{"id":397499,"date":"2020-12-10T10:03:11","date_gmt":"2020-12-10T15:03:11","guid":{"rendered":"http:\/\/www.marketnewsdesk.com\/?p=397499"},"modified":"2020-12-10T10:03:11","modified_gmt":"2020-12-10T15:03:11","slug":"mortgage-rates-remain-flat-4","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-remain-flat-4\/","title":{"rendered":"Mortgage Rates Remain Flat"},"content":{"rendered":"<div class=\"mw_release\">\n<p align=\"left\">MCLEAN, Va., Dec.  10, 2020  (GLOBE NEWSWIRE) &#8212; <a href=\"http:\/\/www.freddiemac.com\/\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>Freddie Mac<\/u><\/a> (OTCQB: FMCC) today released the results of its <a href=\"http:\/\/www.freddiemac.com\/pmms\/index.html?intcmp=CWS-HP\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>Primary Mortgage Market Survey<\/u><\/a><a href=\"http:\/\/www.freddiemac.com\/pmms\/index.html?intcmp=CWS-HP\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"> (PMMS), showing that the 30-year fixed-rate mortgage (FRM) averaged 2.71 percent.<\/a><\/p>\n<p>\u201cMortgage rates remain at record lows, resisting their typical correlation to Treasury yields, which have recently been moving higher,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cMortgage spreads \u2013 the difference between mortgage rates and the 10-year Treasury rate \u2013 are declining from their elevated levels earlier this year. Although today\u2019s mortgage spread is about 1.8 percent and still has some room to move down if the 10-year Treasury continues to rise, it\u2019s encouraging to see that the spread is almost back to normal levels.\u201d<\/p>\n<p>\n        <strong>News Facts<\/strong>\n      <\/p>\n<ul type=\"disc\">\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>30-year fixed-rate mortgage<\/u><br \/>\n          <\/a> averaged 2.71 percent with an average 0.7 point for the week ending December 10, 2020, unchanged from last week. A year ago at this time, the 30-year FRM averaged 3.73 percent.<\/li>\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>15-year <\/u><br \/>\n          <\/a><br \/>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>fixed-rate mortgage<\/u><br \/>\n          <\/a> averaged 2.26 percent with an average 0.6 point, unchanged from last week. A year ago at this time, the 15-year FRM averaged 3.19 percent.<\/li>\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>5-year Treasury-indexed hybrid adjustable-rate mortgage<\/u><br \/>\n          <\/a> (ARM) averaged 2.79 percent with an average 0.3 point, down from last week when it averaged 2.86 percent.\u00a0A year ago at this time, the 5-year ARM averaged 3.36 percent.<\/li>\n<\/ul>\n<p>The PMMS is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following link for the <a href=\"http:\/\/www.freddiemac.com\/pmms\/weightings\/weightings_series_011.html?type=popup&amp;height=600&amp;width=700\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>Definitions<\/u><\/a>. Borrowers may still pay closing costs which are not included in the survey.<\/p>\n<p>Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we\u2019ve made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders, investors and taxpayers. Learn more at <a href=\"http:\/\/www.freddiemac.com\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">FreddieMac.com<\/a>, Twitter <a href=\"http:\/\/www.twitter.com\/FreddieMac\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">@<\/a><a href=\"http:\/\/www.twitter.com\/FreddieMac\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">FreddieMac<\/a> and Freddie Mac\u2019s blog <a href=\"http:\/\/www.freddiemac.com\/blog\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">FreddieMac.com\/blog<\/a>.<\/p>\n<p align=\"left\">\n        <strong>MEDIA CONTACT: <\/strong><br \/>\n        <br \/>\n        <strong>Angela Waugaman<\/strong><br \/>\n        <br \/>\n        <strong>703-<\/strong><br \/>\n        <strong>714-0644<\/strong><br \/>\n        <br \/>\n        <strong>Angela_Waugaman<\/strong><br \/>\n        <strong>@<\/strong><br \/>\n        <strong>F<\/strong><br \/>\n        <strong>reddie<\/strong><br \/>\n        <strong>M<\/strong><br \/>\n        <strong>ac.com<\/strong>\n      <\/p>\n<p>A photo accompanying this announcement is available at <a href=\"https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/30f79b52-c461-425e-b9bf-b50669a5f181\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/30f79b52-c461-425e-b9bf-b50669a5f181<\/a><\/p>\n<\/p>\n<p>      <img loading=\"lazy\" decoding=\"async\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODEwMDI2MiMzODY2MDg2IzIwODExNTY=\" width=\"1\" height=\"1\" \/><br \/>\n      <br \/>\n      <img loading=\"lazy\" decoding=\"async\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/ml.globenewswire.com\/release\/track\/ec59afd2-1104-45e2-b078-ab33833e30f0\" width=\"1\" height=\"1\" \/>\n    <\/div>\n<div class=\"mw_contactinfo\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>MCLEAN, Va., Dec. 10, 2020 (GLOBE NEWSWIRE) &#8212; Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey (PMMS), showing that the 30-year fixed-rate mortgage (FRM) averaged 2.71 percent. \u201cMortgage rates remain at record lows, resisting their typical correlation to Treasury yields, which have recently been moving higher,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cMortgage spreads \u2013 the difference between mortgage rates and the 10-year Treasury rate \u2013 are declining from their elevated levels earlier this year. Although today\u2019s mortgage spread is about 1.8 percent and still has some room to move down if the 10-year Treasury continues to rise, it\u2019s encouraging to see that the spread is almost back to normal levels.\u201d News Facts &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-remain-flat-4\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Mortgage Rates Remain Flat&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-397499","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mortgage Rates Remain Flat - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-remain-flat-4\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Rates Remain Flat - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"MCLEAN, Va., Dec. 10, 2020 (GLOBE NEWSWIRE) &#8212; Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey (PMMS), showing that the 30-year fixed-rate mortgage (FRM) averaged 2.71 percent. \u201cMortgage rates remain at record lows, resisting their typical correlation to Treasury yields, which have recently been moving higher,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cMortgage spreads \u2013 the difference between mortgage rates and the 10-year Treasury rate \u2013 are declining from their elevated levels earlier this year. Although today\u2019s mortgage spread is about 1.8 percent and still has some room to move down if the 10-year Treasury continues to rise, it\u2019s encouraging to see that the spread is almost back to normal levels.\u201d News Facts &hellip; Continue reading &quot;Mortgage Rates Remain Flat&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-remain-flat-4\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-10T15:03:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODEwMDI2MiMzODY2MDg2IzIwODExNTY=\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-remain-flat-4\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-remain-flat-4\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"Mortgage Rates Remain Flat\",\"datePublished\":\"2020-12-10T15:03:11+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-remain-flat-4\\\/\"},\"wordCount\":372,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-remain-flat-4\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.globenewswire.com\\\/newsroom\\\/ti?nf=ODEwMDI2MiMzODY2MDg2IzIwODExNTY=\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-remain-flat-4\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-remain-flat-4\\\/\",\"name\":\"Mortgage Rates Remain Flat - 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Although today\u2019s mortgage spread is about 1.8 percent and still has some room to move down if the 10-year Treasury continues to rise, it\u2019s encouraging to see that the spread is almost back to normal levels.\u201d News Facts &hellip; Continue reading \"Mortgage Rates Remain Flat\"","og_url":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-remain-flat-4\/","og_site_name":"Market Newsdesk","article_published_time":"2020-12-10T15:03:11+00:00","og_image":[{"url":"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODEwMDI2MiMzODY2MDg2IzIwODExNTY=","type":"","width":"","height":""}],"author":"Newsdesk","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Newsdesk","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-remain-flat-4\/#article","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-remain-flat-4\/"},"author":{"name":"Newsdesk","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"headline":"Mortgage Rates Remain Flat","datePublished":"2020-12-10T15:03:11+00:00","mainEntityOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-remain-flat-4\/"},"wordCount":372,"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-remain-flat-4\/#primaryimage"},"thumbnailUrl":"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODEwMDI2MiMzODY2MDg2IzIwODExNTY=","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-remain-flat-4\/","url":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-remain-flat-4\/","name":"Mortgage Rates Remain Flat - 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