{"id":405521,"date":"2020-12-24T10:03:05","date_gmt":"2020-12-24T15:03:05","guid":{"rendered":"http:\/\/www.marketnewsdesk.com\/?p=405521"},"modified":"2020-12-24T10:03:05","modified_gmt":"2020-12-24T15:03:05","slug":"mortgage-rates-hit-record-low-at-yearend","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hit-record-low-at-yearend\/","title":{"rendered":"Mortgage Rates Hit Record Low at Yearend"},"content":{"rendered":"<div class=\"mw_release\">\n<p align=\"left\">MCLEAN, Va., Dec.  24, 2020  (GLOBE NEWSWIRE) &#8212; <a href=\"http:\/\/www.freddiemac.com\/\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>Freddie Mac<\/u><\/a> (OTCQB: FMCC) today released the results of its <a href=\"http:\/\/www.freddiemac.com\/pmms\/index.html?intcmp=CWS-HP\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>Primary Mortgage Market Survey<sup>\u00ae<\/sup><\/u><\/a> (PMMS<sup>\u00ae<\/sup>), showing that the 30-year fixed-rate mortgage (FRM) averaged 2.66 percent, the lowest rate in the survey\u2019s history which dates back to 1971.<\/p>\n<p>\u201cThe housing market is poised to finish the year strong as low mortgage rates continue to fuel homebuyer demand and refinance activity,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cMoving into 2021, we expect rates to hold steady but the key driver in the near term will be the trajectory of the COVID-19 pandemic and the execution of the vaccine.\u201d<\/p>\n<p>\n        <strong>News Facts<\/strong>\n      <\/p>\n<ul type=\"disc\">\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>30-year fixed-rate mortgage<\/u><br \/>\n          <\/a> averaged 2.66 percent with an average 0.7 point for the week ending December 24, 2020, down from last week when it averaged 2.67 percent. A year ago at this time, the 30-year FRM averaged 3.74 percent.<\/li>\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>15-year <\/u><br \/>\n          <\/a><br \/>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>fixed-rate mortgage<\/u><br \/>\n          <\/a> averaged 2.19 percent with an average 0.5 point, down from last week when it averaged 2.21 percent. A year ago at this time, the 15-year FRM averaged 3.19 percent.<\/li>\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>5-year Treasury-indexed hybrid adjustable-rate mortgage<\/u><br \/>\n          <\/a> (ARM) averaged 2.79 percent with an average 0.2 point, unchanged from last week.\u00a0A year ago at this time, the 5-year ARM averaged 3.45 percent.<\/li>\n<\/ul>\n<p>The PMMS<sup>\u00ae<\/sup> is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following link for the <a href=\"http:\/\/www.freddiemac.com\/pmms\/weightings\/weightings_series_011.html?type=popup&amp;height=600&amp;width=700\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>Definitions<\/u><\/a>. Borrowers may still pay closing costs which are not included in the survey.<\/p>\n<p>Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we\u2019ve made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders, investors and taxpayers. Learn more at <a href=\"http:\/\/www.freddiemac.com\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">FreddieMac.com<\/a>, Twitter <a href=\"http:\/\/www.twitter.com\/FreddieMac\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">@FreddieMac<\/a> and Freddie Mac\u2019s blog <a href=\"http:\/\/www.freddiemac.com\/blog\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">FreddieMac.com\/blog<\/a>.<\/p>\n<p align=\"left\">\n        <strong>MEDIA CONTACT: <\/strong><br \/>\n        <br \/>\n        <strong>Chad Wandler<\/strong><br \/>\n        <br \/>\n        <strong>703-903-2446<\/strong><br \/>\n        <br \/>\n        <strong>Chad_Wandler@FreddieMac.com<\/strong>\n      <\/p>\n<p>A photo accompanying this announcement is available at <a href=\"https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/f1cbdc6a-5630-4c67-8cc7-00c0688f4e69\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/f1cbdc6a-5630-4c67-8cc7-00c0688f4e69<\/a><\/p>\n<p>      <img loading=\"lazy\" decoding=\"async\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODExNzU0NyMzODk2MDMyIzIwODExNTY=\" width=\"1\" height=\"1\" \/><br \/>\n      <br \/>\n      <img loading=\"lazy\" decoding=\"async\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/ml.globenewswire.com\/release\/track\/bf0f8a42-f0a2-4945-ba4c-921283ca21ef\" width=\"1\" height=\"1\" \/>\n    <\/div>\n<div class=\"mw_contactinfo\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>MCLEAN, Va., Dec. 24, 2020 (GLOBE NEWSWIRE) &#8212; Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey\u00ae (PMMS\u00ae), showing that the 30-year fixed-rate mortgage (FRM) averaged 2.66 percent, the lowest rate in the survey\u2019s history which dates back to 1971. \u201cThe housing market is poised to finish the year strong as low mortgage rates continue to fuel homebuyer demand and refinance activity,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cMoving into 2021, we expect rates to hold steady but the key driver in the near term will be the trajectory of the COVID-19 pandemic and the execution of the vaccine.\u201d News Facts 30-year fixed-rate mortgage averaged 2.66 percent with an average 0.7 point for the &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hit-record-low-at-yearend\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Mortgage Rates Hit Record Low at Yearend&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-405521","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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