating-on-community-reinvestment-act-exam-from-federal-reserve-bank-of-new-york\/"},"modified":"2025-01-02T16:44:50","modified_gmt":"2025-01-02T21:44:50","slug":"dime-receives-outstanding-rating-on-community-reinvestment-act-exam-from-federal-reserve-bank-of-new-york","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/dime-receives-outstanding-rating-on-community-reinvestment-act-exam-from-federal-reserve-bank-of-new-york\/","title":{"rendered":"Dime Receives \u201cOutstanding\u201d Rating on Community Reinvestment Act Exam from Federal Reserve Bank of New York"},"content":{"rendered":"<div class=\"mw_release\">\n<p align=\"left\">HAUPPAUGE, N.Y., Jan.  02, 2025  (GLOBE NEWSWIRE) &#8212; Dime Community Bancshares, Inc. (NASDAQ: DCOM) (the \u201cCompany\u201d), the parent company of Dime Community Bank (the \u201cBank\u201d or \u201cDime\u201d) announced today that Dime recently received an overall \u201cOutstanding\u201d Community Reinvestment Act (\u201cCRA\u201d) rating from the Federal Reserve Bank of New York (\u201cFRBNY\u201d).<\/p>\n<p>The CRA encourages banks to help meet the credit needs of the communities in which they operate, including Low-to-Moderate Income (\u201cLMI\u201d) neighborhoods. Dime received an \u201cOutstanding\u201d, which is the highest possible rating, across all three components of the CRA evaluation, including the Lending Test, Investment Test, and Service Test. The FRBNY referenced multiple achievements in its CRA evaluation of the Bank. Select highlights include:<\/p>\n<ul type=\"disc\">\n<li style=\"margin-top:5pt;margin-bottom:5pt\">Dime was a leader in making community development loans and has made use of innovative and flexible lending practices to meet credit needs within Dime\u2019s assessment area.<\/li>\n<li style=\"margin-top:5pt;margin-bottom:5pt\">Dime had an excellent level of qualified community development investments and grants, and often in a leadership position, particularly those that are not routinely provided by private investors.<\/li>\n<li style=\"margin-top:5pt;margin-bottom:5pt\">Dime exhibited excellent responsiveness to credit and community development needs.<\/li>\n<li style=\"margin-top:5pt;margin-bottom:5pt\">Dime was a leader in providing community development services.<\/li>\n<\/ul>\n<p>\u201cWe are very proud to receive an Outstanding CRA rating,\u201d said Stuart H. Lubow, Dime\u2019s President, and Chief Executive Officer. \u201cAs a community bank, we have taken great pride in lending, investing, and providing services to our local communities for the past 160 years. Receiving an Outstanding rating on all three components of the CRA exam is a testament to the hard work of our employees, as well as our commitment to support the growth of our local communities in all aspects.\u201d<\/p>\n<p>\n        <strong>ABOUT DIME COMMUNITY BANCSHARES, INC.<\/strong>\n      <\/p>\n<p align=\"justify\">Dime Community Bancshares, Inc. is the holding company for Dime Community Bank, a New York State-chartered trust company with over $13.7 billion in assets and the number one deposit market share among community banks on Greater Long Island <sup>(1)<\/sup>.<\/p>\n<p>Dime Community Bancshares, Inc.<br \/>Investor Relations Contact:<br \/>Avinash Reddy<br \/>Senior Executive Vice President \u2013 Chief Financial Officer<br \/>Phone: 718-782-6200; Ext. 5909<br \/>Email:\u00a0<a href=\"mailto:avinash.reddy@dime.com\" rel=\"nofollow\" target=\"_blank\">avinash.reddy@dime.com<\/a><\/p>\n<p>\u00b9 Aggregate deposit market share for Kings, Queens, Nassau &amp; Suffolk counties for community banks with less than $20 billion in assets.<\/p>\n<p>This press release was published by a CLEAR\u00ae Verified individual.<\/p>\n<p>      <img decoding=\"async\" alt=\"\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=OTMyNTk0MyM2Njc3MDIyIzIwMTk0NjI=\" \/><br \/>\n      <br \/>\n      <img decoding=\"async\" alt=\"\" src=\"https:\/\/ml.globenewswire.com\/media\/ZDJjZTY4YzAtOGRjMi00OTk3LWI1NjgtZjM5NzBlNmU4MDYwLTEwMzA5Mzk=\/tiny\/Dime-Community-Bancshares-Inc-.png\" \/>\n    <\/div>\n<div class=\"mw_contactinfo\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>HAUPPAUGE, N.Y., Jan. 02, 2025 (GLOBE NEWSWIRE) &#8212; Dime Community Bancshares, Inc. (NASDAQ: DCOM) (the \u201cCompany\u201d), the parent company of Dime Community Bank (the \u201cBank\u201d or \u201cDime\u201d) announced today that Dime recently received an overall \u201cOutstanding\u201d Community Reinvestment Act (\u201cCRA\u201d) rating from the Federal Reserve Bank of New York (\u201cFRBNY\u201d). The CRA encourages banks to help meet the credit needs of the communities in which they operate, including Low-to-Moderate Income (\u201cLMI\u201d) neighborhoods. Dime received an \u201cOutstanding\u201d, which is the highest possible rating, across all three components of the CRA evaluation, including the Lending Test, Investment Test, and Service Test. The FRBNY referenced multiple achievements in its CRA evaluation of the Bank. Select highlights include: Dime was a leader in making &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/dime-receives-outstanding-rating-on-community-reinvestment-act-exam-from-federal-reserve-bank-of-new-york\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Dime Receives \u201cOutstanding\u201d Rating on Community Reinvestment Act Exam from Federal Reserve Bank of New York&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-797606","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dime Receives \u201cOutstanding\u201d Rating on Community Reinvestment Act Exam from Federal Reserve Bank of New York - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/dime-receives-outstanding-rating-on-community-reinvestment-act-exam-from-federal-reserve-bank-of-new-york\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dime Receives \u201cOutstanding\u201d Rating on Community Reinvestment Act Exam from Federal Reserve Bank of New York - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"HAUPPAUGE, N.Y., Jan. 02, 2025 (GLOBE NEWSWIRE) &#8212; Dime Community Bancshares, Inc. (NASDAQ: DCOM) (the \u201cCompany\u201d), the parent company of Dime Community Bank (the \u201cBank\u201d or \u201cDime\u201d) announced today that Dime recently received an overall \u201cOutstanding\u201d Community Reinvestment Act (\u201cCRA\u201d) rating from the Federal Reserve Bank of New York (\u201cFRBNY\u201d). The CRA encourages banks to help meet the credit needs of the communities in which they operate, including Low-to-Moderate Income (\u201cLMI\u201d) neighborhoods. Dime received an \u201cOutstanding\u201d, which is the highest possible rating, across all three components of the CRA evaluation, including the Lending Test, Investment Test, and Service Test. The FRBNY referenced multiple achievements in its CRA evaluation of the Bank. Select highlights include: Dime was a leader in making &hellip; Continue reading &quot;Dime Receives \u201cOutstanding\u201d Rating on Community Reinvestment Act Exam from Federal Reserve Bank of New York&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/dime-receives-outstanding-rating-on-community-reinvestment-act-exam-from-federal-reserve-bank-of-new-york\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-02T21:44:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=OTMyNTk0MyM2Njc3MDIyIzIwMTk0NjI=\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/dime-receives-outstanding-rating-on-community-reinvestment-act-exam-from-federal-reserve-bank-of-new-york\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/dime-receives-outstanding-rating-on-community-reinvestment-act-exam-from-federal-reserve-bank-of-new-york\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"Dime Receives \u201cOutstanding\u201d Rating on Community Reinvestment Act Exam from Federal Reserve Bank of New York\",\"datePublished\":\"2025-01-02T21:44:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/dime-receives-outstanding-rating-on-community-reinvestment-act-exam-from-federal-reserve-bank-of-new-york\\\/\"},\"wordCount\":381,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/dime-receives-outstanding-rating-on-community-reinvestment-act-exam-from-federal-reserve-bank-of-new-york\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.globenewswire.com\\\/newsroom\\\/ti?nf=OTMyNTk0MyM2Njc3MDIyIzIwMTk0NjI=\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/dime-receives-outstanding-rating-on-community-reinvestment-act-exam-from-federal-reserve-bank-of-new-york\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/dime-receives-outstanding-rating-on-community-reinvestment-act-exam-from-federal-reserve-bank-of-new-york\\\/\",\"name\":\"Dime Receives \u201cOutstanding\u201d Rating on Community Reinvestment Act Exam from Federal Reserve Bank of New York - 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(NASDAQ: DCOM) (the \u201cCompany\u201d), the parent company of Dime Community Bank (the \u201cBank\u201d or \u201cDime\u201d) announced today that Dime recently received an overall \u201cOutstanding\u201d Community Reinvestment Act (\u201cCRA\u201d) rating from the Federal Reserve Bank of New York (\u201cFRBNY\u201d). The CRA encourages banks to help meet the credit needs of the communities in which they operate, including Low-to-Moderate Income (\u201cLMI\u201d) neighborhoods. Dime received an \u201cOutstanding\u201d, which is the highest possible rating, across all three components of the CRA evaluation, including the Lending Test, Investment Test, and Service Test. The FRBNY referenced multiple achievements in its CRA evaluation of the Bank. 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