{"id":513658,"date":"2021-07-15T10:55:17","date_gmt":"2021-07-15T14:55:17","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/westamerica-bancorporation-reports-second-quarter-2021-financial-results\/"},"modified":"2021-07-15T10:55:17","modified_gmt":"2021-07-15T14:55:17","slug":"westamerica-bancorporation-reports-second-quarter-2021-financial-results","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/westamerica-bancorporation-reports-second-quarter-2021-financial-results\/","title":{"rendered":"Westamerica Bancorporation Reports Second Quarter 2021 Financial Results"},"content":{"rendered":"
\n

SAN RAFAEL, Calif., July 15, 2021 (GLOBE NEWSWIRE) — Westamerica Bancorporation (Nasdaq: WABC), parent company of Westamerica Bank, generated net income for the second quarter 2021 of $22.6 million and diluted earnings per common share (“EPS”) of $0.84. Second quarter 2021 results include \u201cmake-whole\u201d interest income on corporate bonds redeemed prior to maturity, which increased EPS $0.04. These results compare to net income of $20.1 million and EPS of $0.75 for the first quarter 2021, which included \u201cmake-whole\u201d interest income on corporate bonds redeemed before maturity that increased EPS $0.02.<\/p>\n

“Westamerica continued originating loans for our customers under the second round of the Paycheck Protection Program during the second quarter 2021. Average total deposits grew $327 million from the first quarter 2021 to the second quarter 2021. Westamerica\u2019s valuable deposit base generated a very low 0.03 percent annualized cost of funding our loan and bond portfolios during the second quarter 2021. Operating expenses were well managed in the second quarter 2021 declining $615 thousand from the first quarter 2021 and $463 thousand from the second quarter 2020. Credit quality remained stable with nonperforming loans of $4.4 million at June 30, 2021,\u201d said Chairman, President and CEO David Payne. \u201cSecond quarter 2021 results generated an annualized 12.2 percent return on average common equity, and shareholders were paid a $0.41 per common share dividend during the quarter,\u201d concluded Payne.<\/p>\n

Net interest income on a fully-taxable equivalent (FTE) basis was $44.5 million for the second quarter 2021, including \u201cmake-whole\u201d interest income on corporate bonds redeemed prior to maturity of $1.4 million. Second quarter 2021 net interest income (FTE) compares to $42.6 million for the first quarter 2021, which included \u201cmake-whole\u201d interest income on corporate bonds redeemed prior to maturity of $700 thousand. Average PPP loans grew $19 million from the first quarter 2021 to the second quarter 2021. Average total deposits grew $327 million from the first quarter 2021 to the second quarter 2021. Checking and savings deposits represented ninety-seven percent of the Company\u2019s average deposit base during the second quarter 2021.<\/p>\n

At June 30, 2021, nonperforming loans totaled $4.4 million and the allowance for credit losses on loans was $23.7 million. The Company continues to work with loan customers requesting loan payment deferrals due to economic weakness caused by the pandemic. At June 30, 2021, loans with deferred payments totaled $586 thousand, all of which were consumer automobile loans.<\/p>\n

Noninterest income for the second quarter 2021 totaled $11.0 million, compared to noninterest income for the first quarter 2021 of $10.2 million. The increase in noninterest income was primarily due to higher levels of merchant processing services fees and debit card fees.<\/p>\n

Noninterest expense for the second quarter 2021 was $24.3 million compared to $24.9 million for the first quarter 2021; the decline in noninterest expense was primarily attributable to the seasonal decline in payroll related taxes.<\/p>\n

Westamerica Bancorporation\u2019s wholly owned subsidiary Westamerica Bank, operates commercial banking and trust offices throughout Northern and Central California.<\/p>\n

\n Westamerica Bancorporation Web Address: <\/em>
\n
\n www.westamerica.com<\/em>
\n <\/a>\n <\/p>\n

For additional information contact:
Westamerica Bancorporation
1108 Fifth Avenue, San Rafael, CA 94901
Robert A. Thorson \u2013 SVP & Treasurer
707-863-6840
investments@westamerica.com<\/p>\n

FORWARD-LOOKING INFORMATION:<\/u><\/p>\n

The following appears in accordance with the Private Securities Litigation Reform Act of 1995:<\/p>\n

This press release may contain forward-looking statements about the Company, including descriptions of plans or objectives of its management for future operations, products or services, and forecasts of its revenues, earnings or other measures of economic performance. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include the words “believe,” “expect,” “anticipate,” “intend,” “plan,” “estimate,” or words of similar meaning, or future or conditional verbs such as “will,” “would,” “should,” “could,” or “may.”<\/p>\n

Forward-looking statements, by their nature, are subject to risks and uncertainties. A number of factors \u2014 many of which are beyond the Company’s control \u2014 could cause actual conditions, events or results to differ significantly from those described in the forward-looking statements. The Company’s most recent reports filed with the Securities and Exchange Commission, including the annual report for the year ended December 31, 2020 filed on Form 10-K and quarterly report for the quarter ended March 31, 2021 filed on Form 10-Q, describe some of these factors, including certain credit, interest rate, operational, liquidity and market risks associated with the Company’s business and operations. Other factors described in these reports include changes in business and economic conditions, competition, fiscal and monetary policies, disintermediation, cyber security risks, legislation including the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2011, the Sarbanes-Oxley Act of 2002 and the Gramm-Leach-Bliley Act of 1999, and mergers and acquisitions.<\/p>\n

Forward-looking statements speak only as of the date they are made. The Company does not undertake to update forward-looking statements to reflect circumstances or events that occur after the date forward looking statements are made.<\/p>\n

\n \n <\/p>\n<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n
\n WESTAMERICA BANCORPORATION<\/strong>
\n <\/u>\n <\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n
\n FINANCIAL HIGHLIGHTS<\/strong>
\n <\/u>\n <\/td>\n		\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n June 30, 2021<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n 1. Net Income Summary.<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n
\n (in thousands except per-share amounts)<\/strong>
\n <\/em>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Q2’2021<\/strong>\n <\/td>\n\n Q2’2020<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\n Q1’2021<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Interest and Fee Income (FTE)<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 44,499<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 42,063<\/strong>\n <\/td>\n\u00a0<\/td>\n5.8<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 42,583<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Provision for Credit Losses<\/strong>\n <\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Income<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 11,032<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 9,554<\/strong>\n <\/td>\n\u00a0<\/td>\n15.5<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 10,189<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Expense<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 24,291<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 24,754<\/strong>\n <\/td>\n\u00a0<\/td>\n-1.9<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 24,906<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Income Before Taxes (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 31,240<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 26,863<\/strong>\n <\/td>\n\u00a0<\/td>\n16.3<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 27,866<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Income Tax Provision (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 8,661<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 7,301<\/strong>\n <\/td>\n\u00a0<\/td>\n18.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 7,719<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Income<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 22,579<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 19,562<\/strong>\n <\/td>\n\u00a0<\/td>\n15.4<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 20,147<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Average Common Shares Outstanding<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 26,865<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 26,935<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.3<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 26,821<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Diluted Average Common Shares<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 26,887<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 26,951<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.2<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 26,842<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Operating Ratios:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Basic Earnings Per Common Share<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 0.84<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 0.72<\/strong>\n <\/td>\n\u00a0<\/td>\n16.7<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 0.75<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Diluted Earnings Per Common Share<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.84<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 0.72<\/strong>\n <\/td>\n\u00a0<\/td>\n16.7<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 0.75<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Return On Assets (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1.29<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1.30<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1.23<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Return On Common Equity (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 12.2<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 11.1<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 11.1<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Interest Margin (FTE) (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.70<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.99<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2.74<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Efficiency Ratio (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 43.7<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 48.0<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 47.2<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Dividends Paid Per Common Share<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 0.41<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 0.41<\/strong>\n <\/td>\n\u00a0<\/td>\n0.0<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 0.41<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Common Dividend Payout Ratio <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 49<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 57<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 55<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n 6\/30’21YTD<\/strong>\n <\/td>\n\n 6\/30’20YTD<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Interest and Fee Income (FTE)<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 87,082<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 82,610<\/strong>\n <\/td>\n\u00a0<\/td>\n5.4<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Provision for Credit Losses<\/strong>\n <\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 4,300<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Income<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 21,221<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 21,202<\/strong>\n <\/td>\n\u00a0<\/td>\n0.1<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Expense<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 49,197<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 49,418<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.4<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Income Before Taxes (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 59,106<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 50,094<\/strong>\n <\/td>\n\u00a0<\/td>\n18.0<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Income Tax Provision (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 16,380<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 13,570<\/strong>\n <\/td>\n\u00a0<\/td>\n20.7<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Income<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 42,726<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 36,524<\/strong>\n <\/td>\n\u00a0<\/td>\n17.0<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Average Common Shares Outstanding<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 26,843<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 27,001<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.6<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Diluted Average Common Shares<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 26,865<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 27,024<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.6<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Operating Ratios:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Basic Earnings Per Common Share<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 1.59<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 1.35<\/strong>\n <\/td>\n\u00a0<\/td>\n17.8<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Diluted Earnings Per Common Share<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1.59<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1.35<\/strong>\n <\/td>\n\u00a0<\/td>\n17.8<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Return On Assets (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1.26<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1.25<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Return On Common Equity (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 11.6<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 10.4<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Interest Margin (FTE) (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.72<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3.04<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Efficiency Ratio (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 45.4<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 47.6<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Dividends Paid Per Common Share<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 0.82<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 0.82<\/strong>\n <\/td>\n\u00a0<\/td>\n0.0<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Common Dividend Payout Ratio <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 52<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 61<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n 2. Net Interest Income.<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n
\n (dollars in thousands)<\/strong>
\n <\/em>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Q2’2021<\/strong>\n <\/td>\n\n Q2’2020<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\n Q1’2021<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest and Fee Income (FTE)<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 44,983<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 42,498<\/strong>\n <\/td>\n\u00a0<\/td>\n5.8<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 43,058<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest Expense<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 484<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 435<\/strong>\n <\/td>\n\u00a0<\/td>\n11.3<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 475<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Interest and Fee Income (FTE)<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 44,499<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 42,063<\/strong>\n <\/td>\n\u00a0<\/td>\n5.8<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 42,583<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Average Earning Assets<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 6,603,343<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 5,635,014<\/strong>\n <\/td>\n\u00a0<\/td>\n17.2<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 6,244,622<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Average Interest-<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Bearing Liabilities<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,298,221<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,774,450<\/strong>\n <\/td>\n\u00a0<\/td>\n18.9<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 3,130,227<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Yield on Earning Assets (FTE) (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.73<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3.02<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2.77<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Cost of Funds (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.03<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.03<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 0.03<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Interest Margin (FTE) (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.70<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.99<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2.74<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest Expense\/<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest-Bearing Liabilities (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.06<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.06<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 0.06<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Interest Spread (FTE) (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.67<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.96<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2.71<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n 6\/30’21YTD<\/strong>\n <\/td>\n\n 6\/30’20YTD<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest and Fee Income (FTE)<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 88,041<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 83,487<\/strong>\n <\/td>\n\u00a0<\/td>\n5.5<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest Expense<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 959<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 877<\/strong>\n <\/td>\n\u00a0<\/td>\n9.4<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Interest and Fee Income (FTE)<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 87,082<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 82,610<\/strong>\n <\/td>\n\u00a0<\/td>\n5.4<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Average Earning Assets<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 6,424,973<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 5,438,578<\/strong>\n <\/td>\n\u00a0<\/td>\n18.1<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Average Interest-<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Bearing Liabilities<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,214,688<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,711,515<\/strong>\n <\/td>\n\u00a0<\/td>\n18.6<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Yield on Earning Assets (FTE) (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.75<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3.07<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Cost of Funds (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.03<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.03<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Interest Margin (FTE) (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.72<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3.04<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest Expense\/<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest-Bearing Liabilities (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.06<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.07<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Interest Spread (FTE) (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.69<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3.00<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n 3. Loans & Other Earning Assets.<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n
\n (average volume, dollars in thousands)<\/strong>
\n <\/em>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Q2’2021<\/strong>\n <\/td>\n\n Q2’2020<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\n Q1’2021<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Assets<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 7,004,695<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 6,058,365<\/strong>\n <\/td>\n\u00a0<\/td>\n15.6<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 6,650,164<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Earning Assets<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 6,603,343<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 5,635,014<\/strong>\n <\/td>\n\u00a0<\/td>\n17.2<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 6,244,622<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,257,087<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,232,073<\/strong>\n <\/td>\n\u00a0<\/td>\n2.0<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 1,251,540<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Commercial Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 413,797<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 344,053<\/strong>\n <\/td>\n\u00a0<\/td>\n20.3<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 395,473<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Paycheck Protection Program (PPP) Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 207,515<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 132,500<\/strong>\n <\/td>\n\u00a0<\/td>\n56.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 188,971<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Commercial Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 206,282<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 211,553<\/strong>\n <\/td>\n\u00a0<\/td>\n-2.5<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 206,502<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Commercial RE Loans <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 546,470<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 578,572<\/strong>\n <\/td>\n\u00a0<\/td>\n-5.5<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 559,191<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Consumer Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 296,820<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 309,448<\/strong>\n <\/td>\n\u00a0<\/td>\n-4.1<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 296,876<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Investment Securities<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4,394,169<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 3,957,851<\/strong>\n <\/td>\n\u00a0<\/td>\n11.0<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 4,440,621<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Debt Securities Available For Sale<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,953,016<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 3,293,009<\/strong>\n <\/td>\n\u00a0<\/td>\n20.0<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 3,947,549<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Debt Securities Held To Maturity<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 441,153<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 664,842<\/strong>\n <\/td>\n\u00a0<\/td>\n-33.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 493,072<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Interest-Bearing Cash<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 952,087<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 445,090<\/strong>\n <\/td>\n\u00a0<\/td>\n113.9<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 552,461<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Loans\/Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 20.7<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 23.7<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 21.8<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n 6\/30’21YTD<\/strong>\n <\/td>\n\n 6\/30’20YTD<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Assets<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 6,828,409<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 5,856,913<\/strong>\n <\/td>\n\u00a0<\/td>\n16.6<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Earning Assets<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 6,424,973<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 5,438,578<\/strong>\n <\/td>\n\u00a0<\/td>\n18.1<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,254,328<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,178,004<\/strong>\n <\/td>\n\u00a0<\/td>\n6.5<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Commercial Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 404,685<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 283,718<\/strong>\n <\/td>\n\u00a0<\/td>\n42.6<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n PPP Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 198,294<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 66,250<\/strong>\n <\/td>\n\u00a0<\/td>\n199.3<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Commercial Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 206,391<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 217,468<\/strong>\n <\/td>\n\u00a0<\/td>\n-5.1<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n \u00a0Commercial RE Loans <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 552,795<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 579,157<\/strong>\n <\/td>\n\u00a0<\/td>\n-4.6<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Consumer Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 296,848<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 315,129<\/strong>\n <\/td>\n\u00a0<\/td>\n-5.8<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Investment Securities<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4,417,267<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 3,901,868<\/strong>\n <\/td>\n\u00a0<\/td>\n13.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Debt Securities Available For Sale<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,950,298<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 3,214,376<\/strong>\n <\/td>\n\u00a0<\/td>\n22.9<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Debt Securities Held To Maturity<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 466,969<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 687,492<\/strong>\n <\/td>\n\u00a0<\/td>\n-32.1<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Interest-Bearing Cash<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 753,378<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 358,706<\/strong>\n <\/td>\n\u00a0<\/td>\n110.0<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Loans\/Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 21.2<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 23.5<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n 4. Deposits, Other Interest-Bearing Liabilities & Equity.<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n
\n (average volume, dollars in thousands)<\/strong>
\n <\/em>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Q2’2021<\/strong>\n <\/td>\n\n Q2’2020<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\n Q1’2021<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Deposits<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 6,074,730<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 5,200,475<\/strong>\n <\/td>\n\u00a0<\/td>\n16.8<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 5,748,070<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Demand <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2,888,259<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,496,840<\/strong>\n <\/td>\n\u00a0<\/td>\n15.7<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 2,713,632<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest-Bearing Transaction<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,208,584<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 980,872<\/strong>\n <\/td>\n\u00a0<\/td>\n23.2<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 1,130,760<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Savings<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,822,625<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,558,201<\/strong>\n <\/td>\n\u00a0<\/td>\n17.0<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 1,746,815<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Time greater than $100K<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 70,750<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 72,267<\/strong>\n <\/td>\n\u00a0<\/td>\n-2.1<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 71,241<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Time less than $100K<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 84,512<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 92,295<\/strong>\n <\/td>\n\u00a0<\/td>\n-8.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 85,622<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Short-Term Borrowings<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 111,750<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 70,116<\/strong>\n <\/td>\n\u00a0<\/td>\n59.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 95,575<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Borrowed Funds<\/strong>\n <\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 699<\/strong>\n <\/td>\n\u00a0<\/td>\n-100.0<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 214<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Shareholders’ Equity<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 744,746<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 705,882<\/strong>\n <\/td>\n\u00a0<\/td>\n5.5<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 735,496<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Demand Deposits\/<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 47.5<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 48.0<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 47.2<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Transaction & Savings <\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Deposits \/ Total Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 97.4<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 96.8<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 97.3<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n 6\/30’21YTD<\/strong>\n <\/td>\n\n 6\/30’20YTD<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Deposits<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 5,912,303<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 5,014,731<\/strong>\n <\/td>\n\u00a0<\/td>\n17.9<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Demand <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2,801,428<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,359,788<\/strong>\n <\/td>\n\u00a0<\/td>\n18.7<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest-Bearing Transaction<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,169,888<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 961,295<\/strong>\n <\/td>\n\u00a0<\/td>\n21.7<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Savings<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,784,929<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,527,282<\/strong>\n <\/td>\n\u00a0<\/td>\n16.9<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Time greater than $100K<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 70,994<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 73,058<\/strong>\n <\/td>\n\u00a0<\/td>\n-2.8<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Time less than $100K<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 85,064<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 93,308<\/strong>\n <\/td>\n\u00a0<\/td>\n-8.8<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Short-Term Borrowings<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 103,707<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 56,223<\/strong>\n <\/td>\n\u00a0<\/td>\n84.5<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Borrowed Funds<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 106<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 349<\/strong>\n <\/td>\n\u00a0<\/td>\n-69.6<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Shareholders’ Equity<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 740,147<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 705,606<\/strong>\n <\/td>\n\u00a0<\/td>\n4.9<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Demand Deposits\/<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 47.4<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 47.1<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Transaction & Savings <\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Deposits \/ Total Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 97.4<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 96.7<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n 5. Interest Yields Earned & Rates Paid.<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n
\n (dollars in thousands)<\/strong>
\n <\/em>\n <\/td>\n		\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Q2’2021<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Average<\/strong>\n <\/td>\n\n Income\/<\/strong>\n <\/td>\n\n Yield (a) \/<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Volume<\/strong>\n <\/td>\n\n Expense<\/strong>\n <\/td>\n\n Rate (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest & Fee Income Earned<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Earning Assets (FTE)<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 6,603,343<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 44,983<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.73<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Loans (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,257,087<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 15,168<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4.84<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Commercial Loans (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 413,797<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 4,763<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4.62<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n PPP Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 207,515<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,713<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 5.25<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Commercial Loans (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 206,282<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,050<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3.98<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Commercial RE Loans <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 546,470<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 6,994<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 5.13<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Consumer Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 296,820<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 3,411<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4.61<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Investments (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4,394,169<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 29,556<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.69<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Interest-Bearing Cash<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 952,087<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 259<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.11<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest Expense Paid<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Earning Assets <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 6,603,343<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 484<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.03<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Interest-Bearing Liabilities<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,298,221<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 484<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.06<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Interest-Bearing Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,186,471<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 466<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.06<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest-Bearing Transaction<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,208,584<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 93<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.03<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Savings<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,822,625<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 263<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.06<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Time less than $100K<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 84,512<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 42<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.20<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Time greater than $100K<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 70,750<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 68<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.39<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Short-Term Borrowings <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 111,750<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 18<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.07<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Interest Income and <\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Margin (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 44,499<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.70<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Q2’2020<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Average<\/strong>\n <\/td>\n\n Income\/<\/strong>\n <\/td>\n\n Yield (a) \/<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Volume<\/strong>\n <\/td>\n\n Expense<\/strong>\n <\/td>\n\n Rate (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest & Fee Income Earned<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Earning Assets (FTE)<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 5,635,014<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 42,498<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3.02<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Loans (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,232,073<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 15,376<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 5.02<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Commercial Loans (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 344,053<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 4,052<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4.74<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n \u00a0PPP Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 132,500<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,673<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 5.07<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Commercial Loans (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 211,553<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,379<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4.52<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Commercial RE Loans <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 578,572<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 7,892<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 5.49<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Consumer Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 309,448<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 3,432<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4.46<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Investments (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,957,851<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 27,009<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.73<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Interest-Bearing Cash<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 445,090<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 113<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.10<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest Expense Paid<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Earning Assets <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 5,635,014<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 435<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.03<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Interest-Bearing Liabilities<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2,774,450<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 435<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.06<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Interest-Bearing Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2,703,635<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 424<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.06<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest-Bearing Transaction<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 980,872<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 74<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.03<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Savings<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,558,201<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 224<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.06<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Time less than $100K<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 92,295<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 47<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.20<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Time greater than $100K<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 72,267<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 79<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.44<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Short-Term Borrowings <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 70,116<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 10<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.06<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Borrowed Funds<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 699<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.35<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Interest Income and<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Margin (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 42,063<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2.99<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n 6. Noninterest Income.<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n
\n (dollars in thousands except per-share amounts)<\/strong>
\n <\/em>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Q2’2021<\/strong>\n <\/td>\n\n Q2’2020<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\n Q1’2021<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Service Charges on Deposits<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 3,235<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 3,151<\/strong>\n <\/td>\n\u00a0<\/td>\n2.6<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 3,304<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Merchant Processing Services<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,279<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,277<\/strong>\n <\/td>\n\u00a0<\/td>\n44.0<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 2,560<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Debit Card Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,791<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,459<\/strong>\n <\/td>\n\u00a0<\/td>\n22.8<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 1,601<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Trust Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 827<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 714<\/strong>\n <\/td>\n\u00a0<\/td>\n15.8<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 801<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n ATM Processing Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 618<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 518<\/strong>\n <\/td>\n\u00a0<\/td>\n19.3<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 601<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Service Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 491<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 420<\/strong>\n <\/td>\n\u00a0<\/td>\n16.9<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 469<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Financial Services Commissions<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 95<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 123<\/strong>\n <\/td>\n\u00a0<\/td>\n-22.8<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 70<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Securities Gains<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 34<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 71<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Noninterest Income<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 662<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 821<\/strong>\n <\/td>\n\u00a0<\/td>\n-19.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 783<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Noninterest Income<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 11,032<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 9,554<\/strong>\n <\/td>\n\u00a0<\/td>\n15.5<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 10,189<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Revenue (FTE)<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 55,531<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 51,617<\/strong>\n <\/td>\n\u00a0<\/td>\n7.6<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 52,772<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Income\/Revenue (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 19.9<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 18.5<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 19.3<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Service Charges\/Avg. Deposits (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.21<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.24<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 0.23<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Revenues (FTE) Per Avg. <\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Common Share (a)<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 8.29<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 7.71<\/strong>\n <\/td>\n\u00a0<\/td>\n7.6<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 7.98<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n 6\/30’21YTD<\/strong>\n <\/td>\n\n 6\/30’20YTD<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Service Charges on Deposits<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 6,539<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 7,399<\/strong>\n <\/td>\n\u00a0<\/td>\n-11.6<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Merchant Processing Services<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 5,839<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 4,635<\/strong>\n <\/td>\n\u00a0<\/td>\n26.0<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Debit Card Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,392<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,927<\/strong>\n <\/td>\n\u00a0<\/td>\n15.9<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Trust Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,628<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,491<\/strong>\n <\/td>\n\u00a0<\/td>\n9.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n ATM Processing Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,219<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,097<\/strong>\n <\/td>\n\u00a0<\/td>\n11.1<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Service Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 960<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 926<\/strong>\n <\/td>\n\u00a0<\/td>\n3.7<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Financial Services Commissions<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 165<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 248<\/strong>\n <\/td>\n\u00a0<\/td>\n-33.5<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Securities Gains<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 34<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 71<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Noninterest Income<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,445<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,408<\/strong>\n <\/td>\n\u00a0<\/td>\n-40.0<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Noninterest Income<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 21,221<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 21,202<\/strong>\n <\/td>\n\u00a0<\/td>\n0.1<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Revenue (FTE)<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 108,303<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 103,812<\/strong>\n <\/td>\n\u00a0<\/td>\n4.3<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Income\/Revenue (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 19.6<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 20.4<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Service Charges\/Avg. Deposits (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.22<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.30<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Revenues (FTE) Per Avg.\/<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Common Share (a)<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 8.14<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 7.73<\/strong>\n <\/td>\n\u00a0<\/td>\n5.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n 7. Noninterest Expense.<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n
\n (dollars in thousands)<\/strong>
\n <\/em>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Q2’2021<\/strong>\n <\/td>\n\n Q2’2020<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\n Q1’2021<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Salaries & Benefits<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 12,097<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 12,900<\/strong>\n <\/td>\n\u00a0<\/td>\n-6.2<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 12,665<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Occupancy and Equipment<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4,808<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 4,791<\/strong>\n <\/td>\n\u00a0<\/td>\n0.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 4,880<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Outsourced Data Processing<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2,425<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,324<\/strong>\n <\/td>\n\u00a0<\/td>\n4.3<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 2,390<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Professional Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 830<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 643<\/strong>\n <\/td>\n\u00a0<\/td>\n29.1<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 942<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Courier Service<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 567<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 508<\/strong>\n <\/td>\n\u00a0<\/td>\n11.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 504<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Amortization of <\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Identifiable Intangibles<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 68<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 73<\/strong>\n <\/td>\n\u00a0<\/td>\n-6.8<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 69<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Noninterest Expense<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,496<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 3,515<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.5<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 3,456<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Noninterest Expense<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 24,291<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 24,754<\/strong>\n <\/td>\n\u00a0<\/td>\n-1.9<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 24,906<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Expense\/<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Avg. Earning Assets (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1.48<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1.77<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1.62<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Expense\/Revenues (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 43.7<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 48.0<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 47.2<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n 6\/30’21YTD<\/strong>\n <\/td>\n\n 6\/30’20YTD<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Salaries & Benefits<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 24,762<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 25,918<\/strong>\n <\/td>\n\u00a0<\/td>\n-4.5<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Occupancy and Equipment<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 9,688<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 9,723<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.4<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Outsourced Data Processing<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4,815<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 4,729<\/strong>\n <\/td>\n\u00a0<\/td>\n1.8<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Professional Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,772<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,032<\/strong>\n <\/td>\n\u00a0<\/td>\n71.7<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Courier Service<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,071<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 999<\/strong>\n <\/td>\n\u00a0<\/td>\n7.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Amortization of <\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Identifiable Intangibles<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 137<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 146<\/strong>\n <\/td>\n\u00a0<\/td>\n-6.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Noninterest Expense<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 6,952<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 6,871<\/strong>\n <\/td>\n\u00a0<\/td>\n1.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Noninterest Expense<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 49,197<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 49,418<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.4<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Expense\/<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Avg. Earning Assets (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1.54<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1.83<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Expense\/Revenues (FTE)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 45.4<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 47.6<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n 8. Allowance for Credit Losses.<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n
\n (dollars in thousands)<\/strong>
\n <\/em>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Q2’2021<\/strong>\n <\/td>\n\n Q2’2020<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\n Q1’2021<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Average Total Loans<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 1,257,087<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 1,232,073<\/strong>\n <\/td>\n\u00a0<\/td>\n2.0<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 1,251,540<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Beginning of Period Allowance for<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Credit Losses on Loans (ACLL)<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 23,483<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 24,804<\/strong>\n <\/td>\n\u00a0<\/td>\n-5.3<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 23,854<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Provision for Credit Losses <\/strong>\n <\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net ACLL Recoveries (Losses)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 254<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n (275<\/strong>\n <\/td>\n\n )<\/strong>\n <\/td>\n-192.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\n (371<\/strong>\n <\/td>\n\n )<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n End of Period ACLL<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 23,737<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 24,529<\/strong>\n <\/td>\n\u00a0<\/td>\n-3.2<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 23,483<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Gross ACLL Recoveries \/<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Gross ACLL Losses <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 176<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 66<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 60<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net ACLL (Recoveries) Losses \/ <\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Avg. Total Loans (a) <\/strong>\n <\/td>\n\u00a0<\/td>\n\n -0.08<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.09<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 0.12<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n 6\/30’21YTD<\/strong>\n <\/td>\n\n 6\/30’20YTD<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Average Total Loans<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 1,254,328<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 1,178,004<\/strong>\n <\/td>\n\u00a0<\/td>\n6.5<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Prior Period ACLL<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 23,854<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 19,484<\/strong>\n <\/td>\n\u00a0<\/td>\n22.4<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Adoption of ASU 2016-13(1)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,017<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Beginning of Period ACLL <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 23,854<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 21,501<\/strong>\n <\/td>\n\u00a0<\/td>\n10.9<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Provision for Credit Losses <\/strong>\n <\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 4,300<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net ACLL Losses<\/strong>\n <\/td>\n\u00a0<\/td>\n\n (117<\/strong>\n <\/td>\n\n )<\/strong>\n <\/td>\n\u00a0<\/td>\n\n (1,272<\/strong>\n <\/td>\n\n )<\/strong>\n <\/td>\n-90.8<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n End of Period ACLL<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 23,737<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 24,529<\/strong>\n <\/td>\n\u00a0<\/td>\n-3.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Gross ACLL Recoveries \/<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Gross ACLL Losses <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 91<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 46<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net ACLL Losses \/ <\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Avg. Total Loans (a)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.02<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.22<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n
\n (dollars in thousands)<\/strong>
\n <\/em>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n 6\/30\/21<\/strong>\n <\/td>\n\n 6\/30\/20<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\n 3\/31\/21<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Allowance for Credit Losses on Loans<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 23,737<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 24,529<\/strong>\n <\/td>\n\u00a0<\/td>\n-3.2<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 23,483<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Allowance for Credit Losses on<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n HTM Securities<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 9<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 16<\/strong>\n <\/td>\n\u00a0<\/td>\n-44.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 9<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Allowance for Credit Losses<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 23,746<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 24,545<\/strong>\n <\/td>\n\u00a0<\/td>\n-3.3<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 23,492<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Allowance for Unfunded<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Credit Commitments<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 101<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 53<\/strong>\n <\/td>\n\u00a0<\/td>\n90.0<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 101<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n 9. Credit Quality.<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n
\n (dollars in thousands)<\/strong>
\n <\/em>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n 6\/30\/21<\/strong>\n <\/td>\n\n 6\/30\/20<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\n 3\/31\/21<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Nonperforming Loans:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Nonperforming Nonaccrual<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 652<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 590<\/strong>\n <\/td>\n\u00a0<\/td>\n10.5<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 402<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Performing Nonaccrual<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,564<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 3,643<\/strong>\n <\/td>\n\u00a0<\/td>\n-2.2<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 3,569<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Nonaccrual Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4,216<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 4,233<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 3,971<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n 90+ Days Past Due Accruing Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 167<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 290<\/strong>\n <\/td>\n\u00a0<\/td>\n-42.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 132<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4,383<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 4,523<\/strong>\n <\/td>\n\u00a0<\/td>\n-3.1<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 4,103<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Repossessed Loan Collateral <\/strong>\n <\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 43<\/strong>\n <\/td>\n\u00a0<\/td>\n-100.0<\/td>\n%<\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Nonperforming Assets<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 4,383<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 4,566<\/strong>\n <\/td>\n\u00a0<\/td>\n-4.0<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 4,103<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Loans Outstanding <\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 1,194,834<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 1,316,359<\/strong>\n <\/td>\n\u00a0<\/td>\n-9.2<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 1,293,756<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Assets <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 7,147,779<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 6,463,889<\/strong>\n <\/td>\n\u00a0<\/td>\n10.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 6,912,481<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Loans:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Allowance for Credit Losses on Loans<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 23,737<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 24,529<\/strong>\n <\/td>\n\u00a0<\/td>\n-3.2<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 23,483<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Allowance for Credit Losses on Loans \/<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1.99<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1.86<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1.82<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Nonperforming Loans\/Total Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.37<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.34<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 0.32<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n 10. Capital.<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n
\n (in thousands, except per-share amounts)<\/strong>
\n <\/em>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n 6\/30\/21<\/strong>\n <\/td>\n\n 6\/30\/20<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\n 3\/31\/21<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Shareholders’ Equity<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 842,196<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 808,076<\/strong>\n <\/td>\n\u00a0<\/td>\n4.2<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 812,132<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Assets<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 7,147,779<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 6,463,889<\/strong>\n <\/td>\n\u00a0<\/td>\n10.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 6,912,481<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Shareholders’ Equity\/<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Assets<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 11.78<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 12.50<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 11.75<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Shareholders’ Equity\/<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 70.49<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 61.39<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 62.77<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Tangible Common Equity Ratio<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 10.24<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 10.81<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 10.15<\/strong>\n <\/td>\n\n %<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Common Shares Outstanding<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 26,865<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 26,933<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.3<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 26,864<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Common Equity Per Share<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 31.35<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 30.00<\/strong>\n <\/td>\n\u00a0<\/td>\n4.5<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 30.23<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Market Value Per Common Share<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 58.03<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 57.42<\/strong>\n <\/td>\n\u00a0<\/td>\n1.1<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 62.78<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Share Repurchase Programs<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n
\n (shares in thousands)<\/strong>
\n <\/em>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Q2’2021<\/strong>\n <\/td>\n\n Q2’2020<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\n Q1’2021<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Shares Repurchased<\/strong>\n <\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 13<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n\n 4<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Average Repurchase Price<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 52.27<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\n $<\/strong>\n <\/td>\n\n 61.09<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Shares Issued<\/strong>\n <\/td>\n\u00a0<\/td>\n\n (1<\/strong>\n <\/td>\n\n )<\/strong>\n <\/td>\n\u00a0<\/td>\n\n (1<\/strong>\n <\/td>\n\n )<\/strong>\n <\/td>\nn\/m<\/td>\n\u00a0<\/td>\n\n (57<\/strong>\n <\/td>\n\n )<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n 6\/30’21YTD<\/strong>\n <\/td>\n\n 6\/30’20YTD<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Shares Repurchased<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 193<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Average Repurchase Price<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 61.09<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 51.50<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Shares (Issued) Repurchased<\/strong>\n <\/td>\n\u00a0<\/td>\n\n (58<\/strong>\n <\/td>\n\n )<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 129<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n 11. Period-End Balance Sheets.<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n
\n (unaudited, dollars in thousands)<\/strong>
\n <\/em>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n 6\/30\/21<\/strong>\n <\/td>\n\n 6\/30\/20<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\n 3\/31\/21<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Assets:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Cash and Due from Banks<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 939,929<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 500,820<\/strong>\n <\/td>\n\u00a0<\/td>\n87.7<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 866,457<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Debt Securities Available For Sale<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4,304,162<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 3,708,370<\/strong>\n <\/td>\n\u00a0<\/td>\n16.1<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 3,990,570<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Debt Securities Held To Maturity (2)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 414,413<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 638,281<\/strong>\n <\/td>\n\u00a0<\/td>\n-35.1<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 469,259<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,194,834<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,316,359<\/strong>\n <\/td>\n\u00a0<\/td>\n-9.2<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 1,293,756<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Allowance For Credit Losses on Loans<\/strong>\n <\/td>\n\u00a0<\/td>\n\n (23,737<\/strong>\n <\/td>\n\n )<\/strong>\n <\/td>\n\u00a0<\/td>\n\n (24,529<\/strong>\n <\/td>\n\n )<\/strong>\n <\/td>\n-3.2<\/td>\n%<\/td>\n\u00a0<\/td>\n\n (23,483<\/strong>\n <\/td>\n\n )<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Loans, net<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,171,097<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,291,830<\/strong>\n <\/td>\n\u00a0<\/td>\n-9.3<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 1,270,273<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Real Estate Owned<\/strong>\n <\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 43<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Premises and Equipment, net<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 32,080<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 34,061<\/strong>\n <\/td>\n\u00a0<\/td>\n-5.8<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 32,216<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Identifiable Intangibles, net<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 967<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,245<\/strong>\n <\/td>\n\u00a0<\/td>\n-22.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 1,035<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Goodwill <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 121,673<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 121,673<\/strong>\n <\/td>\n\u00a0<\/td>\n0.0<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 121,673<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Assets<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 163,458<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 167,566<\/strong>\n <\/td>\n\u00a0<\/td>\n-2.5<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 160,998<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Assets<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 7,147,779<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 6,463,889<\/strong>\n <\/td>\n\u00a0<\/td>\n10.6<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 6,912,481<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Liabilities and Shareholders’ Equity:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Deposits:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest-Bearing<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 2,872,920<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 2,702,885<\/strong>\n <\/td>\n\u00a0<\/td>\n6.3<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 2,798,542<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest-Bearing Transaction<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,200,634<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 997,593<\/strong>\n <\/td>\n\u00a0<\/td>\n20.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 1,179,484<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Savings<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,849,258<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,605,169<\/strong>\n <\/td>\n\u00a0<\/td>\n15.2<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 1,791,636<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Time<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 153,577<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 162,765<\/strong>\n <\/td>\n\u00a0<\/td>\n-5.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 154,171<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 6,076,389<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 5,468,412<\/strong>\n <\/td>\n\u00a0<\/td>\n11.1<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 5,923,833<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Short-Term Borrowed Funds<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 90,043<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 86,170<\/strong>\n <\/td>\n\u00a0<\/td>\n4.5<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 95,479<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Borrowed Funds<\/strong>\n <\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n\n 1,681<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Liabilities<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 139,151<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 101,231<\/strong>\n <\/td>\n\u00a0<\/td>\n37.5<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 79,356<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Liabilities<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 6,305,583<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 5,655,813<\/strong>\n <\/td>\n\u00a0<\/td>\n11.5<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 6,100,349<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Shareholders’ Equity:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Common Equity:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Paid-In Capital<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 470,365<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 467,386<\/strong>\n <\/td>\n\u00a0<\/td>\n0.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 469,885<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n \u00a0Accumulated Other<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Comprehensive Income<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 86,921<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 93,732<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n\n 68,901<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Retained Earnings<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 284,910<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 246,958<\/strong>\n <\/td>\n\u00a0<\/td>\n15.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 273,346<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Shareholders’ Equity<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 842,196<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 808,076<\/strong>\n <\/td>\n\u00a0<\/td>\n4.2<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 812,132<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Liabilities and <\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Shareholders’ Equity<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 7,147,779<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 6,463,889<\/strong>\n <\/td>\n\u00a0<\/td>\n10.6<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 6,912,481<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\n 12. Income Statements.<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n
\n (unaudited, in thousands except per-share amounts)<\/strong>
\n <\/em>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n Q2’2021<\/strong>\n <\/td>\n\n Q2’2020<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\n Q1’2021<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest & Fee Income:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Loans<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 15,064<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 15,278<\/strong>\n <\/td>\n\u00a0<\/td>\n-1.4<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 14,581<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Equity Securities<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 110<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 103<\/strong>\n <\/td>\n\u00a0<\/td>\n6.8<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 110<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Debt Securities Available For Sale (3)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 26,481<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 22,429<\/strong>\n <\/td>\n\u00a0<\/td>\n18.1<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 24,889<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Debt Securities Held To Maturity<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2,362<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 3,616<\/strong>\n <\/td>\n\u00a0<\/td>\n-34.7<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 2,598<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest-Bearing Cash<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 259<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 113<\/strong>\n <\/td>\n\u00a0<\/td>\n129.2<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 138<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Interest & Fee Income<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 44,276<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 41,539<\/strong>\n <\/td>\n\u00a0<\/td>\n6.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 42,316<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest Expense:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Transaction Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 93<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 74<\/strong>\n <\/td>\n\u00a0<\/td>\n25.7<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 89<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Savings Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 263<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 224<\/strong>\n <\/td>\n\u00a0<\/td>\n17.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 250<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Time Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 110<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 126<\/strong>\n <\/td>\n\u00a0<\/td>\n-12.7<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 120<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Short-Term Borrowed Funds<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 18<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 10<\/strong>\n <\/td>\n\u00a0<\/td>\n80.0<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 16<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Borrowed Funds<\/strong>\n <\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1<\/strong>\n <\/td>\n\u00a0<\/td>\n-100.0<\/td>\n%<\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Interest Expense<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 484<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 435<\/strong>\n <\/td>\n\u00a0<\/td>\n11.3<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 475<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Interest Income<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 43,792<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 41,104<\/strong>\n <\/td>\n\u00a0<\/td>\n6.5<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 41,841<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Provision for Credit Losses<\/strong>\n <\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Income:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Service Charges <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,235<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 3,151<\/strong>\n <\/td>\n\u00a0<\/td>\n2.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 3,304<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Merchant Processing Services<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,279<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,277<\/strong>\n <\/td>\n\u00a0<\/td>\n44.0<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 2,560<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Debit Card Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,791<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,459<\/strong>\n <\/td>\n\u00a0<\/td>\n22.8<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 1,601<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Trust Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 827<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 714<\/strong>\n <\/td>\n\u00a0<\/td>\n15.8<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 801<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n ATM Processing Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 618<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 518<\/strong>\n <\/td>\n\u00a0<\/td>\n19.3<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 601<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Service Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 491<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 420<\/strong>\n <\/td>\n\u00a0<\/td>\n16.9<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 469<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Financial Services Commissions<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 95<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 123<\/strong>\n <\/td>\n\u00a0<\/td>\n-22.8<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 70<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Securities Gains<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 34<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 71<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Noninterest Income<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 662<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 821<\/strong>\n <\/td>\n\u00a0<\/td>\n-19.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 783<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Noninterest Income<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 11,032<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 9,554<\/strong>\n <\/td>\n\u00a0<\/td>\n15.5<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 10,189<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Expense:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Salaries and Benefits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 12,097<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 12,900<\/strong>\n <\/td>\n\u00a0<\/td>\n-6.2<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 12,665<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Occupancy and Equipment<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4,808<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 4,791<\/strong>\n <\/td>\n\u00a0<\/td>\n0.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 4,880<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Outsourced Data Processing<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 2,425<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,324<\/strong>\n <\/td>\n\u00a0<\/td>\n4.3<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 2,390<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Professional Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 830<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 643<\/strong>\n <\/td>\n\u00a0<\/td>\n29.1<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 942<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Courier Service<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 567<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 508<\/strong>\n <\/td>\n\u00a0<\/td>\n11.6<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 504<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Amortization of Identifiable Intangibles<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 68<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 73<\/strong>\n <\/td>\n\u00a0<\/td>\n-6.8<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 69<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Noninterest Expense<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,496<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 3,515<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.5<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 3,456<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Noninterest Expense<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 24,291<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 24,754<\/strong>\n <\/td>\n\u00a0<\/td>\n-1.9<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 24,906<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Income Before Income Taxes<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 30,533<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 25,904<\/strong>\n <\/td>\n\u00a0<\/td>\n17.9<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 27,124<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Income Tax Provision<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 7,954<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 6,342<\/strong>\n <\/td>\n\u00a0<\/td>\n25.4<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 6,977<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Income<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 22,579<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 19,562<\/strong>\n <\/td>\n\u00a0<\/td>\n15.4<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 20,147<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Average Common Shares Outstanding<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 26,865<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 26,935<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.3<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 26,821<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Diluted Common Shares Outstanding<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 26,887<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 26,951<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.2<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 26,842<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Per Common Share Data:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Basic Earnings<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 0.84<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 0.72<\/strong>\n <\/td>\n\u00a0<\/td>\n16.7<\/td>\n%<\/td>\n\n $<\/strong>\n <\/td>\n\n 0.75<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Diluted Earnings<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.84<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 0.72<\/strong>\n <\/td>\n\u00a0<\/td>\n16.7<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 0.75<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Dividends Paid<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.41<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 0.41<\/strong>\n <\/td>\n\u00a0<\/td>\n0.0<\/td>\n%<\/td>\n\u00a0<\/td>\n\n 0.41<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n %<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\n 6\/30’21YTD<\/strong>\n <\/td>\n\n 6\/30’20YTD<\/strong>\n <\/td>\n\n Change<\/strong>\n <\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest & Fee Income:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Loans<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 29,645<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 29,087<\/strong>\n <\/td>\n\u00a0<\/td>\n1.9<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Equity Securities<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 220<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 206<\/strong>\n <\/td>\n\u00a0<\/td>\n6.9<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Debt Securities Available For Sale (3)<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 51,370<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 43,744<\/strong>\n <\/td>\n\u00a0<\/td>\n17.4<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Debt Securities Held To Maturity<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4,960<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 7,524<\/strong>\n <\/td>\n\u00a0<\/td>\n-34.1<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest-Bearing Cash<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 397<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 969<\/strong>\n <\/td>\n\u00a0<\/td>\n-59.0<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Interest & Fee Income<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 86,592<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 81,530<\/strong>\n <\/td>\n\u00a0<\/td>\n6.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Interest Expense:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Transaction Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 182<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 158<\/strong>\n <\/td>\n\u00a0<\/td>\n15.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Savings Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 513<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 441<\/strong>\n <\/td>\n\u00a0<\/td>\n16.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Time Deposits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 230<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 259<\/strong>\n <\/td>\n\u00a0<\/td>\n-11.3<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Short-Term Borrowed Funds<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 34<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 18<\/strong>\n <\/td>\n\u00a0<\/td>\n88.9<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Borrowed Funds<\/strong>\n <\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1<\/strong>\n <\/td>\n\u00a0<\/td>\n-100.0<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Interest Expense<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 959<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 877<\/strong>\n <\/td>\n\u00a0<\/td>\n9.4<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Interest Income<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 85,633<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 80,653<\/strong>\n <\/td>\n\u00a0<\/td>\n6.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Provision for Credit Losses<\/strong>\n <\/td>\n\u00a0<\/td>\n\n –<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 4,300<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Income:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Service Charges <\/strong>\n <\/td>\n\u00a0<\/td>\n\n 6,539<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 7,399<\/strong>\n <\/td>\n\u00a0<\/td>\n-11.6<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Merchant Processing Services<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 5,839<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 4,635<\/strong>\n <\/td>\n\u00a0<\/td>\n26.0<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Debit Card Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 3,392<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,927<\/strong>\n <\/td>\n\u00a0<\/td>\n15.9<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Trust Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,628<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,491<\/strong>\n <\/td>\n\u00a0<\/td>\n9.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n ATM Processing Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,219<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,097<\/strong>\n <\/td>\n\u00a0<\/td>\n11.1<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Service Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 960<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 926<\/strong>\n <\/td>\n\u00a0<\/td>\n3.7<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Financial Services Commissions<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 165<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 248<\/strong>\n <\/td>\n\u00a0<\/td>\n-33.5<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Securities Gains<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 34<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 71<\/strong>\n <\/td>\n\u00a0<\/td>\nn\/m<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Operating<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,445<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 2,408<\/strong>\n <\/td>\n\u00a0<\/td>\n-40.0<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Noninterest Income<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 21,221<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 21,202<\/strong>\n <\/td>\n\u00a0<\/td>\n0.1<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Noninterest Expense:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Salaries and Benefits<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 24,762<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 25,918<\/strong>\n <\/td>\n\u00a0<\/td>\n-4.5<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Occupancy and Equipment<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 9,688<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 9,723<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.4<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Outsourced Data Processing<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 4,815<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 4,729<\/strong>\n <\/td>\n\u00a0<\/td>\n1.8<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Professional Fees<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,772<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1,032<\/strong>\n <\/td>\n\u00a0<\/td>\n71.7<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Courier Service<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1,071<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 999<\/strong>\n <\/td>\n\u00a0<\/td>\n7.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Amortization of Identifiable Intangibles<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 137<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 146<\/strong>\n <\/td>\n\u00a0<\/td>\n-6.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Other Operating<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 6,952<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 6,871<\/strong>\n <\/td>\n\u00a0<\/td>\n1.2<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Total Noninterest Expense<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 49,197<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 49,418<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.4<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Income Before Income Taxes<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 57,657<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 48,137<\/strong>\n <\/td>\n\u00a0<\/td>\n19.8<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Income Tax Provision<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 14,931<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 11,613<\/strong>\n <\/td>\n\u00a0<\/td>\n28.6<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Net Income<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 42,726<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 36,524<\/strong>\n <\/td>\n\u00a0<\/td>\n17.0<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Average Common Shares Outstanding<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 26,843<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 27,001<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.6<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Diluted Common Shares Outstanding<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 26,865<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 27,024<\/strong>\n <\/td>\n\u00a0<\/td>\n-0.6<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Per Common Share Data:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Basic Earnings<\/strong>\n <\/td>\n\n $<\/strong>\n <\/td>\n\n 1.59<\/strong>\n <\/td>\n\u00a0<\/td>\n\n $<\/strong>\n <\/td>\n\n 1.35<\/strong>\n <\/td>\n\u00a0<\/td>\n17.8<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Diluted Earnings<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 1.59<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 1.35<\/strong>\n <\/td>\n\u00a0<\/td>\n17.8<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Dividends Paid<\/strong>\n <\/td>\n\u00a0<\/td>\n\n 0.82<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\n 0.82<\/strong>\n <\/td>\n\u00a0<\/td>\n0.0<\/td>\n%<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n Footnotes and Abbreviations:<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n
\n (1)<\/strong>
\n <\/sup>
\n Effective January 1, 2020, the Company adopted Accounting Standards Update (ASU) 2016-13, Financial Instruments – Credit Losses: Measurement of Credit Losses on Financial Instruments (“CECL”), resulting in a period opening adjustment to the allowance for credit losses for loans and held-to-maturity debt securities, other liabilities, deferred tax assets, and shareholders’ equity. <\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n
\n (2)<\/strong>
\n <\/sup>
\n The Company adopted ASU 2016-13, effective January 1, 2020. Debt Securities Held To Maturity of $414,413 thousand at June 30, 2021, $469,259 thousand at March 31, 2021 and $638,281 thousand at June 30, 2020 are net of related reserve for expected credit losses of $9 thousand, $9 thousand and $16 thousand, respectively.<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n
\n (3)<\/strong>
\n <\/sup>
\n Interest income on Debt Securities Available For Sale included make-whole interest income on called corporate bonds of $1.4 million in the second quarter 2021 and $700 thousand in the first quarter 2021.<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n (FTE) Fully Taxable Equivalent. The Company presents its net interest margin and net interest income on a FTE basis using the current statutory federal tax rate. Management believes the FTE basis is valuable to the reader because the Company\u2019s loan and investment securities portfolios contain a relatively large portion of municipal loans and securities that are federally tax exempt. The Company\u2019s tax exempt loans and securities composition may not be similar to that of other banks, therefore in order to reflect the impact of the federally tax exempt loans and securities on the net interest margin and net interest income for comparability with other banks, the Company presents its net interest margin and net interest income on a FTE basis.<\/strong>\n <\/td>\n<\/tr>\n
\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\n\n (a) Annualized<\/strong>\n <\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n\u00a0<\/td>\n<\/tr>\n<\/table>\n

\u00a0<\/p>\n<\/p>\n

\u00a0<\/p>\n

\u00a0<\/p>\n


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\n \n <\/div>\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

SAN RAFAEL, Calif., July 15, 2021 (GLOBE NEWSWIRE) — Westamerica Bancorporation (Nasdaq: WABC), parent company of Westamerica Bank, generated net income for the second quarter 2021 of $22.6 million and diluted earnings per common share (“EPS”) of $0.84. Second quarter 2021 results include \u201cmake-whole\u201d interest income on corporate bonds redeemed prior to maturity, which increased EPS $0.04. These results compare to net income of $20.1 million and EPS of $0.75 for the first quarter 2021, which included \u201cmake-whole\u201d interest income on corporate bonds redeemed before maturity that increased EPS $0.02. “Westamerica continued originating loans for our customers under the second round of the Paycheck Protection Program during the second quarter 2021. Average total deposits grew $327 million from the first … <\/p>\n

Continue reading “Westamerica Bancorporation Reports Second Quarter 2021 Financial Results”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-513658","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"\nWestamerica Bancorporation Reports Second Quarter 2021 Financial Results - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/westamerica-bancorporation-reports-second-quarter-2021-financial-results\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Westamerica Bancorporation Reports Second Quarter 2021 Financial Results - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"SAN RAFAEL, Calif., July 15, 2021 (GLOBE NEWSWIRE) — Westamerica Bancorporation (Nasdaq: WABC), parent company of Westamerica Bank, generated net income for the second quarter 2021 of $22.6 million and diluted earnings per common share (“EPS”) of $0.84. Second quarter 2021 results include \u201cmake-whole\u201d interest income on corporate bonds redeemed prior to maturity, which increased EPS $0.04. These results compare to net income of $20.1 million and EPS of $0.75 for the first quarter 2021, which included \u201cmake-whole\u201d interest income on corporate bonds redeemed before maturity that increased EPS $0.02. “Westamerica continued originating loans for our customers under the second round of the Paycheck Protection Program during the second quarter 2021. Average total deposits grew $327 million from the first … Continue reading "Westamerica Bancorporation Reports Second Quarter 2021 Financial Results"\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/westamerica-bancorporation-reports-second-quarter-2021-financial-results\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2021-07-15T14:55:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODI4MTI2OSM0MjkzMjI2IzIwMjg3MTQ=\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/westamerica-bancorporation-reports-second-quarter-2021-financial-results\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/westamerica-bancorporation-reports-second-quarter-2021-financial-results\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"Westamerica Bancorporation Reports Second Quarter 2021 Financial Results\",\"datePublished\":\"2021-07-15T14:55:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/westamerica-bancorporation-reports-second-quarter-2021-financial-results\\\/\"},\"wordCount\":2583,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/westamerica-bancorporation-reports-second-quarter-2021-financial-results\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.globenewswire.com\\\/newsroom\\\/ti?nf=ODI4MTI2OSM0MjkzMjI2IzIwMjg3MTQ=\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/westamerica-bancorporation-reports-second-quarter-2021-financial-results\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/westamerica-bancorporation-reports-second-quarter-2021-financial-results\\\/\",\"name\":\"Westamerica Bancorporation Reports Second Quarter 2021 Financial Results - 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Second quarter 2021 results include \u201cmake-whole\u201d interest income on corporate bonds redeemed prior to maturity, which increased EPS $0.04. These results compare to net income of $20.1 million and EPS of $0.75 for the first quarter 2021, which included \u201cmake-whole\u201d interest income on corporate bonds redeemed before maturity that increased EPS $0.02. “Westamerica continued originating loans for our customers under the second round of the Paycheck Protection Program during the second quarter 2021. 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