{"id":450926,"date":"2021-03-04T10:03:06","date_gmt":"2021-03-04T15:03:06","guid":{"rendered":"http:\/\/www.marketnewsdesk.com\/?p=450926"},"modified":"2021-03-04T10:03:06","modified_gmt":"2021-03-04T15:03:06","slug":"mortgage-rates-hit-three-percent","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hit-three-percent\/","title":{"rendered":"Mortgage Rates Hit Three Percent"},"content":{"rendered":"<div class=\"mw_release\">\n<p align=\"left\">MCLEAN, Va., March  04, 2021  (GLOBE NEWSWIRE) &#8212; <u><a href=\"http:\/\/www.freddiemac.com\/\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">Freddie Mac<\/a><\/u> (OTCQB: FMCC) today released the results of its <u><a href=\"http:\/\/www.freddiemac.com\/pmms\/index.html?intcmp=CWS-HP\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">Primary Mortgage Market Survey<sup>\u00ae<\/sup><\/a><\/u>\u00a0(PMMS<sup>\u00ae<\/sup>), showing that the 30-year fixed-rate mortgage (FRM) averaged 3.02 percent.<\/p>\n<p>\u201cSince reaching a low point in January, mortgage rates have risen by more than 30 basis points, and the impact on purchase demand has been noticeable,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cWhile purchase activity remains high, it has cooled off over the last few weeks and is currently on par with early March, prior to the pandemic. However, the rise in mortgage rates over the next couple of months is likely to be more muted in comparison to the last few weeks, and we expect a strong spring sales season.\u201d<\/p>\n<p>\n        <strong>News Facts<\/strong>\n      <\/p>\n<ul type=\"disc\">\n<li>\n          <u><br \/>\n            <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">30-year fixed-rate mortgage<\/a><br \/>\n          <\/u> averaged 3.02 percent with an average 0.6 point for the week ending March 4, 2021, up from last week when it averaged 2.97 percent. A year ago at this time, the 30-year FRM averaged 3.29 percent.<\/li>\n<li>\n          <u><br \/>\n            <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">15-year fixed-rate mortgage<\/a><br \/>\n          <\/u> averaged 2.34 percent with an average 0.7 point, unchanged from last week. A year ago at this time, the 15-year FRM averaged 2.79 percent.<\/li>\n<li>\n          <u><br \/>\n            <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">5-year Treasury-indexed hybrid adjustable-rate mortgage<\/a><br \/>\n          <\/u> (ARM) averaged 2.73 percent with an average 0.3 point,\u00a0down from last week when it averaged 2.99 percent.\u00a0A year ago at this time, the 5-year ARM averaged 3.18 percent.<\/li>\n<\/ul>\n<p>The PMMS<sup>\u00ae<\/sup>\u00a0is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following link for the <u><a href=\"http:\/\/www.freddiemac.com\/pmms\/weightings\/weightings_series_011.html?type=popup&amp;height=600&amp;width=700\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">Definitions<\/a><\/u>. Borrowers may still pay closing costs which are not included in the survey.<\/p>\n<p>Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we\u2019ve made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders, investors and taxpayers. Learn more at <a href=\"http:\/\/www.freddiemac.com\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>FreddieMac.com<\/u><\/a>, Twitter <a href=\"http:\/\/www.twitter.com\/FreddieMac\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>@FreddieMac<\/u><\/a> and Freddie Mac\u2019s blog <a href=\"http:\/\/www.freddiemac.com\/blog\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>FreddieMac.com\/blog<\/u><\/a>.<\/p>\n<p>\n        <strong>MEDIA CONTACT: <\/strong><br \/>\n        <br \/>\n        <strong>Angela Waugaman<\/strong><br \/>\n        <br \/>\n        <strong>703-714-0644<\/strong><br \/>\n        <br \/>\n        <strong>Angela_Waugaman@FreddieMac.com<\/strong>\n      <\/p>\n<p>A photo accompanying this announcement is available at <a href=\"https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/5671a167-50ce-4c75-8a97-be7e7fc0f6ca\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/5671a167-50ce-4c75-8a97-be7e7fc0f6ca<\/a><\/p>\n<p \/>\n<p \/>\n      <img loading=\"lazy\" decoding=\"async\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODE4NDYxNyM0MDQ4ODY5IzIwODExNTY=\" width=\"1\" height=\"1\" \/><br \/>\n      <br \/>\n      <img loading=\"lazy\" decoding=\"async\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/ml.globenewswire.com\/release\/track\/5ce9fb9b-03fc-4b1c-8d82-35042cf0ac12\" width=\"1\" height=\"1\" \/>\n    <\/div>\n<div class=\"mw_contactinfo\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>MCLEAN, Va., March 04, 2021 (GLOBE NEWSWIRE) &#8212; Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey\u00ae\u00a0(PMMS\u00ae), showing that the 30-year fixed-rate mortgage (FRM) averaged 3.02 percent. \u201cSince reaching a low point in January, mortgage rates have risen by more than 30 basis points, and the impact on purchase demand has been noticeable,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cWhile purchase activity remains high, it has cooled off over the last few weeks and is currently on par with early March, prior to the pandemic. However, the rise in mortgage rates over the next couple of months is likely to be more muted in comparison to the last few weeks, and we expect a &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hit-three-percent\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Mortgage Rates Hit Three Percent&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-450926","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mortgage Rates Hit Three Percent - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hit-three-percent\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Rates Hit Three Percent - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"MCLEAN, Va., March 04, 2021 (GLOBE NEWSWIRE) &#8212; Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey\u00ae\u00a0(PMMS\u00ae), showing that the 30-year fixed-rate mortgage (FRM) averaged 3.02 percent. \u201cSince reaching a low point in January, mortgage rates have risen by more than 30 basis points, and the impact on purchase demand has been noticeable,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cWhile purchase activity remains high, it has cooled off over the last few weeks and is currently on par with early March, prior to the pandemic. However, the rise in mortgage rates over the next couple of months is likely to be more muted in comparison to the last few weeks, and we expect a &hellip; Continue reading &quot;Mortgage Rates Hit Three Percent&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hit-three-percent\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-04T15:03:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODE4NDYxNyM0MDQ4ODY5IzIwODExNTY=\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-hit-three-percent\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-hit-three-percent\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"Mortgage Rates Hit Three Percent\",\"datePublished\":\"2021-03-04T15:03:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-hit-three-percent\\\/\"},\"wordCount\":384,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-hit-three-percent\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.globenewswire.com\\\/newsroom\\\/ti?nf=ODE4NDYxNyM0MDQ4ODY5IzIwODExNTY=\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-hit-three-percent\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-hit-three-percent\\\/\",\"name\":\"Mortgage Rates Hit Three Percent - 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