{"id":513207,"date":"2021-07-14T16:33:51","date_gmt":"2021-07-14T20:33:51","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/blue-ridge-bankshares-inc-and-fvcbankcorp-inc-announce-transformational-combination-to-create-a-top-performing-financial-institution-2\/"},"modified":"2021-07-14T16:33:51","modified_gmt":"2021-07-14T20:33:51","slug":"blue-ridge-bankshares-inc-and-fvcbankcorp-inc-announce-transformational-combination-to-create-a-top-performing-financial-institution-2","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/blue-ridge-bankshares-inc-and-fvcbankcorp-inc-announce-transformational-combination-to-create-a-top-performing-financial-institution-2\/","title":{"rendered":"Blue Ridge Bankshares, Inc. and FVCBankcorp, Inc. Announce Transformational Combination to Create a Top-Performing Financial Institution"},"content":{"rendered":"<div class=\"xn-newslines\">\n<p class=\"xn-distributor\">PR Newswire<\/p>\n<\/p><\/div>\n<div class=\"xn-content\">\n<p>\n        <span class=\"xn-location\">CHARLOTTESVILLE, Va.<\/span> and <span class=\"xn-location\">FAIRFAX, Va.<\/span>, <span class=\"xn-chron\">July 14, 2021<\/span> \/PRNewswire\/ &#8212;<\/p>\n<div class=\"PRN_ImbeddedAssetReference\" id=\"DivAssetPlaceHolder1\">\n<p>\n          <a href=\"https:\/\/mma.prnewswire.com\/media\/1574347\/Exhibit_99_1___FINAL_Project_FLAVOR_Investor_Presentation_2021_07_14.pdf?p=original\" target=\"_blank\" rel=\"nofollow noopener\"><br \/>\n            <img decoding=\"async\" src=\"https:\/\/mma.prnewswire.com\/media\/1574347\/Exhibit_99_1___FINAL_Project_FLAVOR_Investor_Presentation_2021_07_14.pdf?p=pdfthumbnail\" title=\"Investor Presentation\" alt=\"Investor Presentation\" \/><br \/>\n          <\/a>\n        <\/p>\n<\/p><\/div>\n<ul type=\"disc\">\n<li>\n          <b><br \/>\n            <u>Enhanced Scale to Drive Increased Growth and Profitability:<\/u><br \/>\n          <\/b>\u00a0Strengthens core franchise to create 4th largest <span class=\"xn-location\">Virginia<\/span>-headquartered community bank\u00b9 <\/li>\n<li>\n          <b><br \/>\n            <u>Strong, Affluent, Growing Markets of Operation:<\/u><br \/>\n          <\/b>\u00a0Strong, affluent growth markets across <span class=\"xn-location\">Virginia<\/span>, <span class=\"xn-location\">Maryland<\/span> and <span class=\"xn-location\">North Carolina<\/span><\/li>\n<li>\n          <b><br \/>\n            <u>Enhanced Revenue Streams with Increased Sources of Fee Income:<\/u><br \/>\n          <\/b>\u00a0Specialty business lines, including mortgage, SBA, government contracting and FinTech partnerships <\/li>\n<li>\n          <b><br \/>\n            <u>Powerful Operating Leverage:<\/u><br \/>\n          <\/b>\u00a0Top-tier metrics with meaningful capital generation and flexibility <\/li>\n<li>\n          <b><br \/>\n            <u>Creation of a Stronger Franchise with Greater Scarcity Value:<\/u><br \/>\n          <\/b>\u00a0Establishment of a powerful middle-market franchise not currently operating in <span class=\"xn-location\">Virginia<\/span> with best talent from both franchises<\/li>\n<\/ul>\n<p>Blue Ridge Bankshares, Inc. (NYSEAM: BRBS) (&#8220;<span class=\"xn-location\">Blue Ridge<\/span>&#8220;), the parent company of Blue Ridge Bank, National Association (&#8220;Blue Ridge Bank&#8221;), and FVCBankcorp, Inc. (NASDAQ: FVCB) (&#8220;FVCB&#8221;), the parent company of FVCbank, jointly announced today that they have entered into a definitive agreement pursuant to which the companies will combine in an all-stock merger of equals to create the 4th largest <span class=\"xn-location\">Virginia<\/span>-headquartered community bank\u00b9 based on assets.<\/p>\n<p>The transformational partnership will create greater scale to drive growth, improve profitability and enhance shareholder value.\u00a0 The transaction leverages complementary market positions and creates a statewide institution with a presence in key <span class=\"xn-location\">Virginia<\/span> markets. The combination enhances revenue streams with increased sources of fee income and complementary product lines. The opportunities for improved profitability and enhanced revenue streams should create meaningful capital generation to support further technology initiatives and FinTech partnerships.<\/p>\n<p>Under the terms of the definitive merger agreement, which was unanimously approved by the Boards of Directors of both companies, FVCB shareholders will receive 1.1492 shares of Blue Ridge common stock for each share of FVCB common stock they own.\u00a0 FVCB shareholders will own approximately 47.5% and <span class=\"xn-location\">Blue Ridge<\/span> shareholders will own approximately 52.5% of the combined company on a fully diluted basis.<\/p>\n<p>The combined company will be headquartered in <span class=\"xn-location\">Fairfax, Virginia<\/span> and will maintain significant operation centers in other markets.<\/p>\n<p>&#8220;This partnership creates a powerful and innovative financial services provider better able to serve its clients and communities of today and tomorrow,&#8221; said <span class=\"xn-person\">Brian K. Plum<\/span>, President and Chief Executive Officer of Blue Ridge.\u00a0 &#8220;The team at FVCB has built and maintains a high quality banking franchise, and there is no better team with which to unite to capitalize on the opportunities presented by an evolving industry.&#8221;<\/p>\n<p>&#8220;We are thrilled to be partnering with Blue Ridge Bankshares in this merger.\u00a0 Over the past couple of years, the growth initiatives and investments <span class=\"xn-location\">Blue Ridge<\/span> has made has resulted in expanded profitability and a differentiated platform. Our two companies complement each other beautifully and the combined company will be a formidable competitor across our markets,&#8221; said <span class=\"xn-person\">David W. Pijor<\/span>, Chairman and Chief Executive Officer of FVCB.\u00a0 &#8220;We believe this merger will enable us to serve our customers with additional products and services, including increased lending capacity and capabilities.\u00a0 As part of a larger and more diverse institution, our employees will have additional opportunities to grow, learn, and develop their careers.\u00a0 Our shareholders should benefit from our increased profitability, liquidity, and increased market capitalization.\u00a0 We look forward to continuing to grow this company across our markets.&#8221;<\/p>\n<div>\n<table id=\"convertedTable47ee\" cellspacing=\"0\" cellpadding=\"0\" border=\"1\" class=\"prntblns\">\n<tr>\n<td class=\"prngen2\">\n<p class=\"prnews_p\">\n                <span class=\"prnews_span\">1)<\/span>\n              <\/p>\n<\/td>\n<td class=\"prngen2\">\n<p class=\"prnews_p\">\n                <span class=\"prnews_span\">Includes community banks headquartered in Virginia with less than $100 billion in total assets; excludes Capital One Financial Corporation due to asset size greater than $100 billion; based on total assets as of March 31, 2021<\/span>\n              <\/p>\n<\/td>\n<\/tr>\n<\/table><\/div>\n<p>\n        <b><br \/>\n          <u>Financially Compelling Transaction for All Shareholders<\/u><br \/>\n        <\/b>\n      <\/p>\n<p>\n        <b>Top-Tier Profitability: <\/b>On a pro forma basis, the combined company targets delivering top-tier operating performance, with an estimated 2022 ROAA of approximately 1.4% and an ROATCE of approximately 15%+.<\/p>\n<p>\n        <b>Significant Earnings Per Share Accretion: <\/b>The transaction is targeted to deliver 16%+ EPS accretion to <span class=\"xn-location\">Blue Ridge<\/span> in 2022 and 2023, respectively, and 12%+ EPS accretion to FVCB in 2022 and 2023, respectively (shown illustrative for 100% achievement of cost savings). <\/p>\n<p>\n        <b>Manageable Tangible Book Value Per Share Dilution: <\/b>The mid-single digit tangible book value per share dilution to <span class=\"xn-location\">Blue Ridge<\/span> is expected to be earned back approximately two years from closing.<\/p>\n<p>\n        <b>Strong Combined Capital Levels:<\/b>\u00a0The combined company is expected to have a Common Equity Tier 1 Capital ratio of above 11% at closing.\u00a0 The combined company&#8217;s targeted strong capital ratios are designed to support growth and capital management strategies.<\/p>\n<p>\n        <b><br \/>\n          <u>Governance and Leadership<\/u><br \/>\n        <\/b>\n      <\/p>\n<p>Reflecting the significant contribution both partners bring to the combined company, the board and executive management team will draw from both sides:<\/p>\n<ul type=\"disc\">\n<li>\n          <span class=\"xn-person\">David W. Pijor<\/span>, Chairman and Chief Executive Officer of FVCB, will be the Executive Chairman of the combined company <\/li>\n<li>\n          <span class=\"xn-person\">Brian K. Plum<\/span>, President and Chief Executive Officer of <span class=\"xn-location\">Blue Ridge<\/span>, will continue in the role of Chief Executive Officer of the combined company <\/li>\n<li>\n          <span class=\"xn-person\">Patricia A. Ferrick<\/span>, President of FVCB, will be the President of the combined company and the President and Chief Executive Officer of the combined bank <\/li>\n<li>\n          <span class=\"xn-person\">Jennifer L. Deacon<\/span>, Chief Financial Officer of FVCB, will be the Chief Financial Officer of the combined company <\/li>\n<li>The Board of Directors of the combined company will consist of 16 directors \u2013 eight <span class=\"xn-location\">Blue Ridge<\/span> Board members and eight FVCB Board members, with an independent <span class=\"xn-location\">Blue Ridge<\/span> director serving as Lead Director <\/li>\n<li>Mr. Pijor, Mr. Plum, and Ms. Ferrick will all be named directors of the combined company<\/li>\n<\/ul>\n<p>\n        <b><br \/>\n          <u>Approval and Timing<\/u><br \/>\n        <\/b>\n      <\/p>\n<p>The merger is expected to close in the fourth quarter of 2021 or early first quarter 2022, subject to satisfaction of customary closing conditions, including receipt of regulatory approvals and approval by the shareholders of each company.<\/p>\n<p>\n        <b><br \/>\n          <u>Transaction Advisors<\/u><br \/>\n        <\/b>\n      <\/p>\n<p>\n        <span class=\"xn-person\">Raymond James<\/span> served as financial advisor to <span class=\"xn-location\">Blue Ridge<\/span>, with <span class=\"xn-person\">Williams Mullen<\/span> serving as legal advisor.\u00a0 <span class=\"xn-person\">Piper Sandler<\/span> &amp; Co. served as financial advisor to FVCB, with <span class=\"xn-person\">Troutman Pepper<\/span> serving as legal advisor.\u00a0 <\/p>\n<p>\n        <b><br \/>\n          <u>About <span class=\"xn-location\">Blue Ridge<\/span><\/u><br \/>\n        <\/b>\n      <\/p>\n<p>Blue Ridge Bankshares, Inc. is the holding company for Blue Ridge Bank, National Association.\u00a0 The Company, through its subsidiaries and affiliates, provides a wide range of financial services including retail and commercial banking, payroll, insurance, card payments, wholesale and retail mortgage lending, and government-guaranteed lending. The Company also provides investment and wealth management services and management services for personal and corporate trusts, including estate planning, and trust administration.\u00a0 Visit <a target=\"_blank\" href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=3228594-1&amp;h=1227956605&amp;u=http%3A%2F%2Fwww.mybrb.com%2F&amp;a=www.mybrb.com\" rel=\"nofollow noopener\">www.mybrb.com<\/a> for more information.<\/p>\n<p>\n        <b><br \/>\n          <u>About FVCB<\/u><br \/>\n        <\/b>\n      <\/p>\n<p>FVCBankcorp, Inc. is the holding company for FVCbank, a wholly-owned subsidiary that commenced operations in <span class=\"xn-chron\">November 2007<\/span>. FVCbank is a <span class=\"xn-money\">$1.88 billion<\/span> asset-sized <span class=\"xn-location\">Virginia<\/span>-chartered community bank serving the banking needs of commercial businesses, nonprofit organizations, professional service entities, their owners and employees located in the greater <span class=\"xn-location\">Baltimore<\/span> and <span class=\"xn-location\">Washington D.C.<\/span>, metropolitan areas. FVCbank is based in <span class=\"xn-location\">Fairfax, Virginia<\/span>, and has 10 full-service offices in <span class=\"xn-location\">Arlington<\/span>, <span class=\"xn-location\">Fairfax<\/span>, <span class=\"xn-location\">Manassas<\/span>, <span class=\"xn-location\">Reston<\/span> and <span class=\"xn-location\">Springfield, Virginia<\/span>, <span class=\"xn-location\">Washington D.C.<\/span>, and <span class=\"xn-location\">Baltimore<\/span>, <span class=\"xn-location\">Bethesda<\/span>, and <span class=\"xn-location\">Rockville, Maryland<\/span>.<\/p>\n<p>\n        <b><br \/>\n          <u>Forward-Looking Statements<\/u><br \/>\n        <\/b>\n      <\/p>\n<p>This release contains &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of 1995 regarding the financial condition, results of operations, business plans and future performance of <span class=\"xn-location\">Blue Ridge<\/span> and FVCB, including, but not limited to statements about the benefits of the merger between <span class=\"xn-location\">Blue Ridge<\/span> and FVCB, including future financial and operating results, cost savings, enhancements to revenue and accretion to reported earnings that may be realized from the merger. Words such as &#8220;anticipates,&#8221; &#8220;believes,&#8221; &#8220;estimates,&#8221; &#8220;expects,&#8221; &#8220;forecasts,&#8221; &#8220;intends,&#8221; &#8220;plans,&#8221; &#8220;projects,&#8221; &#8220;targets,&#8221; &#8220;designed,&#8221; &#8220;could,&#8221; &#8220;may,&#8221; &#8220;should,&#8221; &#8220;will&#8221; or other similar words and expressions are intended to identify these forward-looking statements.\u00a0 These forward-looking statements are based on <span class=\"xn-location\">Blue Ridge&#8217;s<\/span> and FVCB&#8217;s current expectations and assumptions regarding <span class=\"xn-location\">Blue Ridge&#8217;s<\/span> and FVCB&#8217;s businesses, the economy, and other future conditions.<\/p>\n<p>Because forward-looking statements relate to future results and occurrences, they are subject to inherent risks, uncertainties, changes in circumstances and other factors that are difficult to predict.\u00a0 Many possible events or factors could affect <span class=\"xn-location\">Blue Ridge&#8217;s<\/span> and\/or FVCB&#8217;s future financial results and performance and could cause the actual results, performance or achievements of <span class=\"xn-location\">Blue Ridge<\/span> and\/or FVCB to differ materially from any anticipated results expressed or implied by such forward-looking statements.\u00a0 Such risks and uncertainties include, among others, (1) the risk that the cost savings, any revenue synergies and other anticipated benefits of the proposed merger may not be realized or may take longer than anticipated to be realized, including as a result of the impact of, or problems arising from, the integration of the two companies or as a result of the condition of the economy and competitive factors in areas where <span class=\"xn-location\">Blue Ridge<\/span> and FVCB do business, (2) deposit attrition, operating costs, customer losses and other disruptions to the parties&#8217; businesses as a result of the announcement and pendency of the proposed merger, and diversion of management&#8217;s attention from ongoing business operations and opportunities, (3) the occurrence of any event, change or other circumstances that could give rise to the right of one or both of the parties to terminate the definitive merger agreement between <span class=\"xn-location\">Blue Ridge<\/span> and FVCB, (4) the risk that the integration of <span class=\"xn-location\">Blue Ridge&#8217;s<\/span> and FVCB&#8217;s operations will be materially delayed or will be more costly or difficult than expected or that <span class=\"xn-location\">Blue Ridge<\/span> and FVCB are otherwise unable to successfully integrate their businesses, (5) the failure to obtain the necessary approvals of the shareholders of <span class=\"xn-location\">Blue Ridge<\/span> and\/or FVCB, (6) the outcome of any legal proceedings that may be instituted against <span class=\"xn-location\">Blue Ridge<\/span> and\/or FVCB, (7) the failure to obtain required governmental approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the proposed transaction), (8) reputational risk and potential adverse reactions of <span class=\"xn-location\">Blue Ridge&#8217;s<\/span> and\/or FVCB&#8217;s customers, suppliers, employees or other business partners, including those resulting from the announcement or completion of the proposed merger, (9) the failure of any of the closing conditions in the definitive merger agreement to be satisfied on a timely basis or at all, (10) delays in closing the proposed merger, (11) the possibility that the proposed merger may be more expensive to complete than anticipated, including as a result of unexpected factors or events, (12) the dilution caused by <span class=\"xn-location\">Blue Ridge&#8217;s<\/span> issuance of additional shares of its capital stock in connection with the proposed merger, (13) general competitive, economic, political and market conditions, (14) other factors that may affect future results of FVCB and\/or <span class=\"xn-location\">Blue Ridge<\/span> including changes in asset quality and credit risk, the inability to sustain revenue and earnings growth, changes in interest rates and capital markets, inflation, customer borrowing, repayment, investment and deposit practices, the impact, extent and timing of technological changes, capital management activities, and other actions of bank regulatory agencies and legislative and regulatory actions and reforms, and (15) the impact of the global COVID-19 pandemic on <span class=\"xn-location\">Blue Ridge&#8217;s<\/span> and\/or FVCB&#8217;s businesses, the ability to complete the proposed merger and\/or any of the other foregoing risks. <\/p>\n<p>Except to the extent required by applicable law or regulation, each of <span class=\"xn-location\">Blue Ridge<\/span> and FVCB disclaims any obligation to update such factors or to publicly announce the results of any revisions to any of the forward-looking statements included herein to reflect future events or developments.\u00a0 Further information regarding <span class=\"xn-location\">Blue Ridge<\/span>, FVCB and factors which could affect the forward-looking statements contained herein can be found in <span class=\"xn-location\">Blue Ridge&#8217;s<\/span> Annual Report on Form 10-K for the fiscal year ended <span class=\"xn-chron\">December 31, 2020<\/span>, its Quarterly Report on Form 10-Q for the period ended <span class=\"xn-chron\">March 31, 2021<\/span>, and its other filings with the Securities and Exchange Commission (the &#8220;SEC&#8221;), and in FVCB&#8217;s Annual Report on Form 10-K for the fiscal year ended <span class=\"xn-chron\">December 31, 2020<\/span>, its Quarterly Report on Form 10-Q for the period ended <span class=\"xn-chron\">March 31, 2021<\/span>, and its other filings with the SEC.<\/p>\n<p>\n        <b><br \/>\n          <u>Important Information about the Merger and Where to Find It<\/u><br \/>\n        <\/b>\n      <\/p>\n<p>\n        <span class=\"xn-location\">Blue Ridge<\/span> intends to file a registration statement on Form S-4 with the SEC to register the shares of Blue Ridge&#8217;s capital stock that will be issued to FVCB&#8217;s shareholders in connection with the proposed transaction.\u00a0 The registration statement will include a joint proxy statement of <span class=\"xn-location\">Blue Ridge<\/span> and FVCB that also constitutes a prospectus of Blue Ridge.\u00a0 The definitive joint proxy statement\/prospectus will be sent to the shareholders of <span class=\"xn-location\">Blue Ridge<\/span> and FVCB seeking their approval of the proposed merger. <\/p>\n<p>INVESTORS AND SECURITY HOLDERS ARE URGED TO READ THE REGISTRATION STATEMENT ON FORM S-4 AND THE JOINT PROXY STATEMENT\/PROSPECTUS INCLUDED WITHIN THE REGISTRATION STATEMENT ON FORM S-4 WHEN THEY BECOME AVAILABLE (AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE SEC IN CONNECTION WITH THE PROPOSED TRANSACTION OR INCORPORATED BY REFERENCE INTO THE JOINT PROXY STATEMENT\/PROSPECTUS) BECAUSE SUCH DOCUMENTS WILL CONTAIN IMPORTANT INFORMATION REGARDING <span class=\"xn-location\">BLUE RIDGE<\/span>, FVCB, THE PROPOSED MERGER AND RELATED MATTERS. <\/p>\n<p>Investors and security holders may obtain free copies of these documents, once they are filed, and other documents filed with the SEC by <span class=\"xn-location\">Blue Ridge<\/span> or FVCB through the website maintained by the SEC at <a href=\"http:\/\/www.sec.gov\" rel=\"nofollow\">http:\/\/www.sec.gov<\/a>.\u00a0 Investors and security holders will also be able to obtain these documents, once they are filed, free of charge, by requesting them in writing from <span class=\"xn-person\">Brian K. Plum<\/span>, Blue Ridge Bankshares, Inc., 17 West Main Street, <span class=\"xn-location\">Luray, Virginia<\/span> 22835, or by telephone at (540) 743-6521, or from <span class=\"xn-person\">David W. Pijor<\/span>, FVCBankcorp, Inc., 11325 Random Hills Road, <span class=\"xn-location\">Fairfax, Virginia<\/span> 22030, or by telephone at (703) 436-3800.<\/p>\n<p>This release does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or proxy in favor of the merger, nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction.<\/p>\n<p>\n        <b><br \/>\n          <u>Participants in Solicitation<\/u><br \/>\n        <\/b>\n      <\/p>\n<p>\n        <span class=\"xn-location\">Blue Ridge<\/span>, FVCB, and certain of their respective directors and executive officers may be deemed participants in the solicitation of proxies from the shareholders of each of <span class=\"xn-location\">Blue Ridge<\/span> and FVCB in connection with the proposed merger under the rules of the SEC.\u00a0 Certain information regarding the interests of the directors and executive officers of <span class=\"xn-location\">Blue Ridge<\/span> and FVCB and other persons who may be deemed participants in the solicitation of the shareholders of <span class=\"xn-location\">Blue Ridge<\/span> or of FVCB in connection with the proposed merger and a description of their direct and indirect interests, by security holdings or otherwise, will be included in the joint proxy statement\/prospectus related to the proposed merger, which will be filed with the SEC.\u00a0 Additional information about <span class=\"xn-location\">Blue Ridge<\/span>, the directors and executive officers of <span class=\"xn-location\">Blue Ridge<\/span> and their ownership of <span class=\"xn-location\">Blue Ridge<\/span> common stock can also be found in <span class=\"xn-location\">Blue Ridge&#8217;s<\/span> definitive proxy statement in connection with its 2021 annual meeting of shareholders, as filed with the SEC on <span class=\"xn-chron\">April 30, 2021<\/span>, and other documents subsequently filed by <span class=\"xn-location\">Blue Ridge<\/span> with the SEC.\u00a0 Additional information about FVCB, the directors and executive officers of FVCB and their ownership of FVCB common stock can also be found in FVCB&#8217;s definitive proxy statement in connection with its 2021 annual meeting of shareholders, as filed with the SEC on <span class=\"xn-chron\">April 8, 2021<\/span>, and other documents subsequently filed by FVCB with the SEC.\u00a0 These documents can be obtained free of charge from the sources described above.<\/p>\n<div class=\"PRN_ImbeddedAssetReference\" id=\"DivAssetPlaceHolder2\">\n<p>\n          <a href=\"https:\/\/mma.prnewswire.com\/media\/440750\/Blue_Ridge_Bankshares_Logo.html\" target=\"_blank\" rel=\"nofollow noopener\"><br \/>\n            <img decoding=\"async\" src=\"https:\/\/mma.prnewswire.com\/media\/440750\/Blue_Ridge_Bankshares_Logo.jpg\" title=\"BRBS\" alt=\"BRBS\" \/><br \/>\n          <\/a>\n        <\/p>\n<\/p><\/div>\n<p id=\"PURL\">\n        <img loading=\"lazy\" decoding=\"async\" title=\"Cision\" width=\"12\" height=\"12\" alt=\"Cision\" src=\"https:\/\/c212.net\/c\/img\/favicon.png?sn=PH43808&amp;sd=2021-07-14\" \/> View original content to download multimedia:<a id=\"PRNURL\" rel=\"nofollow\" href=\"https:\/\/www.prnewswire.com\/news-releases\/blue-ridge-bankshares-inc-and-fvcbankcorp-inc-announce-transformational-combination-to-create-a-top-performing-financial-institution-301334128.html\">https:\/\/www.prnewswire.com\/news-releases\/blue-ridge-bankshares-inc-and-fvcbankcorp-inc-announce-transformational-combination-to-create-a-top-performing-financial-institution-301334128.html<\/a><\/p>\n<p>SOURCE  Blue Ridge Bankshares, Inc.<\/p>\n<\/p><\/div>\n<p>    <img decoding=\"async\" alt=\"\" src=\"https:\/\/rt.prnewswire.com\/rt.gif?NewsItemId=PH43808&amp;Transmission_Id=202107141630PR_NEWS_USPR_____PH43808&amp;DateId=20210714\" style=\"border:0px;width:1px;height:1px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>PR Newswire CHARLOTTESVILLE, Va. and FAIRFAX, Va., July 14, 2021 \/PRNewswire\/ &#8212; Enhanced Scale to Drive Increased Growth and Profitability: \u00a0Strengthens core franchise to create 4th largest Virginia-headquartered community bank\u00b9 Strong, Affluent, Growing Markets of Operation: \u00a0Strong, affluent growth markets across Virginia, Maryland and North Carolina Enhanced Revenue Streams with Increased Sources of Fee Income: \u00a0Specialty business lines, including mortgage, SBA, government contracting and FinTech partnerships Powerful Operating Leverage: \u00a0Top-tier metrics with meaningful capital generation and flexibility Creation of a Stronger Franchise with Greater Scarcity Value: \u00a0Establishment of a powerful middle-market franchise not currently operating in Virginia with best talent from both franchises Blue Ridge Bankshares, Inc. (NYSEAM: BRBS) (&#8220;Blue Ridge&#8220;), the parent company of Blue Ridge Bank, National Association &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/blue-ridge-bankshares-inc-and-fvcbankcorp-inc-announce-transformational-combination-to-create-a-top-performing-financial-institution-2\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Blue Ridge Bankshares, Inc. and FVCBankcorp, Inc. Announce Transformational Combination to Create a Top-Performing Financial Institution&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-513207","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Blue Ridge Bankshares, Inc. and FVCBankcorp, Inc. Announce Transformational Combination to Create a Top-Performing Financial Institution - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/blue-ridge-bankshares-inc-and-fvcbankcorp-inc-announce-transformational-combination-to-create-a-top-performing-financial-institution-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blue Ridge Bankshares, Inc. and FVCBankcorp, Inc. 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