{"id":769618,"date":"2023-07-13T09:56:25","date_gmt":"2023-07-13T13:56:25","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-awarded-9-new-patents-used-in-fico-platform-and-fraud-solutions-that-utilize-sophisticated-ai-to-improve-decision-accuracy\/"},"modified":"2023-07-13T09:56:25","modified_gmt":"2023-07-13T13:56:25","slug":"fico-awarded-9-new-patents-used-in-fico-platform-and-fraud-solutions-that-utilize-sophisticated-ai-to-improve-decision-accuracy","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/fico-awarded-9-new-patents-used-in-fico-platform-and-fraud-solutions-that-utilize-sophisticated-ai-to-improve-decision-accuracy\/","title":{"rendered":"FICO Awarded 9 New Patents Used in FICO Platform and Fraud Solutions that Utilize Sophisticated AI to Improve Decision Accuracy"},"content":{"rendered":"<p>        <!--.bwalignc { text-align: center; list-style-position: inside }\n.bwlistdisc { list-style-type: disc }body {font:normal small Arial,Helvetica,sans-serif;color:#000;background-color:#fff;padding:24px;margin:0;} a img {border:0;} h3 {font-size:medium;color:#000;margin:0 0 1em 0; text-align:center;}-->  <\/p>\n<p class=\"bwalignc\"><b>FICO Awarded 9 New Patents Used in FICO Platform and Fraud Solutions that Utilize Sophisticated AI to Improve Decision Accuracy<\/b><\/p>\n<p class=\"bwalignc\"><i>Latest patents demonstrate innovations in artificial intelligence and machine learning technology used to hyper-personalize customer experiences<\/i><\/p>\n<p>BOZEMAN, Mont.&#8211;(<a href=\"http:\/\/www.businesswire.com\">BUSINESS WIRE<\/a>)&#8211;<b>FICO (NYSE: FICO):<\/b><\/p>\n<p><b>Highlights:<\/b><\/p>\n<ul class=\"bwlistdisc\">\n<li>\nFICO continues to drive unique industry specific innovation in machine learning and technology innovations to successfully operationalize AI at scale.<\/p>\n<\/li>\n<li>\nFICO\u2019s current patent portfolio consists of 218 active patents, with an additional 71 patent applications filed and pending.<\/p>\n<\/li>\n<\/ul>\n<p>\nGlobal analytics software firm FICO has been granted 9 patents, 3 foreign and 6 U.S., related to digital decisioning in the areas of fraud, artificial intelligence (AI), and machine learning technology. FICO\u2019s extensive industry expertise in building AI and machine learning models provides value to enterprises that adopt <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.fico.com%2Fen%2Ffico-platform&amp;esheet=53453846&amp;newsitemid=20230713550386&amp;lan=en-US&amp;anchor=FICO%26%23174%3B+Platform&amp;index=1&amp;md5=3546ab94f7797a86ecb9e67aadd3e280\">FICO<sup>\u00ae<\/sup> Platform<\/a> and other FICO solutions.<\/p>\n<p>\n\u201cPatents are a product of industry inspired innovation, and we continue to develop tremendous IP in AI, machine learning, and decision management,\u201d said <b>Scott Zoldi, chief analytics officer at FICO<\/b>. \u201cFICO solutions deliver real-time decisions for businesses worldwide. The power of better decisions and hyper-personalized customer experiences, as exemplified by FICO Platform, is being driven by new AI technologies responding to ever-changing industry demands.\u201d<\/p>\n<p>\nFICO\u2019s new patents include:<\/p>\n<ul class=\"bwlistdisc\">\n<li>\n\u201cSoft Segmentation Based Rules Optimization for Zero Detection Loss False Positive Reduction\u201d \u2013 which covers rules-based financial crime detection for detecting money laundering and fraud while reducing false positive detections. The techniques include the use of topic models to determine semantic structures underlying transactions and the derivation of behavior archetypes based on those structures, with the result being the reduction of false positives while preserving the same true positive detection set.<\/p>\n<\/li>\n<li>\n\u201cMobile Attribute Time-Series Profiling Analytics\u201d \u2013 which claims a means to assess the likelihood that a transaction is abnormal based on a behavioral pattern of a mobile device. The behaviors associated with the device improve fraud detection for transactions that do not occur on the mobile device. This patent has been validated in the UK, France, and Germany and used in <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.fico.com%2Fen%2Fproducts%2Ffico-falcon-fraud-manager&amp;esheet=53453846&amp;newsitemid=20230713550386&amp;lan=en-US&amp;anchor=FICO%26%23174%3B+Falcon%26%23174%3B+Fraud+Manager&amp;index=2&amp;md5=ed6e521053424c8170d9178202c265a0\">FICO<sup>\u00ae<\/sup> Falcon<sup>\u00ae<\/sup> Fraud Manager<\/a>, <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.fico.com%2Fde%2Flatest-thinking%2Fsolution-sheet%2Ffico-fraud-predictor-merchant-profiles&amp;esheet=53453846&amp;newsitemid=20230713550386&amp;lan=en-US&amp;anchor=FICO%26%23174%3B+Fraud+Predictor+with+Merchant+Profiles&amp;index=3&amp;md5=4095129710a834febac144e95135d92c\">FICO<sup>\u00ae<\/sup> Fraud Predictor with Merchant Profiles<\/a>, and <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.fico.com%2Fen%2Ffico-platform&amp;esheet=53453846&amp;newsitemid=20230713550386&amp;lan=en-US&amp;anchor=FICO%26%23174%3B+Platform&amp;index=4&amp;md5=3442ff208766327f786bcfd055269eb4\">FICO<sup>\u00ae<\/sup> Platform<\/a>.<\/p>\n<\/li>\n<li>\n\u201cLatent Feature Dimensionality Bounds for Robust Machine Learning on High Dimensional Datasets\u201d \u2013 which describes a method to identify the number of optimal hidden nodes in a neural network model, leading to the development of more robust and stable machine learning models at the core of responsible AI. This patent is used in <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.fico.com%2Fen%2Ffico-platform&amp;esheet=53453846&amp;newsitemid=20230713550386&amp;lan=en-US&amp;anchor=FICO%26%23174%3B+Platform&amp;index=5&amp;md5=54415715bb396a39548d13a22eccf28f\">FICO<sup>\u00ae<\/sup> Platform<\/a>.<\/p>\n<\/li>\n<li>\n\u201cAssessing the Presence of Selective Omission via Collaborative Counterfactual Interventions\u201d \u2013 which addresses a critical challenge in operationalizing models in open data environments, where lenders and users of models need to understand the likelihood that the customer is omitting key data that impact outcomes. This patent is used in FICO\u2019s Open Banking Analytic models.<\/p>\n<\/li>\n<li>\n\u201cWorkflow Templates for Configuration Packages\u201d \u2013 which claims a process to allow a decision service to generate decision data based on user-generated input, a collection of configurations, and a decision flow template, leading to a configured software solution. This patent is used in FICO<sup>\u00ae<\/sup> Strategy Director.<\/p>\n<\/li>\n<li>\n\u201cMeaningfully Explaining Black-Box Machine Learning Models\u201d \u2013 which covers a means for providing insights into the efficacy and understandability of black-box machine learning models. This patent is used in <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.fico.com%2Fen%2Flatest-thinking%2Fsolution-sheet%2Ffico-analytics-workbench&amp;esheet=53453846&amp;newsitemid=20230713550386&amp;lan=en-US&amp;anchor=FICO%26%23174%3B+Platform+-+Analytics+Workbench%26%238482%3B&amp;index=6&amp;md5=af496659bebbc68261d2960b7e2ac7b5\">FICO<sup>\u00ae<\/sup> Platform &#8211; Analytics Workbench\u2122<\/a>.<\/p>\n<\/li>\n<li>\n\u201cEfficient Parallelized Computation of Global Behavioral Profiles in Real-time Transaction Scoring Systems\u201d \u2013 which describes a computer-implemented, real-time transaction scoring system for rank-ordering transactions associated with suspicious activity, such as financial crime or a cybersecurity threat. This patent is used in <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.fico.com%2Fen%2Fproducts%2Ffico-falcon-fraud-manager&amp;esheet=53453846&amp;newsitemid=20230713550386&amp;lan=en-US&amp;anchor=FICO%26%23174%3B+Falcon%26%23174%3B+Fraud+Manager&amp;index=7&amp;md5=c655aa73b2b889d465b84ba0fe4166f1\">FICO<sup>\u00ae<\/sup> Falcon<sup>\u00ae<\/sup> Fraud Manager<\/a>, <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.fico.com%2Fde%2Flatest-thinking%2Fsolution-sheet%2Ffico-fraud-predictor-merchant-profiles&amp;esheet=53453846&amp;newsitemid=20230713550386&amp;lan=en-US&amp;anchor=FICO%26%23174%3B+Fraud+Predictor+with+Merchant+Profiles%2C&amp;index=8&amp;md5=8112fbcbdf8642769ad827c26b84a3c0\">FICO<sup>\u00ae<\/sup> Fraud Predictor with Merchant Profiles,<\/a> and <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.fico.com%2Fen%2Ffico-platform&amp;esheet=53453846&amp;newsitemid=20230713550386&amp;lan=en-US&amp;anchor=FICO%26%23174%3B+Platform&amp;index=9&amp;md5=8d5817a4740b576658c7ca3abd0c20ca\">FICO<sup>\u00ae<\/sup> Platform<\/a>.<\/p>\n<\/li>\n<\/ul>\n<p>\nTo date, FICO\u2019s patent portfolio consists of 218 active patents, with an additional 71 patent applications filed and pending approval.<\/p>\n<p><b>About FICO<\/b><\/p>\n<p>\nFICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 200 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, insurance, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in nearly 120 countries do everything from protecting 2.6 billion payment cards from fraud, to improving financial inclusion, to increasing supply chain resiliency. The FICO<sup>\u00ae<\/sup> Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and other countries, improving risk management, credit access and transparency. Learn more at <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fnam10.safelinks.protection.outlook.com%2F%3Furl%3Dhttp%253A%252F%252Fwww.fico.com%252F%26data%3D05%257C01%257CJessicaButalla%2540fico.com%257C87e1a35f041b4556a7b108db7183cfe3%257Cf9465cb178894d9ab552fdd0addf0eb1%257C0%257C0%257C638228583160437516%257CUnknown%257CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%253D%257C3000%257C%257C%257C%26sdata%3DtOr5f2sVkWA2Bh6mK6uSU3u%252BrZxLb%252BhhpAoNKnZSDzw%253D%26reserved%3D0&amp;esheet=53453846&amp;newsitemid=20230713550386&amp;lan=en-US&amp;anchor=www.fico.com&amp;index=10&amp;md5=e84e5353b9f3b33e55422a10228ba729\">www.fico.com<\/a>.<\/p>\n<p>\nLearn more at <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.fico.com%2Fen&amp;esheet=53453846&amp;newsitemid=20230713550386&amp;lan=en-US&amp;anchor=https%3A%2F%2Fwww.fico.com%2Fen&amp;index=11&amp;md5=e16941545a230e9f1d2559dd4adb8faa\">https:\/\/www.fico.com\/en<\/a>.<br \/>\n<br \/>Join the conversation at <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Ftwitter.com%2Ffico&amp;esheet=53453846&amp;newsitemid=20230713550386&amp;lan=en-US&amp;anchor=https%3A%2F%2Ftwitter.com%2Ffico&amp;index=12&amp;md5=0f934f5be6b712d990c831b34b639c57\">https:\/\/twitter.com\/fico<\/a> &amp; <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.fico.com%2Fblogs%2F&amp;esheet=53453846&amp;newsitemid=20230713550386&amp;lan=en-US&amp;anchor=https%3A%2F%2Fwww.fico.com%2Fblogs%2F&amp;index=13&amp;md5=36beb910c38713bd009681fa58ad18c6\">https:\/\/www.fico.com\/blogs\/<\/a>.<br \/>\n<br \/>For FICO news and media resources, visit <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.fico.com%2Fen%2Fnewsroom&amp;esheet=53453846&amp;newsitemid=20230713550386&amp;lan=en-US&amp;anchor=https%3A%2F%2Fwww.fico.com%2Fen%2Fnewsroom&amp;index=14&amp;md5=467fa3c1828e9f5f74053b4f0e26a420\">https:\/\/www.fico.com\/en\/newsroom<\/a>.<\/p>\n<p>\nFICO, Falcon, and Analytics Workbench are trademarks or registered trademarks of Fair Isaac Corporation in the U.S. and other countries.<\/p>\n<p><img decoding=\"async\" alt=\"\" src=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20230713550386r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" style=\"width:0;height:0\" \/><span class=\"bwct31415\" \/><\/p>\n<p id=\"mmgallerylink\"><span id=\"mmgallerylink-phrase\">View source version on businesswire.com: <\/span><span id=\"mmgallerylink-link\"><a href=\"https:\/\/www.businesswire.com\/news\/home\/20230713550386\/en\/\" rel=\"nofollow\">https:\/\/www.businesswire.com\/news\/home\/20230713550386\/en\/<\/a><\/span><\/p>\n<p><b>Media<br \/>\n<\/b><br \/>Julie Huang<br \/>\n<br \/><a rel=\"nofollow\" href=\"mailto:press@fico.com\">press@fico.com<\/a><\/p>\n<p><b>KEYWORDS:<\/b> United States North America Montana<\/p>\n<p><b>INDUSTRY KEYWORDS:<\/b> Personal Finance Technology Payments Finance Fintech Banking Professional Services Software Data Analytics Artificial Intelligence<\/p>\n<p><b>MEDIA:<\/b><\/p>\n<table cellpadding=\"3\" cellspacing=\"3\">\n<tr>\n<td><font face=\"Arial\" size=\"2\"><b>Logo<\/b><\/font><\/td>\n<\/tr>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mms.businesswire.com\/media\/20230713550386\/en\/1338635\/3\/fico-logo-blue-large.jpg\" alt=\"Logo\" \/><\/td>\n<\/tr>\n<tr>\n<td><font face=\"Arial\" size=\"2\"><\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>FICO Awarded 9 New Patents Used in FICO Platform and Fraud Solutions that Utilize Sophisticated AI to Improve Decision Accuracy Latest patents demonstrate innovations in artificial intelligence and machine learning technology used to hyper-personalize customer experiences BOZEMAN, Mont.&#8211;(BUSINESS WIRE)&#8211;FICO (NYSE: FICO): Highlights: FICO continues to drive unique industry specific innovation in machine learning and technology innovations to successfully operationalize AI at scale. FICO\u2019s current patent portfolio consists of 218 active patents, with an additional 71 patent applications filed and pending. Global analytics software firm FICO has been granted 9 patents, 3 foreign and 6 U.S., related to digital decisioning in the areas of fraud, artificial intelligence (AI), and machine learning technology. FICO\u2019s extensive industry expertise in building AI and machine &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/fico-awarded-9-new-patents-used-in-fico-platform-and-fraud-solutions-that-utilize-sophisticated-ai-to-improve-decision-accuracy\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;FICO Awarded 9 New Patents Used in FICO Platform and Fraud Solutions that Utilize Sophisticated AI to Improve Decision Accuracy&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-769618","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FICO Awarded 9 New Patents Used in FICO Platform and Fraud Solutions that Utilize Sophisticated AI to Improve Decision Accuracy - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/fico-awarded-9-new-patents-used-in-fico-platform-and-fraud-solutions-that-utilize-sophisticated-ai-to-improve-decision-accuracy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FICO Awarded 9 New Patents Used in FICO Platform and Fraud Solutions that Utilize Sophisticated AI to Improve Decision Accuracy - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"FICO Awarded 9 New Patents Used in FICO Platform and Fraud Solutions that Utilize Sophisticated AI to Improve Decision Accuracy Latest patents demonstrate innovations in artificial intelligence and machine learning technology used to hyper-personalize customer experiences BOZEMAN, Mont.&#8211;(BUSINESS WIRE)&#8211;FICO (NYSE: FICO): Highlights: FICO continues to drive unique industry specific innovation in machine learning and technology innovations to successfully operationalize AI at scale. FICO\u2019s current patent portfolio consists of 218 active patents, with an additional 71 patent applications filed and pending. Global analytics software firm FICO has been granted 9 patents, 3 foreign and 6 U.S., related to digital decisioning in the areas of fraud, artificial intelligence (AI), and machine learning technology. FICO\u2019s extensive industry expertise in building AI and machine &hellip; Continue reading &quot;FICO Awarded 9 New Patents Used in FICO Platform and Fraud Solutions that Utilize Sophisticated AI to Improve Decision Accuracy&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/fico-awarded-9-new-patents-used-in-fico-platform-and-fraud-solutions-that-utilize-sophisticated-ai-to-improve-decision-accuracy\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-13T13:56:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20230713550386r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-awarded-9-new-patents-used-in-fico-platform-and-fraud-solutions-that-utilize-sophisticated-ai-to-improve-decision-accuracy\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-awarded-9-new-patents-used-in-fico-platform-and-fraud-solutions-that-utilize-sophisticated-ai-to-improve-decision-accuracy\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"FICO Awarded 9 New Patents Used in FICO Platform and Fraud Solutions that Utilize Sophisticated AI to Improve Decision Accuracy\",\"datePublished\":\"2023-07-13T13:56:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-awarded-9-new-patents-used-in-fico-platform-and-fraud-solutions-that-utilize-sophisticated-ai-to-improve-decision-accuracy\\\/\"},\"wordCount\":850,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-awarded-9-new-patents-used-in-fico-platform-and-fraud-solutions-that-utilize-sophisticated-ai-to-improve-decision-accuracy\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cts.businesswire.com\\\/ct\\\/CT?id=bwnews&amp;sty=20230713550386r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-awarded-9-new-patents-used-in-fico-platform-and-fraud-solutions-that-utilize-sophisticated-ai-to-improve-decision-accuracy\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/fico-awarded-9-new-patents-used-in-fico-platform-and-fraud-solutions-that-utilize-sophisticated-ai-to-improve-decision-accuracy\\\/\",\"name\":\"FICO Awarded 9 New Patents Used in FICO Platform and Fraud Solutions that Utilize Sophisticated AI to Improve Decision Accuracy - 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