{"id":744858,"date":"2023-04-03T16:18:12","date_gmt":"2023-04-03T20:18:12","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/bridgewater-bank-receives-esteemed-outstanding-fdic-rating-for-community-reinvestment-act-performance\/"},"modified":"2023-04-03T16:18:12","modified_gmt":"2023-04-03T20:18:12","slug":"bridgewater-bank-receives-esteemed-outstanding-fdic-rating-for-community-reinvestment-act-performance","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/bridgewater-bank-receives-esteemed-outstanding-fdic-rating-for-community-reinvestment-act-performance\/","title":{"rendered":"Bridgewater Bank Receives Esteemed \u2018Outstanding\u2019 FDIC Rating for Community Reinvestment Act Performance"},"content":{"rendered":"<p>        <!--.bwalignc { text-align: center; list-style-position: inside }\n.bwlistdisc { list-style-type: disc }body {font:normal small Arial,Helvetica,sans-serif;color:#000;background-color:#fff;padding:24px;margin:0;} a img {border:0;} h3 {font-size:medium;color:#000;margin:0 0 1em 0; text-align:center;}-->  <\/p>\n<p class=\"bwalignc\"><b><i>Bridgewater Bank Receives Esteemed \u2018Outstanding\u2019 FDIC Rating <\/i><i>for Community Reinvestment Act Performance<\/i><\/b><\/p>\n<p>ST. LOUIS PARK, Minn.&#8211;(<a href=\"http:\/\/www.businesswire.com\">BUSINESS WIRE<\/a>)&#8211;<br \/>\nBridgewater Bank, a subsidiary of<b \/>Bridgewater Bancshares, Inc. (Nasdaq: BWB), today announced that it has once again received the highest possible rating, \u2018Outstanding,\u2019 from the Federal Deposit Insurance Corporation (FDIC) for its work in meeting the credit needs of Twin Cities\u2019 communities, including low and moderate-income neighborhoods, through its continued emphasis on affordable housing initiatives.<\/p>\n<p>\nThe Community Reinvestment Act (CRA) assesses a financial institution\u2019s record of helping to meet the credit needs of the local communities where the bank operates. Less than 10% of FDIC examined banks receive a CRA rating of \u201cOutstanding\u201d. Since 2020, Bridgewater is the only bank in Minnesota and one of 48 banks nationwide examined by the FDIC to receive the \u2018Outstanding\u2019 rating in the large bank category.<\/p>\n<p>\nThe FDIC\u2019s Performance Evaluation dated January 31, 2023, cites Bridgewater Bank as \u201ca leader in making community development loans\u201d designed to help low and moderate-income areas and individuals. From the February 2020 to January 2023 period evaluated, highlights included:<\/p>\n<ul class=\"bwlistdisc\">\n<li>\n87 community development loans totaling $486.0 million impacting affordable housing, economic development and revitalization or stabilization of low and moderate-income areas and individuals<\/p>\n<\/li>\n<li>\nNearly 90% of these dollars ($434.7 million) were in loans to support the development of the Twin Cities\u2019 affordable housing market<\/p>\n<\/li>\n<\/ul>\n<p><i>\u201cBridgewater has long been committed to affordable housing in our communities and we are proud to see that our efforts continue to make a meaningful impact,\u201d <\/i>said Jerry Baack, President and CEO. <i>\u201cBy working closely with local developers and investors, we hope to continue this important work of promoting economic growth and housing stability in the Twin Cities.\u201d<\/i><\/p>\n<p><b>About Bridgewater<\/b><\/p>\n<p>\nBridgewater Bancshares, Inc. is a St. Louis Park, Minnesota-based financial holding company. Bridgewater\u2019s primary banking subsidiary, Bridgewater Bank, is a premier, full-service Twin Cities bank dedicated to serving the diverse needs of commercial real estate investors, entrepreneurs, business clients and successful individuals. By pairing a range of deposit, lending and business services solutions with a responsive service model, Bridgewater has seen continuous growth and profitability. With total assets of $4.3 billion and seven branches as of December 31, 2022, Bridgewater is considered one of the largest locally led banks in the State of Minnesota, and has received numerous awards for its growth, banking services and esteemed corporate culture.<\/p>\n<p><img decoding=\"async\" alt=\"\" src=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20230403005798r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" style=\"width:0;height:0\" \/><span class=\"bwct31415\" \/><\/p>\n<p id=\"mmgallerylink\"><span id=\"mmgallerylink-phrase\">View source version on businesswire.com: <\/span><span id=\"mmgallerylink-link\"><a href=\"https:\/\/www.businesswire.com\/news\/home\/20230403005798\/en\/\" rel=\"nofollow\">https:\/\/www.businesswire.com\/news\/home\/20230403005798\/en\/<\/a><\/span><\/p>\n<p><b>Media Contact:<br \/>\n<br \/><\/b>Jessica Stejskal | SVP Marketing<br \/>\n<b><br \/><\/b><a rel=\"nofollow\" href=\"mailto:jessica.stejskal@bwbmn.com\">jessica.stejskal@bwbmn.com<\/a> | 952.893.6860<\/p>\n<p><b>Investor Contact:<br \/>\n<br \/><\/b>Justin Horstman | Director of Investor Relations<br \/>\n<b><br \/><\/b><a rel=\"nofollow\" href=\"mailto:justin.horstman@bwbmn.com\">justin.horstman@bwbmn.com<\/a> | 952.542.5169<\/p>\n<p>\n\u00a0<\/p>\n<p><b>KEYWORDS:<\/b> Minnesota United States North America<\/p>\n<p><b>INDUSTRY KEYWORDS:<\/b> Banking Professional Services Environmental, Social and Governance (ESG) DEI (Diversity, Equity and Inclusion)<\/p>\n<p><b>MEDIA:<\/b><\/p>\n<table cellpadding=\"3\" cellspacing=\"3\">\n<tr>\n<td><font face=\"Arial\" size=\"2\"><b>Logo<\/b><\/font><\/td>\n<\/tr>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mms.businesswire.com\/media\/20230403005798\/en\/653982\/3\/Bridgewater_3C.jpg\" alt=\"Logo\" \/><\/td>\n<\/tr>\n<tr>\n<td><font face=\"Arial\" size=\"2\"><\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Bridgewater Bank Receives Esteemed \u2018Outstanding\u2019 FDIC Rating for Community Reinvestment Act Performance ST. LOUIS PARK, Minn.&#8211;(BUSINESS WIRE)&#8211; Bridgewater Bank, a subsidiary ofBridgewater Bancshares, Inc. (Nasdaq: BWB), today announced that it has once again received the highest possible rating, \u2018Outstanding,\u2019 from the Federal Deposit Insurance Corporation (FDIC) for its work in meeting the credit needs of Twin Cities\u2019 communities, including low and moderate-income neighborhoods, through its continued emphasis on affordable housing initiatives. The Community Reinvestment Act (CRA) assesses a financial institution\u2019s record of helping to meet the credit needs of the local communities where the bank operates. Less than 10% of FDIC examined banks receive a CRA rating of \u201cOutstanding\u201d. Since 2020, Bridgewater is the only bank in Minnesota and one &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/bridgewater-bank-receives-esteemed-outstanding-fdic-rating-for-community-reinvestment-act-performance\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Bridgewater Bank Receives Esteemed \u2018Outstanding\u2019 FDIC Rating for Community Reinvestment Act Performance&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-744858","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bridgewater Bank Receives Esteemed \u2018Outstanding\u2019 FDIC Rating for Community Reinvestment Act Performance - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/bridgewater-bank-receives-esteemed-outstanding-fdic-rating-for-community-reinvestment-act-performance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bridgewater Bank Receives Esteemed \u2018Outstanding\u2019 FDIC Rating for Community Reinvestment Act Performance - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Bridgewater Bank Receives Esteemed \u2018Outstanding\u2019 FDIC Rating for Community Reinvestment Act Performance ST. LOUIS PARK, Minn.&#8211;(BUSINESS WIRE)&#8211; Bridgewater Bank, a subsidiary ofBridgewater Bancshares, Inc. (Nasdaq: BWB), today announced that it has once again received the highest possible rating, \u2018Outstanding,\u2019 from the Federal Deposit Insurance Corporation (FDIC) for its work in meeting the credit needs of Twin Cities\u2019 communities, including low and moderate-income neighborhoods, through its continued emphasis on affordable housing initiatives. The Community Reinvestment Act (CRA) assesses a financial institution\u2019s record of helping to meet the credit needs of the local communities where the bank operates. Less than 10% of FDIC examined banks receive a CRA rating of \u201cOutstanding\u201d. 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LOUIS PARK, Minn.&#8211;(BUSINESS WIRE)&#8211; Bridgewater Bank, a subsidiary ofBridgewater Bancshares, Inc. (Nasdaq: BWB), today announced that it has once again received the highest possible rating, \u2018Outstanding,\u2019 from the Federal Deposit Insurance Corporation (FDIC) for its work in meeting the credit needs of Twin Cities\u2019 communities, including low and moderate-income neighborhoods, through its continued emphasis on affordable housing initiatives. The Community Reinvestment Act (CRA) assesses a financial institution\u2019s record of helping to meet the credit needs of the local communities where the bank operates. Less than 10% of FDIC examined banks receive a CRA rating of \u201cOutstanding\u201d. 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