{"id":394664,"date":"2020-12-07T14:58:13","date_gmt":"2020-12-07T19:58:13","guid":{"rendered":"http:\/\/www.marketnewsdesk.com\/?p=394664"},"modified":"2020-12-07T14:58:13","modified_gmt":"2020-12-07T19:58:13","slug":"optimumbank-holdings-inc-ophc-nasdaq-announces-third-quarter-results-for-optimumbank-the-bank","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/optimumbank-holdings-inc-ophc-nasdaq-announces-third-quarter-results-for-optimumbank-the-bank\/","title":{"rendered":"OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Results for OptimumBank (the \u201cBank\u201d)"},"content":{"rendered":"<div class=\"mw_release\">\n<p align=\"justify\">Fort Lauderdale, FL., Dec.  07, 2020  (GLOBE NEWSWIRE) &#8212; OptimumBank Holdings, Inc. (OPHC-NASDAQ)<\/p>\n<p>\n        <strong><br \/>\n          <u>Summary of Results:<\/u><br \/>\n        <\/strong>\n      <\/p>\n<p align=\"justify\">OPHC is pleased to announce the Bank\u2019s third quarter net income of $345,000, which excludes an Allowance for Loan and Lease Losses (\u201cALLL\u201d) provision expense of $523,000, as the Bank has been very successful raising core deposits and reducing higher cost time deposits. The loan portfolio has increased by approximately $41.6 million so far this year. In addition, the Bank achieved greater small business loan penetration via the Small Business Administrations\u2019 Payroll Protection Program (PPP loans).<\/p>\n<p align=\"justify\">Chairman Moishe Gubin commented,<em> \u201cGrowth in income continues to increase as planned; and total assets now exceed $200 million. A significant increase in the size and number of commercial bank accounts has contributed to the bank\u2019s fee income, more than quadrupling over the year due to wire and ACH fees.\u201d<\/em><\/p>\n<p align=\"justify\">CEO Tim Terry commented,<em> \u201cThe Bank is well received in our local area lending market for our Payroll Protection Program (PPP) lending efforts to keep small business operating in the current Covid-19 economy. Many have now made us their bank of choice.\u201d<\/em><\/p>\n<p align=\"justify\">Multiple capital contributions have assisted this year with an increased lending activity to existing customers. Additionally, the Bank has a greater ability to engage in lending and marketing its services to many new businesses with larger borrowing requirements, as well as those seeking \u201cAdvanced Cash Management\u201d services.<\/p>\n<p align=\"justify\">\n        <strong><br \/>\n          <u>Safe Harbor Statement: <\/u><br \/>\n        <\/strong>\n      <\/p>\n<p align=\"justify\">This press release contains forward-looking statements that can be identified by terminology such as &#8220;believes,&#8221; &#8220;expects,&#8221; &#8220;potential,&#8221; &#8220;plans,&#8221; &#8220;suggests,&#8221; &#8220;may,&#8221; &#8220;should,&#8221; &#8220;could,&#8221; &#8220;intends,&#8221; or similar expressions. Many forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause actual results to be materially different from any future results or implied by such statements. These factors include, but are not limited to, our limited operating history, managing our expected growth, risks associated with integration of acquired websites, possible inadvertent infringement of third-party intellectual property rights, our ability to effectively compete, our acquisition strategy, and a limited public market for our common stock, among other risks. OptimumBank Holdings, Inc.&#8217;s future results may also be impacted by other risk factors listed from time-to-time in its SEC filings. Many factors are difficult to predict accurately and are generally beyond the company&#8217;s control. Forward looking statements speak only as to the date they are made and OptimumBank Holdings, Inc. does not undertake to update forward-looking statements to reflect circumstances or events that occur after the date the forward-looking statements are made.<\/p>\n<p>\n        <strong>Investor Relations:<\/strong><br \/>\n        <br \/>OptimumBank Holodings, Inc.<br \/><a href=\"https:\/\/www.globenewswire.com\/Tracker?data=UvDC41TlWQCAea8p4OXhoZWOnfS8cL3aDtqmJKdp9JSvSXadPHMqh0lJDnNjHn3KMG2UbhFoD8_J0OjCFwV01heTt4xgOKhC2hJxQyqavbCTJX7nd9qu1DKzMTRjcE22RksM002hD1pVfrtAMcyHRCeEQLbc6_TQLR02X_4-nH7s4uESCHQx25gNdA0zPLo92rV8cihQZ-e0eFYo-qV2SrduqSdT84fwJm3K3yf8AKPU0z9Vbkfk60GtWz0zj-E70ApfrVl3EsDOw5wKLKFIBw==\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>investor@optimumbank.com<\/u><\/a><br \/> +1.954.900.2805<\/p>\n<p \/>\n      <img loading=\"lazy\" decoding=\"async\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODA5ODA1NCMzODYwMTA3IzUwMDA0ODk5Mw==\" width=\"1\" height=\"1\" \/><br \/>\n      <br \/>\n      <img loading=\"lazy\" decoding=\"async\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/ml.globenewswire.com\/release\/track\/9fde168c-e7e7-434d-a3c0-1a6c72e8cd6a\" width=\"1\" height=\"1\" \/>\n    <\/div>\n<div class=\"mw_contactinfo\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Fort Lauderdale, FL., Dec. 07, 2020 (GLOBE NEWSWIRE) &#8212; OptimumBank Holdings, Inc. (OPHC-NASDAQ) Summary of Results: OPHC is pleased to announce the Bank\u2019s third quarter net income of $345,000, which excludes an Allowance for Loan and Lease Losses (\u201cALLL\u201d) provision expense of $523,000, as the Bank has been very successful raising core deposits and reducing higher cost time deposits. The loan portfolio has increased by approximately $41.6 million so far this year. In addition, the Bank achieved greater small business loan penetration via the Small Business Administrations\u2019 Payroll Protection Program (PPP loans). Chairman Moishe Gubin commented, \u201cGrowth in income continues to increase as planned; and total assets now exceed $200 million. A significant increase in the size and number of &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/optimumbank-holdings-inc-ophc-nasdaq-announces-third-quarter-results-for-optimumbank-the-bank\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Results for OptimumBank (the \u201cBank\u201d)&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-394664","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Results for OptimumBank (the \u201cBank\u201d) - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/optimumbank-holdings-inc-ophc-nasdaq-announces-third-quarter-results-for-optimumbank-the-bank\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Results for OptimumBank (the \u201cBank\u201d) - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Fort Lauderdale, FL., Dec. 07, 2020 (GLOBE NEWSWIRE) &#8212; OptimumBank Holdings, Inc. (OPHC-NASDAQ) Summary of Results: OPHC is pleased to announce the Bank\u2019s third quarter net income of $345,000, which excludes an Allowance for Loan and Lease Losses (\u201cALLL\u201d) provision expense of $523,000, as the Bank has been very successful raising core deposits and reducing higher cost time deposits. The loan portfolio has increased by approximately $41.6 million so far this year. In addition, the Bank achieved greater small business loan penetration via the Small Business Administrations\u2019 Payroll Protection Program (PPP loans). Chairman Moishe Gubin commented, \u201cGrowth in income continues to increase as planned; and total assets now exceed $200 million. A significant increase in the size and number of &hellip; Continue reading &quot;OptimumBank Holdings, Inc. 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