{"id":1017509,"date":"2026-11-05T07:38:47","date_gmt":"2026-11-05T12:38:47","guid":{"rendered":"https:\/\/www.marketnewsdesk.com\/index.php\/visa-forecasts-u-s-holiday-spending-to-rise-4-5-as-consumers-keep-the-holidays-a-priority\/"},"modified":"2026-11-05T07:38:47","modified_gmt":"2026-11-05T12:38:47","slug":"visa-forecasts-u-s-holiday-spending-to-rise-4-5-as-consumers-keep-the-holidays-a-priority","status":"publish","type":"post","link":"https:\/\/www.marketnewsdesk.com\/index.php\/visa-forecasts-u-s-holiday-spending-to-rise-4-5-as-consumers-keep-the-holidays-a-priority\/","title":{"rendered":"Visa Forecasts U.S. Holiday Spending to Rise 4.5% as Consumers Keep the Holidays a Priority"},"content":{"rendered":"<p>        <!--.bwalignc { text-align: center; list-style-position: inside }\n.bwlistdisc { list-style-type: disc }body {font:normal small Arial,Helvetica,sans-serif;color:#000;background-color:#fff;padding:24px;margin:0;} a img {border:0;} h3 {font-size:medium;color:#000;margin:0 0 1em 0; text-align:center;}-->  <\/p>\n<p class=\"bwalignc\"><b>Visa Forecasts U.S. Holiday Spending to Rise 4.5% as Consumers Keep the Holidays a Priority<\/b><\/p>\n<p><i>Visa Business and Economic Insights expects strongest holiday sales growth since 2021, as income growth supports spending and consumers prioritize gifts amid higher travel costs<\/i>\u00a0<\/p>\n<p>\nKey findings from VBEI\u2019s 2026 U.S. Holiday Spending Outlook include:<\/p>\n<ul class=\"bwlistdisc\">\n<li>\nU.S. holiday retail sales are forecast to rise 4.5% year over year, marking the strongest holiday sales growth since 2021.<\/p>\n<\/li>\n<li>\nOn average, consumers plan to spend $777 on holiday gifts, up 5.6% from 2025, signaling continued willingness to spend even as shoppers remain value-conscious amid elevated inflation.<\/p>\n<\/li>\n<li>\nPhysical gifts are winning a greater share of holiday budgets, as higher travel costs lead many consumers to prioritize merchandise over experiences.<\/p>\n<\/li>\n<\/ul>\n<p>SAN FRANCISCO&#8211;(<a href=\"http:\/\/www.businesswire.com\">BUSINESS WIRE<\/a>)&#8211;<br \/>\nU.S. consumers are poised to keep the registers ringing this holiday season. New research from Visa Business and Economic Insights (VBEI) forecasts U.S. holiday retail sales will rise 4.5% year-over-year in November and December, the strongest growth since 2021.<\/p>\n<p>\nThe outlook points to continued consumer resilience, supported by solid income growth and household wealth, even as inflation influences where holiday dollars go. VBEI expects prices for holiday-related goods to rise approximately 3.4%, with inflation-adjusted holiday spending increasing 1.1%.<\/p>\n<p>\n\u201cConsumers are heading into the holidays with the capacity and willingness to spend, even if they\u2019re being thoughtful about where those dollars go,\u201d said Michael Brown, principal U.S. economist at Visa. \u201cIncome growth continues to provide an important foundation for spending, and while higher prices remain part of the picture, we expect another healthy holiday season.\u201d<\/p>\n<p><b>Consumers are spending more, even as they stay selective<br \/>\n<br \/><\/b>Consumers say they plan to spend an average of $777 on holiday gifts this year, up from $736 in 2025, an increase of 5.6%.<\/p>\n<p>\nThat willingness to spend comes as consumers continue to adapt to higher prices. Roughly one-third of consumers earning less than $100,000 say they plan to switch to lower-cost brands or stores for holiday gifts compared with last year, underscoring the continued importance of value.<\/p>\n<p><b>Travel tops wish lists, but consumers are prioritizing physical gifts<br \/>\n<br \/><\/b>Consumers may be dreaming about experiences, but their holiday budgets tell a more traditional story. More than half of survey respondents put travel and live events at the top of their holiday wish lists, yet only 15% say they are prioritizing spending on experiences, compared with 27% prioritizing physical gifts.<\/p>\n<p>\nHigher travel costs are contributing to that disconnect. VBEI analysis of anonymized Visa credit card transactions found that households earning more than $200,000 were the only income group to increase both holiday airfare bookings and spending in September, with trips booked up 29% and spending up 38% from a year earlier. In contrast, lower-income groups pulled back sharply on airfare booking and spending.<\/p>\n<p>\nThat could work in retailers\u2019 favor. Because VBEI\u2019s holiday sales measure focuses on retail and excludes travel and dining, dollars that might otherwise have gone toward holiday trips could instead flow toward physical gifts and other merchandise.<\/p>\n<p><b>A resilient consumer enters an uncertain season<br \/>\n<br \/><\/b>Despite slower job creation, positive real income growth and elevated household wealth continue to support consumer spending heading into the holidays. At the same time, shoppers remain attentive to prices, reinforcing a holiday season defined by both willingness to spend and a continued focus on value.<\/p>\n<p>\n\u201cConsumers are still spending, but they\u2019re making deliberate choices about where their holiday dollars go,\u201d Brown said. \u201cThat combination of healthy spending and continued focus on value is likely to define this holiday season.\u201d<\/p>\n<p>\nRead the full <b>2026 U.S. Holiday Spending Outlook<\/b> report: <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fusa.review.visa.com%2Fpartner-with-us%2Fvisa-consulting-analytics%2Feconomic-insights%2Fhome-for-the-holidays-spending-stays-closer-to-home.html&amp;esheet=54635789&amp;newsitemid=20261105179458&amp;lan=en-US&amp;anchor=Home+for+the+holidays%3A+spending+stays+closer+to+home&amp;index=1&amp;md5=91897e423ea6610b4b644ed34b60cc3e\">Home for the holidays: spending stays closer to home<\/a>.<\/p>\n<p><b>About Visa Business and Economic Insights (VBEI)<br \/>\n<br \/><\/b>Visa Business and Economic Insights (VBEI) provides data-driven analysis of global economic trends, consumer spending patterns and the evolution of digital commerce, drawing on proprietary VisaNet transaction data, economic modeling and third-party research. The team publishes regular research across macroeconomics, consumer behavior and payments innovation. To subscribe: <a rel=\"nofollow\" href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fglobalclient.visa.com%2Fvisaeconomicnews-subscribe&amp;esheet=54635789&amp;newsitemid=20261105179458&amp;lan=en-US&amp;anchor=https%3A%2F%2Fglobalclient.visa.com%2Fvisaeconomicnews-subscribe&amp;index=2&amp;md5=87c80dc1e21b669c09db2f3eef8ecef7\">https:\/\/globalclient.visa.com\/visaeconomicnews-subscribe<\/a>.<\/p>\n<p><b>About Visa<br \/>\n<br \/><\/b>Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, sellers, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at Visa.com.<\/p>\n<p><b>Forward-Looking Statement<\/b><\/p>\n<p><b>T<\/b>his release contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 that relate to, among other things, our economic outlook. Forward-looking statements are generally identified by words such as &#8220;believes,&#8221; &#8220;estimates,&#8221; &#8220;expects,&#8221; &#8220;intends,&#8221; &#8220;may,&#8221; &#8220;projects,&#8221; &#8220;could,&#8221; &#8220;should,&#8221; &#8220;will,&#8221; &#8220;continue&#8221; and other similar expressions. All statements other than statements of historical fact could be forward-looking statements, which speak only as of the date they are made, are not guarantees of future performance and are subject to certain risks, uncertainties and other factors, many of which are beyond our control and are difficult to predict. We describe risks and uncertainties that could cause actual results to differ materially from those expressed in, or implied by, any of these forward-looking statements in our filings with the SEC. Except as required by law, we do not intend to update or revise any forward-looking statements as a result of new information, future events or otherwise.<\/p>\n<p><b>Disclaimer<br \/>\n<br \/><\/b>The views, opinions, and\/or estimates, as the case may be (&#8220;views&#8221;), expressed herein are those of the Visa Business and Economic Insights team and do not necessarily reflect those of Visa executive management or other Visa employees and affiliates. This release and related content, including estimated economic forecasts, statistics and indexes, are intended for informational purposes only and should not be relied upon for operational, marketing, legal, technical, tax, financial or other advice and do not in any way reflect actual or forecasted Visa operational or financial performance. Visa neither makes any warranty or representation as to the completeness or accuracy of the views contained herein, nor assumes any liability or responsibility that may result from reliance on such views. These views are often based on current market conditions and are subject to change without notice.<\/p>\n<p><img decoding=\"async\" alt=\"\" src=\"https:\/\/cts.businesswire.com\/ct\/CT?id=bwnews&amp;sty=20261105179458r1&amp;sid=flmnd&amp;distro=nx&amp;lang=en\" style=\"width:0;height:0\" \/><span class=\"bwct31415\" \/><\/p>\n<p id=\"mmgallerylink\"><span id=\"mmgallerylink-phrase\">View source version on businesswire.com: <\/span><span id=\"mmgallerylink-link\"><a href=\"https:\/\/www.businesswire.com\/news\/home\/20261105179458\/en\/\" rel=\"nofollow\">https:\/\/www.businesswire.com\/news\/home\/20261105179458\/en\/<\/a><\/span><\/p>\n<p><b>Media Contact<br \/>\n<\/b><br \/>Raelle Alfaro | <a rel=\"nofollow\" href=\"mailto:press@visa.com\">press@visa.com<\/a><\/p>\n<p><b>KEYWORDS:<\/b> California United States North America<\/p>\n<p><b>INDUSTRY KEYWORDS:<\/b> Women Department Stores Public Relations\/Investor Relations Men Communications Convenience Store Family Consumer Retail Online Retail<\/p>\n<p><b>MEDIA:<\/b><\/p>\n<table cellpadding=\"3\" cellspacing=\"3\">\n<tr>\n<td><font face=\"Arial\" size=\"2\"><b>Logo<\/b><\/font><\/td>\n<\/tr>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/mms.businesswire.com\/media\/20261105179458\/en\/1260353\/3\/Visa_Brandmark_Blue_RGB_72ppi.jpg\" alt=\"Logo\" \/><\/td>\n<\/tr>\n<tr>\n<td><font face=\"Arial\" size=\"2\"><\/font><\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Visa Forecasts U.S. Holiday Spending to Rise 4.5% as Consumers Keep the Holidays a Priority Visa Business and Economic Insights expects strongest holiday sales growth since 2021, as income growth supports spending and consumers prioritize gifts amid higher travel costs\u00a0 Key findings from VBEI\u2019s 2026 U.S. Holiday Spending Outlook include: U.S. holiday retail sales are forecast to rise 4.5% year over year, marking the strongest holiday sales growth since 2021. On average, consumers plan to spend $777 on holiday gifts, up 5.6% from 2025, signaling continued willingness to spend even as shoppers remain value-conscious amid elevated inflation. Physical gifts are winning a greater share of holiday budgets, as higher travel costs lead many consumers to prioritize merchandise over experiences. SAN &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.marketnewsdesk.com\/index.php\/visa-forecasts-u-s-holiday-spending-to-rise-4-5-as-consumers-keep-the-holidays-a-priority\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Visa Forecasts U.S. Holiday Spending to Rise 4.5% as Consumers Keep the Holidays a Priority&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-1017509","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Visa Forecasts U.S. Holiday Spending to Rise 4.5% as Consumers Keep the Holidays a Priority - Market Newsdesk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.marketnewsdesk.com\/index.php\/visa-forecasts-u-s-holiday-spending-to-rise-4-5-as-consumers-keep-the-holidays-a-priority\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Visa Forecasts U.S. Holiday Spending to Rise 4.5% as Consumers Keep the Holidays a Priority - Market Newsdesk\" \/>\n<meta property=\"og:description\" content=\"Visa Forecasts U.S. Holiday Spending to Rise 4.5% as Consumers Keep the Holidays a Priority Visa Business and Economic Insights expects strongest holiday sales growth since 2021, as income growth supports spending and consumers prioritize gifts amid higher travel costs\u00a0 Key findings from VBEI\u2019s 2026 U.S. Holiday Spending Outlook include: U.S. holiday retail sales are forecast to rise 4.5% year over year, marking the strongest holiday sales growth since 2021. On average, consumers plan to spend $777 on holiday gifts, up 5.6% from 2025, signaling continued willingness to spend even as shoppers remain value-conscious amid elevated inflation. Physical gifts are winning a greater share of holiday budgets, as higher travel costs lead many consumers to prioritize merchandise over experiences. 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On average, consumers plan to spend $777 on holiday gifts, up 5.6% from 2025, signaling continued willingness to spend even as shoppers remain value-conscious amid elevated inflation. Physical gifts are winning a greater share of holiday budgets, as higher travel costs lead many consumers to prioritize merchandise over experiences. 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