{"id":687577,"date":"2022-09-21T09:44:17","date_gmt":"2022-09-21T13:44:17","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/first-horizon-mortgage-introduces-new-diversity-grant-program\/"},"modified":"2022-09-21T09:44:17","modified_gmt":"2022-09-21T13:44:17","slug":"first-horizon-mortgage-introduces-new-diversity-grant-program","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/first-horizon-mortgage-introduces-new-diversity-grant-program\/","title":{"rendered":"First Horizon Mortgage Introduces New Diversity Grant Program"},"content":{"rendered":"<div class=\"xn-newslines\">\n<p class=\"xn-distributor\">PR Newswire<\/p>\n<\/p><\/div>\n<div class=\"xn-content\">\n<p>\n        <span class=\"legendSpanClass\"><br \/>\n          <span class=\"xn-location\">MEMPHIS, Tenn.<\/span><br \/>\n        <\/span>, <span class=\"legendSpanClass\"><span class=\"xn-chron\">Sept. 21, 2022<\/span><\/span> \/PRNewswire\/ &#8212;\u00a0First Horizon Corp. (NYSE: FHN or &#8220;First Horizon&#8221;) announced today a new product, the Diversity Grant, as part of its mortgage down payment assistance grant program. Other grants in the program include the Homebuyer Grant and the First Responder Grant. In 2021, First Horizon provided grants totaling <span class=\"xn-money\">$2,401,101<\/span>, a 20% increase over the previous year.<\/p>\n<div class=\"PRN_ImbeddedAssetReference\" id=\"DivAssetPlaceHolder1\">\n<p title=\"First Horizon Corp. announced today a new product, the Diversity Grant, as part of its mortgage down payment assistance grant program.\">\n<\/p><\/div>\n<p>The purpose of the Diversity Grant is to provide down payment assistance for borrowers purchasing an owner-occupied primary residence in a majority-minority census tract within the bank&#8217;s combined assessment areas. Recipients are eligible for either a subsidy amount up to <span class=\"xn-money\">$4,000<\/span>; or if the residence is located in a major- focus market, a subsidy amount up to <span class=\"xn-money\">$8,000<\/span>. A majority-minority census tract is defined as a census tract with greater than 50% population of minority residents as determined by the demographic median income on the Federal Financial Institutions Examination Council (FFIEC) geo-coding website.<\/p>\n<p>Borrowers must obtain their mortgage financing from First Horizon Bank, more specifically the <i>Home Start<\/i> mortgage product. The product, exclusive to First Horizon, offers no mortgage insurance, up to 100% financing with a minimum credit score of 620.\u00a0<\/p>\n<p>Some requirements include:<\/p>\n<ul type=\"disc\">\n<li>Borrower&#8217;s income must be greater than 80% of the median family income but not exceed 120%.<\/li>\n<li>Borrowers do not have to be a first-time home buyer.<\/li>\n<li>First time home buyers are required to attend credit counseling and obtain a certificate of completion from a Department of Housing and Urban Development (HUD) approved counseling agency.<\/li>\n<li>Borrowers must inject a minimum of <span class=\"xn-money\">$500<\/span> into the transaction.<\/li>\n<li>Homebuyers receiving grant assistance under the Diversity Grant cannot participate in other First Horizon internal grant programs.<\/li>\n<\/ul>\n<p>Diversity Grant funds will be provided on a per- transaction basis to an area non-profit which, in turn, will fund the borrower(s) gap funds to close. Participating non-profit organizations are listed below:<\/p>\n<p>First Horizon Non-Profit Partner Organizations:<\/p>\n<ul type=\"disc\">\n<li>\n          <span class=\"xn-location\">Louisiana<\/span> \u2013 Assist Agency, Inc.<\/li>\n<li>\n          <span class=\"xn-location\">Alabama<\/span>, <span class=\"xn-location\">Georgia<\/span>, <span class=\"xn-location\">North Carolina<\/span>, <span class=\"xn-location\">South Carolina<\/span>, and <span class=\"xn-location\">Virginia<\/span> \u2013 Birmingham Urban League<\/li>\n<li>\n          <span class=\"xn-location\">Tennessee<\/span> and <span class=\"xn-location\">Mississippi<\/span> \u2013 United Housing<\/li>\n<li>\n          <span class=\"xn-location\">Arkansas<\/span> \u2013 Community Resource Technicians<\/li>\n<li>\n          <span class=\"xn-location\">Texas<\/span> \u2013 Community Resource Technicians<\/li>\n<li>\n          <span class=\"xn-location\">Florida<\/span> \u2013 Housing Development Corporation<\/li>\n<\/ul>\n<p>&#8220;First Horizon&#8217;s grant programs are specifically designed to meet the needs of our diverse communities and to increase minority lending,&#8221; shares <span class=\"xn-person\">Nathan Vogt<\/span>, Mortgage President for First Horizon. &#8220;We operate a proactive approach to strengthening our communities. To make a meaningful impact, we defined our strategy to be long-term, go beyond industry standards, and continually evaluate and evolve to ensure we are meeting the current needs of our communities. The Diversity Grant program amplifies our efforts to create more opportunities and build stronger communities through homeownership.&#8221;<\/p>\n<p>To learn more or apply, contact a First Horizon mortgage officer, or visit <u><a href=\"http:\/\/www.firsthorizon.com\/\" target=\"_blank\" rel=\"nofollow noopener\">www.firsthorizon.com<\/a>.<\/u><\/p>\n<p>\n        <i>NOTE: Neither race nor ethnicity of the borrower are factors for consideration of the Diversity Grant.\u00a0 <\/i>\n      <\/p>\n<div class=\"wcag-arialevel-3\" style=\"font-size: 1.17em;font-weight: bold;text-align: left\" role=\"heading\">\n        <b>About First Horizon <\/b>\n      <\/div>\n<p>First Horizon Corp. (NYSE:\u00a0FHN), with <span class=\"xn-money\">$85.1 billion<\/span> in assets as of <span class=\"xn-chron\">June 30, 2022<\/span>, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in <span class=\"xn-location\">Memphis, TN<\/span>, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, mortgage, and title insurance services. First Horizon has been recognized as one of the nation&#8217;s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at\u00a0<u><a href=\"http:\/\/www.firsthorizon.com\/\" target=\"_blank\" rel=\"nofollow noopener\">www.FirstHorizon.com<\/a><\/u>.<\/p>\n<div class=\"PRN_ImbeddedAssetReference\" id=\"DivAssetPlaceHolder2\">\n<p>\n          <a href=\"https:\/\/mma.prnewswire.com\/media\/1607682\/First_Horizon_Corporation_Logo.html\" target=\"_blank\" rel=\"nofollow noopener\"><br \/>\n            <img decoding=\"async\" src=\"https:\/\/mma.prnewswire.com\/media\/1607682\/First_Horizon_Corporation_Logo.jpg\" title=\"(PRNewsfoto\/First Horizon Corporation)\" alt=\"(PRNewsfoto\/First Horizon Corporation)\" \/><br \/>\n          <\/a>\n        <\/p>\n<\/p><\/div>\n<p id=\"PURL\">\n        <img loading=\"lazy\" decoding=\"async\" title=\"Cision\" width=\"12\" height=\"12\" alt=\"Cision\" src=\"https:\/\/c212.net\/c\/img\/favicon.png?sn=CL79230&amp;sd=2022-09-21\" \/> View original content to download multimedia:<a id=\"PRNURL\" rel=\"nofollow noopener\" href=\"https:\/\/www.prnewswire.com\/news-releases\/first-horizon-mortgage-introduces-new-diversity-grant-program-301629053.html\" target=\"_blank\">https:\/\/www.prnewswire.com\/news-releases\/first-horizon-mortgage-introduces-new-diversity-grant-program-301629053.html<\/a><\/p>\n<p>SOURCE  First Horizon Corporation<\/p>\n<\/p><\/div>\n<p>    <img decoding=\"async\" alt=\"\" src=\"https:\/\/rt.prnewswire.com\/rt.gif?NewsItemId=CL79230&amp;Transmission_Id=202209210900PR_NEWS_USPR_____CL79230&amp;DateId=20220921\" style=\"border:0px;width:1px;height:1px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>PR Newswire MEMPHIS, Tenn. , Sept. 21, 2022 \/PRNewswire\/ &#8212;\u00a0First Horizon Corp. (NYSE: FHN or &#8220;First Horizon&#8221;) announced today a new product, the Diversity Grant, as part of its mortgage down payment assistance grant program. Other grants in the program include the Homebuyer Grant and the First Responder Grant. In 2021, First Horizon provided grants totaling $2,401,101, a 20% increase over the previous year. The purpose of the Diversity Grant is to provide down payment assistance for borrowers purchasing an owner-occupied primary residence in a majority-minority census tract within the bank&#8217;s combined assessment areas. Recipients are eligible for either a subsidy amount up to $4,000; or if the residence is located in a major- focus market, a subsidy amount up &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/first-horizon-mortgage-introduces-new-diversity-grant-program\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;First Horizon Mortgage Introduces New Diversity Grant Program&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-687577","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>First Horizon Mortgage Introduces New Diversity Grant Program - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/first-horizon-mortgage-introduces-new-diversity-grant-program\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"First Horizon Mortgage Introduces New Diversity Grant Program - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"PR Newswire MEMPHIS, Tenn. , Sept. 21, 2022 \/PRNewswire\/ &#8212;\u00a0First Horizon Corp. (NYSE: FHN or &#8220;First Horizon&#8221;) announced today a new product, the Diversity Grant, as part of its mortgage down payment assistance grant program. Other grants in the program include the Homebuyer Grant and the First Responder Grant. In 2021, First Horizon provided grants totaling $2,401,101, a 20% increase over the previous year. The purpose of the Diversity Grant is to provide down payment assistance for borrowers purchasing an owner-occupied primary residence in a majority-minority census tract within the bank&#8217;s combined assessment areas. Recipients are eligible for either a subsidy amount up to $4,000; or if the residence is located in a major- focus market, a subsidy amount up &hellip; Continue reading &quot;First Horizon Mortgage Introduces New Diversity Grant Program&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/first-horizon-mortgage-introduces-new-diversity-grant-program\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2022-09-21T13:44:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mma.prnewswire.com\/media\/1607682\/First_Horizon_Corporation_Logo.jpg\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/first-horizon-mortgage-introduces-new-diversity-grant-program\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/first-horizon-mortgage-introduces-new-diversity-grant-program\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"First Horizon Mortgage Introduces New Diversity Grant Program\",\"datePublished\":\"2022-09-21T13:44:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/first-horizon-mortgage-introduces-new-diversity-grant-program\\\/\"},\"wordCount\":595,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/first-horizon-mortgage-introduces-new-diversity-grant-program\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mma.prnewswire.com\\\/media\\\/1607682\\\/First_Horizon_Corporation_Logo.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/first-horizon-mortgage-introduces-new-diversity-grant-program\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/first-horizon-mortgage-introduces-new-diversity-grant-program\\\/\",\"name\":\"First Horizon Mortgage Introduces New Diversity Grant Program - 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(NYSE: FHN or &#8220;First Horizon&#8221;) announced today a new product, the Diversity Grant, as part of its mortgage down payment assistance grant program. Other grants in the program include the Homebuyer Grant and the First Responder Grant. In 2021, First Horizon provided grants totaling $2,401,101, a 20% increase over the previous year. The purpose of the Diversity Grant is to provide down payment assistance for borrowers purchasing an owner-occupied primary residence in a majority-minority census tract within the bank&#8217;s combined assessment areas. Recipients are eligible for either a subsidy amount up to $4,000; or if the residence is located in a major- focus market, a subsidy amount up &hellip; Continue reading \"First Horizon Mortgage Introduces New Diversity Grant Program\"","og_url":"https:\/\/www.marketnewsdesk.com\/index.php\/first-horizon-mortgage-introduces-new-diversity-grant-program\/","og_site_name":"Market Newsdesk","article_published_time":"2022-09-21T13:44:17+00:00","og_image":[{"url":"https:\/\/mma.prnewswire.com\/media\/1607682\/First_Horizon_Corporation_Logo.jpg","type":"","width":"","height":""}],"author":"Newsdesk","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Newsdesk","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/first-horizon-mortgage-introduces-new-diversity-grant-program\/#article","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/first-horizon-mortgage-introduces-new-diversity-grant-program\/"},"author":{"name":"Newsdesk","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"headline":"First Horizon Mortgage Introduces New Diversity Grant Program","datePublished":"2022-09-21T13:44:17+00:00","mainEntityOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/first-horizon-mortgage-introduces-new-diversity-grant-program\/"},"wordCount":595,"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/first-horizon-mortgage-introduces-new-diversity-grant-program\/#primaryimage"},"thumbnailUrl":"https:\/\/mma.prnewswire.com\/media\/1607682\/First_Horizon_Corporation_Logo.jpg","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/first-horizon-mortgage-introduces-new-diversity-grant-program\/","url":"https:\/\/www.marketnewsdesk.com\/index.php\/first-horizon-mortgage-introduces-new-diversity-grant-program\/","name":"First Horizon Mortgage Introduces New Diversity Grant Program - 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