{"id":792161,"date":"2024-12-03T16:28:11","date_gmt":"2024-12-03T21:28:11","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/lake-shore-savings-bank-announces-termination-of-occ-consent-order\/"},"modified":"2024-12-03T16:28:11","modified_gmt":"2024-12-03T21:28:11","slug":"lake-shore-savings-bank-announces-termination-of-occ-consent-order","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/lake-shore-savings-bank-announces-termination-of-occ-consent-order\/","title":{"rendered":"Lake Shore Savings Bank Announces Termination of OCC Consent Order"},"content":{"rendered":"<div class=\"mw_release\">\n<p align=\"justify\">DUNKIRK, N.Y., Dec.  03, 2024  (GLOBE NEWSWIRE) &#8212; On December 3, 2024, Lake Shore Savings Bank (\u201cBank\u201d), the wholly-owned federal savings bank subsidiary of Lake Shore Bancorp, Inc. (\u201cCompany\u201d) received termination notice of the Consent Order by the Office of the Comptroller of the Currency (\u201cOCC\u201d), the Bank\u2019s primary federal regulator. The Consent Order required the Bank to correct deficiencies related to information technology, security, automated clearing house, audit, management, and Bank Secrecy Act \/ Anti-Money Laundering. In addition to the termination of the Consent Order, the OCC terminated the \u201cTroubled Condition\u201d status.<\/p>\n<p align=\"justify\">\u201cOur primary goal has been remediation of the operational issues identified by our primary regulator,\u201d stated Kim C. Liddell, President, CEO, and Director. \u201cThe early lifting of the Consent Order by the OCC reflects the significant and speedy progress our team made. I am proud of the team and their continued focus on serving our customers and communities.\u201d<\/p>\n<p align=\"justify\">\n        <strong><br \/>\n          <em>About Lake Shore<\/em><br \/>\n        <\/strong><br \/>\n        <br \/> Lake Shore Bancorp, Inc. (NASDAQ Global Market: LSBK) is the mid-tier holding company of Lake Shore Savings Bank, a federally chartered, community-oriented financial institution headquartered in Dunkirk, New York. The Bank has ten full-service branch locations in Western New York, including four in Chautauqua County and six in Erie County. The Bank offers a broad range of retail and commercial lending and deposit services. The Company\u2019s common stock is traded on the NASDAQ Global Market as \u201cLSBK\u201d. Additional information about the Company is available at <u><a href=\"https:\/\/www.globenewswire.com\/Tracker?data=4k-ve7nVXCmrVa2ZWQRII9YiY-lzU9yi3MiBbUVV4-Z5Q8dL-EbahpwTA8gj5GwGpusYcfo1f-ET-u4KKWaluECSN5peXaOqNt-u52GR7ko=\" rel=\"nofollow\" target=\"_blank\">www.lakeshoresavings.com<\/a><\/u>.<\/p>\n<p align=\"justify\">\n        <strong><br \/>\n          <em>Safe-Harbor<\/em><br \/>\n        <\/strong><br \/>\n        <br \/>\n        <em>This release contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, that are based on current expectations, estimates and projections about the Company\u2019s and the Bank\u2019s industry, and management\u2019s beliefs and assumptions. Words such as anticipates, expects, intends, plans, believes, estimates and variations of such words and expressions are intended to identify forward-looking statements. Such statements reflect management\u2019s current views of future events and operations. These forward-looking statements are based on information currently available to the Company as of the date of this release. It is important to note that these forward-looking statements are not guarantees of future performance and involve and are subject to significant risks, contingencies, and uncertainties, many of which are difficult to predict and are generally beyond our control including, but not limited to, compliance with the Written Agreement with the Federal Reserve Bank of Philadelphia, data loss or other security breaches, including a breach of our operational or security systems, policies or procedures, including cyber-attacks on us or on our third party vendors or service providers, economic conditions, the effect of changes in monetary and fiscal policy, inflation, unanticipated changes in our liquidity position, climate change, geopolitical conflicts, public health issues, increased unemployment, deterioration in the credit quality of the loan portfolio and\/or the value of the collateral securing repayment of loans, reduction in the value of investment securities, the cost and ability to attract and retain key employees, regulatory or legal developments, tax policy changes, dividend policy changes, and our ability to implement and execute our business plan and strategy and expand our operations. These factors should be considered in evaluating forward looking statements and undue reliance should not be placed on such statements, as our financial performance could differ materially due to various risks or uncertainties. We do not undertake to publicly update or revise our forward-looking statements if future changes make it clear that any projected results expressed or implied therein will not be realized.<\/em>\n      <\/p>\n<p align=\"start\">Source: Lake Shore Bancorp, Inc. <br \/> Category: Financial<\/p>\n<p align=\"start\">\n        <strong><br \/>\n          <em>Investor Relations\/Media Contact<\/em><br \/>\n        <\/strong><br \/>\n        <br \/> Kim C. Liddell <br \/> President, CEO, and Director <br \/> Lake Shore Bancorp, Inc. <br \/> 31 East Fourth Street <br \/> Dunkirk, New York 14048 <br \/> (716) 366-4070 ext. 1012<\/p>\n<p>      <img decoding=\"async\" alt=\"\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=OTMxMzYxMyM2NjIxNTA0IzIwMTk1OTk=\" \/><br \/>\n      <br \/>\n      <img decoding=\"async\" alt=\"\" src=\"https:\/\/ml.globenewswire.com\/media\/ZTM4OTE3ZDMtNjBiOC00N2U5LTllOTYtYjEyNTFhYjE3NGYwLTEwMzEyNDM=\/tiny\/Lake-Shore-Bancorp-Inc-.png\" \/>\n    <\/div>\n<div class=\"mw_contactinfo\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>DUNKIRK, N.Y., Dec. 03, 2024 (GLOBE NEWSWIRE) &#8212; On December 3, 2024, Lake Shore Savings Bank (\u201cBank\u201d), the wholly-owned federal savings bank subsidiary of Lake Shore Bancorp, Inc. (\u201cCompany\u201d) received termination notice of the Consent Order by the Office of the Comptroller of the Currency (\u201cOCC\u201d), the Bank\u2019s primary federal regulator. The Consent Order required the Bank to correct deficiencies related to information technology, security, automated clearing house, audit, management, and Bank Secrecy Act \/ Anti-Money Laundering. In addition to the termination of the Consent Order, the OCC terminated the \u201cTroubled Condition\u201d status. \u201cOur primary goal has been remediation of the operational issues identified by our primary regulator,\u201d stated Kim C. Liddell, President, CEO, and Director. \u201cThe early lifting of &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/lake-shore-savings-bank-announces-termination-of-occ-consent-order\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Lake Shore Savings Bank Announces Termination of OCC Consent Order&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-792161","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Lake Shore Savings Bank Announces Termination of OCC Consent Order - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/lake-shore-savings-bank-announces-termination-of-occ-consent-order\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lake Shore Savings Bank Announces Termination of OCC Consent Order - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"DUNKIRK, N.Y., Dec. 03, 2024 (GLOBE NEWSWIRE) &#8212; On December 3, 2024, Lake Shore Savings Bank (\u201cBank\u201d), the wholly-owned federal savings bank subsidiary of Lake Shore Bancorp, Inc. (\u201cCompany\u201d) received termination notice of the Consent Order by the Office of the Comptroller of the Currency (\u201cOCC\u201d), the Bank\u2019s primary federal regulator. The Consent Order required the Bank to correct deficiencies related to information technology, security, automated clearing house, audit, management, and Bank Secrecy Act \/ Anti-Money Laundering. In addition to the termination of the Consent Order, the OCC terminated the \u201cTroubled Condition\u201d status. \u201cOur primary goal has been remediation of the operational issues identified by our primary regulator,\u201d stated Kim C. Liddell, President, CEO, and Director. \u201cThe early lifting of &hellip; Continue reading &quot;Lake Shore Savings Bank Announces Termination of OCC Consent Order&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/lake-shore-savings-bank-announces-termination-of-occ-consent-order\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-03T21:28:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=OTMxMzYxMyM2NjIxNTA0IzIwMTk1OTk=\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/lake-shore-savings-bank-announces-termination-of-occ-consent-order\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/lake-shore-savings-bank-announces-termination-of-occ-consent-order\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"Lake Shore Savings Bank Announces Termination of OCC Consent Order\",\"datePublished\":\"2024-12-03T21:28:11+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/lake-shore-savings-bank-announces-termination-of-occ-consent-order\\\/\"},\"wordCount\":615,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/lake-shore-savings-bank-announces-termination-of-occ-consent-order\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.globenewswire.com\\\/newsroom\\\/ti?nf=OTMxMzYxMyM2NjIxNTA0IzIwMTk1OTk=\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/lake-shore-savings-bank-announces-termination-of-occ-consent-order\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/lake-shore-savings-bank-announces-termination-of-occ-consent-order\\\/\",\"name\":\"Lake Shore Savings Bank Announces Termination of OCC Consent Order - 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