{"id":524276,"date":"2021-08-05T11:51:12","date_gmt":"2021-08-05T15:51:12","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/cardratings-com-offers-financial-responsibility-tips-for-parents-with-college-aged-children\/"},"modified":"2021-08-05T11:51:12","modified_gmt":"2021-08-05T15:51:12","slug":"cardratings-com-offers-financial-responsibility-tips-for-parents-with-college-aged-children","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/cardratings-com-offers-financial-responsibility-tips-for-parents-with-college-aged-children\/","title":{"rendered":"CardRatings.com Offers Financial Responsibility Tips for Parents with College-Aged Children"},"content":{"rendered":"<div class=\"xn-newslines\">\n<h2 class=\"xn-hedline\">Money lessons may not be taught in the classroom, but they&#8217;re vital for a healthy financial life<\/h2>\n<p class=\"xn-distributor\">PR Newswire<\/p>\n<\/p><\/div>\n<div class=\"xn-content\">\n<p>\n        <span class=\"xn-location\">FOSTER CITY, Calif.<\/span>, <span class=\"xn-chron\">Aug. 5, 2021<\/span> \/PRNewswire\/ &#8212; With the fall semester about to start, parents are getting ready to send their children off to college \u2014 many going away from home for the first time in their lives. Although students may be prepared to make the transition to college life academically and socially, they may not be prepared to handle this new stage financially. To help parents give their children the skills they need to handle their own finances, <u><a target=\"_blank\" href=\"https:\/\/www.cardratings.com\/\" rel=\"nofollow noopener\">CardRatings.com<\/a><\/u>, a leading credit card review and comparison site, releases a guide on advising children to make sound financial choices.<\/p>\n<div class=\"PRN_ImbeddedAssetReference\" id=\"DivAssetPlaceHolder1\">\n<p>\n          <a href=\"https:\/\/mma.prnewswire.com\/media\/1280078\/CardRatings_Logo.html\" target=\"_blank\" rel=\"nofollow noopener\"><br \/>\n            <img decoding=\"async\" src=\"https:\/\/mma.prnewswire.com\/media\/1280078\/CardRatings_Logo.jpg\" title=\"CardRatings.com (PRNewsfoto\/CardRatings.com)\" alt=\"CardRatings.com (PRNewsfoto\/CardRatings.com)\" \/><br \/>\n          <\/a>\n        <\/p>\n<\/p><\/div>\n<p>In its <u><a target=\"_blank\" href=\"https:\/\/www.cardratings.com\/age-by-age-guide-to-teaching-kids-about-money\" rel=\"nofollow noopener\">Guide to Kids and Financial Literacy<\/a><\/u> report, CardRatings provides insights from Dr. <span class=\"xn-person\">Edward Horwitz<\/span>, associate professor of practice at <span class=\"xn-org\">Creighton University&#8217;s<\/span><span class=\"xn-person\">Heider College<\/span> of Business and co-author of &#8220;Money Mammoth: Harness The Power of Financial Psychology to Evolve Your Money Mindset, Avoid Extinction, and Crush Your Financial Goals.&#8221;<\/p>\n<p>Suggested topics for parents to discuss with their college-aged children include: <\/p>\n<ul type=\"disc\">\n<li>Types of expenses students expect to handle <\/li>\n<li>Preparing a budget <\/li>\n<li>Proper use of student loan money <\/li>\n<li>Financial mistakes they made and lessons learned from them<\/li>\n<\/ul>\n<p>Age-appropriate money conversations for children under 18 are also suggested in the guide.<\/p>\n<p>&#8220;It&#8217;s never too early to speak to children about money,&#8221; says Brooklyn Lowery, editorial director and credit card analyst\u00a0 for CardRatings. &#8220;Even toddlers can learn money lessons in a way that&#8217;s suitable for their age, which helps develop a healthy relationship with money early on. In fact, <u><a target=\"_blank\" href=\"https:\/\/www.cardratings.com\/survey-early-financial-education-at-home-matters-but-theres-a-gender-gap.html\" rel=\"nofollow noopener\">a CardRatings study recently showed<\/a><\/u> that earlier financial literacy education at home correlates to higher satisfaction with that education as well as a greater likelihood those children will consider themselves financially responsible adults.&#8221;<\/p>\n<p>Since college students are likely to encounter <u><a target=\"_blank\" href=\"https:\/\/www.cardratings.com\/best-student-credit-cards.html\" rel=\"nofollow noopener\">credit card offers<\/a><\/u>, CardRatings imparts advice for parents to teach students to handle credit cards responsibly. It&#8217;s important to keep in mind, for instance, that parents are on the hook financially should their children misuse a card for which the parent is a co-signer.<\/p>\n<p>&#8220;Ideas about money are passed down from one generation to the next,&#8221; continues Lowery, &#8220;so it&#8217;s important for parents to instill good beliefs and practices around money as early as possible. These are skills students probably won&#8217;t learn in the classroom, but they&#8217;re important to know in order to develop sound financial habits that help them manage money and credit card usage throughout their lives.&#8221;<\/p>\n<p>Lowery is available for comment on this report and to offer strategies for teaching college students how to manage money and use credit cards responsibly.<\/p>\n<p>\n        <b>About CardRatings<br \/><\/b>CardRatings is owned and operated by QuinStreet, Inc. (Nasdaq: QNST), a leader in providing performance marketplace technologies and services to the financial services and home services industries. QuinStreet is a pioneer in delivering online marketplace solutions to match searchers with brands in digital media. The company is committed to providing consumers with the information and tools they need to research, find and select the products and brands that meet their needs. CardRatings is a member of QuinStreet&#8217;s expert research and publishing division.<\/p>\n<p>CardRatings innovated online credit card ratings and has been offering independent ratings and reviews of credit card offers since 1998. The website collects and maintains data on more than 700 credit card offers and carefully compiles objective lists of the top credit cards by card type, making it easy for consumers to find the right card to fit their needs. Sign up for the bimonthly newsletter <u><a target=\"_blank\" href=\"https:\/\/www.cardratings.com\/#newsletter\" rel=\"nofollow noopener\">here<\/a><\/u>.<\/p>\n<p>Twitter: <u><a target=\"_blank\" href=\"https:\/\/twitter.com\/cardratings\" rel=\"nofollow noopener\">@CardRatings<\/a><br \/><\/u>Facebook: <u><a target=\"_blank\" href=\"https:\/\/www.facebook.com\/CardRatings\" rel=\"nofollow noopener\">https:\/\/www.facebook.com\/CardRatings<\/a><\/u><\/p>\n<p>\n        <b>Media Contact<br \/><\/b><br \/>\n        <span class=\"xn-person\">Charlene Arsenault<\/span><br \/>\n        <br \/>Media Outreach Specialist<br \/>Direct +1 508-832-8918<br \/>Email: <u><a target=\"_blank\" href=\"mailto:carsenault@quinstreet.com\" rel=\"nofollow noopener\">carsenault@quinstreet.com<\/a><\/u><u><br \/><\/u><u><a target=\"_blank\" href=\"https:\/\/www.linkedin.com\/in\/charlenearsenault\/\" rel=\"nofollow noopener\">LinkedIn<\/a><\/u><\/p>\n<p>\u00a0<\/p>\n<div class=\"PRN_ImbeddedAssetReference\" id=\"DivAssetPlaceHolder2\"><\/div>\n<p id=\"PURL\">\n        <img loading=\"lazy\" decoding=\"async\" title=\"Cision\" width=\"12\" height=\"12\" alt=\"Cision\" src=\"https:\/\/c212.net\/c\/img\/favicon.png?sn=SF66507&amp;sd=2021-08-05\" \/> View original content to download multimedia:<a id=\"PRNURL\" rel=\"nofollow\" href=\"https:\/\/www.prnewswire.com\/news-releases\/cardratingscom-offers-financial-responsibility-tips-for-parents-with-college-aged-children-301349553.html\">https:\/\/www.prnewswire.com\/news-releases\/cardratingscom-offers-financial-responsibility-tips-for-parents-with-college-aged-children-301349553.html<\/a><\/p>\n<p>SOURCE  CardRatings.com<\/p>\n<\/p><\/div>\n<p>    <img decoding=\"async\" alt=\"\" src=\"https:\/\/rt.prnewswire.com\/rt.gif?NewsItemId=SF66507&amp;Transmission_Id=202108051148PR_NEWS_USPR_____SF66507&amp;DateId=20210805\" style=\"border:0px;width:1px;height:1px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Money lessons may not be taught in the classroom, but they&#8217;re vital for a healthy financial life PR Newswire FOSTER CITY, Calif., Aug. 5, 2021 \/PRNewswire\/ &#8212; With the fall semester about to start, parents are getting ready to send their children off to college \u2014 many going away from home for the first time in their lives. Although students may be prepared to make the transition to college life academically and socially, they may not be prepared to handle this new stage financially. To help parents give their children the skills they need to handle their own finances, CardRatings.com, a leading credit card review and comparison site, releases a guide on advising children to make sound financial choices. In &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/cardratings-com-offers-financial-responsibility-tips-for-parents-with-college-aged-children\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;CardRatings.com Offers Financial Responsibility Tips for Parents with College-Aged Children&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-524276","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CardRatings.com Offers Financial Responsibility Tips for Parents with College-Aged Children - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/cardratings-com-offers-financial-responsibility-tips-for-parents-with-college-aged-children\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CardRatings.com Offers Financial Responsibility Tips for Parents with College-Aged Children - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Money lessons may not be taught in the classroom, but they&#8217;re vital for a healthy financial life PR Newswire FOSTER CITY, Calif., Aug. 5, 2021 \/PRNewswire\/ &#8212; With the fall semester about to start, parents are getting ready to send their children off to college \u2014 many going away from home for the first time in their lives. Although students may be prepared to make the transition to college life academically and socially, they may not be prepared to handle this new stage financially. To help parents give their children the skills they need to handle their own finances, CardRatings.com, a leading credit card review and comparison site, releases a guide on advising children to make sound financial choices. 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