{"id":786747,"date":"2023-09-28T09:34:32","date_gmt":"2023-09-28T13:34:32","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/"},"modified":"2023-09-28T09:34:32","modified_gmt":"2023-09-28T13:34:32","slug":"fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/","title":{"rendered":"FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence"},"content":{"rendered":"

<\/p>\n

FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence<\/b><\/p>\n

Study finds more than 95% of asset-backed securitizations rely on FICO\u00ae Scores<\/i><\/p>\n

SAN JOSE, Calif.–(BUSINESS WIRE<\/a>)–
\nRecent data from independent research firm, Mercator Advisory Group, now a part of Javelin Strategy & Research<\/a>, found that asset-backed securitizations (ABS) continue to rely heavily on the FICO\u00ae<\/sup> Score as a risk and opportunity metric used to indicate credit quality in capital markets. The study found that more than 95% of asset-backed securitizations across seven collateral classes (i.e., Auto Leasing, Subprime Auto, Prime Auto, Student Loans, Time Shares, Consumer Finance, and Credit Cards) relied on FICO Scores to value their asset-backed securitizations in 2022. Year-to-date, FICO Scores remain at the top of the order for the collateral classes in the study.<\/p>\n

\n\u201cBy far, FICO Scores are the dominant method to measure asset-backed securitization risk. There is some noise claiming alternative scores have traction, but if you look at the few firms that moved away from the FICO Score, you will often see deteriorating loan losses. Testing internal scores is one thing; moving away from the industry standard is another,\u201d said Brian Riley, Co-Head of Payments Research at Javelin Strategy & Research. <\/b>\u201cShifting credit scores, as losses rise, breaks the continuity that investors need to grade a portfolio. The FICO Score has proven to be consistent, predictable, and reliable over time. At a time when inflation and rising interest rates are a big concern, investors must have steady metrics that depict the ABS risk.\u201d<\/p>\n

\nThe study continues a 60-month review process and confirms the FICO\u00ae Score remains the dominant credit score used to assess credit risk in the securitization market. As lenders continue to navigate economic uncertainty, while facing rising interest rates and consumer price increases, lenders have continued to rely on FICO Scores when they brought asset-backed securitizations to Wall Street. Javelin has reviewed public ABS issued in eight asset classes in the U.S. between 2016 and 2022 to examine FICO Score usage. The FICO Score remains the dominant metric for indicating credit risk in the seven collateral classes with activity graded by top credit reporting agencies. Motorcycle securitizations, usually part of the eight collateral classes, did not have activity in 2022.<\/p>\n

\nFICO\u00ae Scores are used throughout the credit lifecycle, from acquisitions to applications, and credit management. One reason that the score plays such an important role in the ABS process is that it is a risk management metric used everywhere throughout the payment function. Lenders understand what the FICO Score means and know it is predictive across consumer collateral classes.<\/p>\n

\nFor more information about the predictive power of FICO\u00ae Scores and the newest and most powerful FICO Score, FICO\u00ae Score 10 T, visit: https:\/\/www.fico.com\/en\/latest-thinking\/white-paper\/fico-score-10-and-fico-score-10-t-model-assessment<\/a>.<\/p>\n

About FICO<\/b><\/p>\n

\nFICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 215 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, insurance, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in nearly 120 countries do everything from protecting 2.6 billion payment cards from fraud, to improving financial inclusion, to increasing supply chain resiliency. The FICO\u00ae Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and has been made available in over 40 other countries, improving risk management, credit access and transparency. Learn more at www.fico.com<\/a>.<\/p>\n

\"\"<\/p>\n

View source version on businesswire.com: <\/span>https:\/\/www.businesswire.com\/news\/home\/20230928765332\/en\/<\/a><\/span><\/p>\n

\nJulie Huang
\n
press@fico.com<\/a><\/p>\n

KEYWORDS:<\/b> United States North America California<\/p>\n

INDUSTRY KEYWORDS:<\/b> Software Banking Accounting Professional Services Data Management Consumer Technology Security Other Consumer Finance Other Technology Consulting<\/p>\n

MEDIA:<\/b><\/p>\n\n\n\n\n
Logo<\/b><\/font><\/td>\n<\/tr>\n
\"Logo\"<\/td>\n<\/tr>\n
<\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"

FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence Study finds more than 95% of asset-backed securitizations rely on FICO\u00ae Scores SAN JOSE, Calif.–(BUSINESS WIRE)– Recent data from independent research firm, Mercator Advisory Group, now a part of Javelin Strategy & Research, found that asset-backed securitizations (ABS) continue to rely heavily on the FICO\u00ae Score as a risk and opportunity metric used to indicate credit quality in capital markets. The study found that more than 95% of asset-backed securitizations across seven collateral classes (i.e., Auto Leasing, Subprime Auto, Prime Auto, Student Loans, Time Shares, Consumer Finance, and Credit Cards) relied on FICO Scores to value their asset-backed securitizations in 2022. Year-to-date, FICO Scores … <\/p>\n

Continue reading “FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-786747","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"\nFICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence Study finds more than 95% of asset-backed securitizations rely on FICO\u00ae Scores SAN JOSE, Calif.–(BUSINESS WIRE)– Recent data from independent research firm, Mercator Advisory Group, now a part of Javelin Strategy & Research, found that asset-backed securitizations (ABS) continue to rely heavily on the FICO\u00ae Score as a risk and opportunity metric used to indicate credit quality in capital markets. The study found that more than 95% of asset-backed securitizations across seven collateral classes (i.e., Auto Leasing, Subprime Auto, Prime Auto, Student Loans, Time Shares, Consumer Finance, and Credit Cards) relied on FICO Scores to value their asset-backed securitizations in 2022. Year-to-date, FICO Scores … Continue reading "FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence"\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-28T13:34:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&sty=20230928765332r1&sid=flmnd&distro=nx&lang=en\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence\",\"datePublished\":\"2023-09-28T13:34:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\\\/\"},\"wordCount\":659,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cts.businesswire.com\\\/ct\\\/CT?id=bwnews&sty=20230928765332r1&sid=flmnd&distro=nx&lang=en\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\\\/\",\"name\":\"FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence - Market Newsdesk\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cts.businesswire.com\\\/ct\\\/CT?id=bwnews&sty=20230928765332r1&sid=flmnd&distro=nx&lang=en\",\"datePublished\":\"2023-09-28T13:34:32+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\\\/#primaryimage\",\"url\":\"https:\\\/\\\/cts.businesswire.com\\\/ct\\\/CT?id=bwnews&sty=20230928765332r1&sid=flmnd&distro=nx&lang=en\",\"contentUrl\":\"https:\\\/\\\/cts.businesswire.com\\\/ct\\\/CT?id=bwnews&sty=20230928765332r1&sid=flmnd&distro=nx&lang=en\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#website\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/\",\"name\":\"Market Newsdesk\",\"description\":\"Latest Business News in Real Time\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\",\"name\":\"Newsdesk\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a0d0bd5b0f0ca12a265a459b13169dac35f33776d8501eda5e68844a366f2f46?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a0d0bd5b0f0ca12a265a459b13169dac35f33776d8501eda5e68844a366f2f46?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a0d0bd5b0f0ca12a265a459b13169dac35f33776d8501eda5e68844a366f2f46?s=96&d=mm&r=g\",\"caption\":\"Newsdesk\"},\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/author\\\/newsdesk\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence - Market Newsdesk","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/","og_locale":"en_US","og_type":"article","og_title":"FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence - Market Newsdesk","og_description":"FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence Study finds more than 95% of asset-backed securitizations rely on FICO\u00ae Scores SAN JOSE, Calif.–(BUSINESS WIRE)– Recent data from independent research firm, Mercator Advisory Group, now a part of Javelin Strategy & Research, found that asset-backed securitizations (ABS) continue to rely heavily on the FICO\u00ae Score as a risk and opportunity metric used to indicate credit quality in capital markets. The study found that more than 95% of asset-backed securitizations across seven collateral classes (i.e., Auto Leasing, Subprime Auto, Prime Auto, Student Loans, Time Shares, Consumer Finance, and Credit Cards) relied on FICO Scores to value their asset-backed securitizations in 2022. Year-to-date, FICO Scores … Continue reading \"FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence\"","og_url":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/","og_site_name":"Market Newsdesk","article_published_time":"2023-09-28T13:34:32+00:00","og_image":[{"url":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&sty=20230928765332r1&sid=flmnd&distro=nx&lang=en","type":"","width":"","height":""}],"author":"Newsdesk","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Newsdesk","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/#article","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/"},"author":{"name":"Newsdesk","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"headline":"FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence","datePublished":"2023-09-28T13:34:32+00:00","mainEntityOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/"},"wordCount":659,"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/#primaryimage"},"thumbnailUrl":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&sty=20230928765332r1&sid=flmnd&distro=nx&lang=en","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/","url":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/","name":"FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence - Market Newsdesk","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/#primaryimage"},"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/#primaryimage"},"thumbnailUrl":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&sty=20230928765332r1&sid=flmnd&distro=nx&lang=en","datePublished":"2023-09-28T13:34:32+00:00","author":{"@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"breadcrumb":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/#primaryimage","url":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&sty=20230928765332r1&sid=flmnd&distro=nx&lang=en","contentUrl":"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&sty=20230928765332r1&sid=flmnd&distro=nx&lang=en"},{"@type":"BreadcrumbList","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-score-remains-the-most-widely-used-credit-score-in-the-securitization-market-keeping-lender-confidence\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.marketnewsdesk.com\/"},{"@type":"ListItem","position":2,"name":"FICO\u00ae Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence"}]},{"@type":"WebSite","@id":"https:\/\/www.marketnewsdesk.com\/#website","url":"https:\/\/www.marketnewsdesk.com\/","name":"Market Newsdesk","description":"Latest Business News in Real Time","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.marketnewsdesk.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979","name":"Newsdesk","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/a0d0bd5b0f0ca12a265a459b13169dac35f33776d8501eda5e68844a366f2f46?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a0d0bd5b0f0ca12a265a459b13169dac35f33776d8501eda5e68844a366f2f46?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a0d0bd5b0f0ca12a265a459b13169dac35f33776d8501eda5e68844a366f2f46?s=96&d=mm&r=g","caption":"Newsdesk"},"url":"https:\/\/www.marketnewsdesk.com\/index.php\/author\/newsdesk\/"}]}},"_links":{"self":[{"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/posts\/786747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/comments?post=786747"}],"version-history":[{"count":0,"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/posts\/786747\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/media?parent=786747"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/categories?post=786747"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.marketnewsdesk.com\/index.php\/wp-json\/wp\/v2\/tags?post=786747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}