{"id":406915,"date":"2020-12-31T10:03:27","date_gmt":"2020-12-31T15:03:27","guid":{"rendered":"http:\/\/www.marketnewsdesk.com\/?p=406915"},"modified":"2020-12-31T10:03:27","modified_gmt":"2020-12-31T15:03:27","slug":"mortgage-rates-remain-near-record-low-heading-into-2021","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-remain-near-record-low-heading-into-2021\/","title":{"rendered":"Mortgage Rates Remain Near Record Low Heading Into 2021"},"content":{"rendered":"<div class=\"mw_release\">\n<p align=\"left\">MCLEAN, Va., Dec.  31, 2020  (GLOBE NEWSWIRE) &#8212; <a href=\"http:\/\/www.freddiemac.com\/\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>Freddie Mac<\/u><\/a> (OTCQB: FMCC) today released the results of its <a href=\"http:\/\/www.freddiemac.com\/pmms\/index.html?intcmp=CWS-HP\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>Primary Mortgage Market Survey<sup>\u00ae<\/sup><\/u><\/a> (PMMS<sup>\u00ae<\/sup>), showing that the 30-year fixed-rate mortgage (FRM) averaged 2.67 percent.<\/p>\n<p>\u201cAll eyes have been on mortgage rates this year, especially the 30-year fixed-rate, which has dropped more than one percentage point over the last twelve months, driving housing market activity in 2020,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cHeading into 2021 we expect rates to remain flat, potentially rising modestly off their record low, but solid purchase demand and tight inventory will continue to put pressure on housing markets as well as house price growth.\u201d<\/p>\n<p>\n        <strong>News Facts<\/strong>\n      <\/p>\n<ul type=\"disc\">\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>30-year fixed-rate mortgage<\/u><br \/>\n          <\/a> averaged 2.67 percent with an average 0.7 point for the week ending December 31, 2020, up slightly from last week when it averaged 2.66 percent. A year ago at this time, the 30-year FRM averaged 3.72 percent.<\/li>\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>15-year <\/u><br \/>\n            <u>fixed-rate mortgage<\/u><br \/>\n          <\/a> averaged 2.17 percent with an average 0.7 point, down from last week when it averaged 2.19 percent. A year ago at this time, the 15-year FRM averaged 3.16 percent.<\/li>\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>5-year Treasury-indexed hybrid adjustable-rate mortgage<\/u><br \/>\n          <\/a> (ARM) averaged 2.71 percent with an average 0.4 point,\u00a0down\u00a0from last week when it averaged 2.79 percent.\u00a0A year ago at this time, the 5-year ARM averaged 3.46 percent.<\/li>\n<\/ul>\n<p>The PMMS is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following link for the <a href=\"http:\/\/www.freddiemac.com\/pmms\/weightings\/weightings_series_011.html?type=popup&amp;height=600&amp;width=700\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>Definitions<\/u><\/a>. Borrowers may still pay closing costs which are not included in the survey.<\/p>\n<p>Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we\u2019ve made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders, investors and taxpayers. Learn more at <a href=\"http:\/\/www.freddiemac.com\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">FreddieMac.com<\/a>, Twitter <a href=\"http:\/\/www.twitter.com\/FreddieMac\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">@FreddieMac<\/a> and Freddie Mac\u2019s blog <a href=\"http:\/\/www.freddiemac.com\/blog\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">FreddieMac.com\/blog<\/a>.<\/p>\n<p>\n        <strong>MEDIA CONTACT: <\/strong><br \/>\n        <br \/>\n        <strong>Angela Waugaman<\/strong><br \/>\n        <br \/>\n        <strong>703-714-0644<\/strong><br \/>\n        <br \/>\n        <strong>Angela_Waugaman@FreddieMac.com<\/strong>\n      <\/p>\n<p>A photo accompanying this announcement is available at <a href=\"https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/6fd72414-3aef-4c59-9552-640acb926c0f\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/6fd72414-3aef-4c59-9552-640acb926c0f<\/a><\/p>\n<p>      <img loading=\"lazy\" decoding=\"async\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODExOTI3NSMzOTAwOTE5IzIwODExNTY=\" width=\"1\" height=\"1\" \/><br \/>\n      <br \/>\n      <img loading=\"lazy\" decoding=\"async\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/ml.globenewswire.com\/release\/track\/319079f7-d61e-4ebb-962e-d773db8f9de9\" width=\"1\" height=\"1\" \/>\n    <\/div>\n<div class=\"mw_contactinfo\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>MCLEAN, Va., Dec. 31, 2020 (GLOBE NEWSWIRE) &#8212; Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey\u00ae (PMMS\u00ae), showing that the 30-year fixed-rate mortgage (FRM) averaged 2.67 percent. \u201cAll eyes have been on mortgage rates this year, especially the 30-year fixed-rate, which has dropped more than one percentage point over the last twelve months, driving housing market activity in 2020,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cHeading into 2021 we expect rates to remain flat, potentially rising modestly off their record low, but solid purchase demand and tight inventory will continue to put pressure on housing markets as well as house price growth.\u201d News Facts 30-year fixed-rate mortgage averaged 2.67 percent with an average &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-remain-near-record-low-heading-into-2021\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Mortgage Rates Remain Near Record Low Heading Into 2021&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-406915","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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