{"id":392619,"date":"2020-12-03T08:04:42","date_gmt":"2020-12-03T13:04:42","guid":{"rendered":"http:\/\/www.marketnewsdesk.com\/?p=392619"},"modified":"2020-12-03T08:04:42","modified_gmt":"2020-12-03T13:04:42","slug":"xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\/","title":{"rendered":"XTM to Offer Micro-Credit and Credit-Score Build\/Repair to its Today\u2122 Card Holders"},"content":{"rendered":"<div class=\"xn-newslines\">\n<p class=\"xn-distributor\">PR Newswire<\/p>\n<\/p><\/div>\n<div class=\"xn-content\">\n<p>\n        <span class=\"xn-location\">TORONTO<\/span>, <span class=\"xn-chron\">Dec. 3, 2020<\/span> \/PRNewswire\/ &#8211;<b>\u00a0XTM, Inc. (&#8220;XTM&#8221; <\/b>or the<b> &#8220;Company&#8221;<\/b>) (CSE:PAID) (FSE:7XT), a <span class=\"xn-location\">Toronto<\/span>-based Fintech company in the neo banking space, providing mobile banking and payment solutions around the world is pleased to announce its plan to offer micro-credit to its Today\u2122 Cardholder community.\u00a0 The Today program has been adopted and rolled out to thousands of hospitality, personal care and food delivery staff through their employers as a way of eliminating cash from the gratuity and earnings disbursement ecosystem.\u00a0<\/p>\n<p>This micro-credit product delivers an overdraft protection on a subscription model and reports the good repayment history to the bureaus thereby increasing the subscribers&#8217; credit score.\u00a0 With an opt-in via the Today mobile app, each subscriber will be given access to their credit score in real-time and in-app credit-building tips to help increase their credit score.\u00a0 The service will be offered free of charge for the first 60-days followed by a small monthly subscription fee.\u00a0 Repayment of the overdraft is made each time the user receives a new deposit from their employer. The Company is in beta stage and expects a full roll-out by Q2 2021.\u00a0 <\/p>\n<p>&#8220;Our Today users are a dynamic group of people looking to enhance their credit score, enabling them to take advantage of credit opportunities such as loans and mortgages,&#8221; said <span class=\"xn-person\">Marilyn Schaffer<\/span>, CEO, XTM.\u00a0 &#8220;XTM is a Fintech innovator and we are committed to our roadmap of driving exceptional value to our users.\u00a0 This announcement reflects our response to our users&#8217; quest for financial inclusion.&#8221;<\/p>\n<p>\n        <b><br \/>\n          <u>About XTM Inc. <\/u><br \/>\n        <\/b>\n      <\/p>\n<p>XTM, <a target=\"_blank\" href=\"https:\/\/c212.net\/c\/link\/?t=0&amp;l=en&amp;o=3001539-1&amp;h=2987637543&amp;u=http%3A%2F%2Fwww.xtminc.com%2F&amp;a=www.xtminc.com\" rel=\"nofollow noopener noreferrer\">www.xtminc.com<\/a> is a <span class=\"xn-location\">Toronto<\/span>-based fintech innovator in the challenger banking space helping business and workers alike expedite earnings payout and reduce or eliminate banking fees. \u00a0\u00a0We are a global card issuer and payment specialist providing free technology to business to automate and expedite worker payouts that can eliminate cash.\u00a0 XTM integrates businesses to a payment ecosystem that is coupled with a free mobile app and Mastercard debit card with free banking features. XTM drives enterprise value and creates a positive user experience.\u00a0 <\/p>\n<p>\n        <i>This news release contains &#8220;forward-looking information&#8221; and &#8220;forward-looking statements&#8221; within the meaning of applicable securities laws (the &#8220;forward-looking statements&#8221;), within the meaning of applicable Canadian securities legislation, including expected performance of XTM, the expectation that the Vert credit business will launch in the expected timeline, the program will be successful, XTM can obtain the necessary credit facilities, users will continue to use the program or that any business will actually private label the program. Forward-looking statements are statements that are not historical facts and are generally, although not always, identified by words such as &#8220;expect&#8221;, &#8220;plan&#8221;, &#8220;anticipate&#8221;, &#8220;project&#8221;, &#8220;target&#8221;, &#8220;potential&#8221;, &#8220;schedule&#8221;, &#8220;forecast&#8221;, &#8220;budget&#8221;, &#8220;estimate&#8221;, &#8220;intend&#8221; or &#8220;believe&#8221; and similar expressions or their negative connotations, or that events or conditions &#8220;will&#8221;, &#8220;would&#8221;, &#8220;may&#8221;, &#8220;could&#8221;, &#8220;should&#8221; or &#8220;might&#8221; occur. All such forward-looking statements are based on the opinions and estimates of management as of the date such statements are made. These forward-looking statements are made as of the date of this news release. Readers are cautioned not to place undue reliance on forward-looking statements, as there can be no assurance that the future circumstances, outcomes or results anticipated in or implied by such forward-looking statements will occur or that plans, intentions or expectations upon which the forward-looking statements are based will occur.<\/i>\n      <\/p>\n<p>\n        <i>The CSE has not approved nor disapproved the contents of this press release, and the CSE does not accept responsibility for the adequacy or accuracy of this release.<\/i>\n      <\/p>\n<p id=\"PURL\">\n        <img loading=\"lazy\" decoding=\"async\" title=\"Cision\" width=\"12\" height=\"12\" alt=\"Cision\" src=\"https:\/\/c212.net\/c\/img\/favicon.png?sn=TO12111&amp;sd=2020-12-03\" \/> View original content to download multimedia:<a id=\"PRNURL\" rel=\"nofollow\" href=\"http:\/\/www.prnewswire.com\/news-releases\/xtm-to-offer-micro-credit-and-credit-score-buildrepair-to-its-today-card-holders-301185680.html\">http:\/\/www.prnewswire.com\/news-releases\/xtm-to-offer-micro-credit-and-credit-score-buildrepair-to-its-today-card-holders-301185680.html<\/a><\/p>\n<p>SOURCE  XTM Inc.<\/p>\n<\/p><\/div>\n<p>    <img decoding=\"async\" alt=\"\" src=\"https:\/\/rt.prnewswire.com\/rt.gif?NewsItemId=TO12111&amp;Transmission_Id=202012030800PR_NEWS_USPR_____TO12111&amp;DateId=20201203\" style=\"border:0px;width:1px;height:1px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>PR Newswire TORONTO, Dec. 3, 2020 \/PRNewswire\/ &#8211;\u00a0XTM, Inc. (&#8220;XTM&#8221; or the &#8220;Company&#8221;) (CSE:PAID) (FSE:7XT), a Toronto-based Fintech company in the neo banking space, providing mobile banking and payment solutions around the world is pleased to announce its plan to offer micro-credit to its Today\u2122 Cardholder community.\u00a0 The Today program has been adopted and rolled out to thousands of hospitality, personal care and food delivery staff through their employers as a way of eliminating cash from the gratuity and earnings disbursement ecosystem.\u00a0 This micro-credit product delivers an overdraft protection on a subscription model and reports the good repayment history to the bureaus thereby increasing the subscribers&#8217; credit score.\u00a0 With an opt-in via the Today mobile app, each subscriber will be &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;XTM to Offer Micro-Credit and Credit-Score Build\/Repair to its Today\u2122 Card Holders&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-392619","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>XTM to Offer Micro-Credit and Credit-Score Build\/Repair to its Today\u2122 Card Holders - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"XTM to Offer Micro-Credit and Credit-Score Build\/Repair to its Today\u2122 Card Holders - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"PR Newswire TORONTO, Dec. 3, 2020 \/PRNewswire\/ &#8211;\u00a0XTM, Inc. (&#8220;XTM&#8221; or the &#8220;Company&#8221;) (CSE:PAID) (FSE:7XT), a Toronto-based Fintech company in the neo banking space, providing mobile banking and payment solutions around the world is pleased to announce its plan to offer micro-credit to its Today\u2122 Cardholder community.\u00a0 The Today program has been adopted and rolled out to thousands of hospitality, personal care and food delivery staff through their employers as a way of eliminating cash from the gratuity and earnings disbursement ecosystem.\u00a0 This micro-credit product delivers an overdraft protection on a subscription model and reports the good repayment history to the bureaus thereby increasing the subscribers&#8217; credit score.\u00a0 With an opt-in via the Today mobile app, each subscriber will be &hellip; Continue reading &quot;XTM to Offer Micro-Credit and Credit-Score Build\/Repair to its Today\u2122 Card Holders&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-03T13:04:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/c212.net\/c\/img\/favicon.png?sn=TO12111&amp;sd=2020-12-03\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"XTM to Offer Micro-Credit and Credit-Score Build\\\/Repair to its Today\u2122 Card Holders\",\"datePublished\":\"2020-12-03T13:04:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\\\/\"},\"wordCount\":607,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/c212.net\\\/c\\\/img\\\/favicon.png?sn=TO12111&amp;sd=2020-12-03\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\\\/\",\"name\":\"XTM to Offer Micro-Credit and Credit-Score Build\\\/Repair to its Today\u2122 Card Holders - 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(&#8220;XTM&#8221; or the &#8220;Company&#8221;) (CSE:PAID) (FSE:7XT), a Toronto-based Fintech company in the neo banking space, providing mobile banking and payment solutions around the world is pleased to announce its plan to offer micro-credit to its Today\u2122 Cardholder community.\u00a0 The Today program has been adopted and rolled out to thousands of hospitality, personal care and food delivery staff through their employers as a way of eliminating cash from the gratuity and earnings disbursement ecosystem.\u00a0 This micro-credit product delivers an overdraft protection on a subscription model and reports the good repayment history to the bureaus thereby increasing the subscribers&#8217; credit score.\u00a0 With an opt-in via the Today mobile app, each subscriber will be &hellip; Continue reading \"XTM to Offer Micro-Credit and Credit-Score Build\/Repair to its Today\u2122 Card Holders\"","og_url":"https:\/\/www.marketnewsdesk.com\/index.php\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\/","og_site_name":"Market Newsdesk","article_published_time":"2020-12-03T13:04:42+00:00","og_image":[{"url":"https:\/\/c212.net\/c\/img\/favicon.png?sn=TO12111&amp;sd=2020-12-03","type":"","width":"","height":""}],"author":"Newsdesk","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Newsdesk","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\/#article","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\/"},"author":{"name":"Newsdesk","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"headline":"XTM to Offer Micro-Credit and Credit-Score Build\/Repair to its Today\u2122 Card Holders","datePublished":"2020-12-03T13:04:42+00:00","mainEntityOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\/"},"wordCount":607,"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\/#primaryimage"},"thumbnailUrl":"https:\/\/c212.net\/c\/img\/favicon.png?sn=TO12111&amp;sd=2020-12-03","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\/","url":"https:\/\/www.marketnewsdesk.com\/index.php\/xtm-to-offer-micro-credit-and-credit-score-build-repair-to-its-today-card-holders\/","name":"XTM to Offer Micro-Credit and Credit-Score Build\/Repair to its Today\u2122 Card Holders - 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