{"id":385258,"date":"2020-11-19T10:03:13","date_gmt":"2020-11-19T15:03:13","guid":{"rendered":"http:\/\/www.marketnewsdesk.com\/?p=385258"},"modified":"2020-11-19T10:03:13","modified_gmt":"2020-11-19T15:03:13","slug":"mortgage-rates-drop-hitting-a-record-low-for-the-thirteenth-time-this-year","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-drop-hitting-a-record-low-for-the-thirteenth-time-this-year\/","title":{"rendered":"Mortgage Rates Drop, Hitting a Record Low for the Thirteenth Time this Year"},"content":{"rendered":"<div class=\"mw_release\">\n<p align=\"left\">MCLEAN, Va., Nov.  19, 2020  (GLOBE NEWSWIRE) &#8212; <a href=\"http:\/\/www.freddiemac.com\/\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>Freddie Mac<\/u><\/a> (OTCQB: FMCC) today released the results of its <a href=\"http:\/\/www.freddiemac.com\/pmms\/index.html?intcmp=CWS-HP\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">Primary Mortgage Market Survey<sup>\u00ae<\/sup><\/a> (PMMS<sup>\u00ae<\/sup>), showing that the 30-year fixed-rate mortgage (FRM) averaged 2.72 percent, the lowest rate in the survey\u2019s history which dates back to 1971.<\/p>\n<p>\u201cWeaker consumer spending data, which accounts for the majority of economic growth, drove mortgage rates to a new record low,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cWhile economic growth remains unstable, strong housing demand continues to have a domino effect on many other segments of the economy.\u201d<\/p>\n<p>\n        <strong>News Facts<\/strong>\n      <\/p>\n<ul type=\"disc\">\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>30-year fixed-rate mortgage<\/u><br \/>\n          <\/a> averaged 2.72 percent with an average 0.7 point for the week ending November 19, 2020, down from last week when it averaged 2.84 percent. A year ago at this time, the 30-year FRM averaged 3.66 percent.<\/li>\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>15-year <\/u><br \/>\n          <\/a><br \/>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>fixed-rate mortgage<\/u><br \/>\n          <\/a> averaged 2.28 percent with an average 0.6 point, down from last week when it averaged 2.34 percent. A year ago at this time, the 15-year FRM averaged 3.15 percent.<\/li>\n<li>\n          <a href=\"http:\/\/www.freddiemac.com\/pmms\/pmms_archives.html\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><br \/>\n            <u>5-year Treasury-indexed hybrid adjustable-rate mortgage<\/u><br \/>\n          <\/a> (ARM) averaged 2.85 percent with an average 0.3 point, down from last week when it averaged 3.11 percent.\u00a0A year ago at this time, the 5-year ARM averaged 3.39 percent.<\/li>\n<\/ul>\n<p>The PMMS<sup>\u00ae<\/sup> is focused on conventional, conforming, fully-amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following link for the <a href=\"http:\/\/www.freddiemac.com\/pmms\/weightings\/weightings_series_011.html?type=popup&amp;height=600&amp;width=700\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><u>Definitions<\/u><\/a>. Borrowers may still pay closing costs which are not included in the survey.<\/p>\n<p>Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we\u2019ve made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders, investors and taxpayers. Learn more at <a href=\"http:\/\/www.freddiemac.com\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">FreddieMac.com<\/a>, Twitter <a href=\"http:\/\/www.twitter.com\/FreddieMac\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">@FreddieMac<\/a> and Freddie Mac\u2019s blog <a href=\"http:\/\/www.freddiemac.com\/blog\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">FreddieMac.com\/blog<\/a>.<\/p>\n<p>\n        <strong>MEDIA CONTACT: <\/strong><br \/>\n        <br \/>\n        <strong>Angela Waugaman<\/strong><br \/>\n        <br \/>\n        <strong>703-<\/strong><br \/>\n        <strong>714-0644<\/strong><br \/>\n        <br \/>\n        <strong>Angela_Waugaman<\/strong><br \/>\n        <strong>@<\/strong><br \/>\n        <strong>F<\/strong><br \/>\n        <strong>reddie<\/strong><br \/>\n        <strong>M<\/strong><br \/>\n        <strong>ac.com<\/strong>\n      <\/p>\n<p>A photo accompanying this announcement is available at <a href=\"https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/0b4ab642-3a35-4767-83c5-5a4491eddb86\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">https:\/\/www.globenewswire.com\/NewsRoom\/AttachmentNg\/0b4ab642-3a35-4767-83c5-5a4491eddb86<\/a><\/p>\n<\/p>\n<p>      <img loading=\"lazy\" decoding=\"async\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/www.globenewswire.com\/newsroom\/ti?nf=ODA4OTI4NCMzODM1ODYyIzIwODExNTY=\" width=\"1\" height=\"1\" \/><br \/>\n      <br \/>\n      <img loading=\"lazy\" decoding=\"async\" class=\"__GNW8366DE3E__IMG\" src=\"https:\/\/ml.globenewswire.com\/release\/track\/4e5d5eb1-892f-4a18-b9b1-63b4f76cb887\" width=\"1\" height=\"1\" \/>\n    <\/div>\n<div class=\"mw_contactinfo\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>MCLEAN, Va., Nov. 19, 2020 (GLOBE NEWSWIRE) &#8212; Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey\u00ae (PMMS\u00ae), showing that the 30-year fixed-rate mortgage (FRM) averaged 2.72 percent, the lowest rate in the survey\u2019s history which dates back to 1971. \u201cWeaker consumer spending data, which accounts for the majority of economic growth, drove mortgage rates to a new record low,\u201d said Sam Khater, Freddie Mac\u2019s Chief Economist. \u201cWhile economic growth remains unstable, strong housing demand continues to have a domino effect on many other segments of the economy.\u201d News Facts 30-year fixed-rate mortgage averaged 2.72 percent with an average 0.7 point for the week ending November 19, 2020, down from last week when it averaged &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/mortgage-rates-drop-hitting-a-record-low-for-the-thirteenth-time-this-year\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Mortgage Rates Drop, Hitting a Record Low for the Thirteenth Time this Year&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-385258","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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