{"id":388584,"date":"2020-11-25T10:03:23","date_gmt":"2020-11-25T15:03:23","guid":{"rendered":"http:\/\/www.marketnewsdesk.com\/?p=388584"},"modified":"2020-11-25T10:03:23","modified_gmt":"2020-11-25T15:03:23","slug":"mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\/","title":{"rendered":"Mortgage Rates Hold Steady Heading into the Thanksgiving Holiday"},"content":{"rendered":"<div class=\"mw_release\">\n<p align=\"left\">MCLEAN, Va., Nov.  25, 2020  (GLOBE NEWSWIRE) &#8212; <a href=\"http:\/\/www.freddiemac.com\/\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>Freddie Mac<\/u><\/a> (OTCQB: FMCC) today released the results of its <a href=\"http:\/\/www.freddiemac.com\/pmms\/index.html?intcmp=CWS-HP\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">Primary Mortgage Market Survey<\/a><sup><a href=\"http:\/\/www.freddiemac.com\/pmms\/index.html?intcmp=CWS-HP\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">\u00ae<\/a>\u00a0\u00a0<\/sup>(PMMS<sup>\u00ae<\/sup>), showing that the 30-year fixed-rate mortgage (FRM) averaged 2.72 percent.<\/p>\n<p>\u201cMortgage rates remain at record lows and while that has fueled a refinance boom, it\u2019s been driven mainly by higher income borrowers. With about 20 million borrowers eligible to refinance, lower- and middle-income borrowers are leaving money on the table by not taking advantage of low rates,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cOn the homebuying side, demand continues to surge, and it has created a seller\u2019s market where inventory is at a record low and home prices are rising, beginning to offset the benefits of the low rates.\u201d<\/p>\n<p>\n        <strong>News Facts<\/strong>\n      <\/p>\n<ul type=\"disc\">\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>30-year fixed-rate mortgage<\/u><br \/>\n          <\/a> averaged 2.72 percent with an average 0.7 point for the week ending November 25, 2020, unchanged from last week. A year ago at this time, the 30-year FRM averaged 3.68 percent.<\/li>\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>15-year <\/u><br \/>\n          <\/a><br \/>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>fixed-rate mortgage<\/u><br \/>\n          <\/a> averaged 2.28 percent with an average 0.6 point, unchanged from last week. A year ago at this time, the 15-year FRM averaged 3.15 percent.<\/li>\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>5-year Treasury-indexed hybrid adjustable-rate mortgage<\/u><br \/>\n          <\/a> (ARM) averaged 3.16 percent with an average 0.3 point, up from last week when it averaged 2.85 percent.\u00a0A year ago at this time, the 5-year ARM averaged 3.43 percent.<\/li>\n<\/ul>\n<p>The PMMS is focused on conventional, conforming, fully-amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following link for the <a href=\"http:\/\/www.freddiemac.com\/pmms\/weightings\/weightings_series_011.html?type=popup&amp;height=600&amp;width=700\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>Definitions<\/u><\/a>. Borrowers may still pay closing costs which are not included in the survey.<\/p>\n<p>Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we\u2019ve made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders, investors and taxpayers. Learn more at <a href=\"http:\/\/www.freddiemac.com\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">FreddieMac.com<\/a>, Twitter <a href=\"http:\/\/www.twitter.com\/FreddieMac\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">@<\/a><a href=\"http:\/\/www.twitter.com\/FreddieMac\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">FreddieMac<\/a> and Freddie Mac\u2019s blog <a href=\"http:\/\/www.freddiemac.com\/blog\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">FreddieMac.com\/blog<\/a>.<\/p>\n<p>\n        <strong>MEDIA CONTACT:\u00a0<br \/><\/strong><br \/>\n        <strong>Angela Waugaman<br \/><\/strong><br \/>\n        <strong>703-<\/strong><br \/>\n        <strong>714-0644<br \/><\/strong><br \/>\n        <strong>Angela_Waugaman<\/strong><br \/>\n        <strong>@<\/strong><br \/>\n        <strong>F<\/strong><br \/>\n        <strong>reddie<\/strong><br \/>\n        <strong>M<\/strong><br \/>\n        <strong>ac.com<\/strong>\n      <\/p>\n<p>A photo accompanying this announcement is available at <a href=\"https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/35159f9a-3513-4675-9524-f7f6a539a53a\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/35159f9a-3513-4675-9524-f7f6a539a53a<\/a><\/p>\n<p>      <img loading=\"lazy\" decoding=\"async\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODA5MjI2OSMzODQ0MDE2IzIwODExNTY=\" width=\"1\" height=\"1\" \/><br \/>\n      <br \/>\n      <img loading=\"lazy\" decoding=\"async\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/ml.globenewswire.com\/release\/track\/ceec022a-5bc9-434b-9836-c5f2659e17d8\" width=\"1\" height=\"1\" \/>\n    <\/div>\n<div class=\"mw_contactinfo\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>MCLEAN, Va., Nov. 25, 2020 (GLOBE NEWSWIRE) &#8212; Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey\u00ae\u00a0\u00a0(PMMS\u00ae), showing that the 30-year fixed-rate mortgage (FRM) averaged 2.72 percent. \u201cMortgage rates remain at record lows and while that has fueled a refinance boom, it\u2019s been driven mainly by higher income borrowers. With about 20 million borrowers eligible to refinance, lower- and middle-income borrowers are leaving money on the table by not taking advantage of low rates,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cOn the homebuying side, demand continues to surge, and it has created a seller\u2019s market where inventory is at a record low and home prices are rising, beginning to offset the benefits of the &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Mortgage Rates Hold Steady Heading into the Thanksgiving Holiday&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-388584","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mortgage Rates Hold Steady Heading into the Thanksgiving Holiday - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Rates Hold Steady Heading into the Thanksgiving Holiday - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"MCLEAN, Va., Nov. 25, 2020 (GLOBE NEWSWIRE) &#8212; Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey\u00ae\u00a0\u00a0(PMMS\u00ae), showing that the 30-year fixed-rate mortgage (FRM) averaged 2.72 percent. \u201cMortgage rates remain at record lows and while that has fueled a refinance boom, it\u2019s been driven mainly by higher income borrowers. With about 20 million borrowers eligible to refinance, lower- and middle-income borrowers are leaving money on the table by not taking advantage of low rates,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cOn the homebuying side, demand continues to surge, and it has created a seller\u2019s market where inventory is at a record low and home prices are rising, beginning to offset the benefits of the &hellip; Continue reading &quot;Mortgage Rates Hold Steady Heading into the Thanksgiving Holiday&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\/\" \/>\n<meta property=\"og:site_name\" content=\"Market Newsdesk\" \/>\n<meta property=\"article:published_time\" content=\"2020-11-25T15:03:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODA5MjI2OSMzODQ0MDE2IzIwODExNTY=\" \/>\n<meta name=\"author\" content=\"Newsdesk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Newsdesk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\\\/\"},\"author\":{\"name\":\"Newsdesk\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/#\\\/schema\\\/person\\\/482f27a394d4fda80ecb5499e519d979\"},\"headline\":\"Mortgage Rates Hold Steady Heading into the Thanksgiving Holiday\",\"datePublished\":\"2020-11-25T15:03:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\\\/\"},\"wordCount\":384,\"image\":{\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.globenewswire.com\\\/newsroom\\\/ti?nf=ODA5MjI2OSMzODQ0MDE2IzIwODExNTY=\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\\\/\",\"url\":\"https:\\\/\\\/www.marketnewsdesk.com\\\/index.php\\\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\\\/\",\"name\":\"Mortgage Rates Hold Steady Heading into the Thanksgiving Holiday - 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With about 20 million borrowers eligible to refinance, lower- and middle-income borrowers are leaving money on the table by not taking advantage of low rates,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cOn the homebuying side, demand continues to surge, and it has created a seller\u2019s market where inventory is at a record low and home prices are rising, beginning to offset the benefits of the &hellip; Continue reading \"Mortgage Rates Hold Steady Heading into the Thanksgiving Holiday\"","og_url":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\/","og_site_name":"Market Newsdesk","article_published_time":"2020-11-25T15:03:23+00:00","og_image":[{"url":"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODA5MjI2OSMzODQ0MDE2IzIwODExNTY=","type":"","width":"","height":""}],"author":"Newsdesk","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Newsdesk","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\/#article","isPartOf":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\/"},"author":{"name":"Newsdesk","@id":"https:\/\/www.marketnewsdesk.com\/#\/schema\/person\/482f27a394d4fda80ecb5499e519d979"},"headline":"Mortgage Rates Hold Steady Heading into the Thanksgiving Holiday","datePublished":"2020-11-25T15:03:23+00:00","mainEntityOfPage":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\/"},"wordCount":384,"image":{"@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\/#primaryimage"},"thumbnailUrl":"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODA5MjI2OSMzODQ0MDE2IzIwODExNTY=","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\/","url":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-hold-steady-heading-into-the-thanksgiving-holiday\/","name":"Mortgage Rates Hold Steady Heading into the Thanksgiving Holiday - 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